Verdicts genuinely change. Free email alert the moment IDPYX's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
AB Core Bond Portfolio · BERNSTEIN SANFORD C FUND INC
736 holdings
This fund holds short positions, so exposure is counted gross — long and short both count as exposure rather than netting off, and the weights below therefore sum to 109% of net assets rather than 100%. Shares of the portfolio are shown as shares of that gross exposure.
NON-COMPLIANT 79.65% of portfolio weight is in non-compliant holdings, over the 5% threshold.
69.53% of that is conventional interest-bearing debt, identified from the fund's own filing rather than by screening an issuer. Sukuk are deliberately excluded from this test and are never counted here.
736 holdings, 420 matched (76% of weight). Portfolio as of 2026-06-30, filed 2026-08-26. Source: SEC Form N-PORT.
10.10% of this portfolio’s income is non-permissible — weighted across holdings, computed over 8% of portfolio weight (90 of 736 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
2.3% compliant 0.6% questionable 73.2% non-compliant 23.9% unscreened
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| United States Treasury | NON_COMPLIANT | 2.67% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 2.53% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 2.52% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 2.44% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 2.34% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 2.29% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 2.17% | no in-house ratios for this holding |
| UMBS, TBA | NON_COMPLIANT | 2.10% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 2.04% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 2.02% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 1.99% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 1.78% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 1.63% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 1.55% | no in-house ratios for this holding |
| Government National Mortgage Association | NON_COMPLIANT | 1.43% | no in-house ratios for this holding |
| UMBS, TBA | NON_COMPLIANT | 1.35% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 1.34% | no in-house ratios for this holding |
| UMBS, TBA | NON_COMPLIANT | 1.29% | no in-house ratios for this holding |
| Government National Mortgage Association | NON_COMPLIANT | 1.25% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 1.25% | no in-house ratios for this holding |
| Government National Mortgage Association | NON_COMPLIANT | 0.94% | no in-house ratios for this holding |
| Government National Mortgage Association | NON_COMPLIANT | 0.87% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.83% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.82% | no in-house ratios for this holding |
| UMBS, TBA | NON_COMPLIANT | 0.74% | no in-house ratios for this holding |
| UMBS, TBA | NON_COMPLIANT | 0.73% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.73% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.72% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.70% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.67% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.65% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.63% | no in-house ratios for this holding |
| UMBS, TBA | NON_COMPLIANT | 0.62% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANK | NON_COMPLIANT | 0.60% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.60% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.53% | no in-house ratios for this holding |
| Government National Mortgage Association | NON_COMPLIANT | 0.52% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.52% | no in-house ratios for this holding |
