BKUIETF / FundBNY Mellon Ultra Short Income ETF
Verdicts genuinely change. Free email alert the moment BKUI's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
BNY Mellon Ultra Short Income ETF ETF · BNY Mellon ETF Trust
157 holdings · as of 2026-06-30 (4.0 months ago) The fund may have traded since. SEC Form N-PORT is filed quarterly and lags the period it covers, so these are the most recent holdings on file, not the fund’s holdings today.
NON-COMPLIANT At least 43.01% of portfolio weight is in non-compliant holdings — already over the 5% threshold, so the verdict is settled whatever the unmatched 47% turns out to be. Matching more holdings can only raise this share, never lower it.
4.19% of that is conventional interest-bearing debt, identified from the fund's own filing rather than by screening an issuer. Sukuk are deliberately excluded from this test and are never counted here.
157 holdings, 87 matched (52% of weight). Portfolio as of 2026-06-30, filed 2026-08-24. Source: SEC Form N-PORT.
5.55% of this portfolio’s income is non-permissible — weighted across holdings, computed over 17% of portfolio weight (40 of 157 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
Portfolio shares are withheld: coverage is below the floor needed to state one. The holdings themselves are below, because the names are evidence you can check.
All holdings (157)
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| DNB.OL DNB BANK ASA | NON_COMPLIANT | 2.86% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| CREDIT INDUSTRIEL ET COMMERCIAL-CIC SA NEW YORK BRANCH | UNSCREENED | 2.61% | no in-house ratios for this holding |
| SAN.MC BANCO SANTANDER SA | NON_COMPLIANT | 2.52% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| NORDDEUTSCHE LAN 0627 | UNSCREENED | 2.51% | no in-house ratios for this holding |
| SOCIETE GENERALE NORTH AMERICA INC | UNSCREENED | 2.14% | no in-house ratios for this holding |
| BBVA.MC BANCO BILBAO VIZCAYA ARGENTARIA SA | NON_COMPLIANT | 2.10% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| WBC.AX WESTPAC BANKING CORP | NON_COMPLIANT | 2.10% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| ABN AMRO FUNDING USA LLC | UNSCREENED | 2.07% | no in-house ratios for this holding |
| Old Line Funding LLC | UNSCREENED | 2.05% | no in-house ratios for this holding |
| Manhattan Asset Funding Company LLC | UNSCREENED | 1.74% | no in-house ratios for this holding |
| ING US Funding LLC | UNSCREENED | 1.74% | no in-house ratios for this holding |
| AUSTRALIA AND NEW ZEALAND BANKING GROUP LTD NEW YORK BRANCH | UNSCREENED | 1.73% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 1.72% | no in-house ratios for this holding |
| FEDERATION DES CAISSES DESJARDINS DU QUEBEC | UNSCREENED | 1.69% | no in-house ratios for this holding |
| SWED-A.ST SWEDBANK AB | NON_COMPLIANT | 1.69% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| NA.TO NATIONAL BANK OF CANADA | NON_COMPLIANT | 1.68% | AAOIFI133.1% Usmani18.9% Dow Jones Islamic— S&P Shariah— MSCI Islamic18.8% MSCI Islamic M-Series— FTSE Shariah18.8% |
| BOFA SECURITIES INC | UNSCREENED | 1.68% | no in-house ratios for this holding |
| SWED-A.ST Swedbank AB (publ) | NON_COMPLIANT | 1.57% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| NAB.AX National Australia Bank Ltd. | NON_COMPLIANT | 1.57% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| DREYFUS INSTITUTIONAL PREFERRED MONEY MARKET FUNDS | UNSCREENED | 1.41% | no in-house ratios for this holding |
