Verdicts genuinely change. Free email alert the moment FSPCX's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
Select Insurance Portfolio · Fidelity Select Portfolios
23 holdings
NON-COMPLIANT 72.68% of portfolio weight is in non-compliant holdings, over the 5% threshold.
23 holdings, 17 matched (73% of weight). Portfolio as of 2026-05-31, filed 2026-07-24. Source: SEC Form N-PORT.
13.83% of this portfolio’s income is non-permissible — weighted across holdings, computed over 73% of portfolio weight (17 of 23 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
0.0% compliant 0.0% questionable 72.7% non-compliant 27.2% unscreened
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| CB CHUBB LTD | NON_COMPLIANT | 13.48% | AAOIFI13.3% Usmani6.3% Dow Jones Islamic14.8% S&P Shariah15.8% MSCI Islamic6.3% MSCI Islamic M-Series15.8% FTSE Shariah6.3% |
| PROGRESSIVE CORP OHIO | UNSCREENED | 9.05% | no in-house ratios for this holding |
| GALLAGHER (ARTHUR J.) and CO | UNSCREENED | 7.50% | no in-house ratios for this holding |
| HIG HARTFORD INSURANCE GROUP INC/THE | NON_COMPLIANT | 6.44% | AAOIFI11.7% Usmani5.0% Dow Jones Islamic12.4% S&P Shariah13.6% MSCI Islamic5.0% MSCI Islamic M-Series13.6% FTSE Shariah5.0% |
| RGA REINSURANCE GROUP OF AMERICA INC | NON_COMPLIANT | 6.08% | AAOIFI34.5% Usmani3.4% Dow Jones Islamic42.7% S&P Shariah45.0% MSCI Islamic3.4% MSCI Islamic M-Series45.0% FTSE Shariah3.4% |
| TRV TRAVELERS COS INC | NON_COMPLIANT | 5.33% | AAOIFI11.8% Usmani6.3% Dow Jones Islamic14.9% S&P Shariah16.4% MSCI Islamic6.3% MSCI Islamic M-Series16.4% FTSE Shariah6.3% |
| AMERICAN FINL GROUP INC OHIO | UNSCREENED | 4.91% | no in-house ratios for this holding |
| MET METLIFE INC | NON_COMPLIANT | 4.88% | AAOIFI47.5% Usmani3.9% Dow Jones Islamic56.2% S&P Shariah58.5% MSCI Islamic3.9% MSCI Islamic M-Series58.5% FTSE Shariah3.9% |
| AON AON PLC | NON_COMPLIANT | 4.73% | AAOIFI22.9% Usmani29.4% Dow Jones Islamic20.7% S&P Shariah21.9% MSCI Islamic29.4% MSCI Islamic M-Series21.9% FTSE Shariah28.1% |
| ACGL ARCH CAPITAL GROUP LTD | NON_COMPLIANT | 4.65% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| MRSH MARSH and MCLENNAN COS INC | NON_COMPLIANT | 4.24% | AAOIFI24.1% Usmani35.8% Dow Jones Islamic22.1% S&P Shariah22.2% MSCI Islamic35.8% MSCI Islamic M-Series22.2% FTSE Shariah32.7% |
| WILLIS TOWERS WATSON PLC | UNSCREENED | 3.96% | no in-house ratios for this holding |
| UNM UNUM GROUP | NON_COMPLIANT | 3.35% | AAOIFI24.7% Usmani5.9% Dow Jones Islamic29.4% S&P Shariah32.7% MSCI Islamic5.9% MSCI Islamic M-Series32.7% FTSE Shariah5.9% |
| ALL ALLSTATE CORP | NON_COMPLIANT | 3.02% | AAOIFI11.4% Usmani6.0% Dow Jones Islamic14.1% S&P Shariah15.6% MSCI Islamic6.0% MSCI Islamic M-Series15.6% FTSE Shariah6.0% |
| EG EVEREST GROUP LTD | NON_COMPLIANT | 2.92% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| PRI PRIMERICA INC | NON_COMPLIANT | 2.65% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| CRBG COREBRIDGE FINANCIAL INC | NON_COMPLIANT | 2.49% | AAOIFI8.3% Usmani0.3% Dow Jones Islamic8.0% S&P Shariah8.2% MSCI Islamic0.3% MSCI Islamic M-Series8.2% FTSE Shariah0.3% |
| SIGI SELECTIVE INSURANCE GROUP INC | NON_COMPLIANT | 2.35% | AAOIFI9.2% Usmani3.3% Dow Jones Islamic9.9% S&P Shariah9.5% MSCI Islamic3.3% MSCI Islamic M-Series9.5% FTSE Shariah3.3% |
| HSX.L HISCOX LTD | NON_COMPLIANT | 2.30% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| VOYA VOYA FINANCIAL INC | NON_COMPLIANT | 2.12% | AAOIFI23.3% Usmani1.1% Dow Jones Islamic30.0% S&P Shariah30.4% MSCI Islamic1.1% MSCI Islamic M-Series30.4% FTSE Shariah1.1% |
