Verdicts genuinely change. Free email alert the moment CDBCX's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
Diversified Bond Fund · American Century Investment Trust
486 holdings
This fund holds short positions, so exposure is counted gross — long and short both count as exposure rather than netting off, and the weights below therefore sum to 103% of net assets rather than 100%. Shares of the portfolio are shown as shares of that gross exposure.
NON-COMPLIANT At least 59.76% of portfolio weight is in non-compliant holdings — already over the 5% threshold, so the verdict is settled whatever the unmatched 39% turns out to be. Matching more holdings can only raise this share, never lower it.
45.40% of that is conventional interest-bearing debt, identified from the fund's own filing rather than by screening an issuer. Sukuk are deliberately excluded from this test and are never counted here.
486 holdings, 251 matched (62% of weight). Portfolio as of 2026-06-30, filed 2026-08-28. Source: SEC Form N-PORT.
8.40% of this portfolio’s income is non-permissible — weighted across holdings, computed over 12% of portfolio weight (106 of 486 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
Portfolio shares are withheld: coverage is below the floor needed to state one. The holdings themselves are below, because the names are evidence you can check.
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| U.S. TREASURY | NON_COMPLIANT | 2.42% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 2.21% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 2.19% | no in-house ratios for this holding |
| Federal National Mortgage Association | NON_COMPLIANT | 2.00% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 1.97% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 1.53% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 1.41% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 1.38% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 1.27% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 1.18% | no in-house ratios for this holding |
| Fastnet Funding Co LLC | UNSCREENED | 1.06% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 1.04% | no in-house ratios for this holding |
| Portsea Funding LLC | UNSCREENED | 0.98% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 0.96% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 0.84% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.83% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 0.78% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 0.75% | no in-house ratios for this holding |
| DI Issuer LLC | UNSCREENED | 0.69% | no in-house ratios for this holding |
| GOVERNMENT NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.68% | no in-house ratios for this holding |
| Freddie Mac Pool | NON_COMPLIANT | 0.64% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 0.62% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.62% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.61% | no in-house ratios for this holding |
| Freddie Mac Pool | NON_COMPLIANT | 0.56% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 0.55% | no in-house ratios for this holding |
| Federal National Mortgage Association | NON_COMPLIANT | 0.55% | no in-house ratios for this holding |
| M&T Bank RV Trust 2026-1 | UNSCREENED | 0.55% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.55% | no in-house ratios for this holding |
| JP Morgan Mortgage Trust 2026-CES1 | UNSCREENED | 0.53% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 0.52% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 0.51% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.51% | no in-house ratios for this holding |
