GGMPXETF / FundGoldman Sachs High Yield Fund
Verdicts genuinely change. Free email alert the moment GGMPX's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
Goldman Sachs High Yield Fund · GOLDMAN SACHS TRUST
508 holdings
NON-COMPLIANT At least 23.18% of portfolio weight is in non-compliant holdings — already over the 5% threshold, so the verdict is settled whatever the unmatched 72% turns out to be. Matching more holdings can only raise this share, never lower it.
508 holdings, 156 matched (28% of weight). Portfolio as of 2026-06-30, filed 2026-08-26. Source: SEC Form N-PORT.
2.51% of this portfolio’s income is non-permissible — weighted across holdings, computed over 25% of portfolio weight (137 of 508 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
Portfolio shares are withheld: coverage is below the floor needed to state one. The holdings themselves are below, because the names are evidence you can check.
All holdings (508) · showing 251–500
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| CYPRIUM CORP/CYPRIUM HOL | UNSCREENED | 0.13% | no in-house ratios for this holding |
| HSBA.L HSBC HOLDINGS PLC | NON_COMPLIANT | 0.13% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Go Daddy Operating Company LLC | UNSCREENED | 0.13% | no in-house ratios for this holding |
| VISTRA OPERATIONS CO LLC | UNSCREENED | 0.13% | no in-house ratios for this holding |
| STONEPEAK NILE PARENT | UNSCREENED | 0.13% | no in-house ratios for this holding |
| ALLIED UNIVERSAL HOLDCO | UNSCREENED | 0.13% | no in-house ratios for this holding |
| IHO VERWALTUNGS GMBH | UNSCREENED | 0.13% | no in-house ratios for this holding |
| PREMIER ENTERTAINMENT SU | UNSCREENED | 0.13% | no in-house ratios for this holding |
| SUNOCO LP/FINANCE CORP | UNSCREENED | 0.13% | no in-house ratios for this holding |
| TEX TEREX CORP | NON_COMPLIANT | 0.13% | AAOIFI37.4% Usmani26.0% Dow Jones Islamic61.8% S&P Shariah65.1% MSCI Islamic26.0% MSCI Islamic M-Series65.1% FTSE Shariah26.0% |
| CNX CNX RESOURCES CORP | NON_COMPLIANT | 0.13% | AAOIFI42.4% Usmani26.0% Dow Jones Islamic47.9% S&P Shariah52.8% MSCI Islamic25.7% MSCI Islamic M-Series52.8% FTSE Shariah24.3% |
| BBD-A.TO BOMBARDIER INC | COMPLIANT | 0.13% | AAOIFI23.1% Usmani38.0% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic38.0% MSCI Islamic M-Seriesfail FTSE Shariah38.0% |
| SNEX STONEX GROUP INC | NON_COMPLIANT | 0.13% | AAOIFI21.7% Usmani3.4% Dow Jones Islamic34.4% S&P Shariah42.8% MSCI Islamic3.4% MSCI Islamic M-Series42.8% FTSE Shariah3.4% |
| KKR Apple Bidco LLC | UNSCREENED | 0.13% | no in-house ratios for this holding |
| THC TENET HEALTHCARE CORP | NON_COMPLIANT | 0.13% | AAOIFI63.5% Usmani43.2% Dow Jones Islamic83.2% S&P Shariah95.3% MSCI Islamic43.2% MSCI Islamic M-Series95.3% FTSE Shariah43.2% |
| PENN PENN ENTERTAINMENT INC | NON_COMPLIANT | 0.13% | AAOIFI294.9% Usmani62.1% Dow Jones Islamic263.4% S&P Shariah245.6% MSCI Islamic47.5% MSCI Islamic M-Series245.6% FTSE Shariah19.7% |
| UNITED NATURAL FOODS INC | UNSCREENED | 0.12% | no in-house ratios for this holding |
| LSF12 Crown US Commercial Bidco LLC | UNSCREENED | 0.12% | no in-house ratios for this holding |
| FIBERCOP SPA | UNSCREENED | 0.12% | no in-house ratios for this holding |
| ONEMAIN FINANCE CORP | UNSCREENED | 0.12% | no in-house ratios for this holding |
| MICHAELS COS INC/THE | UNSCREENED | 0.12% | no in-house ratios for this holding |
| NGVT INGEVITY CORP | NON_COMPLIANT | 0.12% | AAOIFI51.0% Usmani80.4% Dow Jones Islamic63.7% S&P Shariah67.4% MSCI Islamic80.4% MSCI Islamic M-Series67.4% FTSE Shariah78.1% |
| ICAHN ENTERPRISES/FIN | UNSCREENED | 0.12% | no in-house ratios for this holding |
| MARRIOTT OWNERSHIP RESOR | UNSCREENED | 0.12% | no in-house ratios for this holding |
| Seagate Data Storage Technology Pte Ltd | UNSCREENED | 0.12% | no in-house ratios for this holding |
| ILIAD HOLDING SAS | UNSCREENED | 0.12% | no in-house ratios for this holding |
| ARCHROCK PARTNERS LP/FIN | UNSCREENED | 0.12% | no in-house ratios for this holding |
| IRM IRON MOUNTAIN INC | NON_COMPLIANT | 0.12% | AAOIFI57.3% Usmani93.4% Dow Jones Islamic66.1% S&P Shariah73.7% MSCI Islamic90.9% MSCI Islamic M-Series73.7% FTSE Shariah79.0% |
