Verdicts genuinely change. Free email alert the moment EFFAX's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
EFFICIENT ENHANCED MULTI-ASSET FUND · Unified Series Trust
2,084 holdings
NON-COMPLIANT At least 44.70% of portfolio weight is in non-compliant holdings — already over the 5% threshold, so the verdict is settled whatever the unmatched 43% turns out to be. Matching more holdings can only raise this share, never lower it.
44.58% of that is conventional interest-bearing debt, identified from the fund's own filing rather than by screening an issuer. Sukuk are deliberately excluded from this test and are never counted here.
2,084 holdings, 45 matched (51% of weight). Portfolio as of 2026-05-31, filed 2026-07-29. Source: SEC Form N-PORT.
47.07% of this portfolio’s income is non-permissible — weighted across holdings, computed over 0% of portfolio weight (15 of 2084 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
Portfolio shares are withheld: coverage is below the floor needed to state one. The holdings themselves are below, because the names are evidence you can check.
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| FIRST AMERICAN FUNDS INC | UNSCREENED | 30.49% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 9.40% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 5.54% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 4.41% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | NON_COMPLIANT | 2.24% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 2.17% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 2.13% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 1.89% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 1.79% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 1.71% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | NON_COMPLIANT | 1.69% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 1.68% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 1.67% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 1.66% | no in-house ratios for this holding |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 1.49% | no in-house ratios for this holding |
| CHICAGO MERCANTILE EXCHANGE | UNSCREENED | 1.47% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 1.34% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 1.11% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | NON_COMPLIANT | 1.11% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 0.78% | no in-house ratios for this holding |
| CHICAGO MERCANTILE EXCHANGE | UNSCREENED | 0.57% | no in-house ratios for this holding |
| FRANCE, REPUBLIC OF - MINISTERE DE L'ECONOMIE, DES FINANCES ET DE L'INDUSTRIE | UNSCREENED | 0.47% | no in-house ratios for this holding |
| FRANCE, REPUBLIC OF - MINISTERE DE L'ECONOMIE, DES FINANCES ET DE L'INDUSTRIE | UNSCREENED | 0.44% | no in-house ratios for this holding |
| UNITED KINGDOM - THE LORD COMMISSIONERS OF HER MAJESTY'S TREASURY DEBT MANAGEMENT OFFICE | UNSCREENED | 0.32% | no in-house ratios for this holding |
| UNITED KINGDOM - THE LORD COMMISSIONERS OF HER MAJESTY'S TREASURY DEBT MANAGEMENT OFFICE | UNSCREENED | 0.29% | no in-house ratios for this holding |
| UNITED KINGDOM - THE LORD COMMISSIONERS OF HER MAJESTY'S TREASURY DEBT MANAGEMENT OFFICE | UNSCREENED | 0.29% | no in-house ratios for this holding |
| FRANCE, REPUBLIC OF - MINISTERE DE L'ECONOMIE, DES FINANCES ET DE L'INDUSTRIE | UNSCREENED | 0.28% | no in-house ratios for this holding |
| FRANCE, REPUBLIC OF - MINISTERE DE L'ECONOMIE, DES FINANCES ET DE L'INDUSTRIE | UNSCREENED | 0.26% | no in-house ratios for this holding |
| UNITED KINGDOM - THE LORD COMMISSIONERS OF HER MAJESTY'S TREASURY DEBT MANAGEMENT OFFICE | UNSCREENED | 0.26% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.24% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.24% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 0.23% | no in-house ratios for this holding |
| SINGAPORE EXCHANGE DERIVATIVES CLEARING LIMITED | UNSCREENED | 0.23% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 0.23% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.21% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.21% | no in-house ratios for this holding |