| Government National Mortgage Association | NON_COMPLIANT | 0.50% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.49% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.49% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.44% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.43% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.40% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.40% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.39% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.39% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.39% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.39% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.38% | no in-house ratios for this holding |
| Freddie Mac | NON_COMPLIANT | 0.38% | no in-house ratios for this holding |
| Freddie Mac | NON_COMPLIANT | 0.38% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.37% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.36% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.36% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.35% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.34% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.34% | no in-house ratios for this holding |
| EQT EQT CORP | COMPLIANT | 0.33% | AAOIFI16.4% Usmani13.7% Dow Jones Islamic18.1% S&P Shariah21.8% MSCI Islamic13.7% MSCI Islamic M-Series21.8% FTSE Shariah13.7% |
| United States Treasury | NON_COMPLIANT | 0.32% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.31% | no in-house ratios for this holding |
| Dryden Senior Loan Fund | UNSCREENED | 0.31% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.31% | no in-house ratios for this holding |
| Neuberger Berman CLO Ltd | UNSCREENED | 0.30% | no in-house ratios for this holding |
| TPR TAPESTRY INC | COMPLIANT | 0.30% | AAOIFI16.9% Usmani59.3% Dow Jones Islamic18.9% S&P Shariah23.7% MSCI Islamic59.3% MSCI Islamic M-Series23.7% FTSE Shariah35.8% |
| Diameter Capital CLO | UNSCREENED | 0.30% | no in-house ratios for this holding |
| FLUTTER TREASURY DAC | UNSCREENED | 0.29% | no in-house ratios for this holding |
| HPS Loan Management Ltd | UNSCREENED | 0.29% | no in-house ratios for this holding |
| Freddie Mac | NON_COMPLIANT | 0.29% | no in-house ratios for this holding |
| Government National Mortgage Association | NON_COMPLIANT | 0.28% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.28% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.28% | no in-house ratios for this holding |
| Freddie Mac | NON_COMPLIANT | 0.26% | no in-house ratios for this holding |
| American Money Management Corporation | UNSCREENED | 0.26% | no in-house ratios for this holding |
| Westlake Automobile Receivables Trust | UNSCREENED | 0.25% | no in-house ratios for this holding |
| SPACE EXPLORATION TECH | UNSCREENED | 0.25% | no in-house ratios for this holding |
| KSA SUKUK LTD | UNSCREENED | 0.25% | no in-house ratios for this holding |
| NOVARTIS CAPITAL CORP | UNSCREENED | 0.24% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.24% | no in-house ratios for this holding |
| MAR MARRIOTT INTERNATIONAL | NON_COMPLIANT | 0.24% | AAOIFI1.6% Usmani4.8% Dow Jones Islamic1.7% S&P Shariah1.8% MSCI Islamic4.8% MSCI Islamic M-Series1.8% FTSE Shariah1.7% |
| PUBLIC SERVICE COLORADO | UNSCREENED | 0.24% | no in-house ratios for this holding |
| E ENI SPA | NON_COMPLIANT | 0.24% | AAOIFI42.7% Usmani20.8% Dow Jones Islamic28.0% S&P Shariah29.8% MSCI Islamic20.8% MSCI Islamic M-Series29.8% FTSE Shariah20.8% |
| NEW YORK LIFE GLOBAL FDG | UNSCREENED | 0.24% | no in-house ratios for this holding |
| PUBLIC SERVICE ELECTRIC | UNSCREENED | 0.23% | no in-house ratios for this holding |
