Verdicts genuinely change. Free email alert the moment FCFIX's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
Frost Credit Fund · Frost Family of Funds
177 holdings
NON-COMPLIANT At least 21.18% of portfolio weight is in non-compliant holdings — already over the 5% threshold, so the verdict is settled whatever the unmatched 69% turns out to be. Matching more holdings can only raise this share, never lower it.
177 holdings, 45 matched (30% of weight). Portfolio as of 2026-07-31, filed 2026-09-28. Source: SEC Form N-PORT.
0.56% of this portfolio’s income is non-permissible — weighted across holdings, computed over 25% of portfolio weight (38 of 177 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
Portfolio shares are withheld: coverage is below the floor needed to state one. The holdings themselves are below, because the names are evidence you can check.
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| SYCAMORE TREE CLO LTD | UNSCREENED | 2.11% | no in-house ratios for this holding |
| CIFC FUNDING LTD | UNSCREENED | 2.08% | no in-house ratios for this holding |
| WISE CLO LTD | UNSCREENED | 1.56% | no in-house ratios for this holding |
| AMMC CLO LIMITED | UNSCREENED | 1.56% | no in-house ratios for this holding |
| Phoenix Aviation Capital Limited | UNSCREENED | 1.51% | no in-house ratios for this holding |
| KD KYNDRYL HOLDINGS, INC. | NON_COMPLIANT | 1.49% | AAOIFI228.4% Usmani56.0% Dow Jones Islamic108.6% S&P Shariah116.1% MSCI Islamic54.4% MSCI Islamic M-Series116.1% FTSE Shariah47.2% |
| AerCap Ireland Capital Designated Activity Company | UNSCREENED | 1.46% | no in-house ratios for this holding |
| BA THE BOEING COMPANY | NON_COMPLIANT | 1.36% | AAOIFI30.1% Usmani30.2% Dow Jones Islamic33.6% S&P Shariah36.0% MSCI Islamic30.2% MSCI Islamic M-Series36.0% FTSE Shariah30.2% |
| AMZN AMAZON.COM, INC. | QUESTIONABLE | 1.34% | AAOIFI8.2% Usmani22.1% Dow Jones Islamic9.6% S&P Shariah10.6% MSCI Islamic20.9% MSCI Islamic M-Series10.6% FTSE Shariah12.1% |
| TOPAZ SOLAR FARMS LLC | UNSCREENED | 1.23% | no in-house ratios for this holding |
| NORTH TEX TWY AUTH REV | UNSCREENED | 1.10% | no in-house ratios for this holding |
| HII HUNTINGTON INGALLS INDUSTRIES, INC. | NON_COMPLIANT | 1.05% | AAOIFI25.6% Usmani23.1% Dow Jones Islamic27.0% S&P Shariah28.2% MSCI Islamic23.1% MSCI Islamic M-Series28.2% FTSE Shariah21.3% |
| LCM LTD. | UNSCREENED | 1.05% | no in-house ratios for this holding |
| BP CAPITAL MARKETS P.L.C. | UNSCREENED | 1.04% | no in-house ratios for this holding |
| SYCAMORE TREE CLO LTD | UNSCREENED | 1.04% | no in-house ratios for this holding |
| AB BSL CLO LTD | UNSCREENED | 1.04% | no in-house ratios for this holding |
| GOLDENTREE LOAN MANAGEMENT US CLO LTD | UNSCREENED | 1.04% | no in-house ratios for this holding |
| DINO HF SINCLAIR CORPORATION | COMPLIANT | 1.04% | AAOIFI16.9% Usmani17.1% Dow Jones Islamic34.7% S&P Shariah34.5% MSCI Islamic16.6% MSCI Islamic M-Series34.5% FTSE Shariah14.6% |
