Verdicts genuinely change. Free email alert the moment CEAMX's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
Short-Term Bond Fund of America
1,460 holdings
This fund holds short positions, so exposure is counted gross — long and short both count as exposure rather than netting off, and the weights below therefore sum to 103% of net assets rather than 100%. Shares of the portfolio are shown as shares of that gross exposure.
NON-COMPLIANT At least 47.78% of portfolio weight is in non-compliant holdings — already over the 5% threshold, so the verdict is settled whatever the unmatched 53% turns out to be. Matching more holdings can only raise this share, never lower it.
42.47% of that is conventional interest-bearing debt, identified from the fund's own filing rather than by screening an issuer. Sukuk are deliberately excluded from this test and are never counted here.
1,460 holdings, 448 matched (48% of weight). Portfolio as of 2026-05-31, filed 2026-07-29. Source: SEC Form N-PORT.
8.27% of this portfolio’s income is non-permissible — weighted across holdings, computed over 3% of portfolio weight (47 of 1460 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
Portfolio shares are withheld: coverage is below the floor needed to state one. The holdings themselves are below, because the names are evidence you can check.
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| NELNET STUDENT LOAN TRUST NSLT_21-B | UNSCREENED | 0.07% | no in-house ratios for this holding |
| META META PLATFORMS INC | QUESTIONABLE | 0.07% | AAOIFI7.2% Usmani25.0% Dow Jones Islamic7.0% S&P Shariah7.9% MSCI Islamic25.0% MSCI Islamic M-Series7.9% FTSE Shariah18.6% |
| VERUS SECURITIZATION TRUST 2026-4 | UNSCREENED | 0.07% | no in-house ratios for this holding |
| CHEVRON USA INC | UNSCREENED | 0.07% | no in-house ratios for this holding |
| PARL 2023-1A | UNSCREENED | 0.07% | no in-house ratios for this holding |
| HYUNDAI CAPITAL AMERICA | UNSCREENED | 0.07% | no in-house ratios for this holding |
| FIRST NATIONAL MASTER NOTE TRUST FNMNT_25-1 | UNSCREENED | 0.07% | no in-house ratios for this holding |
| TRITON CONTAINER FINANCE LLC TCF_20-1 | UNSCREENED | 0.07% | no in-house ratios for this holding |
| MARS INC | UNSCREENED | 0.07% | no in-house ratios for this holding |
| HYUNDAI CAPITAL AMERICA | UNSCREENED | 0.07% | no in-house ratios for this holding |
| MERCHANTS FLEET FUNDING LLC MFF_24-1 | UNSCREENED | 0.07% | no in-house ratios for this holding |
| EXTENDED STAY AMERICA TRUST 2026-ESH2 | UNSCREENED | 0.07% | no in-house ratios for this holding |
| REACH 2026-1A | UNSCREENED | 0.07% | no in-house ratios for this holding |
| JAMESTOWN CLO LTD JTWN_19-14A | UNSCREENED | 0.07% | no in-house ratios for this holding |
| DURST 2025-151 | UNSCREENED | 0.07% | no in-house ratios for this holding |
| ONDECK ASSET SECURITIZATION TRUST LLC ONDK_24-1 | UNSCREENED | 0.07% | no in-house ratios for this holding |
| WHEELS FLEET LEASE FUNDING 2026-1 LLC | UNSCREENED | 0.07% | no in-house ratios for this holding |
| REACH 2026-1A | UNSCREENED | 0.07% | no in-house ratios for this holding |
| PEAC 2024-1A | UNSCREENED | 0.07% | no in-house ratios for this holding |
| JPMMT 2026-NQX1 | UNSCREENED | 0.07% | no in-house ratios for this holding |
| AMSR 2025-SFR1 | UNSCREENED | 0.07% | no in-house ratios for this holding |
| ABBV ABBVIE INC | COMPLIANT | 0.07% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahfail |
