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HWCIXETF / FundHotchkis and Wiley Large Cap Disciplined Value Fund

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Sharia status
NOT COMPLIANT
Screened by look-through to its filed holdings — 80% of portfolio weight covered
Fund look-through

Hotchkis and Wiley Large Cap Disciplined Value Fund · HOTCHKIS & WILEY FUNDS/DE/

73 holdings

This fund holds short positions, so exposure is counted gross — long and short both count as exposure rather than netting off, and the weights below therefore sum to 104% of net assets rather than 100%. Shares of the portfolio are shown as shares of that gross exposure.

NON-COMPLIANT 57.39% of portfolio weight is in non-compliant holdings, over the 5% threshold.

73 holdings, 61 matched (80% of weight). Portfolio as of 2026-06-30, filed 2026-08-11. Source: SEC Form N-PORT.

3.27% of this portfolio’s income is non-permissible — weighted across holdings, computed over 68% of portfolio weight (53 of 73 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.

23.2% compliant 1.3% questionable 55.4% non-compliant 20.1% unscreened

All holdings (73)
HoldingStatusWeightEvery methodology, and the debt ratio behind it
WDAY Workday Inc COMPLIANT 4.77% AAOIFI8.4% Usmani23.8% Dow Jones Islamic8.1% S&P Shariah7.7% MSCI Islamic23.8% MSCI Islamic M-Series7.7% FTSE Shariah18.8%
Mount Vernon Liquid Assets Portfolio, LLC UNSCREENED 3.50% no in-house ratios for this holding
APA APA Corp NON_COMPLIANT 3.38% AAOIFI25.9% Usmani21.6% Dow Jones Islamic42.6% S&P Shariah41.4% MSCI Islamic21.6% MSCI Islamic M-Series41.4% FTSE Shariah20.8%
American International Group I UNSCREENED 2.90% no in-house ratios for this holding
FFIV F5 Inc COMPLIANT 2.85% AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah—
PPG PPG Industries Inc COMPLIANT 2.58% AAOIFI31.6% Usmani34.8% Dow Jones Islamic30.9% S&P Shariah29.1% MSCI Islamic34.7% MSCI Islamic M-Series29.1% FTSE Shariah32.1%
CMCSA Comcast Corp NON_COMPLIANT 2.58% AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah—
GEHC GE HealthCare Technologies Inc NON_COMPLIANT 2.54% AAOIFI34.9% Usmani28.5% Dow Jones Islamic30.2% S&P Shariah30.1% MSCI Islamic28.4% MSCI Islamic M-Series30.1% FTSE Shariah27.3%
ELV Elevance Health Inc NON_COMPLIANT 2.53% AAOIFI35.1% Usmani24.6% Dow Jones Islamic37.4% S&P Shariah33.5% MSCI Islamic24.6% MSCI Islamic M-Series33.5% FTSE Shariah24.6%
Ericsson UNSCREENED 2.51% no in-house ratios for this holding
First American Government Obli UNSCREENED 2.39% no in-house ratios for this holding
D Dominion Energy Inc NON_COMPLIANT 2.29% AAOIFI86.6% Usmani42.8% Dow Jones Islamic102.1% S&P Shariah112.1% MSCI Islamic42.3% MSCI Islamic M-Series112.1% FTSE Shariah41.7%
C Citigroup Inc NON_COMPLIANT 2.25% AAOIFI159.2% Usmani13.8% Dow Jones Islamic214.6% S&P Shariah251.0% MSCI Islamic13.8% MSCI Islamic M-Series251.0% FTSE Shariah13.8%