| MGM MGM RESORTS INTL | NON_COMPLIANT | 0.12% | AAOIFI288.8% Usmani75.7% Dow Jones Islamic297.5% S&P Shariah266.6% MSCI Islamic75.2% MSCI Islamic M-Series266.6% FTSE Shariah15.2% |
| HESS MIDSTREAM OPERATION | UNSCREENED | 0.12% | no in-house ratios for this holding |
| SONIC AUTOMOTIVE INC | UNSCREENED | 0.12% | no in-house ratios for this holding |
| CROSSCOUNTRY INTER | UNSCREENED | 0.12% | no in-house ratios for this holding |
| 1011778 BC / NEW RED FIN | UNSCREENED | 0.12% | no in-house ratios for this holding |
| MWA MUELLER WATER PRODUCTS | COMPLIANT | 0.12% | AAOIFI12.2% Usmani23.2% Dow Jones Islamic11.6% S&P Shariah13.3% MSCI Islamic23.2% MSCI Islamic M-Series13.3% FTSE Shariah23.2% |
| AVIENT CORP | UNSCREENED | 0.12% | no in-house ratios for this holding |
| MAVIS TIRE EXPRESS SERVI | UNSCREENED | 0.12% | no in-house ratios for this holding |
| SMYRNA READY MIX CONCRET | UNSCREENED | 0.12% | no in-house ratios for this holding |
| HOWARD MIDSTREAM ENERGY | UNSCREENED | 0.12% | no in-house ratios for this holding |
| WHIRLPOOL CORP | UNSCREENED | 0.12% | no in-house ratios for this holding |
| BANIJAY ENTERTAINMENT | UNSCREENED | 0.12% | no in-house ratios for this holding |
| BLDR BUILDERS FIRSTSOURCE INC | NON_COMPLIANT | 0.12% | AAOIFI91.9% Usmani46.3% Dow Jones Islamic41.1% S&P Shariah34.5% MSCI Islamic46.3% MSCI Islamic M-Series34.5% FTSE Shariah40.5% |
| PRG PROG HOLDINGS INC | NON_COMPLIANT | 0.11% | AAOIFI58.5% Usmani43.3% Dow Jones Islamic63.0% S&P Shariah63.0% MSCI Islamic43.3% MSCI Islamic M-Series63.0% FTSE Shariah43.3% |
| PRIME HEALTHCARE SERVICE | UNSCREENED | 0.11% | no in-house ratios for this holding |
| CSC HOLDINGS LLC | UNSCREENED | 0.11% | no in-house ratios for this holding |
| BOPARAN FINANCE PLC | UNSCREENED | 0.11% | no in-house ratios for this holding |
| AXALTA COATING SYSTEMS | UNSCREENED | 0.11% | no in-house ratios for this holding |
| GTN GRAY MEDIA INC | NON_COMPLIANT | 0.11% | AAOIFI1180.6% Usmani56.4% Dow Jones Islamic1327.9% S&P Shariah1203.9% MSCI Islamic56.4% MSCI Islamic M-Series1203.9% FTSE Shariah55.6% |
| RAND PARENT LLC | UNSCREENED | 0.11% | no in-house ratios for this holding |
| TDW TIDEWATER INC | COMPLIANT | 0.11% | AAOIFI13.9% Usmani27.6% Dow Jones Islamic21.4% S&P Shariah18.9% MSCI Islamic27.6% MSCI Islamic M-Series18.9% FTSE Shariah27.6% |
| AHCO ADAPTHEALTH LLC | NON_COMPLIANT | 0.11% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| RRC RANGE RESOURCES CORP | COMPLIANT | 0.11% | AAOIFI10.4% Usmani13.4% Dow Jones Islamic11.6% S&P Shariah12.0% MSCI Islamic13.4% MSCI Islamic M-Series12.0% FTSE Shariah11.5% |
| THC TENET HEALTHCARE CORP | NON_COMPLIANT | 0.11% | AAOIFI63.5% Usmani43.2% Dow Jones Islamic83.2% S&P Shariah95.3% MSCI Islamic43.2% MSCI Islamic M-Series95.3% FTSE Shariah43.2% |
| RYAN Ryan Specialty Holdings Inc | NON_COMPLIANT | 0.11% | AAOIFI36.4% Usmani31.8% Dow Jones Islamic63.0% S&P Shariah65.1% MSCI Islamic31.8% MSCI Islamic M-Series65.1% FTSE Shariah30.4% |
| DEUCE FINCO | UNSCREENED | 0.11% | no in-house ratios for this holding |
| THC TENET HEALTHCARE CORP | NON_COMPLIANT | 0.11% | AAOIFI63.5% Usmani43.2% Dow Jones Islamic83.2% S&P Shariah95.3% MSCI Islamic43.2% MSCI Islamic M-Series95.3% FTSE Shariah43.2% |
| FLORA FOOD MANAGEMENT BV | UNSCREENED | 0.11% | no in-house ratios for this holding |
| CHARTER COMM OPT LLC/CAP | UNSCREENED | 0.11% | no in-house ratios for this holding |
| TRS TRIMAS CORP | NON_COMPLIANT | 0.11% | AAOIFI30.8% Usmani19.5% Dow Jones Islamic34.9% S&P Shariah37.2% MSCI Islamic19.4% MSCI Islamic M-Series37.2% FTSE Shariah17.7% |
| BALL BALL CORP | NON_COMPLIANT | 0.11% | AAOIFI44.4% Usmani37.5% Dow Jones Islamic49.3% S&P Shariah46.1% MSCI Islamic37.5% MSCI Islamic M-Series46.1% FTSE Shariah35.7% |
| LEVEL 3 FINANCING INC | UNSCREENED | 0.11% | no in-house ratios for this holding |
| OUTFRONT MEDIA CAP LLC/C | UNSCREENED | 0.11% | no in-house ratios for this holding |
| WESTERN MIDSTREAM OPERAT | UNSCREENED | 0.11% | no in-house ratios for this holding |
| COHR COHERENT CORP | COMPLIANT | 0.11% | AAOIFI6.0% Usmani19.3% Dow Jones Islamic12.1% S&P Shariah15.9% MSCI Islamic19.3% MSCI Islamic M-Series15.9% FTSE Shariah17.6% |
