BMISXETF / FundBNY Mellon Income Stock Fund
Verdicts genuinely change. Free email alert the moment BMISX's does — no target price to set, unlike a price alert.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
BNY Mellon Income Stock Fund · BNY MELLON FUNDS TRUST
60 holdings
NON-COMPLIANT 52.21% of portfolio weight is in non-compliant holdings, over the 5% threshold.
60 holdings, 55 matched (90% of weight). Portfolio as of 2025-11-30, filed 2026-01-26. Source: SEC Form N-PORT.
6.78% of this portfolio’s income is non-permissible — weighted across holdings, computed over 79% of portfolio weight (47 of 60 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
38.2% compliant 0.0% questionable 52.2% non-compliant 9.5% unscreened
All holdings (60)
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| CME CME Group Inc | NON_COMPLIANT | 4.56% | AAOIFI0.4% Usmani0.2% Dow Jones Islamic2.3% S&P Shariah2.5% MSCI Islamic0.2% MSCI Islamic M-Series2.5% FTSE Shariah0.0% |
| Old Republic International Cor | UNSCREENED | 4.56% | no in-house ratios for this holding |
| JNJ Johnson & Johnson | COMPLIANT | 4.43% | AAOIFI7.6% Usmani24.4% Dow Jones Islamic10.9% S&P Shariah11.7% MSCI Islamic24.4% MSCI Islamic M-Series11.7% FTSE Shariah24.4% |
| CSCO Cisco Systems Inc | COMPLIANT | 4.24% | AAOIFI5.7% Usmani18.9% Dow Jones Islamic8.4% S&P Shariah9.5% MSCI Islamic18.9% MSCI Islamic M-Series9.5% FTSE Shariah17.6% |
| AIZ Assurant Inc | NON_COMPLIANT | 4.01% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| JPM JPMorgan Chase & Co | NON_COMPLIANT | 3.73% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| MDT Medtronic PLC | COMPLIANT | 3.25% | AAOIFI24.4% Usmani31.5% Dow Jones Islamic26.4% S&P Shariah27.4% MSCI Islamic31.4% MSCI Islamic M-Series27.4% FTSE Shariah30.2% |
| BAC Bank of America Corp | NON_COMPLIANT | 3.20% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| XOM Exxon Mobil Corp | COMPLIANT | 3.20% | AAOIFI6.5% Usmani9.1% Dow Jones Islamic8.5% S&P Shariah9.0% MSCI Islamic9.1% MSCI Islamic M-Series9.0% FTSE Shariah9.1% |
| LHX L3Harris Technologies Inc | NON_COMPLIANT | 3.07% | AAOIFI20.0% Usmani22.2% Dow Jones Islamic19.0% S&P Shariah20.8% MSCI Islamic22.2% MSCI Islamic M-Series20.8% FTSE Shariah22.2% |
| UNH UnitedHealth Group Inc | NON_COMPLIANT | 2.58% | AAOIFI20.4% Usmani23.7% Dow Jones Islamic20.4% S&P Shariah18.8% MSCI Islamic23.7% MSCI Islamic M-Series18.8% FTSE Shariah23.7% |
| AON Aon PLC | NON_COMPLIANT | 2.38% | AAOIFI22.9% Usmani29.4% Dow Jones Islamic20.7% S&P Shariah21.9% MSCI Islamic29.4% MSCI Islamic M-Series21.9% FTSE Shariah28.1% |
| AMAT Applied Materials Inc | COMPLIANT | 2.18% | AAOIFI1.9% Usmani16.6% Dow Jones Islamic3.4% S&P Shariah3.7% MSCI Islamic16.6% MSCI Islamic M-Series3.7% FTSE Shariah14.8% |
| DREYFUS INSTITUTIONAL PREFERRE | UNSCREENED | 2.09% | no in-house ratios for this holding |
| CRH CRH PLC | COMPLIANT | 2.03% | AAOIFI31.8% Usmani33.7% Dow Jones Islamic27.6% S&P Shariah30.6% MSCI Islamic32.7% MSCI Islamic M-Series30.6% FTSE Shariah30.4% |
| MPC Marathon Petroleum Corp | NON_COMPLIANT | 1.92% | AAOIFI31.4% Usmani36.4% Dow Jones Islamic59.6% S&P Shariah59.2% MSCI Islamic36.4% MSCI Islamic M-Series59.2% FTSE Shariah34.8% |
| OMC Omnicom Group Inc | NON_COMPLIANT | 1.92% | AAOIFI50.5% Usmani22.5% Dow Jones Islamic63.9% S&P Shariah66.1% MSCI Islamic22.5% MSCI Islamic M-Series66.1% FTSE Shariah18.7% |
