Verdicts genuinely change. Free email alert the moment GSGAX's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
Goldman Sachs Investment Grade Credit Fund · GOLDMAN SACHS TRUST
519 holdings
NON-COMPLIANT At least 46.29% of portfolio weight is in non-compliant holdings — already over the 5% threshold, so the verdict is settled whatever the unmatched 44% turns out to be. Matching more holdings can only raise this share, never lower it.
0.16% of that is conventional interest-bearing debt, identified from the fund's own filing rather than by screening an issuer. Sukuk are deliberately excluded from this test and are never counted here.
519 holdings, 260 matched (56% of weight). Portfolio as of 2026-06-30, filed 2026-08-26. Source: SEC Form N-PORT.
3.83% of this portfolio’s income is non-permissible — weighted across holdings, computed over 34% of portfolio weight (170 of 519 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
Portfolio shares are withheld: coverage is below the floor needed to state one. The holdings themselves are below, because the names are evidence you can check.
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| COMPUTE FINANCING 2026 LLC | UNSCREENED | 2.10% | no in-house ratios for this holding |
| FORD MOTOR CREDIT CO LLC | UNSCREENED | 1.30% | no in-house ratios for this holding |
| HCA INC | UNSCREENED | 1.24% | no in-house ratios for this holding |
| Goldman Sachs Central Government Fund | UNSCREENED | 1.24% | no in-house ratios for this holding |
| ICE Intercontinental Exchange, Inc. | NON_COMPLIANT | 1.13% | AAOIFI23.2% Usmani11.8% Dow Jones Islamic22.5% S&P Shariah24.2% MSCI Islamic11.8% MSCI Islamic M-Series24.2% FTSE Shariah11.4% |
| BAT CAPITAL CORP | UNSCREENED | 1.05% | no in-house ratios for this holding |
| MARS INC | UNSCREENED | 1.04% | no in-house ratios for this holding |
| CHARTER COMM OPT LLC/CAP | UNSCREENED | 0.97% | no in-house ratios for this holding |
| BARC.L BARCLAYS PLC | NON_COMPLIANT | 0.97% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| MS MORGAN STANLEY | NON_COMPLIANT | 0.95% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| BAC BANK OF AMERICA CORP | NON_COMPLIANT | 0.94% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| CVS CVS HEALTH CORP | NON_COMPLIANT | 0.91% | AAOIFI61.7% Usmani30.1% Dow Jones Islamic84.9% S&P Shariah88.7% MSCI Islamic30.1% MSCI Islamic M-Series88.7% FTSE Shariah24.2% |
| CCI CROWN CASTLE INC | NON_COMPLIANT | 0.91% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| BAC BANK OF AMERICA CORP | NON_COMPLIANT | 0.77% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| BA BOEING CO | NON_COMPLIANT | 0.77% | AAOIFI30.1% Usmani30.2% Dow Jones Islamic33.6% S&P Shariah36.0% MSCI Islamic30.2% MSCI Islamic M-Series36.0% FTSE Shariah30.2% |
| APP APPLOVIN CORP | COMPLIANT | 0.74% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| GENERAL MOTORS FINL CO | UNSCREENED | 0.70% | no in-house ratios for this holding |
| BAT INTL FINANCE PLC | UNSCREENED | 0.69% | no in-house ratios for this holding |
| SOLV SOLVENTUM CORP | NON_COMPLIANT | 0.69% | AAOIFI32.5% Usmani37.1% Dow Jones Islamic39.6% S&P Shariah41.1% MSCI Islamic35.7% MSCI Islamic M-Series41.1% FTSE Shariah35.7% |
| TRGP Targa Resources Corp | NON_COMPLIANT | 0.67% | AAOIFI31.5% Usmani71.4% Dow Jones Islamic46.4% S&P Shariah55.1% MSCI Islamic68.7% MSCI Islamic M-Series55.1% FTSE Shariah68.7% |
| DTE DTE ENERGY CO | NON_COMPLIANT | 0.63% | AAOIFI90.3% Usmani46.4% Dow Jones Islamic93.7% S&P Shariah101.8% MSCI Islamic46.4% MSCI Islamic M-Series101.8% FTSE Shariah45.9% |
| PAYX PAYCHEX INC | COMPLIANT | 0.62% | AAOIFI13.2% Usmani29.6% Dow Jones Islamic10.7% S&P Shariah11.0% MSCI Islamic29.6% MSCI Islamic M-Series11.0% FTSE Shariah29.1% |
| CHOICE HOTELS INTL INC | UNSCREENED | 0.60% | no in-house ratios for this holding |
| AERCAP IRELAND CAP/GLOBA | UNSCREENED | 0.59% | no in-house ratios for this holding |
| EXPE EXPEDIA GROUP INC | NON_COMPLIANT | 0.57% | AAOIFI15.9% Usmani19.6% Dow Jones Islamic22.4% S&P Shariah26.0% MSCI Islamic19.6% MSCI Islamic M-Series26.0% FTSE Shariah18.8% |
| SUMISHO AIR LEASE CORP | UNSCREENED | 0.56% | no in-house ratios for this holding |
| QTS FAYETTEV I DC1-2/TRS | UNSCREENED | 0.56% | no in-house ratios for this holding |
| BLACKSTONE PRIVATE CRE | UNSCREENED | 0.55% | no in-house ratios for this holding |
| CI CIGNA GROUP/THE | NON_COMPLIANT | 0.54% | AAOIFI42.7% Usmani20.3% Dow Jones Islamic40.5% S&P Shariah38.8% MSCI Islamic20.3% MSCI Islamic M-Series38.8% FTSE Shariah20.3% |