US Bancorp UNSCREENED 2.22% no in-house ratios for this holding
GM General Motors Co NON_COMPLIANT 2.06% AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0%
CRM Salesforce Inc COMPLIANT 2.05% AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah—
MG.TO Magna International Inc NON_COMPLIANT 2.04% AAOIFIfail Usmanipass Dow Jones Islamicfail S&P Shariahfail MSCI Islamicpass MSCI Islamic M-Seriesfail FTSE Shariahpass
WFC Wells Fargo & Co NON_COMPLIANT 1.97% AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1%
CI Cigna Group/The NON_COMPLIANT 1.95% AAOIFI42.7% Usmani20.3% Dow Jones Islamic40.5% S&P Shariah38.8% MSCI Islamic20.3% MSCI Islamic M-Series38.8% FTSE Shariah20.3%
CNH Industrial NV UNSCREENED 1.84% no in-house ratios for this holding
FISV Fiserv Inc NON_COMPLIANT 1.80% AAOIFI99.4% Usmani34.6% Dow Jones Islamic38.9% S&P Shariah36.9% MSCI Islamic34.6% MSCI Islamic M-Series36.9% FTSE Shariah34.5%
OMC Omnicom Group Inc NON_COMPLIANT 1.74% AAOIFI50.5% Usmani22.5% Dow Jones Islamic63.9% S&P Shariah66.1% MSCI Islamic22.5% MSCI Islamic M-Series66.1% FTSE Shariah18.7%
SHEL Shell PLC NON_COMPLIANT 1.69% AAOIFI38.4% Usmani20.4% Dow Jones Islamic17.6% S&P Shariah18.0% MSCI Islamic20.4% MSCI Islamic M-Series18.0% FTSE Shariah20.4%
UNH UnitedHealth Group Inc NON_COMPLIANT 1.63% AAOIFI20.4% Usmani23.7% Dow Jones Islamic20.4% S&P Shariah18.8% MSCI Islamic23.7% MSCI Islamic M-Series18.8% FTSE Shariah23.7%
FDX FedEx Corp NON_COMPLIANT 1.62% AAOIFI55.5% Usmani43.2% Dow Jones Islamic60.9% S&P Shariah62.7% MSCI Islamic41.7% MSCI Islamic M-Series62.7% FTSE Shariah24.3%
OVV Ovintiv Inc NON_COMPLIANT 1.58% AAOIFI27.8% Usmani26.1% Dow Jones Islamic41.7% S&P Shariah41.7% MSCI Islamic25.5% MSCI Islamic M-Series41.7% FTSE Shariah19.2%
PCAR PACCAR Inc NON_COMPLIANT 1.54% AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0%
CDW Corp/DE UNSCREENED 1.48% no in-house ratios for this holding
MDT Medtronic PLC COMPLIANT 1.46% AAOIFI24.4% Usmani31.5% Dow Jones Islamic26.4% S&P Shariah27.4% MSCI Islamic31.4% MSCI Islamic M-Series27.4% FTSE Shariah30.2%
GOOG Alphabet Inc QUESTIONABLE 1.35% AAOIFI2.9% Usmani13.1% Dow Jones Islamic3.9% S&P Shariah4.5% MSCI Islamic12.8% MSCI Islamic M-Series4.5% FTSE Shariah10.9%
KHC Kraft Heinz Co/The NON_COMPLIANT 1.34% AAOIFI64.5% Usmani26.0% Dow Jones Islamic63.2% S&P Shariah58.9% MSCI Islamic26.0% MSCI Islamic M-Series58.9% FTSE Shariah26.0%
First Citizens BancShares Inc/ UNSCREENED 1.34% no in-house ratios for this holding
HUM Humana Inc NON_COMPLIANT 1.26% AAOIFI30.1% Usmani26.3% Dow Jones Islamic44.9% S&P Shariah38.8% MSCI Islamic26.3% MSCI Islamic M-Series38.8% FTSE Shariah25.3%
SAP SAP SE COMPLIANT 1.24% AAOIFI3.5% Usmani13.0% Dow Jones Islamic3.1% S&P Shariah3.4% MSCI Islamic10.6% MSCI Islamic M-Series3.4% FTSE Shariah10.6%
TFC Truist Financial Corp NON_COMPLIANT 1.22% AAOIFI110.7% Usmani12.6% Dow Jones Islamic124.2% S&P Shariah135.1% MSCI Islamic12.6% MSCI Islamic M-Series135.1% FTSE Shariah12.6%
