FSNDXETF / FundFidelity SAI International Credit Fund
Verdicts genuinely change. Free email alert the moment FSNDX's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
Fidelity SAI International Credit Fund · Fidelity Salem Street Trust
340 holdings
NON-COMPLIANT At least 42.93% of portfolio weight is in non-compliant holdings — already over the 5% threshold, so the verdict is settled whatever the unmatched 54% turns out to be. Matching more holdings can only raise this share, never lower it.
21.69% of that is conventional interest-bearing debt, identified from the fund's own filing rather than by screening an issuer. Sukuk are deliberately excluded from this test and are never counted here.
340 holdings, 138 matched (45% of weight). Portfolio as of 2026-06-30, filed 2026-08-24. Source: SEC Form N-PORT.
10.58% of this portfolio’s income is non-permissible — weighted across holdings, computed over 12% of portfolio weight (43 of 340 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
Portfolio shares are withheld: coverage is below the floor needed to state one. The holdings themselves are below, because the names are evidence you can check.
All holdings (340) · showing 1–250
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| Fidelity Revere Street Trust | UNSCREENED | 4.01% | no in-house ratios for this holding |
| UST NOTES | NON_COMPLIANT | 2.08% | no in-house ratios for this holding |
| UST NOTES | NON_COMPLIANT | 1.72% | no in-house ratios for this holding |
| UNITED STATES TREASURY BOND | NON_COMPLIANT | 1.67% | no in-house ratios for this holding |
| EUROPEAN UNION | UNSCREENED | 1.34% | no in-house ratios for this holding |
| BNP.PA BNP PARIBAS | NON_COMPLIANT | 1.30% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| KREDITANSTALT FUR WIEDERAUFB | UNSCREENED | 1.28% | no in-house ratios for this holding |
| KREDITANSTALT FUR WIEDERAUFB | UNSCREENED | 1.27% | no in-house ratios for this holding |
| UST NOTES | NON_COMPLIANT | 1.24% | no in-house ratios for this holding |
| UNITED STATES TREASURY BOND | NON_COMPLIANT | 1.23% | no in-house ratios for this holding |
| KREDITANSTALT FUR WIEDERAUFB | UNSCREENED | 1.04% | no in-house ratios for this holding |
| UST NOTES | NON_COMPLIANT | 0.90% | no in-house ratios for this holding |
| EUROPEAN UNION | UNSCREENED | 0.88% | no in-house ratios for this holding |
| EUROPEAN UNION | UNSCREENED | 0.87% | no in-house ratios for this holding |
| CANADA, GOVERNMENT OF | UNSCREENED | 0.84% | no in-house ratios for this holding |
| UNITED STATES TREASURY BOND | NON_COMPLIANT | 0.84% | no in-house ratios for this holding |
| CANADA, GOVERNMENT OF | UNSCREENED | 0.84% | no in-house ratios for this holding |
| UST NOTES | NON_COMPLIANT | 0.81% | no in-house ratios for this holding |
| JAPAN GOVERNMENT OF | UNSCREENED | 0.80% | no in-house ratios for this holding |
| JAPAN GOVERNMENT OF | UNSCREENED | 0.79% | no in-house ratios for this holding |
| BNS.TO THE BANK OF NOVA SCOTIA | NON_COMPLIANT | 0.79% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| NWG.L NATWEST GROUP PLC | NON_COMPLIANT | 0.78% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| EUROPEAN INVESTMENT BANK | UNSCREENED | 0.77% | no in-house ratios for this holding |
| CANADA, GOVERNMENT OF | UNSCREENED | 0.76% | no in-house ratios for this holding |
| UST NOTES | NON_COMPLIANT | 0.76% | no in-house ratios for this holding |
| HEATHROW FUNDING LTD | UNSCREENED | 0.74% | no in-house ratios for this holding |
| UNITED STATES TREASURY BOND | NON_COMPLIANT | 0.72% | no in-house ratios for this holding |
| UST NOTES | NON_COMPLIANT | 0.69% | no in-house ratios for this holding |