| PENSKE TRUCK LEASING/PTL | UNSCREENED | 0.54% | no in-house ratios for this holding |
| BAC BANK OF AMERICA CORP | NON_COMPLIANT | 0.53% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| MTB M&T BANK CORPORATION | NON_COMPLIANT | 0.51% | AAOIFI52.5% Usmani8.3% Dow Jones Islamic59.6% S&P Shariah66.0% MSCI Islamic8.3% MSCI Islamic M-Series66.0% FTSE Shariah8.3% |
| CRM SALESFORCE INC | COMPLIANT | 0.51% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| CHOICE HOTELS INTL INC | UNSCREENED | 0.50% | no in-house ratios for this holding |
| JPM JPMORGAN CHASE & CO | NON_COMPLIANT | 0.50% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| MSCI MSCI INC | COMPLIANT | 0.50% | AAOIFI15.7% Usmani116.8% Dow Jones Islamic15.3% S&P Shariah15.6% MSCI Islamic116.8% MSCI Islamic M-Series15.6% FTSE Shariah113.9% |
| GENERAL MOTORS FINL CO | UNSCREENED | 0.48% | no in-house ratios for this holding |
| ELECTRONIC ARTS INC | UNSCREENED | 0.47% | no in-house ratios for this holding |
| CFG CITIZENS FINANCIAL GROUP | NON_COMPLIANT | 0.46% | AAOIFI92.6% Usmani11.8% Dow Jones Islamic125.5% S&P Shariah143.3% MSCI Islamic11.8% MSCI Islamic M-Series143.3% FTSE Shariah11.8% |
| HBAN HUNTINGTON BANCSHARES | NON_COMPLIANT | 0.46% | AAOIFI68.2% Usmani8.2% Dow Jones Islamic90.2% S&P Shariah102.6% MSCI Islamic8.2% MSCI Islamic M-Series102.6% FTSE Shariah8.2% |
| MAPLE PARENT HLDS CO | UNSCREENED | 0.44% | no in-house ratios for this holding |
| GM GENERAL MOTORS CO | NON_COMPLIANT | 0.44% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| C CITIGROUP INC | NON_COMPLIANT | 0.44% | AAOIFI159.2% Usmani13.8% Dow Jones Islamic214.6% S&P Shariah251.0% MSCI Islamic13.8% MSCI Islamic M-Series251.0% FTSE Shariah13.8% |
| ORCL ORACLE CORP | NON_COMPLIANT | 0.43% | AAOIFI34.1% Usmani64.0% Dow Jones Islamic30.7% S&P Shariah35.2% MSCI Islamic61.0% MSCI Islamic M-Series35.2% FTSE Shariah49.5% |
| SCHW Charles Schwab Corp/The | NON_COMPLIANT | 0.43% | AAOIFI14.6% Usmani5.3% Dow Jones Islamic18.7% S&P Shariah22.0% MSCI Islamic5.3% MSCI Islamic M-Series22.0% FTSE Shariah5.3% |
| BLACKSTONE SECURED LEND | UNSCREENED | 0.43% | no in-house ratios for this holding |
| BA BOEING CO | NON_COMPLIANT | 0.42% | AAOIFI30.1% Usmani30.2% Dow Jones Islamic33.6% S&P Shariah36.0% MSCI Islamic30.2% MSCI Islamic M-Series36.0% FTSE Shariah30.2% |
| TFC TRUIST FINANCIAL CORP | NON_COMPLIANT | 0.42% | AAOIFI110.7% Usmani12.6% Dow Jones Islamic124.2% S&P Shariah135.1% MSCI Islamic12.6% MSCI Islamic M-Series135.1% FTSE Shariah12.6% |
| CRM SALESFORCE INC | COMPLIANT | 0.42% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| OCCIDENTAL PETROLEUM COR | UNSCREENED | 0.41% | no in-house ratios for this holding |
| HBAN HUNTINGTON BANCSHARES | NON_COMPLIANT | 0.40% | AAOIFI68.2% Usmani8.2% Dow Jones Islamic90.2% S&P Shariah102.6% MSCI Islamic8.2% MSCI Islamic M-Series102.6% FTSE Shariah8.2% |
| ORCL ORACLE CORP | NON_COMPLIANT | 0.40% | AAOIFI34.1% Usmani64.0% Dow Jones Islamic30.7% S&P Shariah35.2% MSCI Islamic61.0% MSCI Islamic M-Series35.2% FTSE Shariah49.5% |
| ET Energy Transfer LP | NON_COMPLIANT | 0.39% | AAOIFI94.8% Usmani47.4% Dow Jones Islamic120.8% S&P Shariah134.5% MSCI Islamic47.4% MSCI Islamic M-Series134.5% FTSE Shariah46.2% |
| 285A.T KIOXIA HOLDINGS CORP | COMPLIANT | 0.39% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahfail |
| ORCL ORACLE CORP | NON_COMPLIANT | 0.39% | AAOIFI34.1% Usmani64.0% Dow Jones Islamic30.7% S&P Shariah35.2% MSCI Islamic61.0% MSCI Islamic M-Series35.2% FTSE Shariah49.5% |
| MSCI MSCI INC | COMPLIANT | 0.39% | AAOIFI15.7% Usmani116.8% Dow Jones Islamic15.3% S&P Shariah15.6% MSCI Islamic116.8% MSCI Islamic M-Series15.6% FTSE Shariah113.9% |
| ICE Intercontinental Exchange, Inc. | NON_COMPLIANT | 0.38% | AAOIFI23.2% Usmani11.8% Dow Jones Islamic22.5% S&P Shariah24.2% MSCI Islamic11.8% MSCI Islamic M-Series24.2% FTSE Shariah11.4% |
| ONEOK INC | UNSCREENED | 0.38% | no in-house ratios for this holding |
| ALLY ALLY FINANCIAL INC | NON_COMPLIANT | 0.38% | AAOIFI128.2% Usmani8.5% Dow Jones Islamic145.1% S&P Shariah153.2% MSCI Islamic8.5% MSCI Islamic M-Series153.2% FTSE Shariah8.5% |
| SPACE EXPLORATION TECH | UNSCREENED | 0.38% | no in-house ratios for this holding |
| TMUS T-MOBILE USA INC | NON_COMPLIANT | 0.38% | AAOIFI18.0% Usmani17.5% Dow Jones Islamic14.6% S&P Shariah15.9% MSCI Islamic16.5% MSCI Islamic M-Series15.9% FTSE Shariah2.9% |