| 7267.T HONDA MOTOR CO LTD | NON_COMPLIANT | 0.23% | AAOIFIfail Usmanipass Dow Jones Islamicfail S&P Shariahfail MSCI Islamicpass MSCI Islamic M-Seriesfail FTSE Shariahpass |
| TOYOTA MOTOR CREDIT CORP | UNSCREENED | 0.23% | no in-house ratios for this holding |
| RSG REPUBLIC SERVICES INC | COMPLIANT | 0.23% | AAOIFI21.1% Usmani40.7% Dow Jones Islamic21.0% S&P Shariah22.6% MSCI Islamic40.7% MSCI Islamic M-Series22.6% FTSE Shariah40.0% |
| WESTINGHOUSE AIR BRAKE | UNSCREENED | 0.23% | no in-house ratios for this holding |
| ENTERPRISE PRODUCTS OPER | UNSCREENED | 0.23% | no in-house ratios for this holding |
| Freddie Mac - STACR | NON_COMPLIANT | 0.23% | no in-house ratios for this holding |
| BANCO BILBAO VIZCAYA ARG | UNSCREENED | 0.23% | no in-house ratios for this holding |
| IBM CORP | UNSCREENED | 0.23% | no in-house ratios for this holding |
| DELL INT LLC / EMC CORP | UNSCREENED | 0.23% | no in-house ratios for this holding |
| BANQUE FED CRED MUTUEL | UNSCREENED | 0.23% | no in-house ratios for this holding |
| Mission Lane Credit Card Master Trust | UNSCREENED | 0.23% | no in-house ratios for this holding |
| ROCHE HOLDINGS INC | UNSCREENED | 0.23% | no in-house ratios for this holding |
| ROMANIA | UNSCREENED | 0.22% | no in-house ratios for this holding |
| State of California | UNSCREENED | 0.22% | no in-house ratios for this holding |
| BMW US CAPITAL LLC | UNSCREENED | 0.22% | no in-house ratios for this holding |
| CATERPILLAR FINL SERVICE | UNSCREENED | 0.22% | no in-house ratios for this holding |
| PAA PLAINS ALL AMER PIPELINE | NON_COMPLIANT | 0.22% | AAOIFI47.6% Usmani29.6% Dow Jones Islamic68.6% S&P Shariah74.7% MSCI Islamic29.6% MSCI Islamic M-Series74.7% FTSE Shariah28.9% |
| American Credit Acceptance Receivables Trust | UNSCREENED | 0.22% | no in-house ratios for this holding |
| MidOcean Credit CLO | UNSCREENED | 0.22% | no in-house ratios for this holding |
| DAL DELTA AIR LINES INC | NON_COMPLIANT | 0.22% | AAOIFI35.9% Usmani21.9% Dow Jones Islamic46.8% S&P Shariah52.9% MSCI Islamic21.9% MSCI Islamic M-Series52.9% FTSE Shariah15.0% |
| COP CONOCOPHILLIPS COMPANY | COMPLIANT | 0.22% | AAOIFI14.4% Usmani18.7% Dow Jones Islamic19.1% S&P Shariah18.8% MSCI Islamic18.7% MSCI Islamic M-Series18.8% FTSE Shariah18.7% |
| Fannie Mae | NON_COMPLIANT | 0.22% | no in-house ratios for this holding |
| Freddie Mac - STACR | NON_COMPLIANT | 0.21% | no in-house ratios for this holding |
| Freddie Mac | NON_COMPLIANT | 0.21% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.21% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.21% | no in-house ratios for this holding |
| Research-Driven Pagaya Motor Asset Trust I | UNSCREENED | 0.21% | no in-house ratios for this holding |
| CENTERPOINT ENER HOUSTON | UNSCREENED | 0.21% | no in-house ratios for this holding |
| FISV FISERV INC | NON_COMPLIANT | 0.21% | AAOIFI99.4% Usmani34.6% Dow Jones Islamic38.9% S&P Shariah36.9% MSCI Islamic34.6% MSCI Islamic M-Series36.9% FTSE Shariah34.5% |
| BPCE SA | UNSCREENED | 0.21% | no in-house ratios for this holding |
| NWG.L NATWEST GROUP PLC | NON_COMPLIANT | 0.21% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| HSBA.L HSBC HOLDINGS PLC | NON_COMPLIANT | 0.20% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| SBUX STARBUCKS CORP | COMPLIANT | 0.20% | AAOIFI19.3% Usmani79.3% Dow Jones Islamic21.4% S&P Shariah22.1% MSCI Islamic79.3% MSCI Islamic M-Series22.1% FTSE Shariah46.9% |
| AXP AMERICAN EXPRESS CO | NON_COMPLIANT | 0.20% | AAOIFI26.8% Usmani19.2% Dow Jones Islamic27.4% S&P Shariah30.8% MSCI Islamic19.2% MSCI Islamic M-Series30.8% FTSE Shariah19.2% |
| UBSG.SW UBS GROUP AG | NON_COMPLIANT | 0.20% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| FEDERAL HOME LOAN BANK | NON_COMPLIANT | 0.20% | no in-house ratios for this holding |