| SYNCHRONY CARD ISSUANCE TRUST SYNIT_24-A2 | UNSCREENED | 0.07% | no in-house ratios for this holding |
| AXP AMERICAN EXPRESS CO | NON_COMPLIANT | 0.07% | AAOIFI26.8% Usmani19.2% Dow Jones Islamic27.4% S&P Shariah30.8% MSCI Islamic19.2% MSCI Islamic M-Series30.8% FTSE Shariah19.2% |
| EQS 2025-2M | UNSCREENED | 0.07% | no in-house ratios for this holding |
| DRVPNK 2026-1A | UNSCREENED | 0.07% | no in-house ratios for this holding |
| AXP AMERICAN EXPRESS CO | NON_COMPLIANT | 0.07% | AAOIFI26.8% Usmani19.2% Dow Jones Islamic27.4% S&P Shariah30.8% MSCI Islamic19.2% MSCI Islamic M-Series30.8% FTSE Shariah19.2% |
| PM PHILIP MORRIS INTERNATIONAL INC | NON_COMPLIANT | 0.07% | AAOIFI16.1% Usmani66.9% Dow Jones Islamic18.9% S&P Shariah22.1% MSCI Islamic66.9% MSCI Islamic M-Series22.1% FTSE Shariah66.9% |
| CFMT 2024-HB15 | UNSCREENED | 0.07% | no in-house ratios for this holding |
| LSEG US FIN CORP | UNSCREENED | 0.07% | no in-house ratios for this holding |
| DRVPNK 2026-1A | UNSCREENED | 0.07% | no in-house ratios for this holding |
| CONE 2026-DFW3 | UNSCREENED | 0.07% | no in-house ratios for this holding |
| HHT 2025-MAUI | UNSCREENED | 0.07% | no in-house ratios for this holding |
| EQUIPMENTSHARE EQS_24-2M | UNSCREENED | 0.07% | no in-house ratios for this holding |
| HOME PARTNERS OF AMERICA TRUST HPA_21-2 | UNSCREENED | 0.07% | no in-house ratios for this holding |
| MORGAN STANLEY PRIVATE BANK NA | UNSCREENED | 0.07% | no in-house ratios for this holding |
| FIAOT 2025-1A | UNSCREENED | 0.07% | no in-house ratios for this holding |
| WHEELS FLEET LEASE FUNDING LLC WFLF_24-2 | UNSCREENED | 0.07% | no in-house ratios for this holding |
| GLOBAL SC FINANCE VII SRL | UNSCREENED | 0.07% | no in-house ratios for this holding |
| EFF 2024-4 | UNSCREENED | 0.07% | no in-house ratios for this holding |
| PRNT 2025-A | UNSCREENED | 0.07% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.07% | no in-house ratios for this holding |
| ACAR 2025-4 | UNSCREENED | 0.06% | no in-house ratios for this holding |
| GOOG ALPHABET INC | QUESTIONABLE | 0.06% | AAOIFI2.9% Usmani13.1% Dow Jones Islamic3.9% S&P Shariah4.5% MSCI Islamic12.8% MSCI Islamic M-Series4.5% FTSE Shariah10.9% |
| WEFUN 2025-1 | UNSCREENED | 0.06% | no in-house ratios for this holding |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| OWN EQUIPMENT FUND II LLC 25-1M | UNSCREENED | 0.06% | no in-house ratios for this holding |
| TEXTAINER MARINE CONTAINERS VII LTD TMCL_21-2 | UNSCREENED | 0.06% | no in-house ratios for this holding |
| PACIFICORP | UNSCREENED | 0.06% | no in-house ratios for this holding |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| FMCC FEDERAL HOME LOAN MORTGAGE CORP | NON_COMPLIANT | 0.06% | AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1% |
| MARS INC | UNSCREENED | 0.06% | no in-house ratios for this holding |
| UNITED AUTO CREDIT SECURITIZATION TRUST UACST_25-1 | UNSCREENED | 0.06% | no in-house ratios for this holding |
| VERUS SECURITIZATION TRUST VERUS_24-7 | UNSCREENED | 0.06% | no in-house ratios for this holding |
| C CITIGROUP INC | NON_COMPLIANT | 0.06% | AAOIFI159.2% Usmani13.8% Dow Jones Islamic214.6% S&P Shariah251.0% MSCI Islamic13.8% MSCI Islamic M-Series251.0% FTSE Shariah13.8% |
| CMXS 2026-A | UNSCREENED | 0.06% | no in-house ratios for this holding |
| TEXTAINER MARINE CONTAINERS VII LTD | UNSCREENED | 0.06% | no in-house ratios for this holding |
