Verdicts genuinely change. Free email alert the moment IAK's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
iShares U.S. Insurance ETF ETF · iShares Trust
60 holdings · as of 2026-06-30 (3.7 months ago) The fund may have traded since. SEC Form N-PORT is filed quarterly and lags the period it covers, so these are the most recent holdings on file, not the fund’s holdings today.
NON-COMPLIANT 99.46% of portfolio weight is in non-compliant holdings, over the 5% threshold.
60 holdings, 55 matched (100% of weight). Portfolio as of 2026-06-30, filed 2026-08-24. Source: SEC Form N-PORT.
12.78% of this portfolio’s income is non-permissible — weighted across holdings, computed over 99% of portfolio weight (53 of 60 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
0.0% compliant 0.0% questionable 99.5% non-compliant 0.5% unscreened
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| PGR THE PROGRESSIVE CORPORATION | NON_COMPLIANT | 13.64% | AAOIFI6.5% Usmani6.7% Dow Jones Islamic6.3% S&P Shariah6.9% MSCI Islamic6.7% MSCI Islamic M-Series6.9% FTSE Shariah6.7% |
| CB Chubb Limited | NON_COMPLIANT | 13.13% | AAOIFI13.3% Usmani6.3% Dow Jones Islamic14.8% S&P Shariah15.8% MSCI Islamic6.3% MSCI Islamic M-Series15.8% FTSE Shariah6.3% |
| TRV The Travelers Companies, Inc. | NON_COMPLIANT | 7.51% | AAOIFI11.8% Usmani6.3% Dow Jones Islamic14.9% S&P Shariah16.4% MSCI Islamic6.3% MSCI Islamic M-Series16.4% FTSE Shariah6.3% |
| ALL THE ALLSTATE CORPORATION | NON_COMPLIANT | 6.55% | AAOIFI11.4% Usmani6.0% Dow Jones Islamic14.1% S&P Shariah15.6% MSCI Islamic6.0% MSCI Islamic M-Series15.6% FTSE Shariah6.0% |
| AFL AFLAC INCORPORATED | NON_COMPLIANT | 4.54% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| AIG AMERICAN INTERNATIONAL GROUP, INC. | NON_COMPLIANT | 4.28% | AAOIFI21.8% Usmani5.6% Dow Jones Islamic21.4% S&P Shariah20.9% MSCI Islamic5.6% MSCI Islamic M-Series20.9% FTSE Shariah5.6% |
| MET METLIFE, INC. | NON_COMPLIANT | 4.24% | AAOIFI47.5% Usmani3.9% Dow Jones Islamic56.2% S&P Shariah58.5% MSCI Islamic3.9% MSCI Islamic M-Series58.5% FTSE Shariah3.9% |
| PRU PRUDENTIAL FINANCIAL, INC. | NON_COMPLIANT | 4.17% | AAOIFI49.0% Usmani2.6% Dow Jones Islamic56.4% S&P Shariah57.7% MSCI Islamic2.6% MSCI Islamic M-Series57.7% FTSE Shariah2.6% |
| HIG THE HARTFORD INSURANCE GROUP, INC. | NON_COMPLIANT | 4.06% | AAOIFI11.7% Usmani5.0% Dow Jones Islamic12.4% S&P Shariah13.6% MSCI Islamic5.0% MSCI Islamic M-Series13.6% FTSE Shariah5.0% |
| ACGL ARCH CAPITAL GROUP LTD. | NON_COMPLIANT | 3.77% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| CINF CINCINNATI FINANCIAL CORPORATION | NON_COMPLIANT | 3.20% | AAOIFI3.0% Usmani1.8% Dow Jones Islamic3.4% S&P Shariah3.7% MSCI Islamic1.8% MSCI Islamic M-Series3.7% FTSE Shariah1.8% |
| MKL Markel Group Inc. | NON_COMPLIANT | 2.73% | AAOIFI19.3% Usmani6.1% Dow Jones Islamic18.3% S&P Shariah19.5% MSCI Islamic6.1% MSCI Islamic M-Series19.5% FTSE Shariah6.1% |