| VIRGINIA ELEC & POWER CO | UNSCREENED | 0.20% | no in-house ratios for this holding |
| RD MICHIGAN PROP OWNER I | UNSCREENED | 0.20% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.20% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.20% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.19% | no in-house ratios for this holding |
| FIGRE Trust | UNSCREENED | 0.19% | no in-house ratios for this holding |
| PM PHILIP MORRIS INTL INC | NON_COMPLIANT | 0.19% | AAOIFI16.1% Usmani66.9% Dow Jones Islamic18.9% S&P Shariah22.1% MSCI Islamic66.9% MSCI Islamic M-Series22.1% FTSE Shariah66.9% |
| TTX CO | UNSCREENED | 0.19% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.19% | no in-house ratios for this holding |
| SUMITOMO MITSUI FINL GRP | UNSCREENED | 0.18% | no in-house ratios for this holding |
| 7201.T NISSAN MOTOR CO | NON_COMPLIANT | 0.18% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| United States Treasury | NON_COMPLIANT | 0.18% | no in-house ratios for this holding |
| Santander Mortgage Asset Receivable Trust | UNSCREENED | 0.18% | no in-house ratios for this holding |
| COOPERATIEVE RABOBANK UA | UNSCREENED | 0.18% | no in-house ratios for this holding |
| COOPR Residential Mortgage Trust | UNSCREENED | 0.18% | no in-house ratios for this holding |
| ROST ROSS STORES INC | COMPLIANT | 0.18% | AAOIFI6.4% Usmani29.7% Dow Jones Islamic8.5% S&P Shariah9.2% MSCI Islamic29.7% MSCI Islamic M-Series9.2% FTSE Shariah6.4% |
| Woodward Capital Management | UNSCREENED | 0.17% | no in-house ratios for this holding |
| IMPERIAL BRANDS FIN PLC | UNSCREENED | 0.17% | no in-house ratios for this holding |
| ORCL ORACLE CORP | NON_COMPLIANT | 0.17% | AAOIFI34.1% Usmani64.0% Dow Jones Islamic30.7% S&P Shariah35.2% MSCI Islamic61.0% MSCI Islamic M-Series35.2% FTSE Shariah49.5% |
| AB Issuer LLC | UNSCREENED | 0.17% | no in-house ratios for this holding |
| ALA Trust | UNSCREENED | 0.17% | no in-house ratios for this holding |
| GIS GENERAL MILLS INC | NON_COMPLIANT | 0.17% | AAOIFI81.9% Usmani45.8% Dow Jones Islamic55.0% S&P Shariah49.4% MSCI Islamic45.8% MSCI Islamic M-Series49.4% FTSE Shariah44.5% |
| Juniper Valley Park CLO, Ltd | UNSCREENED | 0.17% | no in-house ratios for this holding |
| Lobel Automobile Receivables Trust | UNSCREENED | 0.17% | no in-house ratios for this holding |
| R RYDER SYSTEM INC | NON_COMPLIANT | 0.17% | AAOIFI89.3% Usmani52.5% Dow Jones Islamic114.3% S&P Shariah129.2% MSCI Islamic52.5% MSCI Islamic M-Series129.2% FTSE Shariah46.3% |
| Diamond Issuer LLC | UNSCREENED | 0.17% | no in-house ratios for this holding |
| FIGRE Trust | UNSCREENED | 0.16% | no in-house ratios for this holding |
| BHMS Mortgage Trust | UNSCREENED | 0.16% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.16% | no in-house ratios for this holding |
| Freddie Mac - STACR | NON_COMPLIANT | 0.16% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.16% | no in-house ratios for this holding |
| NIAGARA MOHAWK POWER | UNSCREENED | 0.16% | no in-house ratios for this holding |
| JP Morgan Mortgage Trust | UNSCREENED | 0.16% | no in-house ratios for this holding |
| Bridgecrest Lending Auto Securitization Trust | UNSCREENED | 0.16% | no in-house ratios for this holding |
| Fannie Mae - CAS | NON_COMPLIANT | 0.16% | no in-house ratios for this holding |
| CARGILL INC | UNSCREENED | 0.16% | no in-house ratios for this holding |
| SG Capital Partners | UNSCREENED | 0.16% | no in-house ratios for this holding |
| ENEL FINANCE INTL NV | UNSCREENED | 0.16% | no in-house ratios for this holding |
| MO ALTRIA GROUP INC | NON_COMPLIANT | 0.16% | AAOIFI21.4% Usmani73.6% Dow Jones Islamic25.3% S&P Shariah28.5% MSCI Islamic73.6% MSCI Islamic M-Series28.5% FTSE Shariah73.6% |
