Verdicts genuinely change. Free email alert the moment FAPFX's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
Fidelity SAI Sustainable Low Duration Bond Fund · Fidelity Salem Street Trust
395 holdings
NON-COMPLIANT At least 61.90% of portfolio weight is in non-compliant holdings — already over the 5% threshold, so the verdict is settled whatever the unmatched 35% turns out to be. Matching more holdings can only raise this share, never lower it.
31.69% of that is conventional interest-bearing debt, identified from the fund's own filing rather than by screening an issuer. Sukuk are deliberately excluded from this test and are never counted here.
395 holdings, 167 matched (65% of weight). Portfolio as of 2026-05-31, filed 2026-07-24. Source: SEC Form N-PORT.
11.19% of this portfolio’s income is non-permissible — weighted across holdings, computed over 14% of portfolio weight (73 of 395 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
Portfolio shares are withheld: coverage is below the floor needed to state one. The holdings themselves are below, because the names are evidence you can check.
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| UST NOTES | NON_COMPLIANT | 5.14% | no in-house ratios for this holding |
| UST BILLS | NON_COMPLIANT | 4.87% | no in-house ratios for this holding |
| UST BILLS | NON_COMPLIANT | 4.86% | no in-house ratios for this holding |
| UST BILLS | NON_COMPLIANT | 4.86% | no in-house ratios for this holding |
| UST NOTES | NON_COMPLIANT | 3.95% | no in-house ratios for this holding |
| UST NOTES | NON_COMPLIANT | 3.48% | no in-house ratios for this holding |
| UST NOTES | NON_COMPLIANT | 2.46% | no in-house ratios for this holding |
| UST NOTES | NON_COMPLIANT | 2.06% | no in-house ratios for this holding |
| Fidelity Revere Street Trust | UNSCREENED | 1.68% | no in-house ratios for this holding |
| JACKSON NATL LIFE GLOBAL FDG | UNSCREENED | 0.37% | no in-house ratios for this holding |
| ENB.TO ENBRIDGE INC | NON_COMPLIANT | 0.37% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| EXETER SELECT AUTOMOBILE RECEIVABLES TR 2025-2 | UNSCREENED | 0.37% | no in-house ratios for this holding |
| DELL INTERNATIONAL LLC / EMC CORP | UNSCREENED | 0.35% | no in-house ratios for this holding |
| JPM JPMORGAN CHASE and CO | NON_COMPLIANT | 0.35% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| MS MORGAN STANLEY | NON_COMPLIANT | 0.35% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| JPM JPMORGAN CHASE and CO | NON_COMPLIANT | 0.35% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| BAC BANK OF AMERICA CORPORATION | NON_COMPLIANT | 0.34% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| FE FIRSTENERGY CORP | NON_COMPLIANT | 0.34% | AAOIFI101.8% Usmani48.1% Dow Jones Islamic111.3% S&P Shariah119.2% MSCI Islamic48.0% MSCI Islamic M-Series119.2% FTSE Shariah47.5% |
| C CITIGROUP INC | NON_COMPLIANT | 0.34% | AAOIFI159.2% Usmani13.8% Dow Jones Islamic214.6% S&P Shariah251.0% MSCI Islamic13.8% MSCI Islamic M-Series251.0% FTSE Shariah13.8% |
| PNC PNC FINANCIAL SERVICES GRP INC | NON_COMPLIANT | 0.34% | AAOIFI87.5% Usmani13.9% Dow Jones Islamic110.0% S&P Shariah122.6% MSCI Islamic13.9% MSCI Islamic M-Series122.6% FTSE Shariah13.9% |
| US BANCORP DEL | UNSCREENED | 0.34% | no in-house ratios for this holding |
| US BANCORP DEL | UNSCREENED | 0.34% | no in-house ratios for this holding |
| CNH INDUSTRIAL CAPITAL LLC | UNSCREENED | 0.33% | no in-house ratios for this holding |
| CHASE AUTO OWNER TRUST 2024-1 | UNSCREENED | 0.32% | no in-house ratios for this holding |
| WFC WELLS FARGO and CO | NON_COMPLIANT | 0.32% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| T AT and T INC | NON_COMPLIANT | 0.31% | AAOIFI92.9% Usmani38.0% Dow Jones Islamic94.4% S&P Shariah107.8% MSCI Islamic38.0% MSCI Islamic M-Series107.8% FTSE Shariah33.6% |
| CITIBANK, N.A. | UNSCREENED | 0.31% | no in-house ratios for this holding |
| REGIONS BANK OF ALABAMA | UNSCREENED | 0.31% | no in-house ratios for this holding |
