Verdicts genuinely change. Free email alert the moment FIVSX's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
Select Financials Portfolio · Fidelity Select Portfolios
62 holdings
This fund holds short positions, so exposure is counted gross — long and short both count as exposure rather than netting off, and the weights below therefore sum to 103% of net assets rather than 100%. Shares of the portfolio are shown as shares of that gross exposure.
NON-COMPLIANT 77.21% of portfolio weight is in non-compliant holdings, over the 5% threshold.
62 holdings, 49 matched (85% of weight). Portfolio as of 2026-05-31, filed 2026-07-24. Source: SEC Form N-PORT.
14.91% of this portfolio’s income is non-permissible — weighted across holdings, computed over 45% of portfolio weight (28 of 62 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
10.4% compliant 0.0% questionable 74.8% non-compliant 14.8% unscreened
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| MA MASTERCARD INC | COMPLIANT | 7.99% | AAOIFI4.9% Usmani42.7% Dow Jones Islamic37.5% S&P Shariah40.1% MSCI Islamic42.7% MSCI Islamic M-Series40.1% FTSE Shariah42.7% |
| BAC BANK OF AMERICA CORPORATION | NON_COMPLIANT | 7.73% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| WFC WELLS FARGO and CO | NON_COMPLIANT | 7.13% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| C CITIGROUP INC | NON_COMPLIANT | 4.41% | AAOIFI159.2% Usmani13.8% Dow Jones Islamic214.6% S&P Shariah251.0% MSCI Islamic13.8% MSCI Islamic M-Series251.0% FTSE Shariah13.8% |
| RGA REINSURANCE GROUP OF AMERICA INC | NON_COMPLIANT | 4.18% | AAOIFI34.5% Usmani3.4% Dow Jones Islamic42.7% S&P Shariah45.0% MSCI Islamic3.4% MSCI Islamic M-Series45.0% FTSE Shariah3.4% |
| STT STATE STREET CORP | NON_COMPLIANT | 3.48% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| Fidelity Revere Street Trust | UNSCREENED | 3.43% | no in-house ratios for this holding |
| SCHW SCHWAB CHARLES CORP | NON_COMPLIANT | 3.35% | AAOIFI14.6% Usmani5.3% Dow Jones Islamic18.7% S&P Shariah22.0% MSCI Islamic5.3% MSCI Islamic M-Series22.0% FTSE Shariah5.3% |
| MS MORGAN STANLEY | NON_COMPLIANT | 2.75% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| KKR KKR and CO INC | NON_COMPLIANT | 2.38% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| CB CHUBB LTD | NON_COMPLIANT | 2.37% | AAOIFI13.3% Usmani6.3% Dow Jones Islamic14.8% S&P Shariah15.8% MSCI Islamic6.3% MSCI Islamic M-Series15.8% FTSE Shariah6.3% |
| APO APOLLO GLOBAL MANAGEMENT, INC | NON_COMPLIANT | 2.14% | AAOIFI17.4% Usmani2.8% Dow Jones Islamic17.8% S&P Shariah19.6% MSCI Islamic2.8% MSCI Islamic M-Series19.6% FTSE Shariah2.8% |
| COF CAPITAL ONE FINANCIAL CORP | NON_COMPLIANT | 1.92% | AAOIFI38.5% Usmani7.6% Dow Jones Islamic49.3% S&P Shariah60.5% MSCI Islamic7.6% MSCI Islamic M-Series60.5% FTSE Shariah7.6% |
| OLD NATIONAL BANCORP (IND) | UNSCREENED | 1.79% | no in-house ratios for this holding |
| VIRT VIRTU FINANCIAL INC | NON_COMPLIANT | 1.78% | AAOIFI21.8% Usmani7.4% Dow Jones Islamic32.2% S&P Shariah39.0% MSCI Islamic7.4% MSCI Islamic M-Series39.0% FTSE Shariah7.4% |