| PM PHILIP MORRIS INTERNATIONAL INC | NON_COMPLIANT | 0.67% | AAOIFI16.1% Usmani66.9% Dow Jones Islamic18.9% S&P Shariah22.1% MSCI Islamic66.9% MSCI Islamic M-Series22.1% FTSE Shariah66.9% |
| BAT INTERNATIONAL FINANCE PLC | UNSCREENED | 0.66% | no in-house ratios for this holding |
| CANADA, GOVERNMENT OF | UNSCREENED | 0.65% | no in-house ratios for this holding |
| ADM.L ADMIRAL GROUP PLC | NON_COMPLIANT | 0.63% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| BNP.PA BNP PARIBAS | NON_COMPLIANT | 0.63% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| PETROLEOS MEXICANOS | UNSCREENED | 0.62% | no in-house ratios for this holding |
| UST NOTES | NON_COMPLIANT | 0.61% | no in-house ratios for this holding |
| THE BERKELEY GROUP PLC | UNSCREENED | 0.61% | no in-house ratios for this holding |
| LLOY.L LLOYDS BANKING GROUP PLC | NON_COMPLIANT | 0.60% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| KREDITANSTALT FUR WIEDERAUFB | UNSCREENED | 0.60% | no in-house ratios for this holding |
| IMPERIAL BRANDS FINANCE PLC | UNSCREENED | 0.59% | no in-house ratios for this holding |
| UST NOTES | NON_COMPLIANT | 0.57% | no in-house ratios for this holding |
| UBSG.SW UBS GROUP AG | NON_COMPLIANT | 0.57% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| FLUXYS SA | UNSCREENED | 0.56% | no in-house ratios for this holding |
| JAPAN GOVERNMENT OF | UNSCREENED | 0.56% | no in-house ratios for this holding |
| BAYER US FIN LLC | UNSCREENED | 0.56% | no in-house ratios for this holding |
| UST NOTES | NON_COMPLIANT | 0.55% | no in-house ratios for this holding |
| BARC.L BARCLAYS PLC | NON_COMPLIANT | 0.55% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| UST NOTES | NON_COMPLIANT | 0.54% | no in-house ratios for this holding |
| ANGLIAN WATER SVCS FINANC PLC | UNSCREENED | 0.54% | no in-house ratios for this holding |
| NORTHUMBRIAN WATER FINANCE PLC | UNSCREENED | 0.54% | no in-house ratios for this holding |
| VIE.PA VEOLIA ENVIRONNEMENT SA | NON_COMPLIANT | 0.52% | AAOIFIfail Usmanipass Dow Jones Islamicfail S&P Shariahfail MSCI Islamicpass MSCI Islamic M-Seriesfail FTSE Shariahpass |
| STONEWEG EREIT LUX FINCO SARL | UNSCREENED | 0.50% | no in-house ratios for this holding |
| SW FINANCE I PLC | UNSCREENED | 0.50% | no in-house ratios for this holding |
| UST NOTES | NON_COMPLIANT | 0.49% | no in-house ratios for this holding |
| RWE FINANCE US LLC | UNSCREENED | 0.49% | no in-house ratios for this holding |
| TD THE TORONTO DOMINION BANK | NON_COMPLIANT | 0.49% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| ING ING GROEP NV | NON_COMPLIANT | 0.49% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| CPR.MI DAVIDE CAMPARI MILANO NV | NON_COMPLIANT | 0.49% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| BPCE SA | UNSCREENED | 0.49% | no in-house ratios for this holding |
| ENGI.PA ENGIE SA | NON_COMPLIANT | 0.48% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicpass MSCI Islamic M-Seriesfail FTSE Shariahpass |
| MCG.L MOBICO GROUP PLC | NON_COMPLIANT | 0.48% | AAOIFI1023.2% Usmani56.8% Dow Jones Islamic— S&P Shariah— MSCI Islamic49.4% MSCI Islamic M-Series— FTSE Shariah49.4% |
| VOLKSWAGEN INTL FINANCE NV | UNSCREENED | 0.47% | no in-house ratios for this holding |
| AUSTRALIA and N ZEAL BKG GRP LTD | UNSCREENED | 0.47% | no in-house ratios for this holding |
| UST NOTES | NON_COMPLIANT | 0.46% | no in-house ratios for this holding |
| JAPAN GOVERNMENT OF | UNSCREENED | 0.45% | no in-house ratios for this holding |
| CABK.MC CAIXABANK SA | NON_COMPLIANT | 0.45% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| HSBA.L HSBC HOLDINGS PLC | NON_COMPLIANT | 0.45% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| JAPAN GOVERNMENT OF | UNSCREENED | 0.45% | no in-house ratios for this holding |