| MORGAN STANLEY PRIVATE BANK NA | UNSCREENED | 0.31% | no in-house ratios for this holding |
| MORGAN STANLEY PRIVATE BANK NA | UNSCREENED | 0.31% | no in-house ratios for this holding |
| RABOBANK NEDERLAND NEW YORK BRH | UNSCREENED | 0.31% | no in-house ratios for this holding |
| ACA.PA CREDIT AGRICOLE SA | NON_COMPLIANT | 0.31% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| ENTERPRISE FLEET FING 2026-2 LLC | UNSCREENED | 0.31% | no in-house ratios for this holding |
| PH PARKER-HANNIFIN CORP | COMPLIANT | 0.30% | AAOIFI7.0% Usmani27.5% Dow Jones Islamic8.5% S&P Shariah9.7% MSCI Islamic27.2% MSCI Islamic M-Series9.7% FTSE Shariah26.5% |
| NA.TO NATIONAL BANK OF CANADA | NON_COMPLIANT | 0.30% | AAOIFI133.1% Usmani18.9% Dow Jones Islamic— S&P Shariah— MSCI Islamic18.8% MSCI Islamic M-Series— FTSE Shariah18.8% |
| TRUIST BANK | UNSCREENED | 0.30% | no in-house ratios for this holding |
| BAC BANK OF AMERICA CORPORATION | NON_COMPLIANT | 0.30% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| HALEON US CAPITAL LLC | UNSCREENED | 0.30% | no in-house ratios for this holding |
| NXP B V/NXP FDG LLC/NXP USA INC | UNSCREENED | 0.30% | no in-house ratios for this holding |
| BANK OF MONTREAL QUE | UNSCREENED | 0.30% | no in-house ratios for this holding |
| GENERAL MTRS FINL CO INC | UNSCREENED | 0.30% | no in-house ratios for this holding |
| EQUITABLE FINANCIAL LIFE GLOBAL FUNDING | UNSCREENED | 0.29% | no in-house ratios for this holding |
| TMUS T-MOBILE USA INC | NON_COMPLIANT | 0.29% | AAOIFI18.0% Usmani17.5% Dow Jones Islamic14.6% S&P Shariah15.9% MSCI Islamic16.5% MSCI Islamic M-Series15.9% FTSE Shariah2.9% |
| TFC TRUIST FINANCIAL CORP | NON_COMPLIANT | 0.29% | AAOIFI110.7% Usmani12.6% Dow Jones Islamic124.2% S&P Shariah135.1% MSCI Islamic12.6% MSCI Islamic M-Series135.1% FTSE Shariah12.6% |
| CM.TO CANADIAN IMPERIAL BANK OF COMMERCE | NON_COMPLIANT | 0.29% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| CNQ CANADIAN NATURAL RESOURCES LTD | COMPLIANT | 0.29% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| WMB WILLIAMS COS INC | NON_COMPLIANT | 0.29% | AAOIFI35.0% Usmani50.0% Dow Jones Islamic41.0% S&P Shariah47.9% MSCI Islamic50.0% MSCI Islamic M-Series47.9% FTSE Shariah50.0% |
| ATD.TO ALIMENTATION COUCHE-TARD INC | NON_COMPLIANT | 0.29% | AAOIFI30.2% Usmani49.6% Dow Jones Islamicpass S&P Shariahpass MSCI Islamic37.8% MSCI Islamic M-Seriespass FTSE Shariah37.8% |
| JPM JPMORGAN CHASE and CO | NON_COMPLIANT | 0.29% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| HEALTHPEAK OP LLC | UNSCREENED | 0.29% | no in-house ratios for this holding |
| OREILLY AUTOMOTIVE INC | UNSCREENED | 0.29% | no in-house ratios for this holding |
| GS GOLDMAN SACHS GROUP INC (THE) | NON_COMPLIANT | 0.28% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| PNC PNC FINANCIAL SERVICES GRP INC | NON_COMPLIANT | 0.28% | AAOIFI87.5% Usmani13.9% Dow Jones Islamic110.0% S&P Shariah122.6% MSCI Islamic13.9% MSCI Islamic M-Series122.6% FTSE Shariah13.9% |
| WFC WELLS FARGO and CO | NON_COMPLIANT | 0.28% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| MS MORGAN STANLEY | NON_COMPLIANT | 0.28% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| GS GOLDMAN SACHS GROUP INC (THE) | NON_COMPLIANT | 0.27% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| AXP AMERICAN EXPRESS CO | NON_COMPLIANT | 0.27% | AAOIFI26.8% Usmani19.2% Dow Jones Islamic27.4% S&P Shariah30.8% MSCI Islamic19.2% MSCI Islamic M-Series30.8% FTSE Shariah19.2% |
| BANK OF MONTREAL QUE | UNSCREENED | 0.26% | no in-house ratios for this holding |
| BMW VEHICLE LEASE TRUST 2025-1 | UNSCREENED | 0.26% | no in-house ratios for this holding |
| CARVANA AUTO RECEIVABLES TRUST 2026-P1 | UNSCREENED | 0.26% | no in-house ratios for this holding |
| TRGP TARGA RES CORP | NON_COMPLIANT | 0.26% | AAOIFI31.5% Usmani71.4% Dow Jones Islamic46.4% S&P Shariah55.1% MSCI Islamic68.7% MSCI Islamic M-Series55.1% FTSE Shariah68.7% |
