Verdicts genuinely change. Free email alert the moment DISYX's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
BNY Mellon International Stock Fund · BNY Mellon Strategic Funds, Inc.
45 holdings
NON-COMPLIANT 13.95% of portfolio weight is in non-compliant holdings, over the 5% threshold.
45 holdings, 38 matched (91% of weight). Portfolio as of 2026-05-31, filed 2026-07-24. Source: SEC Form N-PORT.
2.01% of this portfolio’s income is non-permissible — weighted across holdings, computed over 89% of portfolio weight (37 of 45 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
76.2% compliant 0.0% questionable 13.9% non-compliant 9.1% unscreened
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| ASML ASML HOLDING NV | COMPLIANT | 4.31% | AAOIFI0.8% Usmani8.7% Dow Jones Islamic1.3% S&P Shariah1.4% MSCI Islamic8.7% MSCI Islamic M-Series1.4% FTSE Shariah8.7% |
| TSM TAIWAN SEMICONDUCTOR MANUFACTURING COMPANY LTD | COMPLIANT | 4.19% | AAOIFI1.5% Usmani13.8% Dow Jones Islamic0.5% S&P Shariah0.6% MSCI Islamic13.4% MSCI Islamic M-Series0.6% FTSE Shariah13.4% |
| IFX.DE INFINEON TECHNOLOGIES AG | COMPLIANT | 4.09% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| 1299.HK AIA GROUP LTD | NON_COMPLIANT | 4.07% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| ASM.AS ASM INTERNATIONAL NV | COMPLIANT | 4.05% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| CPG.L COMPASS GROUP PLC | COMPLIANT | 3.12% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| TTE.PA TOTALENERGIES SE | NON_COMPLIANT | 3.07% | AAOIFIfail Usmanipass Dow Jones Islamicfail S&P Shariahfail MSCI Islamicpass MSCI Islamic M-Seriesfail FTSE Shariahpass |
| 6861.T KEYENCE CORP | COMPLIANT | 3.06% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahfail |
| 4063.T SHIN-ETSU CHEMICAL COMPANY LTD | COMPLIANT | 2.86% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahpass |
| LONN.SW LONZA GROUP AG | COMPLIANT | 2.51% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| SGSN.SW SGS SA | COMPLIANT | 2.49% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| ITX.MC INDUSTRIA DE DISENO TEXTIL SA | COMPLIANT | 2.47% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| MRK.DE MERCK KGAA | COMPLIANT | 2.44% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| SAP SAP SE | COMPLIANT | 2.41% | AAOIFI3.5% Usmani13.0% Dow Jones Islamic3.1% S&P Shariah3.4% MSCI Islamic10.6% MSCI Islamic M-Series3.4% FTSE Shariah10.6% |
| OR.PA L'OREAL SA | COMPLIANT | 2.39% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| AI.PA L'AIR LIQUIDE SA | COMPLIANT | 2.33% | AAOIFI12.7% Usmani28.6% Dow Jones Islamic— S&P Shariah— MSCI Islamic26.2% MSCI Islamic M-Series— FTSE Shariah26.2% |
| HOYA CORP | UNSCREENED | 2.32% | no in-house ratios for this holding |
| ATD.TO ALIMENTATION COUCHE-TARD INC | NON_COMPLIANT | 2.31% | AAOIFI30.2% Usmani49.6% Dow Jones Islamicpass S&P Shariahpass MSCI Islamic37.8% MSCI Islamic M-Seriespass FTSE Shariah37.8% |
| NG.L NATIONAL GRID PLC | NON_COMPLIANT | 2.30% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| HLMA.L HALMA PLC | COMPLIANT | 2.28% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| 4543.T TERUMO CORP | COMPLIANT | 2.27% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| ATCO-A.ST ATLAS COPCO AB | COMPLIANT | 2.17% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| EXPN.L EXPERIAN PLC | COMPLIANT | 2.16% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahfail |
| RO.SW ROCHE HOLDING AG | COMPLIANT | 2.15% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| RACE.MI FERRARI NV | COMPLIANT | 2.11% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| 6367.T DAIKIN INDUSTRIES LTD | COMPLIANT | 2.08% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahpass |
| AMS.MC AMADEUS IT GROUP SA | COMPLIANT | 2.06% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| UMG.AS UNIVERSAL MUSIC GROUP NV | COMPLIANT | 2.04% | AAOIFI13.5% Usmani22.7% Dow Jones Islamicpass S&P Shariahpass MSCI Islamic19.5% MSCI Islamic M-Seriespass FTSE Shariah19.5% |
| ALC ALCON AG | COMPLIANT | 2.04% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| SGE.L SAGE GROUP PLC (THE) | COMPLIANT | 2.03% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahfail |
| MC.PA LVMH MOET HENNESSY LOUIS VUITTON SE | COMPLIANT | 2.03% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| HERMES INTERNATIONAL SA | UNSCREENED | 1.94% | no in-house ratios for this holding |