| GARDA WORLD SECURITY | UNSCREENED | 0.11% | no in-house ratios for this holding |
| NEXUS Buyer LLC | UNSCREENED | 0.10% | no in-house ratios for this holding |
| LIGHT & WONDER INTL INC | UNSCREENED | 0.10% | no in-house ratios for this holding |
| WR GRACE HOLDING LLC | UNSCREENED | 0.10% | no in-house ratios for this holding |
| Kaman Corporation | UNSCREENED | 0.10% | no in-house ratios for this holding |
| API GROUP DE INC | UNSCREENED | 0.10% | no in-house ratios for this holding |
| HRI HERC HOLDINGS INC | NON_COMPLIANT | 0.10% | AAOIFI200.8% Usmani69.0% Dow Jones Islamic211.0% S&P Shariah223.1% MSCI Islamic69.0% MSCI Islamic M-Series223.1% FTSE Shariah57.7% |
| PERMIAN RESOURC OPTG LLC | UNSCREENED | 0.10% | no in-house ratios for this holding |
| BARC.L BARCLAYS PLC | NON_COMPLIANT | 0.10% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| FIRSTCASH INC | UNSCREENED | 0.10% | no in-house ratios for this holding |
| MPH ACQUISITION HOLDINGS | UNSCREENED | 0.10% | no in-house ratios for this holding |
| NWG.L NATWEST GROUP PLC | NON_COMPLIANT | 0.10% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| NRG NRG ENERGY INC | NON_COMPLIANT | 0.10% | AAOIFI85.9% Usmani53.8% Dow Jones Islamic81.4% S&P Shariah98.7% MSCI Islamic53.8% MSCI Islamic M-Series98.7% FTSE Shariah53.3% |
| AEGIS LUX | UNSCREENED | 0.10% | no in-house ratios for this holding |
| CC CHEMOURS CO | NON_COMPLIANT | 0.10% | AAOIFI189.6% Usmani57.6% Dow Jones Islamic171.4% S&P Shariah148.1% MSCI Islamic57.6% MSCI Islamic M-Series148.1% FTSE Shariah54.2% |
| CSC HOLDINGS LLC | UNSCREENED | 0.10% | no in-house ratios for this holding |
| CENT CENTRAL GARDEN & PET CO | NON_COMPLIANT | 0.09% | AAOIFI60.7% Usmani37.2% Dow Jones Islamic61.0% S&P Shariah60.1% MSCI Islamic37.2% MSCI Islamic M-Series60.1% FTSE Shariah31.5% |
| VAIL RESORTS INC | UNSCREENED | 0.09% | no in-house ratios for this holding |
| QXO BUILDING PRODUCTS | UNSCREENED | 0.09% | no in-house ratios for this holding |
| GPI GROUP 1 AUTOMOTIVE INC | NON_COMPLIANT | 0.09% | AAOIFI107.4% Usmani35.1% Dow Jones Islamic73.5% S&P Shariah78.9% MSCI Islamic35.1% MSCI Islamic M-Series78.9% FTSE Shariah32.8% |
| MBC MASTERBRAND INC | NON_COMPLIANT | 0.09% | AAOIFI84.0% Usmani31.1% Dow Jones Islamic87.6% S&P Shariah82.2% MSCI Islamic31.1% MSCI Islamic M-Series82.2% FTSE Shariah24.4% |
| ZF NA CAPITAL | UNSCREENED | 0.09% | no in-house ratios for this holding |
| BEACON MOBILITY CORP | UNSCREENED | 0.09% | no in-house ratios for this holding |
| MPT OPER PARTNERSP/FINL | UNSCREENED | 0.09% | no in-house ratios for this holding |
| KXHCF KIOXIA HOLDINGS CORP | COMPLIANT | 0.09% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| HILTON DOMESTIC OPERATIN | UNSCREENED | 0.09% | no in-house ratios for this holding |
| AVIS BUDGET FINANCE PLC | UNSCREENED | 0.09% | no in-house ratios for this holding |
| COF CAPITAL ONE FINANCIAL CO | NON_COMPLIANT | 0.09% | AAOIFI38.5% Usmani7.6% Dow Jones Islamic49.3% S&P Shariah60.5% MSCI Islamic7.6% MSCI Islamic M-Series60.5% FTSE Shariah7.6% |
| ACRISURE LLC / FIN INC | UNSCREENED | 0.09% | no in-house ratios for this holding |
| FMC FMC CORP | NON_COMPLIANT | 0.09% | AAOIFI271.1% Usmani48.1% Dow Jones Islamic115.5% S&P Shariah91.6% MSCI Islamic48.1% MSCI Islamic M-Series91.6% FTSE Shariah46.8% |
| KXHCF KIOXIA HOLDINGS CORP | COMPLIANT | 0.09% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| VIRGIN MEDIA SECURED FIN | UNSCREENED | 0.09% | no in-house ratios for this holding |
| MELCO RESORTS FINANCE | UNSCREENED | 0.09% | no in-house ratios for this holding |
| TALLGRASS NRG PRTNR/FIN | UNSCREENED | 0.09% | no in-house ratios for this holding |
| SUN SUNOCO LP | NON_COMPLIANT | 0.09% | AAOIFI104.9% Usmani51.6% Dow Jones Islamic133.3% S&P Shariah140.0% MSCI Islamic49.6% MSCI Islamic M-Series140.0% FTSE Shariah44.5% |
| CNX CNX RESOURCES CORP | NON_COMPLIANT | 0.08% | AAOIFI42.4% Usmani26.0% Dow Jones Islamic47.9% S&P Shariah52.8% MSCI Islamic25.7% MSCI Islamic M-Series52.8% FTSE Shariah24.3% |