| HANOVER INS GROUP INC | UNSCREENED | 1.71% | no in-house ratios for this holding |
| BRO BROWN and BROWN INC | NON_COMPLIANT | 1.64% | AAOIFI33.8% Usmani27.0% Dow Jones Islamic29.0% S&P Shariah30.8% MSCI Islamic27.0% MSCI Islamic M-Series30.8% FTSE Shariah26.0% |
| Fidelity Revere Street Trust | UNSCREENED | 0.10% | no in-house ratios for this holding |
The published standards disagree about this fund by 4 points of portfolio weight — 5.9% of it passes Dow Jones Islamic, 1.6% passes Usmani. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 4.2% ratios fail on 68.4% 27.2% not rated under AAOIFI
ratios pass on 1.6% ratios fail on 71.0% 27.2% not rated under Usmani
ratios pass on 5.9% ratios fail on 66.8% 27.2% not rated under Dow Jones Islamic
ratios pass on 5.9% ratios fail on 66.8% 27.2% not rated under S&P Shariah
ratios pass on 1.6% ratios fail on 71.0% 27.2% not rated under MSCI Islamic
ratios pass on 5.9% ratios fail on 66.8% 27.2% not rated under MSCI Islamic M-Series
ratios pass on 5.9% ratios fail on 66.8% 27.2% not rated under FTSE Shariah
17 of 23 listed holdings carry our own per-methodology verdicts (73% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 16 (70% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
| Non-compliant holding | Weight |
|---|---|
| CB CHUBB LTD | 13.48% |
| HIG HARTFORD INSURANCE GROUP INC/THE | 6.44% |
| RGA REINSURANCE GROUP OF AMERICA INC | 6.08% |
| TRV TRAVELERS COS INC | 5.33% |
| MET METLIFE INC | 4.88% |
| AON AON PLC | 4.73% |
| ACGL ARCH CAPITAL GROUP LTD | 4.65% |
| MRSH MARSH and MCLENNAN COS INC | 4.24% |
| UNM UNUM GROUP | 3.35% |
| ALL ALLSTATE CORP | 3.02% |
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
Select Insurance Portfolio (FSPCX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.
| Holding | Weight | Verdict |
|---|---|---|
| CBCHUBB LTD | 13.48% | Non-compliant |
| PROGRESSIVE CORP OHIOnot matched to a ticker | 9.05% | Not screened |
| GALLAGHER (ARTHUR J.) and COnot matched to a ticker | 7.50% | Not screened |
| HIGHARTFORD INSURANCE GROUP INC/THE | 6.44% | Non-compliant |
| RGAREINSURANCE GROUP OF AMERICA INC | 6.08% | Non-compliant |
| TRVTRAVELERS COS INC | 5.33% | Non-compliant |
| AMERICAN FINL GROUP INC OHIOnot matched to a ticker | 4.91% | Not screened |
| METMETLIFE INC | 4.88% | Non-compliant |
| AONAON PLC | 4.73% | Non-compliant |
| ACGLARCH CAPITAL GROUP LTD | 4.65% | Non-compliant |
Top 10 of 23 holdings, 67.0% of the fund by weight. Every holding is screened, not only these.
The positions keeping this fund short of 100% compliant by weight.
Verdict history for FSPCX. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
Tracked since 2026-09-07.
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
This fund prices once a day, so its bars carry no intraday high or low — floor-trader pivots are not defined for it.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 53.70 | NEUTRAL |
| Stochastic %K (14) | 100.00 | SELL |
| CCI (20) | 66.15 | NEUTRAL |
| Williams %R (14) | 0.00 | SELL |
| MACD (12,26,9) | 0.38 | BUY |
| ROC (10) | 2.85 | BUY |
| Momentum (10) | 2.61 | BUY |
| EMA (10) | 92.87 | BUY |
| SMA (10) | 92.21 | BUY |
| EMA (20) | 93.24 | BUY |
| SMA (20) | 92.89 | BUY |
| EMA (30) | 93.77 | BUY |
| SMA (30) | 94.15 | BUY |
| EMA (50) | 94.14 | BUY |
| SMA (50) | 95.56 | SELL |
| EMA (100) | 93.19 | BUY |
| SMA (100) | 93.44 | BUY |
| EMA (200) | 90.56 | BUY |
| SMA (200) | 89.88 | BUY |
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.