| APIDOS CLO | UNSCREENED | 1.04% | no in-house ratios for this holding |
| AMERICAN CREDIT ACCEPTANCE RECEIVABLES TRUST | UNSCREENED | 1.03% | no in-house ratios for this holding |
| CNP CENTERPOINT ENERGY, INC. | NON_COMPLIANT | 1.03% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| NWS NEWS CORPORATION | QUESTIONABLE | 1.00% | AAOIFI17.0% Usmani18.8% Dow Jones Islamic17.4% S&P Shariah18.5% MSCI Islamic18.8% MSCI Islamic M-Series18.5% FTSE Shariah12.8% |
| SPACE EXPLORATION TECHNOLOGIES CORP. | UNSCREENED | 1.00% | no in-house ratios for this holding |
| ORCL ORACLE CORPORATION | NON_COMPLIANT | 0.98% | AAOIFI34.1% Usmani64.0% Dow Jones Islamic30.7% S&P Shariah35.2% MSCI Islamic61.0% MSCI Islamic M-Series35.2% FTSE Shariah49.5% |
| PRET LLC | UNSCREENED | 0.95% | no in-house ratios for this holding |
| TMUS T-MOBILE USA, INC. | NON_COMPLIANT | 0.89% | AAOIFI18.0% Usmani17.5% Dow Jones Islamic14.6% S&P Shariah15.9% MSCI Islamic16.5% MSCI Islamic M-Series15.9% FTSE Shariah2.9% |
| PSX PHILLIPS 66 COMPANY | NON_COMPLIANT | 0.86% | AAOIFI20.2% Usmani25.1% Dow Jones Islamic36.5% S&P Shariah37.1% MSCI Islamic25.1% MSCI Islamic M-Series37.1% FTSE Shariah25.1% |
| TXNM TXNM Energy, Inc. | NON_COMPLIANT | 0.84% | AAOIFI85.5% Usmani45.0% Dow Jones Islamic101.3% S&P Shariah117.1% MSCI Islamic45.0% MSCI Islamic M-Series117.1% FTSE Shariah44.6% |
| MAGNETITE CLO, LIMITED | UNSCREENED | 0.83% | no in-house ratios for this holding |
| ELMWOOD CLO | UNSCREENED | 0.83% | no in-house ratios for this holding |
| BLUE OWL BSL CLO LTD | UNSCREENED | 0.83% | no in-house ratios for this holding |
| AMERICAN CREDIT ACCEPTANCE RECEIVABLES TRUST | UNSCREENED | 0.83% | no in-house ratios for this holding |
| PNC THE PNC FINANCIAL SERVICES GROUP, INC. | NON_COMPLIANT | 0.83% | AAOIFI87.5% Usmani13.9% Dow Jones Islamic110.0% S&P Shariah122.6% MSCI Islamic13.9% MSCI Islamic M-Series122.6% FTSE Shariah13.9% |
| FOUNDRY JV HOLDCO LLC | UNSCREENED | 0.83% | no in-house ratios for this holding |
| ET ENERGY TRANSFER LP | NON_COMPLIANT | 0.82% | AAOIFI94.8% Usmani47.4% Dow Jones Islamic120.8% S&P Shariah134.5% MSCI Islamic47.4% MSCI Islamic M-Series134.5% FTSE Shariah46.2% |
| SEQUOIA MORTGAGE TRUST | UNSCREENED | 0.81% | no in-house ratios for this holding |
| CRM SALESFORCE, INC. | COMPLIANT | 0.81% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| FLAGSHIP CREDIT AUTO TRUST | UNSCREENED | 0.80% | no in-house ratios for this holding |
| 180 MEDICAL, INC. | UNSCREENED | 0.80% | no in-house ratios for this holding |
| Kraft Heinz Foods Company | UNSCREENED | 0.78% | no in-house ratios for this holding |
| SPECAC INTERNATIONAL LIMITED | UNSCREENED | 0.78% | no in-house ratios for this holding |
| OGLETHORPE POWER CORP | UNSCREENED | 0.78% | no in-house ratios for this holding |
| T AT&T INC. | NON_COMPLIANT | 0.77% | AAOIFI92.9% Usmani38.0% Dow Jones Islamic94.4% S&P Shariah107.8% MSCI Islamic38.0% MSCI Islamic M-Series107.8% FTSE Shariah33.6% |
