Verdicts genuinely change. Free email alert the moment CBK's does — no target price to set, unlike "Alert" above.
Whether this company clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
Commercial Bancgroup, Inc. (CBK) is currently considered not halal (non-compliant), per In-house ratio engine (last assessed 2026-08-28). See the full ratio breakdown and business-activity screen below for the reasoning.
⚠️ Financial ratios are only half the screen, and this verdict does not rest on them. Our business-activity screen classifies Commercial Bancgroup, Inc. under conventional finance, which is an excluded sector — so the verdict is non-compliant even though some ratios below pass. Business activity is a hard gate that ratio math never captures.
48 other Financials stocks pass this same screen. See compliant Financials stocks →
Computed from published company financials, balance sheet as of 2026-06-30. CBK files no SEC reports, so these ratios come from the issuer's own published statements rather than XBRL.
Business activity: conventional_finance
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 36.87% | 30.00% | Fail |
| Interest-bearing investments | 35.68% | 30.00% | Fail |
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 7.40% | 33.00% | Pass |
| Interest-bearing investments | 7.16% | 33.00% | Pass |
| Non-liquid assets | 92.84% | at least 20.00% | Pass |
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 7.40% | 33.33% | Pass |
| Cash + interest-bearing securities | 7.16% | 33.33% | Pass |
| Accounts receivable | 7.16% | 33.33% | Pass |
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 7.40% | 33.33% | Pass |
| Cash + interest-bearing securities | 7.16% | 33.33% | Pass |
| Accounts receivable | 7.16% | 50.00% | Pass |
Research only, not investment advice. Thresholds are each standard-setter's published limits; a ratio marked “at least” is a floor, not a ceiling.
Every current reading against its own line, closest first. A verdict is only as durable as that distance.
Verdict history for CBK. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
ℹ️ no compliance scan has run for 2 days - this is not a reading of today
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
Classic floor-trader pivots from the last completed daily bar. Highlighted pills are the levels bracketing the current price.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 39.50 | NEUTRAL |
| Stochastic %K (14) | 37.05 | NEUTRAL |
| CCI (20) | -65.31 | NEUTRAL |
| Williams %R (14) | -62.95 | NEUTRAL |
| MACD (12,26,9) | -0.09 | SELL |
| ROC (10) | -3.28 | SELL |
| Momentum (10) | -1.08 | SELL |
| EMA (10) | 31.97 | SELL |
| SMA (10) | 31.86 | BUY |
| EMA (20) | 32.47 | SELL |
| SMA (20) | 32.70 | SELL |
| EMA (30) | 32.78 | SELL |
| SMA (30) | 33.08 | SELL |
| EMA (50) | 32.87 | SELL |
| SMA (50) | 33.65 | SELL |
| EMA (100) | 31.98 | SELL |
| SMA (100) | 32.26 | SELL |
| EMA (200) | 29.47 | BUY |
| SMA (200) | 29.18 | BUY |
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR applies published screening standards to a company's own filings and shows the result under each one. It is research, not a religious ruling. For a ruling that applies to you, ask a qualified scholar.
Because they measure different things. Some divide interest-bearing debt by market cap, others by total assets, and the thresholds differ too. The same filing can clear one line and cross another. HTR shows every verdict rather than averaging them into one label.
Ratios are recomputed when a new filing lands, and the whole watchlist is re-screened on a rolling basis. The date on the verdict above is the last time this symbol was actually recomputed, not the last time the page was built.
If a company earns some non-permissible income, many scholars hold that the same share of any dividend should be given away. The non-permissible income figure above is the number that calculation starts from — the purification calculator finishes it, showing the filing figures behind the ratio and both the proportional and the AAOIFI per-share convention.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.