Verdicts genuinely change. Free email alert the moment AFCLX's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
Focused International Growth Fund · American Century World Mutual Funds, Inc.
53 holdings
NON-COMPLIANT 33.28% of portfolio weight is in non-compliant holdings, over the 5% threshold.
53 holdings, 48 matched (94% of weight). Portfolio as of 2026-05-31, filed 2026-07-29. Source: SEC Form N-PORT.
4.62% of this portfolio’s income is non-permissible — weighted across holdings, computed over 79% of portfolio weight (40 of 53 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
60.5% compliant 0.0% questionable 33.3% non-compliant 6.0% unscreened
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| TSM Taiwan Semiconductor Manufacturing Co Ltd | COMPLIANT | 7.84% | AAOIFI1.5% Usmani13.8% Dow Jones Islamic0.5% S&P Shariah0.6% MSCI Islamic13.4% MSCI Islamic M-Series0.6% FTSE Shariah13.4% |
| 005930.KS Samsung Electronics Co Ltd | COMPLIANT | 4.64% | AAOIFI1.4% Usmani5.3% Dow Jones Islamicpass S&P Shariahpass MSCI Islamic4.5% MSCI Islamic M-Seriespass FTSE Shariah4.5% |
| ASML ASML Holding NV | COMPLIANT | 3.48% | AAOIFI0.8% Usmani8.7% Dow Jones Islamic1.3% S&P Shariah1.4% MSCI Islamic8.7% MSCI Islamic M-Series1.4% FTSE Shariah8.7% |
| AZN AstraZeneca PLC | COMPLIANT | 3.14% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| GLE.PA Societe Generale SA | NON_COMPLIANT | 3.03% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| 4543.T Terumo Corp | COMPLIANT | 2.59% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| SU.PA Schneider Electric SE | COMPLIANT | 2.52% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| IBE.MC Iberdrola SA | NON_COMPLIANT | 2.50% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| GALDY Galderma Group AG | COMPLIANT | 2.37% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| State Street Bank & Trust Co | UNSCREENED | 2.35% | no in-house ratios for this holding |
| NSIS-B.CO Novonesis Novozymes B | COMPLIANT | 2.33% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| BA.L BAE Systems PLC | NON_COMPLIANT | 2.25% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Samsung Electro-Mechanics Co Ltd | UNSCREENED | 2.23% | no in-house ratios for this holding |
| 6954.T FANUC Corp | COMPLIANT | 2.14% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahfail |
| 2308.TW Delta Electronics Inc | COMPLIANT | 2.10% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahpass |
| ENR.DE Siemens Energy AG | COMPLIANT | 2.08% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| 7453.T Ryohin Keikaku Co Ltd | COMPLIANT | 1.97% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| E Eni SpA | NON_COMPLIANT | 1.97% | AAOIFI42.7% Usmani20.8% Dow Jones Islamic28.0% S&P Shariah29.8% MSCI Islamic20.8% MSCI Islamic M-Series29.8% FTSE Shariah20.8% |
| LSEG.L London Stock Exchange Group PLC | NON_COMPLIANT | 1.95% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| ANFGF Antofagasta PLC | COMPLIANT | 1.91% | AAOIFI19.7% Usmani27.4% Dow Jones Islamic19.9% S&P Shariah22.7% MSCI Islamic26.8% MSCI Islamic M-Series22.7% FTSE Shariah26.8% |
| 0700.HK Tencent Holdings Ltd | COMPLIANT | 1.88% | AAOIFIpass Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| TRP TC Energy Corp | NON_COMPLIANT | 1.83% | AAOIFI2.3% Usmani1.7% Dow Jones Islamic2.6% S&P Shariah3.0% MSCI Islamic1.7% MSCI Islamic M-Series3.0% FTSE Shariah1.3% |
| RACE.MI Ferrari NV | COMPLIANT | 1.82% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| ARM ARM Holdings PLC | COMPLIANT | 1.79% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| LONN.SW Lonza Group AG | COMPLIANT | 1.78% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| ATZ.TO Aritzia Inc | COMPLIANT | 1.72% | AAOIFI6.8% Usmani63.5% Dow Jones Islamicpass S&P Shariahpass MSCI Islamic31.8% MSCI Islamic M-Seriespass FTSE Shariah31.8% |
| BABA Alibaba Group Holding Ltd | COMPLIANT | 1.72% | AAOIFI7.6% Usmani1.1% Dow Jones Islamic0.2% S&P Shariah0.2% MSCI Islamic1.1% MSCI Islamic M-Series0.2% FTSE Shariah0.0% |
| BATS.L British American Tobacco PLC | NON_COMPLIANT | 1.72% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| EBS.VI Erste Group Bank AG | NON_COMPLIANT | 1.72% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| A5G.IR AIB Group PLC | NON_COMPLIANT | 1.70% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| ATCO-A.ST Atlas Copco AB | COMPLIANT | 1.68% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| 1299.HK AIA Group Ltd | NON_COMPLIANT | 1.67% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Z74.SI Singapore Telecommunications Ltd | COMPLIANT | 1.67% | AAOIFI15.5% Usmani29.2% Dow Jones Islamicpass S&P Shariahpass MSCI Islamic23.0% MSCI Islamic M-Seriespass FTSE Shariah23.0% |
| ORSTED.CO Orsted AS | NON_COMPLIANT | 1.61% | AAOIFIfail Usmanipass Dow Jones Islamicfail S&P Shariahfail MSCI Islamicpass MSCI Islamic M-Seriesfail FTSE Shariahpass |