| RY ROYAL BANK OF CANADA | COMPLIANT | 0.26% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| LLY ELI LILLY and CO | COMPLIANT | 0.26% | AAOIFI5.2% Usmani38.6% Dow Jones Islamic6.4% S&P Shariah6.9% MSCI Islamic38.6% MSCI Islamic M-Series6.9% FTSE Shariah38.6% |
| WFC WELLS FARGO and CO | NON_COMPLIANT | 0.26% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| STAN.L STANDARD CHARTERED PLC | NON_COMPLIANT | 0.26% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| LLOY.L LLOYDS BANKING GROUP PLC | NON_COMPLIANT | 0.25% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| STAN.L STANDARD CHARTERED PLC | NON_COMPLIANT | 0.25% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| GS GOLDMAN SACHS GROUP INC (THE) | NON_COMPLIANT | 0.25% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| HSBA.L HSBC HOLDINGS PLC | NON_COMPLIANT | 0.25% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| BARC.L BARCLAYS PLC | NON_COMPLIANT | 0.25% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| BX TRUST 2025-ROIC | UNSCREENED | 0.25% | no in-house ratios for this holding |
| LLOY.L LLOYDS BANKING GROUP PLC | NON_COMPLIANT | 0.25% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| BNP.PA BNP PARIBAS | NON_COMPLIANT | 0.25% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| 8306.T MITSUBISHI UFJ FINANCIAL GROUP INC | NON_COMPLIANT | 0.25% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| NBS.L NATIONWIDE BUILDING SOCIETY | NON_COMPLIANT | 0.25% | AAOIFIfail Usmani15.4% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic15.4% MSCI Islamic M-Seriesfail FTSE Shariah15.4% |
| CARVANA AUTO RECEIVABLES TRUST 2025-P3 | UNSCREENED | 0.25% | no in-house ratios for this holding |
| SWED-A.ST SWEDBANK AB | NON_COMPLIANT | 0.25% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| 8411.T MIZUHO FINANCIAL GROUP INC | NON_COMPLIANT | 0.25% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| BARC.L BARCLAYS PLC | NON_COMPLIANT | 0.25% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| NWG.L NATWEST GROUP PLC | NON_COMPLIANT | 0.25% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| HSBA.L HSBC HOLDINGS PLC | NON_COMPLIANT | 0.25% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| NBS.L NATIONWIDE BUILDING SOCIETY | NON_COMPLIANT | 0.25% | AAOIFIfail Usmani15.4% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic15.4% MSCI Islamic M-Seriesfail FTSE Shariah15.4% |
| NTT FINANCE CORP | UNSCREENED | 0.25% | no in-house ratios for this holding |
| LLOY.L LLOYDS BANKING GROUP PLC | NON_COMPLIANT | 0.25% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| BARC.L BARCLAYS PLC | NON_COMPLIANT | 0.25% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| GLE.PA SOCIETE GENERALE | NON_COMPLIANT | 0.25% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| SWED-A.ST SWEDBANK AB | NON_COMPLIANT | 0.25% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| DELL EQUIP FIN TR 2025-1 | UNSCREENED | 0.25% | no in-house ratios for this holding |
| ENEL FINANCE INTL NV | UNSCREENED | 0.24% | no in-house ratios for this holding |
| LLOY.L LLOYDS BANKING GROUP PLC | NON_COMPLIANT | 0.24% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| HSBA.L HSBC HOLDINGS PLC | NON_COMPLIANT | 0.24% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| TD THE TORONTO DOMINION BANK | NON_COMPLIANT | 0.24% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| HSBA.L HSBC HOLDINGS PLC | NON_COMPLIANT | 0.24% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| NTT FINANCE CORP | UNSCREENED | 0.24% | no in-house ratios for this holding |
| PNC PNC FINANCIAL SERVICES GRP INC | NON_COMPLIANT | 0.24% | AAOIFI87.5% Usmani13.9% Dow Jones Islamic110.0% S&P Shariah122.6% MSCI Islamic13.9% MSCI Islamic M-Series122.6% FTSE Shariah13.9% |
| HYUNDAI AUTO LEASE SECURITIZATION TR 2025-C | UNSCREENED | 0.24% | no in-house ratios for this holding |
| BANK OF MONTREAL QUE | UNSCREENED | 0.24% | no in-house ratios for this holding |
| MERCEDES-BENZ FINANCE NORTH AMERICA LLC | UNSCREENED | 0.24% | no in-house ratios for this holding |