| NATIONWIDE BLDG SOCIETY | UNSCREENED | 0.36% | no in-house ratios for this holding |
| ROGERS COMMUNICATIONS IN | UNSCREENED | 0.36% | no in-house ratios for this holding |
| 285A.T KIOXIA HOLDINGS CORP | COMPLIANT | 0.35% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahfail |
| BAC BANK OF AMERICA CORP | NON_COMPLIANT | 0.35% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| APP APPLOVIN CORP | COMPLIANT | 0.35% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| Goldman Sachs Corporate Bond ETF | UNSCREENED | 0.35% | no in-house ratios for this holding |
| Mexico Government International Bonds | UNSCREENED | 0.35% | no in-house ratios for this holding |
| AUTONATION INC | UNSCREENED | 0.35% | no in-house ratios for this holding |
| XEL XCEL ENERGY INC | NON_COMPLIANT | 0.35% | AAOIFI82.6% Usmani47.8% Dow Jones Islamic94.9% S&P Shariah105.9% MSCI Islamic46.3% MSCI Islamic M-Series105.9% FTSE Shariah45.3% |
| WFC WELLS FARGO & COMPANY | NON_COMPLIANT | 0.35% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| ICON INVESTMENTS SIX DAC | UNSCREENED | 0.34% | no in-house ratios for this holding |
| GXO GXO LOGISTICS INC | NON_COMPLIANT | 0.33% | AAOIFI110.4% Usmani53.3% Dow Jones Islamic105.4% S&P Shariah102.0% MSCI Islamic49.5% MSCI Islamic M-Series102.0% FTSE Shariah25.9% |
| BACARDI LTD | UNSCREENED | 0.33% | no in-house ratios for this holding |
| ONEOK INC | UNSCREENED | 0.33% | no in-house ratios for this holding |
| COF CAPITAL ONE FINANCIAL CO | NON_COMPLIANT | 0.32% | AAOIFI38.5% Usmani7.6% Dow Jones Islamic49.3% S&P Shariah60.5% MSCI Islamic7.6% MSCI Islamic M-Series60.5% FTSE Shariah7.6% |
| ORCL ORACLE CORP | NON_COMPLIANT | 0.32% | AAOIFI34.1% Usmani64.0% Dow Jones Islamic30.7% S&P Shariah35.2% MSCI Islamic61.0% MSCI Islamic M-Series35.2% FTSE Shariah49.5% |
| DELL INC | UNSCREENED | 0.32% | no in-house ratios for this holding |
| RRX REGAL REXNORD CORP | NON_COMPLIANT | 0.31% | AAOIFI43.7% Usmani34.7% Dow Jones Islamic44.5% S&P Shariah46.1% MSCI Islamic34.7% MSCI Islamic M-Series46.1% FTSE Shariah33.5% |
| SUMISHO AIR LEASE CORP | UNSCREENED | 0.31% | no in-house ratios for this holding |
| TMUS T-MOBILE USA INC | NON_COMPLIANT | 0.31% | AAOIFI18.0% Usmani17.5% Dow Jones Islamic14.6% S&P Shariah15.9% MSCI Islamic16.5% MSCI Islamic M-Series15.9% FTSE Shariah2.9% |
| DG DOLLAR GENERAL CORP | NON_COMPLIANT | 0.31% | AAOIFI55.9% Usmani49.0% Dow Jones Islamic69.2% S&P Shariah65.1% MSCI Islamic49.0% MSCI Islamic M-Series65.1% FTSE Shariah14.2% |
| VZ VERIZON COMMUNICATIONS | NON_COMPLIANT | 0.31% | AAOIFI98.4% Usmani45.9% Dow Jones Islamic109.0% S&P Shariah116.8% MSCI Islamic45.9% MSCI Islamic M-Series116.8% FTSE Shariah40.3% |
| ORCL ORACLE CORP | NON_COMPLIANT | 0.30% | AAOIFI34.1% Usmani64.0% Dow Jones Islamic30.7% S&P Shariah35.2% MSCI Islamic61.0% MSCI Islamic M-Series35.2% FTSE Shariah49.5% |
| SMBC AVIATION CAPITAL FI | UNSCREENED | 0.30% | no in-house ratios for this holding |
| MPC MARATHON PETROLEUM CORP | NON_COMPLIANT | 0.30% | AAOIFI31.4% Usmani36.4% Dow Jones Islamic59.6% S&P Shariah59.2% MSCI Islamic36.4% MSCI Islamic M-Series59.2% FTSE Shariah34.8% |
| NWS NEWS CORP | QUESTIONABLE | 0.30% | AAOIFI17.0% Usmani18.8% Dow Jones Islamic17.4% S&P Shariah18.5% MSCI Islamic18.8% MSCI Islamic M-Series18.5% FTSE Shariah12.8% |
| RF REGIONS FINANCIAL CORP | NON_COMPLIANT | 0.30% | AAOIFI29.4% Usmani4.7% Dow Jones Islamic35.1% S&P Shariah38.7% MSCI Islamic4.7% MSCI Islamic M-Series38.7% FTSE Shariah4.7% |
| PACIFIC GAS & ELECTRIC | UNSCREENED | 0.30% | no in-house ratios for this holding |
| CAH CARDINAL HEALTH INC | COMPLIANT | 0.29% | AAOIFI17.8% Usmani17.7% Dow Jones Islamic24.8% S&P Shariah28.7% MSCI Islamic17.4% MSCI Islamic M-Series28.7% FTSE Shariah15.5% |
| CSU.TO CONSTELLATION SOFTWARE | COMPLIANT | 0.29% | AAOIFI13.2% Usmani38.4% Dow Jones Islamicpass S&P Shariahpass MSCI Islamic35.8% MSCI Islamic M-Seriespass FTSE Shariah35.8% |
| EAGLE FUNDING LUXCO SARL | UNSCREENED | 0.29% | no in-house ratios for this holding |
| H HYATT HOTELS CORP | NON_COMPLIANT | 0.29% | AAOIFI30.0% Usmani32.3% Dow Jones Islamic31.2% S&P Shariah32.4% MSCI Islamic32.3% MSCI Islamic M-Series32.4% FTSE Shariah30.6% |
| WFC WELLS FARGO & COMPANY | NON_COMPLIANT | 0.29% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| MSCI MSCI INC | COMPLIANT | 0.29% | AAOIFI15.7% Usmani116.8% Dow Jones Islamic15.3% S&P Shariah15.6% MSCI Islamic116.8% MSCI Islamic M-Series15.6% FTSE Shariah113.9% |