| Starbird Funding Corporation | UNSCREENED | 1.39% | no in-house ratios for this holding |
| Lma S A / Lma Amers Llc | UNSCREENED | 1.38% | no in-house ratios for this holding |
| SOCIETE GENERALE NORTH AMERICA INC | UNSCREENED | 1.26% | no in-house ratios for this holding |
| SHB-A.ST Svenska Handelsbanken AB | NON_COMPLIANT | 1.22% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| MACQUARIE BANK LTD | UNSCREENED | 1.22% | no in-house ratios for this holding |
| LLOYDS BANK CORPORATE MARKETS PLC | UNSCREENED | 1.20% | no in-house ratios for this holding |
| PODIUM FUNDING TRUST | UNSCREENED | 1.19% | no in-house ratios for this holding |
| CBA.AX COMMONWEALTH BANK OF AUSTRALIA | NON_COMPLIANT | 1.18% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Paradelle Funding LLC | UNSCREENED | 1.04% | no in-house ratios for this holding |
| RY ROYAL BANK OF CANADA | COMPLIANT | 0.87% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| BNS.TO BANK OF NOVA SCOTIA (THE) | NON_COMPLIANT | 0.87% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Collateralized Commercial Paper V Co LLC | UNSCREENED | 0.87% | no in-house ratios for this holding |
| MIZUHO BANK LTD | UNSCREENED | 0.87% | no in-house ratios for this holding |
| BOFA SECURITIES INC | UNSCREENED | 0.86% | no in-house ratios for this holding |
| DANSKE.CO DANSKE BANK A/S | NON_COMPLIANT | 0.86% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| FEDERATION DES CAISSES DESJARDINS DU QUEBEC | UNSCREENED | 0.84% | no in-house ratios for this holding |
| TMUS T-MOBILE USA INC | NON_COMPLIANT | 0.84% | AAOIFI18.0% Usmani17.5% Dow Jones Islamic14.6% S&P Shariah15.9% MSCI Islamic16.5% MSCI Islamic M-Series15.9% FTSE Shariah2.9% |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 0.83% | no in-house ratios for this holding |
| CM.TO CANADIAN IMPERIAL BANK OF COMMERCE | NON_COMPLIANT | 0.78% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Nieuw Amsterdam Receivables Corp B.V | UNSCREENED | 0.78% | no in-house ratios for this holding |
| MA MASTERCARD INC | COMPLIANT | 0.78% | AAOIFI4.9% Usmani42.7% Dow Jones Islamic37.5% S&P Shariah40.1% MSCI Islamic42.7% MSCI Islamic M-Series40.1% FTSE Shariah42.7% |
| PODIUM FUNDING TRUST | UNSCREENED | 0.78% | no in-house ratios for this holding |
| BMO.TO BANK OF MONTREAL | NON_COMPLIANT | 0.74% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| JOHN DEERE CAPITAL CORP | UNSCREENED | 0.74% | no in-house ratios for this holding |
| STAN.L STANDARD CHARTERED PLC | NON_COMPLIANT | 0.73% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| ABBV ABBVIE INC | COMPLIANT | 0.73% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahfail |
| LLY ELI LILLY & COMPANY | COMPLIANT | 0.73% | AAOIFI5.2% Usmani38.6% Dow Jones Islamic6.4% S&P Shariah6.9% MSCI Islamic38.6% MSCI Islamic M-Series6.9% FTSE Shariah38.6% |
| HSBC USA INC | UNSCREENED | 0.73% | no in-house ratios for this holding |
| IBM INTERNATIONAL BUSINESS MACHINES CORP | NON_COMPLIANT | 0.73% | AAOIFI29.5% Usmani42.9% Dow Jones Islamic28.2% S&P Shariah32.2% MSCI Islamic42.9% MSCI Islamic M-Series32.2% FTSE Shariah40.8% |
| MANUFACTURERS & TRADERS TRUST COMPANY | UNSCREENED | 0.73% | no in-house ratios for this holding |
| COOPERATIEVE RABOBANK UA NEW YORK BRANCH | UNSCREENED | 0.73% | no in-house ratios for this holding |
| NA.TO NATIONAL BANK OF CANADA | NON_COMPLIANT | 0.73% | AAOIFI133.1% Usmani18.9% Dow Jones Islamic— S&P Shariah— MSCI Islamic18.8% MSCI Islamic M-Series— FTSE Shariah18.8% |