| BURLINGTON NORTHERN SANTA FE, LLC | UNSCREENED | 0.77% | no in-house ratios for this holding |
| GLW CORNING INCORPORATED | COMPLIANT | 0.71% | AAOIFI7.0% Usmani32.5% Dow Jones Islamic12.8% S&P Shariah16.4% MSCI Islamic31.8% MSCI Islamic M-Series16.4% FTSE Shariah28.7% |
| GS MORTGAGE-BACKED SECURITIES TRUST | UNSCREENED | 0.70% | no in-house ratios for this holding |
| Telford Finco | UNSCREENED | 0.69% | no in-house ratios for this holding |
| EXETER AUTOMOBILE RECEIVABLES TRUST | UNSCREENED | 0.69% | no in-house ratios for this holding |
| SEQUOIA MORTGAGE TRUST | UNSCREENED | 0.67% | no in-house ratios for this holding |
| ASURION, LLC | UNSCREENED | 0.66% | no in-house ratios for this holding |
| TREEHOUSE FOODS, INC. | UNSCREENED | 0.65% | no in-house ratios for this holding |
| ZIONS BANCORPORATION, NATIONAL ASSOCIATION | UNSCREENED | 0.64% | no in-house ratios for this holding |
| CXT CRANE NXT, CO. | NON_COMPLIANT | 0.64% | AAOIFI51.4% Usmani40.8% Dow Jones Islamic48.3% S&P Shariah47.6% MSCI Islamic40.8% MSCI Islamic M-Series47.6% FTSE Shariah40.4% |
| ETR ENTERGY CORPORATION | NON_COMPLIANT | 0.64% | AAOIFI65.8% Usmani43.6% Dow Jones Islamic83.2% S&P Shariah99.2% MSCI Islamic43.5% MSCI Islamic M-Series99.2% FTSE Shariah43.1% |
| NMEF FUNDING LLC | UNSCREENED | 0.64% | no in-house ratios for this holding |
| CREDIT ACCEPTANCE AUTO LOAN TRUST | UNSCREENED | 0.64% | no in-house ratios for this holding |
| GLS AUTO RECEIVABLES TRUST | UNSCREENED | 0.64% | no in-house ratios for this holding |
| TWMA FINANCE AS | UNSCREENED | 0.63% | no in-house ratios for this holding |
| AMERICAN CREDIT ACCEPTANCE RECEIVABLES TRUST | UNSCREENED | 0.63% | no in-house ratios for this holding |
| LPL HOLDINGS, INC. | UNSCREENED | 0.63% | no in-house ratios for this holding |
| DEXT ABS LLC | UNSCREENED | 0.63% | no in-house ratios for this holding |
| DRYDEN CLO LTD | UNSCREENED | 0.62% | no in-house ratios for this holding |
| MAGNETITE CLO, LIMITED | UNSCREENED | 0.62% | no in-house ratios for this holding |
| OT MIDCO INC. | UNSCREENED | 0.62% | no in-house ratios for this holding |
| SAMOS ENERGY INFRASTRUCTURE LTD | UNSCREENED | 0.62% | no in-house ratios for this holding |
| BATTALION CLO LTD | UNSCREENED | 0.62% | no in-house ratios for this holding |
| NRG NRG ENERGY, INC. | NON_COMPLIANT | 0.62% | AAOIFI85.9% Usmani53.8% Dow Jones Islamic81.4% S&P Shariah98.7% MSCI Islamic53.8% MSCI Islamic M-Series98.7% FTSE Shariah53.3% |
| AMERICAN CREDIT ACCEPTANCE RECEIVABLES TRUST | UNSCREENED | 0.62% | no in-house ratios for this holding |
| AMERICAN CREDIT ACCEPTANCE RECEIVABLES TRUST | UNSCREENED | 0.62% | no in-house ratios for this holding |
| GOLUB CAPITAL PARTNERS CLO LTD | UNSCREENED | 0.62% | no in-house ratios for this holding |
| BRO BROWN & BROWN, INC. | NON_COMPLIANT | 0.62% | AAOIFI33.8% Usmani27.0% Dow Jones Islamic29.0% S&P Shariah30.8% MSCI Islamic27.0% MSCI Islamic M-Series30.8% FTSE Shariah26.0% |