| PFG PRINCIPAL FINANCIAL GROUP, INC. | NON_COMPLIANT | 2.37% | AAOIFI16.6% Usmani1.2% Dow Jones Islamic21.5% S&P Shariah22.7% MSCI Islamic1.2% MSCI Islamic M-Series22.7% FTSE Shariah1.2% |
| WRB W. R. BERKLEY CORPORATION | NON_COMPLIANT | 2.32% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| L LOEWS CORPORATION | NON_COMPLIANT | 2.14% | AAOIFI40.0% Usmani10.2% Dow Jones Islamic44.3% S&P Shariah47.6% MSCI Islamic10.2% MSCI Islamic M-Series47.6% FTSE Shariah10.2% |
| GL GLOBE LIFE INC. | NON_COMPLIANT | 1.56% | AAOIFI22.0% Usmani9.3% Dow Jones Islamic27.1% S&P Shariah28.2% MSCI Islamic9.3% MSCI Islamic M-Series28.2% FTSE Shariah9.3% |
| UNM UNUM GROUP | NON_COMPLIANT | 1.47% | AAOIFI24.7% Usmani5.9% Dow Jones Islamic29.4% S&P Shariah32.7% MSCI Islamic5.9% MSCI Islamic M-Series32.7% FTSE Shariah5.9% |
| AIZ ASSURANT, INC. | NON_COMPLIANT | 1.37% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| FNF FIDELITY NATIONAL FINANCIAL, INC | NON_COMPLIANT | 1.19% | AAOIFI35.7% Usmani3.8% Dow Jones Islamic29.8% S&P Shariah31.6% MSCI Islamic3.8% MSCI Islamic M-Series31.6% FTSE Shariah3.8% |
| AFG AMERICAN FINANCIAL GROUP, INC. | NON_COMPLIANT | 1.09% | AAOIFI15.4% Usmani5.5% Dow Jones Islamic17.2% S&P Shariah18.2% MSCI Islamic5.5% MSCI Islamic M-Series18.2% FTSE Shariah5.5% |
| ORI OLD REPUBLIC INTERNATIONAL CORPORATION | NON_COMPLIANT | 1.03% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| PRI PRIMERICA, INC. | NON_COMPLIANT | 1.00% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| THG THE HANOVER INSURANCE GROUP, INC. | NON_COMPLIANT | 0.85% | AAOIFI10.6% Usmani5.0% Dow Jones Islamic13.8% S&P Shariah15.3% MSCI Islamic5.0% MSCI Islamic M-Series15.3% FTSE Shariah5.0% |
| AXS AXIS CAPITAL HOLDINGS LIMITED | NON_COMPLIANT | 0.82% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| KNSL KINSALE CAPITAL GROUP, INC. | NON_COMPLIANT | 0.82% | AAOIFI2.6% Usmani3.5% Dow Jones Islamic2.3% S&P Shariah2.3% MSCI Islamic3.5% MSCI Islamic M-Series2.3% FTSE Shariah3.5% |
| FAF FIRST AMERICAN FINANCIAL CORPORATION | NON_COMPLIANT | 0.78% | AAOIFI15.3% Usmani6.0% Dow Jones Islamic17.7% S&P Shariah18.6% MSCI Islamic6.0% MSCI Islamic M-Series18.6% FTSE Shariah6.0% |
| OSCR OSCAR HEALTH, INC. | NON_COMPLIANT | 0.71% | AAOIFI4.3% Usmani3.8% Dow Jones Islamic8.0% S&P Shariah8.8% MSCI Islamic3.8% MSCI Islamic M-Series8.8% FTSE Shariah3.8% |
| ERIE ERIE INDEMNITY COMPANY | NON_COMPLIANT | 0.69% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| SIGI SELECTIVE INSURANCE GROUP, INC. | NON_COMPLIANT | 0.66% | AAOIFI9.2% Usmani3.3% Dow Jones Islamic9.9% S&P Shariah9.5% MSCI Islamic3.3% MSCI Islamic M-Series9.5% FTSE Shariah3.3% |
| RLI RLI CORP. | NON_COMPLIANT | 0.62% | AAOIFI5.2% Usmani4.6% Dow Jones Islamic5.1% S&P Shariah5.1% MSCI Islamic4.6% MSCI Islamic M-Series5.1% FTSE Shariah4.6% |
| LNC LINCOLN NATIONAL CORPORATION | NON_COMPLIANT | 0.59% | AAOIFI74.3% Usmani1.5% Dow Jones Islamic100.2% S&P Shariah113.6% MSCI Islamic1.5% MSCI Islamic M-Series113.6% FTSE Shariah1.5% |
