Whether this coin clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
A coin files no financial statements, so the debt, receivables and interest-income ratios we run on companies cannot be computed for ACRED. Its verdict is our own, from the crypto standards set out in full further down this page.
Trade setup
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
Apollo Diversified Credit Securitize Fund (ACRED) is currently considered not halal (non-compliant), per our own multi-standard crypto screen. Our full reasoning, the standards behind it and the facts it rests on are below.
🕌 In-house Compliance Research
A coin files no financial statements, so the debt, receivables and interest-income ratios we run on companies cannot be computed for ACRED. Its verdict is our own, from the crypto standards set out in full further down this page.
What changed, and when
Verdict history for ACRED. Nothing has been recorded for it yet.
ℹ️ Coin verdicts are not change-tracked yet. An empty history here means nothing has been recorded, not that nothing has moved.
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
Classic floor-trader pivots from the last completed daily bar. Highlighted pills are the levels bracketing the current price.
Price Forecast
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Our Sharia Verdict
The return, or the reserve behind the peg, is interest (riba). Every standard we screen on rejects this without exception.
- Pays the holder interest yes Riba. A return paid for holding, whatever it is called.
- Primary use is prohibited no Gambling, adult content or conventional lending as the main use.
- A derivative or leveraged no Leverage, perpetuals or synthetic exposure rather than the asset.
- Has a real function yes Manfa'ah — the token does something besides exist to be traded.
- Governance is transparent not established An open protocol and an identifiable process behind decisions.
- Feeder fund investing in Apollo Diversified Credit Fund which generates returns from current income emphasis
- Underlying fund deploys multi-asset credit strategy across corporate direct lending, asset-backed lending, and performing credit
- Daily pricing transparency and daily liquidity with stated interest income generation
Independently corroborated. 3 separate models read this coin and agreed on every fact the verdict turns on, though 2 minor fields could not be established by all of them.
Not established: transparent governance. Our verdict does not assume anything about these — where they would change the answer, we say so rather than guessing.
Fiqh Council of North America (currency treatment) NON-COMPLIANT
Treated as currency, every riba ruling applies - and this token pays, or is backed by, interest.
Fiqh Council of North America, “Regarding the Islamic Ruling on Bitcoins” — default permissibility; treated as fiat currency, so all riba rulings and bai’ al-sarf apply
AMJA (permissible absent clear prohibition) NON-COMPLIANT
Riba is the clear evidence of prohibition this framework asks for.
Assembly of Muslim Jurists of America — Dr. Salah Al-Sawy (Secretary General) and Dr. Yasir Qadhi: transactions are permissible unless clear evidence prohibits them
SC Malaysia SAC (digital assets as mal) NON-COMPLIANT
Riba: the return, or the reserve behind the peg, is interest.
Securities Commission Malaysia, Shariah Advisory Council, 233rd-234th meetings, June-July 2020
Amanah Advisors layered screen (project / token / staking) NON-COMPLIANT
Token layer: the return mechanism is interest.
Amanah Advisors, Crypto Shariah Screening Framework (Mufti Faraz Adam)
Amanie Advisors (staking as a service fee) NON-COMPLIANT
A lending-derived return is not a service fee, however it is presented.
Amanie Advisors (Dr. Daud Bakar) — Shariah certification of Ethereum staking; validation treated as a real service rendered to the network rather than a return on capital
AAOIFI riba principles (adapted to token returns) NON-COMPLIANT
A lending- or interest-derived return is riba regardless of what it is called.
AAOIFI Shariah Standards - riba and non-permissible income, applied to the token's return mechanism (no dedicated crypto standard exists)
Restrictive position (gharar / no intrinsic backing) QUESTIONABLE
Represents a claim on an identifiable off-chain asset rather than a free-floating digital token.
Mufti Muhammad Taqi Usmani (crypto trading and investment impermissible); Dar al-Ifta al-Misriyyah (Egypt, 2018); Diyanet Isleri Baskanligi (Turkey, 2017)
The restrictive position above is shown but excluded from our own verdict: it rejects most digital assets including Bitcoin on gharar alone, so letting it decide would mark nearly everything non-compliant — which is neither our conclusion nor a defensible reading of the evidence. Hiding it would be worse.