| WFC WELLS FARGO & COMPANY | NON_COMPLIANT | 0.08% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| SENSATA TECHNOLOGIES BV | UNSCREENED | 0.08% | no in-house ratios for this holding |
| CHARLOTTE BUYER INC | UNSCREENED | 0.08% | no in-house ratios for this holding |
| MINERAL RESOURCES LTD | UNSCREENED | 0.08% | no in-house ratios for this holding |
| BKV UPSTREAM MIDSTREAM L | UNSCREENED | 0.08% | no in-house ratios for this holding |
| BHC.TO BAUSCH HEALTH COS INC | NON_COMPLIANT | 0.08% | AAOIFI979.7% Usmani83.7% Dow Jones Islamic625.0% S&P Shariah598.1% MSCI Islamic83.7% MSCI Islamic M-Series598.1% FTSE Shariah83.7% |
| LADDER CAP FIN LLLP/CORP | UNSCREENED | 0.08% | no in-house ratios for this holding |
| GENESIS ENERGY LP/FIN | UNSCREENED | 0.08% | no in-house ratios for this holding |
| FIBERCOP SPA | UNSCREENED | 0.08% | no in-house ratios for this holding |
| 4755.T RAKUTEN GROUP INC | NON_COMPLIANT | 0.08% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicpass MSCI Islamic M-Seriesfail FTSE Shariahpass |
| WFC WELLS FARGO & COMPANY | NON_COMPLIANT | 0.08% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| ALTICE FRANCE SA | UNSCREENED | 0.08% | no in-house ratios for this holding |
| ZF NA CAPITAL | UNSCREENED | 0.08% | no in-house ratios for this holding |
| VVV VALVOLINE INC | NON_COMPLIANT | 0.08% | AAOIFI49.7% Usmani58.5% Dow Jones Islamic44.0% S&P Shariah42.7% MSCI Islamic58.5% MSCI Islamic M-Series42.7% FTSE Shariah47.6% |
| GARDA WORLD SECURITY | UNSCREENED | 0.08% | no in-house ratios for this holding |
| USI INC/NY | UNSCREENED | 0.08% | no in-house ratios for this holding |
| NORDSTROM INC | UNSCREENED | 0.07% | no in-house ratios for this holding |
| WHIRLPOOL CORP | UNSCREENED | 0.07% | no in-house ratios for this holding |
| AMSTED INDUSTRIES | UNSCREENED | 0.07% | no in-house ratios for this holding |
| BARC.L BARCLAYS PLC | NON_COMPLIANT | 0.07% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| iHeartCommunications Inc | UNSCREENED | 0.07% | no in-house ratios for this holding |
| Q QNITY ELECTRONICS INC | COMPLIANT | 0.07% | AAOIFI17.6% Usmani31.6% Dow Jones Islamicpass S&P Shariahpass MSCI Islamic31.6% MSCI Islamic M-Seriespass FTSE Shariah28.1% |
| FLUTTER TREASURY DAC | UNSCREENED | 0.07% | no in-house ratios for this holding |
| SABLE INTL FINANCE LTD | UNSCREENED | 0.07% | no in-house ratios for this holding |
| THC TENET HEALTHCARE CORP | NON_COMPLIANT | 0.07% | AAOIFI63.5% Usmani43.2% Dow Jones Islamic83.2% S&P Shariah95.3% MSCI Islamic43.2% MSCI Islamic M-Series95.3% FTSE Shariah43.2% |
| CLEAR CHANNEL OUTDOOR HO | UNSCREENED | 0.07% | no in-house ratios for this holding |
| DORM DORMAN PRODUCTS INC | COMPLIANT | 0.07% | AAOIFI13.6% Usmani21.1% Dow Jones Islamic13.6% S&P Shariah15.1% MSCI Islamic21.1% MSCI Islamic M-Series15.1% FTSE Shariah17.6% |
| SLM SLM CORP | NON_COMPLIANT | 0.07% | AAOIFI118.3% Usmani20.4% Dow Jones Islamic109.5% S&P Shariah119.8% MSCI Islamic20.4% MSCI Islamic M-Series119.8% FTSE Shariah20.4% |
| BARC.L BARCLAYS PLC | NON_COMPLIANT | 0.07% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| AXON AXON ENTERPRISE INC | COMPLIANT | 0.07% | AAOIFI4.4% Usmani24.5% Dow Jones Islamic4.0% S&P Shariah4.9% MSCI Islamic24.5% MSCI Islamic M-Series4.9% FTSE Shariah23.1% |
| IHO VERWALTUNGS GMBH | UNSCREENED | 0.07% | no in-house ratios for this holding |
| IHEARTCOMMUNICATIONS INC | UNSCREENED | 0.07% | no in-house ratios for this holding |
| GTN GRAY MEDIA INC | NON_COMPLIANT | 0.07% | AAOIFI1180.6% Usmani56.4% Dow Jones Islamic1327.9% S&P Shariah1203.9% MSCI Islamic56.4% MSCI Islamic M-Series1203.9% FTSE Shariah55.6% |
| UNIVISION COMMUNICATIONS | UNSCREENED | 0.07% | no in-house ratios for this holding |
| ROCKIES EXPRESS PIPELINE | UNSCREENED | 0.07% | no in-house ratios for this holding |
| CHARTER COMM OPT LLC/CAP | UNSCREENED | 0.07% | no in-house ratios for this holding |
| SUN SUNOCO LP | NON_COMPLIANT | 0.07% | AAOIFI104.9% Usmani51.6% Dow Jones Islamic133.3% S&P Shariah140.0% MSCI Islamic49.6% MSCI Islamic M-Series140.0% FTSE Shariah44.5% |
| PENN PENN ENTERTAINMENT INC | NON_COMPLIANT | 0.07% | AAOIFI294.9% Usmani62.1% Dow Jones Islamic263.4% S&P Shariah245.6% MSCI Islamic47.5% MSCI Islamic M-Series245.6% FTSE Shariah19.7% |