| Mexico Government International Bond | UNSCREENED | 0.50% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 0.50% | no in-house ratios for this holding |
| Barclays Mortgage Loan Trust 2026-NQM2 | UNSCREENED | 0.50% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.49% | no in-house ratios for this holding |
| C Citigroup Inc | NON_COMPLIANT | 0.49% | AAOIFI159.2% Usmani13.8% Dow Jones Islamic214.6% S&P Shariah251.0% MSCI Islamic13.8% MSCI Islamic M-Series251.0% FTSE Shariah13.8% |
| U.S. TREASURY | NON_COMPLIANT | 0.49% | no in-house ratios for this holding |
| Santander Mortgage Asset Receivable Trust 2026-CES1 | UNSCREENED | 0.48% | no in-house ratios for this holding |
| JP Morgan Mortgage Trust 2026-ACES1 | UNSCREENED | 0.47% | no in-house ratios for this holding |
| Freddie Mac Pool | NON_COMPLIANT | 0.47% | no in-house ratios for this holding |
| Freddie Mac Pool | NON_COMPLIANT | 0.46% | no in-house ratios for this holding |
| Chase Home Lending Mortgage Trust Series 2025-9 | UNSCREENED | 0.45% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.45% | no in-house ratios for this holding |
| GS Mortgage-Backed Securities Trust 2026-PJ7 | UNSCREENED | 0.44% | no in-house ratios for this holding |
| RCKT Mortgage Trust 2026-CES2 | UNSCREENED | 0.44% | no in-house ratios for this holding |
| Freddie Mac Pool | NON_COMPLIANT | 0.44% | no in-house ratios for this holding |
| Provident Funding Mortgage Trust 2025-1 | UNSCREENED | 0.44% | no in-house ratios for this holding |
| Freddie Mac Pool | NON_COMPLIANT | 0.44% | no in-house ratios for this holding |
| BARC 2026-CES1 | UNSCREENED | 0.44% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.43% | no in-house ratios for this holding |
| RCKT Mortgage Trust 2026-CES3 | UNSCREENED | 0.41% | no in-house ratios for this holding |
| Freddie Mac Pool | NON_COMPLIANT | 0.40% | no in-house ratios for this holding |
| RATE Mortgage Trust 2026-J2 | UNSCREENED | 0.40% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.40% | no in-house ratios for this holding |
| Magallanes Inc | UNSCREENED | 0.40% | no in-house ratios for this holding |
| PRKCM 2026-AFC1 Trust | UNSCREENED | 0.39% | no in-house ratios for this holding |
| GS Mortgage-Backed Securities Trust 2026-NQM3 | UNSCREENED | 0.39% | no in-house ratios for this holding |
| PMT Loan Trust 2025-J2 | UNSCREENED | 0.38% | no in-house ratios for this holding |
| MP 2023 LLC | UNSCREENED | 0.38% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.38% | no in-house ratios for this holding |
| Sequoia Mortgage Trust 2026-INV3 | UNSCREENED | 0.38% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 0.37% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 0.37% | no in-house ratios for this holding |
| JP Morgan Mortgage Trust 2023-7 | UNSCREENED | 0.37% | no in-house ratios for this holding |
| Santander Mortgage Asset Receivable Trust 2025-Ces1 | UNSCREENED | 0.37% | no in-house ratios for this holding |
| Chase Home Lending Mortgage Trust 2025-8 | UNSCREENED | 0.36% | no in-house ratios for this holding |
| Towd Point Mortgage Trust 2024-1 | UNSCREENED | 0.35% | no in-house ratios for this holding |
| BRAVO Residential Funding Trust 2024 RPL1 | UNSCREENED | 0.35% | no in-house ratios for this holding |
| BMO.TO Bank of Montreal | NON_COMPLIANT | 0.35% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| New Economy Assets - Phase 1 Sponsor LLC | UNSCREENED | 0.35% | no in-house ratios for this holding |
| Trackside Rail LLC | UNSCREENED | 0.35% | no in-house ratios for this holding |