| SU.PA SCHNEIDER ELECTRIC SE | COMPLIANT | 1.88% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| DASSAULT SYSTEMES SE | UNSCREENED | 1.81% | no in-house ratios for this holding |
| COLO-B.CO COLOPLAST A/S | COMPLIANT | 1.70% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahfail |
| 4307.T NOMURA RESEARCH INSTITUTE LTD | COMPLIANT | 1.65% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahpass |
| ADDYY ADIDAS AG | COMPLIANT | 1.63% | AAOIFI21.3% Usmani41.8% Dow Jones Islamic34.7% S&P Shariah34.7% MSCI Islamic27.4% MSCI Islamic M-Series34.7% FTSE Shariah27.4% |
| ABB LTD (CH) | UNSCREENED | 1.53% | no in-house ratios for this holding |
| KONE CORP | UNSCREENED | 1.50% | no in-house ratios for this holding |
| J36.SI JARDINE MATHESON HOLDINGS LTD | NON_COMPLIANT | 1.25% | AAOIFI105.7% Usmani24.6% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic21.1% MSCI Islamic M-Seriesfail FTSE Shariah21.1% |
| WKL.AS WOLTERS KLUWER NV | NON_COMPLIANT | 0.95% | AAOIFIfail Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahfail |
| CHEOY COCHLEAR LTD | COMPLIANT | 0.69% | AAOIFI2.2% Usmani16.3% Dow Jones Islamic2.8% S&P Shariah2.6% MSCI Islamic8.2% MSCI Islamic M-Series2.6% FTSE Shariah8.2% |
| 9697.T CAPCOM CO LTD | COMPLIANT | 0.50% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahfail |
| DREYFUS INSTITUTIONAL PREFERRED GOVERNMENT PLUS MONEY MARKET FUND | UNSCREENED | 0.05% | no in-house ratios for this holding |
| Dreyfus Institutional Preferred Money Market Funds | UNSCREENED | 0.00% | no in-house ratios for this holding |
The published standards disagree about this fund by 20 points of portfolio weight — 74.2% of it passes AAOIFI, 54.1% passes Usmani. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 74.2% ratios fail on 13.9% 11.2% not rated under AAOIFI
ratios pass on 54.1% ratios fail on 34.0% 11.2% not rated under Usmani
ratios pass on 73.5% ratios fail on 12.3% 13.5% not rated under Dow Jones Islamic
ratios pass on 71.0% ratios fail on 14.8% 13.5% not rated under S&P Shariah
ratios pass on 55.8% ratios fail on 32.4% 11.2% not rated under MSCI Islamic
ratios pass on 71.0% ratios fail on 14.8% 13.5% not rated under MSCI Islamic M-Series
ratios pass on 62.3% ratios fail on 25.8% 11.2% not rated under FTSE Shariah
38 of 45 listed holdings carry our own per-methodology verdicts (90% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 9 (21% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
BNY Mellon International Stock Fund (DISYX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.
| Holding | Weight | Verdict |
|---|---|---|
| ASMLASML HOLDING NV | 4.31% | Compliant |
| TSMTAIWAN SEMICONDUCTOR MANUFACTURING COMPANY LTD | 4.19% | Compliant |
| IFX.DEINFINEON TECHNOLOGIES AG | 4.09% | Compliant |
| 1299.HKAIA GROUP LTD | 4.07% | Non-compliant |
| ASM.ASASM INTERNATIONAL NV | 4.05% | Compliant |
| CPG.LCOMPASS GROUP PLC | 3.12% | Compliant |
| TTE.PATOTALENERGIES SE | 3.07% | Non-compliant |
| 6861.TKEYENCE CORP | 3.06% | Compliant |
| 4063.TSHIN-ETSU CHEMICAL COMPANY LTD | 2.86% | Compliant |
| LONN.SWLONZA GROUP AG | 2.51% | Compliant |
Top 10 of 45 holdings, 35.3% of the fund by weight. Every holding is screened, not only these.
The positions keeping this fund short of 100% compliant by weight.
Verdict history for DISYX. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
ℹ️ no compliance scan has run for 3 days - this is not a reading of today
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
This fund prices once a day, so its bars carry no intraday high or low — floor-trader pivots are not defined for it.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 49.10 | NEUTRAL |
| Stochastic %K (14) | 76.09 | NEUTRAL |
| CCI (20) | 95.46 | NEUTRAL |
| Williams %R (14) | -23.91 | NEUTRAL |
| MACD (12,26,9) | 0.03 | BUY |
| ROC (10) | 0.41 | BUY |
| Momentum (10) | 0.09 | BUY |
| EMA (10) | 22.07 | BUY |
| SMA (10) | 22.04 | BUY |
| EMA (20) | 22.16 | BUY |
| SMA (20) | 22.08 | BUY |
| EMA (30) | 22.25 | SELL |
| SMA (30) | 22.26 | SELL |
| EMA (50) | 22.37 | SELL |
| SMA (50) | 22.61 | SELL |
| EMA (100) | 22.36 | SELL |
| SMA (100) | 22.55 | SELL |
| EMA (200) | 22.09 | BUY |
| SMA (200) | 22.13 | BUY |
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.