| BA THE BOEING COMPANY | NON_COMPLIANT | 0.62% | AAOIFI30.1% Usmani30.2% Dow Jones Islamic33.6% S&P Shariah36.0% MSCI Islamic30.2% MSCI Islamic M-Series36.0% FTSE Shariah30.2% |
| BAC BANK OF AMERICA CORPORATION | NON_COMPLIANT | 0.62% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| BTR.AX BRIGHTSTAR RESOURCES LIMITED | NON_COMPLIANT | 0.62% | AAOIFI28.2% Usmani28.9% Dow Jones Islamic— S&P Shariah— MSCI Islamic27.0% MSCI Islamic M-Series— FTSE Shariah27.0% |
| SIRIUS XM RADIO LLC | UNSCREENED | 0.61% | no in-house ratios for this holding |
| HII HUNTINGTON INGALLS INDUSTRIES, INC. | NON_COMPLIANT | 0.61% | AAOIFI25.6% Usmani23.1% Dow Jones Islamic27.0% S&P Shariah28.2% MSCI Islamic23.1% MSCI Islamic M-Series28.2% FTSE Shariah21.3% |
| FICO FAIR ISAAC CORPORATION | COMPLIANT | 0.60% | AAOIFI27.8% Usmani274.8% Dow Jones Islamic14.4% S&P Shariah15.5% MSCI Islamic274.8% MSCI Islamic M-Series15.5% FTSE Shariah274.0% |
| JBS USA Holding Lux S.a r.l. | UNSCREENED | 0.60% | no in-house ratios for this holding |
| AJG ARTHUR J. GALLAGHER & CO. | NON_COMPLIANT | 0.58% | AAOIFI21.0% Usmani17.2% Dow Jones Islamic20.7% S&P Shariah22.4% MSCI Islamic17.2% MSCI Islamic M-Series22.4% FTSE Shariah16.6% |
| FUTURA RESOURCES LIMITED | UNSCREENED | 0.58% | no in-house ratios for this holding |
| AMZN AMAZON.COM, INC. | QUESTIONABLE | 0.57% | AAOIFI8.2% Usmani22.1% Dow Jones Islamic9.6% S&P Shariah10.6% MSCI Islamic20.9% MSCI Islamic M-Series10.6% FTSE Shariah12.1% |
| TMUS T-MOBILE USA, INC. | NON_COMPLIANT | 0.57% | AAOIFI18.0% Usmani17.5% Dow Jones Islamic14.6% S&P Shariah15.9% MSCI Islamic16.5% MSCI Islamic M-Series15.9% FTSE Shariah2.9% |
| SBL HOLDINGS, INC. | UNSCREENED | 0.56% | no in-house ratios for this holding |
| SIRIUS XM RADIO LLC | UNSCREENED | 0.56% | no in-house ratios for this holding |
| GOOG ALPHABET INC. | QUESTIONABLE | 0.55% | AAOIFI2.9% Usmani13.1% Dow Jones Islamic3.9% S&P Shariah4.5% MSCI Islamic12.8% MSCI Islamic M-Series4.5% FTSE Shariah10.9% |
| HILLGROVE MINES PTY LTD | UNSCREENED | 0.54% | no in-house ratios for this holding |
| PNFP Pinnacle Financial Partners, Inc. | NON_COMPLIANT | 0.53% | AAOIFI16.1% Usmani1.9% Dow Jones Islamic27.2% S&P Shariah30.6% MSCI Islamic1.9% MSCI Islamic M-Series30.6% FTSE Shariah1.9% |
| PRET LLC | UNSCREENED | 0.52% | no in-house ratios for this holding |
| SOUTHERN NATURAL GAS COMPANY, L.L.C. | UNSCREENED | 0.52% | no in-house ratios for this holding |
| TEXTAINER MARINE CONTAINERS LIMITED | UNSCREENED | 0.51% | no in-house ratios for this holding |
| JBS JBS N.V. | NON_COMPLIANT | 0.48% | AAOIFI1.4% Usmani0.4% Dow Jones Islamic— S&P Shariah— MSCI Islamic0.4% MSCI Islamic M-Series— FTSE Shariah0.4% |
| BRIDGECREST LENDING AUTO SECURITIZATION TRUST | UNSCREENED | 0.47% | no in-house ratios for this holding |
| GS MORTGAGE-BACKED SECURITIES TRUST | UNSCREENED | 0.47% | no in-house ratios for this holding |
| GTN Gray Media, Inc | NON_COMPLIANT | 0.46% | AAOIFI1180.6% Usmani56.4% Dow Jones Islamic1327.9% S&P Shariah1203.9% MSCI Islamic56.4% MSCI Islamic M-Series1203.9% FTSE Shariah55.6% |