| CPI PROPERTY GROUP SA | UNSCREENED | 0.45% | no in-house ratios for this holding |
| AMT AMERICAN TOWER CORP | NON_COMPLIANT | 0.44% | AAOIFI52.7% Usmani71.1% Dow Jones Islamic52.4% S&P Shariah52.4% MSCI Islamic71.1% MSCI Islamic M-Series52.4% FTSE Shariah58.8% |
| HSBA.L HSBC HOLDINGS PLC | NON_COMPLIANT | 0.44% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| ELECTRICITE DE FRANCE | UNSCREENED | 0.43% | no in-house ratios for this holding |
| UST NOTES | NON_COMPLIANT | 0.43% | no in-house ratios for this holding |
| STELLANTIS FINANCE US INC | UNSCREENED | 0.42% | no in-house ratios for this holding |
| NYKREDIT REALKREDIT AS | UNSCREENED | 0.41% | no in-house ratios for this holding |
| AMZN AMAZON.COM INC | QUESTIONABLE | 0.41% | AAOIFI8.2% Usmani22.1% Dow Jones Islamic9.6% S&P Shariah10.6% MSCI Islamic20.9% MSCI Islamic M-Series10.6% FTSE Shariah12.1% |
| KREDITANSTALT FUR WIEDERAUFB | UNSCREENED | 0.41% | no in-house ratios for this holding |
| BAYER US FIN LLC | UNSCREENED | 0.41% | no in-house ratios for this holding |
| NGG FINANCE PLC | UNSCREENED | 0.41% | no in-house ratios for this holding |
| RY ROYAL BANK OF CANADA | COMPLIANT | 0.40% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| 8306.T MITSUBISHI UFJ FINANCIAL GROUP INC | NON_COMPLIANT | 0.39% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| ENBW ENERGIE BADEN-WUERTTEM AG | UNSCREENED | 0.39% | no in-house ratios for this holding |
| 8316.T SUMITOMO MITSUI FINANCIAL GROUP INC | NON_COMPLIANT | 0.39% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| UST NOTES | NON_COMPLIANT | 0.39% | no in-house ratios for this holding |
| MOTABILITY OPERATIONS GROUP PLC | UNSCREENED | 0.39% | no in-house ratios for this holding |
| CIMIC FINANCE LTD | UNSCREENED | 0.39% | no in-house ratios for this holding |
| UNITED STATES TREASURY BOND | NON_COMPLIANT | 0.38% | no in-house ratios for this holding |
| SOUTH WEST WATER FINANCE PLC | UNSCREENED | 0.38% | no in-house ratios for this holding |
| UST NOTES | NON_COMPLIANT | 0.38% | no in-house ratios for this holding |
| UST NOTES | NON_COMPLIANT | 0.38% | no in-house ratios for this holding |
| ROMANIA, REPUBLIC OF | UNSCREENED | 0.38% | no in-house ratios for this holding |
| VIER GAS TRANSPORT GMBH | UNSCREENED | 0.38% | no in-house ratios for this holding |
| DNB.OL DNB BANK ASA | NON_COMPLIANT | 0.37% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| GTC FINANCE DAC | UNSCREENED | 0.37% | no in-house ratios for this holding |
| UST NOTES | NON_COMPLIANT | 0.37% | no in-house ratios for this holding |
| CBRE OPEN-ENDED FUNDS SCA SICAV-SIF | UNSCREENED | 0.37% | no in-house ratios for this holding |
| REWE INT FINANCE | UNSCREENED | 0.36% | no in-house ratios for this holding |
| RI.PA PERNOD RICARD SA | NON_COMPLIANT | 0.36% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| COMMONWEALTH BANK AUSTRALIA | UNSCREENED | 0.36% | no in-house ratios for this holding |
| YORKSHIRE WATER FINANCE PLC | UNSCREENED | 0.36% | no in-house ratios for this holding |
| RCI BANQUE S A | UNSCREENED | 0.36% | no in-house ratios for this holding |
| SCOTTISH HYDRO ELECTRIC TRANSMISSION PLC | UNSCREENED | 0.35% | no in-house ratios for this holding |
| IMPERIAL BRANDS FINANCE PLC | UNSCREENED | 0.35% | no in-house ratios for this holding |
| LOGICOR FINANCING SARL | UNSCREENED | 0.35% | no in-house ratios for this holding |
| ENBW INTERNATIONAL FINANCE BV | UNSCREENED | 0.33% | no in-house ratios for this holding |
| GPE.L GREAT PORTLAND ESTATES PLC | NON_COMPLIANT | 0.33% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| CBRE EUROPE LOGISTICS PARTNERS SCA SICAV-SIF | UNSCREENED | 0.33% | no in-house ratios for this holding |
