BTOETF / FundJohn Hancock Financial Opportunities Fund
Verdicts genuinely change. Free email alert the moment BTO's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
John Hancock Financial Opportunities Fund
176 holdings · as of 2026-06-30 (4.0 months ago) The fund may have traded since. SEC Form N-PORT is filed quarterly and lags the period it covers, so these are the most recent holdings on file, not the fund’s holdings today.
This fund holds short positions, so exposure is counted gross — long and short both count as exposure rather than netting off, and the weights below therefore sum to 117% of net assets rather than 100%. Shares of the portfolio are shown as shares of that gross exposure.
NON-COMPLIANT 83.53% of portfolio weight is in non-compliant holdings, over the 5% threshold.
176 holdings, 109 matched (72% of weight). Portfolio as of 2026-06-30, filed 2026-08-27. Source: SEC Form N-PORT.
32.52% of this portfolio’s income is non-permissible — weighted across holdings, computed over 10% of portfolio weight (19 of 176 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
0.4% compliant 0.0% questionable 71.6% non-compliant 27.9% unscreened
All holdings (176)
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| Old National Bancorp | UNSCREENED | 2.28% | no in-house ratios for this holding |
| PNFP Pinnacle Financial Partners Inc. | NON_COMPLIANT | 2.22% | AAOIFI16.1% Usmani1.9% Dow Jones Islamic27.2% S&P Shariah30.6% MSCI Islamic1.9% MSCI Islamic M-Series30.6% FTSE Shariah1.9% |
| BPOP Popular Inc. | NON_COMPLIANT | 1.89% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| CFG Citizens Financial Group Inc. | NON_COMPLIANT | 1.73% | AAOIFI92.6% Usmani11.8% Dow Jones Islamic125.5% S&P Shariah143.3% MSCI Islamic11.8% MSCI Islamic M-Series143.3% FTSE Shariah11.8% |
| WSFS WSFS Financial Corporation | NON_COMPLIANT | 1.73% | AAOIFI0.2% Usmani0.0% Dow Jones Islamic0.2% S&P Shariah0.2% MSCI Islamic0.0% MSCI Islamic M-Series0.2% FTSE Shariah0.0% |
| Zions Bancorporation National Association | UNSCREENED | 1.71% | no in-house ratios for this holding |
| HWC Hancock Whitney Corporation | NON_COMPLIANT | 1.70% | AAOIFI81.9% Usmani13.7% Dow Jones Islamic99.7% S&P Shariah110.5% MSCI Islamic13.7% MSCI Islamic M-Series110.5% FTSE Shariah13.7% |
| MandT Bank Corporation | UNSCREENED | 1.65% | no in-house ratios for this holding |
| ABCB Ameris Bancorp | NON_COMPLIANT | 1.65% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| RNST Renasant Corporation | NON_COMPLIANT | 1.64% | AAOIFI29.4% Usmani4.1% Dow Jones Islamic36.1% S&P Shariah43.0% MSCI Islamic4.1% MSCI Islamic M-Series43.0% FTSE Shariah4.1% |
| CFR Cullen/Frost Bankers Inc. | NON_COMPLIANT | 1.62% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| CVBF CVB Financial Corp. | NON_COMPLIANT | 1.56% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| FITB Fifth Third Bancorp | NON_COMPLIANT | 1.56% | AAOIFI45.0% Usmani7.4% Dow Jones Islamic67.1% S&P Shariah76.4% MSCI Islamic7.4% MSCI Islamic M-Series76.4% FTSE Shariah7.4% |
| USB U.S. Bancorp | NON_COMPLIANT | 1.55% | AAOIFI38.7% Usmani5.1% Dow Jones Islamic49.4% S&P Shariah54.1% MSCI Islamic5.1% MSCI Islamic M-Series54.1% FTSE Shariah5.1% |
| RF Regions Financial Corporation | NON_COMPLIANT | 1.54% | AAOIFI29.4% Usmani4.7% Dow Jones Islamic35.1% S&P Shariah38.7% MSCI Islamic4.7% MSCI Islamic M-Series38.7% FTSE Shariah4.7% |
| NIC Nicolet Bankshares Inc. | NON_COMPLIANT | 1.46% | AAOIFI2.6% Usmani0.6% Dow Jones Islamic4.3% S&P Shariah5.0% MSCI Islamic0.6% MSCI Islamic M-Series5.0% FTSE Shariah0.6% |