| C CITIGROUP INC | NON_COMPLIANT | 0.29% | AAOIFI159.2% Usmani13.8% Dow Jones Islamic214.6% S&P Shariah251.0% MSCI Islamic13.8% MSCI Islamic M-Series251.0% FTSE Shariah13.8% |
| BAC BANK OF AMERICA CORP | NON_COMPLIANT | 0.28% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| ORCL ORACLE CORP | NON_COMPLIANT | 0.28% | AAOIFI34.1% Usmani64.0% Dow Jones Islamic30.7% S&P Shariah35.2% MSCI Islamic61.0% MSCI Islamic M-Series35.2% FTSE Shariah49.5% |
| CUZ COUSINS PROPERTIES LP | NON_COMPLIANT | 0.28% | AAOIFI77.9% Usmani41.3% Dow Jones Islamic85.2% S&P Shariah94.4% MSCI Islamic41.3% MSCI Islamic M-Series94.4% FTSE Shariah41.3% |
| BAC BANK OF AMERICA CORP | NON_COMPLIANT | 0.28% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| BA BOEING CO | NON_COMPLIANT | 0.28% | AAOIFI30.1% Usmani30.2% Dow Jones Islamic33.6% S&P Shariah36.0% MSCI Islamic30.2% MSCI Islamic M-Series36.0% FTSE Shariah30.2% |
| STLD STEEL DYNAMICS INC | COMPLIANT | 0.27% | AAOIFI12.1% Usmani24.4% Dow Jones Islamic17.6% S&P Shariah18.9% MSCI Islamic24.4% MSCI Islamic M-Series18.9% FTSE Shariah24.4% |
| MO ALTRIA GROUP INC | NON_COMPLIANT | 0.27% | AAOIFI21.4% Usmani73.6% Dow Jones Islamic25.3% S&P Shariah28.5% MSCI Islamic73.6% MSCI Islamic M-Series28.5% FTSE Shariah73.6% |
| MQG.AX MACQUARIE GROUP LTD | NON_COMPLIANT | 0.27% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| AERCAP IRELAND CAP/GLOBA | UNSCREENED | 0.27% | no in-house ratios for this holding |
| BA BOEING CO/THE | NON_COMPLIANT | 0.27% | AAOIFI30.1% Usmani30.2% Dow Jones Islamic33.6% S&P Shariah36.0% MSCI Islamic30.2% MSCI Islamic M-Series36.0% FTSE Shariah30.2% |
| ESSEX PORTFOLIO LP | UNSCREENED | 0.27% | no in-house ratios for this holding |
| CUZ COUSINS PROPERTIES LP | NON_COMPLIANT | 0.26% | AAOIFI77.9% Usmani41.3% Dow Jones Islamic85.2% S&P Shariah94.4% MSCI Islamic41.3% MSCI Islamic M-Series94.4% FTSE Shariah41.3% |
| Chicago Board of Trade | UNSCREENED | 0.26% | no in-house ratios for this holding |
| HIGHWOODS REALTY LP | UNSCREENED | 0.26% | no in-house ratios for this holding |
| GENERAL MOTORS FINL CO | UNSCREENED | 0.26% | no in-house ratios for this holding |
| C CITIGROUP INC | NON_COMPLIANT | 0.26% | AAOIFI159.2% Usmani13.8% Dow Jones Islamic214.6% S&P Shariah251.0% MSCI Islamic13.8% MSCI Islamic M-Series251.0% FTSE Shariah13.8% |
| Evergy Missouri West Inc | UNSCREENED | 0.26% | no in-house ratios for this holding |
| SAN.MC BANCO SANTANDER SA | NON_COMPLIANT | 0.25% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| ORCL ORACLE CORP | NON_COMPLIANT | 0.25% | AAOIFI34.1% Usmani64.0% Dow Jones Islamic30.7% S&P Shariah35.2% MSCI Islamic61.0% MSCI Islamic M-Series35.2% FTSE Shariah49.5% |
| C CITIGROUP INC | NON_COMPLIANT | 0.25% | AAOIFI159.2% Usmani13.8% Dow Jones Islamic214.6% S&P Shariah251.0% MSCI Islamic13.8% MSCI Islamic M-Series251.0% FTSE Shariah13.8% |
| JDE PEET'S NV | UNSCREENED | 0.25% | no in-house ratios for this holding |
| BNP.PA BNP PARIBAS | NON_COMPLIANT | 0.25% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| JPM JPMORGAN CHASE & CO | NON_COMPLIANT | 0.25% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| DAL DELTA AIR LINES INC | NON_COMPLIANT | 0.25% | AAOIFI35.9% Usmani21.9% Dow Jones Islamic46.8% S&P Shariah52.9% MSCI Islamic21.9% MSCI Islamic M-Series52.9% FTSE Shariah15.0% |
| PACIFIC GAS & ELECTRIC | UNSCREENED | 0.25% | no in-house ratios for this holding |
| ORCL ORACLE CORP | NON_COMPLIANT | 0.24% | AAOIFI34.1% Usmani64.0% Dow Jones Islamic30.7% S&P Shariah35.2% MSCI Islamic61.0% MSCI Islamic M-Series35.2% FTSE Shariah49.5% |
| BRITISH TELECOMMUNICATIO | UNSCREENED | 0.24% | no in-house ratios for this holding |
| MTB M&T BANK CORPORATION | NON_COMPLIANT | 0.24% | AAOIFI52.5% Usmani8.3% Dow Jones Islamic59.6% S&P Shariah66.0% MSCI Islamic8.3% MSCI Islamic M-Series66.0% FTSE Shariah8.3% |
| VIDEOTRON LTD | UNSCREENED | 0.24% | no in-house ratios for this holding |
| MS MORGAN STANLEY | NON_COMPLIANT | 0.24% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| BAC BANK OF AMERICA CORP | NON_COMPLIANT | 0.24% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| ING ING GROEP NV | NON_COMPLIANT | 0.24% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| MORGAN STANLEY PVT BANK | UNSCREENED | 0.24% | no in-house ratios for this holding |
| PACIFIC GAS & ELECTRIC | UNSCREENED | 0.24% | no in-house ratios for this holding |
| HBAN HUNTINGTON BANCSHARES | NON_COMPLIANT | 0.24% | AAOIFI68.2% Usmani8.2% Dow Jones Islamic90.2% S&P Shariah102.6% MSCI Islamic8.2% MSCI Islamic M-Series102.6% FTSE Shariah8.2% |