SLB Ltd UNSCREENED 1.15% no in-house ratios for this holding
CRBG Corebridge Financial Inc NON_COMPLIANT 1.15% AAOIFI8.3% Usmani0.3% Dow Jones Islamic8.0% S&P Shariah8.2% MSCI Islamic0.3% MSCI Islamic M-Series8.2% FTSE Shariah0.3%
BAC Bank of America Corp NON_COMPLIANT 1.14% AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7%
APTV Aptiv PLC NON_COMPLIANT 1.10% AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah—
FTV Fortive Corp COMPLIANT 1.08% AAOIFI20.9% Usmani31.0% Dow Jones Islamic17.1% S&P Shariah15.8% MSCI Islamic31.0% MSCI Islamic M-Series15.8% FTSE Shariah30.1%
GPC Genuine Parts Co NON_COMPLIANT 1.08% AAOIFI31.0% Usmani28.0% Dow Jones Islamic35.7% S&P Shariah34.4% MSCI Islamic28.0% MSCI Islamic M-Series34.4% FTSE Shariah20.1%
STT State Street Corp NON_COMPLIANT 1.08% AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0%
STZ Constellation Brands Inc NON_COMPLIANT 1.07% AAOIFI49.1% Usmani49.0% Dow Jones Islamic38.2% S&P Shariah33.6% MSCI Islamic49.0% MSCI Islamic M-Series33.6% FTSE Shariah46.1%
LH Labcorp Holdings Inc COMPLIANT 1.06% AAOIFI25.4% Usmani36.5% Dow Jones Islamic31.6% S&P Shariah33.5% MSCI Islamic36.2% MSCI Islamic M-Series33.5% FTSE Shariah31.6%
MDLZ Mondelez International Inc COMPLIANT 1.05% AAOIFI24.4% Usmani27.5% Dow Jones Islamic24.3% S&P Shariah23.4% MSCI Islamic26.9% MSCI Islamic M-Series23.4% FTSE Shariah25.8%
SJM J M Smucker Co/The NON_COMPLIANT 1.00% AAOIFI48.0% Usmani41.6% Dow Jones Islamic60.6% S&P Shariah60.2% MSCI Islamic41.6% MSCI Islamic M-Series60.2% FTSE Shariah40.4%
BA Boeing Co/The NON_COMPLIANT 0.99% AAOIFI30.1% Usmani30.2% Dow Jones Islamic33.6% S&P Shariah36.0% MSCI Islamic30.2% MSCI Islamic M-Series36.0% FTSE Shariah30.2%
ZBH Zimmer Biomet Holdings Inc NON_COMPLIANT 0.99% AAOIFI40.7% Usmani32.8% Dow Jones Islamic39.1% S&P Shariah36.3% MSCI Islamic32.8% MSCI Islamic M-Series36.3% FTSE Shariah32.8%
TEL TE Connectivity PLC COMPLIANT 0.99% AAOIFI9.5% Usmani21.6% Dow Jones Islamic10.3% S&P Shariah11.2% MSCI Islamic21.6% MSCI Islamic M-Series11.2% FTSE Shariah21.6%
CTSH Cognizant Technology Solutions COMPLIANT 0.92% AAOIFI4.0% Usmani5.4% Dow Jones Islamic3.2% S&P Shariah3.2% MSCI Islamic5.3% MSCI Islamic M-Series3.2% FTSE Shariah2.8%
QCOM QUALCOMM Inc COMPLIANT 0.90% AAOIFI8.3% Usmani25.7% Dow Jones Islamic8.6% S&P Shariah8.7% MSCI Islamic25.7% MSCI Islamic M-Series8.7% FTSE Shariah25.7%
DE Deere & Co NON_COMPLIANT 0.85% AAOIFI9.1% Usmani15.9% Dow Jones Islamic12.7% S&P Shariah13.8% MSCI Islamic15.9% MSCI Islamic M-Series13.8% FTSE Shariah15.9%
NSC Norfolk Southern Corp COMPLIANT 0.85% AAOIFI22.6% Usmani36.8% Dow Jones Islamic27.1% S&P Shariah29.0% MSCI Islamic36.8% MSCI Islamic M-Series29.0% FTSE Shariah36.8%
NOV NOV Inc NON_COMPLIANT 0.83% AAOIFI31.3% Usmani21.0% Dow Jones Islamic35.6% S&P Shariah33.7% MSCI Islamic18.7% MSCI Islamic M-Series33.7% FTSE Shariah15.4%