| HBAN Huntington Bancshares Incorporated | NON_COMPLIANT | 1.45% | AAOIFI68.2% Usmani8.2% Dow Jones Islamic90.2% S&P Shariah102.6% MSCI Islamic8.2% MSCI Islamic M-Series102.6% FTSE Shariah8.2% |
| INDB Independent Bank Corp. | NON_COMPLIANT | 1.35% | AAOIFI10.5% Usmani1.7% Dow Jones Islamic13.0% S&P Shariah14.6% MSCI Islamic1.7% MSCI Islamic M-Series14.6% FTSE Shariah1.7% |
| First Financial Bancorp. | UNSCREENED | 1.31% | no in-house ratios for this holding |
| NRIM Northrim BanCorp Inc. | NON_COMPLIANT | 1.28% | AAOIFI373.4% Usmani63.3% Dow Jones Islamic444.4% S&P Shariah524.3% MSCI Islamic63.3% MSCI Islamic M-Series524.3% FTSE Shariah63.3% |
| COLB Columbia Banking System Inc. | NON_COMPLIANT | 1.27% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Horizon Bancorp Inc. | UNSCREENED | 1.26% | no in-house ratios for this holding |
| TriCo Bancshares | UNSCREENED | 1.22% | no in-house ratios for this holding |
| PBAM Private Bancorp of America Inc. | NON_COMPLIANT | 1.19% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| California BanCorp | UNSCREENED | 1.18% | no in-house ratios for this holding |
| SHBI Shore Bancshares Inc. | NON_COMPLIANT | 1.16% | AAOIFI22.9% Usmani2.9% Dow Jones Islamic31.9% S&P Shariah36.2% MSCI Islamic2.9% MSCI Islamic M-Series36.2% FTSE Shariah2.9% |
| United Bancorporation of Alabama Inc. | UNSCREENED | 1.16% | no in-house ratios for this holding |
| SRCE 1st Source Corporation | NON_COMPLIANT | 1.14% | AAOIFI14.0% Usmani3.2% Dow Jones Islamic18.6% S&P Shariah20.4% MSCI Islamic3.2% MSCI Islamic M-Series20.4% FTSE Shariah3.2% |
| EBC Eastern Bankshares Inc. | NON_COMPLIANT | 1.14% | AAOIFI7.8% Usmani1.3% Dow Jones Islamic10.2% S&P Shariah11.9% MSCI Islamic1.3% MSCI Islamic M-Series11.9% FTSE Shariah1.3% |
| Dime Commercial Bancshares Inc. | UNSCREENED | 1.11% | no in-house ratios for this holding |
| CCB Coastal Financial Corporation | NON_COMPLIANT | 1.10% | AAOIFI0.6% Usmani0.1% Dow Jones Islamic0.4% S&P Shariah0.4% MSCI Islamic0.1% MSCI Islamic M-Series0.4% FTSE Shariah0.0% |
| GBCI Glacier Bancorp Inc. | NON_COMPLIANT | 1.06% | AAOIFI0.8% Usmani0.3% Dow Jones Islamic0.9% S&P Shariah1.0% MSCI Islamic0.2% MSCI Islamic M-Series1.0% FTSE Shariah0.0% |
| Leader Bancorp Inc. | UNSCREENED | 1.05% | no in-house ratios for this holding |
| SSB SouthState Bank Corporation | NON_COMPLIANT | 1.04% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| ALPIB Alpine Banks of Colorado | NON_COMPLIANT | 1.04% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| FHN First Horizon Corporation | NON_COMPLIANT | 1.04% | AAOIFI187.6% Usmani26.2% Dow Jones Islamic208.5% S&P Shariah233.7% MSCI Islamic26.2% MSCI Islamic M-Series233.7% FTSE Shariah26.2% |
| EQBK Equity Bancshares Inc. | NON_COMPLIANT | 1.03% | AAOIFI50.7% Usmani6.9% Dow Jones Islamic69.0% S&P Shariah79.3% MSCI Islamic6.9% MSCI Islamic M-Series79.3% FTSE Shariah6.9% |
| OSBC Old Second Bancorp Inc. | NON_COMPLIANT | 1.03% | AAOIFI35.8% Usmani6.8% Dow Jones Islamic50.7% S&P Shariah56.9% MSCI Islamic6.8% MSCI Islamic M-Series56.9% FTSE Shariah6.8% |
| NBTB NBT Bancorp Inc. | NON_COMPLIANT | 1.03% | AAOIFI315.4% Usmani52.8% Dow Jones Islamic395.6% S&P Shariah433.3% MSCI Islamic52.8% MSCI Islamic M-Series433.3% FTSE Shariah52.8% |
| SMBC Southern Missouri Bancorp Inc. | NON_COMPLIANT | 0.99% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| FBP The First Bancorp Inc. | NON_COMPLIANT | 0.98% | AAOIFI6.7% Usmani1.5% Dow Jones Islamic8.6% S&P Shariah9.3% MSCI Islamic1.5% MSCI Islamic M-Series9.3% FTSE Shariah1.5% |
| MRX Marex Group plc | NON_COMPLIANT | 0.98% | AAOIFI3.6% Usmani0.6% Dow Jones Islamic6.9% S&P Shariahfail MSCI Islamic0.6% MSCI Islamic M-Seriesfail FTSE Shariah0.6% |