| COF CAPITAL ONE FINANCIAL CO | NON_COMPLIANT | 0.23% | AAOIFI38.5% Usmani7.6% Dow Jones Islamic49.3% S&P Shariah60.5% MSCI Islamic7.6% MSCI Islamic M-Series60.5% FTSE Shariah7.6% |
| ELV ELEVANCE HEALTH INC | NON_COMPLIANT | 0.23% | AAOIFI35.1% Usmani24.6% Dow Jones Islamic37.4% S&P Shariah33.5% MSCI Islamic24.6% MSCI Islamic M-Series33.5% FTSE Shariah24.6% |
| BEACON POINT DC LLC | UNSCREENED | 0.23% | no in-house ratios for this holding |
| BARC.L BARCLAYS PLC | NON_COMPLIANT | 0.23% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| MS MORGAN STANLEY | NON_COMPLIANT | 0.23% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| JPM JPMORGAN CHASE & CO | NON_COMPLIANT | 0.23% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| ET ENERGY TRANSFER LP | NON_COMPLIANT | 0.23% | AAOIFI94.8% Usmani47.4% Dow Jones Islamic120.8% S&P Shariah134.5% MSCI Islamic47.4% MSCI Islamic M-Series134.5% FTSE Shariah46.2% |
| UBER UBER TECHNOLOGIES INC | COMPLIANT | 0.23% | AAOIFI9.5% Usmani22.4% Dow Jones Islamic8.9% S&P Shariah9.6% MSCI Islamic22.4% MSCI Islamic M-Series9.6% FTSE Shariah19.3% |
| AVGO BROADCOM INC | COMPLIANT | 0.23% | AAOIFI3.8% Usmani32.5% Dow Jones Islamic4.4% S&P Shariah5.5% MSCI Islamic32.5% MSCI Islamic M-Series5.5% FTSE Shariah32.5% |
| VALE OVERSEAS LIMITED | UNSCREENED | 0.23% | no in-house ratios for this holding |
| RCL ROYAL CARIBBEAN CRUISES | NON_COMPLIANT | 0.23% | AAOIFI33.1% Usmani52.7% Dow Jones Islamic32.9% S&P Shariah40.4% MSCI Islamic52.7% MSCI Islamic M-Series40.4% FTSE Shariah51.2% |
| NEXTERA ENERGY CAPITAL | UNSCREENED | 0.22% | no in-house ratios for this holding |
| CAPITAL ONE NA | UNSCREENED | 0.22% | no in-house ratios for this holding |
| C CITIGROUP INC | NON_COMPLIANT | 0.22% | AAOIFI159.2% Usmani13.8% Dow Jones Islamic214.6% S&P Shariah251.0% MSCI Islamic13.8% MSCI Islamic M-Series251.0% FTSE Shariah13.8% |
| ALLY ALLY FINANCIAL INC | NON_COMPLIANT | 0.22% | AAOIFI128.2% Usmani8.5% Dow Jones Islamic145.1% S&P Shariah153.2% MSCI Islamic8.5% MSCI Islamic M-Series153.2% FTSE Shariah8.5% |
| HYUNDAI CAPITAL AMERICA | UNSCREENED | 0.21% | no in-house ratios for this holding |
| JPM JPMORGAN CHASE & CO | NON_COMPLIANT | 0.21% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| AVOLON HOLDINGS FNDG LTD | UNSCREENED | 0.21% | no in-house ratios for this holding |
| CPB CAMPBELLS COMPANY/THE | NON_COMPLIANT | 0.21% | AAOIFI123.5% Usmani48.1% Dow Jones Islamic84.1% S&P Shariah75.7% MSCI Islamic47.6% MSCI Islamic M-Series75.7% FTSE Shariah45.6% |
| BLUE OWL CREDIT INCOME | UNSCREENED | 0.21% | no in-house ratios for this holding |
| BA BOEING CO | NON_COMPLIANT | 0.21% | AAOIFI30.1% Usmani30.2% Dow Jones Islamic33.6% S&P Shariah36.0% MSCI Islamic30.2% MSCI Islamic M-Series36.0% FTSE Shariah30.2% |
| EXPE EXPEDIA GROUP INC | NON_COMPLIANT | 0.21% | AAOIFI15.9% Usmani19.6% Dow Jones Islamic22.4% S&P Shariah26.0% MSCI Islamic19.6% MSCI Islamic M-Series26.0% FTSE Shariah18.8% |
| AUTONATION INC | UNSCREENED | 0.21% | no in-house ratios for this holding |
| C CITIGROUP INC | NON_COMPLIANT | 0.21% | AAOIFI159.2% Usmani13.8% Dow Jones Islamic214.6% S&P Shariah251.0% MSCI Islamic13.8% MSCI Islamic M-Series251.0% FTSE Shariah13.8% |
| STT STATE STREET CORP | NON_COMPLIANT | 0.20% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| VISTRA OPERATIONS CO LLC | UNSCREENED | 0.20% | no in-house ratios for this holding |
| TFC TRUIST FINANCIAL CORP | NON_COMPLIANT | 0.20% | AAOIFI110.7% Usmani12.6% Dow Jones Islamic124.2% S&P Shariah135.1% MSCI Islamic12.6% MSCI Islamic M-Series135.1% FTSE Shariah12.6% |
| 7-ELEVEN INC | UNSCREENED | 0.20% | no in-house ratios for this holding |
| MAR MARRIOTT INTERNATIONAL | NON_COMPLIANT | 0.20% | AAOIFI1.6% Usmani4.8% Dow Jones Islamic1.7% S&P Shariah1.8% MSCI Islamic4.8% MSCI Islamic M-Series1.8% FTSE Shariah1.7% |
| RBLX ROBLOX CORP | COMPLIANT | 0.20% | AAOIFI5.7% Usmani18.8% Dow Jones Islamic3.5% S&P Shariah4.2% MSCI Islamic18.8% MSCI Islamic M-Series4.2% FTSE Shariah10.4% |
| UBSG.SW UBS GROUP AG | NON_COMPLIANT | 0.20% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| JPM JPMORGAN CHASE & CO | NON_COMPLIANT | 0.20% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| AJG ARTHUR J GALLAGHER & CO | NON_COMPLIANT | 0.20% | AAOIFI21.0% Usmani17.2% Dow Jones Islamic20.7% S&P Shariah22.4% MSCI Islamic17.2% MSCI Islamic M-Series22.4% FTSE Shariah16.6% |