| GLP Capital, L.P. | UNSCREENED | 0.46% | no in-house ratios for this holding |
| HPE HEWLETT PACKARD ENTERPRISE COMPANY | NON_COMPLIANT | 0.45% | AAOIFI29.3% Usmani24.2% Dow Jones Islamic61.2% S&P Shariah69.5% MSCI Islamic24.2% MSCI Islamic M-Series69.5% FTSE Shariah24.2% |
| VERIZON MASTER TRUST | UNSCREENED | 0.44% | no in-house ratios for this holding |
| GS MORTGAGE-BACKED SECURITIES TRUST | UNSCREENED | 0.44% | no in-house ratios for this holding |
| SWED-A.ST Swedbank AB | NON_COMPLIANT | 0.44% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| STL HOLDING COMPANY LLC | UNSCREENED | 0.43% | no in-house ratios for this holding |
| GATX GATX CORPORATION | NON_COMPLIANT | 0.43% | AAOIFI198.2% Usmani69.6% Dow Jones Islamic214.1% S&P Shariah234.3% MSCI Islamic69.6% MSCI Islamic M-Series234.3% FTSE Shariah69.6% |
| FOUNDRY JV HOLDCO LLC | UNSCREENED | 0.43% | no in-house ratios for this holding |
| AMERICAN CREDIT ACCEPTANCE RECEIVABLES TRUST | UNSCREENED | 0.42% | no in-house ratios for this holding |
| PRESTIGE AUTO RECEIVABLES TRUST | UNSCREENED | 0.42% | no in-house ratios for this holding |
| EFX EQUIFAX INC. | COMPLIANT | 0.42% | AAOIFI27.1% Usmani45.6% Dow Jones Islamic19.8% S&P Shariah19.6% MSCI Islamic45.6% MSCI Islamic M-Series19.6% FTSE Shariah45.6% |
| BATTALION CLO LTD | UNSCREENED | 0.42% | no in-house ratios for this holding |
| BATTALION CLO LTD | UNSCREENED | 0.42% | no in-house ratios for this holding |
| SYF SYNCHRONY FINANCIAL | NON_COMPLIANT | 0.41% | AAOIFI85.9% Usmani18.3% Dow Jones Islamic91.8% S&P Shariah104.8% MSCI Islamic18.3% MSCI Islamic M-Series104.8% FTSE Shariah18.3% |
| FLEX FLEX LTD. | COMPLIANT | 0.41% | AAOIFI14.4% Usmani24.1% Dow Jones Islamic25.4% S&P Shariah30.5% MSCI Islamic24.1% MSCI Islamic M-Series30.5% FTSE Shariah20.7% |
| HOST HOTELS & RESORTS, L.P. | UNSCREENED | 0.41% | no in-house ratios for this holding |
| STAGWELL GLOBAL LLC | UNSCREENED | 0.40% | no in-house ratios for this holding |
| ANGLO TUNISIAN OIL & GAS LIMITED | UNSCREENED | 0.40% | no in-house ratios for this holding |
| FORD MOTOR CREDIT COMPANY LLC | UNSCREENED | 0.40% | no in-house ratios for this holding |
| BREAN ASSET BACKED SECURITIES TRUST | UNSCREENED | 0.40% | no in-house ratios for this holding |
| Perrigo Finance Unlimited Company | UNSCREENED | 0.39% | no in-house ratios for this holding |
| BREAN ASSET BACKED SECURITIES TRUST | UNSCREENED | 0.39% | no in-house ratios for this holding |
| BLUEMOUNTAIN CLO LTD. | UNSCREENED | 0.39% | no in-house ratios for this holding |
| CIFC FUNDING LTD | UNSCREENED | 0.36% | no in-house ratios for this holding |
| TMUS T-MOBILE USA, INC. | NON_COMPLIANT | 0.36% | AAOIFI18.0% Usmani17.5% Dow Jones Islamic14.6% S&P Shariah15.9% MSCI Islamic16.5% MSCI Islamic M-Series15.9% FTSE Shariah2.9% |
| COLONIAL PIPELINE COMPANY | UNSCREENED | 0.34% | no in-house ratios for this holding |
| CLI FUNDING LLC | UNSCREENED | 0.33% | no in-house ratios for this holding |
