423 Banks - Regional issuers carry a screening verdict, out of 905 issuers we hold in this industry. Verdicts come from two independent engines and each row says which.
Every Banks - Regional issuer this screen has decided is non-compliant — 423 of 423. That is a statement about the 423 decided, not about the 905 issuers in the industry: 482 carry no verdict yet. Each row below links to that issuer's own ratio breakdown and business-activity screen, which is where the reason for its verdict is set out.
419 screened by our own engine against published ratio methodologies computed from primary filings · 4 carrying a reviewed third-party provider verdict.
Classified under Financials.
The seven standards HTR computes agree on every one of the 879 Banks - Regional issuers that more than one of them can decide. In this industry the choice of standard does not change the answer.
A split is one issuer at least one standard passes and at least one fails. Why they disagree is mostly the denominator each standard measures debt against, not the ceiling.
Compliant first, then alphabetical. Every row links to that issuer's full ratio breakdown, business-activity screen and the filing behind it.
| Issuer | Verdict | Screened | Source |
|---|---|---|---|
| SNBN.SW Schweizerische Nationalbank | NON-COMPLIANT | 2026-08-28 | in-house |
| STB.L Secure Trust Bank PLC | NON-COMPLIANT | 2026-08-27 | in-house |
| SYBJF Security Bank Corporation | NON-COMPLIANT | 2026-08-28 | in-house |
| SKBNK.IS Sekerbank T.A.S. | NON-COMPLIANT | 2026-08-27 | in-house |
| 8410.T Seven Bank, Ltd. | NON-COMPLIANT | 2026-08-26 | in-house |
| SFBC SFBC | NO VERDICT | — | not screened yet |
| SFBS SFBS | NO VERDICT | — | not screened yet |
| SFDL SFDL | NO VERDICT | — | not screened yet |
| SFNC SFNC | NO VERDICT | — | not screened yet |
| SFST SFST | NO VERDICT | — | not screened yet |
| 600000.SS Shanghai Pudong Development Bank Co., Ltd. | NON-COMPLIANT | 2026-08-26 | in-house |
| 601825.SS Shanghai Rural Commercial Bank Co., Ltd. | NON-COMPLIANT | 2026-08-26 | in-house |
| SHAW.L Shawbrook Group PLC | NON-COMPLIANT | 2026-08-27 | in-house |
| SHBI SHBI | NO VERDICT | — | not screened yet |
| SHFS SHFS | NO VERDICT | — | not screened yet |
| SHG SHG | NO VERDICT | — | not screened yet |
| 055550.KS Shinhan Financial Group Co., Ltd. | NON-COMPLIANT | 2026-08-27 | in-house |
| 5831.T Shizuoka Financial Group,Inc. | NON-COMPLIANT | 2026-08-26 | in-house |
| SJF.CO SJF Bank A/S | NON-COMPLIANT | 2026-08-27 | in-house |
| SEBC.F Skandinaviska Enskilda Banken AB (publ) | NON-COMPLIANT | 2026-08-27 | in-house |
| SKJE.CO Skjern Bank A/S | NON-COMPLIANT | 2026-08-28 | in-house |
| SLBK SLBK | NO VERDICT | — | not screened yet |
| SMBC SMBC | NO VERDICT | — | not screened yet |
| SMBK SMBK | NO VERDICT | — | not screened yet |
| SNNF SNNF | NO VERDICT | — | not screened yet |
| SNTUF SNTUF | NO VERDICT | — | not screened yet |
| GLE.PA Société Générale Société anonyme | NON-COMPLIANT | 2026-08-27 | in-house |
| HELG.OL SpareBank 1 Helgeland | NON-COMPLIANT | 2026-08-27 | in-house |
| NONG.OL SpareBank 1 Nord-Norge | NON-COMPLIANT | 2026-08-27 | in-house |
| RING.OL SpareBank 1 Ringerike Hadeland | NON-COMPLIANT | 2026-08-28 | in-house |
| MING.OL SpareBank 1 SMN | NON-COMPLIANT | 2026-08-27 | in-house |
| SB1NO.OL SpareBank 1 Sør-Norge ASA | NON-COMPLIANT | 2026-08-27 | in-house |
| SOAG.OL SpareBank 1 Østfold Akershus | NON-COMPLIANT | 2026-08-28 | in-house |
| MORG.OL Sparebanken Møre | NON-COMPLIANT | 2026-08-27 | in-house |
| SBNOR.OL Sparebanken Norge | NON-COMPLIANT | 2026-08-27 | in-house |
| SPOG.OL Sparebanken Øst | NON-COMPLIANT | 2026-08-28 | in-house |
| SPFI SPFI | NO VERDICT | — | not screened yet |
| SRBK SRBK | NO VERDICT | — | not screened yet |
| SRCE SRCE | NO VERDICT | — | not screened yet |
| SRGBF SRGBF | NO VERDICT | — | not screened yet |
| SSB SSB | NO VERDICT | — | not screened yet |
| SGKN.SW St. Galler Kantonalbank AG | NON-COMPLIANT | 2026-08-27 | in-house |