| CSX CSX Corp | COMPLIANT | 1.77% | AAOIFI21.8% Usmani43.3% Dow Jones Islamic27.6% S&P Shariah28.4% MSCI Islamic43.3% MSCI Islamic M-Series28.4% FTSE Shariah42.2% |
| C Citigroup Inc | NON_COMPLIANT | 1.75% | AAOIFI159.2% Usmani13.8% Dow Jones Islamic214.6% S&P Shariah251.0% MSCI Islamic13.8% MSCI Islamic M-Series251.0% FTSE Shariah13.8% |
| MS Morgan Stanley | NON_COMPLIANT | 1.70% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| LVS Las Vegas Sands Corp | NON_COMPLIANT | 1.64% | AAOIFI53.8% Usmani76.7% Dow Jones Islamic44.9% S&P Shariah45.0% MSCI Islamic76.7% MSCI Islamic M-Series45.0% FTSE Shariah76.7% |
| BMY Bristol-Myers Squibb Co | NON_COMPLIANT | 1.61% | AAOIFI37.3% Usmani51.1% Dow Jones Islamic42.2% S&P Shariah44.8% MSCI Islamic51.1% MSCI Islamic M-Series44.8% FTSE Shariah48.9% |
| PSX Phillips 66 | COMPLIANT | 1.59% | AAOIFI20.2% Usmani25.1% Dow Jones Islamic36.5% S&P Shariah37.1% MSCI Islamic25.1% MSCI Islamic M-Series37.1% FTSE Shariah25.1% |
| FCX Freeport-McMoRan Inc | COMPLIANT | 1.55% | AAOIFI9.4% Usmani17.3% Dow Jones Islamic14.8% S&P Shariah15.6% MSCI Islamic17.3% MSCI Islamic M-Series15.6% FTSE Shariah15.7% |
| FHN First Horizon Corp | NON_COMPLIANT | 1.45% | AAOIFI187.6% Usmani26.2% Dow Jones Islamic208.5% S&P Shariah233.7% MSCI Islamic26.2% MSCI Islamic M-Series233.7% FTSE Shariah26.2% |
| DOV Dover Corp | COMPLIANT | 1.40% | AAOIFI12.4% Usmani23.8% Dow Jones Islamic12.4% S&P Shariah13.2% MSCI Islamic23.8% MSCI Islamic M-Series13.2% FTSE Shariah23.8% |
| FANG Diamondback Energy Inc | COMPLIANT | 1.33% | AAOIFI22.6% Usmani18.0% Dow Jones Islamic28.3% S&P Shariah31.9% MSCI Islamic18.0% MSCI Islamic M-Series31.9% FTSE Shariah18.0% |
| VOYA Voya Financial Inc | NON_COMPLIANT | 1.29% | AAOIFI23.3% Usmani1.1% Dow Jones Islamic30.0% S&P Shariah30.4% MSCI Islamic1.1% MSCI Islamic M-Series30.4% FTSE Shariah1.1% |
| HUM Humana Inc | NON_COMPLIANT | 1.26% | AAOIFI30.1% Usmani26.3% Dow Jones Islamic44.9% S&P Shariah38.8% MSCI Islamic26.3% MSCI Islamic M-Series38.8% FTSE Shariah25.3% |
| Comerica Inc | UNSCREENED | 1.22% | no in-house ratios for this holding |
| COF Capital One Financial Corp | NON_COMPLIANT | 1.19% | AAOIFI38.5% Usmani7.6% Dow Jones Islamic49.3% S&P Shariah60.5% MSCI Islamic7.6% MSCI Islamic M-Series60.5% FTSE Shariah7.6% |
| DAL Delta Air Lines Inc | NON_COMPLIANT | 1.17% | AAOIFI35.9% Usmani21.9% Dow Jones Islamic46.8% S&P Shariah52.9% MSCI Islamic21.9% MSCI Islamic M-Series52.9% FTSE Shariah15.0% |
| GS Goldman Sachs Group Inc/The | NON_COMPLIANT | 1.17% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| HUBB Hubbell Inc | COMPLIANT | 1.16% | AAOIFI11.2% Usmani32.5% Dow Jones Islamic11.8% S&P Shariah12.7% MSCI Islamic32.5% MSCI Islamic M-Series12.7% FTSE Shariah30.6% |
| TEL TE Connectivity PLC | COMPLIANT | 1.13% | AAOIFI9.5% Usmani21.6% Dow Jones Islamic10.3% S&P Shariah11.2% MSCI Islamic21.6% MSCI Islamic M-Series11.2% FTSE Shariah21.6% |
| EQT EQT Corp | COMPLIANT | 1.07% | AAOIFI16.4% Usmani13.7% Dow Jones Islamic18.1% S&P Shariah21.8% MSCI Islamic13.7% MSCI Islamic M-Series21.8% FTSE Shariah13.7% |
| PFE Pfizer Inc | NON_COMPLIANT | 1.07% | AAOIFI39.8% Usmani31.4% Dow Jones Islamic46.1% S&P Shariah45.9% MSCI Islamic31.4% MSCI Islamic M-Series45.9% FTSE Shariah31.4% |
| ELV Elevance Health Inc | NON_COMPLIANT | 1.05% | AAOIFI35.1% Usmani24.6% Dow Jones Islamic37.4% S&P Shariah33.5% MSCI Islamic24.6% MSCI Islamic M-Series33.5% FTSE Shariah24.6% |
