Verdicts genuinely change. Free email alert the moment CPTNX's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
Government Bond Fund · American Century Government Income Trust
147 holdings
This fund holds short positions, so exposure is counted gross — long and short both count as exposure rather than netting off, and the weights below therefore sum to 104% of net assets rather than 100%. Shares of the portfolio are shown as shares of that gross exposure.
NON-COMPLIANT 91.87% of portfolio weight is in non-compliant holdings, over the 5% threshold.
90.89% of that is conventional interest-bearing debt, identified from the fund's own filing rather than by screening an issuer. Sukuk are deliberately excluded from this test and are never counted here.
147 holdings, 128 matched (88% of weight). Portfolio as of 2026-06-30, filed 2026-08-28. Source: SEC Form N-PORT.
0.0% compliant 0.0% questionable 88.3% non-compliant 11.7% unscreened
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| State Street Bank & Trust Co | UNSCREENED | 3.67% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 3.52% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 3.31% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 3.12% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 3.08% | no in-house ratios for this holding |
| State of California | UNSCREENED | 2.88% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 2.87% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 2.64% | no in-house ratios for this holding |
| Federal National Mortgage Association | NON_COMPLIANT | 1.90% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 1.77% | no in-house ratios for this holding |
| GOVERNMENT NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 1.59% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 1.53% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 1.53% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 1.52% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 1.47% | no in-house ratios for this holding |
| Federal National Mortgage Association | NON_COMPLIANT | 1.47% | no in-house ratios for this holding |
| Freddie Mac Multifamily Structured Pass Through Certificates | NON_COMPLIANT | 1.43% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 1.43% | no in-house ratios for this holding |
| Freddie Mac Multifamily Structured Pass Through Certificates | NON_COMPLIANT | 1.39% | no in-house ratios for this holding |
| Fannie Mae-Aces | NON_COMPLIANT | 1.37% | no in-house ratios for this holding |
| Freddie Mac Multifamily Structured Pass Through Certificates | NON_COMPLIANT | 1.34% | no in-house ratios for this holding |
| Freddie Mac Multifamily Structured Pass Through Certificates | NON_COMPLIANT | 1.34% | no in-house ratios for this holding |
| Freddie Mac Multifamily Structured Pass Through Certificates | NON_COMPLIANT | 1.33% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 1.21% | no in-house ratios for this holding |
| Freddie Mac Multifamily Structured Pass Through Certificates | NON_COMPLIANT | 1.17% | no in-house ratios for this holding |
| New York Power Authority | UNSCREENED | 1.16% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 1.11% | no in-house ratios for this holding |
| Freddie Mac Pool | NON_COMPLIANT | 1.10% | no in-house ratios for this holding |
| Freddie Mac Multifamily Structured Pass Through Certificates | NON_COMPLIANT | 1.10% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 1.09% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 1.08% | no in-house ratios for this holding |
| Freddie Mac Multifamily Structured Pass Through Certificates | NON_COMPLIANT | 1.04% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 1.00% | no in-house ratios for this holding |
| Freddie Mac Strips | NON_COMPLIANT | 0.99% | no in-house ratios for this holding |
| Freddie Mac REMICS | NON_COMPLIANT | 0.98% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 0.98% | no in-house ratios for this holding |
| Freddie Mac Strips | NON_COMPLIANT | 0.98% | no in-house ratios for this holding |
| FMCC Federal Home Loan Mortgage Corp | NON_COMPLIANT | 0.97% | AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1% |
| U.S. TREASURY | NON_COMPLIANT | 0.94% | no in-house ratios for this holding |
| GOVERNMENT NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.92% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 0.91% | no in-house ratios for this holding |
| Freddie Mac Pool | NON_COMPLIANT | 0.91% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.90% | no in-house ratios for this holding |
| Federal Home Loan Banks | NON_COMPLIANT | 0.88% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 0.88% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.87% | no in-house ratios for this holding |
| GOVERNMENT NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.87% | no in-house ratios for this holding |
| Fannie Mae REMICS | NON_COMPLIANT | 0.86% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.85% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.85% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 0.83% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.82% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.82% | no in-house ratios for this holding |