| IFX.DE INFINEON TECHNOLOGIES AG | COMPLIANT | 0.33% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| KGX.DE KION GROUP AG | NON_COMPLIANT | 0.33% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| DANSKE.CO DANSKE BANK A/S | NON_COMPLIANT | 0.33% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| UBSG.SW UBS GROUP AG | NON_COMPLIANT | 0.33% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| AMPRION GMBH | UNSCREENED | 0.33% | no in-house ratios for this holding |
| AUSNET SERVICES HOLDINGS PTY LTD | UNSCREENED | 0.32% | no in-house ratios for this holding |
| SHURGARD LUXEMBOURG SARL | UNSCREENED | 0.32% | no in-house ratios for this holding |
| COMMONWEALTH BANK AUSTRALIA | UNSCREENED | 0.32% | no in-house ratios for this holding |
| NAB.AX NATIONAL AUSTRALIA BANK LTD | NON_COMPLIANT | 0.32% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| BLACKSTONE PROPERTY PARTNERS EUROPE HOLDINGS SARL | UNSCREENED | 0.32% | no in-house ratios for this holding |
| UST NOTES | NON_COMPLIANT | 0.32% | no in-house ratios for this holding |
| NWG.L NATWEST GROUP PLC | NON_COMPLIANT | 0.31% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| P3 GROUP SARL | UNSCREENED | 0.31% | no in-house ratios for this holding |
| AMPRION GMBH | UNSCREENED | 0.31% | no in-house ratios for this holding |
| ROMANIA, REPUBLIC OF | UNSCREENED | 0.31% | no in-house ratios for this holding |
| JOHN LEWIS PLC | UNSCREENED | 0.31% | no in-house ratios for this holding |
| STAN.L STANDARD CHARTERED PLC | NON_COMPLIANT | 0.30% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| WESSEX WATER SERVS FIN PLC | UNSCREENED | 0.30% | no in-house ratios for this holding |
| UBSG.SW UBS GROUP AG | NON_COMPLIANT | 0.30% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| CABK.MC CAIXABANK SA | NON_COMPLIANT | 0.29% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| HSBA.L HSBC HOLDINGS PLC | NON_COMPLIANT | 0.29% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| COCA COLA HBC FIN BV | UNSCREENED | 0.29% | no in-house ratios for this holding |
| PROLOGIS INTERNATIONAL FUNDING II SA | UNSCREENED | 0.29% | no in-house ratios for this holding |
| ENGI.PA ENGIE SA | NON_COMPLIANT | 0.28% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicpass MSCI Islamic M-Seriesfail FTSE Shariahpass |
| FR.PA VALEO | NON_COMPLIANT | 0.28% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicpass MSCI Islamic M-Seriesfail FTSE Shariahpass |
| AUSTRALIA, COMMONWEALTH OF | UNSCREENED | 0.28% | no in-house ratios for this holding |
| KREDITANSTALT FUR WIEDERAUFB | UNSCREENED | 0.28% | no in-house ratios for this holding |
| AT1.DE AROUNDTOWN SA | NON_COMPLIANT | 0.28% | AAOIFI779.6% Usmani45.7% Dow Jones Islamic— S&P Shariah— MSCI Islamic45.0% MSCI Islamic M-Series— FTSE Shariah45.0% |
| UST NOTES | NON_COMPLIANT | 0.28% | no in-house ratios for this holding |
| BNP.PA BNP PARIBAS | NON_COMPLIANT | 0.28% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| MCD MCDONALDS CORP | NON_COMPLIANT | 0.27% | AAOIFI29.7% Usmani91.1% Dow Jones Islamic26.3% S&P Shariah27.2% MSCI Islamic91.1% MSCI Islamic M-Series27.2% FTSE Shariah66.5% |
| UNITED STATES TREASURY BOND | NON_COMPLIANT | 0.27% | no in-house ratios for this holding |
| ANGLIAN WATER SVCS FINANC PLC | UNSCREENED | 0.27% | no in-house ratios for this holding |
| COOPERATIEVE RABOBANK UA | UNSCREENED | 0.27% | no in-house ratios for this holding |
| SCANDINAVIAN TOBACCO GROUP | UNSCREENED | 0.27% | no in-house ratios for this holding |
| SRG.MI SNAM SPA | NON_COMPLIANT | 0.27% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| NORTHUMBRIAN WATER FINANCE PLC | UNSCREENED | 0.27% | no in-house ratios for this holding |
| CANADA, GOVERNMENT OF | UNSCREENED | 0.26% | no in-house ratios for this holding |
