Verdicts genuinely change. Free email alert the moment CDGIX's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
CRAWFORD LARGE CAP DIVIDEND FUND · Unified Series Trust
40 holdings
NON-COMPLIANT 29.48% of portfolio weight is in non-compliant holdings, over the 5% threshold.
40 holdings, 38 matched (96% of weight). Portfolio as of 2026-06-30, filed 2026-08-28. Source: SEC Form N-PORT.
5.24% of this portfolio’s income is non-permissible — weighted across holdings, computed over 81% of portfolio weight (32 of 40 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
59.7% compliant 5.5% questionable 29.5% non-compliant 3.5% unscreened
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| AXP AMERICAN EXPRESS COMPANY | NON_COMPLIANT | 5.79% | AAOIFI26.8% Usmani19.2% Dow Jones Islamic27.4% S&P Shariah30.8% MSCI Islamic19.2% MSCI Islamic M-Series30.8% FTSE Shariah19.2% |
| MSFT MICROSOFT CORP | QUESTIONABLE | 5.48% | AAOIFI1.5% Usmani7.5% Dow Jones Islamic1.7% S&P Shariah1.8% MSCI Islamic7.5% MSCI Islamic M-Series1.8% FTSE Shariah5.3% |
| JCI JOHNSON CONTROLS INTERNATIONAL PLC | COMPLIANT | 4.83% | AAOIFI10.8% Usmani24.8% Dow Jones Islamic13.9% S&P Shariah16.1% MSCI Islamic24.8% MSCI Islamic M-Series16.1% FTSE Shariah24.8% |
| ABBV ABBVIE INC | COMPLIANT | 4.57% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahfail |
| TXN TEXAS INSTRUMENTS INC | COMPLIANT | 4.30% | AAOIFI5.9% Usmani39.2% Dow Jones Islamic7.6% S&P Shariah8.1% MSCI Islamic39.2% MSCI Islamic M-Series8.1% FTSE Shariah39.2% |
| PM PHILIP MORRIS INTERNATIONAL INC | NON_COMPLIANT | 4.30% | AAOIFI16.1% Usmani66.9% Dow Jones Islamic18.9% S&P Shariah22.1% MSCI Islamic66.9% MSCI Islamic M-Series22.1% FTSE Shariah66.9% |
| AZN ASTRAZENECA PLC | COMPLIANT | 4.10% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| KO COCA-COLA COMPANY (THE) | COMPLIANT | 3.63% | AAOIFI11.9% Usmani43.4% Dow Jones Islamic14.9% S&P Shariah15.9% MSCI Islamic43.4% MSCI Islamic M-Series15.9% FTSE Shariah41.8% |
| JNJ JOHNSON & JOHNSON | COMPLIANT | 3.58% | AAOIFI7.6% Usmani24.4% Dow Jones Islamic10.9% S&P Shariah11.7% MSCI Islamic24.4% MSCI Islamic M-Series11.7% FTSE Shariah24.4% |
| TEL TE CONNECTIVITY PLC | COMPLIANT | 3.49% | AAOIFI9.5% Usmani21.6% Dow Jones Islamic10.3% S&P Shariah11.2% MSCI Islamic21.6% MSCI Islamic M-Series11.2% FTSE Shariah21.6% |
| V VISA INC | COMPLIANT | 3.00% | AAOIFI3.5% Usmani25.2% Dow Jones Islamic15.5% S&P Shariah16.7% MSCI Islamic25.2% MSCI Islamic M-Series16.7% FTSE Shariah25.2% |
| BLK BLACKROCK INC | NON_COMPLIANT | 2.83% | AAOIFI7.0% Usmani7.2% Dow Jones Islamic8.1% S&P Shariah8.9% MSCI Islamic7.2% MSCI Islamic M-Series8.9% FTSE Shariah7.2% |
| MDT MEDTRONIC PLC | COMPLIANT | 2.71% | AAOIFI24.4% Usmani31.5% Dow Jones Islamic26.4% S&P Shariah27.4% MSCI Islamic31.4% MSCI Islamic M-Series27.4% FTSE Shariah30.2% |
| HD HOME DEPOT INC (THE) | COMPLIANT | 2.69% | AAOIFI18.6% Usmani56.1% Dow Jones Islamic16.3% S&P Shariah17.0% MSCI Islamic53.3% MSCI Islamic M-Series17.0% FTSE Shariah44.5% |
| DGX QUEST DIAGNOSTICS INC | COMPLIANT | 2.57% | AAOIFI24.4% Usmani37.7% Dow Jones Islamic32.1% S&P Shariah35.4% MSCI Islamic37.7% MSCI Islamic M-Series35.4% FTSE Shariah33.3% |
| CSX CSX CORP | COMPLIANT | 2.47% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| WEC WEC ENERGY GROUP INC | NON_COMPLIANT | 2.42% | AAOIFI57.5% Usmani39.9% Dow Jones Islamic61.9% S&P Shariah68.5% MSCI Islamic39.1% MSCI Islamic M-Series68.5% FTSE Shariah39.1% |