| DANSKE.CO DANSKE BANK A/S | NON_COMPLIANT | 0.24% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| BNS.TO THE BANK OF NOVA SCOTIA | NON_COMPLIANT | 0.24% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| RY ROYAL BANK OF CANADA | COMPLIANT | 0.24% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| WHEELS FLEET LEASE FUNDING 1 LLC | UNSCREENED | 0.24% | no in-house ratios for this holding |
| NWG.L NATWEST GROUP PLC | NON_COMPLIANT | 0.24% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| AUGUSTA SPINCO CORP | UNSCREENED | 0.24% | no in-house ratios for this holding |
| LHX L3HARRIS TECHNOLOGIES INC | NON_COMPLIANT | 0.24% | AAOIFI20.0% Usmani22.2% Dow Jones Islamic19.0% S&P Shariah20.8% MSCI Islamic22.2% MSCI Islamic M-Series20.8% FTSE Shariah22.2% |
| BANK NEW YORK MELLON CORP | UNSCREENED | 0.24% | no in-house ratios for this holding |
| HSBA.L HSBC HOLDINGS PLC | NON_COMPLIANT | 0.24% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| 8411.T MIZUHO FINANCIAL GROUP INC | NON_COMPLIANT | 0.24% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| 8306.T MITSUBISHI UFJ FINANCIAL GROUP INC | NON_COMPLIANT | 0.24% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| AXP AMERICAN EXPRESS CO | NON_COMPLIANT | 0.24% | AAOIFI26.8% Usmani19.2% Dow Jones Islamic27.4% S&P Shariah30.8% MSCI Islamic19.2% MSCI Islamic M-Series30.8% FTSE Shariah19.2% |
| CI CIGNA GROUP (THE) | NON_COMPLIANT | 0.24% | AAOIFI42.7% Usmani20.3% Dow Jones Islamic40.5% S&P Shariah38.8% MSCI Islamic20.3% MSCI Islamic M-Series38.8% FTSE Shariah20.3% |
| ETN EATON CORP | COMPLIANT | 0.24% | AAOIFI13.4% Usmani38.0% Dow Jones Islamic15.6% S&P Shariah16.9% MSCI Islamic38.0% MSCI Islamic M-Series16.9% FTSE Shariah36.7% |
| BIRG.IR BANK OF IRELAND GROUP PLC | NON_COMPLIANT | 0.24% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| MONDELEZ INTERNATIONAL HOLDINGS NETHERLANDS BV | UNSCREENED | 0.24% | no in-house ratios for this holding |
| LOW LOWES COS INC | NON_COMPLIANT | 0.24% | AAOIFI35.6% Usmani71.7% Dow Jones Islamic30.1% S&P Shariah31.0% MSCI Islamic71.7% MSCI Islamic M-Series31.0% FTSE Shariah63.7% |
| DEUTSCHE BANK AG NEW YORK BNCH | UNSCREENED | 0.24% | no in-house ratios for this holding |
| BAC BANK OF AMERICA CORPORATION | NON_COMPLIANT | 0.24% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| GLE.PA SOCIETE GENERALE | NON_COMPLIANT | 0.24% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| STAN.L STANDARD CHARTERED PLC | NON_COMPLIANT | 0.24% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| BNP.PA BNP PARIBAS | NON_COMPLIANT | 0.24% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| SPGI S and P GLOBAL INC | COMPLIANT | 0.24% | AAOIFI10.6% Usmani22.9% Dow Jones Islamic9.4% S&P Shariah9.8% MSCI Islamic22.9% MSCI Islamic M-Series9.8% FTSE Shariah21.9% |
| 8306.T MITSUBISHI UFJ FINANCIAL GROUP INC | NON_COMPLIANT | 0.24% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| NWG.L NATWEST GROUP PLC | NON_COMPLIANT | 0.24% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| ENEL FINANCE INTL NV | UNSCREENED | 0.24% | no in-house ratios for this holding |
| ABBV ABBVIE INC | COMPLIANT | 0.24% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahfail |
| STT STATE STREET CORP | NON_COMPLIANT | 0.23% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| HYUNDAI CAPITAL AMERICA | UNSCREENED | 0.23% | no in-house ratios for this holding |
| ICE INTERCONTINENTAL EXCHANGE INC | NON_COMPLIANT | 0.23% | AAOIFI23.2% Usmani11.8% Dow Jones Islamic22.5% S&P Shariah24.2% MSCI Islamic11.8% MSCI Islamic M-Series24.2% FTSE Shariah11.4% |
| AFFRM 2026-X1 | UNSCREENED | 0.23% | no in-house ratios for this holding |
| AMT AMERICAN TOWER CORP | NON_COMPLIANT | 0.23% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| CARMAX AUTO OWNER TRUST 2024-3 | UNSCREENED | 0.23% | no in-house ratios for this holding |
| BNS.TO THE BANK OF NOVA SCOTIA | NON_COMPLIANT | 0.22% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| FORD CR FLOORPLN MAST OWN TR A | UNSCREENED | 0.22% | no in-house ratios for this holding |
| HALST 2025-A | UNSCREENED | 0.22% | no in-house ratios for this holding |
