Verdicts genuinely change. Free email alert the moment CRDT's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
Simplify Opportunistic Income ETF ETF · Simplify Exchange Traded Funds
46 holdings · as of 2026-06-30 (3.4 months ago) The fund may have traded since. SEC Form N-PORT is filed quarterly and lags the period it covers, so these are the most recent holdings on file, not the fund’s holdings today.
NON-COMPLIANT At least 48.15% of portfolio weight is in non-compliant holdings — already over the 5% threshold, so the verdict is settled whatever the unmatched 45% turns out to be. Matching more holdings can only raise this share, never lower it.
5.21% of that is conventional interest-bearing debt, identified from the fund's own filing rather than by screening an issuer. Sukuk are deliberately excluded from this test and are never counted here.
46 holdings, 19 matched (53% of weight). Portfolio as of 2026-06-30, filed 2026-08-24. Source: SEC Form N-PORT.
15.58% of this portfolio’s income is non-permissible — weighted across holdings, computed over 31% of portfolio weight (11 of 46 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
Portfolio shares are withheld: coverage is below the floor needed to state one. The holdings themselves are below, because the names are evidence you can check.
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| RITM RITHM CAPITAL CORP | NON_COMPLIANT | 10.66% | AAOIFI532.0% Usmani55.3% Dow Jones Islamic565.3% S&P Shariah611.2% MSCI Islamic55.3% MSCI Islamic M-Series611.2% FTSE Shariah55.3% |
| DYNEX CAPITAL INC (NEW) | UNSCREENED | 4.86% | no in-house ratios for this holding |
| MFA MFA FINANCIAL INC | NON_COMPLIANT | 4.48% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| ANNALY CAPITAL MANAGEMENT INC | UNSCREENED | 4.43% | no in-house ratios for this holding |
| POINT SECURITIZATION TRUST 2025-1 | UNSCREENED | 3.67% | no in-house ratios for this holding |
| AGNC INVESTMENT CORP | UNSCREENED | 3.47% | no in-house ratios for this holding |
| CIM CHIMERA INVESTMENT CORP | NON_COMPLIANT | 3.31% | AAOIFI25.9% Usmani1.6% Dow Jones Islamic25.6% S&P Shariah26.9% MSCI Islamic1.6% MSCI Islamic M-Series26.9% FTSE Shariah1.6% |
| NAVIENT PRIVATE EDUCATION REFI LOAN TRUST 2021-B | UNSCREENED | 3.03% | no in-house ratios for this holding |
| CIM CHIMERA INVESTMENT CORP | NON_COMPLIANT | 3.01% | AAOIFI25.9% Usmani1.6% Dow Jones Islamic25.6% S&P Shariah26.9% MSCI Islamic1.6% MSCI Islamic M-Series26.9% FTSE Shariah1.6% |
| TWMA FINANCE AS | UNSCREENED | 2.81% | no in-house ratios for this holding |
| DRYDEN 97 CLO LTD | UNSCREENED | 2.77% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 2.73% | no in-house ratios for this holding |
| FLL FULL HOUSE RESORTS INC | NON_COMPLIANT | 2.70% | AAOIFI691.0% Usmani83.6% Dow Jones Islamic424.7% S&P Shariah376.7% MSCI Islamic83.2% MSCI Islamic M-Series376.7% FTSE Shariah74.5% |
| ARWR ARROWHEAD PHARMACEUTICALS INC | COMPLIANT | 2.64% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| NGL NGL ENERGY PARTNERS LP | NON_COMPLIANT | 2.62% | AAOIFI151.8% Usmani81.4% Dow Jones Islamic322.5% S&P Shariah368.4% MSCI Islamic81.2% MSCI Islamic M-Series368.4% FTSE Shariah78.4% |
| ARMOUR RESIDENTIAL REIT INC | UNSCREENED | 2.59% | no in-house ratios for this holding |
| OWL BLUE OWL CAPITAL INC | NON_COMPLIANT | 2.57% | AAOIFI21.8% Usmani30.9% Dow Jones Islamic16.0% S&P Shariah16.4% MSCI Islamic30.9% MSCI Islamic M-Series16.4% FTSE Shariah30.9% |
| ARINI US CLO V LTD | UNSCREENED | 2.56% | no in-house ratios for this holding |
| MILFORD PARK CLO LTD | UNSCREENED | 2.55% | no in-house ratios for this holding |