| STAN.L STANDARD CHARTERED PLC | NON_COMPLIANT | 0.26% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| SRE.L SIRIUS REAL ESTATE LTD | NON_COMPLIANT | 0.26% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| ENBW INTERNATIONAL FINANCE BV | UNSCREENED | 0.26% | no in-house ratios for this holding |
| HEIMSTADEN BOSTAD AB | UNSCREENED | 0.26% | no in-house ratios for this holding |
| HEIMSTADEN BOSTAD AB | UNSCREENED | 0.26% | no in-house ratios for this holding |
| BT FINANCE PLC | UNSCREENED | 0.25% | no in-house ratios for this holding |
| O REALTY INCOME CORP | NON_COMPLIANT | 0.25% | AAOIFI3.9% Usmani2.6% Dow Jones Islamic4.0% S&P Shariah4.3% MSCI Islamic2.6% MSCI Islamic M-Series4.3% FTSE Shariah2.6% |
| GLE.PA SOCIETE GENERALE | NON_COMPLIANT | 0.25% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| STELLANTIS FINL SVC US CORP | UNSCREENED | 0.25% | no in-house ratios for this holding |
| ENEL FINANCE INTL NV | UNSCREENED | 0.25% | no in-house ratios for this holding |
| LOGICOR FINANCING SARL | UNSCREENED | 0.25% | no in-house ratios for this holding |
| PUB.PA PUBLICIS GROUPE SA | COMPLIANT | 0.24% | AAOIFIpass Usmanipass Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| FISERV FUNDING UNLTD CO | UNSCREENED | 0.24% | no in-house ratios for this holding |
| SEVERN TRENT WATER UTIL FIN | UNSCREENED | 0.24% | no in-house ratios for this holding |
| UNITED STATES TREASURY BOND | NON_COMPLIANT | 0.24% | no in-house ratios for this holding |
| SHA0.DE SCHAEFFLER AG | NON_COMPLIANT | 0.23% | AAOIFI109.1% Usmani39.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic36.8% MSCI Islamic M-Seriesfail FTSE Shariah36.8% |
| FORD MOTOR CREDIT CO LLC | UNSCREENED | 0.23% | no in-house ratios for this holding |
| VOLKSWAGEN BANK GMBH | UNSCREENED | 0.23% | no in-house ratios for this holding |
| DUKE ENERGY CORP NEW | UNSCREENED | 0.23% | no in-house ratios for this holding |
| UST NOTES | NON_COMPLIANT | 0.22% | no in-house ratios for this holding |
| ROMANIA, REPUBLIC OF | UNSCREENED | 0.22% | no in-house ratios for this holding |
| MARKS and SPENCER PLC | UNSCREENED | 0.22% | no in-house ratios for this holding |
| PROLOGIS EURO FINANCE LLC | UNSCREENED | 0.22% | no in-house ratios for this holding |
| C CITIGROUP INC | NON_COMPLIANT | 0.22% | AAOIFI159.2% Usmani13.8% Dow Jones Islamic214.6% S&P Shariah251.0% MSCI Islamic13.8% MSCI Islamic M-Series251.0% FTSE Shariah13.8% |
| AMPRION GMBH | UNSCREENED | 0.22% | no in-house ratios for this holding |
| SOUTH WEST WATER FINANCE PLC | UNSCREENED | 0.22% | no in-house ratios for this holding |
| QBE INS GROUP LTD | UNSCREENED | 0.22% | no in-house ratios for this holding |
| SAMHALLSBYGGNADSBOLAGET I NORDEN HOLDING AB | UNSCREENED | 0.21% | no in-house ratios for this holding |
| YORKSHIRE WATER FINANCE PLC | UNSCREENED | 0.21% | no in-house ratios for this holding |
| ANGLIAN WATER (OSPREY) FINANCING PLC | UNSCREENED | 0.21% | no in-house ratios for this holding |
| PEARSON FUNDING FIVE PLC | UNSCREENED | 0.21% | no in-house ratios for this holding |
| ZF EUROPE FINANCE BV | UNSCREENED | 0.21% | no in-house ratios for this holding |
| AMPHENOL TECHNOLOGIES HOLDING GMBH | UNSCREENED | 0.21% | no in-house ratios for this holding |
| LONDON POWER NETWORKS PLC | UNSCREENED | 0.21% | no in-house ratios for this holding |
| MS MORGAN STANLEY | NON_COMPLIANT | 0.21% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| IHG FINANCE LLC | UNSCREENED | 0.21% | no in-house ratios for this holding |
| SIG COMBIBLOC PURCHASECO SARL | UNSCREENED | 0.21% | no in-house ratios for this holding |
| ORA.PA ORANGE | NON_COMPLIANT | 0.20% | AAOIFIfail Usmanipass Dow Jones Islamicfail S&P Shariahfail MSCI Islamicpass MSCI Islamic M-Seriesfail FTSE Shariahpass |