| CHICAGO MERCANTILE EXCHANGE | UNSCREENED | 0.21% | no in-house ratios for this holding |
| UNITED KINGDOM - THE LORD COMMISSIONERS OF HER MAJESTY'S TREASURY DEBT MANAGEMENT OFFICE | UNSCREENED | 0.21% | no in-house ratios for this holding |
| UNITED KINGDOM - THE LORD COMMISSIONERS OF HER MAJESTY'S TREASURY DEBT MANAGEMENT OFFICE | UNSCREENED | 0.20% | no in-house ratios for this holding |
| CHICAGO BOARD OF TRADE | UNSCREENED | 0.19% | no in-house ratios for this holding |
| ICE FUTURES U.S. | UNSCREENED | 0.16% | no in-house ratios for this holding |
| UNITED KINGDOM - THE LORD COMMISSIONERS OF HER MAJESTY'S TREASURY DEBT MANAGEMENT OFFICE | UNSCREENED | 0.15% | no in-house ratios for this holding |
| ICE FUTURES EUROPE | UNSCREENED | 0.14% | no in-house ratios for this holding |
| THE MONTREAL EXCHANGE / BOURSE DE MONTREAL | UNSCREENED | 0.13% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 0.13% | no in-house ratios for this holding |
| OSAKA EXCHANGE | UNSCREENED | 0.11% | no in-house ratios for this holding |
| NEW YORK MERCANTILE EXCHANGE | UNSCREENED | 0.11% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.11% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.11% | no in-house ratios for this holding |
| CHICAGO BOARD OF TRADE | UNSCREENED | 0.10% | no in-house ratios for this holding |
| NEW YORK MERCANTILE EXCHANGE | UNSCREENED | 0.10% | no in-house ratios for this holding |
| LONDON METAL EXCHANGE | UNSCREENED | 0.10% | no in-house ratios for this holding |
| BLACKROCK LIQUIDITY FUNDS | UNSCREENED | 0.09% | no in-house ratios for this holding |
| CHICAGO MERCANTILE EXCHANGE | UNSCREENED | 0.09% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.09% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.09% | no in-house ratios for this holding |
| ICE FUTURES EUROPE | UNSCREENED | 0.09% | no in-house ratios for this holding |
| CHICAGO MERCANTILE EXCHANGE | UNSCREENED | 0.09% | no in-house ratios for this holding |
| EUREX DEUTSCHLAND | UNSCREENED | 0.08% | no in-house ratios for this holding |
| NEW YORK MERCANTILE EXCHANGE | UNSCREENED | 0.07% | no in-house ratios for this holding |
| SINGAPORE EXCHANGE DERIVATIVES CLEARING LIMITED | UNSCREENED | 0.07% | no in-house ratios for this holding |
| OSAKA EXCHANGE | UNSCREENED | 0.06% | no in-house ratios for this holding |
| NEW YORK MERCANTILE EXCHANGE | UNSCREENED | 0.06% | no in-house ratios for this holding |
| EUREX DEUTSCHLAND | UNSCREENED | 0.06% | no in-house ratios for this holding |
| CHICAGO BOARD OF TRADE | UNSCREENED | 0.06% | no in-house ratios for this holding |
| LONDON METAL EXCHANGE | UNSCREENED | 0.06% | no in-house ratios for this holding |
| NEW YORK MERCANTILE EXCHANGE | UNSCREENED | 0.06% | no in-house ratios for this holding |
| CHICAGO MERCANTILE EXCHANGE | UNSCREENED | 0.06% | no in-house ratios for this holding |
| ICE FUTURES EUROPE | UNSCREENED | 0.06% | no in-house ratios for this holding |
| CHICAGO MERCANTILE EXCHANGE | UNSCREENED | 0.06% | no in-house ratios for this holding |
| CHICAGO MERCANTILE EXCHANGE | UNSCREENED | 0.05% | no in-house ratios for this holding |
| ICE FUTURES U.S. | UNSCREENED | 0.05% | no in-house ratios for this holding |
| OSAKA EXCHANGE | UNSCREENED | 0.05% | no in-house ratios for this holding |
| Chicago Board of Trade | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| ASX.AX ASX - TRADE24 | NON_COMPLIANT | 0.05% | AAOIFI2.6% Usmani2.0% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic1.8% MSCI Islamic M-Seriesfail FTSE Shariah1.8% |
| Chicago Board of Trade | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| CHICAGO MERCANTILE EXCHANGE | UNSCREENED | 0.05% | no in-house ratios for this holding |
| EUREX DEUTSCHLAND | UNSCREENED | 0.05% | no in-house ratios for this holding |
| CHICAGO MERCANTILE EXCHANGE | UNSCREENED | 0.05% | no in-house ratios for this holding |
| SINGAPORE EXCHANGE DERIVATIVES CLEARING LIMITED | UNSCREENED | 0.05% | no in-house ratios for this holding |
| CHICAGO MERCANTILE EXCHANGE | UNSCREENED | 0.04% | no in-house ratios for this holding |
| OSAKA EXCHANGE | UNSCREENED | 0.04% | no in-house ratios for this holding |