| RITM RITHM CAPITAL CORP | NON_COMPLIANT | 2.53% | AAOIFI532.0% Usmani55.3% Dow Jones Islamic565.3% S&P Shariah611.2% MSCI Islamic55.3% MSCI Islamic M-Series611.2% FTSE Shariah55.3% |
| GREEN LAKES PARK CLO LLC | UNSCREENED | 2.48% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 2.47% | no in-house ratios for this holding |
| RITM RITHM CAPITAL CORP | NON_COMPLIANT | 2.00% | AAOIFI532.0% Usmani55.3% Dow Jones Islamic565.3% S&P Shariah611.2% MSCI Islamic55.3% MSCI Islamic M-Series611.2% FTSE Shariah55.3% |
| PENNYMAC CORP | UNSCREENED | 1.98% | no in-house ratios for this holding |
| CIM CHIMERA INVESTMENT CORP | NON_COMPLIANT | 1.88% | AAOIFI25.9% Usmani1.6% Dow Jones Islamic25.6% S&P Shariah26.9% MSCI Islamic1.6% MSCI Islamic M-Series26.9% FTSE Shariah1.6% |
| PMT PENNYMAC MORTGAGE INVESTMENT TRUST | NON_COMPLIANT | 1.66% | AAOIFI82.7% Usmani2.8% Dow Jones Islamic73.8% S&P Shariah75.6% MSCI Islamic2.8% MSCI Islamic M-Series75.6% FTSE Shariah2.8% |
| DDOG DATADOG INC | NON_COMPLIANT | 1.57% | AAOIFI1.7% Usmani16.9% Dow Jones Islamic2.4% S&P Shariah2.6% MSCI Islamic16.9% MSCI Islamic M-Series2.6% FTSE Shariah13.1% |
| AGNC INVESTMENT CORP | UNSCREENED | 1.48% | no in-house ratios for this holding |
| IONS IONIS PHARMACEUTICALS INC | NON_COMPLIANT | 1.47% | AAOIFI21.0% Usmani67.5% Dow Jones Islamic23.0% S&P Shariah25.1% MSCI Islamic67.5% MSCI Islamic M-Series25.1% FTSE Shariah58.8% |
| SNOW SNOWFLAKE INC | COMPLIANT | 1.46% | AAOIFI0.4% Usmani5.5% Dow Jones Islamic0.7% S&P Shariah0.8% MSCI Islamic5.5% MSCI Islamic M-Series0.8% FTSE Shariah0.0% |
| BENCHMARK 2019-B9 MORTGAGE TRUST | UNSCREENED | 1.40% | no in-house ratios for this holding |
| NEWCO HOLDING EUR 29 SARL | UNSCREENED | 1.29% | no in-house ratios for this holding |
| LEU CENTRUS ENERGY CORP | NON_COMPLIANT | 1.28% | AAOIFI33.9% Usmani46.5% Dow Jones Islamic50.7% S&P Shariah66.8% MSCI Islamic46.5% MSCI Islamic M-Series66.8% FTSE Shariah46.5% |
| IREN IREN LTD | NON_COMPLIANT | 1.20% | AAOIFI48.9% Usmani49.6% Dow Jones Islamic83.7% S&P Shariah114.2% MSCI Islamic48.1% MSCI Islamic M-Series114.2% FTSE Shariah48.1% |
| DREYFUS TRSY OBLIG CASH M | UNSCREENED | 1.19% | no in-house ratios for this holding |
| MAGNETITE 50 LTD | UNSCREENED | 0.66% | no in-house ratios for this holding |
| QVC GROUP INC | UNSCREENED | 0.62% | no in-house ratios for this holding |
| THE OPTIONS CLEARING CORPORATION | UNSCREENED | 0.48% | no in-house ratios for this holding |
| CHICAGO MERCANTILE EXCHANGE | UNSCREENED | 0.47% | no in-house ratios for this holding |
| ICE FUTURES EUROPE | UNSCREENED | 0.39% | no in-house ratios for this holding |
| BOARD OF TRADE OF THE CITY OF CHICAGO, INC. | UNSCREENED | 0.23% | no in-house ratios for this holding |
| Diamond Sports Net LLC | UNSCREENED | 0.04% | no in-house ratios for this holding |
| BOARD OF TRADE OF THE CITY OF CHICAGO, INC. | UNSCREENED | 0.02% | no in-house ratios for this holding |
| DSG TOPCO PRIVATE EQUITY | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FIRST REPUBLIC BANK | UNSCREENED | 0.00% | no in-house ratios for this holding |
| THE OPTIONS CLEARING CORPORATION | UNSCREENED | 0.00% | no in-house ratios for this holding |
The published standards disagree about this fund by 3 points of portfolio weight — 4.0% of it passes AAOIFI, 1.5% passes Usmani. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 4.0% ratios fail on 40.4% 53.3% not rated under AAOIFI
ratios pass on 1.5% ratios fail on 26.0% 70.3% not rated under Usmani
ratios pass on 4.0% ratios fail on 40.4% 53.3% not rated under Dow Jones Islamic
ratios pass on 4.0% ratios fail on 27.7% 66.0% not rated under S&P Shariah