| First Reliance Bancshares Inc. | UNSCREENED | 0.98% | no in-house ratios for this holding |
| AVBH Avidbank Holdings Inc. | NON_COMPLIANT | 0.96% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| South Atlantic Bancshares Inc. | UNSCREENED | 0.92% | no in-house ratios for this holding |
| WRIV White River Bancshares Co | NON_COMPLIANT | 0.91% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| EWBC East West Bancorp Inc. | NON_COMPLIANT | 0.90% | AAOIFI44.9% Usmani9.5% Dow Jones Islamic56.5% S&P Shariah64.1% MSCI Islamic9.5% MSCI Islamic M-Series64.1% FTSE Shariah9.5% |
| QCRH QCR Holdings Inc. | NON_COMPLIANT | 0.90% | AAOIFI0.5% Usmani0.1% Dow Jones Islamic0.7% S&P Shariah0.7% MSCI Islamic0.1% MSCI Islamic M-Series0.7% FTSE Shariah0.1% |
| ONEX.TO Onex Corporation | NON_COMPLIANT | 0.90% | AAOIFI37.8% Usmani20.9% Dow Jones Islamic— S&P Shariah— MSCI Islamic20.6% MSCI Islamic M-Series— FTSE Shariah20.6% |
| CIVB Civista Bancshares Inc. | NON_COMPLIANT | 0.88% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| FFB Bancorp | UNSCREENED | 0.88% | no in-house ratios for this holding |
| HBT HBT Financial Inc. | NON_COMPLIANT | 0.83% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| FRME First Merchants Corporation | NON_COMPLIANT | 0.82% | AAOIFI62.3% Usmani7.8% Dow Jones Islamic72.5% S&P Shariah78.0% MSCI Islamic7.8% MSCI Islamic M-Series78.0% FTSE Shariah7.8% |
| ISTR Investar Holding Corporation | NON_COMPLIANT | 0.81% | AAOIFI2.3% Usmani0.3% Dow Jones Islamic3.8% S&P Shariah4.5% MSCI Islamic0.3% MSCI Islamic M-Series4.5% FTSE Shariah0.3% |
| SBFG SB Financial Group Inc. | NON_COMPLIANT | 0.81% | AAOIFI3.9% Usmani0.4% Dow Jones Islamic5.1% S&P Shariah5.7% MSCI Islamic0.4% MSCI Islamic M-Series5.7% FTSE Shariah0.4% |
| BHB Bar Harbor Bankshares | NON_COMPLIANT | 0.80% | AAOIFI79.8% Usmani11.4% Dow Jones Islamic107.3% S&P Shariah118.3% MSCI Islamic11.4% MSCI Islamic M-Series118.3% FTSE Shariah11.4% |
| River City Bank | UNSCREENED | 0.80% | no in-house ratios for this holding |
| BSRR Sierra Bancorp | NON_COMPLIANT | 0.79% | AAOIFI66.1% Usmani9.5% Dow Jones Islamic82.7% S&P Shariah93.0% MSCI Islamic9.5% MSCI Islamic M-Series93.0% FTSE Shariah9.5% |
| The Carlyle Group Inc. | UNSCREENED | 0.77% | no in-house ratios for this holding |
| W.T.B. Financial Corporation | UNSCREENED | 0.76% | no in-house ratios for this holding |
| SYBT Stock Yards Bancorp Inc. | NON_COMPLIANT | 0.76% | AAOIFI1.1% Usmani0.3% Dow Jones Islamic1.3% S&P Shariah1.5% MSCI Islamic0.3% MSCI Islamic M-Series1.5% FTSE Shariah0.3% |
| American Business Bank | UNSCREENED | 0.76% | no in-house ratios for this holding |
| PLBC Plumas Bancorp | NON_COMPLIANT | 0.75% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| BMRC Bank of Marin Bancorp | NON_COMPLIANT | 0.74% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| INDB Independent Bank Corporation | NON_COMPLIANT | 0.74% | AAOIFI10.5% Usmani1.7% Dow Jones Islamic13.0% S&P Shariah14.6% MSCI Islamic1.7% MSCI Islamic M-Series14.6% FTSE Shariah1.7% |
| GABC German American Bancorp Inc. | NON_COMPLIANT | 0.73% | AAOIFI2.5% Usmani0.6% Dow Jones Islamic3.3% S&P Shariah3.7% MSCI Islamic0.6% MSCI Islamic M-Series3.7% FTSE Shariah0.6% |
| American Riviera Bancorp. | UNSCREENED | 0.73% | no in-house ratios for this holding |
| FISV Fiserv Inc. | NON_COMPLIANT | 0.72% | AAOIFI99.4% Usmani34.6% Dow Jones Islamic38.9% S&P Shariah36.9% MSCI Islamic34.6% MSCI Islamic M-Series36.9% FTSE Shariah34.5% |