| AMUR EQUIPMENT FINANCE RECEIVABLES LLC | UNSCREENED | 0.33% | no in-house ratios for this holding |
| MORGAN STANLEY RESIDENTIAL MORTGAGE LOAN TRUST | UNSCREENED | 0.32% | no in-house ratios for this holding |
| AVID AUTOMOBILE RECEIVABLES TRUST | UNSCREENED | 0.32% | no in-house ratios for this holding |
| NMEF FUNDING LLC | UNSCREENED | 0.32% | no in-house ratios for this holding |
| GS MORTGAGE-BACKED SECURITIES TRUST | UNSCREENED | 0.32% | no in-house ratios for this holding |
| GLS AUTO RECEIVABLES TRUST | UNSCREENED | 0.31% | no in-house ratios for this holding |
| APO APOLLO GLOBAL MANAGEMENT, INC. | NON_COMPLIANT | 0.31% | AAOIFI17.4% Usmani2.8% Dow Jones Islamic17.8% S&P Shariah19.6% MSCI Islamic2.8% MSCI Islamic M-Series19.6% FTSE Shariah2.8% |
| EXETER AUTOMOBILE RECEIVABLES TRUST | UNSCREENED | 0.29% | no in-house ratios for this holding |
| GLS AUTO SELECT RECEIVABLES TRUST | UNSCREENED | 0.29% | no in-house ratios for this holding |
| BATTALION CLO LTD | UNSCREENED | 0.28% | no in-house ratios for this holding |
| GS MORTGAGE-BACKED SECURITIES TRUST | UNSCREENED | 0.26% | no in-house ratios for this holding |
| LENDBUZZ SECURITIZATION TRUST | UNSCREENED | 0.26% | no in-house ratios for this holding |
| NEW ENGLAND POWER COMPANY | UNSCREENED | 0.24% | no in-house ratios for this holding |
| AQUA FINANCE TRUST | UNSCREENED | 0.24% | no in-house ratios for this holding |
| GLP Capital, L.P. | UNSCREENED | 0.22% | no in-house ratios for this holding |
| ARIVO ACCEPTANCE AUTO LOAN RECEIVABLES TRUST | UNSCREENED | 0.21% | no in-house ratios for this holding |
| AMERICAN CREDIT ACCEPTANCE RECEIVABLES TRUST | UNSCREENED | 0.21% | no in-house ratios for this holding |
| BEAZER HOMES USA, INC. | UNSCREENED | 0.21% | no in-house ratios for this holding |
| BHG SECURITIZATION TRUST | UNSCREENED | 0.21% | no in-house ratios for this holding |
| TOORAK MORTGAGE TRUST | UNSCREENED | 0.21% | no in-house ratios for this holding |
| APIDOS CLO | UNSCREENED | 0.21% | no in-house ratios for this holding |
| TOORAK MORTGAGE TRUST | UNSCREENED | 0.21% | no in-house ratios for this holding |
| KAPITUS ASSET SECURITIZATION LLC | UNSCREENED | 0.21% | no in-house ratios for this holding |
| RY ROYAL BANK OF CANADA | COMPLIANT | 0.21% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| NRG NRG ENERGY, INC. | NON_COMPLIANT | 0.21% | AAOIFI85.9% Usmani53.8% Dow Jones Islamic81.4% S&P Shariah98.7% MSCI Islamic53.8% MSCI Islamic M-Series98.7% FTSE Shariah53.3% |
| COMM MORTGAGE TRUST | UNSCREENED | 0.20% | no in-house ratios for this holding |
| NEXTERA ENERGY CAPITAL HOLDINGS, INC. | UNSCREENED | 0.20% | no in-house ratios for this holding |
| AMERICAN CREDIT ACCEPTANCE RECEIVABLES TRUST | UNSCREENED | 0.19% | no in-house ratios for this holding |
| ENTERGY TEXAS, INC. | UNSCREENED | 0.19% | no in-house ratios for this holding |
| GS MORTGAGE-BACKED SECURITIES TRUST | UNSCREENED | 0.19% | no in-house ratios for this holding |