| ARES CAPITAL CORP | UNSCREENED | 0.20% | no in-house ratios for this holding |
| CUZ COUSINS PROPERTIES LP | NON_COMPLIANT | 0.20% | AAOIFI77.9% Usmani41.3% Dow Jones Islamic85.2% S&P Shariah94.4% MSCI Islamic41.3% MSCI Islamic M-Series94.4% FTSE Shariah41.3% |
| AVGO BROADCOM INC | COMPLIANT | 0.20% | AAOIFI3.8% Usmani32.5% Dow Jones Islamic4.4% S&P Shariah5.5% MSCI Islamic32.5% MSCI Islamic M-Series5.5% FTSE Shariah32.5% |
| BLUE OWL CREDIT INCOME | UNSCREENED | 0.20% | no in-house ratios for this holding |
| APOLLO DEBT SOLUTIONS BD | UNSCREENED | 0.20% | no in-house ratios for this holding |
| BNS.TO BANK OF NOVA SCOTIA | NON_COMPLIANT | 0.20% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| BA BOEING CO/THE | NON_COMPLIANT | 0.20% | AAOIFI30.1% Usmani30.2% Dow Jones Islamic33.6% S&P Shariah36.0% MSCI Islamic30.2% MSCI Islamic M-Series36.0% FTSE Shariah30.2% |
| WFC WELLS FARGO & COMPANY | NON_COMPLIANT | 0.20% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| BPCE SA | UNSCREENED | 0.20% | no in-house ratios for this holding |
| AUTONATION INC | UNSCREENED | 0.20% | no in-house ratios for this holding |
| SOLV SOLVENTUM CORP | NON_COMPLIANT | 0.19% | AAOIFI32.5% Usmani37.1% Dow Jones Islamic39.6% S&P Shariah41.1% MSCI Islamic35.7% MSCI Islamic M-Series41.1% FTSE Shariah35.7% |
| SNPS SYNOPSYS INC | COMPLIANT | 0.19% | AAOIFI14.4% Usmani22.7% Dow Jones Islamic13.2% S&P Shariah13.2% MSCI Islamic22.7% MSCI Islamic M-Series13.2% FTSE Shariah21.0% |
| DELL INT LLC / EMC CORP | UNSCREENED | 0.19% | no in-house ratios for this holding |
| RVTY REVVITY INC | COMPLIANT | 0.19% | AAOIFI23.1% Usmani27.9% Dow Jones Islamic27.9% S&P Shariah27.2% MSCI Islamic27.9% MSCI Islamic M-Series27.2% FTSE Shariah26.7% |
| WFC WELLS FARGO & COMPANY | NON_COMPLIANT | 0.19% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| JPM JPMORGAN CHASE & CO | NON_COMPLIANT | 0.19% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| SOUTHERN CAL EDISON | UNSCREENED | 0.19% | no in-house ratios for this holding |
| BAT CAPITAL CORP | UNSCREENED | 0.19% | no in-house ratios for this holding |
| BNP.PA BNP PARIBAS | NON_COMPLIANT | 0.19% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| NXP BV/NXP FDG/NXP USA | UNSCREENED | 0.19% | no in-house ratios for this holding |
| US BANCORP | UNSCREENED | 0.19% | no in-house ratios for this holding |
| META META PLATFORMS INC | QUESTIONABLE | 0.19% | AAOIFI7.2% Usmani25.0% Dow Jones Islamic7.0% S&P Shariah7.9% MSCI Islamic25.0% MSCI Islamic M-Series7.9% FTSE Shariah18.6% |
| COF CAPITAL ONE FINANCIAL CO | NON_COMPLIANT | 0.19% | AAOIFI38.5% Usmani7.6% Dow Jones Islamic49.3% S&P Shariah60.5% MSCI Islamic7.6% MSCI Islamic M-Series60.5% FTSE Shariah7.6% |
| FIDELITY NATL INFO SERV | UNSCREENED | 0.19% | no in-house ratios for this holding |
| NXP BV/NXP FDG/NXP USA | UNSCREENED | 0.19% | no in-house ratios for this holding |
| MACQUARIE AIRFINANCE HLD | UNSCREENED | 0.19% | no in-house ratios for this holding |
| CVS CVS HEALTH CORP | NON_COMPLIANT | 0.19% | AAOIFI61.7% Usmani30.1% Dow Jones Islamic84.9% S&P Shariah88.7% MSCI Islamic30.1% MSCI Islamic M-Series88.7% FTSE Shariah24.2% |
| EXR EXTRA SPACE STORAGE LP | NON_COMPLIANT | 0.18% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| BARC.L BARCLAYS PLC | NON_COMPLIANT | 0.18% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| KINDER MORGAN ENER PART | UNSCREENED | 0.18% | no in-house ratios for this holding |
| UBER UBER TECHNOLOGIES INC | COMPLIANT | 0.18% | AAOIFI9.5% Usmani22.4% Dow Jones Islamic8.9% S&P Shariah9.6% MSCI Islamic22.4% MSCI Islamic M-Series9.6% FTSE Shariah19.3% |
| IMPERIAL BRANDS FIN PLC | UNSCREENED | 0.18% | no in-house ratios for this holding |
| CPB CAMPBELLS COMPANY/THE | NON_COMPLIANT | 0.18% | AAOIFI123.5% Usmani48.1% Dow Jones Islamic84.1% S&P Shariah75.7% MSCI Islamic47.6% MSCI Islamic M-Series75.7% FTSE Shariah45.6% |
| FLUTTER TREASURY DAC | UNSCREENED | 0.18% | no in-house ratios for this holding |
| SAN.MC BANCO SANTANDER SA | NON_COMPLIANT | 0.18% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| SW.PA SODEXO INC | NON_COMPLIANT | 0.18% | AAOIFI64.9% Usmani40.9% Dow Jones Islamic— S&P Shariah— MSCI Islamic36.5% MSCI Islamic M-Series— FTSE Shariah36.5% |
| MTB M&T BANK CORPORATION | NON_COMPLIANT | 0.18% | AAOIFI52.5% Usmani8.3% Dow Jones Islamic59.6% S&P Shariah66.0% MSCI Islamic8.3% MSCI Islamic M-Series66.0% FTSE Shariah8.3% |