| LLY ELI LILLY AND CO | COMPLIANT | 0.06% | AAOIFI5.2% Usmani38.6% Dow Jones Islamic6.4% S&P Shariah6.9% MSCI Islamic38.6% MSCI Islamic M-Series6.9% FTSE Shariah38.6% |
| SDART 2024-3 | UNSCREENED | 0.06% | no in-house ratios for this holding |
| WLAKE 2026-1A | UNSCREENED | 0.06% | no in-house ratios for this holding |
| CNH 2025-A | UNSCREENED | 0.06% | no in-house ratios for this holding |
| VALLEY STREAM PARK CLO LTD VYSPK_22-1A | UNSCREENED | 0.06% | no in-house ratios for this holding |
| PFS FINANCING CORP PFSFC_24-F | UNSCREENED | 0.06% | no in-house ratios for this holding |
| FS 2026-HULA | UNSCREENED | 0.06% | no in-house ratios for this holding |
| ONTARIO TEACHERS FINANCE TRUST | UNSCREENED | 0.06% | no in-house ratios for this holding |
| HTL 2024-T53 | UNSCREENED | 0.06% | no in-house ratios for this holding |
| FREDDIE MAC STACR REMIC TRUST 2020-HQA5 | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| SEASONED LOAN STRUCTURED TRANSACTION SLST_18-1 | UNSCREENED | 0.06% | no in-house ratios for this holding |
| SYNCHRONY CARD ISSUANCE TRUST | UNSCREENED | 0.06% | no in-house ratios for this holding |
| ECL ECOLAB INC | COMPLIANT | 0.06% | AAOIFI17.0% Usmani44.6% Dow Jones Islamic18.1% S&P Shariah19.4% MSCI Islamic44.6% MSCI Islamic M-Series19.4% FTSE Shariah44.0% |
| GCAR 2025-4A | UNSCREENED | 0.06% | no in-house ratios for this holding |
| TOTALENERGIES CAPITAL USA LLC | UNSCREENED | 0.06% | no in-house ratios for this holding |
| VERIZON MASTER TRUST VZMT_24-6 | UNSCREENED | 0.06% | no in-house ratios for this holding |
| EFMT 2025-NQM4 | UNSCREENED | 0.06% | no in-house ratios for this holding |
| OBX TRUST OBX_22-NQM6 | UNSCREENED | 0.06% | no in-house ratios for this holding |
| USQ RAIL I LLC STEAM_21-3 | UNSCREENED | 0.06% | no in-house ratios for this holding |
| OBX 2026-NQM5 | UNSCREENED | 0.06% | no in-house ratios for this holding |
| HALST 2026-A | UNSCREENED | 0.06% | no in-house ratios for this holding |
| SLAM 2026-1A | UNSCREENED | 0.06% | no in-house ratios for this holding |
| NMEF 2024-A | UNSCREENED | 0.06% | no in-house ratios for this holding |
| HYUNDAI CAPITAL AMERICA | UNSCREENED | 0.06% | no in-house ratios for this holding |
| SDART 2024-2 | UNSCREENED | 0.06% | no in-house ratios for this holding |
| ALLY AUTO RECEIVABLES TRUST 2026-1 | UNSCREENED | 0.06% | no in-house ratios for this holding |
| CLAST 2025-3A | UNSCREENED | 0.06% | no in-house ratios for this holding |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| RESEARCHDRIVEN PAGAYA MOTOR ASSET TRUST RPM_25-5 | UNSCREENED | 0.06% | no in-house ratios for this holding |
| TD TORONTO-DOMINION BANK/THE | NON_COMPLIANT | 0.06% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| CARMX 2024-3 | UNSCREENED | 0.06% | no in-house ratios for this holding |
| AHPT 2024-ATRM | UNSCREENED | 0.06% | no in-house ratios for this holding |
| AAPL APPLE INC | COMPLIANT | 0.06% | AAOIFI2.1% Usmani21.5% Dow Jones Islamic2.2% S&P Shariah2.4% MSCI Islamic21.5% MSCI Islamic M-Series2.4% FTSE Shariah21.5% |
| VERUS 2026-R5 | UNSCREENED | 0.06% | no in-house ratios for this holding |
| MSFT MICROSOFT CORP | QUESTIONABLE | 0.06% | AAOIFI1.5% Usmani7.5% Dow Jones Islamic1.7% S&P Shariah1.8% MSCI Islamic7.5% MSCI Islamic M-Series1.8% FTSE Shariah5.3% |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| EART 2026-1A | UNSCREENED | 0.06% | no in-house ratios for this holding |