| HYUNDAI CAPITAL AMERICA | UNSCREENED | 0.22% | no in-house ratios for this holding |
| BANK NEW YORK MELLON CORP | UNSCREENED | 0.22% | no in-house ratios for this holding |
| TFC TRUIST FINANCIAL CORP | NON_COMPLIANT | 0.22% | AAOIFI110.7% Usmani12.6% Dow Jones Islamic124.2% S&P Shariah135.1% MSCI Islamic12.6% MSCI Islamic M-Series135.1% FTSE Shariah12.6% |
| ENTERPRISE FLEET FINANCING 2025-3 LLC | UNSCREENED | 0.22% | no in-house ratios for this holding |
| TOYOTA AUTO RECEIVABLES 2026-A OWNER TRUST | UNSCREENED | 0.22% | no in-house ratios for this holding |
| WORLD OMNI AUTO RECEIVABLES TR 2024-A | UNSCREENED | 0.22% | no in-house ratios for this holding |
| SFS AUTO RECEIVABLES SECURITIZATION TRUST 2026-1 | UNSCREENED | 0.22% | no in-house ratios for this holding |
| TOYOTA LEASE OWNER TR 2026-A | UNSCREENED | 0.22% | no in-house ratios for this holding |
| WFC WELLS FARGO and CO | NON_COMPLIANT | 0.22% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| OREILLY AUTOMOTIVE INC | UNSCREENED | 0.21% | no in-house ratios for this holding |
| BAE SYSTEMS FINANCE INC | UNSCREENED | 0.21% | no in-house ratios for this holding |
| DELL EQUIP FIN TR 2024-2 | UNSCREENED | 0.21% | no in-house ratios for this holding |
| WHEELS FLEET LEASE FUNDING 1 LLC | UNSCREENED | 0.21% | no in-house ratios for this holding |
| KUBOTA CREDIT OWNER TRUST 2025-2 | UNSCREENED | 0.21% | no in-house ratios for this holding |
| BAC BANK OF AMERICA CORPORATION | NON_COMPLIANT | 0.21% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| EXETER SELECT AUTOMOBILE RECEIVABLES TR 2025-2 | UNSCREENED | 0.21% | no in-house ratios for this holding |
| SBNA AUTO LEASE TRUST 2025-A | UNSCREENED | 0.21% | no in-house ratios for this holding |
| AMZN AMAZON.COM INC | QUESTIONABLE | 0.21% | AAOIFI8.2% Usmani22.1% Dow Jones Islamic9.6% S&P Shariah10.6% MSCI Islamic20.9% MSCI Islamic M-Series10.6% FTSE Shariah12.1% |
| M and T BANK AUTO RECEIVABLES TRUST 2026-1 | UNSCREENED | 0.21% | no in-house ratios for this holding |
| GMF FLOORPLAN OWNER REVOLVING TR | UNSCREENED | 0.21% | no in-house ratios for this holding |
| CATERPILLAR FINL SVCS CORP | UNSCREENED | 0.21% | no in-house ratios for this holding |
| BNS.TO THE BANK OF NOVA SCOTIA | NON_COMPLIANT | 0.21% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| AUTONATION FINANCE TRUST 2026-1 | UNSCREENED | 0.21% | no in-house ratios for this holding |
| MS MORGAN STANLEY | NON_COMPLIANT | 0.21% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| NI NISOURCE INC | NON_COMPLIANT | 0.21% | AAOIFI82.1% Usmani43.4% Dow Jones Islamic85.6% S&P Shariah99.5% MSCI Islamic43.4% MSCI Islamic M-Series99.5% FTSE Shariah43.4% |
| BAC BANK OF AMERICA CORPORATION | NON_COMPLIANT | 0.21% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| VOLVO FINANCIAL EQUIPMENT LLC SERIES 2024-1 | UNSCREENED | 0.20% | no in-house ratios for this holding |
| DLLMT 2024-1 LLC | UNSCREENED | 0.20% | no in-house ratios for this holding |
| CVS CVS HEALTH CORP | NON_COMPLIANT | 0.20% | AAOIFI61.7% Usmani30.1% Dow Jones Islamic84.9% S&P Shariah88.7% MSCI Islamic30.1% MSCI Islamic M-Series88.7% FTSE Shariah24.2% |
| SOFI CONSUMER LOAN PROGRAM 2025-3 | UNSCREENED | 0.20% | no in-house ratios for this holding |
| CM.TO CANADIAN IMPERIAL BANK OF COMMERCE | NON_COMPLIANT | 0.20% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| BNS.TO THE BANK OF NOVA SCOTIA | NON_COMPLIANT | 0.20% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| AERCAP IRELAND CAPITAL DAC / AERCAP GLOBAL AVIATION TRUST | UNSCREENED | 0.20% | no in-house ratios for this holding |
| TAP MOLSON COORS BEVERAGE CO | NON_COMPLIANT | 0.19% | AAOIFI103.6% Usmani32.6% Dow Jones Islamic93.0% S&P Shariah89.1% MSCI Islamic32.4% MSCI Islamic M-Series89.1% FTSE Shariah31.5% |
| BAC BANK OF AMERICA CORPORATION | NON_COMPLIANT | 0.19% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| TESLA LEASE ELECTRIC VEHICLE SECURITIZATION 2025-A LLC | UNSCREENED | 0.19% | no in-house ratios for this holding |