| BNS.TO Bank of Nova Scotia/The | NON_COMPLIANT | 0.35% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Fannie Mae Pool | NON_COMPLIANT | 0.35% | no in-house ratios for this holding |
| Sequoia Mortgage Trust 2025-7 | UNSCREENED | 0.35% | no in-house ratios for this holding |
| Freddie Mac Pool | NON_COMPLIANT | 0.34% | no in-house ratios for this holding |
| SWCH Commercial Mortgage Trust 2025-DATA | UNSCREENED | 0.34% | no in-house ratios for this holding |
| GOVERNMENT NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.34% | no in-house ratios for this holding |
| MIRA Trust 2023-MILE | UNSCREENED | 0.34% | no in-house ratios for this holding |
| Eagle Funding Luxco Sarl | UNSCREENED | 0.34% | no in-house ratios for this holding |
| Mosaic Solar Loan Trust 2023-2 | UNSCREENED | 0.34% | no in-house ratios for this holding |
| ING ING Groep NV | NON_COMPLIANT | 0.33% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| FS Commercial Mortgage Trust 2023-4SZN | UNSCREENED | 0.33% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.32% | no in-house ratios for this holding |
| SEBC.F Skandinaviska Enskilda Banken AB | NON_COMPLIANT | 0.32% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Freddie Mac Pool | NON_COMPLIANT | 0.32% | no in-house ratios for this holding |
| SHB-A.ST Svenska Handelsbanken AB | NON_COMPLIANT | 0.32% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| HSBA.L HSBC Holdings PLC | NON_COMPLIANT | 0.31% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Fannie Mae Pool | NON_COMPLIANT | 0.31% | no in-house ratios for this holding |
| Atlas Warehouse Lending Co LP | UNSCREENED | 0.31% | no in-house ratios for this holding |
| Provident Funding Mortgage Trust 2025-3 | UNSCREENED | 0.31% | no in-house ratios for this holding |
| Ginnie Mae | NON_COMPLIANT | 0.31% | no in-house ratios for this holding |
| MF1 Multifamily Housing Mortga | UNSCREENED | 0.31% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 0.31% | no in-house ratios for this holding |
| GOVERNMENT NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.30% | no in-house ratios for this holding |
| Santander Mortgage Asset Receivable Trust 2026-NQM3 | UNSCREENED | 0.30% | no in-house ratios for this holding |
| PRU Prudential Financial Inc | NON_COMPLIANT | 0.30% | AAOIFI49.0% Usmani2.6% Dow Jones Islamic56.4% S&P Shariah57.7% MSCI Islamic2.6% MSCI Islamic M-Series57.7% FTSE Shariah2.6% |
| Santander Mortgage Asset Receivable Trust 2026-NQM2 | UNSCREENED | 0.29% | no in-house ratios for this holding |
| BAC Bank of America Corp | NON_COMPLIANT | 0.29% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| Fannie Mae Pool | NON_COMPLIANT | 0.28% | no in-house ratios for this holding |
| BNP.PA BNP Paribas SA | NON_COMPLIANT | 0.28% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Store Master Funding I-VII XIV XIX XX XXII XXIV XXXIV XXXVII XXXVIII | UNSCREENED | 0.28% | no in-house ratios for this holding |
| OBX 2026-AHC1 Trust | UNSCREENED | 0.28% | no in-house ratios for this holding |
| SWED-A.ST Swedbank AB | NON_COMPLIANT | 0.28% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| VERTICAL BRIDGE CC LLC | UNSCREENED | 0.28% | no in-house ratios for this holding |
| ING ING Groep NV | NON_COMPLIANT | 0.28% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| U.S. TREASURY | NON_COMPLIANT | 0.28% | no in-house ratios for this holding |
| PRKCM 2025-AFC1 Trust | UNSCREENED | 0.28% | no in-house ratios for this holding |
| Freddie Mac Pool | NON_COMPLIANT | 0.27% | no in-house ratios for this holding |
| Freddie Mac Pool | NON_COMPLIANT | 0.27% | no in-house ratios for this holding |