| Verus Securitization Trust | UNSCREENED | 0.15% | no in-house ratios for this holding |
| United Auto Credit Securitization Trust | UNSCREENED | 0.15% | no in-house ratios for this holding |
| BNP.PA BNP PARIBAS | NON_COMPLIANT | 0.15% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Government National Mortgage Association | NON_COMPLIANT | 0.15% | no in-house ratios for this holding |
| Freddie Mac - STACR | NON_COMPLIANT | 0.15% | no in-house ratios for this holding |
| DTE ELECTRIC CO | UNSCREENED | 0.15% | no in-house ratios for this holding |
| PETROLEOS MEXICANOS | UNSCREENED | 0.15% | no in-house ratios for this holding |
| State Board of Administration Finance Corp | UNSCREENED | 0.15% | no in-house ratios for this holding |
| Freddie Mac - STACR | NON_COMPLIANT | 0.15% | no in-house ratios for this holding |
| PRINCIPAL LFE GLB FND II | UNSCREENED | 0.15% | no in-house ratios for this holding |
| Fannie Mae - CAS | NON_COMPLIANT | 0.15% | no in-house ratios for this holding |
| BX Trust | UNSCREENED | 0.15% | no in-house ratios for this holding |
| MORGAN STANLEY BANK NA | UNSCREENED | 0.15% | no in-house ratios for this holding |
| MDLZ MONDELEZ INTERNATIONAL | COMPLIANT | 0.14% | AAOIFI24.4% Usmani27.5% Dow Jones Islamic24.3% S&P Shariah23.4% MSCI Islamic26.9% MSCI Islamic M-Series23.4% FTSE Shariah25.8% |
| Neighborly Issuer LLC | UNSCREENED | 0.14% | no in-house ratios for this holding |
| ONEOK INC | UNSCREENED | 0.14% | no in-house ratios for this holding |
| OCP CLO Ltd | UNSCREENED | 0.14% | no in-house ratios for this holding |
| AAP ADVANCE AUTO PARTS | NON_COMPLIANT | 0.14% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahpass |
| MO ALTRIA GROUP INC | NON_COMPLIANT | 0.14% | AAOIFI21.4% Usmani73.6% Dow Jones Islamic25.3% S&P Shariah28.5% MSCI Islamic73.6% MSCI Islamic M-Series28.5% FTSE Shariah73.6% |
| Upstart Securitization Trust | UNSCREENED | 0.14% | no in-house ratios for this holding |
| AES ANDES SA | UNSCREENED | 0.14% | no in-house ratios for this holding |
| Freddie Mac | NON_COMPLIANT | 0.14% | no in-house ratios for this holding |
| ING ING GROEP NV | NON_COMPLIANT | 0.14% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| United States Treasury | NON_COMPLIANT | 0.14% | no in-house ratios for this holding |
| SANTANDER HOLDINGS USA | UNSCREENED | 0.14% | no in-house ratios for this holding |
| JP Morgan Mortgage Trust | UNSCREENED | 0.14% | no in-house ratios for this holding |
| Freddie Mac - STACR | NON_COMPLIANT | 0.14% | no in-house ratios for this holding |
| COF CAPITAL ONE FINANCIAL CO | NON_COMPLIANT | 0.14% | AAOIFI38.5% Usmani7.6% Dow Jones Islamic49.3% S&P Shariah60.5% MSCI Islamic7.6% MSCI Islamic M-Series60.5% FTSE Shariah7.6% |
| MPLX MPLX LP | NON_COMPLIANT | 0.14% | AAOIFI42.8% Usmani60.3% Dow Jones Islamic52.4% S&P Shariah59.3% MSCI Islamic60.3% MSCI Islamic M-Series59.3% FTSE Shariah59.7% |
| HSBA.L HSBC HOLDINGS PLC | NON_COMPLIANT | 0.13% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| MARS INC | UNSCREENED | 0.13% | no in-house ratios for this holding |
| FIGRE Trust | UNSCREENED | 0.13% | no in-house ratios for this holding |
| Fannie Mae - CAS | NON_COMPLIANT | 0.13% | no in-house ratios for this holding |
| WMB WILLIAMS COMPANIES INC | NON_COMPLIANT | 0.13% | AAOIFI35.0% Usmani50.0% Dow Jones Islamic41.0% S&P Shariah47.9% MSCI Islamic50.0% MSCI Islamic M-Series47.9% FTSE Shariah50.0% |
| ATHENE GLOBAL FUNDING | UNSCREENED | 0.13% | no in-house ratios for this holding |
| KBC.BR KBC GROUP NV | NON_COMPLIANT | 0.13% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| MERCEDES-BENZ FIN NA | UNSCREENED | 0.13% | no in-house ratios for this holding |