| SCHW CHARLES SCHWAB CORP (THE) | NON_COMPLIANT | 2.39% | AAOIFI14.6% Usmani5.3% Dow Jones Islamic18.7% S&P Shariah22.0% MSCI Islamic5.3% MSCI Islamic M-Series22.0% FTSE Shariah5.3% |
| WILLIS TOWERS WATSON PLC | UNSCREENED | 2.37% | no in-house ratios for this holding |
| SPGI S&P GLOBAL INC | COMPLIANT | 2.32% | AAOIFI10.6% Usmani22.9% Dow Jones Islamic9.4% S&P Shariah9.8% MSCI Islamic22.9% MSCI Islamic M-Series9.8% FTSE Shariah21.9% |
| RTX RTX CORP | NON_COMPLIANT | 2.23% | AAOIFI12.5% Usmani19.3% Dow Jones Islamic15.9% S&P Shariah18.5% MSCI Islamic19.3% MSCI Islamic M-Series18.5% FTSE Shariah18.4% |
| UPS UNITED PARCEL SERVICE INC | NON_COMPLIANT | 2.23% | AAOIFI32.8% Usmani40.2% Dow Jones Islamic40.1% S&P Shariah37.0% MSCI Islamic40.2% MSCI Islamic M-Series37.0% FTSE Shariah34.4% |
| PNC PNC FINANCIAL SERVICES GROUP INC (THE) | NON_COMPLIANT | 2.13% | AAOIFI87.5% Usmani13.9% Dow Jones Islamic110.0% S&P Shariah122.6% MSCI Islamic13.9% MSCI Islamic M-Series122.6% FTSE Shariah13.9% |
| PG PROCTER & GAMBLE COMPANY (THE) | COMPLIANT | 2.00% | AAOIFI8.9% Usmani23.9% Dow Jones Islamic8.5% S&P Shariah8.5% MSCI Islamic23.9% MSCI Islamic M-Series8.5% FTSE Shariah23.2% |
| PAYX PAYCHEX INC | COMPLIANT | 1.87% | AAOIFI13.2% Usmani29.6% Dow Jones Islamic10.7% S&P Shariah11.0% MSCI Islamic29.6% MSCI Islamic M-Series11.0% FTSE Shariah29.1% |
| OMC OMNICOM GROUP INC | NON_COMPLIANT | 1.87% | AAOIFI50.5% Usmani22.5% Dow Jones Islamic63.9% S&P Shariah66.1% MSCI Islamic22.5% MSCI Islamic M-Series66.1% FTSE Shariah18.7% |
| XYL XYLEM INC | COMPLIANT | 1.84% | AAOIFI12.0% Usmani17.6% Dow Jones Islamic10.0% S&P Shariah10.3% MSCI Islamic17.6% MSCI Islamic M-Series10.3% FTSE Shariah16.9% |
| SAP SAP SE | COMPLIANT | 1.60% | AAOIFI3.5% Usmani13.0% Dow Jones Islamic3.1% S&P Shariah3.4% MSCI Islamic10.6% MSCI Islamic M-Series3.4% FTSE Shariah10.6% |
| MDLZ MONDELEZ INTERNATIONAL INC | COMPLIANT | 1.59% | AAOIFI24.4% Usmani27.5% Dow Jones Islamic24.3% S&P Shariah23.4% MSCI Islamic26.9% MSCI Islamic M-Series23.4% FTSE Shariah25.8% |
| ATR APTARGROUP INC | COMPLIANT | 1.52% | AAOIFI17.2% Usmani26.9% Dow Jones Islamic15.2% S&P Shariah15.4% MSCI Islamic26.9% MSCI Islamic M-Series15.4% FTSE Shariah26.0% |
| ROST ROSS STORES INC | COMPLIANT | 1.47% | AAOIFI6.4% Usmani29.7% Dow Jones Islamic8.5% S&P Shariah9.2% MSCI Islamic29.7% MSCI Islamic M-Series9.2% FTSE Shariah6.4% |
| AEP AMERICAN ELECTRIC POWER COMPANY INC | NON_COMPLIANT | 1.35% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| ICE INTERCONTINENTAL EXCHANGE INC | NON_COMPLIANT | 1.32% | AAOIFI23.2% Usmani11.8% Dow Jones Islamic22.5% S&P Shariah24.2% MSCI Islamic11.8% MSCI Islamic M-Series24.2% FTSE Shariah11.4% |
| JP MORGAN CHASE & COMPANY | UNSCREENED | 1.13% | no in-house ratios for this holding |
| MSI MOTOROLA SOLUTIONS INC | COMPLIANT | 1.08% | AAOIFI12.4% Usmani50.0% Dow Jones Islamic13.4% S&P Shariah14.5% MSCI Islamic50.0% MSCI Islamic M-Series14.5% FTSE Shariah46.9% |
| HONA HONEYWELL AEROSPACE INC | COMPLIANT | 0.76% | AAOIFI32.8% Usmani83.4% Dow Jones Islamicpass S&P Shariahpass MSCI Islamic83.4% MSCI Islamic M-Seriespass FTSE Shariah81.8% |
| AVGO BROADCOM INC | COMPLIANT | 0.65% | AAOIFI3.8% Usmani32.5% Dow Jones Islamic4.4% S&P Shariah5.5% MSCI Islamic32.5% MSCI Islamic M-Series5.5% FTSE Shariah32.5% |
| HBAN HUNTINGTON BANCSHARES INC | NON_COMPLIANT | 0.61% | AAOIFI68.2% Usmani8.2% Dow Jones Islamic90.2% S&P Shariah102.6% MSCI Islamic8.2% MSCI Islamic M-Series102.6% FTSE Shariah8.2% |