| STWD STARWOOD PROPERTY TRUST | NON_COMPLIANT | 0.07% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| AXON AXON ENTERPRISE INC | COMPLIANT | 0.07% | AAOIFI4.4% Usmani24.5% Dow Jones Islamic4.0% S&P Shariah4.9% MSCI Islamic24.5% MSCI Islamic M-Series4.9% FTSE Shariah23.1% |
| HERTZ CORP/THE | UNSCREENED | 0.06% | no in-house ratios for this holding |
| GSY.TO GOEASY LTD | NON_COMPLIANT | 0.06% | AAOIFI684.3% Usmani81.4% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic80.3% MSCI Islamic M-Seriesfail FTSE Shariah80.3% |
| LEVEL 3 FINANCING INC | UNSCREENED | 0.06% | no in-house ratios for this holding |
| LUNA 2 5 SARL | UNSCREENED | 0.06% | no in-house ratios for this holding |
| WINDSTREAM SERVICES/ESCR | UNSCREENED | 0.06% | no in-house ratios for this holding |
| KIER GROUP PLC | UNSCREENED | 0.06% | no in-house ratios for this holding |
| ALTICE FRANCE SA | UNSCREENED | 0.06% | no in-house ratios for this holding |
| CLEAR CHANNEL OUTDOOR HO | UNSCREENED | 0.06% | no in-house ratios for this holding |
| GLOBAL PART/GLP FINANCE | UNSCREENED | 0.06% | no in-house ratios for this holding |
| TD TORONTO-DOMINION BANK | NON_COMPLIANT | 0.06% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| OLYMPUS WTR US HLDG CORP | UNSCREENED | 0.06% | no in-house ratios for this holding |
| BROOKFIELD RESID PROPERT | UNSCREENED | 0.06% | no in-house ratios for this holding |
| EQPT EQUIPMENTSHARE.COM INC | NON_COMPLIANT | 0.06% | AAOIFI89.5% Usmani65.0% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic62.0% MSCI Islamic M-Seriesfail FTSE Shariah51.1% |
| DVA DAVITA INC | NON_COMPLIANT | 0.06% | AAOIFI119.4% Usmani75.7% Dow Jones Islamic119.5% S&P Shariah122.0% MSCI Islamic75.7% MSCI Islamic M-Series122.0% FTSE Shariah60.9% |
| LINDBLAD EXPEDITIONS LLC | UNSCREENED | 0.06% | no in-house ratios for this holding |
| PERMIAN RESOURC OPTG LLC | UNSCREENED | 0.06% | no in-house ratios for this holding |
| ALCOA NEDERLAND HOLDING | UNSCREENED | 0.06% | no in-house ratios for this holding |
| Seagate Data Storage Technology Pte Ltd | UNSCREENED | 0.06% | no in-house ratios for this holding |
| ICELAND BONDCO PLC | UNSCREENED | 0.06% | no in-house ratios for this holding |
| AAP ADVANCE AUTO PARTS | NON_COMPLIANT | 0.06% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahpass |
| BLUE RACER MID LLC/FINAN | UNSCREENED | 0.06% | no in-house ratios for this holding |
| MTDR MATADOR RESOURCES CO | NON_COMPLIANT | 0.06% | AAOIFI57.6% Usmani31.2% Dow Jones Islamic69.1% S&P Shariah66.4% MSCI Islamic31.2% MSCI Islamic M-Series66.4% FTSE Shariah31.2% |
| BHC.TO BAUSCH HEALTH COS INC | NON_COMPLIANT | 0.06% | AAOIFI979.7% Usmani83.7% Dow Jones Islamic625.0% S&P Shariah598.1% MSCI Islamic83.7% MSCI Islamic M-Series598.1% FTSE Shariah83.7% |
| Ardagh Holdings SA | UNSCREENED | 0.05% | no in-house ratios for this holding |
| GLOBAL PART/GLP FINANCE | UNSCREENED | 0.05% | no in-house ratios for this holding |
| CPUK FINANCE LTD | UNSCREENED | 0.05% | no in-house ratios for this holding |
| DIRECTV FIN LLC/COINC | UNSCREENED | 0.05% | no in-house ratios for this holding |
| AJG Arthur J Gallagher & Co | NON_COMPLIANT | 0.05% | AAOIFI21.0% Usmani17.2% Dow Jones Islamic20.7% S&P Shariah22.4% MSCI Islamic17.2% MSCI Islamic M-Series22.4% FTSE Shariah16.6% |
| BAUSCH HEALTH AMERICAS | UNSCREENED | 0.05% | no in-house ratios for this holding |
| FMC FMC CORP | NON_COMPLIANT | 0.05% | AAOIFI271.1% Usmani48.1% Dow Jones Islamic115.5% S&P Shariah91.6% MSCI Islamic48.1% MSCI Islamic M-Series91.6% FTSE Shariah46.8% |
| LAD LITHIA MOTORS INC | NON_COMPLIANT | 0.05% | AAOIFI123.1% Usmani39.9% Dow Jones Islamic131.6% S&P Shariah134.2% MSCI Islamic39.9% MSCI Islamic M-Series134.2% FTSE Shariah37.4% |
| CLEAR CHANNEL OUTDOOR HO | UNSCREENED | 0.05% | no in-house ratios for this holding |
| TALLGRASS NRG PRTNR/FIN | UNSCREENED | 0.05% | no in-house ratios for this holding |
| GARDA WORLD SECURITY | UNSCREENED | 0.05% | no in-house ratios for this holding |
| CUSHMAN & WAKEFIELD US | UNSCREENED | 0.05% | no in-house ratios for this holding |
| IQVIA INC | UNSCREENED | 0.05% | no in-house ratios for this holding |