| TFC TRUIST FINANCIAL CORP | NON_COMPLIANT | 1.76% | AAOIFI110.7% Usmani12.6% Dow Jones Islamic124.2% S&P Shariah135.1% MSCI Islamic12.6% MSCI Islamic M-Series135.1% FTSE Shariah12.6% |
| FAF FIRST AMERICAN FINANCIAL CORP | NON_COMPLIANT | 1.71% | AAOIFI15.3% Usmani6.0% Dow Jones Islamic17.7% S&P Shariah18.6% MSCI Islamic6.0% MSCI Islamic M-Series18.6% FTSE Shariah6.0% |
| US BANCORP DEL | UNSCREENED | 1.68% | no in-house ratios for this holding |
| GALLAGHER (ARTHUR J.) and CO | UNSCREENED | 1.67% | no in-house ratios for this holding |
| MTB M and T BANK CORP | NON_COMPLIANT | 1.55% | AAOIFI52.5% Usmani8.3% Dow Jones Islamic59.6% S&P Shariah66.0% MSCI Islamic8.3% MSCI Islamic M-Series66.0% FTSE Shariah8.3% |
| RJF RAYMOND JAMES FINANCIAL INC. | NON_COMPLIANT | 1.42% | AAOIFI2.8% Usmani1.0% Dow Jones Islamic3.1% S&P Shariah3.4% MSCI Islamic1.0% MSCI Islamic M-Series3.4% FTSE Shariah1.0% |
| CPAY CORPAY INC | NON_COMPLIANT | 1.35% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| NDAQ NASDAQ INC | NON_COMPLIANT | 1.31% | AAOIFI17.2% Usmani34.1% Dow Jones Islamic19.3% S&P Shariah21.8% MSCI Islamic34.1% MSCI Islamic M-Series21.8% FTSE Shariah32.0% |
| AIZ ASSURANT INC | NON_COMPLIANT | 1.27% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| FCFS FIRSTCASH HOLDINGS INC | NON_COMPLIANT | 1.26% | AAOIFI27.6% Usmani49.3% Dow Jones Islamic40.0% S&P Shariah44.0% MSCI Islamic49.3% MSCI Islamic M-Series44.0% FTSE Shariah42.8% |
| VOYA VOYA FINANCIAL INC | NON_COMPLIANT | 1.24% | AAOIFI23.3% Usmani1.1% Dow Jones Islamic30.0% S&P Shariah30.4% MSCI Islamic1.1% MSCI Islamic M-Series30.4% FTSE Shariah1.1% |
| MOODYS CORP | UNSCREENED | 1.24% | no in-house ratios for this holding |
| SLM SLM CORP | NON_COMPLIANT | 1.20% | AAOIFI118.3% Usmani20.4% Dow Jones Islamic109.5% S&P Shariah119.8% MSCI Islamic20.4% MSCI Islamic M-Series119.8% FTSE Shariah20.4% |
| LAZ LAZARD INC | NON_COMPLIANT | 1.16% | AAOIFI39.3% Usmani39.8% Dow Jones Islamic32.3% S&P Shariah35.6% MSCI Islamic39.8% MSCI Islamic M-Series35.6% FTSE Shariah39.8% |
| UMBF UMB FINANCIAL CORP | NON_COMPLIANT | 1.16% | AAOIFI5.5% Usmani0.8% Dow Jones Islamic7.5% S&P Shariah9.1% MSCI Islamic0.8% MSCI Islamic M-Series9.1% FTSE Shariah0.8% |
| NTRS NORTHERN TRUST CORP | NON_COMPLIANT | 1.14% | AAOIFI11.1% Usmani2.1% Dow Jones Islamic15.8% S&P Shariah17.9% MSCI Islamic2.1% MSCI Islamic M-Series17.9% FTSE Shariah2.1% |
| HSX.L HISCOX LTD | NON_COMPLIANT | 1.10% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| SIGI SELECTIVE INSURANCE GROUP INC | NON_COMPLIANT | 1.10% | AAOIFI9.2% Usmani3.3% Dow Jones Islamic9.9% S&P Shariah9.5% MSCI Islamic3.3% MSCI Islamic M-Series9.5% FTSE Shariah3.3% |
| OWL BLUE OWL CAPITAL INC | NON_COMPLIANT | 1.09% | AAOIFI21.8% Usmani30.9% Dow Jones Islamic16.0% S&P Shariah16.4% MSCI Islamic30.9% MSCI Islamic M-Series16.4% FTSE Shariah30.9% |
| BWIN BALDWIN INSURANCE GROUP INC/THE | COMPLIANT | 1.08% | AAOIFI2.7% Usmani1.8% Dow Jones Islamic10.0% S&P Shariah10.5% MSCI Islamic1.8% MSCI Islamic M-Series10.5% FTSE Shariah0.3% |
| AMERICAN FINL GROUP INC OHIO | UNSCREENED | 1.07% | no in-house ratios for this holding |