| CARVANA AUTO RECEIVABLES TRUST 2024-P4 | UNSCREENED | 0.19% | no in-house ratios for this holding |
| CARR CARRIER GLOBAL CORP | COMPLIANT | 0.19% | AAOIFI24.6% Usmani32.2% Dow Jones Islamic21.6% S&P Shariah22.4% MSCI Islamic32.2% MSCI Islamic M-Series22.4% FTSE Shariah30.7% |
| KDP KEURIG DR PEPPER INC | NON_COMPLIANT | 0.19% | AAOIFI58.6% Usmani30.8% Dow Jones Islamic63.3% S&P Shariah63.1% MSCI Islamic29.6% MSCI Islamic M-Series63.1% FTSE Shariah28.3% |
| WEC WEC ENERGY GROUP INC | NON_COMPLIANT | 0.19% | AAOIFI57.5% Usmani39.9% Dow Jones Islamic61.9% S&P Shariah68.5% MSCI Islamic39.1% MSCI Islamic M-Series68.5% FTSE Shariah39.1% |
| AMT AMERICAN TOWER CORP | NON_COMPLIANT | 0.19% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| AERCAP IRELAND CAPITAL DAC / AERCAP GLOBAL AVIATION TRUST | UNSCREENED | 0.19% | no in-house ratios for this holding |
| MERCEDES-BENZ FINANCE NORTH AMERICA LLC | UNSCREENED | 0.19% | no in-house ratios for this holding |
| MRK MERCK and CO INC | COMPLIANT | 0.19% | AAOIFI14.7% Usmani41.5% Dow Jones Islamic21.8% S&P Shariah20.9% MSCI Islamic41.5% MSCI Islamic M-Series20.9% FTSE Shariah41.5% |
| JPM JPMORGAN CHASE and CO | NON_COMPLIANT | 0.18% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| COF CAPITAL ONE FINANCIAL CORP | NON_COMPLIANT | 0.18% | AAOIFI38.5% Usmani7.6% Dow Jones Islamic49.3% S&P Shariah60.5% MSCI Islamic7.6% MSCI Islamic M-Series60.5% FTSE Shariah7.6% |
| GENERAL MTRS FINL CO INC | UNSCREENED | 0.18% | no in-house ratios for this holding |
| BAC BANK OF AMERICA CORPORATION | NON_COMPLIANT | 0.18% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| WEC WEC ENERGY GROUP INC | NON_COMPLIANT | 0.18% | AAOIFI57.5% Usmani39.9% Dow Jones Islamic61.9% S&P Shariah68.5% MSCI Islamic39.1% MSCI Islamic M-Series68.5% FTSE Shariah39.1% |
| JPM JPMORGAN CHASE and CO | NON_COMPLIANT | 0.18% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| TOYOTA MOTOR CREDIT CORP | UNSCREENED | 0.18% | no in-house ratios for this holding |
| JACKSON NATL LIFE GLOBAL FDG | UNSCREENED | 0.18% | no in-house ratios for this holding |
| CM.TO CANADIAN IMPERIAL BANK OF COMMERCE | NON_COMPLIANT | 0.18% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| RY ROYAL BANK OF CANADA | COMPLIANT | 0.18% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| MERCEDES-BENZ FINANCE NORTH AMERICA LLC | UNSCREENED | 0.18% | no in-house ratios for this holding |
| CATERPILLAR FINL SVCS CORP | UNSCREENED | 0.18% | no in-house ratios for this holding |
| DELL INTERNATIONAL LLC / EMC CORP | UNSCREENED | 0.18% | no in-house ratios for this holding |
| GS GOLDMAN SACHS GROUP INC (THE) | NON_COMPLIANT | 0.18% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| GENERAL MTRS FINL CO INC | UNSCREENED | 0.18% | no in-house ratios for this holding |
| VICI PROPERTIES LP / VICI NOTE CO INC | UNSCREENED | 0.18% | no in-house ratios for this holding |
| CAPTIAL ONE MULTI-ASSET EXECUT | UNSCREENED | 0.18% | no in-house ratios for this holding |
| SUMISHO AIR LEASE CORP | UNSCREENED | 0.18% | no in-house ratios for this holding |
| VMWARE LLC | UNSCREENED | 0.18% | no in-house ratios for this holding |
| O REALTY INCOME CORP | NON_COMPLIANT | 0.18% | AAOIFI3.5% Usmani2.6% Dow Jones Islamic4.0% S&P Shariah4.3% MSCI Islamic2.6% MSCI Islamic M-Series4.3% FTSE Shariah2.6% |
| EQUITABLE AMERICA GLOBAL FUNDING | UNSCREENED | 0.18% | no in-house ratios for this holding |
| WFC WELLS FARGO and CO | NON_COMPLIANT | 0.18% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| BNS.TO THE BANK OF NOVA SCOTIA | NON_COMPLIANT | 0.18% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| CM.TO CANADIAN IMPERIAL BANK OF COMMERCE | NON_COMPLIANT | 0.18% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| TD THE TORONTO DOMINION BANK | NON_COMPLIANT | 0.18% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| MERCEDES-BENZ AUTO LEASE TRUST 2024-A | UNSCREENED | 0.18% | no in-house ratios for this holding |