| SNY SANOFI SA | COMPLIANT | 0.73% | AAOIFI20.8% Usmani14.7% Dow Jones Islamic38.1% S&P Shariah38.6% MSCI Islamic14.7% MSCI Islamic M-Series38.6% FTSE Shariah14.7% |
| TGT TARGET CORP | QUESTIONABLE | 0.73% | AAOIFI25.0% Usmani30.5% Dow Jones Islamic36.2% S&P Shariah34.4% MSCI Islamic30.5% MSCI Islamic M-Series34.4% FTSE Shariah25.1% |
| ING ING GROEP NV | NON_COMPLIANT | 0.73% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| CI CIGNA GROUP (THE) | NON_COMPLIANT | 0.73% | AAOIFI42.7% Usmani20.3% Dow Jones Islamic40.5% S&P Shariah38.8% MSCI Islamic20.3% MSCI Islamic M-Series38.8% FTSE Shariah20.3% |
| UBSG.SW UBS GROUP AG | NON_COMPLIANT | 0.73% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| SCHW CHARLES SCHWAB CORP (THE) | NON_COMPLIANT | 0.72% | AAOIFI14.6% Usmani5.3% Dow Jones Islamic18.7% S&P Shariah22.0% MSCI Islamic5.3% MSCI Islamic M-Series22.0% FTSE Shariah5.3% |
| TD TORONTO DOMINION BANK (THE) | NON_COMPLIANT | 0.70% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| DIS WALT DISNEY COMPANY (THE) | NON_COMPLIANT | 0.70% | AAOIFI25.4% Usmani22.5% Dow Jones Islamic24.6% S&P Shariah25.2% MSCI Islamic22.5% MSCI Islamic M-Series25.2% FTSE Shariah22.5% |
| CATERPILLAR FINANCIAL SERVICES CORP | UNSCREENED | 0.70% | no in-house ratios for this holding |
| KO COCA-COLA COMPANY (THE) | COMPLIANT | 0.69% | AAOIFI11.9% Usmani43.4% Dow Jones Islamic14.9% S&P Shariah15.9% MSCI Islamic43.4% MSCI Islamic M-Series15.9% FTSE Shariah41.8% |
| 8316.T SUMITOMO MITSUI FINANCIAL GROUP INC | NON_COMPLIANT | 0.69% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| CRM SALESFORCE INC | COMPLIANT | 0.69% | AAOIFI20.9% Usmani38.1% Dow Jones Islamic18.3% S&P Shariah17.8% MSCI Islamic38.1% MSCI Islamic M-Series17.8% FTSE Shariah35.8% |
| LOW LOWE'S COMPANIES INC | NON_COMPLIANT | 0.69% | AAOIFI35.6% Usmani71.7% Dow Jones Islamic30.1% S&P Shariah31.0% MSCI Islamic71.7% MSCI Islamic M-Series31.0% FTSE Shariah63.7% |
| BNS.TO BANK OF NOVA SCOTIA (THE) | NON_COMPLIANT | 0.67% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 0.66% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 0.63% | no in-house ratios for this holding |
| CITIBANK NA | UNSCREENED | 0.63% | no in-house ratios for this holding |
| BARC.L BARCLAYS PLC | NON_COMPLIANT | 0.61% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| BMW US CAPITAL LLC | UNSCREENED | 0.59% | no in-house ratios for this holding |
| SBUX STARBUCKS CORP | COMPLIANT | 0.43% | AAOIFI19.3% Usmani79.3% Dow Jones Islamic21.4% S&P Shariah22.1% MSCI Islamic79.3% MSCI Islamic M-Series22.1% FTSE Shariah46.9% |
| LLOY.L LLOYDS BANKING GROUP PLC | NON_COMPLIANT | 0.42% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| MRK MERCK & COMPANY INC | COMPLIANT | 0.40% | AAOIFI14.7% Usmani41.5% Dow Jones Islamic21.8% S&P Shariah20.9% MSCI Islamic41.5% MSCI Islamic M-Series20.9% FTSE Shariah41.5% |
| MORGAN STANLEY BANK NA | UNSCREENED | 0.40% | no in-house ratios for this holding |
| KEYBANK NA | UNSCREENED | 0.40% | no in-house ratios for this holding |
| D05.SI DBS GROUP HOLDINGS LTD | NON_COMPLIANT | 0.39% | AAOIFI33.5% Usmani8.4% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic8.4% MSCI Islamic M-Seriesfail FTSE Shariah8.4% |
| U11.SI UNITED OVERSEAS BANK LTD | NON_COMPLIANT | 0.38% | AAOIFI65.6% Usmani7.9% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic7.9% MSCI Islamic M-Seriesfail FTSE Shariah7.9% |