| APOLLO AVIATION SECURITIZATION EQUITY TRUST AASET_25-3 | UNSCREENED | 0.06% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| VERUS 2025-8 | UNSCREENED | 0.06% | no in-house ratios for this holding |
| ESART 2025-3 | UNSCREENED | 0.06% | no in-house ratios for this holding |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| FLATIRON CLO 28 LTD FLAT_24-1A | UNSCREENED | 0.06% | no in-house ratios for this holding |
| ARROYO MORTGAGE TRUST ARRW_22-1 | UNSCREENED | 0.06% | no in-house ratios for this holding |
| BFLD 2025-5MW | UNSCREENED | 0.06% | no in-house ratios for this holding |
| ONE MARKET PLAZA TRUST OMPT_17-1MKT | UNSCREENED | 0.06% | no in-house ratios for this holding |
| GWT 2024-WLF2 | UNSCREENED | 0.06% | no in-house ratios for this holding |
| NMEF 2025-A | UNSCREENED | 0.06% | no in-house ratios for this holding |
| IMPERIAL FUND MORTGAGE TRUST IMPRL_22-NQM7 | UNSCREENED | 0.06% | no in-house ratios for this holding |
| VERUS 2026-2 | UNSCREENED | 0.06% | no in-house ratios for this holding |
| VERUS 2025-R1 | UNSCREENED | 0.06% | no in-house ratios for this holding |
| TRICON RESIDENTIAL TRUST TCN_22-SFR1 | UNSCREENED | 0.06% | no in-house ratios for this holding |
| GSAR 2025-1A | UNSCREENED | 0.06% | no in-house ratios for this holding |
| FIVE 2023-V1 MORTGAGE TRUST | UNSCREENED | 0.06% | no in-house ratios for this holding |
| MFA TRUST MFRA_25-NQM3 | UNSCREENED | 0.06% | no in-house ratios for this holding |
| STCR 2019-1A | UNSCREENED | 0.06% | no in-house ratios for this holding |
| CORPORACION ANDINA DE FOMENTO | UNSCREENED | 0.06% | no in-house ratios for this holding |
| GREATAMERICA LEASING RECEIVABLES FUNDING LLC GALC_22-1 | UNSCREENED | 0.06% | no in-house ratios for this holding |
| GMF FLOORPLAN OWNER REVOLVING TRUST GFORT_25-2 | UNSCREENED | 0.06% | no in-house ratios for this holding |
| EART 2026-2A | UNSCREENED | 0.06% | no in-house ratios for this holding |
| ETN EATON CORPORATION | COMPLIANT | 0.05% | AAOIFI13.4% Usmani38.0% Dow Jones Islamic15.6% S&P Shariah16.9% MSCI Islamic38.0% MSCI Islamic M-Series16.9% FTSE Shariah36.7% |
| MARS INC | UNSCREENED | 0.05% | no in-house ratios for this holding |
| TOWD POINT MORTGAGE TRUST TPMT_23-1 | UNSCREENED | 0.05% | no in-house ratios for this holding |
| VERD 2025-1A | UNSCREENED | 0.05% | no in-house ratios for this holding |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| MS MORGAN STANLEY | NON_COMPLIANT | 0.05% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| BRAVO 2025-NQM1 | UNSCREENED | 0.05% | no in-house ratios for this holding |
| COLT FUNDING LLC COLT_25-1 | UNSCREENED | 0.05% | no in-house ratios for this holding |
| TOWD POINT MORTGAGE TRUST TPMT_15-2 | UNSCREENED | 0.05% | no in-house ratios for this holding |
| VERUS 2025-7 | UNSCREENED | 0.05% | no in-house ratios for this holding |
| AMZN AMAZON.COM INC | QUESTIONABLE | 0.05% | AAOIFI8.2% Usmani22.1% Dow Jones Islamic9.6% S&P Shariah10.6% MSCI Islamic20.9% MSCI Islamic M-Series10.6% FTSE Shariah12.1% |
| BRDGE 2024-SFR1 | UNSCREENED | 0.05% | no in-house ratios for this holding |
| GM FINANCIAL REVOLVING RECEIVABLES TRUST GMREV_23-2 | UNSCREENED | 0.05% | no in-house ratios for this holding |
| GCAR 2026-2A | UNSCREENED | 0.05% | no in-house ratios for this holding |
| TFC TRUIST FINANCIAL CORP | NON_COMPLIANT | 0.05% | AAOIFI110.7% Usmani12.6% Dow Jones Islamic124.2% S&P Shariah135.1% MSCI Islamic12.6% MSCI Islamic M-Series135.1% FTSE Shariah12.6% |