| Freddie Mac Pool | NON_COMPLIANT | 0.81% | no in-house ratios for this holding |
| Freddie Mac Multifamily Structured Pass Through Certificates | NON_COMPLIANT | 0.79% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 0.77% | no in-house ratios for this holding |
| Freddie Mac Pool | NON_COMPLIANT | 0.74% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.74% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.74% | no in-house ratios for this holding |
| Federal National Mortgage Association | NON_COMPLIANT | 0.72% | no in-house ratios for this holding |
| North Texas Higher Education Authority Inc | UNSCREENED | 0.72% | no in-house ratios for this holding |
| Ginnie Mae | NON_COMPLIANT | 0.70% | no in-house ratios for this holding |
| Freddie Mac Pool | NON_COMPLIANT | 0.70% | no in-house ratios for this holding |
| Federal National Mortgage Association | NON_COMPLIANT | 0.58% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 0.57% | no in-house ratios for this holding |
| Freddie Mac Pool | NON_COMPLIANT | 0.57% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 0.56% | no in-house ratios for this holding |
| ECMC Group Student Loan Trust 2021-1 | UNSCREENED | 0.54% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 0.53% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.53% | no in-house ratios for this holding |
| Freddie Mac Pool | NON_COMPLIANT | 0.52% | no in-house ratios for this holding |
| Freddie Mac Pool | NON_COMPLIANT | 0.52% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.52% | no in-house ratios for this holding |
| Seasoned Loans Structured Transaction Trust Series 2021-2 | UNSCREENED | 0.51% | no in-house ratios for this holding |
| Fannie Mae-Aces | NON_COMPLIANT | 0.51% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.50% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 0.44% | no in-house ratios for this holding |
| Fannie Mae-Aces | NON_COMPLIANT | 0.44% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 0.43% | no in-house ratios for this holding |
| Freddie Mac Gold Pool | NON_COMPLIANT | 0.41% | no in-house ratios for this holding |
| Freddie Mac Pool | NON_COMPLIANT | 0.41% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 0.39% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.39% | no in-house ratios for this holding |
| Tennessee Valley Authority | UNSCREENED | 0.38% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.37% | no in-house ratios for this holding |
| North Texas Higher Education Authority Inc | UNSCREENED | 0.35% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.35% | no in-house ratios for this holding |
| Brazos Education Loan Authority Inc | UNSCREENED | 0.34% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 0.33% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.32% | no in-house ratios for this holding |
| Pennsylvania Higher Education Assistance Agency | UNSCREENED | 0.31% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.31% | no in-house ratios for this holding |
| GOVERNMENT NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.31% | no in-house ratios for this holding |
| United States Small Business Administration | UNSCREENED | 0.30% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 0.29% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.29% | no in-house ratios for this holding |
| Navient Student Loan Trust 2021-1 | UNSCREENED | 0.27% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 0.27% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 0.24% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.24% | no in-house ratios for this holding |
| Freddie Mac Pool | NON_COMPLIANT | 0.24% | no in-house ratios for this holding |
| Freddie Mac Pool | NON_COMPLIANT | 0.23% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.23% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.22% | no in-house ratios for this holding |
| Tennessee Valley Authority | UNSCREENED | 0.22% | no in-house ratios for this holding |
| Federal Home Loan Banks | NON_COMPLIANT | 0.22% | no in-house ratios for this holding |
| Freddie Mac Pool | NON_COMPLIANT | 0.20% | no in-house ratios for this holding |
| Freddie Mac Pool | NON_COMPLIANT | 0.19% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.18% | no in-house ratios for this holding |
| Tennessee Valley Authority | UNSCREENED | 0.18% | no in-house ratios for this holding |
| ECMC Group Student Loan Trust 2020-2 | UNSCREENED | 0.17% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.17% | no in-house ratios for this holding |
| CME Ultra Long Term US Treasury | NON_COMPLIANT | 0.15% | no in-house ratios for this holding |
| Freddie Mac Pool | NON_COMPLIANT | 0.14% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.14% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.13% | no in-house ratios for this holding |
| Ginnie Mae | NON_COMPLIANT | 0.13% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 0.13% | no in-house ratios for this holding |
| Freddie Mac REMICS | NON_COMPLIANT | 0.11% | no in-house ratios for this holding |
| United States Treasury Inflation Indexed Bonds | NON_COMPLIANT | 0.11% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.11% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 0.11% | no in-house ratios for this holding |