| Morgan Stanley Residential Mortgage Loan Trust 2026-NQM2 | UNSCREENED | 0.27% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.27% | no in-house ratios for this holding |
| MET MetLife Inc | NON_COMPLIANT | 0.27% | AAOIFI47.5% Usmani3.9% Dow Jones Islamic56.2% S&P Shariah58.5% MSCI Islamic3.9% MSCI Islamic M-Series58.5% FTSE Shariah3.9% |
| Freddie Mac Pool | NON_COMPLIANT | 0.27% | no in-house ratios for this holding |
| Purchasing Power Funding 2026-A LLC | UNSCREENED | 0.26% | no in-house ratios for this holding |
| MidAmerican Energy Co | UNSCREENED | 0.26% | no in-house ratios for this holding |
| HOMES 2025-AFC3 Trust | UNSCREENED | 0.26% | no in-house ratios for this holding |
| Research-Driven Pagaya Motor Asset Trust 2025-3 | UNSCREENED | 0.26% | no in-house ratios for this holding |
| Stack Infrastructure Issuer LLC | UNSCREENED | 0.26% | no in-house ratios for this holding |
| Liberty Mutual Group Inc | UNSCREENED | 0.25% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 0.25% | no in-house ratios for this holding |
| HCA Inc | UNSCREENED | 0.25% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 0.25% | no in-house ratios for this holding |
| COF Capital One Financial Corp | NON_COMPLIANT | 0.25% | AAOIFI38.5% Usmani7.6% Dow Jones Islamic49.3% S&P Shariah60.5% MSCI Islamic7.6% MSCI Islamic M-Series60.5% FTSE Shariah7.6% |
| Velocity Commercial Capital Loan Trust 2026-2 | UNSCREENED | 0.25% | no in-house ratios for this holding |
| GCAT 2026-NQM3 Trust | UNSCREENED | 0.25% | no in-house ratios for this holding |
| FIP Master Funding LLC | UNSCREENED | 0.25% | no in-house ratios for this holding |
| Pagaya AI Debt Grantor Trust 2026-1 | UNSCREENED | 0.25% | no in-house ratios for this holding |
| Lyra Music Assets Delaware LP | UNSCREENED | 0.25% | no in-house ratios for this holding |
| LLOY.L Lloyds Banking Group PLC | NON_COMPLIANT | 0.25% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Reach ABS Trust 2026-2 | UNSCREENED | 0.25% | no in-house ratios for this holding |
| Vistra Operations Co LLC | UNSCREENED | 0.25% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.25% | no in-house ratios for this holding |
| DBSG 2024-ALTA A | UNSCREENED | 0.24% | no in-house ratios for this holding |
| Enterprise Products Operating LLC | UNSCREENED | 0.24% | no in-house ratios for this holding |
| Channel EF 2026-1 LLC | UNSCREENED | 0.24% | no in-house ratios for this holding |
| JP Morgan Mortgage Trust 2024-12 | UNSCREENED | 0.24% | no in-house ratios for this holding |
| Pagaya AI Debt Grantor Trust 2026-4 | UNSCREENED | 0.24% | no in-house ratios for this holding |
| ENB.TO Enbridge Inc | NON_COMPLIANT | 0.24% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Freddie Mac Pool | NON_COMPLIANT | 0.23% | no in-house ratios for this holding |
| Pagaya AI Debt Grantor Trust 2025-8 | UNSCREENED | 0.23% | no in-house ratios for this holding |
| SG Residential Mortgage Trust 2026-3 | UNSCREENED | 0.22% | no in-house ratios for this holding |
| ET Energy Transfer LP | NON_COMPLIANT | 0.22% | AAOIFI94.8% Usmani47.4% Dow Jones Islamic120.8% S&P Shariah134.5% MSCI Islamic47.4% MSCI Islamic M-Series134.5% FTSE Shariah46.2% |
| Freddie Mac Pool | NON_COMPLIANT | 0.22% | no in-house ratios for this holding |
| MS Morgan Stanley | NON_COMPLIANT | 0.22% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| JP Morgan Mortgage Trust 2026-NQX2 | UNSCREENED | 0.22% | no in-house ratios for this holding |
| ARZ Trust 2024-BILT | UNSCREENED | 0.22% | no in-house ratios for this holding |
| FLS Flowserve Corp | COMPLIANT | 0.22% | AAOIFI23.8% Usmani36.7% Dow Jones Islamic28.9% S&P Shariah32.3% MSCI Islamic36.7% MSCI Islamic M-Series32.3% FTSE Shariah33.8% |