| EL Estee Lauder Cos Inc/The | NON_COMPLIANT | 0.98% | AAOIFI25.1% Usmani46.9% Dow Jones Islamic30.8% S&P Shariah26.5% MSCI Islamic46.8% MSCI Islamic M-Series26.5% FTSE Shariah37.0% |
| DLB Dolby Laboratories Inc | COMPLIANT | 0.97% | AAOIFI0.8% Usmani1.5% Dow Jones Islamic0.7% S&P Shariah0.7% MSCI Islamic1.5% MSCI Islamic M-Series0.7% FTSE Shariah0.0% |
| CAT Caterpillar Inc | COMPLIANT | 0.97% | AAOIFI1.6% Usmani5.3% Dow Jones Islamic2.0% S&P Shariah2.4% MSCI Islamic5.3% MSCI Islamic M-Series2.4% FTSE Shariah5.3% |
| NEM Newmont Corp | COMPLIANT | 0.97% | AAOIFI3.8% Usmani8.8% Dow Jones Islamic6.1% S&P Shariah7.4% MSCI Islamic8.8% MSCI Islamic M-Series7.4% FTSE Shariah8.8% |
| PKG Packaging Corp of America | COMPLIANT | 0.95% | AAOIFI20.8% Usmani40.0% Dow Jones Islamic0.2% S&P Shariah0.2% MSCI Islamic39.9% MSCI Islamic M-Series0.2% FTSE Shariah36.0% |
| EMR Emerson Electric Co | COMPLIANT | 0.92% | AAOIFI16.2% Usmani32.7% Dow Jones Islamic19.0% S&P Shariah20.6% MSCI Islamic32.7% MSCI Islamic M-Series20.6% FTSE Shariah31.1% |
| CSL Carlisle Cos Inc | COMPLIANT | 0.88% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| DIS Walt Disney Co/The | NON_COMPLIANT | 0.87% | AAOIFI25.4% Usmani22.5% Dow Jones Islamic24.6% S&P Shariah25.2% MSCI Islamic22.5% MSCI Islamic M-Series25.2% FTSE Shariah22.5% |
| IBM | UNSCREENED | 0.86% | no in-house ratios for this holding |
| WY Weyerhaeuser Co | NON_COMPLIANT | 0.86% | AAOIFI31.3% Usmani32.1% Dow Jones Islamic28.8% S&P Shariah27.4% MSCI Islamic32.1% MSCI Islamic M-Series27.4% FTSE Shariah32.1% |
| T AT&T Inc | NON_COMPLIANT | 0.83% | AAOIFI92.9% Usmani38.0% Dow Jones Islamic94.4% S&P Shariah107.8% MSCI Islamic38.0% MSCI Islamic M-Series107.8% FTSE Shariah33.6% |
| American International Group I | UNSCREENED | 0.82% | no in-house ratios for this holding |
| FBIN Fortune Brands Innovations Inc | NON_COMPLIANT | 0.82% | AAOIFI54.4% Usmani44.1% Dow Jones Islamic41.4% S&P Shariah37.9% MSCI Islamic44.1% MSCI Islamic M-Series37.9% FTSE Shariah40.2% |
| CEG Constellation Energy Corp | COMPLIANT | 0.80% | AAOIFI18.4% Usmani19.8% Dow Jones Islamic20.8% S&P Shariah24.7% MSCI Islamic19.8% MSCI Islamic M-Series24.7% FTSE Shariah19.8% |
| COLB Columbia Banking System Inc | NON_COMPLIANT | 0.77% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| F Ford Motor Co | NON_COMPLIANT | 0.76% | AAOIFI4.1% Usmani1.2% Dow Jones Islamic5.7% S&P Shariah5.9% MSCI Islamic0.8% MSCI Islamic M-Series5.9% FTSE Shariah0.0% |
| LH Labcorp Holdings Inc | COMPLIANT | 0.71% | AAOIFI25.4% Usmani36.5% Dow Jones Islamic31.6% S&P Shariah33.5% MSCI Islamic36.2% MSCI Islamic M-Series33.5% FTSE Shariah31.6% |
| IP International Paper Co | NON_COMPLIANT | 0.70% | AAOIFI50.2% Usmani27.3% Dow Jones Islamic47.6% S&P Shariah55.5% MSCI Islamic27.1% MSCI Islamic M-Series55.5% FTSE Shariah25.2% |
| FERG Ferguson Enterprises Inc | UNRATED | 0.68% | AAOIFI15.7% Usmani35.7% Dow Jones Islamic16.4% S&P Shariah17.1% MSCI Islamic35.7% MSCI Islamic M-Series17.1% FTSE Shariah25.4% |
| HON Honeywell International Inc | NON_COMPLIANT | 0.66% | AAOIFI52.6% Usmani45.3% Dow Jones Islamic26.8% S&P Shariah27.3% MSCI Islamic45.2% MSCI Islamic M-Series27.3% FTSE Shariah43.9% |
| VOD.L Vodafone Group PLC | NON_COMPLIANT | 0.64% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| RCL Royal Caribbean Cruises Ltd | NON_COMPLIANT | 0.60% | AAOIFI33.1% Usmani52.7% Dow Jones Islamic32.9% S&P Shariah40.4% MSCI Islamic52.7% MSCI Islamic M-Series40.4% FTSE Shariah51.2% |