| BHC.TO BAUSCH HEALTH COS INC | NON_COMPLIANT | 0.05% | AAOIFI979.7% Usmani83.7% Dow Jones Islamic625.0% S&P Shariah598.1% MSCI Islamic83.7% MSCI Islamic M-Series598.1% FTSE Shariah83.7% |
| PUNCH FINANCE PLC | UNSCREENED | 0.05% | no in-house ratios for this holding |
| BEACH ACQUISITION BIDCO | UNSCREENED | 0.05% | no in-house ratios for this holding |
| HESS MIDSTREAM OPERATION | UNSCREENED | 0.05% | no in-house ratios for this holding |
| TRANSOCEAN INTERNTNL LTD | UNSCREENED | 0.05% | no in-house ratios for this holding |
| IHEARTCOMMUNICATIONS INC | UNSCREENED | 0.05% | no in-house ratios for this holding |
| PERFORMANCE FOOD GROUP I | UNSCREENED | 0.05% | no in-house ratios for this holding |
| CLARIOS GLOBAL LP/US FIN | UNSCREENED | 0.05% | no in-house ratios for this holding |
| TEAMSYSTEM SPA | UNSCREENED | 0.05% | no in-house ratios for this holding |
| MAIR Madison Air Solutions Corp | COMPLIANT | 0.05% | AAOIFI26.4% Usmani38.3% Dow Jones Islamicpass S&P Shariahpass MSCI Islamic38.2% MSCI Islamic M-Seriespass FTSE Shariah36.6% |
| CPRT Copart Inc | COMPLIANT | 0.05% | AAOIFI0.3% Usmani0.9% Dow Jones Islamic0.2% S&P Shariah0.2% MSCI Islamic0.9% MSCI Islamic M-Series0.2% FTSE Shariah0.0% |
| ARCHES BUYER INC | UNSCREENED | 0.04% | no in-house ratios for this holding |
| TEAM HEALTH HOLDINGS INC | UNSCREENED | 0.04% | no in-house ratios for this holding |
| AVIENT CORP | UNSCREENED | 0.04% | no in-house ratios for this holding |
| VIRTUSA CORP | UNSCREENED | 0.04% | no in-house ratios for this holding |
| HLF FIN SARL LLC/HERBALI | UNSCREENED | 0.04% | no in-house ratios for this holding |
| CENT CENTRAL GARDEN & PET CO | NON_COMPLIANT | 0.04% | AAOIFI60.7% Usmani37.2% Dow Jones Islamic61.0% S&P Shariah60.1% MSCI Islamic37.2% MSCI Islamic M-Series60.1% FTSE Shariah31.5% |
| Hertz Corporation, (The) | UNSCREENED | 0.04% | no in-house ratios for this holding |
| MARYLAND BIDCO LTD | UNSCREENED | 0.04% | no in-house ratios for this holding |
| STWD STARWOOD PROPERTY TRUST | NON_COMPLIANT | 0.04% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| WILLIAMS SCOTSMAN INC | UNSCREENED | 0.04% | no in-house ratios for this holding |
| MGM MGM RESORTS INTL | NON_COMPLIANT | 0.04% | AAOIFI288.8% Usmani75.7% Dow Jones Islamic297.5% S&P Shariah266.6% MSCI Islamic75.2% MSCI Islamic M-Series266.6% FTSE Shariah15.2% |
| SM SM ENERGY CO | NON_COMPLIANT | 0.04% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| Plano HoldCo Inc | UNSCREENED | 0.04% | no in-house ratios for this holding |
| AMNEAL PHARMACEUTICALS L | UNSCREENED | 0.04% | no in-house ratios for this holding |
| MINERAL RESOURCES LTD | UNSCREENED | 0.04% | no in-house ratios for this holding |
| LAD LITHIA MOTORS INC | NON_COMPLIANT | 0.03% | AAOIFI123.1% Usmani39.9% Dow Jones Islamic131.6% S&P Shariah134.2% MSCI Islamic39.9% MSCI Islamic M-Series134.2% FTSE Shariah37.4% |
| HESS MIDSTREAM OPERATION | UNSCREENED | 0.03% | no in-house ratios for this holding |
| AAL DELAWARE HOLDCO INC | UNSCREENED | 0.03% | no in-house ratios for this holding |
| TEVA PHARMACEUTICALS NE | UNSCREENED | 0.03% | no in-house ratios for this holding |
| AMZN AMAZON.COM INC | QUESTIONABLE | 0.03% | AAOIFI8.2% Usmani22.1% Dow Jones Islamic9.6% S&P Shariah10.6% MSCI Islamic20.9% MSCI Islamic M-Series10.6% FTSE Shariah12.1% |
| PETSMART LLC/PETSMART FI | UNSCREENED | 0.03% | no in-house ratios for this holding |
| KKR KKR & CO INC | NON_COMPLIANT | 0.03% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| TNET TRINET GROUP INC | NON_COMPLIANT | 0.03% | AAOIFI30.0% Usmani28.4% Dow Jones Islamic29.3% S&P Shariah23.6% MSCI Islamic28.4% MSCI Islamic M-Series23.6% FTSE Shariah26.8% |
| PODD INSULET CORPORATION | COMPLIANT | 0.03% | AAOIFI9.6% Usmani30.0% Dow Jones Islamic5.3% S&P Shariah5.9% MSCI Islamic30.0% MSCI Islamic M-Series5.9% FTSE Shariah30.0% |
| CUSHMAN & WAKEFIELD US | UNSCREENED | 0.03% | no in-house ratios for this holding |
| GENESIS ENERGY LP/FIN | UNSCREENED | 0.03% | no in-house ratios for this holding |
| DISH DBS CORP | UNSCREENED | 0.03% | no in-house ratios for this holding |
| ALLIED UNIVERSAL | UNSCREENED | 0.03% | no in-house ratios for this holding |