| WBC.AX WESTPAC BANKING CORP | NON_COMPLIANT | 0.38% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| MACQUARIE BANK LTD | UNSCREENED | 0.36% | no in-house ratios for this holding |
| ASB BANK LTD | UNSCREENED | 0.35% | no in-house ratios for this holding |
| GS GOLDMAN SACHS GROUP INC (THE) | NON_COMPLIANT | 0.35% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| JP MORGAN CHASE & COMPANY | UNSCREENED | 0.35% | no in-house ratios for this holding |
| MRK MERCK & COMPANY INC | COMPLIANT | 0.35% | AAOIFI14.7% Usmani41.5% Dow Jones Islamic21.8% S&P Shariah20.9% MSCI Islamic41.5% MSCI Islamic M-Series20.9% FTSE Shariah41.5% |
| PEP PEPSICO INC | COMPLIANT | 0.35% | AAOIFI23.4% Usmani39.4% Dow Jones Islamic22.7% S&P Shariah22.0% MSCI Islamic39.4% MSCI Islamic M-Series22.0% FTSE Shariah39.4% |
| WFC WELLS FARGO & COMPANY | NON_COMPLIANT | 0.35% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| NATWEST MARKETS PLC | UNSCREENED | 0.35% | no in-house ratios for this holding |
| GS GOLDMAN SACHS GROUP INC (THE) | NON_COMPLIANT | 0.35% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| PNC PNC FINANCIAL SERVICES GROUP INC (THE) | NON_COMPLIANT | 0.35% | AAOIFI87.5% Usmani13.9% Dow Jones Islamic110.0% S&P Shariah122.6% MSCI Islamic13.9% MSCI Islamic M-Series122.6% FTSE Shariah13.9% |
| ANZ NEW ZEALAND (INT'L) LTD LONDON BRANCH | UNSCREENED | 0.35% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 0.35% | no in-house ratios for this holding |
| TRUIST BANK | UNSCREENED | 0.35% | no in-house ratios for this holding |
| BAC BANK OF AMERICA CORP | NON_COMPLIANT | 0.34% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| PNC BANK NA | UNSCREENED | 0.34% | no in-house ratios for this holding |
| BP CAPITAL MARKETS PLC | UNSCREENED | 0.34% | no in-house ratios for this holding |
| 8306.T MITSUBISHI UFJ FINANCIAL GROUP INC | NON_COMPLIANT | 0.34% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| AMZN AMAZON.COM INC | QUESTIONABLE | 0.34% | AAOIFI8.2% Usmani22.1% Dow Jones Islamic9.6% S&P Shariah10.6% MSCI Islamic20.9% MSCI Islamic M-Series10.6% FTSE Shariah12.1% |
| SBUX STARBUCKS CORP | COMPLIANT | 0.33% | AAOIFI19.3% Usmani79.3% Dow Jones Islamic21.4% S&P Shariah22.1% MSCI Islamic79.3% MSCI Islamic M-Series22.1% FTSE Shariah46.9% |
| T AT&T INC | NON_COMPLIANT | 0.33% | AAOIFI92.9% Usmani38.0% Dow Jones Islamic94.4% S&P Shariah107.8% MSCI Islamic38.0% MSCI Islamic M-Series107.8% FTSE Shariah33.6% |
| TFC TRUIST FINANCIAL CORP | NON_COMPLIANT | 0.33% | AAOIFI110.7% Usmani12.6% Dow Jones Islamic124.2% S&P Shariah135.1% MSCI Islamic12.6% MSCI Islamic M-Series135.1% FTSE Shariah12.6% |
| FEDERATION DES CAISSES DESJARDINS DU QUEBEC | UNSCREENED | 0.32% | no in-house ratios for this holding |
| LLOY.L LLOYDS BANKING GROUP PLC | NON_COMPLIANT | 0.32% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| PACCAR FINANCIAL CORP | UNSCREENED | 0.31% | no in-house ratios for this holding |
| NAB.AX NATIONAL AUSTRALIA BANK LTD | NON_COMPLIANT | 0.31% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| US BANK NA | UNSCREENED | 0.28% | no in-house ratios for this holding |
| MERCEDES-BENZ FINANCE NORTH AMERICA LLC | UNSCREENED | 0.26% | no in-house ratios for this holding |
| CM.TO CANADIAN IMPERIAL BANK OF COMMERCE | NON_COMPLIANT | 0.26% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| NATWEST MARKETS PLC | UNSCREENED | 0.25% | no in-house ratios for this holding |
| GENERAL MOTORS FINANCIAL COMPANY INC | UNSCREENED | 0.24% | no in-house ratios for this holding |