| CARLSBERG BREWERIES A/S | UNSCREENED | 0.20% | no in-house ratios for this holding |
| HMSO.L HAMMERSON PLC | NON_COMPLIANT | 0.20% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| JPMORGAN CHASE BANK NA NEW YORK NY | UNSCREENED | 0.20% | no in-house ratios for this holding |
| SUPERNOVA INVEST GMBH | UNSCREENED | 0.19% | no in-house ratios for this holding |
| UST NOTES | NON_COMPLIANT | 0.19% | no in-house ratios for this holding |
| AKELIUS RESIDENTIAL AB | UNSCREENED | 0.19% | no in-house ratios for this holding |
| CANADA, GOVERNMENT OF | UNSCREENED | 0.19% | no in-house ratios for this holding |
| UNITED STATES TREASURY BOND | NON_COMPLIANT | 0.19% | no in-house ratios for this holding |
| ZF EUROPE FINANCE BV | UNSCREENED | 0.19% | no in-house ratios for this holding |
| AGX ARGAN SA | COMPLIANT | 0.19% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahfail |
| FORD MOTOR CREDIT CO LLC | UNSCREENED | 0.19% | no in-house ratios for this holding |
| BNP.PA BNP PARIBAS | NON_COMPLIANT | 0.19% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| UST NOTES | NON_COMPLIANT | 0.19% | no in-house ratios for this holding |
| MONDI FINANCE LTD | UNSCREENED | 0.19% | no in-house ratios for this holding |
| JYSKE BANK | UNSCREENED | 0.18% | no in-house ratios for this holding |
| DZ BANK AG DEUTSCHE ZENTRAL GE NOSSENSCHAFTSBANK | UNSCREENED | 0.18% | no in-house ratios for this holding |
| FORD MOTOR CREDIT CO LLC | UNSCREENED | 0.18% | no in-house ratios for this holding |
| AMZN AMAZON.COM INC | QUESTIONABLE | 0.18% | AAOIFI8.2% Usmani22.1% Dow Jones Islamic9.6% S&P Shariah10.6% MSCI Islamic20.9% MSCI Islamic M-Series10.6% FTSE Shariah12.1% |
| ARGENTUM NETHERLANDS BV | UNSCREENED | 0.18% | no in-house ratios for this holding |
| CITYCON TREASURY BV | UNSCREENED | 0.17% | no in-house ratios for this holding |
| AROUNDTOWN FINANCE SARL | UNSCREENED | 0.17% | no in-house ratios for this holding |
| RWE FINANCE US LLC | UNSCREENED | 0.17% | no in-house ratios for this holding |
| UST NOTES | NON_COMPLIANT | 0.16% | no in-house ratios for this holding |
| P3 GROUP SARL | UNSCREENED | 0.16% | no in-house ratios for this holding |
| SW FINANCE I PLC | UNSCREENED | 0.16% | no in-house ratios for this holding |
| CITYCON TREASURY BV | UNSCREENED | 0.16% | no in-house ratios for this holding |
| CBK.DE COMMERZBANK AG | NON_COMPLIANT | 0.15% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| WHITBREAD GROUP PLC | UNSCREENED | 0.15% | no in-house ratios for this holding |
| ORA.PA ORANGE | NON_COMPLIANT | 0.15% | AAOIFIfail Usmanipass Dow Jones Islamicfail S&P Shariahfail MSCI Islamicpass MSCI Islamic M-Seriesfail FTSE Shariahpass |
| UNITED STATES TREASURY BOND | NON_COMPLIANT | 0.15% | no in-house ratios for this holding |
| MRU.TO METRO AG | COMPLIANT | 0.15% | AAOIFI24.3% Usmani43.0% Dow Jones Islamicpass S&P Shariahpass MSCI Islamic31.7% MSCI Islamic M-Seriespass FTSE Shariah31.7% |
| ANGLIAN WATER SVCS FINANC PLC | UNSCREENED | 0.15% | no in-house ratios for this holding |
| ZURICH FINANCE (IRELAND) DAC | UNSCREENED | 0.15% | no in-house ratios for this holding |
| UST NOTES | NON_COMPLIANT | 0.15% | no in-house ratios for this holding |
| RY ROYAL BANK OF CANADA | COMPLIANT | 0.15% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| BARRY CALLEBAUT SVCS NV | UNSCREENED | 0.15% | no in-house ratios for this holding |
| NTT FINANCE CORP | UNSCREENED | 0.15% | no in-house ratios for this holding |
| UST NOTES | NON_COMPLIANT | 0.14% | no in-house ratios for this holding |
| UST NOTES | NON_COMPLIANT | 0.14% | no in-house ratios for this holding |
| UST NOTES | NON_COMPLIANT | 0.14% | no in-house ratios for this holding |