| WTM WHITE MOUNTAINS INSURANCE GROUP, LTD. | NON_COMPLIANT | 0.58% | AAOIFI17.8% Usmani6.8% Dow Jones Islamic18.9% S&P Shariah19.8% MSCI Islamic6.8% MSCI Islamic M-Series19.8% FTSE Shariah6.8% |
| CNO CNO FINANCIAL GROUP, INC. | NON_COMPLIANT | 0.53% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| LMND LEMONADE, INC. | NON_COMPLIANT | 0.48% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| BHF BRIGHTHOUSE FINANCIAL, INC. | NON_COMPLIANT | 0.41% | AAOIFI102.4% Usmani1.3% Dow Jones Islamic97.4% S&P Shariah99.3% MSCI Islamic1.3% MSCI Islamic M-Series99.3% FTSE Shariah1.3% |
| PLMR PALOMAR HOLDINGS, INC. | NON_COMPLIANT | 0.38% | AAOIFI8.4% Usmani7.5% Dow Jones Islamic9.1% S&P Shariah10.7% MSCI Islamic7.5% MSCI Islamic M-Series10.7% FTSE Shariah7.5% |
| AGO ASSURED GUARANTY LTD. | NON_COMPLIANT | 0.38% | AAOIFI51.2% Usmani13.5% Dow Jones Islamic42.8% S&P Shariah42.5% MSCI Islamic13.5% MSCI Islamic M-Series42.5% FTSE Shariah13.5% |
| GNW GENWORTH FINANCIAL, INC. | NON_COMPLIANT | 0.37% | AAOIFI38.4% Usmani1.7% Dow Jones Islamic45.9% S&P Shariah48.4% MSCI Islamic1.7% MSCI Islamic M-Series48.4% FTSE Shariah1.7% |
| MCY MERCURY GENERAL CORPORATION | NON_COMPLIANT | 0.33% | AAOIFI16.3% Usmani9.0% Dow Jones Islamic22.0% S&P Shariah25.8% MSCI Islamic9.0% MSCI Islamic M-Series25.8% FTSE Shariah9.0% |
| SKWD SKYWARD SPECIALTY INSURANCE GROUP, INC. | NON_COMPLIANT | 0.26% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| STC STEWART INFORMATION SERVICES CORPORATION | NON_COMPLIANT | 0.23% | AAOIFI31.4% Usmani19.6% Dow Jones Islamic33.9% S&P Shariah36.6% MSCI Islamic19.6% MSCI Islamic M-Series36.6% FTSE Shariah19.6% |
| HCI HCI GROUP, INC. | NON_COMPLIANT | 0.22% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| HORACE MANN EDUCATORS CORPORATION | UNSCREENED | 0.21% | no in-house ratios for this holding |
| KMPR KEMPER CORPORATION | NON_COMPLIANT | 0.16% | AAOIFI57.2% Usmani7.9% Dow Jones Islamic32.1% S&P Shariah31.1% MSCI Islamic7.9% MSCI Islamic M-Series31.1% FTSE Shariah7.9% |
| BlackRock Funds III: BlackRock Cash Funds: Treasury; SL Agency Shares | UNSCREENED | 0.16% | no in-house ratios for this holding |
| UFCS UNITED FIRE GROUP, INC. | NON_COMPLIANT | 0.14% | AAOIFI10.2% Usmani3.6% Dow Jones Islamic17.3% S&P Shariah20.0% MSCI Islamic3.6% MSCI Islamic M-Series20.0% FTSE Shariah3.6% |
| SAFT SAFETY INSURANCE GROUP, INC. | NON_COMPLIANT | 0.13% | AAOIFI3.3% Usmani2.0% Dow Jones Islamic4.5% S&P Shariah4.6% MSCI Islamic2.0% MSCI Islamic M-Series4.6% FTSE Shariah2.0% |
| CNA CNA FINANCIAL CORPORATION | NON_COMPLIANT | 0.13% | AAOIFI22.7% Usmani4.3% Dow Jones Islamic25.0% S&P Shariah26.6% MSCI Islamic4.3% MSCI Islamic M-Series26.6% FTSE Shariah4.3% |
| UVE UNIVERSAL INSURANCE HOLDINGS, INC. | NON_COMPLIANT | 0.13% | AAOIFI8.2% Usmani3.0% Dow Jones Islamic12.4% S&P Shariah14.3% MSCI Islamic3.0% MSCI Islamic M-Series14.3% FTSE Shariah3.0% |