| CSCO CISCO SYSTEMS INC | COMPLIANT | 0.22% | AAOIFI5.7% Usmani18.9% Dow Jones Islamic8.4% S&P Shariah9.5% MSCI Islamic18.9% MSCI Islamic M-Series9.5% FTSE Shariah17.6% |
| BMW US CAPITAL LLC | UNSCREENED | 0.21% | no in-house ratios for this holding |
| AUSTRALIA AND NEW ZEALAND BANKING GROUP LTD | UNSCREENED | 0.17% | no in-house ratios for this holding |
| CATERPILLAR FINANCIAL SERVICES CORP | UNSCREENED | 0.17% | no in-house ratios for this holding |
| CHEVRON USA INC | UNSCREENED | 0.17% | no in-house ratios for this holding |
| DIS WALT DISNEY COMPANY (THE) | NON_COMPLIANT | 0.17% | AAOIFI25.4% Usmani22.5% Dow Jones Islamic24.6% S&P Shariah25.2% MSCI Islamic22.5% MSCI Islamic M-Series25.2% FTSE Shariah22.5% |
| AUSTRALIA AND NEW ZEALAND BANKING GROUP LTD | UNSCREENED | 0.16% | no in-house ratios for this holding |
| WELLS FARGO BANK NA | UNSCREENED | 0.16% | no in-house ratios for this holding |
| TD TORONTO DOMINION BANK (THE) | NON_COMPLIANT | 0.15% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| BNS.TO BANK OF NOVA SCOTIA (THE) | NON_COMPLIANT | 0.13% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| BARC.L BARCLAYS PLC | NON_COMPLIANT | 0.13% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| TOYOTA MOTOR CREDIT CORP | UNSCREENED | 0.13% | no in-house ratios for this holding |
| CATERPILLAR FINANCIAL SERVICES CORP | UNSCREENED | 0.13% | no in-house ratios for this holding |
| NA.TO NATIONAL BANK OF CANADA | NON_COMPLIANT | 0.13% | AAOIFI133.1% Usmani18.9% Dow Jones Islamic— S&P Shariah— MSCI Islamic18.8% MSCI Islamic M-Series— FTSE Shariah18.8% |
| AXP AMERICAN EXPRESS COMPANY | NON_COMPLIANT | 0.13% | AAOIFI26.8% Usmani19.2% Dow Jones Islamic27.4% S&P Shariah30.8% MSCI Islamic19.2% MSCI Islamic M-Series30.8% FTSE Shariah19.2% |
| SPG SIMON PROPERTY GROUP LP | NON_COMPLIANT | 0.12% | AAOIFI42.4% Usmani72.3% Dow Jones Islamic57.5% S&P Shariah63.8% MSCI Islamic72.3% MSCI Islamic M-Series63.8% FTSE Shariah72.3% |
| TGT TARGET CORP | QUESTIONABLE | 0.12% | AAOIFI25.0% Usmani30.5% Dow Jones Islamic36.2% S&P Shariah34.4% MSCI Islamic30.5% MSCI Islamic M-Series34.4% FTSE Shariah25.1% |
| RY ROYAL BANK OF CANADA | COMPLIANT | 0.11% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| ROCHE HOLDINGS INC | UNSCREENED | 0.11% | no in-house ratios for this holding |
| BMW US CAPITAL LLC | UNSCREENED | 0.10% | no in-house ratios for this holding |
| STT STATE STREET CORP | NON_COMPLIANT | 0.10% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| ING ING GROEP NV | NON_COMPLIANT | 0.10% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| TMUS T-MOBILE USA INC | NON_COMPLIANT | 0.10% | AAOIFI18.0% Usmani17.5% Dow Jones Islamic14.6% S&P Shariah15.9% MSCI Islamic16.5% MSCI Islamic M-Series15.9% FTSE Shariah2.9% |
| NATWEST MARKETS PLC | UNSCREENED | 0.09% | no in-house ratios for this holding |
| MORGAN STANLEY BANK NA | UNSCREENED | 0.09% | no in-house ratios for this holding |
| TRUIST BANK | UNSCREENED | 0.09% | no in-house ratios for this holding |
| STAN.L STANDARD CHARTERED PLC | NON_COMPLIANT | 0.07% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| CM.TO CANADIAN IMPERIAL BANK OF COMMERCE | NON_COMPLIANT | 0.07% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| NAB.AX NATIONAL AUSTRALIA BANK LTD | NON_COMPLIANT | 0.06% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| SCHW CHARLES SCHWAB CORP (THE) | NON_COMPLIANT | 0.06% | AAOIFI14.6% Usmani5.3% Dow Jones Islamic18.7% S&P Shariah22.0% MSCI Islamic5.3% MSCI Islamic M-Series22.0% FTSE Shariah5.3% |