| VZ Verizon Communications Inc | NON_COMPLIANT | 0.22% | AAOIFI98.4% Usmani45.9% Dow Jones Islamic109.0% S&P Shariah116.8% MSCI Islamic45.9% MSCI Islamic M-Series116.8% FTSE Shariah40.3% |
| Fannie Mae Pool | NON_COMPLIANT | 0.22% | no in-house ratios for this holding |
| GS Mortgage-Backed Securities Trust 2026-PJ6 | UNSCREENED | 0.22% | no in-house ratios for this holding |
| GXO GXO Logistics Inc | NON_COMPLIANT | 0.22% | AAOIFI110.4% Usmani53.3% Dow Jones Islamic105.4% S&P Shariah102.0% MSCI Islamic49.5% MSCI Islamic M-Series102.0% FTSE Shariah25.9% |
| Freddie Mac Pool | NON_COMPLIANT | 0.21% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.21% | no in-house ratios for this holding |
| Provident Funding Mortgage Trust 2025-4 | UNSCREENED | 0.21% | no in-house ratios for this holding |
| NTRS Northern Trust Corp | NON_COMPLIANT | 0.20% | AAOIFI12.6% Usmani2.1% Dow Jones Islamic15.2% S&P Shariah17.3% MSCI Islamic2.1% MSCI Islamic M-Series17.3% FTSE Shariah2.1% |
| Kapitus Asset Securitization VI LLC | UNSCREENED | 0.20% | no in-house ratios for this holding |
| H.TO Hydro One Inc | NON_COMPLIANT | 0.20% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Ladder Capital Finance Holdings LLLP / Ladder Capital Finance Corp | UNSCREENED | 0.20% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 0.20% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.20% | no in-house ratios for this holding |
| Research-Driven Pagaya Motor Asset Trust 2025-3 | UNSCREENED | 0.19% | no in-house ratios for this holding |
| BANK5 Trust 2024-5YR6 | UNSCREENED | 0.19% | no in-house ratios for this holding |
| Antares Holdings LP | UNSCREENED | 0.19% | no in-house ratios for this holding |
| SNPS Synopsys Inc | COMPLIANT | 0.18% | AAOIFI14.4% Usmani22.7% Dow Jones Islamic13.2% S&P Shariah13.2% MSCI Islamic22.7% MSCI Islamic M-Series13.2% FTSE Shariah21.0% |
| MTB M&T Bank Corp | NON_COMPLIANT | 0.18% | AAOIFI52.5% Usmani8.3% Dow Jones Islamic59.6% S&P Shariah66.0% MSCI Islamic8.3% MSCI Islamic M-Series66.0% FTSE Shariah8.3% |
| JP Morgan Mortgage Trust Series 2025-3 | UNSCREENED | 0.18% | no in-house ratios for this holding |
| JPM JPMorgan Chase & Co | NON_COMPLIANT | 0.18% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| CyrusOne Data Centers Issuer I LLC | UNSCREENED | 0.18% | no in-house ratios for this holding |
| Morgan Stanley Residential Mortgage Loan Trust 2025-1 | UNSCREENED | 0.18% | no in-house ratios for this holding |
| Freddie Mac Pool | NON_COMPLIANT | 0.18% | no in-house ratios for this holding |
| Freddie Mac Pool | NON_COMPLIANT | 0.18% | no in-house ratios for this holding |
| SRE Sempra | NON_COMPLIANT | 0.18% | AAOIFI65.2% Usmani32.7% Dow Jones Islamic66.4% S&P Shariah71.2% MSCI Islamic31.6% MSCI Islamic M-Series71.2% FTSE Shariah30.4% |
| Fannie Mae Pool | NON_COMPLIANT | 0.18% | no in-house ratios for this holding |
| Experian Finance US Inc | UNSCREENED | 0.18% | no in-house ratios for this holding |
| GS Goldman Sachs Group Inc/The | NON_COMPLIANT | 0.18% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| CMS CMS Energy Corp | NON_COMPLIANT | 0.18% | AAOIFI89.2% Usmani47.2% Dow Jones Islamic90.3% S&P Shariah98.1% MSCI Islamic46.5% MSCI Islamic M-Series98.1% FTSE Shariah46.5% |
| Avant Credit Card Master Trust | UNSCREENED | 0.18% | no in-house ratios for this holding |
| 285A.T Kioxia Holdings Corp | COMPLIANT | 0.17% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahfail |
| Fannie Mae Pool | NON_COMPLIANT | 0.17% | no in-house ratios for this holding |
| New Residential Mortgage Loan Trust 2026-NQM6 | UNSCREENED | 0.17% | no in-house ratios for this holding |