| FBIZ First Business Financial Services Inc. | NON_COMPLIANT | 0.72% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| AGO Assured Guaranty Ltd. | NON_COMPLIANT | 0.71% | AAOIFI51.2% Usmani13.5% Dow Jones Islamic42.8% S&P Shariah42.5% MSCI Islamic13.5% MSCI Islamic M-Series42.5% FTSE Shariah13.5% |
| BSVN Bank7 Corp. | NON_COMPLIANT | 0.71% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| ICG.L ICG plc | NON_COMPLIANT | 0.70% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| CRBG Corebridge Financial Inc. | NON_COMPLIANT | 0.70% | AAOIFI8.3% Usmani0.3% Dow Jones Islamic8.0% S&P Shariah8.2% MSCI Islamic0.3% MSCI Islamic M-Series8.2% FTSE Shariah0.3% |
| CHMG Chemung Financial Corporation | NON_COMPLIANT | 0.70% | AAOIFI32.7% Usmani4.7% Dow Jones Islamic51.1% S&P Shariah55.8% MSCI Islamic4.7% MSCI Islamic M-Series55.8% FTSE Shariah4.7% |
| BFST Business First Bancshares Inc. | NON_COMPLIANT | 0.70% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| First Citizens BancShares Inc. | UNSCREENED | 0.70% | no in-house ratios for this holding |
| RF.PA Eurazeo | NON_COMPLIANT | 0.69% | AAOIFIfail Usmanipass Dow Jones Islamicfail S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| CPF Central Pacific Financial Corp. | NON_COMPLIANT | 0.69% | AAOIFI341.3% Usmani44.7% Dow Jones Islamic423.6% S&P Shariah486.6% MSCI Islamic44.7% MSCI Islamic M-Series486.6% FTSE Shariah44.7% |
| CNOB ConnectOne Bancorp Inc. | NON_COMPLIANT | 0.65% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| First Busey Corporation | UNSCREENED | 0.64% | no in-house ratios for this holding |
| TSBK Timberland Bancorp Inc. | NON_COMPLIANT | 0.63% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| First Commonwealth Financial Corporation | UNSCREENED | 0.63% | no in-house ratios for this holding |
| RRBI Red River Bancshares Inc. | NON_COMPLIANT | 0.63% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| ARES Ares Management Corporation | NON_COMPLIANT | 0.62% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| Community Heritage Financial Inc. | UNSCREENED | 0.61% | no in-house ratios for this holding |
| CAC Camden National Corporation | NON_COMPLIANT | 0.61% | AAOIFI51.7% Usmani7.3% Dow Jones Islamic72.2% S&P Shariah82.6% MSCI Islamic7.3% MSCI Islamic M-Series82.6% FTSE Shariah7.3% |
| Washington Trust Bancorp Inc. | UNSCREENED | 0.61% | no in-house ratios for this holding |
| SB1NO.OL SpareBank 1 Sor-Norge ASA | NON_COMPLIANT | 0.57% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Orange County Bancorp Inc. | UNSCREENED | 0.56% | no in-house ratios for this holding |
| LOB Live Oak Bancshares Inc. | NON_COMPLIANT | 0.56% | AAOIFI5.7% Usmani0.7% Dow Jones Islamic6.3% S&P Shariah6.4% MSCI Islamic0.7% MSCI Islamic M-Series6.4% FTSE Shariah0.7% |
| WTFC Wintrust Financial Corporation | NON_COMPLIANT | 0.54% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| First Community Corporation | UNSCREENED | 0.54% | no in-house ratios for this holding |
| Landmark Bancorp Inc. | UNSCREENED | 0.53% | no in-house ratios for this holding |
| ACNB ACNB Corporation | NON_COMPLIANT | 0.53% | AAOIFI48.0% Usmani9.7% Dow Jones Islamic71.3% S&P Shariah81.4% MSCI Islamic9.7% MSCI Islamic M-Series81.4% FTSE Shariah9.7% |
| BCML BayCom Corp | NON_COMPLIANT | 0.52% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| LIFE Ethos Technologies Inc. | COMPLIANT | 0.52% | AAOIFI0.1% Usmani0.3% Dow Jones Islamicpass S&P Shariahpass MSCI Islamic0.3% MSCI Islamic M-Seriespass FTSE Shariah0.0% |
| CSTL CRLNA BNC D | UNSCREENED | 0.51% | no in-house ratios for this holding |
| CZWI Citizens Community Bancorp Inc | NON_COMPLIANT | 0.49% | AAOIFI25.7% Usmani2.9% Dow Jones Islamic31.7% S&P Shariah35.5% MSCI Islamic2.9% MSCI Islamic M-Series35.5% FTSE Shariah2.9% |