| TRU TRANSUNION | NON_COMPLIANT | 1.00% | AAOIFI38.2% Usmani47.2% Dow Jones Islamic34.6% S&P Shariah36.4% MSCI Islamic47.2% MSCI Islamic M-Series36.4% FTSE Shariah46.5% |
| TRICO BANCSHARES | UNSCREENED | 0.99% | no in-house ratios for this holding |
| EBC EASTERN BANKSHARES INC | NON_COMPLIANT | 0.96% | AAOIFI7.8% Usmani1.3% Dow Jones Islamic10.2% S&P Shariah11.9% MSCI Islamic1.3% MSCI Islamic M-Series11.9% FTSE Shariah1.3% |
| ASB ASSOCIATED BANC CORP | NON_COMPLIANT | 0.96% | AAOIFI97.1% Usmani11.0% Dow Jones Islamic139.7% S&P Shariah156.7% MSCI Islamic11.0% MSCI Islamic M-Series156.7% FTSE Shariah11.0% |
| KEY KEYCORP | NON_COMPLIANT | 0.96% | AAOIFI47.1% Usmani5.7% Dow Jones Islamic56.9% S&P Shariah65.9% MSCI Islamic5.7% MSCI Islamic M-Series65.9% FTSE Shariah5.7% |
| PATRIA INVESTMENTS LTD | UNSCREENED | 0.92% | no in-house ratios for this holding |
| BOKF BOK FINANCIAL CORP | NON_COMPLIANT | 0.92% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| WTFC WINTRUST FINANCIAL CORP | NON_COMPLIANT | 0.91% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| AMUN.PA AMUNDI SA | COMPLIANT | 0.89% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| BPOP POPULAR INC | NON_COMPLIANT | 0.89% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| EWBC EAST WEST BANCORP INC | NON_COMPLIANT | 0.89% | AAOIFI44.9% Usmani9.5% Dow Jones Islamic56.5% S&P Shariah64.1% MSCI Islamic9.5% MSCI Islamic M-Series64.1% FTSE Shariah9.5% |
| BRO BROWN and BROWN INC | NON_COMPLIANT | 0.88% | AAOIFI33.8% Usmani27.0% Dow Jones Islamic29.0% S&P Shariah30.8% MSCI Islamic27.0% MSCI Islamic M-Series30.8% FTSE Shariah26.0% |
| CRBG COREBRIDGE FINANCIAL INC | NON_COMPLIANT | 0.84% | AAOIFI8.3% Usmani0.3% Dow Jones Islamic8.0% S&P Shariah8.2% MSCI Islamic0.3% MSCI Islamic M-Series8.2% FTSE Shariah0.3% |
| MKTX MARKETAXESS HOLDINGS INC | COMPLIANT | 0.80% | AAOIFI2.0% Usmani4.8% Dow Jones Islamic1.6% S&P Shariah1.6% MSCI Islamic4.8% MSCI Islamic M-Series1.6% FTSE Shariah4.8% |
| AUB.AX AUB GROUP LTD | NON_COMPLIANT | 0.78% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| LRE.L LANCASHIRE HOLDINGS LTD | NON_COMPLIANT | 0.75% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| WSBC WESBANCO INC | NON_COMPLIANT | 0.68% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| FIBK FIRST INTERSTATE BANCSYSTEM INC | NON_COMPLIANT | 0.66% | AAOIFI4.1% Usmani0.6% Dow Jones Islamic4.6% S&P Shariah5.0% MSCI Islamic0.6% MSCI Islamic M-Series5.0% FTSE Shariah0.6% |
| UNITED COMMUNITY BANK/SC | UNSCREENED | 0.66% | no in-house ratios for this holding |
| CARLYLE GROUP INC/THE | UNSCREENED | 0.64% | no in-house ratios for this holding |
| BOLSA MEXICANA DE VALORES SA | UNSCREENED | 0.60% | no in-house ratios for this holding |
| ZIONS BANCORPORATION NA | UNSCREENED | 0.58% | no in-house ratios for this holding |
| PWP PERELLA WEINBERG PARTNERS | NON_COMPLIANT | 0.46% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| EVR EVERCORE INC | NON_COMPLIANT | 0.24% | AAOIFI4.8% Usmani11.8% Dow Jones Islamic4.6% S&P Shariah5.3% MSCI Islamic11.8% MSCI Islamic M-Series5.3% FTSE Shariah0.0% |
| Fidelity Revere Street Trust | UNSCREENED | 0.03% | no in-house ratios for this holding |