| BAC BANK OF AMERICA CORP | NON_COMPLIANT | 0.18% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| MS MORGAN STANLEY | NON_COMPLIANT | 0.18% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| BERRY GLOBAL INC | UNSCREENED | 0.18% | no in-house ratios for this holding |
| BA BOEING CO | NON_COMPLIANT | 0.17% | AAOIFI30.1% Usmani30.2% Dow Jones Islamic33.6% S&P Shariah36.0% MSCI Islamic30.2% MSCI Islamic M-Series36.0% FTSE Shariah30.2% |
| META META PLATFORMS INC | QUESTIONABLE | 0.17% | AAOIFI7.2% Usmani25.0% Dow Jones Islamic7.0% S&P Shariah7.9% MSCI Islamic25.0% MSCI Islamic M-Series7.9% FTSE Shariah18.6% |
| Chicago Board of Trade | UNSCREENED | 0.17% | no in-house ratios for this holding |
| PNC FINANCIAL SERVICES | UNSCREENED | 0.17% | no in-house ratios for this holding |
| IQVIA INC | UNSCREENED | 0.17% | no in-house ratios for this holding |
| State of Illinois | UNSCREENED | 0.17% | no in-house ratios for this holding |
| VISTRA OPERATIONS CO LLC | UNSCREENED | 0.17% | no in-house ratios for this holding |
| UBSG.SW UBS GROUP AG | NON_COMPLIANT | 0.17% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| RVTY REVVITY INC | COMPLIANT | 0.17% | AAOIFI23.1% Usmani27.9% Dow Jones Islamic27.9% S&P Shariah27.2% MSCI Islamic27.9% MSCI Islamic M-Series27.2% FTSE Shariah26.7% |
| OVV OVINTIV INC | NON_COMPLIANT | 0.17% | AAOIFI27.8% Usmani26.1% Dow Jones Islamic41.7% S&P Shariah41.7% MSCI Islamic25.5% MSCI Islamic M-Series41.7% FTSE Shariah19.2% |
| GPN GLOBAL PAYMENTS INC | NON_COMPLIANT | 0.17% | AAOIFI95.7% Usmani36.9% Dow Jones Islamic108.0% S&P Shariah96.7% MSCI Islamic36.9% MSCI Islamic M-Series96.7% FTSE Shariah36.9% |
| ISP.MI INTESA SANPAOLO SPA | NON_COMPLIANT | 0.17% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| BARC.L BARCLAYS PLC | NON_COMPLIANT | 0.17% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| DG DOLLAR GENERAL CORP | NON_COMPLIANT | 0.16% | AAOIFI55.9% Usmani49.0% Dow Jones Islamic69.2% S&P Shariah65.1% MSCI Islamic49.0% MSCI Islamic M-Series65.1% FTSE Shariah14.2% |
| BAT CAPITAL CORP | UNSCREENED | 0.16% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.16% | no in-house ratios for this holding |
| RCL ROYAL CARIBBEAN CRUISES | NON_COMPLIANT | 0.16% | AAOIFI33.1% Usmani52.7% Dow Jones Islamic32.9% S&P Shariah40.4% MSCI Islamic52.7% MSCI Islamic M-Series40.4% FTSE Shariah51.2% |
| AVOLON HOLDINGS FNDG LTD | UNSCREENED | 0.16% | no in-house ratios for this holding |
| TFC TRUIST FINANCIAL CORP | NON_COMPLIANT | 0.16% | AAOIFI110.7% Usmani12.6% Dow Jones Islamic124.2% S&P Shariah135.1% MSCI Islamic12.6% MSCI Islamic M-Series135.1% FTSE Shariah12.6% |
| CVS CVS HEALTH CORP | NON_COMPLIANT | 0.16% | AAOIFI61.7% Usmani30.1% Dow Jones Islamic84.9% S&P Shariah88.7% MSCI Islamic30.1% MSCI Islamic M-Series88.7% FTSE Shariah24.2% |
| UNITED MEXICAN STATES | UNSCREENED | 0.16% | no in-house ratios for this holding |
| GLENCORE FUNDING LLC | UNSCREENED | 0.16% | no in-house ratios for this holding |
| 2222.SR Saudi Arabian Oil Co. | COMPLIANT | 0.16% | AAOIFI5.8% Usmani16.9% Dow Jones Islamicpass S&P Shariahpass MSCI Islamic14.2% MSCI Islamic M-Seriespass FTSE Shariah14.2% |
| OCCIDENTAL PETROLEUM COR | UNSCREENED | 0.15% | no in-house ratios for this holding |
| BACARDI LTD / MARTINI BV | UNSCREENED | 0.15% | no in-house ratios for this holding |
| WMB WILLIAMS COMPANIES INC | NON_COMPLIANT | 0.15% | AAOIFI35.0% Usmani50.0% Dow Jones Islamic41.0% S&P Shariah47.9% MSCI Islamic50.0% MSCI Islamic M-Series47.9% FTSE Shariah50.0% |
| CHARTER COMM OPT LLC/CAP | UNSCREENED | 0.15% | no in-house ratios for this holding |
| VMWARE LLC | UNSCREENED | 0.15% | no in-house ratios for this holding |
| PACIFIC GAS & ELECTRIC | UNSCREENED | 0.15% | no in-house ratios for this holding |
| MS MORGAN STANLEY | NON_COMPLIANT | 0.15% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| AMER AIRLINE 25-1A PTT | UNSCREENED | 0.15% | no in-house ratios for this holding |
| VISTRA OPERATIONS CO LLC | UNSCREENED | 0.15% | no in-house ratios for this holding |
| GPN GLOBAL PAYMENTS INC | NON_COMPLIANT | 0.14% | AAOIFI95.7% Usmani36.9% Dow Jones Islamic108.0% S&P Shariah96.7% MSCI Islamic36.9% MSCI Islamic M-Series96.7% FTSE Shariah36.9% |
| NTT FINANCE CORP | UNSCREENED | 0.14% | no in-house ratios for this holding |
| GENERAL MOTORS FINL CO | UNSCREENED | 0.14% | no in-house ratios for this holding |
| JPM JPMORGAN CHASE & CO | NON_COMPLIANT | 0.14% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| MO ALTRIA GROUP INC | NON_COMPLIANT | 0.14% | AAOIFI21.4% Usmani73.6% Dow Jones Islamic25.3% S&P Shariah28.5% MSCI Islamic73.6% MSCI Islamic M-Series28.5% FTSE Shariah73.6% |