| QNBC QNB Corp. | NON_COMPLIANT | 0.49% | AAOIFI26.9% Usmani3.1% Dow Jones Islamic54.1% S&P Shariah63.1% MSCI Islamic3.1% MSCI Islamic M-Series63.1% FTSE Shariah3.1% |
| GCMG GCM Grosvenor Inc. | NON_COMPLIANT | 0.48% | AAOIFI13.8% Usmani53.5% Dow Jones Islamic73.8% S&P Shariah81.0% MSCI Islamic53.5% MSCI Islamic M-Series81.0% FTSE Shariah53.5% |
| Virginia National Bankshares Corporation | UNSCREENED | 0.48% | no in-house ratios for this holding |
| FBIZ First Business Financial Services Inc. | NON_COMPLIANT | 0.48% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| OCFC OceanFirst Financial Corp. | NON_COMPLIANT | 0.46% | AAOIFI13.3% Usmani1.1% Dow Jones Islamic24.3% S&P Shariah26.2% MSCI Islamic1.1% MSCI Islamic M-Series26.2% FTSE Shariah1.1% |
| EBMT Eagle Bancorp Montana Inc. | NON_COMPLIANT | 0.46% | AAOIFI45.3% Usmani3.9% Dow Jones Islamic57.3% S&P Shariah64.4% MSCI Islamic3.9% MSCI Islamic M-Series64.4% FTSE Shariah3.9% |
| NONG.OL SpareBank 1 Nord-Norge | NON_COMPLIANT | 0.46% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| FMBH First Mid Bancshares Inc. | NON_COMPLIANT | 0.46% | AAOIFI40.6% Usmani6.0% Dow Jones Islamic57.3% S&P Shariah63.2% MSCI Islamic6.0% MSCI Islamic M-Series63.2% FTSE Shariah6.0% |
| MPB Mid Penn Bancorp Inc. | NON_COMPLIANT | 0.45% | AAOIFI14.6% Usmani1.9% Dow Jones Islamic21.6% S&P Shariah25.6% MSCI Islamic1.9% MSCI Islamic M-Series25.6% FTSE Shariah1.9% |
| ORRF Orrstown Financial Services Inc. | NON_COMPLIANT | 0.44% | AAOIFI366.4% Usmani54.5% Dow Jones Islamic455.7% S&P Shariah565.6% MSCI Islamic54.5% MSCI Islamic M-Series565.6% FTSE Shariah54.5% |
| BANR Banner Corporation | NON_COMPLIANT | 0.44% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Hometown Financial Group Inc. | UNSCREENED | 0.44% | no in-house ratios for this holding |
| FMCB Farmers and Merchants Bancorp Inc. | NON_COMPLIANT | 0.44% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| CWBC Community West Bancshares | NON_COMPLIANT | 0.42% | AAOIFI9.7% Usmani1.4% Dow Jones Islamic16.0% S&P Shariah18.7% MSCI Islamic1.4% MSCI Islamic M-Series18.7% FTSE Shariah1.4% |
| WAFD WaFd Inc. | NON_COMPLIANT | 0.42% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| COFS ChoiceOne Financial Services Inc. | NON_COMPLIANT | 0.42% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Flagstar Bank N.A | UNSCREENED | 0.41% | no in-house ratios for this holding |
| GSBC Great Southern Bancorp Inc. | NON_COMPLIANT | 0.39% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| INDB Independent Bank Corp. | NON_COMPLIANT | 0.39% | AAOIFI10.5% Usmani1.7% Dow Jones Islamic13.0% S&P Shariah14.6% MSCI Islamic1.7% MSCI Islamic M-Series14.6% FTSE Shariah1.7% |
| OVBC Ohio Valley Banc Corp. | NON_COMPLIANT | 0.38% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| CandF Financial Corporation | UNSCREENED | 0.38% | no in-house ratios for this holding |
| LOB Live Oak Bancshares Inc. | NON_COMPLIANT | 0.37% | AAOIFI5.7% Usmani0.7% Dow Jones Islamic6.3% S&P Shariah6.4% MSCI Islamic0.7% MSCI Islamic M-Series6.4% FTSE Shariah0.7% |
| Ledyard Financial Group Inc. | UNSCREENED | 0.37% | no in-house ratios for this holding |
| MRP Millrose Properties Inc. | NON_COMPLIANT | 0.36% | AAOIFI50.2% Usmani25.5% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic25.5% MSCI Islamic M-Seriesfail FTSE Shariah25.5% |
| MCBS MetroCity Bankshares Inc. | NON_COMPLIANT | 0.36% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| Blackstone Mortgage Trust Inc. | UNSCREENED | 0.36% | no in-house ratios for this holding |