| CHICAGO MERCANTILE EXCHANGE | UNSCREENED | 0.04% | no in-house ratios for this holding |
| CHICAGO BOARD OF TRADE | UNSCREENED | 0.04% | no in-house ratios for this holding |
| LONDON METAL EXCHANGE | UNSCREENED | 0.04% | no in-house ratios for this holding |
| CHICAGO MERCANTILE EXCHANGE | UNSCREENED | 0.04% | no in-house ratios for this holding |
| ICE FUTURES U.S. | UNSCREENED | 0.04% | no in-house ratios for this holding |
| NEW YORK MERCANTILE EXCHANGE | UNSCREENED | 0.03% | no in-house ratios for this holding |
| ITALIAN DERIVATIVES MARKET | UNSCREENED | 0.03% | no in-house ratios for this holding |
| Chicago Board of Trade | UNSCREENED | 0.03% | no in-house ratios for this holding |
| CHICAGO MERCANTILE EXCHANGE | UNSCREENED | 0.03% | no in-house ratios for this holding |
| Chicago Board of Trade | NON_COMPLIANT | 0.03% | no in-house ratios for this holding |
| ASX.AX ASX - TRADE24 | NON_COMPLIANT | 0.03% | AAOIFI2.6% Usmani2.0% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic1.8% MSCI Islamic M-Seriesfail FTSE Shariah1.8% |
| N/A | UNSCREENED | 0.03% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.03% | no in-house ratios for this holding |
| CHICAGO BOARD OF TRADE | UNSCREENED | 0.03% | no in-house ratios for this holding |
| EUREX DEUTSCHLAND | UNSCREENED | 0.03% | no in-house ratios for this holding |
| Chicago Board of Trade | NON_COMPLIANT | 0.03% | no in-house ratios for this holding |
| ICE FUTURES EUROPE | UNSCREENED | 0.03% | no in-house ratios for this holding |
| ICE FUTURES EUROPE - FINANCIAL PRODUCTS DIVISION | UNSCREENED | 0.03% | no in-house ratios for this holding |
| CHICAGO MERCANTILE EXCHANGE | UNSCREENED | 0.02% | no in-house ratios for this holding |
| CHICAGO MERCANTILE EXCHANGE | UNSCREENED | 0.02% | no in-house ratios for this holding |
| EUREX DEUTSCHLAND | UNSCREENED | 0.02% | no in-house ratios for this holding |
| EUREX DEUTSCHLAND | UNSCREENED | 0.02% | no in-house ratios for this holding |
| OSAKA EXCHANGE | UNSCREENED | 0.02% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.02% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.02% | no in-house ratios for this holding |
| ICE FUTURES U.S. | UNSCREENED | 0.02% | no in-house ratios for this holding |
| Chicago Board of Trade | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| EURONEXT PARIS MONEP | UNSCREENED | 0.02% | no in-house ratios for this holding |
| CHICAGO BOARD OF TRADE | UNSCREENED | 0.02% | no in-house ratios for this holding |
| EUREX DEUTSCHLAND | UNSCREENED | 0.02% | no in-house ratios for this holding |
| EUREX DEUTSCHLAND | UNSCREENED | 0.02% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.02% | no in-house ratios for this holding |
| EUREX DEUTSCHLAND | UNSCREENED | 0.02% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.02% | no in-house ratios for this holding |
| ICE FUTURES U.S. | UNSCREENED | 0.02% | no in-house ratios for this holding |
| SINGAPORE EXCHANGE DERIVATIVES CLEARING LIMITED | UNSCREENED | 0.02% | no in-house ratios for this holding |
| CHICAGO BOARD OF TRADE | UNSCREENED | 0.02% | no in-house ratios for this holding |
| CHICAGO BOARD OF TRADE | UNSCREENED | 0.02% | no in-house ratios for this holding |
| NASDAQ STOCKHOLM AB - SWEDISH EQ DERIVATIVES | UNSCREENED | 0.02% | no in-house ratios for this holding |
| ICE FUTURES EUROPE | UNSCREENED | 0.02% | no in-house ratios for this holding |
| CHICAGO MERCANTILE EXCHANGE | UNSCREENED | 0.02% | no in-house ratios for this holding |
| EUREX DEUTSCHLAND | UNSCREENED | 0.02% | no in-house ratios for this holding |
| CHICAGO MERCANTILE EXCHANGE | UNSCREENED | 0.01% | no in-house ratios for this holding |
| NEW YORK MERCANTILE EXCHANGE | UNSCREENED | 0.01% | no in-house ratios for this holding |
| ICE FUTURES EUROPE - FINANCIAL PRODUCTS DIVISION | UNSCREENED | 0.01% | no in-house ratios for this holding |
| CHICAGO MERCANTILE EXCHANGE | UNSCREENED | 0.01% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.01% | no in-house ratios for this holding |
| SINGAPORE COMMODITY EXCHANGE | UNSCREENED | 0.01% | no in-house ratios for this holding |
| EURONEXT PARIS MATIF | UNSCREENED | 0.01% | no in-house ratios for this holding |