The published standards disagree about this fund by 5 points of portfolio weight — 47.2% of it passes FTSE Shariah, 42.1% passes AAOIFI. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 42.1% ratios fail on 42.7% 15.1% not rated under AAOIFI
ratios pass on 44.4% ratios fail on 33.6% 21.8% not rated under Usmani
ratios pass on 44.7% ratios fail on 40.2% 15.1% not rated under Dow Jones Islamic
ratios pass on 43.3% ratios fail on 41.5% 15.1% not rated under S&P Shariah
ratios pass on 42.4% ratios fail on 35.7% 21.8% not rated under MSCI Islamic
ratios pass on 43.3% ratios fail on 41.5% 15.1% not rated under MSCI Islamic M-Series
ratios pass on 47.2% ratios fail on 30.2% 22.5% not rated under FTSE Shariah
55 of 60 listed holdings carry our own per-methodology verdicts (90% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 52 (88% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
| Non-compliant holding | Weight |
|---|---|
| CME CME Group Inc | 4.56% |
| AIZ Assurant Inc | 4.01% |
| JPM JPMorgan Chase & Co | 3.73% |
| BAC Bank of America Corp | 3.20% |
| LHX L3Harris Technologies Inc | 3.07% |
| UNH UnitedHealth Group Inc | 2.58% |
| AON Aon PLC | 2.38% |
| MPC Marathon Petroleum Corp | 1.92% |
| OMC Omnicom Group Inc | 1.92% |
| C Citigroup Inc | 1.75% |
Trade setup
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
BNY Mellon Income Stock Fund (BMISX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
Screened on its holdings, not its name
HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.
| Holding | Weight | Verdict |
|---|---|---|
| CMECME Group Inc | 4.56% | Non-compliant |
| Old Republic International Cornot matched to a ticker | 4.56% | Not screened |
| JNJJohnson & Johnson | 4.43% | Compliant |
| CSCOCisco Systems Inc | 4.24% | Compliant |
| AIZAssurant Inc | 4.01% | Non-compliant |
| JPMJPMorgan Chase & Co | 3.73% | Non-compliant |
| MDTMedtronic PLC | 3.25% | Compliant |
| BACBank of America Corp | 3.20% | Non-compliant |
| XOMExxon Mobil Corp | 3.20% | Compliant |
| LHXL3Harris Technologies Inc | 3.07% | Non-compliant |
Top 10 of 60 holdings, 38.2% of the fund by weight. Every holding is screened, not only these.
What holds the number back
The positions keeping this fund short of 100% compliant by weight.
- CMEnon-compliant4.56%
- Old Republic International Cornot screened4.56%
- AIZnon-compliant4.01%
- JPMnon-compliant3.73%
- BACnon-compliant3.20%
- LHXnon-compliant3.07%
What changed, and when
Verdict history for BMISX. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
- 2026-09-07 No change recorded No verdict change for BMISX has been recorded since tracking began. The scan ledger records that the compliance detectors ran, not which symbols each pass covered.
ℹ️ no compliance scan has run for 6 days - this is not a reading of today
SMC — Top Down
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
Before you act on this
The questions worth asking about any verdict on this page, answered plainly.
Is a fund screened on its name?
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
What does unrated weight mean?
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
Does the issuer's board make it compliant?
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
How often is this re-screened?
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Compare with
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
AI Summary
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.