| CNOB ConnectOne Bancorp Inc. | NON_COMPLIANT | 0.36% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| Farmers National Banc Corp. | UNSCREENED | 0.36% | no in-house ratios for this holding |
| InBankshares Corp | UNSCREENED | 0.34% | no in-house ratios for this holding |
| OPBK OP Bancorp | NON_COMPLIANT | 0.34% | AAOIFI297.9% Usmani25.1% Dow Jones Islamic345.4% S&P Shariah385.8% MSCI Islamic25.1% MSCI Islamic M-Series385.8% FTSE Shariah25.1% |
| CNB Financial Corporation | UNSCREENED | 0.34% | no in-house ratios for this holding |
| Heritage Financial Corporation | UNSCREENED | 0.33% | no in-house ratios for this holding |
| IRS USD P 1.08 20230904-20300304 | UNSCREENED | 0.33% | no in-house ratios for this holding |
| GE0RGIA BANKING CO INC SCDY | UNSCREENED | 0.33% | no in-house ratios for this holding |
| GE0RGIA BANKING CO INC PRIM | UNSCREENED | 0.33% | no in-house ratios for this holding |
| IRS USD P 1.14 20230903-20300303 | UNSCREENED | 0.32% | no in-house ratios for this holding |
| University Bancorp Inc. | UNSCREENED | 0.31% | no in-house ratios for this holding |
| NWFL Norwood Financial Corp | NON_COMPLIANT | 0.31% | AAOIFI3.9% Usmani0.5% Dow Jones Islamic5.8% S&P Shariah6.3% MSCI Islamic0.5% MSCI Islamic M-Series6.3% FTSE Shariah0.5% |
| SFST Southern First Bancshares Inc. | NON_COMPLIANT | 0.31% | AAOIFI218.3% Usmani28.0% Dow Jones Islamic337.4% S&P Shariah384.2% MSCI Islamic28.0% MSCI Islamic M-Series384.2% FTSE Shariah28.0% |
| Community Bancorp. | UNSCREENED | 0.30% | no in-house ratios for this holding |
| QNBC QNB Corp. | NON_COMPLIANT | 0.29% | AAOIFI26.9% Usmani3.1% Dow Jones Islamic54.1% S&P Shariah63.1% MSCI Islamic3.1% MSCI Islamic M-Series63.1% FTSE Shariah3.1% |
| RVSB Riverview Bancorp Inc. | NON_COMPLIANT | 0.28% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| BANC Banc of California Inc. | NON_COMPLIANT | 0.28% | AAOIFI224.2% Usmani19.2% Dow Jones Islamic267.0% S&P Shariah317.7% MSCI Islamic19.2% MSCI Islamic M-Series317.7% FTSE Shariah19.2% |
| CBFV CB Financial Services Inc. | NON_COMPLIANT | 0.27% | AAOIFI34.0% Usmani3.9% Dow Jones Islamic41.2% S&P Shariah46.2% MSCI Islamic3.9% MSCI Islamic M-Series46.2% FTSE Shariah3.9% |
| Dime Commercial Bancshares Inc. | UNSCREENED | 0.26% | no in-house ratios for this holding |
| DOC Healthpeak Properties Inc. | NON_COMPLIANT | 0.26% | AAOIFI67.5% Usmani46.3% Dow Jones Islamic80.6% S&P Shariah86.7% MSCI Islamic46.3% MSCI Islamic M-Series86.7% FTSE Shariah46.3% |
| PNFP Pinnacle Financial Partners Inc. | NON_COMPLIANT | 0.26% | AAOIFI16.1% Usmani1.9% Dow Jones Islamic27.2% S&P Shariah30.6% MSCI Islamic1.9% MSCI Islamic M-Series30.6% FTSE Shariah1.9% |
| CBAN Colony Bankcorp Inc. | NON_COMPLIANT | 0.24% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| RWT Redwood Trust Inc. | NON_COMPLIANT | 0.24% | AAOIFIfail Usmani— Dow Jones Islamicfail S&P Shariah— MSCI Islamic— MSCI Islamic M-Seriesfail FTSE Shariah— |
| PROV Provident Financial Holdings Inc. | NON_COMPLIANT | 0.23% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| CNB Financial Corporation | UNSCREENED | 0.23% | no in-house ratios for this holding |
| JH COLLATERAL | UNSCREENED | 0.23% | no in-house ratios for this holding |
| CTO CTO Realty Growth Inc. | NON_COMPLIANT | 0.20% | AAOIFI80.6% Usmani50.0% Dow Jones Islamic115.6% S&P Shariah134.6% MSCI Islamic50.0% MSCI Islamic M-Series134.6% FTSE Shariah50.0% |
| IRS USD P 1.22 20230902-20300302 | UNSCREENED | 0.19% | no in-house ratios for this holding |
| FRME First Merchants Corporation | NON_COMPLIANT | 0.15% | AAOIFI62.3% Usmani7.8% Dow Jones Islamic72.5% S&P Shariah78.0% MSCI Islamic7.8% MSCI Islamic M-Series78.0% FTSE Shariah7.8% |