| EART 2026-1A | UNSCREENED | 0.05% | no in-house ratios for this holding |
| FORD CREDIT FLOORPLAN MASTER OWNER TRUST FORDF_24-3 | UNSCREENED | 0.05% | no in-house ratios for this holding |
| RPM 2026-2A | UNSCREENED | 0.05% | no in-house ratios for this holding |
| ONSLOW BAY FINANCIAL LLC OBX_24-NQM7 | UNSCREENED | 0.05% | no in-house ratios for this holding |
| BEACN 2021-1A | UNSCREENED | 0.05% | no in-house ratios for this holding |
| AFFIRM MASTER TRUST AFRMT_26-1 | UNSCREENED | 0.05% | no in-house ratios for this holding |
| VERUS SECURITIZATION TRUST VERUS_23-5 | UNSCREENED | 0.05% | no in-house ratios for this holding |
| GLS AUTO RECEIVABLES ISSUER TRUST 2026-1 | UNSCREENED | 0.05% | no in-house ratios for this holding |
| SBA TOWER TRUST | UNSCREENED | 0.05% | no in-house ratios for this holding |
| WHEELS FLEET LEASE FUNDING LLC WFLF_24-3 | UNSCREENED | 0.05% | no in-house ratios for this holding |
| CIM TRUST CIM_22-R2 | UNSCREENED | 0.05% | no in-house ratios for this holding |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| ARES 2021-62A | UNSCREENED | 0.05% | no in-house ratios for this holding |
| ENTERPRISE PRODUCTS OPERATING LLC | UNSCREENED | 0.05% | no in-house ratios for this holding |
| MA MASTERCARD INC | COMPLIANT | 0.05% | AAOIFI4.9% Usmani42.7% Dow Jones Islamic37.5% S&P Shariah40.1% MSCI Islamic42.7% MSCI Islamic M-Series40.1% FTSE Shariah42.7% |
| TAST 2025-1A | UNSCREENED | 0.05% | no in-house ratios for this holding |
| JP MORGAN CHASE COMMERCIAL MORTGAGE SECURITIES TRUST JPMCC_22-OPO | UNSCREENED | 0.05% | no in-house ratios for this holding |
| DAIMLER TRUCKS FINANCE NORTH AMERICA LLC | UNSCREENED | 0.05% | no in-house ratios for this holding |
| CITIGROUP COMMERCIAL MORTGAGE TRUST CGCMT_23-SMRT | UNSCREENED | 0.05% | no in-house ratios for this holding |
| WESTLAKE AUTOMOBILE RECEIVABLES TRUST 2025-3 | UNSCREENED | 0.05% | no in-house ratios for this holding |
| MANHATTAN WEST OMW_20-OMW | UNSCREENED | 0.05% | no in-house ratios for this holding |
| SDR 2024-DSNY | UNSCREENED | 0.05% | no in-house ratios for this holding |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| NSLT 2025-AA | UNSCREENED | 0.05% | no in-house ratios for this holding |
| VERUS 2024-4 | UNSCREENED | 0.05% | no in-house ratios for this holding |
| FORD CREDIT FLOORPLAN MASTER OWNER TRUST FORDF_26-1 | UNSCREENED | 0.05% | no in-house ratios for this holding |
| FMCC FEDERAL HOME LOAN MORTGAGE CORP | NON_COMPLIANT | 0.05% | AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1% |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| HYUNDAI CAPITAL AMERICA | UNSCREENED | 0.05% | no in-house ratios for this holding |
| CARMX 2024-1 | UNSCREENED | 0.05% | no in-house ratios for this holding |
| HUNTINGTON BANK AUTO CREDIT-LINKED NOTES SERIES HACLN_24-2 | UNSCREENED | 0.05% | no in-house ratios for this holding |
| FMCC FEDERAL HOME LOAN MORTGAGE CORP | NON_COMPLIANT | 0.05% | AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1% |
| CITIZENS AUTO RECEIVABLES TRUST CITZN_23-2 | UNSCREENED | 0.05% | no in-house ratios for this holding |
| OBX 2024-NQM10 | UNSCREENED | 0.05% | no in-house ratios for this holding |
| M&T EQUIPMENT NOTES MTLRF_24-1 | UNSCREENED | 0.05% | no in-house ratios for this holding |
| NELNET STUDENT LOAN TRUST NSLT_21-C | UNSCREENED | 0.05% | no in-house ratios for this holding |
| ONTARIO TEACHERS FINANCE TRUST | UNSCREENED | 0.05% | no in-house ratios for this holding |