This is our own screening verdict, reached by applying each named standard ourselves to the facts above, last established 2026-08-29. Research, not a fatwa — for a decision that binds you, ask a scholar you trust.
Technical Summary
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
Every indicator, and what it reads
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 60.60 | NEUTRAL |
| Stochastic %K (14) | 37.86 | NEUTRAL |
| CCI (20) | 11.09 | NEUTRAL |
| Williams %R (14) | -62.14 | NEUTRAL |
| ROC (10) | -0.23 | SELL |
| Momentum (10) | -2.60 | SELL |
| EMA (10) | 1108.00 | BUY |
| SMA (10) | 1107.50 | BUY |
| EMA (20) | 1107.14 | BUY |
| SMA (20) | 1109.56 | BUY |
| EMA (30) | 1106.43 | BUY |
| SMA (30) | 1107.15 | BUY |
| EMA (50) | 1106.23 | BUY |
About Apollo Diversified Credit Securitize Fund
This feeder fund invests in the Apollo Diversified Credit Fund ("Underlying Fund") which seeks to generate a return comprised of both current income and capital appreciation, emphasizing current income with low volatility and low correlation to the broader markets. ✓ Seasoned Asset Manager: Apollo draws on 30+ years of experience, aiming to achieve attractive returns across the risk spectrum through proprietary origination, credit strategies, and a flexible approach to borrower needs.(1) ✓ Historical Track Record of Outperformance: A diversified, global credit strategy with potential for enhanced income and attractive risk-adjusted returns across various market cycles. ✓ 0% Performance Fee ✓ $0 Redemptions ✓ Pricing Transparency: Daily pricing transparency and daily liquidity.(2) The Underlying Fund takes a multi-asset private and public credit approach centered around five key pillars: ✓ Corporate Direct Lending: Targets large scale corporate originations and sponsor-backed issuers of first lien, senior secured and unitranche loans, utilizing Apollo’s proprietary sourcing channel. ✓ Asset-Backed Lending: Focuses on agile deployment of capital into origination and proprietary sourcing channels across a broad mandate of asset-backed investments, with a focus on investments collateralized by tangible investments. ✓ Performing Credit: Primarily pursues liquid, performing senior secured corporate credits to generate total return. ✓ Dislocated Credit: Seeks to use contingent capital to tactically pursue “dislocated” credit opportunities such as stressed, performing assets that sell-off due to technical and/or non-fundamental reasons. ✓ Structured Credit: Focuses on structured credit opportunities across diverse asset types, vintages, maturities, jurisdictions, and capital structure priorities (for example, CLOs, residential, and commercial mortgage backed securities among others).9 (1) Diversification does not ensure profit or protect against loss. (2) Investment performance is not guaranteed and is subject to market risks.
Background via CoinGecko — informational, not part of the verdict.
SMC — Top Down
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
The market-structure read is still being computed — it runs in the background rather than holding this page up. Reload in a moment and it will be here.
Peer Movement
How the rest of the sector moved over the same window. Context for a price move, never a cause of one.
Peer movement computing — it will appear here on its own.
Before you act on this
The questions worth asking about any verdict on this page, answered plainly.
Why is crypto screened differently?
The ratio screen needs a balance sheet. A coin has neither filings nor a debt figure, so the same test cannot run. Compliance turns instead on what the token actually is and does.
What makes a coin non-compliant here?
Most commonly, the token is a claim on interest: a lending protocol, a yield-bearing stablecoin, or a product whose return comes from lending at interest rather than from work performed.
Is a compliant verdict permanent?
No. A protocol can add a lending product or change what its token does. Any verdict that moves is recorded, and a verdict that has not moved is reported as such rather than assumed.
Is the scholarly debate resolved?
Not on every coin. Where real disagreement exists, HTR records both positions instead of picking one. This is a research tool; a ruling for your own holding should come from a qualified scholar.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Compare with
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
AI Summary
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.