| ENEL.MI ENEL SPA | NON_COMPLIANT | 0.14% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| UST NOTES | NON_COMPLIANT | 0.13% | no in-house ratios for this holding |
| BARC.L BARCLAYS PLC | NON_COMPLIANT | 0.13% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| CTY1S.HE CITYCON OYJ | NON_COMPLIANT | 0.13% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| BOSCH (ROBERT) GMBH | UNSCREENED | 0.13% | no in-house ratios for this holding |
| ELECTRICITE DE FRANCE | UNSCREENED | 0.12% | no in-house ratios for this holding |
| VIRGIN MONEY UK PLC | UNSCREENED | 0.12% | no in-house ratios for this holding |
| RCI BANQUE S A | UNSCREENED | 0.12% | no in-house ratios for this holding |
| JPMORGAN CHASE BANK NA NEW YORK NY | UNSCREENED | 0.12% | no in-house ratios for this holding |
| PRUDENTIAL FUNDING ASIA PLC | UNSCREENED | 0.12% | no in-house ratios for this holding |
| ENEL FINANCE INTL NV | UNSCREENED | 0.12% | no in-house ratios for this holding |
| MCG.L MOBICO GROUP PLC | NON_COMPLIANT | 0.11% | AAOIFI1023.2% Usmani56.8% Dow Jones Islamic— S&P Shariah— MSCI Islamic49.4% MSCI Islamic M-Series— FTSE Shariah49.4% |
| CIMIC FINANCE LTD | UNSCREENED | 0.11% | no in-house ratios for this holding |
| AUSTRALIA, COMMONWEALTH OF | UNSCREENED | 0.11% | no in-house ratios for this holding |
| UNITED STATES TREASURY BOND | NON_COMPLIANT | 0.11% | no in-house ratios for this holding |
| ROMANIA, REPUBLIC OF | UNSCREENED | 0.11% | no in-house ratios for this holding |
| SUPERNOVA INVEST GMBH | UNSCREENED | 0.11% | no in-house ratios for this holding |
| ZF EUROPE FINANCE BV | UNSCREENED | 0.10% | no in-house ratios for this holding |
| BNS.TO THE BANK OF NOVA SCOTIA | NON_COMPLIANT | 0.10% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| UST NOTES | NON_COMPLIANT | 0.10% | no in-house ratios for this holding |
| JPMORGAN CHASE BANK NA NEW YORK NY | UNSCREENED | 0.10% | no in-house ratios for this holding |
| LOGICOR FINANCING SARL | UNSCREENED | 0.10% | no in-house ratios for this holding |
| ROYAL KPN NV (KONINKLIJKE KPN) | UNSCREENED | 0.09% | no in-house ratios for this holding |
| ARLA FOODS AMBA | UNSCREENED | 0.09% | no in-house ratios for this holding |
| CPI PROPERTY GROUP SA | UNSCREENED | 0.09% | no in-house ratios for this holding |
| AUSTRALIA, COMMONWEALTH OF | UNSCREENED | 0.09% | no in-house ratios for this holding |
| ENGI.PA ENGIE SA | NON_COMPLIANT | 0.08% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicpass MSCI Islamic M-Seriesfail FTSE Shariahpass |
| HSBA.L HSBC HOLDINGS PLC | NON_COMPLIANT | 0.08% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
The published standards disagree about this fund by 1 points of portfolio weight — 3.2% of it passes FTSE Shariah, 2.2% passes Usmani. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 3.1% ratios fail on 20.1% 76.1% not rated under AAOIFI
ratios pass on 2.2% ratios fail on 20.0% 77.2% not rated under Usmani
ratios pass on 2.3% ratios fail on 20.0% 77.0% not rated under Dow Jones Islamic
ratios pass on 2.3% ratios fail on 19.4% 77.6% not rated under S&P Shariah
ratios pass on 3.1% ratios fail on 18.9% 77.3% not rated under MSCI Islamic
ratios pass on 2.3% ratios fail on 20.0% 77.0% not rated under MSCI Islamic M-Series
ratios pass on 3.2% ratios fail on 18.9% 77.2% not rated under FTSE Shariah
51 of 340 listed holdings carry our own per-methodology verdicts (23% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 18 (6% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
Trade setup
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
Fidelity SAI International Credit Fund (FSNDX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
Screened on its holdings, not its name
HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.