| ONDECK ASSET SECURITIZATION TRUST LLC ONDK_24-2 | UNSCREENED | 0.05% | no in-house ratios for this holding |
| TD TORONTO-DOMINION BANK/THE | NON_COMPLIANT | 0.05% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| SFAST 2024-3A | UNSCREENED | 0.05% | no in-house ratios for this holding |
| ONDK 2025-1A | UNSCREENED | 0.05% | no in-house ratios for this holding |
| CCG RECEIVABLES TRUST CCG_23-1 | UNSCREENED | 0.05% | no in-house ratios for this holding |
| PROGRESS RESIDENTIAL 2026-SFR2 TRUST | UNSCREENED | 0.05% | no in-house ratios for this holding |
| SOUTHERN CALIFORNIA EDISON CO | UNSCREENED | 0.05% | no in-house ratios for this holding |
| BHP BILLITON FINANCE (USA) LTD | UNSCREENED | 0.05% | no in-house ratios for this holding |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| KSL 2024-HT2 | UNSCREENED | 0.05% | no in-house ratios for this holding |
| OBX 2024-NQM5 | UNSCREENED | 0.05% | no in-house ratios for this holding |
| HYUNDAI CAPITAL AMERICA | UNSCREENED | 0.05% | no in-house ratios for this holding |
| STACR 2024-DNA1 | UNSCREENED | 0.05% | no in-house ratios for this holding |
| DRIVE 2025-1 | UNSCREENED | 0.05% | no in-house ratios for this holding |
| AUXILIOR TERM FUNDING LLC XCAP_24-1 | UNSCREENED | 0.05% | no in-house ratios for this holding |
| EQS 2024-1C | UNSCREENED | 0.05% | no in-house ratios for this holding |
| SDART 2023-1 | UNSCREENED | 0.05% | no in-house ratios for this holding |
| TRICON RESIDENTIAL TRUST TCN_24-SFR3 | UNSCREENED | 0.05% | no in-house ratios for this holding |
| COLT MORTGAGE LOAN TRUST COLT_21-5 | UNSCREENED | 0.04% | no in-house ratios for this holding |
| CFMT 2024-R1 | UNSCREENED | 0.04% | no in-house ratios for this holding |
| BBCMS 2018-TALL | UNSCREENED | 0.04% | no in-house ratios for this holding |
| GCAR 2025-4A | UNSCREENED | 0.04% | no in-house ratios for this holding |
| TAL ADVANTAGE VII LLC TAL_20-1A | UNSCREENED | 0.04% | no in-house ratios for this holding |
| FMCC FEDERAL HOME LOAN MORTGAGE CORP | NON_COMPLIANT | 0.04% | AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1% |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| TRITON INTERNAL FINANCE TIF_21-1A | UNSCREENED | 0.04% | no in-house ratios for this holding |
| OBX 2025-NQM18 | UNSCREENED | 0.04% | no in-house ratios for this holding |
| MBART 2024-1 | UNSCREENED | 0.04% | no in-house ratios for this holding |
| EFMT 2026-NQM1 | UNSCREENED | 0.04% | no in-house ratios for this holding |
| SFUEL 2025-CA | UNSCREENED | 0.04% | no in-house ratios for this holding |
| SNDPT 2022-1A | UNSCREENED | 0.04% | no in-house ratios for this holding |
| SYNCHRONY CARD ISSUANCE TRUST SYNIT_23-A1 | UNSCREENED | 0.04% | no in-house ratios for this holding |
| PEAC 2024-1A | UNSCREENED | 0.04% | no in-house ratios for this holding |
| GSAR 2025-4A | UNSCREENED | 0.04% | no in-house ratios for this holding |
| PROGRESS RESIDENTIAL TRUST PROG_21-SFR6 | UNSCREENED | 0.04% | no in-house ratios for this holding |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| METROPOLITAN LIFE GLOBAL FUNDING I | UNSCREENED | 0.04% | no in-house ratios for this holding |
| WLAKE 2026-2A | UNSCREENED | 0.04% | no in-house ratios for this holding |
| BABSN 2021-2A | UNSCREENED | 0.04% | no in-house ratios for this holding |
| PROG 2025-SFR3 | UNSCREENED | 0.04% | no in-house ratios for this holding |
| MISSION LANE CREDIT MASTER TRUST MLANE_25-C | UNSCREENED | 0.04% | no in-house ratios for this holding |