| LCLN LINCOLN INTERNATIONAL LLC | NON_COMPLIANT | 0.02% | AAOIFI3.7% Usmani10.2% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.2% MSCI Islamic M-Seriesfail FTSE Shariah10.2% |
The published standards disagree about this fund by 10 points of portfolio weight — 13.2% of it passes AAOIFI, 2.9% passes Usmani. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 13.2% ratios fail on 71.1% 19.0% not rated under AAOIFI
ratios pass on 2.9% ratios fail on 53.1% 47.3% not rated under Usmani
ratios pass on 5.0% ratios fail on 79.2% 19.0% not rated under Dow Jones Islamic
ratios pass on 5.0% ratios fail on 79.2% 19.0% not rated under S&P Shariah
ratios pass on 4.7% ratios fail on 53.1% 45.4% not rated under MSCI Islamic
ratios pass on 5.0% ratios fail on 79.2% 19.0% not rated under MSCI Islamic M-Series
ratios pass on 6.0% ratios fail on 51.8% 45.4% not rated under FTSE Shariah
49 of 62 listed holdings carry our own per-methodology verdicts (88% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 42 (81% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
| Non-compliant holding | Weight |
|---|---|
| BAC BANK OF AMERICA CORPORATION | 7.73% |
| WFC WELLS FARGO and CO | 7.13% |
| C CITIGROUP INC | 4.41% |
| RGA REINSURANCE GROUP OF AMERICA INC | 4.18% |
| STT STATE STREET CORP | 3.48% |
| SCHW SCHWAB CHARLES CORP | 3.35% |
| MS MORGAN STANLEY | 2.75% |
| KKR KKR and CO INC | 2.38% |
| CB CHUBB LTD | 2.37% |
| APO APOLLO GLOBAL MANAGEMENT, INC | 2.14% |
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
Select Financials Portfolio (FIVSX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.
| Holding | Weight | Verdict |
|---|---|---|
| MAMASTERCARD INC | 7.99% | Compliant |
| BACBANK OF AMERICA CORPORATION | 7.73% | Non-compliant |
| WFCWELLS FARGO and CO | 7.13% | Non-compliant |
| CCITIGROUP INC | 4.41% | Non-compliant |
| RGAREINSURANCE GROUP OF AMERICA INC | 4.18% | Non-compliant |
| STTSTATE STREET CORP | 3.48% | Non-compliant |
| Fidelity Revere Street Trustnot matched to a ticker | 3.43% | Not screened |
| SCHWSCHWAB CHARLES CORP | 3.35% | Non-compliant |
| MSMORGAN STANLEY | 2.75% | Non-compliant |
| KKRKKR and CO INC | 2.38% | Non-compliant |
Top 10 of 62 holdings, 46.8% of the fund by weight. Every holding is screened, not only these.
The positions keeping this fund short of 100% compliant by weight.
Verdict history for FIVSX. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
ℹ️ no compliance scan has run for 2 days - this is not a reading of today
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
This fund prices once a day, so its bars carry no intraday high or low — floor-trader pivots are not defined for it.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 40.10 | NEUTRAL |
| Stochastic %K (14) | 58.70 | NEUTRAL |
| CCI (20) | -29.23 | NEUTRAL |
| Williams %R (14) | -41.30 | NEUTRAL |
| MACD (12,26,9) | 0.06 | BUY |
| ROC (10) | 0.49 | BUY |
| Momentum (10) | 0.08 | BUY |
| EMA (10) | 16.45 | SELL |
| SMA (10) | 16.35 | BUY |
| EMA (20) | 16.61 | SELL |
| SMA (20) | 16.52 | SELL |
| EMA (30) | 16.83 | SELL |
| SMA (30) | 16.87 | SELL |
| EMA (50) | 17.15 | SELL |
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.