| NEW RESIDENTIAL MORTGAGE LOAN TRUST | UNSCREENED | 0.18% | no in-house ratios for this holding |
| AMUR EQUIPMENT FINANCE RECEIVABLES LLC | UNSCREENED | 0.17% | no in-house ratios for this holding |
| CLI FUNDING LLC | UNSCREENED | 0.17% | no in-house ratios for this holding |
| BREAN ASSET BACKED SECURITIES TRUST | UNSCREENED | 0.16% | no in-house ratios for this holding |
| MAGNETITE CLO, LIMITED | UNSCREENED | 0.16% | no in-house ratios for this holding |
| GLS AUTO SELECT RECEIVABLES TRUST | UNSCREENED | 0.16% | no in-house ratios for this holding |
| ENFIN RESIDENTIAL SOLAR RECEIVABLES TRUST | UNSCREENED | 0.16% | no in-house ratios for this holding |
| BENCHMARK MORTGAGE TRUST | UNSCREENED | 0.14% | no in-house ratios for this holding |
| PERRIGO COMPANY PUBLIC LIMITED COMPANY | UNSCREENED | 0.14% | no in-house ratios for this holding |
| BREAN ASSET BACKED SECURITIES TRUST | UNSCREENED | 0.14% | no in-house ratios for this holding |
| LENDBUZZ SECURITIZATION TRUST | UNSCREENED | 0.12% | no in-house ratios for this holding |
| EFX EQUIFAX INC. | COMPLIANT | 0.12% | AAOIFI27.1% Usmani45.6% Dow Jones Islamic19.8% S&P Shariah19.6% MSCI Islamic45.6% MSCI Islamic M-Series19.6% FTSE Shariah45.6% |
| SUMMIT MIDSTREAM HOLDINGS, LLC | UNSCREENED | 0.11% | no in-house ratios for this holding |
| DDS DILLARD'S, INC. | COMPLIANT | 0.11% | AAOIFI0.3% Usmani0.8% Dow Jones Islamic0.4% S&P Shariah0.4% MSCI Islamic0.8% MSCI Islamic M-Series0.4% FTSE Shariah0.0% |
| SAFCO AUTO RECEIVABLES TRUST | UNSCREENED | 0.11% | no in-house ratios for this holding |
| NMEF FUNDING LLC | UNSCREENED | 0.11% | no in-house ratios for this holding |
| TIC HOME IMPROVEMENT TRUST | UNSCREENED | 0.11% | no in-house ratios for this holding |
| CARVANA AUTO RECEIVABLES TRUST | UNSCREENED | 0.08% | no in-house ratios for this holding |
| WFRBS COMMERCIAL MORTGAGE TRUST | UNSCREENED | 0.08% | no in-house ratios for this holding |
| TRICOLOR AUTO SECURITIZATION TRUST | UNSCREENED | 0.07% | no in-house ratios for this holding |
| CHASE HOME LENDING MORTGAGE TRUST | UNSCREENED | 0.06% | no in-house ratios for this holding |
| XRAY DENTSPLY SIRONA INC. | NON_COMPLIANT | 0.06% | AAOIFI84.0% Usmani44.4% Dow Jones Islamic79.7% S&P Shariah58.9% MSCI Islamic44.4% MSCI Islamic M-Series58.9% FTSE Shariah42.7% |
| TRICOLOR AUTO SECURITIZATION TRUST | UNSCREENED | 0.06% | no in-house ratios for this holding |
| HARLEY-DAVIDSON FINANCIAL SERVICES, INC. | UNSCREENED | 0.05% | no in-house ratios for this holding |
| MOSAIC SOLAR LOAN TRUST | UNSCREENED | 0.02% | no in-house ratios for this holding |
| TRICOLOR AUTO SECURITIZATION TRUST | UNSCREENED | 0.01% | no in-house ratios for this holding |
The published standards disagree about this fund by 3 points of portfolio weight — 13.7% of it passes Usmani, 10.5% passes S&P Shariah. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 12.4% ratios fail on 14.8% 70.7% not rated under AAOIFI
ratios pass on 13.7% ratios fail on 11.4% 72.8% not rated under Usmani