| CBFV CB Financial Services Inc. | NON_COMPLIANT | 0.12% | AAOIFI34.0% Usmani3.9% Dow Jones Islamic41.2% S&P Shariah46.2% MSCI Islamic3.9% MSCI Islamic M-Series46.2% FTSE Shariah3.9% |
| AB AllianceBernstein Holding L.P. | NON_COMPLIANT | 0.12% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| WALDEN MUTUAL | UNSCREENED | 0.08% | no in-house ratios for this holding |
| CCNB Coastal Carolina Bancshares Inc. | NON_COMPLIANT | 0.06% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| IRS USD P 3.36 20230503-20280503 | UNSCREENED | 0.01% | no in-house ratios for this holding |
| First Bank Richmond | UNSCREENED | 0.00% | no in-house ratios for this holding |
| Home Banking Company | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FIRST SAVINGS BANK OF PERKASIE 0.74 04 07 2025 | UNSCREENED | 0.00% | no in-house ratios for this holding |
| MutualOne Bank | UNSCREENED | 0.00% | no in-house ratios for this holding |
| First Federal Savings and Loan Bank | UNSCREENED | 0.00% | no in-house ratios for this holding |
| Hudson City Savings Bank | UNSCREENED | 0.00% | no in-house ratios for this holding |
| Milford Federal Bank | UNSCREENED | 0.00% | no in-house ratios for this holding |
| Country Bank for Savings | UNSCREENED | 0.00% | no in-house ratios for this holding |
| Newburyport Five Cents Bancorp Inc. | UNSCREENED | 0.00% | no in-house ratios for this holding |
| Affinity Bank Inc | UNSCREENED | 0.00% | no in-house ratios for this holding |
| Sunshine Bancorp Inc. | UNSCREENED | 0.00% | no in-house ratios for this holding |
| Machias Savings Bank | UNSCREENED | 0.00% | no in-house ratios for this holding |
| East Boston Savings Bank | UNSCREENED | 0.00% | no in-house ratios for this holding |
| Eastern Bank | UNSCREENED | 0.00% | no in-house ratios for this holding |
| MILFORD BANK SHORT TERM | UNSCREENED | 0.00% | no in-house ratios for this holding |
| Salem Five Cents Savings Bank | UNSCREENED | 0.00% | no in-house ratios for this holding |
| MT MCKINLEY BANK | UNSCREENED | 0.00% | no in-house ratios for this holding |
| Oba Federal Savings and Loan Association | UNSCREENED | 0.00% | no in-house ratios for this holding |
The published standards disagree about this fund by 1 points of portfolio weight — 1.7% of it passes MSCI Islamic, 0.6% passes Dow Jones Islamic. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 1.1% ratios fail on 82.3% 33.2% not rated under AAOIFI
ratios pass on 1.2% ratios fail on 72.7% 42.8% not rated under Usmani
ratios pass on 0.6% ratios fail on 81.9% 34.1% not rated under Dow Jones Islamic
ratios pass on 1.3% ratios fail on 81.0% 34.4% not rated under S&P Shariah
ratios pass on 1.7% ratios fail on 72.7% 42.3% not rated under MSCI Islamic
ratios pass on 1.3% ratios fail on 81.2% 34.1% not rated under MSCI Islamic M-Series
ratios pass on 1.7% ratios fail on 72.7% 42.3% not rated under FTSE Shariah
100 of 176 listed holdings carry our own per-methodology verdicts (84% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 81 (71% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
| Non-compliant holding | Weight |
|---|---|
| PNFP Pinnacle Financial Partners Inc. | 2.22% |
| BPOP Popular Inc. | 1.89% |
| CFG Citizens Financial Group Inc. | 1.73% |
| WSFS WSFS Financial Corporation | 1.73% |
| HWC Hancock Whitney Corporation | 1.70% |
| ABCB Ameris Bancorp | 1.65% |
| RNST Renasant Corporation | 1.64% |
| CFR Cullen/Frost Bankers Inc. | 1.62% |
| CVBF CVB Financial Corp. | 1.56% |
| FITB Fifth Third Bancorp | 1.56% |
Methodology breakdown computing — it will appear here on its own.