| ALPHA.AT Alpha Bank SA | NON_COMPLIANT | 1.60% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| OR.PA L'Oreal SA | COMPLIANT | 1.59% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| RR.L Rolls-Royce Holdings PLC | NON_COMPLIANT | 1.53% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| EL.PA EssilorLuxottica SA | COMPLIANT | 1.51% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| ITUB3.SA Itau Unibanco Holding SA | NON_COMPLIANT | 1.37% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Raia Drogasil SA | UNSCREENED | 1.32% | no in-house ratios for this holding |
| SPOT Spotify Technology SA | NON_COMPLIANT | 1.30% | AAOIFI1.6% Usmani9.7% Dow Jones Islamic1.5% S&P Shariah1.9% MSCI Islamic9.7% MSCI Islamic M-Series1.9% FTSE Shariah9.7% |
| 0669.HK Techtronic Industries Co Ltd | COMPLIANT | 1.25% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| 8830.T Sumitomo Realty & Development Co Ltd | NON_COMPLIANT | 1.15% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| 5803.T Fujikura Ltd | COMPLIANT | 1.12% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahpass |
| ANZ.AX ANZ Group Holdings Ltd | NON_COMPLIANT | 1.04% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| 6861.T Keyence Corp | COMPLIANT | 1.03% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahfail |
| TSCO.L Tesco PLC | NON_COMPLIANT | 1.02% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| ABEV3.SA Ambev SA | NON_COMPLIANT | 0.95% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| PRY.MI Prysmian SpA | COMPLIANT | 0.83% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| CARL-B.CO Carlsberg AS | NON_COMPLIANT | 0.77% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| ABI.BR Anheuser-Busch InBev SA/NV | NON_COMPLIANT | 0.61% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| State Street Navigator Securities Lending Trust - State Street Navigator Securities Lending Government Money Market Portfolio | UNSCREENED | 0.06% | no in-house ratios for this holding |
| State Street Institutional US Government Money Market Fund | UNSCREENED | 0.01% | no in-house ratios for this holding |
The published standards disagree about this fund by 16 points of portfolio weight — 54.6% of it passes AAOIFI, 38.8% passes MSCI Islamic. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 54.6% ratios fail on 31.9% 13.3% not rated under AAOIFI
ratios pass on 40.3% ratios fail on 40.6% 18.8% not rated under Usmani
ratios pass on 52.7% ratios fail on 28.2% 18.8% not rated under Dow Jones Islamic
ratios pass on 52.7% ratios fail on 28.2% 18.8% not rated under S&P Shariah
ratios pass on 38.8% ratios fail on 42.1% 18.8% not rated under MSCI Islamic
ratios pass on 52.7% ratios fail on 28.2% 18.8% not rated under MSCI Islamic M-Series
ratios pass on 42.0% ratios fail on 38.9% 18.8% not rated under FTSE Shariah
48 of 53 listed holdings carry our own per-methodology verdicts (94% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 10 (28% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
| Non-compliant holding | Weight |
|---|---|
| GLE.PA Societe Generale SA | 3.03% |
| IBE.MC Iberdrola SA | 2.50% |
| BA.L BAE Systems PLC | 2.25% |
| E Eni SpA | 1.97% |
| LSEG.L London Stock Exchange Group PLC | 1.95% |
| TRP TC Energy Corp | 1.83% |
| BATS.L British American Tobacco PLC | 1.72% |
| EBS.VI Erste Group Bank AG | 1.72% |
| A5G.IR AIB Group PLC | 1.70% |
| 1299.HK AIA Group Ltd | 1.67% |
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
Focused International Growth Fund (AFCLX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.
| Holding | Weight | Verdict |
|---|---|---|
| TSMTaiwan Semiconductor Manufacturing Co Ltd | 7.84% | Compliant |
| 005930.KSSamsung Electronics Co Ltd | 4.64% | Compliant |
| ASMLASML Holding NV | 3.48% | Compliant |
| AZNAstraZeneca PLC | 3.14% | Compliant |
| GLE.PASociete Generale SA | 3.03% | Non-compliant |
| 4543.TTerumo Corp | 2.59% | Compliant |
| SU.PASchneider Electric SE | 2.52% | Compliant |
| IBE.MCIberdrola SA | 2.50% | Non-compliant |
| GALDYGalderma Group AG | 2.37% | Compliant |
| State Street Bank & Trust Conot matched to a ticker | 2.35% | Not screened |
Top 10 of 53 holdings, 34.5% of the fund by weight. Every holding is screened, not only these.
The positions keeping this fund short of 100% compliant by weight.
Verdict history for AFCLX. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
Tracked since 2026-09-07.
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
This fund prices once a day, so its bars carry no intraday high or low — floor-trader pivots are not defined for it.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 41.00 | NEUTRAL |
| Stochastic %K (14) | 13.21 | BUY |
| CCI (20) | -126.38 | BUY |
| Williams %R (14) | -86.79 | BUY |
| MACD (12,26,9) | -0.03 | SELL |
| ROC (10) | -1.87 | SELL |
| Momentum (10) | -0.34 | SELL |
| EMA (10) | 18.06 | SELL |
| SMA (10) | 18.09 | SELL |
| EMA (20) | 18.16 | SELL |
| SMA (20) | 18.18 | SELL |
| EMA (30) | 18.23 | SELL |
| SMA (30) | 18.25 | SELL |
| EMA (50) | 18.31 | SELL |
| SMA (50) | 18.40 | SELL |
| EMA (100) | 18.43 | SELL |
| SMA (100) | 18.55 | SELL |
| EMA (200) | 18.54 | SELL |
| SMA (200) | 18.61 | SELL |
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.