ratios pass on 11.5% ratios fail on 14.6% 71.8% not rated under Dow Jones Islamic
ratios pass on 10.5% ratios fail on 15.4% 72.0% not rated under S&P Shariah
ratios pass on 13.1% ratios fail on 11.4% 73.4% not rated under MSCI Islamic
ratios pass on 10.5% ratios fail on 15.6% 71.8% not rated under MSCI Islamic M-Series
ratios pass on 13.7% ratios fail on 11.4% 72.8% not rated under FTSE Shariah
38 of 177 listed holdings carry our own per-methodology verdicts (29% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 35 (27% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
| Non-compliant holding | Weight |
|---|---|
| KD KYNDRYL HOLDINGS, INC. | 1.49% |
| BA THE BOEING COMPANY | 1.36% |
| HII HUNTINGTON INGALLS INDUSTRIES, INC. | 1.05% |
| CNP CENTERPOINT ENERGY, INC. | 1.03% |
| ORCL ORACLE CORPORATION | 0.98% |
| TMUS T-MOBILE USA, INC. | 0.89% |
| PSX PHILLIPS 66 COMPANY | 0.86% |
| TXNM TXNM Energy, Inc. | 0.84% |
| PNC THE PNC FINANCIAL SERVICES GROUP, INC. | 0.83% |
| ET ENERGY TRANSFER LP | 0.82% |
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
Frost Credit Fund (FCFIX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.
| Holding | Weight | Verdict |
|---|---|---|
| SYCAMORE TREE CLO LTDnot matched to a ticker | 2.11% | Not screened |
| CIFC FUNDING LTDnot matched to a ticker | 2.08% | Not screened |
| WISE CLO LTDnot matched to a ticker | 1.56% | Not screened |
| AMMC CLO LIMITEDnot matched to a ticker | 1.56% | Not screened |
| Phoenix Aviation Capital Limitednot matched to a ticker | 1.51% | Not screened |
| KDKYNDRYL HOLDINGS, INC. | 1.49% | Non-compliant |
| AerCap Ireland Capital Designated Activity Companynot matched to a ticker | 1.46% | Not screened |
| BATHE BOEING COMPANY | 1.36% | Non-compliant |
| AMZNAMAZON.COM, INC. | 1.34% | Questionable |
| TOPAZ SOLAR FARMS LLCnot matched to a ticker | 1.23% | Not screened |
Top 10 of 177 holdings, 15.7% of the fund by weight. Every holding is screened, not only these.
The positions keeping this fund short of 100% compliant by weight.
Verdict history for FCFIX. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
ℹ️ no compliance scan has run for 3 days - this is not a reading of today
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
This fund prices once a day, so its bars carry no intraday high or low — floor-trader pivots are not defined for it.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 36.70 | NEUTRAL |
| Stochastic %K (14) | 16.09 | BUY |
| CCI (20) | -49.90 | NEUTRAL |
| Williams %R (14) | -83.91 | BUY |
| MACD (12,26,9) | -0.00 | SELL |
| ROC (10) | -0.28 | SELL |
| Momentum (10) | -0.02 | SELL |
| EMA (10) | 8.89 | SELL |
| SMA (10) | 8.88 | BUY |
| EMA (20) | 8.92 | SELL |
| SMA (20) | 8.92 | SELL |
| EMA (30) | 8.94 | SELL |
| SMA (30) | 8.95 | SELL |
| EMA (50) | 8.96 | SELL |
| SMA (50) | 8.98 | SELL |
| EMA (100) | 8.97 | SELL |
| SMA (100) | 9.00 | SELL |
| EMA (200) | 8.95 | SELL |
| SMA (200) | 8.97 | SELL |
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.