Trade setup
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
Why this signal?
The factors behind the read, each shown with the figure it rests on, including the ones pointing the other way.
John Hancock Financial Opportunities Fund (BTO) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
🕌 In-house Compliance Research
Computing the full ratio and business-activity breakdown for BTO — this runs off the critical path so the page paints first. It will appear here on its own.
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
Classic floor-trader pivots from the last completed daily bar. Highlighted pills are the levels bracketing the current price.
Price Forecast
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Technical Summary
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
Every indicator, and what it reads
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 54.50 | NEUTRAL |
| Stochastic %K (14) | 73.93 | NEUTRAL |
| CCI (20) | 103.72 | SELL |
| Williams %R (14) | -26.07 | NEUTRAL |
| MACD (12,26,9) | 0.20 | BUY |
| ROC (10) | 3.76 | BUY |
| Momentum (10) | 1.35 | BUY |
| EMA (10) | 37.09 | BUY |
| SMA (10) | 37.07 | BUY |
| EMA (20) | 36.92 | BUY |
| SMA (20) | 36.62 | BUY |
| EMA (30) | 37.01 | BUY |
| SMA (30) | 36.54 | BUY |
| EMA (50) | 37.28 | SELL |
| SMA (50) | 37.41 | SELL |
| EMA (100) | 37.35 | SELL |
| SMA (100) | 38.20 | SELL |
| EMA (200) | 36.19 | BUY |
| SMA (200) | 36.66 | BUY |
About John Hancock Financial Opportunities Fund
Financial Services · Asset Management
John Hancock Financial Opportunities Fund is a closed-ended equity mutual fund launched and managed by John Hancock Investment Management LLC. It is co-managed by John Hancock Asset Management. The fund invests in the public equity markets across the globe. It seeks to invest in the stocks of companies operating across the financial services sector. The fund invests in companies across all market capitalizations. It benchmarks the performance of its portfolio against the S&P Composite 1500 Banks Index. The fund was formerly known as John Hancock Bank and Thrift Opportunity Fund. John Hancock Financial Opportunities Fund was formed on August 23, 1994 and is domiciled in the United States.
Background via Yahoo Finance — informational, not part of the verdict.
Average — needs more confirmation before sizing up
SMC — Top Down
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
| Timeframe | Bias | Bars |
|---|---|---|
| 📅 Daily | BULLISH | 43 |
| ⏰ 4H | BULLISH | 21 |
| 🕐 1H | BEARISH | 84 |
| ⏱ 15-Min | BEARISH | 130 |
| ⏲ 5-Min | RANGING | 234 |
Momentum & Volume
Rate of change and relative volume against this symbol's own recent history. Momentum describes what price has done; it is not a claim about what it will do.
Peer Movement
How the rest of the sector moved over the same window. Context for a price move, never a cause of one.
Peer movement computing — it will appear here on its own.
Before you act on this
The questions worth asking about any verdict on this page, answered plainly.
Is a fund screened on its name?
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
What does unrated weight mean?
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
Does the issuer's board make it compliant?
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
How often is this re-screened?
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Compare with
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Insider Activity (90d)
Insider transactions reported in the last ninety days. Insiders sell for reasons that have nothing to do with a view, so a sale on its own is not a signal.
NO DATA 0 buys · 0 sells
COT Positioning — E-MINI S&P 500 - CHICAGO MERCANTILE EXCHANGE
The weekly CFTC Commitments of Traders report for the broad market it tracks, not for this symbol. Positioning context for the tape — it says nothing about this company.
NEUTRAL report date 2026-10-27 · Asset managers net 923449 (+22072)
AI Summary
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.