Verdicts genuinely change. Free email alert the moment EBSZX's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
EUBEL BRADY & SUTTMAN INCOME AND APPRECIATION FUND · Eubel Brady & Suttman Mutual Fund Trust
35 holdings
NON-COMPLIANT At least 49.03% of portfolio weight is in non-compliant holdings — already over the 5% threshold, so the verdict is settled whatever the unmatched 40% turns out to be. Matching more holdings can only raise this share, never lower it.
35 holdings, 20 matched (60% of weight). Portfolio as of 2026-07-31, filed 2026-09-28. Source: SEC Form N-PORT.
1.04% of this portfolio’s income is non-permissible — weighted across holdings, computed over 52% of portfolio weight (17 of 35 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
Portfolio shares are withheld: coverage is below the floor needed to state one. The holdings themselves are below, because the names are evidence you can check.
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| SHORT-TERM INVESTMENTS TRUST | UNSCREENED | 13.45% | no in-house ratios for this holding |
| CAKE CHEESECAKE FACTORY INC (THE) | NON_COMPLIANT | 4.73% | AAOIFI40.3% Usmani65.3% Dow Jones Islamic74.8% S&P Shariah86.9% MSCI Islamic65.3% MSCI Islamic M-Series86.9% FTSE Shariah19.2% |
| AVT AVNET INC | NON_COMPLIANT | 4.35% | AAOIFI46.0% Usmani22.5% Dow Jones Islamic70.8% S&P Shariah74.3% MSCI Islamic22.5% MSCI Islamic M-Series74.3% FTSE Shariah20.8% |
| LYFT LYFT INC | NON_COMPLIANT | 4.02% | AAOIFI19.4% Usmani14.2% Dow Jones Islamic20.0% S&P Shariah20.8% MSCI Islamic13.5% MSCI Islamic M-Series20.8% FTSE Shariah11.5% |
| GWRE GUIDEWIRE SOFTWARE INC | QUESTIONABLE | 3.78% | AAOIFI3.2% Usmani16.9% Dow Jones Islamic2.8% S&P Shariah3.2% MSCI Islamic16.9% MSCI Islamic M-Series3.2% FTSE Shariah15.5% |
| BSY BENTLEY SYSTEMS INC | COMPLIANT | 3.58% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| WGO WINNEBAGO INDUSTRIES INC | NON_COMPLIANT | 3.45% | AAOIFI55.3% Usmani23.4% Dow Jones Islamic44.9% S&P Shariah37.4% MSCI Islamic23.4% MSCI Islamic M-Series37.4% FTSE Shariah21.7% |
| GPN GLOBAL PAYMENTS INC | NON_COMPLIANT | 3.44% | AAOIFI95.7% Usmani36.9% Dow Jones Islamic108.0% S&P Shariah96.7% MSCI Islamic36.9% MSCI Islamic M-Series96.7% FTSE Shariah36.9% |
| CROCS INC | UNSCREENED | 3.43% | no in-house ratios for this holding |
| ZTS ZOETIS INC | NON_COMPLIANT | 3.42% | AAOIFI29.0% Usmani61.3% Dow Jones Islamic15.4% S&P Shariah14.0% MSCI Islamic61.3% MSCI Islamic M-Series14.0% FTSE Shariah60.0% |
| HAE HAEMONETICS CORP | NON_COMPLIANT | 3.25% | AAOIFI22.5% Usmani51.8% Dow Jones Islamic36.0% S&P Shariah33.2% MSCI Islamic51.8% MSCI Islamic M-Series33.2% FTSE Shariah49.6% |
| SPECTRUM BRANDS INC | UNSCREENED | 3.24% | no in-house ratios for this holding |
| GARRETT MOTION HOLDINGS INC / GARRETT LX I SARL | UNSCREENED | 3.23% | no in-house ratios for this holding |
| CNX CNX RESOURCES CORP | NON_COMPLIANT | 3.20% | AAOIFI42.4% Usmani26.0% Dow Jones Islamic47.9% S&P Shariah52.8% MSCI Islamic25.7% MSCI Islamic M-Series52.8% FTSE Shariah24.3% |
| PII POLARIS INC | NON_COMPLIANT | 3.09% | AAOIFI47.5% Usmani31.8% Dow Jones Islamic52.1% S&P Shariah45.9% MSCI Islamic31.7% MSCI Islamic M-Series45.9% FTSE Shariah29.5% |
| FISV FISERV INC | NON_COMPLIANT | 3.01% | AAOIFI99.4% Usmani34.6% Dow Jones Islamic38.9% S&P Shariah36.9% MSCI Islamic34.6% MSCI Islamic M-Series36.9% FTSE Shariah34.5% |
| NRP NATURAL RESOURCE PARTNERS LP | COMPLIANT | 2.93% | AAOIFI1.8% Usmani3.6% Dow Jones Islamic2.1% S&P Shariah2.2% MSCI Islamic3.6% MSCI Islamic M-Series2.2% FTSE Shariah3.6% |
| BALL BALL CORP | NON_COMPLIANT | 2.81% | AAOIFI44.4% Usmani37.5% Dow Jones Islamic49.3% S&P Shariah46.1% MSCI Islamic37.5% MSCI Islamic M-Series46.1% FTSE Shariah35.7% |
| OZK BANK OZK | NON_COMPLIANT | 2.53% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| PYPL PAYPAL HOLDINGS INC | NON_COMPLIANT | 2.46% | AAOIFI22.1% Usmani12.5% Dow Jones Islamic16.3% S&P Shariah16.0% MSCI Islamic12.5% MSCI Islamic M-Series16.0% FTSE Shariah11.7% |
| ETSY INC | UNSCREENED | 2.28% | no in-house ratios for this holding |
| ETSY INC | UNSCREENED | 2.27% | no in-house ratios for this holding |