| CSC HOLDINGS LLC | UNSCREENED | 0.03% | no in-house ratios for this holding |
| VERISURE MIDHOLDING AB | UNSCREENED | 0.03% | no in-house ratios for this holding |
| VERISURE MIDHOLDING AB | UNSCREENED | 0.03% | no in-house ratios for this holding |
| GPI GROUP 1 AUTOMOTIVE INC | NON_COMPLIANT | 0.03% | AAOIFI107.4% Usmani35.1% Dow Jones Islamic73.5% S&P Shariah78.9% MSCI Islamic35.1% MSCI Islamic M-Series78.9% FTSE Shariah32.8% |
| GRUPO ANTOLIN IRAUSA SA | UNSCREENED | 0.03% | no in-house ratios for this holding |
| RKT ROCKET COS INC | NON_COMPLIANT | 0.03% | AAOIFI27.1% Usmani17.7% Dow Jones Islamic24.8% S&P Shariah26.9% MSCI Islamic17.7% MSCI Islamic M-Series26.9% FTSE Shariah17.7% |
| STONEGATE PUB FIN | UNSCREENED | 0.03% | no in-house ratios for this holding |
| Chicago Board of Trade | UNSCREENED | 0.03% | no in-house ratios for this holding |
| WBI OPERATING LLC | UNSCREENED | 0.03% | no in-house ratios for this holding |
| JPMorgan Chase Bank NA | UNSCREENED | 0.03% | no in-house ratios for this holding |
| ONEMAIN FINANCE CORP | UNSCREENED | 0.02% | no in-house ratios for this holding |
| CRM SALESFORCE INC | COMPLIANT | 0.02% | AAOIFI20.9% Usmani38.1% Dow Jones Islamic18.3% S&P Shariah17.8% MSCI Islamic38.1% MSCI Islamic M-Series17.8% FTSE Shariah35.8% |
| BHC.TO BAUSCH HEALTH COS INC | NON_COMPLIANT | 0.02% | AAOIFI979.7% Usmani83.7% Dow Jones Islamic625.0% S&P Shariah598.1% MSCI Islamic83.7% MSCI Islamic M-Series598.1% FTSE Shariah83.7% |
| Q QNITY ELECTRONICS INC | COMPLIANT | 0.02% | AAOIFI17.6% Usmani31.6% Dow Jones Islamicpass S&P Shariahpass MSCI Islamic31.6% MSCI Islamic M-Seriespass FTSE Shariah28.1% |
| FORESTAR GROUP INC | UNSCREENED | 0.02% | no in-house ratios for this holding |
| Eaton Vance Senior Floating-Rate Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| LUXCO3 SHARES | UNSCREENED | 0.02% | no in-house ratios for this holding |
| Morgan Stanley & Co. International PLC | UNSCREENED | 0.02% | no in-house ratios for this holding |
| LGI HOMES INC | UNSCREENED | 0.01% | no in-house ratios for this holding |
| NEPTUNE BIDCO US INC | UNSCREENED | 0.01% | no in-house ratios for this holding |
| KAMAN CORPORATION | UNSCREENED | 0.01% | no in-house ratios for this holding |
| WHIRLPOOL CORP | UNSCREENED | 0.01% | no in-house ratios for this holding |
| ARDAGH GROUP SA | UNSCREENED | 0.01% | no in-house ratios for this holding |
| DUK Duke Energy Corp | NON_COMPLIANT | 0.01% | AAOIFI95.1% Usmani45.3% Dow Jones Islamic98.9% S&P Shariah107.5% MSCI Islamic45.0% MSCI Islamic M-Series107.5% FTSE Shariah44.4% |
| LEA Lear Corp | NON_COMPLIANT | 0.01% | AAOIFI55.2% Usmani22.4% Dow Jones Islamic62.9% S&P Shariah58.1% MSCI Islamic22.4% MSCI Islamic M-Series58.1% FTSE Shariah17.5% |
| MARSTONS ISSUER PLC | UNSCREENED | 0.00% | no in-house ratios for this holding |
| UBS AG | UNSCREENED | 0.00% | no in-house ratios for this holding |
| State Street Bank & Trust Co. | UNSCREENED | 0.00% | no in-house ratios for this holding |
| Diamond Sports Group, LLC | UNSCREENED | 0.00% | no in-house ratios for this holding |
| NE Noble Corp PLC | COMPLIANT | 0.00% | AAOIFI25.8% Usmani26.4% Dow Jones Islamic36.9% S&P Shariah35.9% MSCI Islamic26.1% MSCI Islamic M-Series35.9% FTSE Shariah26.1% |
| NE Noble Corp PLC | COMPLIANT | 0.00% | AAOIFI25.8% Usmani26.4% Dow Jones Islamic36.9% S&P Shariah35.9% MSCI Islamic26.1% MSCI Islamic M-Series35.9% FTSE Shariah26.1% |
| HOLDCO NEW ORD | UNSCREENED | 0.00% | no in-house ratios for this holding |
| LYB LyondellBasell Industries NV | NON_COMPLIANT | 0.00% | AAOIFI62.2% Usmani37.0% Dow Jones Islamic65.8% S&P Shariah58.8% MSCI Islamic37.0% MSCI Islamic M-Series58.8% FTSE Shariah33.2% |
| JPMorgan Chase Bank NA | UNSCREENED | 0.00% | no in-house ratios for this holding |
| DSG TOPCO INC. | UNSCREENED | 0.00% | no in-house ratios for this holding |
| Restoration Hardware Inc | UNSCREENED | 0.00% | no in-house ratios for this holding |
The published standards disagree about this fund by 2 points of portfolio weight — 6.8% of it passes Dow Jones Islamic, 5.1% passes MSCI Islamic. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 5.5% ratios fail on 21.4% 72.7% not rated under AAOIFI