| DEFT 2025-1 | UNSCREENED | 0.04% | no in-house ratios for this holding |
| FMCC FEDERAL HOME LOAN MORTGAGE CORP | NON_COMPLIANT | 0.04% | AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1% |
| BLAST 2026-2 | UNSCREENED | 0.04% | no in-house ratios for this holding |
| DC COMMERCIAL MORTGAGE TRUST DC_23-DC | UNSCREENED | 0.04% | no in-house ratios for this holding |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| DLLMT 2026-1 LLC | UNSCREENED | 0.04% | no in-house ratios for this holding |
| WORLD FINANCIAL NETWORK CREDIT CARD MASTER NOTE TRUST WFNMT_24-A | UNSCREENED | 0.04% | no in-house ratios for this holding |
| OBX 2024-NQM11 | UNSCREENED | 0.04% | no in-house ratios for this holding |
| GCAR 2025-1A | UNSCREENED | 0.04% | no in-house ratios for this holding |
| CME CHICAGO MERCANTILE EXCHANGE | UNSCREENED | 0.04% | no in-house ratios for this holding |
| CIM 2020-R5 | UNSCREENED | 0.04% | no in-house ratios for this holding |
| GSMBS 2024-RPL2 | UNSCREENED | 0.04% | no in-house ratios for this holding |
| DLLMT 2026-1 LLC | UNSCREENED | 0.04% | no in-house ratios for this holding |
| SEASONED CREDIT RISK TRANSFER SCRT_19-2 | UNSCREENED | 0.04% | no in-house ratios for this holding |
| FMBT 2024-FBLU | UNSCREENED | 0.04% | no in-house ratios for this holding |
| GALC 2025-1 | UNSCREENED | 0.04% | no in-house ratios for this holding |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| FMCC FEDERAL HOME LOAN MORTGAGE CORP | NON_COMPLIANT | 0.04% | AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1% |
| ELM TRUST ELM_24-ELM | UNSCREENED | 0.04% | no in-house ratios for this holding |
| PROG 2024-SFR3 | UNSCREENED | 0.04% | no in-house ratios for this holding |
| CARMX 2026-1 | UNSCREENED | 0.04% | no in-house ratios for this holding |
| GCAR 2024-1A | UNSCREENED | 0.04% | no in-house ratios for this holding |
| MSBAM 2025-5C1 | UNSCREENED | 0.04% | no in-house ratios for this holding |
| PRKCM_21-AFC2 TRUST | UNSCREENED | 0.04% | no in-house ratios for this holding |
| COLT MORTGAGE LOAN TRUST COLT_23-1 | UNSCREENED | 0.04% | no in-house ratios for this holding |
| OBX 2025-NQM3 | UNSCREENED | 0.04% | no in-house ratios for this holding |
| BANK5 BANK5_23-5YR3 | UNSCREENED | 0.04% | no in-house ratios for this holding |
| BX TRUST BX_24-CNYN | UNSCREENED | 0.04% | no in-house ratios for this holding |
| US BANK C&I CREDIT-LINKED NOTES SERIES USCLN_26-RVM1 | UNSCREENED | 0.04% | no in-house ratios for this holding |
| PNC PNC FINANCIAL SERVICES GROUP INC | NON_COMPLIANT | 0.04% | AAOIFI87.5% Usmani13.9% Dow Jones Islamic110.0% S&P Shariah122.6% MSCI Islamic13.9% MSCI Islamic M-Series122.6% FTSE Shariah13.9% |
| WOSAT 2025-A | UNSCREENED | 0.04% | no in-house ratios for this holding |
| MS MORGAN STANLEY | NON_COMPLIANT | 0.04% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| TRICON RESIDENTIAL TCN_21-SFR1 | UNSCREENED | 0.04% | no in-house ratios for this holding |
| BAC BANK OF AMERICA CORP | NON_COMPLIANT | 0.04% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| TOWD POINT MORTGAGE TRUST TPMT_17-2 | UNSCREENED | 0.04% | no in-house ratios for this holding |
| ASCENSION HEALTH | UNSCREENED | 0.04% | no in-house ratios for this holding |
| EXETER AUTOMOBILE RECEIVABLES TRUST 2025-4 | UNSCREENED | 0.04% | no in-house ratios for this holding |
| AXIS 2025-1A | UNSCREENED | 0.04% | no in-house ratios for this holding |