| TRUP TRUPANION, INC. | NON_COMPLIANT | 0.10% | AAOIFI8.8% Usmani11.5% Dow Jones Islamic6.4% S&P Shariah7.1% MSCI Islamic11.5% MSCI Islamic M-Series7.1% FTSE Shariah11.5% |
| EIG EMPLOYERS HOLDINGS, INC. | NON_COMPLIANT | 0.10% | AAOIFI14.0% Usmani3.7% Dow Jones Islamic12.5% S&P Shariah12.5% MSCI Islamic3.7% MSCI Islamic M-Series12.5% FTSE Shariah3.7% |
| FG F&G ANNUITIES & LIFE, INC. | NON_COMPLIANT | 0.10% | AAOIFI68.3% Usmani2.2% Dow Jones Islamic52.6% S&P Shariah51.3% MSCI Islamic2.2% MSCI Islamic M-Series51.3% FTSE Shariah2.2% |
| ROOT ROOT, INC. | NON_COMPLIANT | 0.10% | AAOIFI22.7% Usmani11.9% Dow Jones Islamic15.1% S&P Shariah18.9% MSCI Islamic11.9% MSCI Islamic M-Series18.9% FTSE Shariah11.9% |
| AMSF AMERISAFE, INC | NON_COMPLIANT | 0.08% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| HIPO Hippo Holdings Inc | NON_COMPLIANT | 0.08% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| HRTG HERITAGE INSURANCE HOLDINGS, INC. | NON_COMPLIANT | 0.08% | AAOIFI7.1% Usmani2.9% Dow Jones Islamic10.5% S&P Shariah13.3% MSCI Islamic2.9% MSCI Islamic M-Series13.3% FTSE Shariah2.9% |
| BOW BOWHEAD SPECIALTY HOLDINGS INC. | NON_COMPLIANT | 0.07% | AAOIFI13.2% Usmani5.5% Dow Jones Islamic14.6% S&P Shariahfail MSCI Islamic5.5% MSCI Islamic M-Seriesfail FTSE Shariah5.5% |
| BlackRock Funds III: BlackRock Cash Funds: Institutional; SL Agency Shares | UNSCREENED | 0.07% | no in-house ratios for this holding |
| TIPTREE INC. | UNSCREENED | 0.06% | no in-house ratios for this holding |
| XAF FINANCIAL SEP26 | UNSCREENED | 0.00% | no in-house ratios for this holding |
The published standards disagree about this fund by 14 points of portfolio weight — 14.3% of it passes AAOIFI, 0.7% passes Usmani. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 14.3% ratios fail on 83.8% 1.9% not rated under AAOIFI
ratios pass on 0.7% ratios fail on 83.8% 15.5% not rated under Usmani
ratios pass on 14.3% ratios fail on 83.8% 1.9% not rated under Dow Jones Islamic
ratios pass on 14.3% ratios fail on 83.8% 1.9% not rated under S&P Shariah
ratios pass on 14.3% ratios fail on 83.8% 1.9% not rated under MSCI Islamic
ratios pass on 14.3% ratios fail on 83.8% 1.9% not rated under MSCI Islamic M-Series
ratios pass on 14.3% ratios fail on 83.8% 1.9% not rated under FTSE Shariah
55 of 60 listed holdings carry our own per-methodology verdicts (99% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 53 (99% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
| Non-compliant holding | Weight |
|---|---|
| PGR THE PROGRESSIVE CORPORATION | 13.64% |
| CB Chubb Limited | 13.13% |
| TRV The Travelers Companies, Inc. | 7.51% |
| ALL THE ALLSTATE CORPORATION | 6.55% |
| AFL AFLAC INCORPORATED | 4.54% |
| AIG AMERICAN INTERNATIONAL GROUP, INC. | 4.28% |
| MET METLIFE, INC. | 4.24% |
| PRU PRUDENTIAL FINANCIAL, INC. | 4.17% |
| HIG THE HARTFORD INSURANCE GROUP, INC. | 4.06% |
| ACGL ARCH CAPITAL GROUP LTD. | 3.77% |