| ABBV ABBVIE INC | COMPLIANT | 0.06% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahfail |
| JOHN DEERE CAPITAL CORP | UNSCREENED | 0.06% | no in-house ratios for this holding |
| BMO.TO BANK OF MONTREAL | NON_COMPLIANT | 0.06% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| JP MORGAN CHASE BANK NA | UNSCREENED | 0.06% | no in-house ratios for this holding |
| SUMITOMO MITSUI TRUST BANK LTD | UNSCREENED | 0.06% | no in-house ratios for this holding |
| MERCEDES-BENZ FINANCE NORTH AMERICA LLC | UNSCREENED | 0.06% | no in-house ratios for this holding |
| PNC PNC FINANCIAL SERVICES GROUP INC (THE) | NON_COMPLIANT | 0.06% | AAOIFI87.5% Usmani13.9% Dow Jones Islamic110.0% S&P Shariah122.6% MSCI Islamic13.9% MSCI Islamic M-Series122.6% FTSE Shariah13.9% |
| US BANCORP | UNSCREENED | 0.06% | no in-house ratios for this holding |
| MERCEDES-BENZ FINANCE NORTH AMERICA LLC | UNSCREENED | 0.06% | no in-house ratios for this holding |
| BANK OF AMERICA NA | UNSCREENED | 0.05% | no in-house ratios for this holding |
| ORCL ORACLE CORP | NON_COMPLIANT | 0.05% | AAOIFI34.1% Usmani64.0% Dow Jones Islamic30.7% S&P Shariah35.2% MSCI Islamic61.0% MSCI Islamic M-Series35.2% FTSE Shariah49.5% |
| CVS CVS HEALTH CORP | NON_COMPLIANT | 0.05% | AAOIFI61.7% Usmani30.1% Dow Jones Islamic84.9% S&P Shariah88.7% MSCI Islamic30.1% MSCI Islamic M-Series88.7% FTSE Shariah24.2% |
| 8316.T SUMITOMO MITSUI FINANCIAL GROUP INC | NON_COMPLIANT | 0.05% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| AMERICAN HONDA FINANCE CORP | UNSCREENED | 0.05% | no in-house ratios for this holding |
| STT STATE STREET CORP | NON_COMPLIANT | 0.04% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| NATWEST MARKETS PLC | UNSCREENED | 0.04% | no in-house ratios for this holding |
| TD TORONTO DOMINION BANK (THE) | NON_COMPLIANT | 0.03% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| SHIRE ACQUISITIONS INVESTMENTS IRELAND DAC | UNSCREENED | 0.00% | no in-house ratios for this holding |
The published standards disagree about this fund by 6 points of portfolio weight — 11.2% of it passes AAOIFI, 4.7% passes Usmani. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 11.2% ratios fail on 36.3% 51.6% not rated under AAOIFI
ratios pass on 4.7% ratios fail on 36.7% 57.7% not rated under Usmani
ratios pass on 8.6% ratios fail on 36.3% 54.2% not rated under Dow Jones Islamic
ratios pass on 8.6% ratios fail on 35.4% 55.1% not rated under S&P Shariah
ratios pass on 4.7% ratios fail on 36.7% 57.7% not rated under MSCI Islamic
ratios pass on 8.6% ratios fail on 36.4% 54.2% not rated under MSCI Islamic M-Series
ratios pass on 4.7% ratios fail on 36.7% 57.7% not rated under FTSE Shariah
53 of 157 listed holdings carry our own per-methodology verdicts (47% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 34 (21% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
| Non-compliant holding | Weight |
|---|---|
| DNB.OL DNB BANK ASA | 2.86% |
| SAN.MC BANCO SANTANDER SA | 2.52% |
| BBVA.MC BANCO BILBAO VIZCAYA ARGENTARIA SA | 2.10% |
| WBC.AX WESTPAC BANKING CORP | 2.10% |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | 1.72% |
| SWED-A.ST SWEDBANK AB | 1.69% |
| NA.TO NATIONAL BANK OF CANADA | 1.68% |
| SWED-A.ST Swedbank AB (publ) | 1.57% |
| NAB.AX National Australia Bank Ltd. | 1.57% |
| SHB-A.ST Svenska Handelsbanken AB | 1.22% |
Methodology breakdown computing — it will appear here on its own.