| JPM JPMORGAN CHASE & CO | NON_COMPLIANT | 0.04% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
The published standards disagree about this fund by 1 points of portfolio weight — 2.2% of it passes AAOIFI, 1.2% passes MSCI Islamic. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 2.2% ratios fail on 5.0% 95.6% not rated under AAOIFI
ratios pass on 1.4% ratios fail on 4.8% 96.7% not rated under Usmani
ratios pass on 2.1% ratios fail on 5.2% 95.6% not rated under Dow Jones Islamic
ratios pass on 2.1% ratios fail on 5.1% 95.7% not rated under S&P Shariah
ratios pass on 1.2% ratios fail on 4.8% 96.9% not rated under MSCI Islamic
ratios pass on 2.1% ratios fail on 5.2% 95.6% not rated under MSCI Islamic M-Series
ratios pass on 1.4% ratios fail on 4.8% 96.7% not rated under FTSE Shariah
37 of 1,460 listed holdings carry our own per-methodology verdicts (7% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 30 (7% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
| Non-compliant holding | Weight |
|---|---|
| UNITED STATES TREASURY | 10.07% |
| UNITED STATES TREASURY | 5.89% |
| UNITED STATES TREASURY | 4.82% |
| UNITED STATES TREASURY | 2.52% |
| UNITED STATES TREASURY | 1.93% |
| UNITED STATES TREASURY | 1.87% |
| UNITED STATES TREASURY | 1.41% |
| UNITED STATES TREASURY | 1.11% |
| UNITED STATES TREASURY | 0.92% |
| UNITED STATES TREASURY | 0.91% |
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
Short-Term Bond Fund of America (CEAMX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.
| Holding | Weight | Verdict |
|---|---|---|
| CAPITAL GROUP CENTRAL CASH FUNDnot matched to a ticker | 12.21% | Not screened |
| UNITED STATES TREASURYnot matched to a ticker | 10.07% | Non-compliant |
| UNITED STATES TREASURYnot matched to a ticker | 5.89% | Non-compliant |
| UNITED STATES TREASURYnot matched to a ticker | 4.82% | Non-compliant |
| UNITED STATES TREASURYnot matched to a ticker | 2.52% | Non-compliant |
| UNITED STATES TREASURYnot matched to a ticker | 1.93% | Non-compliant |
| UNITED STATES TREASURYnot matched to a ticker | 1.87% | Non-compliant |
| UNITED STATES TREASURYnot matched to a ticker | 1.41% | Non-compliant |
| UNITED STATES TREASURYnot matched to a ticker | 1.11% | Non-compliant |
| UNITED STATES TREASURYnot matched to a ticker | 0.92% | Non-compliant |
Top 10 of 1460 holdings, 42.8% of the fund by weight. Every holding is screened, not only these.
The positions keeping this fund short of 100% compliant by weight.
Verdict history for CEAMX. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
ℹ️ no compliance scan has run for 5 days - this is not a reading of today
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
This fund prices once a day, so its bars carry no intraday high or low — floor-trader pivots are not defined for it.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 56.10 | NEUTRAL |
| Stochastic %K (14) | 100.00 | SELL |
| CCI (20) | 131.91 | SELL |
| Williams %R (14) | 0.00 | SELL |
| MACD (12,26,9) | 0.01 | BUY |
| ROC (10) | 0.32 | BUY |
| Momentum (10) | 0.03 | BUY |
| EMA (10) | 9.35 | BUY |
| SMA (10) | 9.35 | BUY |
| EMA (20) | 9.35 | BUY |
| SMA (20) | 9.34 | BUY |
| EMA (30) | 9.36 | BUY |
| SMA (30) | 9.35 | BUY |
| EMA (50) | 9.37 | BUY |
| SMA (50) | 9.38 | SELL |
| EMA (100) | 9.37 | SELL |
| SMA (100) | 9.38 | SELL |
| EMA (200) | 9.37 | BUY |
| SMA (200) | 9.38 | SELL |
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.