| ICE FUTURES EUROPE - FINANCIAL PRODUCTS DIVISION | UNSCREENED | 0.01% | no in-house ratios for this holding |
| EUREX DEUTSCHLAND | UNSCREENED | 0.01% | no in-house ratios for this holding |
| CHICAGO MERCANTILE EXCHANGE | UNSCREENED | 0.01% | no in-house ratios for this holding |
| CHICAGO BOARD OF TRADE | UNSCREENED | 0.01% | no in-house ratios for this holding |
| NEW YORK MERCANTILE EXCHANGE | UNSCREENED | 0.01% | no in-house ratios for this holding |
| NEW YORK MERCANTILE EXCHANGE | UNSCREENED | 0.01% | no in-house ratios for this holding |
| HONG KONG FUTURES EXCHANGE LTD. | UNSCREENED | 0.01% | no in-house ratios for this holding |
| THE MONTREAL EXCHANGE / BOURSE DE MONTREAL | UNSCREENED | 0.01% | no in-house ratios for this holding |
| ICE FUTURES U.S. | UNSCREENED | 0.01% | no in-house ratios for this holding |
| CHICAGO BOARD OF TRADE | UNSCREENED | 0.01% | no in-house ratios for this holding |
| ICE FUTURES EUROPE | UNSCREENED | 0.01% | no in-house ratios for this holding |
| HONG KONG FUTURES EXCHANGE LTD. | UNSCREENED | 0.01% | no in-house ratios for this holding |
| NEW YORK MERCANTILE EXCHANGE | UNSCREENED | 0.01% | no in-house ratios for this holding |
| S68.SI SINGAPORE EXCHANGE | NON_COMPLIANT | 0.01% | AAOIFI2.5% Usmani15.9% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic14.9% MSCI Islamic M-Seriesfail FTSE Shariah14.9% |
| NEW YORK MERCANTILE EXCHANGE | UNSCREENED | 0.01% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.01% | no in-house ratios for this holding |
| CHICAGO BOARD OF TRADE | UNSCREENED | 0.01% | no in-house ratios for this holding |
| CHICAGO MERCANTILE EXCHANGE | UNSCREENED | 0.01% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.01% | no in-house ratios for this holding |
| CHICAGO MERCANTILE EXCHANGE | UNSCREENED | 0.01% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.01% | no in-house ratios for this holding |
| CHICAGO MERCANTILE EXCHANGE | UNSCREENED | 0.01% | no in-house ratios for this holding |
| EUREX DEUTSCHLAND | UNSCREENED | 0.01% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.01% | no in-house ratios for this holding |
| ICE FUTURES EUROPE - FINANCIAL PRODUCTS DIVISION | UNSCREENED | 0.01% | no in-house ratios for this holding |
| ICE ENDEX FUTURES | UNSCREENED | 0.01% | no in-house ratios for this holding |
| ASX.AX ASX - TRADE24 | NON_COMPLIANT | 0.01% | AAOIFI2.6% Usmani2.0% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic1.8% MSCI Islamic M-Seriesfail FTSE Shariah1.8% |
| LONDON METAL EXCHANGE | UNSCREENED | 0.01% | no in-house ratios for this holding |
| ICE FUTURES EUROPE | UNSCREENED | 0.01% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.01% | no in-house ratios for this holding |
| ICE FUTURES EUROPE | UNSCREENED | 0.01% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.01% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.01% | no in-house ratios for this holding |
| NEW YORK MERCANTILE EXCHANGE | UNSCREENED | 0.01% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.01% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.01% | no in-house ratios for this holding |
| ICE FUTURES EUROPE - AGRICULTURAL PRODUCTS DIVISION | UNSCREENED | 0.01% | no in-house ratios for this holding |
| EUREX DEUTSCHLAND | UNSCREENED | 0.01% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.01% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.01% | no in-house ratios for this holding |
| COMMODITIES EXCHANGE CENTER | UNSCREENED | 0.01% | no in-house ratios for this holding |
| EUREX DEUTSCHLAND | UNSCREENED | 0.01% | no in-house ratios for this holding |
| MINNEAPOLIS GRAIN EXCHANGE | UNSCREENED | 0.01% | no in-house ratios for this holding |
| COMMODITIES EXCHANGE CENTER | UNSCREENED | 0.01% | no in-house ratios for this holding |
| CHICAGO BOARD OF TRADE | UNSCREENED | 0.01% | no in-house ratios for this holding |
| ICE FUTURES EUROPE - FINANCIAL PRODUCTS DIVISION | UNSCREENED | 0.01% | no in-house ratios for this holding |
| CHICAGO MERCANTILE EXCHANGE | UNSCREENED | 0.01% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.01% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.01% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.01% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.01% | no in-house ratios for this holding |