| ROP ROPER TECHNOLOGIES INC | NON_COMPLIANT | 0.18% | AAOIFI28.1% Usmani32.2% Dow Jones Islamic22.5% S&P Shariah21.7% MSCI Islamic32.2% MSCI Islamic M-Series21.7% FTSE Shariah32.2% |
| SPECTRA ENERGY PARTNERS LP | UNSCREENED | 0.18% | no in-house ratios for this holding |
| ENELAM.SN ENEL AMERICAS SA | NON_COMPLIANT | 0.17% | AAOIFIfail Usmanipass Dow Jones Islamicfail S&P Shariahfail MSCI Islamicpass MSCI Islamic M-Seriesfail FTSE Shariahpass |
| CAPITAL ONE PRIME AUTO RECEIVABLES TRUST 2025-1 | UNSCREENED | 0.17% | no in-house ratios for this holding |
| JPM JPMORGAN CHASE and CO | NON_COMPLIANT | 0.17% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| SFS AUTO RECEIVABLES SECURITIZATION TRUST 25-3A | UNSCREENED | 0.17% | no in-house ratios for this holding |
| FIAOT 2025-1A | UNSCREENED | 0.17% | no in-house ratios for this holding |
| PNC PNC FINANCIAL SERVICES GRP INC | NON_COMPLIANT | 0.17% | AAOIFI87.5% Usmani13.9% Dow Jones Islamic110.0% S&P Shariah122.6% MSCI Islamic13.9% MSCI Islamic M-Series122.6% FTSE Shariah13.9% |
| GS GOLDMAN SACHS GROUP INC (THE) | NON_COMPLIANT | 0.17% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| GMF FLOORPLAN OWNER REVOLVING TR | UNSCREENED | 0.17% | no in-house ratios for this holding |
| AXP AMERICAN EXPRESS CO | NON_COMPLIANT | 0.17% | AAOIFI26.8% Usmani19.2% Dow Jones Islamic27.4% S&P Shariah30.8% MSCI Islamic19.2% MSCI Islamic M-Series30.8% FTSE Shariah19.2% |
| RY ROYAL BANK OF CANADA | COMPLIANT | 0.17% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| CARVANA AUTO RECEIVABLES TRUST 2026-P2 | UNSCREENED | 0.17% | no in-house ratios for this holding |
| CARMAX AUTO OWNER TRUST 2026-2 | UNSCREENED | 0.17% | no in-house ratios for this holding |
| C CITIGROUP INC | NON_COMPLIANT | 0.17% | AAOIFI159.2% Usmani13.8% Dow Jones Islamic214.6% S&P Shariah251.0% MSCI Islamic13.8% MSCI Islamic M-Series251.0% FTSE Shariah13.8% |
| AMT AMERICAN TOWER CORP | NON_COMPLIANT | 0.17% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| GS GOLDMAN SACHS GROUP INC (THE) | NON_COMPLIANT | 0.17% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| EQUITABLE FINANCIAL LIFE GLOBAL FUNDING | UNSCREENED | 0.17% | no in-house ratios for this holding |
| LPL HOLDINGS INC | UNSCREENED | 0.17% | no in-house ratios for this holding |
| DTE DTE ENERGY CO | NON_COMPLIANT | 0.17% | AAOIFI90.3% Usmani46.4% Dow Jones Islamic93.7% S&P Shariah101.8% MSCI Islamic46.4% MSCI Islamic M-Series101.8% FTSE Shariah45.9% |
| CVS CVS HEALTH CORP | NON_COMPLIANT | 0.17% | AAOIFI61.7% Usmani30.1% Dow Jones Islamic84.9% S&P Shariah88.7% MSCI Islamic30.1% MSCI Islamic M-Series88.7% FTSE Shariah24.2% |
| CSX CSX CORP | COMPLIANT | 0.17% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| ATHENE GLOBAL FUNDING | UNSCREENED | 0.17% | no in-house ratios for this holding |
| GS GOLDMAN SACHS GROUP INC (THE) | NON_COMPLIANT | 0.17% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| KRAFT HEINZ FOODS CO | UNSCREENED | 0.17% | no in-house ratios for this holding |
| TD THE TORONTO DOMINION BANK | NON_COMPLIANT | 0.17% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| FITB FIFTH THIRD BANCORP | NON_COMPLIANT | 0.17% | AAOIFI45.0% Usmani7.4% Dow Jones Islamic67.1% S&P Shariah76.4% MSCI Islamic7.4% MSCI Islamic M-Series76.4% FTSE Shariah7.4% |
| HYUNDAI AUTO RECEIVABLES TRUST 2025-C | UNSCREENED | 0.17% | no in-house ratios for this holding |
| ONCOR ELEC DELIVERY CO LLC | UNSCREENED | 0.16% | no in-house ratios for this holding |
| GENERAL MTRS FINL CO INC | UNSCREENED | 0.16% | no in-house ratios for this holding |
| HYUNDAI CAPITAL AMERICA | UNSCREENED | 0.16% | no in-house ratios for this holding |
| ATHENE GLOBAL FUNDING | UNSCREENED | 0.16% | no in-house ratios for this holding |
| TD THE TORONTO DOMINION BANK | NON_COMPLIANT | 0.16% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| MATTEL INC | UNSCREENED | 0.16% | no in-house ratios for this holding |
| SFUEL 25-BA | UNSCREENED | 0.16% | no in-house ratios for this holding |
| BARINGS EQUIPMENT FINANCE LLC 2026-A | UNSCREENED | 0.16% | no in-house ratios for this holding |