LDOS Leidos Holdings Inc NON_COMPLIANT 0.82% AAOIFI39.5% Usmani42.1% Dow Jones Islamic32.6% S&P Shariah34.8% MSCI Islamic42.1% MSCI Islamic M-Series34.8% FTSE Shariah38.6%
Fidelity National Information UNSCREENED 0.80% no in-house ratios for this holding
GD General Dynamics Corp NON_COMPLIANT 0.74% AAOIFI10.3% Usmani17.4% Dow Jones Islamic11.7% S&P Shariah12.4% MSCI Islamic16.8% MSCI Islamic M-Series12.4% FTSE Shariah13.7%
SWK Stanley Black & Decker Inc NON_COMPLIANT 0.72% AAOIFI32.4% Usmani23.7% Dow Jones Islamic39.9% S&P Shariah39.2% MSCI Islamic23.7% MSCI Islamic M-Series39.2% FTSE Shariah23.7%
WPP.L WPP PLC NON_COMPLIANT 0.68% AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahpass
UL Unilever PLC COMPLIANT 0.63% AAOIFI27.6% Usmani41.0% Dow Jones Islamic23.6% S&P Shariah24.9% MSCI Islamic39.2% MSCI Islamic M-Series24.9% FTSE Shariah39.2%
CNC Centene Corp NON_COMPLIANT 0.63% AAOIFI50.5% Usmani19.4% Dow Jones Islamic62.6% S&P Shariah53.4% MSCI Islamic19.4% MSCI Islamic M-Series53.4% FTSE Shariah19.4%
OLN Olin Corp NON_COMPLIANT 0.61% AAOIFI167.1% Usmani45.8% Dow Jones Islamic116.6% S&P Shariah89.2% MSCI Islamic45.8% MSCI Islamic M-Series89.2% FTSE Shariah40.7%
BWA BorgWarner Inc NON_COMPLIANT 0.58% AAOIFI30.1% Usmani29.2% Dow Jones Islamic43.9% S&P Shariah46.5% MSCI Islamic29.2% MSCI Islamic M-Series46.5% FTSE Shariah27.7%
COP ConocoPhillips COMPLIANT 0.58% AAOIFI14.4% Usmani18.7% Dow Jones Islamic19.1% S&P Shariah18.8% MSCI Islamic18.7% MSCI Islamic M-Series18.8% FTSE Shariah18.7%
GSK GSK PLC COMPLIANT 0.53% AAOIFI19.2% Usmani23.6% Dow Jones Islamic10.6% S&P Shariah11.2% MSCI Islamic23.6% MSCI Islamic M-Series11.2% FTSE Shariah23.6%
LMT Lockheed Martin Corp NON_COMPLIANT 0.50% AAOIFI16.6% Usmani32.9% Dow Jones Islamic17.6% S&P Shariah18.2% MSCI Islamic32.9% MSCI Islamic M-Series18.2% FTSE Shariah32.9%
CFG Citizens Financial Group Inc NON_COMPLIANT 0.49% AAOIFI92.6% Usmani11.8% Dow Jones Islamic125.5% S&P Shariah143.3% MSCI Islamic11.8% MSCI Islamic M-Series143.3% FTSE Shariah11.8%
CMI Cummins Inc COMPLIANT 0.48% AAOIFI9.7% Usmani21.0% Dow Jones Islamic12.1% S&P Shariah14.2% MSCI Islamic21.0% MSCI Islamic M-Series14.2% FTSE Shariah19.3%
FLR Fluor Corp NON_COMPLIANT 0.46% AAOIFI15.0% Usmani14.2% Dow Jones Islamic14.5% S&P Shariah15.0% MSCI Islamic14.2% MSCI Islamic M-Series15.0% FTSE Shariah14.2%
PPL PPL Corp NON_COMPLIANT 0.46% AAOIFI77.2% Usmani43.2% Dow Jones Islamic78.6% S&P Shariah86.6% MSCI Islamic43.2% MSCI Islamic M-Series86.6% FTSE Shariah43.2%
LAD Lithia Motors Inc NON_COMPLIANT 0.39% AAOIFI123.1% Usmani39.9% Dow Jones Islamic131.6% S&P Shariah134.2% MSCI Islamic39.9% MSCI Islamic M-Series134.2% FTSE Shariah37.4%
Check Point Software Technolog UNSCREENED 0.34% no in-house ratios for this holding
Conagra Brands Inc UNSCREENED 0.30% no in-house ratios for this holding