| Freddie Mac Gold Pool | NON_COMPLIANT | 0.11% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.10% | no in-house ratios for this holding |
| Freddie Mac REMICS | NON_COMPLIANT | 0.09% | no in-house ratios for this holding |
| GOVERNMENT NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.09% | no in-house ratios for this holding |
| Freddie Mac REMICS | NON_COMPLIANT | 0.09% | no in-house ratios for this holding |
| Fannie Mae REMICS | NON_COMPLIANT | 0.09% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 0.09% | no in-house ratios for this holding |
| Brazos Education Loan Authority Inc | UNSCREENED | 0.08% | no in-house ratios for this holding |
| Navient Student Loan Trust 2021-1 | UNSCREENED | 0.07% | no in-house ratios for this holding |
| Fannie Mae REMICS | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| Ginnie Mae I Pool | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| GOVERNMENT NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| Freddie Mac REMICS | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| Ginnie Mae | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| GOVERNMENT NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.03% | no in-house ratios for this holding |
| GOVERNMENT NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.03% | no in-house ratios for this holding |
| U.S. TREASURY | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| GOVERNMENT NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| GOVERNMENT NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| CBOT US Long Bond Future | UNSCREENED | 0.02% | no in-house ratios for this holding |
| GOVERNMENT NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| State Street Institutional US Government Money Market Fund | UNSCREENED | 0.01% | no in-house ratios for this holding |
| GOVERNMENT NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| CBOT 10 Year US Treasury Note | NON_COMPLIANT | 0.00% | no in-house ratios for this holding |
| CBOT 10 Year Ultra US Treasury Note | NON_COMPLIANT | 0.00% | no in-house ratios for this holding |
All 7 published standards agree about this fund to within 0.0 points of portfolio weight.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 0.0% ratios fail on 1.0% 103.1% not rated under AAOIFI
ratios pass on 0.0% ratios fail on 1.0% 103.1% not rated under Usmani
ratios pass on 0.0% ratios fail on 1.0% 103.1% not rated under Dow Jones Islamic
ratios pass on 0.0% ratios fail on 1.0% 103.1% not rated under S&P Shariah
ratios pass on 0.0% ratios fail on 1.0% 103.1% not rated under MSCI Islamic
ratios pass on 0.0% ratios fail on 1.0% 103.1% not rated under MSCI Islamic M-Series
ratios pass on 0.0% ratios fail on 1.0% 103.1% not rated under FTSE Shariah
1 of 147 listed holdings carry our own per-methodology verdicts (1% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none.
| Non-compliant holding | Weight |
|---|---|
| U.S. TREASURY | 3.52% |
| U.S. TREASURY | 3.31% |
| U.S. TREASURY | 3.12% |
| Fannie Mae Pool | 3.08% |
| U.S. TREASURY | 2.87% |
| U.S. TREASURY | 2.64% |
| Federal National Mortgage Association | 1.90% |
| U.S. TREASURY | 1.77% |
| GOVERNMENT NATIONAL MORTGAGE ASSOCIATION | 1.59% |
| U.S. TREASURY | 1.53% |
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
Government Bond Fund (CPTNX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.
| Holding | Weight | Verdict |
|---|---|---|
| State Street Bank & Trust Conot matched to a ticker | 3.67% | Not screened |
| U.S. TREASURYnot matched to a ticker | 3.52% | Non-compliant |
| U.S. TREASURYnot matched to a ticker | 3.31% | Non-compliant |
| U.S. TREASURYnot matched to a ticker | 3.12% | Non-compliant |
| Fannie Mae Poolnot matched to a ticker | 3.08% | Non-compliant |
| State of Californianot matched to a ticker | 2.88% | Not screened |
| U.S. TREASURYnot matched to a ticker | 2.87% | Non-compliant |
| U.S. TREASURYnot matched to a ticker | 2.64% | Non-compliant |
| Federal National Mortgage Associationnot matched to a ticker | 1.90% | Non-compliant |
| U.S. TREASURYnot matched to a ticker | 1.77% | Non-compliant |
Top 10 of 147 holdings, 28.8% of the fund by weight. Every holding is screened, not only these.
The positions keeping this fund short of 100% compliant by weight.
Verdict history for CPTNX. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
ℹ️ no compliance scan has run for 5 days - this is not a reading of today
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
This fund prices once a day, so its bars carry no intraday high or low — floor-trader pivots are not defined for it.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 54.90 | NEUTRAL |
| Stochastic %K (14) | 100.00 | SELL |
| CCI (20) | 113.39 | SELL |
| Williams %R (14) | 0.00 | SELL |
| MACD (12,26,9) | 0.02 | BUY |
| ROC (10) | 1.12 | BUY |
| Momentum (10) | 0.10 | BUY |
| EMA (10) | 8.94 | BUY |
| SMA (10) | 8.92 | BUY |
| EMA (20) | 8.95 | BUY |
| SMA (20) | 8.93 | BUY |
| EMA (30) | 8.97 | BUY |
| SMA (30) | 8.97 | BUY |
| EMA (50) | 9.01 | SELL |
| SMA (50) | 9.04 | SELL |
| EMA (100) | 9.07 | SELL |
| SMA (100) | 9.10 | SELL |
| EMA (200) | 9.12 | SELL |
| SMA (200) | 9.16 | SELL |
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.