| Morgan Stanley Residential Mortgage Loan Trust 2026-NEW1 | UNSCREENED | 0.17% | no in-house ratios for this holding |
| ORCL Oracle Corp | NON_COMPLIANT | 0.17% | AAOIFI34.1% Usmani64.0% Dow Jones Islamic30.7% S&P Shariah35.2% MSCI Islamic61.0% MSCI Islamic M-Series35.2% FTSE Shariah49.5% |
| J.P. Morgan Mortgage Trust 2024-10 | UNSCREENED | 0.17% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.17% | no in-house ratios for this holding |
| Pinnacle Bank/Nashville TN | UNSCREENED | 0.17% | no in-house ratios for this holding |
| Freddie Mac Pool | NON_COMPLIANT | 0.16% | no in-house ratios for this holding |
| RKTL 2026-1 | UNSCREENED | 0.16% | no in-house ratios for this holding |
| GOVERNMENT NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.16% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 0.16% | no in-house ratios for this holding |
| GoodLeap Sustainable Home Solutions Trust 2021-4 | UNSCREENED | 0.16% | no in-house ratios for this holding |
| Pagaya AI Debt Grantor Trust 2025-7 | UNSCREENED | 0.16% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 0.16% | no in-house ratios for this holding |
| GOVERNMENT NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.16% | no in-house ratios for this holding |
| Golden State Tobacco Securitization Corp | UNSCREENED | 0.16% | no in-house ratios for this holding |
| Essential Properties LP | UNSCREENED | 0.15% | no in-house ratios for this holding |
| Foundry JV Holdco LLC | UNSCREENED | 0.15% | no in-house ratios for this holding |
| Chase Home Lending Mortgage Trust 2024-10 | UNSCREENED | 0.15% | no in-house ratios for this holding |
| VZ Verizon Communications Inc | NON_COMPLIANT | 0.15% | AAOIFI98.4% Usmani45.9% Dow Jones Islamic109.0% S&P Shariah116.8% MSCI Islamic45.9% MSCI Islamic M-Series116.8% FTSE Shariah40.3% |
| JPM JPMorgan Chase & Co | NON_COMPLIANT | 0.15% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| NVDA NVIDIA Corp | COMPLIANT | 0.15% | AAOIFI1.1% Usmani12.1% Dow Jones Islamic0.9% S&P Shariah1.1% MSCI Islamic12.1% MSCI Islamic M-Series1.1% FTSE Shariah10.4% |
| BMO.TO Bank of Montreal | NON_COMPLIANT | 0.15% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| JPM JPMorgan Chase & Co | NON_COMPLIANT | 0.15% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| Goldman Sachs Private Credit Corp | UNSCREENED | 0.15% | no in-house ratios for this holding |
| Freddie Mac Pool | NON_COMPLIANT | 0.15% | no in-house ratios for this holding |
| GLE.PA Societe Generale SA | NON_COMPLIANT | 0.15% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| GOVERNMENT NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.15% | no in-house ratios for this holding |
| HSBA.L HSBC Holdings PLC | NON_COMPLIANT | 0.15% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Enterprise Products Operating LLC | UNSCREENED | 0.15% | no in-house ratios for this holding |
| OWL Blue Owl Capital Corp | NON_COMPLIANT | 0.15% | AAOIFI27.6% Usmani30.9% Dow Jones Islamic16.4% S&P Shariah16.5% MSCI Islamic30.9% MSCI Islamic M-Series16.5% FTSE Shariah30.9% |
| UBSG.SW UBS Group AG | NON_COMPLIANT | 0.15% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| ECL Ecolab Inc | COMPLIANT | 0.15% | AAOIFI17.0% Usmani44.6% Dow Jones Islamic18.1% S&P Shariah19.4% MSCI Islamic44.6% MSCI Islamic M-Series19.4% FTSE Shariah44.0% |
| Dresdner Funding Trust I | UNSCREENED | 0.15% | no in-house ratios for this holding |
| D Dominion Energy Inc | NON_COMPLIANT | 0.15% | AAOIFI86.6% Usmani42.8% Dow Jones Islamic102.1% S&P Shariah112.1% MSCI Islamic42.3% MSCI Islamic M-Series112.1% FTSE Shariah41.7% |