| ICE FUTURES EUROPE - FINANCIAL PRODUCTS DIVISION | UNSCREENED | 0.01% | no in-house ratios for this holding |
| NEW YORK MERCANTILE EXCHANGE | UNSCREENED | 0.01% | no in-house ratios for this holding |
| ICE FUTURES EUROPE - FINANCIAL PRODUCTS DIVISION | UNSCREENED | 0.01% | no in-house ratios for this holding |
| CHICAGO MERCANTILE EXCHANGE | UNSCREENED | 0.01% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.01% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.01% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.01% | no in-house ratios for this holding |
| CHICAGO MERCANTILE EXCHANGE | UNSCREENED | 0.01% | no in-house ratios for this holding |
| CHICAGO BOARD OF TRADE | UNSCREENED | 0.01% | no in-house ratios for this holding |
| CHICAGO MERCANTILE EXCHANGE | UNSCREENED | 0.01% | no in-house ratios for this holding |
| ICE FUTURES EUROPE - FINANCIAL PRODUCTS DIVISION | UNSCREENED | 0.01% | no in-house ratios for this holding |
| ICE FUTURES U.S. | UNSCREENED | 0.01% | no in-house ratios for this holding |
| CHICAGO BOARD OF TRADE | UNSCREENED | 0.01% | no in-house ratios for this holding |
| CHICAGO MERCANTILE EXCHANGE | UNSCREENED | 0.01% | no in-house ratios for this holding |
| Chicago Board of Trade | UNSCREENED | 0.01% | no in-house ratios for this holding |
| NEW YORK MERCANTILE EXCHANGE | UNSCREENED | 0.01% | no in-house ratios for this holding |
| ICE FUTURES EUROPE | UNSCREENED | 0.01% | no in-house ratios for this holding |
| CHICAGO MERCANTILE EXCHANGE | UNSCREENED | 0.01% | no in-house ratios for this holding |
| ICE FUTURES U.S. | UNSCREENED | 0.01% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.01% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.01% | no in-house ratios for this holding |
| CHICAGO BOARD OF TRADE | UNSCREENED | 0.01% | no in-house ratios for this holding |
| ICE FUTURES U.S. | UNSCREENED | 0.01% | no in-house ratios for this holding |
| COMMODITIES EXCHANGE CENTER | UNSCREENED | 0.01% | no in-house ratios for this holding |
| ICE FUTURES U.S. | UNSCREENED | 0.01% | no in-house ratios for this holding |
| THAILAND FUTURES EXCHANGE | UNSCREENED | 0.01% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.01% | no in-house ratios for this holding |
| Chicago Board of Trade | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.01% | no in-house ratios for this holding |
| JSE EQUITY DERIVATIVES MARKET | UNSCREENED | 0.01% | no in-house ratios for this holding |
| ICE FUTURES EUROPE - FINANCIAL PRODUCTS DIVISION | UNSCREENED | 0.01% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.01% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.01% | no in-house ratios for this holding |
| LONDON METAL EXCHANGE | UNSCREENED | 0.01% | no in-house ratios for this holding |
| CHICAGO BOARD OF TRADE | UNSCREENED | 0.00% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.00% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.00% | no in-house ratios for this holding |
| NEW YORK MERCANTILE EXCHANGE | UNSCREENED | 0.00% | no in-house ratios for this holding |
| Chicago Board of Trade | NON_COMPLIANT | 0.00% | no in-house ratios for this holding |
| ICE FUTURES EUROPE - FINANCIAL PRODUCTS DIVISION | UNSCREENED | 0.00% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.00% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.00% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.00% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.00% | no in-house ratios for this holding |
| ICE FUTURES U.S. | UNSCREENED | 0.00% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.00% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.00% | no in-house ratios for this holding |
| COMMODITIES EXCHANGE CENTER | UNSCREENED | 0.00% | no in-house ratios for this holding |
| ASX.AX ASX - TRADE24 | NON_COMPLIANT | 0.00% | AAOIFI2.6% Usmani2.0% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic1.8% MSCI Islamic M-Seriesfail FTSE Shariah1.8% |