Trade setup
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
Why this signal?
The factors behind the read, each shown with the figure it rests on, including the ones pointing the other way.
BNY Mellon Ultra Short Income ETF (BKUI) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
🕌 In-house Compliance Research
Computing the full ratio and business-activity breakdown for BKUI — this runs off the critical path so the page paints first. It will appear here on its own.
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
Classic floor-trader pivots from the last completed daily bar. Highlighted pills are the levels bracketing the current price.
Price Forecast
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Technical Summary
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
Every indicator, and what it reads
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 77.40 | SELL |
| Stochastic %K (14) | 89.48 | SELL |
| CCI (20) | 102.06 | SELL |
| Williams %R (14) | -10.52 | SELL |
| MACD (12,26,9) | 0.01 | BUY |
| ROC (10) | 0.17 | BUY |
| Momentum (10) | 0.09 | BUY |
| EMA (10) | 49.62 | BUY |
| SMA (10) | 49.62 | BUY |
| EMA (20) | 49.58 | BUY |
| SMA (20) | 49.57 | BUY |
| EMA (30) | 49.55 | BUY |
| SMA (30) | 49.53 | BUY |
| EMA (50) | 49.49 | BUY |
| SMA (50) | 49.49 | BUY |
| EMA (100) | 49.33 | BUY |
| SMA (100) | 49.34 | BUY |
| EMA (200) | 49.02 | BUY |
| SMA (200) | 49.03 | BUY |
About BNY Mellon Ultra Short Income ETF
The fund normally invests at least 80% of its net assets in investment grade, U.S. dollar denominated fixed, variable, and floating rate debt or cash equivalents. The advisor typically seeks to maintain an effective duration of one year or less, although, under certain market conditions, such as in periods of significant volatility in interest rates and spreads, its duration may be longer than one year. The fund's portfolio, under normal market conditions, will have an average credit rating of at least A or equivalent.
Background via Yahoo Finance — informational, not part of the verdict.
Average — needs more confirmation before sizing up
SMC — Top Down
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
| Timeframe | Bias | Bars |
|---|---|---|
| 📅 Daily | BULLISH | 43 |
| 🕐 1H | NEUTRAL | 40 |
| ⏱ 15-Min | RANGING | 130 |
| ⏲ 5-Min | BEARISH | 234 |
Momentum & Volume
Rate of change and relative volume against this symbol's own recent history. Momentum describes what price has done; it is not a claim about what it will do.
Peer Movement
How the rest of the sector moved over the same window. Context for a price move, never a cause of one.
Peer movement computing — it will appear here on its own.
Before you act on this
The questions worth asking about any verdict on this page, answered plainly.
Is a fund screened on its name?
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
What does unrated weight mean?
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
Does the issuer's board make it compliant?
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
How often is this re-screened?
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Compare with
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Insider Activity (90d)
Insider transactions reported in the last ninety days. Insiders sell for reasons that have nothing to do with a view, so a sale on its own is not a signal.
NO DATA 0 buys · 0 sells
COT Positioning — E-MINI S&P 500 - CHICAGO MERCANTILE EXCHANGE
The weekly CFTC Commitments of Traders report for the broad market it tracks, not for this symbol. Positioning context for the tape — it says nothing about this company.
NEUTRAL report date 2026-10-20 · Asset managers net 901377 (-14458)
AI Summary
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.