| FITB FIFTH THIRD BANCORP | NON_COMPLIANT | 0.16% | AAOIFI45.0% Usmani7.4% Dow Jones Islamic67.1% S&P Shariah76.4% MSCI Islamic7.4% MSCI Islamic M-Series76.4% FTSE Shariah7.4% |
| US BANCORP DEL | UNSCREENED | 0.16% | no in-house ratios for this holding |
| PNC PNC FINANCIAL SERVICES GRP INC | NON_COMPLIANT | 0.16% | AAOIFI87.5% Usmani13.9% Dow Jones Islamic110.0% S&P Shariah122.6% MSCI Islamic13.9% MSCI Islamic M-Series122.6% FTSE Shariah13.9% |
| WMT WALMART INC | QUESTIONABLE | 0.16% | AAOIFI6.4% Usmani21.5% Dow Jones Islamic6.9% S&P Shariah8.0% MSCI Islamic19.2% MSCI Islamic M-Series8.0% FTSE Shariah13.6% |
| GMF FLOORPLAN OWNER REVOLVING TR | UNSCREENED | 0.15% | no in-house ratios for this holding |
| WHEELS FLEET LEASE FUNDING 1 LLC | UNSCREENED | 0.15% | no in-house ratios for this holding |
| TOYOTA LEASE OWNER TRUST 2025-B | UNSCREENED | 0.15% | no in-house ratios for this holding |
| WFC WELLS FARGO and CO | NON_COMPLIANT | 0.15% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| BNS.TO THE BANK OF NOVA SCOTIA | NON_COMPLIANT | 0.15% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| AZO AUTOZONE INC | COMPLIANT | 0.15% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
The published standards disagree about this fund by 1 points of portfolio weight — 3.9% of it passes AAOIFI, 3.3% passes Usmani. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 3.9% ratios fail on 28.5% 67.7% not rated under AAOIFI
ratios pass on 3.3% ratios fail on 21.2% 75.6% not rated under Usmani
ratios pass on 3.5% ratios fail on 28.6% 68.0% not rated under Dow Jones Islamic
ratios pass on 3.3% ratios fail on 27.7% 69.0% not rated under S&P Shariah
ratios pass on 3.3% ratios fail on 21.2% 75.6% not rated under MSCI Islamic
ratios pass on 3.3% ratios fail on 28.7% 68.0% not rated under MSCI Islamic M-Series
ratios pass on 3.3% ratios fail on 21.2% 75.6% not rated under FTSE Shariah
72 of 395 listed holdings carry our own per-methodology verdicts (34% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 49 (22% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
Fidelity SAI Sustainable Low Duration Bond Fund (FAPFX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.
| Holding | Weight | Verdict |
|---|---|---|
| UST NOTESnot matched to a ticker | 5.14% | Non-compliant |
| UST BILLSnot matched to a ticker | 4.87% | Non-compliant |
| UST BILLSnot matched to a ticker | 4.86% | Non-compliant |
| UST BILLSnot matched to a ticker | 4.86% | Non-compliant |
| UST NOTESnot matched to a ticker | 3.95% | Non-compliant |
| UST NOTESnot matched to a ticker | 3.48% | Non-compliant |
| UST NOTESnot matched to a ticker | 2.46% | Non-compliant |
| UST NOTESnot matched to a ticker | 2.06% | Non-compliant |
| Fidelity Revere Street Trustnot matched to a ticker | 1.68% | Not screened |
| JACKSON NATL LIFE GLOBAL FDGnot matched to a ticker | 0.37% | Not screened |
Top 10 of 395 holdings, 33.7% of the fund by weight. Every holding is screened, not only these.
The positions keeping this fund short of 100% compliant by weight.
Verdict history for FAPFX. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
ℹ️ no compliance scan has run for 2 days - this is not a reading of today
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
This fund prices once a day, so its bars carry no intraday high or low — floor-trader pivots are not defined for it.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 71.30 | SELL |
| Stochastic %K (14) | 88.88 | SELL |
| CCI (20) | 72.03 | NEUTRAL |
| Williams %R (14) | -11.12 | SELL |
| MACD (12,26,9) | 0.00 | BUY |
| ROC (10) | 0.31 | BUY |
| Momentum (10) | 0.03 | BUY |
| EMA (10) | 10.42 | BUY |
| SMA (10) | 10.42 | BUY |
| EMA (20) | 10.41 | BUY |
| SMA (20) | 10.40 | BUY |
| EMA (30) | 10.40 | BUY |
| SMA (30) | 10.40 | BUY |
| EMA (50) | 10.39 | BUY |
| SMA (50) | 10.39 | BUY |
| EMA (100) | 10.36 | BUY |
| SMA (100) | 10.36 | BUY |
| EMA (200) | 10.29 | BUY |
| SMA (200) | 10.29 | BUY |
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.