| SYK STRYKER CORP | COMPLIANT | 0.60% | AAOIFI14.6% Usmani32.2% Dow Jones Islamic11.3% S&P Shariah11.8% MSCI Islamic32.2% MSCI Islamic M-Series11.8% FTSE Shariah31.2% |
| DHR DANAHER CORP | COMPLIANT | 0.49% | AAOIFI18.2% Usmani28.8% Dow Jones Islamic17.7% S&P Shariah16.7% MSCI Islamic28.8% MSCI Islamic M-Series16.7% FTSE Shariah28.8% |
The published standards disagree about this fund by 25 points of portfolio weight — 67.2% of it passes AAOIFI, 42.6% passes MSCI Islamic. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 67.2% ratios fail on 20.9% 10.1% not rated under AAOIFI
ratios pass on 43.1% ratios fail on 37.0% 18.0% not rated under Usmani
ratios pass on 66.5% ratios fail on 20.1% 11.6% not rated under Dow Jones Islamic
ratios pass on 63.9% ratios fail on 22.7% 11.6% not rated under S&P Shariah
ratios pass on 42.6% ratios fail on 38.9% 16.7% not rated under MSCI Islamic
ratios pass on 63.9% ratios fail on 22.7% 11.6% not rated under MSCI Islamic M-Series
ratios pass on 47.0% ratios fail on 34.4% 16.7% not rated under FTSE Shariah
38 of 40 listed holdings carry our own per-methodology verdicts (95% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 34 (82% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
| Non-compliant holding | Weight |
|---|---|
| AXP AMERICAN EXPRESS COMPANY | 5.79% |
| PM PHILIP MORRIS INTERNATIONAL INC | 4.30% |
| BLK BLACKROCK INC | 2.83% |
| WEC WEC ENERGY GROUP INC | 2.42% |
| SCHW CHARLES SCHWAB CORP (THE) | 2.39% |
| RTX RTX CORP | 2.23% |
| UPS UNITED PARCEL SERVICE INC | 2.23% |
| PNC PNC FINANCIAL SERVICES GROUP INC (THE) | 2.13% |
| OMC OMNICOM GROUP INC | 1.87% |
| AEP AMERICAN ELECTRIC POWER COMPANY INC | 1.35% |
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
CRAWFORD LARGE CAP DIVIDEND FUND (CDGIX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.
| Holding | Weight | Verdict |
|---|---|---|
| AXPAMERICAN EXPRESS COMPANY | 5.79% | Non-compliant |
| MSFTMICROSOFT CORP | 5.48% | Questionable |
| JCIJOHNSON CONTROLS INTERNATIONAL PLC | 4.83% | Compliant |
| ABBVABBVIE INC | 4.57% | Compliant |
| TXNTEXAS INSTRUMENTS INC | 4.30% | Compliant |
| PMPHILIP MORRIS INTERNATIONAL INC | 4.30% | Non-compliant |
| AZNASTRAZENECA PLC | 4.10% | Compliant |
| KOCOCA-COLA COMPANY (THE) | 3.63% | Compliant |
| JNJJOHNSON & JOHNSON | 3.58% | Compliant |
| TELTE CONNECTIVITY PLC | 3.49% | Compliant |
Top 10 of 40 holdings, 44.1% of the fund by weight. Every holding is screened, not only these.
The positions keeping this fund short of 100% compliant by weight.
Verdict history for CDGIX. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
Tracked since 2026-09-07.
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
This fund prices once a day, so its bars carry no intraday high or low — floor-trader pivots are not defined for it.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 56.60 | NEUTRAL |
| Stochastic %K (14) | 89.58 | SELL |
| CCI (20) | 141.17 | SELL |
| Williams %R (14) | -10.42 | SELL |
| MACD (12,26,9) | 0.05 | BUY |
| ROC (10) | 2.20 | BUY |
| Momentum (10) | 0.33 | BUY |
| EMA (10) | 15.16 | BUY |
| SMA (10) | 15.08 | BUY |
| EMA (20) | 15.15 | BUY |
| SMA (20) | 15.08 | BUY |
| EMA (30) | 15.17 | BUY |
| SMA (30) | 15.16 | BUY |
| EMA (50) | 15.18 | BUY |
| SMA (50) | 15.35 | SELL |
| EMA (100) | 15.07 | BUY |
| SMA (100) | 15.06 | BUY |
| EMA (200) | 14.91 | BUY |
| SMA (200) | 14.84 | BUY |
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.