| JPM JPMorgan Chase & Co | NON_COMPLIANT | 0.15% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| Citigroup Mortgage Loan Trust 2025-3 Trust | UNSCREENED | 0.15% | no in-house ratios for this holding |
| NextEra Energy Capital Holdings Inc | UNSCREENED | 0.15% | no in-house ratios for this holding |
| META Meta Platforms Inc | QUESTIONABLE | 0.15% | AAOIFI7.2% Usmani25.0% Dow Jones Islamic7.0% S&P Shariah7.9% MSCI Islamic25.0% MSCI Islamic M-Series7.9% FTSE Shariah18.6% |
| FDXF Fedex Freight Holding Co Inc | COMPLIANT | 0.15% | AAOIFI31.8% Usmani89.3% Dow Jones Islamic— S&P Shariah— MSCI Islamic89.3% MSCI Islamic M-Series— FTSE Shariah62.6% |
| EXE Expand Energy Corp | COMPLIANT | 0.14% | AAOIFI22.5% Usmani17.3% Dow Jones Islamic22.5% S&P Shariah27.7% MSCI Islamic17.3% MSCI Islamic M-Series27.7% FTSE Shariah17.0% |
| WFC Wells Fargo & Co | NON_COMPLIANT | 0.14% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| EFMT 2024-NQM1 | UNSCREENED | 0.14% | no in-house ratios for this holding |
| Blue Owl Credit Income Corp | UNSCREENED | 0.14% | no in-house ratios for this holding |
| HBOS PLC | UNSCREENED | 0.14% | no in-house ratios for this holding |
| Ladder Capital Finance Holdings LLLP / Ladder Capital Finance Corp | UNSCREENED | 0.14% | no in-house ratios for this holding |
| INTU Intuit Inc | COMPLIANT | 0.14% | AAOIFI9.9% Usmani22.9% Dow Jones Islamic5.4% S&P Shariah5.3% MSCI Islamic22.9% MSCI Islamic M-Series5.3% FTSE Shariah20.8% |
| ABT Abbott Laboratories | COMPLIANT | 0.14% | AAOIFI19.2% Usmani31.9% Dow Jones Islamic17.6% S&P Shariah18.3% MSCI Islamic31.9% MSCI Islamic M-Series18.3% FTSE Shariah30.8% |
| CCL Carnival Corp Ltd | NON_COMPLIANT | 0.14% | AAOIFI72.6% Usmani50.6% Dow Jones Islamic82.0% S&P Shariah96.0% MSCI Islamic50.6% MSCI Islamic M-Series96.0% FTSE Shariah48.2% |
| META Meta Platforms Inc | QUESTIONABLE | 0.14% | AAOIFI7.2% Usmani25.0% Dow Jones Islamic7.0% S&P Shariah7.9% MSCI Islamic25.0% MSCI Islamic M-Series7.9% FTSE Shariah18.6% |
| Boston Properties LP | UNSCREENED | 0.14% | no in-house ratios for this holding |
| Foundry JV Holdco LLC | UNSCREENED | 0.14% | no in-house ratios for this holding |
| Beignet Investor LLC | UNSCREENED | 0.14% | no in-house ratios for this holding |
| Rio Grande LNG LLC | UNSCREENED | 0.14% | no in-house ratios for this holding |
| MS Morgan Stanley | NON_COMPLIANT | 0.14% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| Piedmont Operating Partnership LP | UNSCREENED | 0.13% | no in-house ratios for this holding |
| Santander Mortgage Asset Receivable Trust 2026-NQM5 | UNSCREENED | 0.13% | no in-house ratios for this holding |
| Blackstone Private Credit Fund | UNSCREENED | 0.13% | no in-house ratios for this holding |
| COF Capital One Financial Corp | NON_COMPLIANT | 0.13% | AAOIFI38.5% Usmani7.6% Dow Jones Islamic49.3% S&P Shariah60.5% MSCI Islamic7.6% MSCI Islamic M-Series60.5% FTSE Shariah7.6% |
| Fannie Mae Pool | NON_COMPLIANT | 0.13% | no in-house ratios for this holding |
| NBS.L Nationwide Building Society | NON_COMPLIANT | 0.13% | AAOIFIfail Usmani15.4% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic15.4% MSCI Islamic M-Seriesfail FTSE Shariah15.4% |
| MET MetLife Inc | NON_COMPLIANT | 0.13% | AAOIFI47.5% Usmani3.9% Dow Jones Islamic56.2% S&P Shariah58.5% MSCI Islamic3.9% MSCI Islamic M-Series58.5% FTSE Shariah3.9% |
| UNH UnitedHealth Group Inc | NON_COMPLIANT | 0.13% | AAOIFI20.4% Usmani23.7% Dow Jones Islamic20.4% S&P Shariah18.8% MSCI Islamic23.7% MSCI Islamic M-Series18.8% FTSE Shariah23.7% |
| Freddie Mac Pool | NON_COMPLIANT | 0.13% | no in-house ratios for this holding |
| CME Ultra Long Term US Treasury | NON_COMPLIANT | 0.13% | no in-house ratios for this holding |