| SBK.JO Standard Bank Group Limited | NON-COMPLIANT | 2026-08-27 | in-house |
| STBA STBA | NO VERDICT | — | not screened yet |
| STLE STLE | NO VERDICT | — | not screened yet |
| STNDF STNDF | NO VERDICT | — | not screened yet |
| 8309.T Sumitomo Mitsui Trust Group, Inc. | NON-COMPLIANT | 2026-08-28 | in-house |
| 8358.T Suruga Bank Ltd. | NON-COMPLIANT | 2026-08-27 | in-house |
| SURYODAY.NS Suryoday Small Finance Bank Limited | NON-COMPLIANT | 2026-08-27 | in-house |
| SWED-A.ST Swedbank AB (publ) | NON-COMPLIANT | 2026-08-27 | in-house |
| SYBT SYBT | NO VERDICT | — | not screened yet |
| 2812.TW Taichung Commercial Bank Co., Ltd. | NON-COMPLIANT | 2026-08-27 | in-house |
| 2834.TW Taiwan Business Bank, Ltd. | NON-COMPLIANT | 2026-08-27 | in-house |
| TMB.BO Tamilnad Mercantile Bank Limited | NON-COMPLIANT | 2026-08-26 | in-house |
| TMB.NS Tamilnad Mercantile Bank Limited | NON-COMPLIANT | 2026-09-02 | in-house |
| TBBK TBBK | NO VERDICT | — | not screened yet |
| TBCG.L TBC Bank Group PLC | NON-COMPLIANT | 2026-08-27 | in-house |
| TCBI TCBI | NO VERDICT | — | not screened yet |
| TCBIO TCBIO | NO VERDICT | — | not screened yet |
| TCBK TCBK | NO VERDICT | — | not screened yet |
| TCBS TCBS | NO VERDICT | — | not screened yet |
| TCBX TCBX | NO VERDICT | — | not screened yet |
| TFC-PI TFC-PI | NO VERDICT | — | not screened yet |
| TFC-PO TFC-PO | NO VERDICT | — | not screened yet |
| TFC-PR TFC-PR | NO VERDICT | — | not screened yet |
| TFIN TFIN | NO VERDICT | — | not screened yet |
| TFIN-P TFIN-P | NO VERDICT | — | not screened yet |
| TFSL TFSL | NO VERDICT | — | not screened yet |
| 8341.T The 77 Bank, Ltd. | NON-COMPLIANT | 2026-08-27 | in-house |
| 8343.T The Akita Bank, Ltd. | NON-COMPLIANT | 2026-08-27 | in-house |
| 8388.T The Awa Bank, Ltd. | NON-COMPLIANT | 2026-08-27 | in-house |
| 0023.HK The Bank of East Asia, Limited | NON-COMPLIANT | 2026-08-27 | in-house |
| 8345.T The Bank of Iwate, Ltd. | NON-COMPLIANT | 2026-08-27 | in-house |
| 8416.T The Bank Of Kochi, Ltd. | NON-COMPLIANT | 2026-08-28 | in-house |
| 8522.T The Bank of Nagoya, Ltd. | NON-COMPLIANT | 2026-08-27 | in-house |
| 8395.T The Bank of Saga Ltd. | NON-COMPLIANT | 2026-08-27 | in-house |
| 8331.T The Chiba Bank, Ltd. | NON-COMPLIANT | 2026-08-27 | in-house |
| 8337.T The Chiba Kogyo Bank, Ltd. | NON-COMPLIANT | 2026-08-27 | in-house |
| CBQK.QA The Commercial Bank (P.S.Q.C.) | NON-COMPLIANT | 2026-08-27 | in-house |
| 8541.T The Ehime Bank, Ltd. | NON-COMPLIANT | 2026-08-27 | in-house |
| FEDERALBNK.NS The Federal Bank Limited | NON-COMPLIANT | 2026-08-27 | in-house |
| 7184.T The First Bank Of Toyama, Ltd. | NON-COMPLIANT | 2026-08-27 | in-house |
| 8362.T The Fukui Bank, Ltd. | NON-COMPLIANT | 2026-08-27 | in-house |
| 8334.T The Gunma Bank, Ltd. | NON-COMPLIANT | 2026-08-27 | in-house |
| 8368.T The Hyakugo Bank, Ltd. | NON-COMPLIANT | 2026-08-27 | in-house |
| 8386.T The Hyakujushi Bank, Ltd. | NON-COMPLIANT | 2026-08-27 | in-house |
| KTKBANK.BO The Karnataka Bank Limited | NON-COMPLIANT | 2026-08-27 | in-house |
| KARURVYSYA.NS The Karur Vysya Bank Limited | NON-COMPLIANT | 2026-08-27 | in-house |
| 8544.T The Keiyo Bank, Ltd. | NON-COMPLIANT | 2026-08-27 | in-house |
| 8551.T The Kita-Nippon Bank, Ltd. | NON-COMPLIANT | 2026-08-27 | in-house |
| 8370.T The Kiyo Bank, Ltd. | NON-COMPLIANT | 2026-08-27 | in-house |
| 8393.T The Miyazaki Bank, Ltd. | NON-COMPLIANT | 2026-08-27 | in-house |
| 8336.T The Musashino Bank, Ltd. | NON-COMPLIANT | 2026-08-27 | in-house |
| 8367.T The Nanto Bank, Ltd. | NON-COMPLIANT | 2026-08-27 | in-house |
| 8361.T The Ogaki Kyoritsu Bank, Ltd. | NON-COMPLIANT | 2026-08-27 | in-house |
| 8392.T The Oita Bank, Ltd. | NON-COMPLIANT | 2026-08-27 | in-house |
| 8381.T The San-in Godo Bank,Ltd. | NON-COMPLIANT | 2026-08-27 | in-house |
| 1030.SR The Saudi Investment Bank | NON-COMPLIANT | 2026-08-27 | in-house |
| 1180.SR The Saudi National Bank | NON-COMPLIANT | 2026-08-27 | in-house |
| 5876.TW The Shanghai Commercial & Savings Bank, Ltd. | NON-COMPLIANT | 2026-08-27 | in-house |