ratios pass on 6.0% ratios fail on 20.0% 73.7% not rated under Usmani
ratios pass on 6.8% ratios fail on 20.2% 72.7% not rated under Dow Jones Islamic
ratios pass on 6.2% ratios fail on 20.7% 72.7% not rated under S&P Shariah
ratios pass on 5.1% ratios fail on 20.9% 73.7% not rated under MSCI Islamic
ratios pass on 6.6% ratios fail on 20.4% 72.7% not rated under MSCI Islamic M-Series
ratios pass on 5.9% ratios fail on 20.1% 73.7% not rated under FTSE Shariah
109 of 508 listed holdings carry our own per-methodology verdicts (28% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 95 (25% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
Trade setup
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
Goldman Sachs High Yield Fund (GGMPX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
Screened on its holdings, not its name
HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.
| Holding | Weight | Verdict |
|---|---|---|
| Goldman Sachs Central Government Fundnot matched to a ticker | 3.01% | Not screened |
| Goldman Sachs Financial Square Government Fundnot matched to a ticker | 1.80% | Not screened |
| CRC INSURANCE GROUP LLCnot matched to a ticker | 1.35% | Not screened |
| SV RNO PROPERTY OWNER 1not matched to a ticker | 0.92% | Not screened |
| ONESKY FLIGHT LLCnot matched to a ticker | 0.91% | Not screened |
| PR RNO PROPERTY OWNER 1not matched to a ticker | 0.88% | Not screened |
| BLACK PEARL COMPUTE LLCnot matched to a ticker | 0.86% | Not screened |
| AutoNation Incnot matched to a ticker | 0.84% | Not screened |
| CHARTER COMM OPT LLC/CAPnot matched to a ticker | 0.79% | Not screened |
| VENTURE GLOBAL LNG INCnot matched to a ticker | 0.78% | Not screened |
Top 10 of 508 holdings, 12.1% of the fund by weight. Every holding is screened, not only these.
What holds the number back
The positions keeping this fund short of 100% compliant by weight.
- Goldman Sachs Central Government Fundnot screened3.01%
- Goldman Sachs Financial Square Government Fundnot screened1.80%
- CRC INSURANCE GROUP LLCnot screened1.35%
- SV RNO PROPERTY OWNER 1not screened0.92%
- ONESKY FLIGHT LLCnot screened0.91%
- PR RNO PROPERTY OWNER 1not screened0.88%
What changed, and when
Verdict history for GGMPX. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
- 2026-09-07 No change recorded No verdict change for GGMPX has been recorded since tracking began. The scan ledger records that the compliance detectors ran, not which symbols each pass covered.
Tracked since 2026-09-07.
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
This fund prices once a day, so its bars carry no intraday high or low — floor-trader pivots are not defined for it.
Price Forecast
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Technical Summary
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
Every indicator, and what it reads
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 50.60 | NEUTRAL |
| Stochastic %K (14) | 75.00 | NEUTRAL |
| CCI (20) | 85.10 | NEUTRAL |
| Williams %R (14) | -25.00 | NEUTRAL |
| MACD (12,26,9) | 0.01 | BUY |
| ROC (10) | 0.37 | BUY |
| Momentum (10) | 0.02 | BUY |
| EMA (10) | 5.45 | BUY |
| SMA (10) | 5.44 | BUY |
| EMA (20) | 5.45 | BUY |
| SMA (20) | 5.44 | BUY |
| EMA (30) | 5.45 | SELL |
| SMA (30) | 5.44 | BUY |
| EMA (50) | 5.46 | SELL |
| SMA (50) | 5.47 | SELL |
| EMA (100) | 5.47 | SELL |
| SMA (100) | 5.49 | SELL |
| EMA (200) | 5.46 | SELL |
| SMA (200) | 5.48 | SELL |
SMC — Top Down
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
Before you act on this
The questions worth asking about any verdict on this page, answered plainly.
Is a fund screened on its name?
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
What does unrated weight mean?
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
Does the issuer's board make it compliant?
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
How often is this re-screened?
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Compare with
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
AI Summary
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.