The published standards disagree about this fund by 21 points of portfolio weight — 46.7% of it passes FTSE Shariah, 25.6% passes MSCI Islamic M-Series. Which number is yours depends on which standard you follow.

These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.

ratios pass on 25.7% ratios fail on 46.9% 30.9% not rated under AAOIFI

61 of 73 listed holdings carry our own per-methodology verdicts (83% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 55 (71% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.

Non-compliant holdingWeight
APA APA Corp 3.38%
CMCSA Comcast Corp 2.58%
GEHC GE HealthCare Technologies Inc 2.54%
ELV Elevance Health Inc 2.53%
D Dominion Energy Inc 2.29%
C Citigroup Inc 2.25%
GM General Motors Co 2.06%
MG.TO Magna International Inc 2.04%
WFC Wells Fargo & Co 1.97%
CI Cigna Group/The 1.95%
🕌Open research, not a fatwa — verify with your own scholar.

Trade setup

Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.

SEPARATE FROM SHARIAH
No trade setup shown — a stock that isn't cleanly Sharia-compliant never gets a bullish verdict here.

Hotchkis and Wiley Large Cap Disciplined Value Fund (HWCIX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.

Screened on its holdings, not its name

HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.

24.0%Compliant 1.4%Questionable 57.4%Non-compliant 20.8%Not screened
HoldingWeightVerdict
WDAYWorkday Inc 4.77% Compliant
Mount Vernon Liquid Assets Portfolio, LLCnot matched to a ticker 3.50% Not screened
APAAPA Corp 3.38% Non-compliant
American International Group Inot matched to a ticker 2.90% Not screened
FFIVF5 Inc 2.85% Compliant
PPGPPG Industries Inc 2.58% Compliant
CMCSAComcast Corp 2.58% Non-compliant
GEHCGE HealthCare Technologies Inc 2.54% Non-compliant
ELVElevance Health Inc 2.53% Non-compliant
Ericssonnot matched to a ticker 2.51% Not screened

Top 10 of 73 holdings, 30.1% of the fund by weight. Every holding is screened, not only these.

What holds the number back

The positions keeping this fund short of 100% compliant by weight.

  • Mount Vernon Liquid Assets Portfolio, LLCnot screened3.50%
  • APAnon-compliant3.38%
  • American International Group Inot screened2.90%
  • CMCSAnon-compliant2.58%
  • GEHCnon-compliant2.54%
  • ELVnon-compliant2.53%

What changed, and when

Verdict history for HWCIX. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.

  • 2026-09-07 No change recorded No verdict change for HWCIX has been recorded since tracking began. The scan ledger records that the compliance detectors ran, not which symbols each pass covered.

ℹ️ no compliance scan has run for 4 days - this is not a reading of today

36.0133.9231.8429.7527.672025-10-162026-04-172026-10-15

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Support & Resistance

This fund prices once a day, so its bars carry no intraday high or low — floor-trader pivots are not defined for it.

Price Forecast

The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.

7-day expected range
34.56 – 35.68
±1.6% from 35.12, made 2026-09-13 · resolves 2026-09-20
BUY
from 19 indicators
61.9% of our last 5789 forecasts landed inside their stated range, and 49.9% called the direction correctly.

Technical Summary

Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.

STRONG BUY
19 indicators
OscillatorsNEUTRAL
3 buy · 1 neutral · 3 sell
Moving averagesSTRONG BUY
12 buy · 0 neutral · 0 sell
Every indicator, and what it reads
IndicatorValueSignal
RSI (14)64.10NEUTRAL
Stochastic %K (14)100.00SELL
CCI (20)206.68SELL
Williams %R (14)0.00SELL
MACD (12,26,9)0.16BUY
ROC (10)5.17BUY
Momentum (10)1.73BUY
EMA (10)34.29BUY
SMA (10)34.09BUY
EMA (20)34.26BUY
SMA (20)34.02BUY
EMA (30)34.30BUY
SMA (30)34.42BUY
EMA (50)34.24BUY
SMA (50)34.74BUY
EMA (100)33.64BUY
SMA (100)33.68BUY
EMA (200)32.34BUY
SMA (200)32.25BUY

SMC — Top Down

Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.

No usable intraday or daily bars came back for this listing, so there is no structure to read.

Before you act on this

The questions worth asking about any verdict on this page, answered plainly.

Is a fund screened on its name?

No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.

What does unrated weight mean?

It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.

Does the issuer's board make it compliant?

It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.

How often is this re-screened?

When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.

Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.

Compare with

Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.

Peer screening computing — it will appear here on its own.

AI Summary

Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.

Tell us what's working, what's confusing, or what you want to see next — read by a real person, not a form that goes nowhere.