| SVC ABS LLC | UNSCREENED | 0.13% | no in-house ratios for this holding |
| OBX 2024-HYB2 Trust | UNSCREENED | 0.13% | no in-house ratios for this holding |
| Fibra SOMA Trust F/6185 | UNSCREENED | 0.13% | no in-house ratios for this holding |
| HSBA.L HSBC Holdings PLC | NON_COMPLIANT | 0.13% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Glencore Funding LLC | UNSCREENED | 0.13% | no in-house ratios for this holding |
The published standards disagree about this fund by 1 points of portfolio weight — 4.8% of it passes Dow Jones Islamic, 3.5% passes MSCI Islamic. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 4.4% ratios fail on 13.5% 85.5% not rated under AAOIFI
ratios pass on 3.7% ratios fail on 12.5% 87.2% not rated under Usmani
ratios pass on 4.8% ratios fail on 12.8% 85.7% not rated under Dow Jones Islamic
ratios pass on 4.2% ratios fail on 13.3% 85.7% not rated under S&P Shariah
ratios pass on 3.5% ratios fail on 12.6% 87.3% not rated under MSCI Islamic
ratios pass on 4.2% ratios fail on 13.3% 85.7% not rated under MSCI Islamic M-Series
ratios pass on 4.0% ratios fail on 12.3% 87.0% not rated under FTSE Shariah
83 of 486 listed holdings carry our own per-methodology verdicts (19% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 64 (14% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
| Non-compliant holding | Weight |
|---|---|
| U.S. TREASURY | 2.42% |
| U.S. TREASURY | 2.21% |
| Fannie Mae Pool | 2.19% |
| Federal National Mortgage Association | 2.00% |
| U.S. TREASURY | 1.97% |
| U.S. TREASURY | 1.53% |
| U.S. TREASURY | 1.41% |
| U.S. TREASURY | 1.38% |
| U.S. TREASURY | 1.27% |
| U.S. TREASURY | 1.18% |
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
Diversified Bond Fund (CDBCX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.
| Holding | Weight | Verdict |
|---|---|---|
| U.S. TREASURYnot matched to a ticker | 2.42% | Non-compliant |
| U.S. TREASURYnot matched to a ticker | 2.21% | Non-compliant |
| Fannie Mae Poolnot matched to a ticker | 2.19% | Non-compliant |
| Federal National Mortgage Associationnot matched to a ticker | 2.00% | Non-compliant |
| U.S. TREASURYnot matched to a ticker | 1.97% | Non-compliant |
| U.S. TREASURYnot matched to a ticker | 1.53% | Non-compliant |
| U.S. TREASURYnot matched to a ticker | 1.41% | Non-compliant |
| U.S. TREASURYnot matched to a ticker | 1.38% | Non-compliant |
| U.S. TREASURYnot matched to a ticker | 1.27% | Non-compliant |
| U.S. TREASURYnot matched to a ticker | 1.18% | Non-compliant |
Top 10 of 486 holdings, 17.6% of the fund by weight. Every holding is screened, not only these.
The positions keeping this fund short of 100% compliant by weight.
Verdict history for CDBCX. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
Tracked since 2026-09-07.
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
This fund prices once a day, so its bars carry no intraday high or low — floor-trader pivots are not defined for it.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 46.30 | NEUTRAL |
| Stochastic %K (14) | 70.00 | NEUTRAL |
| CCI (20) | 47.14 | NEUTRAL |
| Williams %R (14) | -30.00 | NEUTRAL |
| MACD (12,26,9) | 0.01 | BUY |
| ROC (10) | 0.81 | BUY |
| Momentum (10) | 0.07 | BUY |
| EMA (10) | 8.74 | BUY |
| SMA (10) | 8.73 | BUY |
| EMA (20) | 8.75 | SELL |
| SMA (20) | 8.73 | BUY |
| EMA (30) | 8.77 | SELL |
| SMA (30) | 8.77 | SELL |
| EMA (50) | 8.82 | SELL |
| SMA (50) | 8.84 | SELL |
| EMA (100) | 8.88 | SELL |
| SMA (100) | 8.92 | SELL |
| EMA (200) | 8.94 | SELL |
| SMA (200) | 8.98 | SELL |
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.