| ICE FUTURES EUROPE - FINANCIAL PRODUCTS DIVISION | UNSCREENED | 0.00% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.00% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.00% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.00% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.00% | no in-house ratios for this holding |
| CHICAGO MERCANTILE EXCHANGE | UNSCREENED | 0.00% | no in-house ratios for this holding |
| CHICAGO MERCANTILE EXCHANGE | UNSCREENED | 0.00% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.00% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.00% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.00% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.00% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.00% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.00% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.00% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.00% | no in-house ratios for this holding |
| ASX.AX ASX - TRADE24 | NON_COMPLIANT | 0.00% | AAOIFI2.6% Usmani2.0% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic1.8% MSCI Islamic M-Seriesfail FTSE Shariah1.8% |
| EUREX DEUTSCHLAND | UNSCREENED | 0.00% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.00% | no in-house ratios for this holding |
| COMMODITIES EXCHANGE CENTER | UNSCREENED | 0.00% | no in-house ratios for this holding |
All 7 published standards agree about this fund to within 0.0 points of portfolio weight.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 0.0% ratios fail on 0.1% 87.3% not rated under AAOIFI
ratios pass on 0.0% ratios fail on 0.1% 87.3% not rated under Usmani
ratios pass on 0.0% ratios fail on 0.1% 87.3% not rated under Dow Jones Islamic
ratios pass on 0.0% ratios fail on 0.1% 87.3% not rated under S&P Shariah
ratios pass on 0.0% ratios fail on 0.1% 87.3% not rated under MSCI Islamic
ratios pass on 0.0% ratios fail on 0.1% 87.3% not rated under MSCI Islamic M-Series
ratios pass on 0.0% ratios fail on 0.1% 87.3% not rated under FTSE Shariah
2 of 2,084 listed holdings carry our own per-methodology verdicts (0% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none.
| Non-compliant holding | Weight |
|---|---|
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | 9.40% |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | 5.54% |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | 4.41% |
| FEDERAL HOME LOAN BANKS | 2.24% |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | 2.17% |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | 2.13% |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | 1.89% |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | 1.79% |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | 1.71% |
| FEDERAL HOME LOAN BANKS | 1.69% |
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
EFFICIENT ENHANCED MULTI-ASSET FUND (EFFAX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.
| Holding | Weight | Verdict |
|---|---|---|
| FIRST AMERICAN FUNDS INCnot matched to a ticker | 30.49% | Not screened |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBTnot matched to a ticker | 9.40% | Non-compliant |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBTnot matched to a ticker | 5.54% | Non-compliant |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBTnot matched to a ticker | 4.41% | Non-compliant |
| FEDERAL HOME LOAN BANKSnot matched to a ticker | 2.24% | Non-compliant |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBTnot matched to a ticker | 2.17% | Non-compliant |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBTnot matched to a ticker | 2.13% | Non-compliant |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBTnot matched to a ticker | 1.89% | Non-compliant |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBTnot matched to a ticker | 1.79% | Non-compliant |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBTnot matched to a ticker | 1.71% | Non-compliant |
Top 10 of 2084 holdings, 61.8% of the fund by weight. Every holding is screened, not only these.
The positions keeping this fund short of 100% compliant by weight.
Verdict history for EFFAX. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
Tracked since 2026-09-07.
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.