| Gitsit Solutions LLC | UNSCREENED | 2.17% | no in-house ratios for this holding |
| N/A | UNSCREENED | 1.92% | no in-house ratios for this holding |
| MAR MARRIOTT INTERNATIONAL INC | NON_COMPLIANT | 1.87% | AAOIFI1.3% Usmani4.8% Dow Jones Islamic1.7% S&P Shariah1.8% MSCI Islamic4.8% MSCI Islamic M-Series1.8% FTSE Shariah1.7% |
| PATK PATRICK INDUSTRIES INC | NON_COMPLIANT | 1.72% | AAOIFI62.1% Usmani51.4% Dow Jones Islamic51.9% S&P Shariah58.1% MSCI Islamic51.4% MSCI Islamic M-Series58.1% FTSE Shariah44.2% |
| CNG HOLDINGS INC | UNSCREENED | 1.31% | no in-house ratios for this holding |
| FIRST NATIONAL OF NEBRASKA INC | UNSCREENED | 1.27% | no in-house ratios for this holding |
| Reese Farms Development LLC | UNSCREENED | 1.24% | no in-house ratios for this holding |
| TFC TRUIST FINANCIAL CORP | NON_COMPLIANT | 1.24% | AAOIFI110.7% Usmani12.6% Dow Jones Islamic124.2% S&P Shariah135.1% MSCI Islamic12.6% MSCI Islamic M-Series135.1% FTSE Shariah12.6% |
| FIRST MARYLAND CAPITAL I | UNSCREENED | 1.24% | no in-house ratios for this holding |
| N/A | UNSCREENED | 1.12% | no in-house ratios for this holding |
| Ponder Farms LBC LLC | UNSCREENED | 1.09% | no in-house ratios for this holding |
| Churchill LBC LLC | UNSCREENED | 0.62% | no in-house ratios for this holding |
| LNC LINCOLN NATIONAL CORP | NON_COMPLIANT | 0.44% | AAOIFI74.3% Usmani1.5% Dow Jones Islamic100.2% S&P Shariah113.6% MSCI Islamic1.5% MSCI Islamic M-Series113.6% FTSE Shariah1.5% |
The published standards disagree about this fund by 22 points of portfolio weight — 29.1% of it passes FTSE Shariah, 7.2% passes Dow Jones Islamic. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 10.5% ratios fail on 40.5% 48.3% not rated under AAOIFI
ratios pass on 24.3% ratios fail on 23.3% 51.5% not rated under Usmani
ratios pass on 7.2% ratios fail on 40.5% 51.5% not rated under Dow Jones Islamic
ratios pass on 13.7% ratios fail on 34.0% 51.5% not rated under S&P Shariah
ratios pass on 16.2% ratios fail on 31.5% 51.5% not rated under MSCI Islamic
ratios pass on 10.5% ratios fail on 40.5% 48.3% not rated under MSCI Islamic M-Series
ratios pass on 29.1% ratios fail on 18.6% 51.5% not rated under FTSE Shariah
20 of 35 listed holdings carry our own per-methodology verdicts (59% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 18 (53% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
EUBEL BRADY & SUTTMAN INCOME AND APPRECIATION FUND (EBSZX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.
| Holding | Weight | Verdict |
|---|---|---|
| SHORT-TERM INVESTMENTS TRUSTnot matched to a ticker | 13.45% | Not screened |
| CAKECHEESECAKE FACTORY INC (THE) | 4.73% | Non-compliant |
| AVTAVNET INC | 4.35% | Non-compliant |
| LYFTLYFT INC | 4.02% | Non-compliant |
| GWREGUIDEWIRE SOFTWARE INC | 3.78% | Questionable |
| BSYBENTLEY SYSTEMS INC | 3.58% | Compliant |
| WGOWINNEBAGO INDUSTRIES INC | 3.45% | Non-compliant |
| GPNGLOBAL PAYMENTS INC | 3.44% | Non-compliant |
| CROCS INCnot matched to a ticker | 3.43% | Not screened |
| ZTSZOETIS INC | 3.42% | Non-compliant |
Top 10 of 35 holdings, 47.7% of the fund by weight. Every holding is screened, not only these.
The positions keeping this fund short of 100% compliant by weight.
Verdict history for EBSZX. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
Tracked since 2026-09-07.
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
This fund prices once a day, so its bars carry no intraday high or low — floor-trader pivots are not defined for it.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 52.40 | NEUTRAL |
| Stochastic %K (14) | 84.62 | SELL |
| CCI (20) | 81.47 | NEUTRAL |
| Williams %R (14) | -15.38 | SELL |
| MACD (12,26,9) | 0.01 | BUY |
| ROC (10) | 0.70 | BUY |
| Momentum (10) | 0.07 | BUY |
| EMA (10) | 10.10 | BUY |
| SMA (10) | 10.09 | BUY |
| EMA (20) | 10.10 | BUY |
| SMA (20) | 10.08 | BUY |
| EMA (30) | 10.11 | BUY |
| SMA (30) | 10.10 | BUY |
| EMA (50) | 10.12 | BUY |
| SMA (50) | 10.17 | SELL |
| EMA (100) | 10.09 | BUY |
| SMA (100) | 10.09 | BUY |
| EMA (200) | 10.04 | BUY |
| SMA (200) | 10.00 | BUY |
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.