| Holding | Weight | Verdict |
|---|---|---|
| Fidelity Revere Street Trustnot matched to a ticker | 4.01% | Not screened |
| UST NOTESnot matched to a ticker | 2.08% | Non-compliant |
| UST NOTESnot matched to a ticker | 1.72% | Non-compliant |
| UNITED STATES TREASURY BONDnot matched to a ticker | 1.67% | Non-compliant |
| EUROPEAN UNIONnot matched to a ticker | 1.34% | Not screened |
| BNP.PABNP PARIBAS | 1.30% | Non-compliant |
| KREDITANSTALT FUR WIEDERAUFBnot matched to a ticker | 1.28% | Not screened |
| KREDITANSTALT FUR WIEDERAUFBnot matched to a ticker | 1.27% | Not screened |
| UST NOTESnot matched to a ticker | 1.24% | Non-compliant |
| UNITED STATES TREASURY BONDnot matched to a ticker | 1.23% | Non-compliant |
Top 10 of 340 holdings, 17.1% of the fund by weight. Every holding is screened, not only these.
What holds the number back
The positions keeping this fund short of 100% compliant by weight.
- Fidelity Revere Street Trustnot screened4.01%
- UST NOTESnon-compliant2.08%
- UST NOTESnon-compliant1.72%
- UNITED STATES TREASURY BONDnon-compliant1.67%
- EUROPEAN UNIONnot screened1.34%
- BNP.PAnon-compliant1.30%
What changed, and when
Verdict history for FSNDX. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
- 2026-09-07 No change recorded No verdict change for FSNDX has been recorded since tracking began. The scan ledger records that the compliance detectors ran, not which symbols each pass covered.
ℹ️ no compliance scan has run for 2 days - this is not a reading of today
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
This fund prices once a day, so its bars carry no intraday high or low — floor-trader pivots are not defined for it.
Price Forecast
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Technical Summary
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
Every indicator, and what it reads
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 51.80 | NEUTRAL |
| Stochastic %K (14) | 77.78 | NEUTRAL |
| CCI (20) | 100.71 | SELL |
| Williams %R (14) | -22.22 | NEUTRAL |
| MACD (12,26,9) | 0.01 | BUY |
| ROC (10) | 0.48 | BUY |
| Momentum (10) | 0.05 | BUY |
| EMA (10) | 10.37 | BUY |
| SMA (10) | 10.36 | BUY |
| EMA (20) | 10.37 | BUY |
| SMA (20) | 10.34 | BUY |
| EMA (30) | 10.38 | BUY |
| SMA (30) | 10.36 | BUY |
| EMA (50) | 10.40 | SELL |
| SMA (50) | 10.42 | SELL |
| EMA (100) | 10.44 | SELL |
| SMA (100) | 10.48 | SELL |
| EMA (200) | 10.46 | SELL |
| SMA (200) | 10.49 | SELL |
SMC — Top Down
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
Before you act on this
The questions worth asking about any verdict on this page, answered plainly.
Is a fund screened on its name?
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
What does unrated weight mean?
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
Does the issuer's board make it compliant?
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
How often is this re-screened?
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Compare with
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
AI Summary
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.