ratios pass on 4.0% ratios fail on 26.0% 67.7% not rated under MSCI Islamic
ratios pass on 4.0% ratios fail on 40.4% 53.3% not rated under MSCI Islamic M-Series
ratios pass on 4.0% ratios fail on 26.0% 67.7% not rated under FTSE Shariah
13 of 46 listed holdings carry our own per-methodology verdicts (47% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 12 (44% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
| Non-compliant holding | Weight |
|---|---|
| RITM RITHM CAPITAL CORP | 10.66% |
| MFA MFA FINANCIAL INC | 4.48% |
| CIM CHIMERA INVESTMENT CORP | 3.31% |
| CIM CHIMERA INVESTMENT CORP | 3.01% |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | 2.73% |
| FLL FULL HOUSE RESORTS INC | 2.70% |
| NGL NGL ENERGY PARTNERS LP | 2.62% |
| OWL BLUE OWL CAPITAL INC | 2.57% |
| RITM RITHM CAPITAL CORP | 2.53% |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | 2.47% |
Methodology breakdown computing — it will appear here on its own.
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
The factors behind the read, each shown with the figure it rests on, including the ones pointing the other way.
Simplify Opportunistic Income ETF (CRDT) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
Computing the full ratio and business-activity breakdown for CRDT — this runs off the critical path so the page paints first. It will appear here on its own.
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
Classic floor-trader pivots from the last completed daily bar. Highlighted pills are the levels bracketing the current price.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 14.60 | BUY |
| Stochastic %K (14) | 0.99 | BUY |
| CCI (20) | -107.36 | BUY |
| Williams %R (14) | -99.01 | BUY |
| MACD (12,26,9) | -0.05 | SELL |
| ROC (10) | -4.20 | SELL |
| Momentum (10) | -0.89 | SELL |
| EMA (10) | 20.66 | SELL |
| SMA (10) | 20.61 | SELL |
| EMA (20) | 21.13 | SELL |
| SMA (20) | 21.20 | SELL |
| EMA (30) | 21.48 | SELL |
| SMA (30) | 21.68 | SELL |
| EMA (50) | 21.92 | SELL |
| SMA (50) | 22.35 | SELL |
| EMA (100) | 22.31 | SELL |
| SMA (100) | 22.65 | SELL |
| EMA (200) | 22.38 | SELL |
| SMA (200) | 22.53 | SELL |
The fund is an actively managed exchange-traded fund (“ETF”) that seeks to achieve its investment objective by investing primarily in fixed income securities. Under normal circumstances, the fund invests primarily in income producing securities, including U.S. and foreign investment grade and high yield (“junk”) corporate bonds and preferred stock, bonds issued by the U.S. Treasury, and bank loans.
Background via Yahoo Finance — informational, not part of the verdict.
Weak — low conviction, small size or skip
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
| Timeframe | Bias | Bars |
|---|---|---|
| 📅 Daily | BEARISH | 41 |
| ⏲ 5-Min | BEARISH | 43 |
Rate of change and relative volume against this symbol's own recent history. Momentum describes what price has done; it is not a claim about what it will do.
How the rest of the sector moved over the same window. Context for a price move, never a cause of one.
Peer movement computing — it will appear here on its own.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Insider transactions reported in the last ninety days. Insiders sell for reasons that have nothing to do with a view, so a sale on its own is not a signal.
NO DATA 0 buys · 0 sells
The weekly CFTC Commitments of Traders report for the broad market it tracks, not for this symbol. Positioning context for the tape — it says nothing about this company.
NEUTRAL report date 2026-10-06 · Asset managers net 906615 (+2612)
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.