Methodology breakdown computing — it will appear here on its own.
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
The factors behind the read, each shown with the figure it rests on, including the ones pointing the other way.
iShares U.S. Insurance ETF (IAK) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
Computing the full ratio and business-activity breakdown for IAK — this runs off the critical path so the page paints first. It will appear here on its own.
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
Classic floor-trader pivots from the last completed daily bar. Highlighted pills are the levels bracketing the current price.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 61.50 | NEUTRAL |
| Stochastic %K (14) | 90.46 | SELL |
| CCI (20) | 161.19 | SELL |
| Williams %R (14) | -9.54 | SELL |
| MACD (12,26,9) | 0.94 | BUY |
| ROC (10) | 4.86 | BUY |
| Momentum (10) | 6.71 | BUY |
| EMA (10) | 142.38 | BUY |
| SMA (10) | 141.81 | BUY |
| EMA (20) | 141.51 | BUY |
| SMA (20) | 139.77 | BUY |
| EMA (30) | 141.55 | BUY |
| SMA (30) | 140.94 | BUY |
| EMA (50) | 141.70 | BUY |
| SMA (50) | 142.42 | BUY |
| EMA (100) | 140.48 | BUY |
| SMA (100) | 141.45 | BUY |
| EMA (200) | 136.45 | BUY |
| SMA (200) | 135.97 | BUY |
The fund generally will invest at least 80% of its assets in the component securities of its underlying index and in investments that have economic characteristics that are substantially identical to the component securities of its underlying index and may invest up to 20% of its assets in certain futures, options and swap contracts, cash and cash equivalents as well as in securities not included in the underlying index, but which BFA believes will help the fund track the index. The fund is non-diversified.
Background via Yahoo Finance — informational, not part of the verdict.
Weak — low conviction, small size or skip
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
| Timeframe | Bias | Bars |
|---|---|---|
| 📅 Daily | RANGING | 41 |
| ⏰ 4H | NEUTRAL | 23 |
| 🕐 1H | BULLISH | 95 |
| ⏱ 15-Min | BULLISH | 130 |
| ⏲ 5-Min | RANGING | 234 |
Rate of change and relative volume against this symbol's own recent history. Momentum describes what price has done; it is not a claim about what it will do.
How the rest of the sector moved over the same window. Context for a price move, never a cause of one.
Peer movement computing — it will appear here on its own.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Insider transactions reported in the last ninety days. Insiders sell for reasons that have nothing to do with a view, so a sale on its own is not a signal.
NO DATA 0 buys · 0 sells
The weekly CFTC Commitments of Traders report for the broad market it tracks, not for this symbol. Positioning context for the tape — it says nothing about this company.
NEUTRAL report date 2026-10-13 · Asset managers net 915835 (+9220)
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.