| C CITIGROUP INC | NON_COMPLIANT | 0.14% | AAOIFI159.2% Usmani13.8% Dow Jones Islamic214.6% S&P Shariah251.0% MSCI Islamic13.8% MSCI Islamic M-Series251.0% FTSE Shariah13.8% |
| DUQUESNE LIGHT HOLDINGS | UNSCREENED | 0.14% | no in-house ratios for this holding |
| HYUNDAI CAPITAL AMERICA | UNSCREENED | 0.14% | no in-house ratios for this holding |
| PERNOD RIC INTL FIN LLC | UNSCREENED | 0.14% | no in-house ratios for this holding |
| VISTRA OPERATIONS CO LLC | UNSCREENED | 0.14% | no in-house ratios for this holding |
| SRE SEMPRA | NON_COMPLIANT | 0.14% | AAOIFI65.2% Usmani32.7% Dow Jones Islamic66.4% S&P Shariah71.2% MSCI Islamic31.6% MSCI Islamic M-Series71.2% FTSE Shariah30.4% |
| BKNG BOOKING HOLDINGS INC | COMPLIANT | 0.14% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| BAC BANK OF AMERICA CORP | NON_COMPLIANT | 0.14% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| UNH UNITEDHEALTH GROUP INC | NON_COMPLIANT | 0.14% | AAOIFI20.4% Usmani23.7% Dow Jones Islamic20.4% S&P Shariah18.8% MSCI Islamic23.7% MSCI Islamic M-Series18.8% FTSE Shariah23.7% |
The published standards disagree about this fund by 3 points of portfolio weight — 12.1% of it passes FTSE Shariah, 8.6% passes MSCI Islamic M-Series. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 10.2% ratios fail on 41.1% 47.9% not rated under AAOIFI
ratios pass on 11.5% ratios fail on 27.8% 59.9% not rated under Usmani
ratios pass on 12.0% ratios fail on 39.2% 48.1% not rated under Dow Jones Islamic
ratios pass on 9.9% ratios fail on 40.8% 48.5% not rated under S&P Shariah
ratios pass on 11.0% ratios fail on 28.7% 59.6% not rated under MSCI Islamic
ratios pass on 8.6% ratios fail on 42.5% 48.1% not rated under MSCI Islamic M-Series
ratios pass on 12.1% ratios fail on 27.5% 59.7% not rated under FTSE Shariah
108 of 519 listed holdings carry our own per-methodology verdicts (55% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 85 (47% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
| Non-compliant holding | Weight |
|---|---|
| ICE Intercontinental Exchange, Inc. | 1.13% |
| BARC.L BARCLAYS PLC | 0.97% |
| MS MORGAN STANLEY | 0.95% |
| BAC BANK OF AMERICA CORP | 0.94% |
| CVS CVS HEALTH CORP | 0.91% |
| CCI CROWN CASTLE INC | 0.91% |
| BAC BANK OF AMERICA CORP | 0.77% |
| BA BOEING CO | 0.77% |
| SOLV SOLVENTUM CORP | 0.69% |
| TRGP Targa Resources Corp | 0.67% |
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
Goldman Sachs Investment Grade Credit Fund (GSGAX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.
| Holding | Weight | Verdict |
|---|---|---|
| COMPUTE FINANCING 2026 LLCnot matched to a ticker | 2.10% | Not screened |
| FORD MOTOR CREDIT CO LLCnot matched to a ticker | 1.30% | Not screened |
| HCA INCnot matched to a ticker | 1.24% | Not screened |
| Goldman Sachs Central Government Fundnot matched to a ticker | 1.24% | Not screened |
| ICEIntercontinental Exchange, Inc. | 1.13% | Non-compliant |
| BAT CAPITAL CORPnot matched to a ticker | 1.05% | Not screened |
| MARS INCnot matched to a ticker | 1.04% | Not screened |
| CHARTER COMM OPT LLC/CAPnot matched to a ticker | 0.97% | Not screened |
| BARC.LBARCLAYS PLC | 0.97% | Non-compliant |
| MSMORGAN STANLEY | 0.95% | Non-compliant |
Top 10 of 519 holdings, 12.0% of the fund by weight. Every holding is screened, not only these.
The positions keeping this fund short of 100% compliant by weight.
Verdict history for GSGAX. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
ℹ️ no compliance scan has run for 4 days - this is not a reading of today
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
This fund prices once a day, so its bars carry no intraday high or low — floor-trader pivots are not defined for it.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 51.40 | NEUTRAL |
| Stochastic %K (14) | 100.00 | SELL |
| CCI (20) | 54.69 | NEUTRAL |
| Williams %R (14) | 0.00 | SELL |
| MACD (12,26,9) | 0.01 | BUY |
| ROC (10) | 0.92 | BUY |
| Momentum (10) | 0.07 | BUY |
| EMA (10) | 7.67 | BUY |
| SMA (10) | 7.65 | BUY |
| EMA (20) | 7.69 | BUY |
| SMA (20) | 7.68 | BUY |
| EMA (30) | 7.71 | SELL |
| SMA (30) | 7.72 | SELL |
| EMA (50) | 7.75 | SELL |
| SMA (50) | 7.78 | SELL |
| EMA (100) | 7.80 | SELL |
| SMA (100) | 7.84 | SELL |
| EMA (200) | 7.84 | SELL |
| SMA (200) | 7.87 | SELL |
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.