| ISP.MI INTESA SANPAOLO SPA | NON_COMPLIANT | 0.13% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Freddie Mac | NON_COMPLIANT | 0.13% | no in-house ratios for this holding |
| Fannie Mae - CAS | NON_COMPLIANT | 0.13% | no in-house ratios for this holding |
| Freddie Mac | NON_COMPLIANT | 0.13% | no in-house ratios for this holding |
| Tricolor Auto Securitization Trust | UNSCREENED | 0.13% | no in-house ratios for this holding |
| Trestles CLO LTD | UNSCREENED | 0.13% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.13% | no in-house ratios for this holding |
| METLIFE CAPITAL TRUST IV | UNSCREENED | 0.13% | no in-house ratios for this holding |
| CRM SALESFORCE INC | COMPLIANT | 0.13% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| CONTINENTAL RESOURCES | UNSCREENED | 0.13% | no in-house ratios for this holding |
| CRM SALESFORCE INC | COMPLIANT | 0.13% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| AMAZON CONSERVATION DAC | UNSCREENED | 0.13% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.13% | no in-house ratios for this holding |
| Woodward Capital Management | UNSCREENED | 0.12% | no in-house ratios for this holding |
| GS GOLDMAN SACHS GROUP INC | NON_COMPLIANT | 0.12% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| University of California | UNSCREENED | 0.12% | no in-house ratios for this holding |
| AMZN AMAZON.COM INC | QUESTIONABLE | 0.12% | AAOIFI8.2% Usmani22.1% Dow Jones Islamic9.6% S&P Shariah10.6% MSCI Islamic20.9% MSCI Islamic M-Series10.6% FTSE Shariah12.1% |
| AMZN AMAZON.COM INC | QUESTIONABLE | 0.12% | AAOIFI8.2% Usmani22.1% Dow Jones Islamic9.6% S&P Shariah10.6% MSCI Islamic20.9% MSCI Islamic M-Series10.6% FTSE Shariah12.1% |
| ONEOK INC | UNSCREENED | 0.12% | no in-house ratios for this holding |
| GLP CAPITAL LP / FIN II | UNSCREENED | 0.12% | no in-house ratios for this holding |
| NTT FINANCE CORP | UNSCREENED | 0.12% | no in-house ratios for this holding |
| GSF 2021 1 ISSUER LLC | UNSCREENED | 0.12% | no in-house ratios for this holding |
| ISP.MI INTESA SANPAOLO SPA | NON_COMPLIANT | 0.12% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| C CITIGROUP INC | NON_COMPLIANT | 0.12% | AAOIFI159.2% Usmani13.8% Dow Jones Islamic214.6% S&P Shariah251.0% MSCI Islamic13.8% MSCI Islamic M-Series251.0% FTSE Shariah13.8% |
| Onslow Bay Financial LLC | UNSCREENED | 0.12% | no in-house ratios for this holding |
| F FORD MOTOR COMPANY | NON_COMPLIANT | 0.12% | AAOIFI4.1% Usmani1.2% Dow Jones Islamic5.7% S&P Shariah5.9% MSCI Islamic0.8% MSCI Islamic M-Series5.9% FTSE Shariah0.0% |
| JP Morgan Mortgage Trust | UNSCREENED | 0.12% | no in-house ratios for this holding |
| VAR.OL VAR ENERGI ASA | NON_COMPLIANT | 0.12% | AAOIFI44.6% Usmani24.6% Dow Jones Islamic— S&P Shariah— MSCI Islamic23.7% MSCI Islamic M-Series— FTSE Shariah23.7% |
| A5G.IR AIB GROUP PLC | NON_COMPLIANT | 0.11% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| CABK.MC CAIXABANK SA | NON_COMPLIANT | 0.11% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| SOFI CONSUMER LOAN PROGRAM TRUST | UNSCREENED | 0.11% | no in-house ratios for this holding |
| META META PLATFORMS INC | QUESTIONABLE | 0.11% | AAOIFI7.2% Usmani25.0% Dow Jones Islamic7.0% S&P Shariah7.9% MSCI Islamic25.0% MSCI Islamic M-Series7.9% FTSE Shariah18.6% |
| NATIONWIDE BLDG SOCIETY | UNSCREENED | 0.11% | no in-house ratios for this holding |
| HSBA.L HSBC HOLDINGS PLC | NON_COMPLIANT | 0.11% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Upgrade Master Pass-Thru Trust | UNSCREENED | 0.11% | no in-house ratios for this holding |
| BARC.L BARCLAYS PLC | NON_COMPLIANT | 0.11% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| AVGO BROADCOM INC | COMPLIANT | 0.11% | AAOIFI3.8% Usmani32.5% Dow Jones Islamic4.4% S&P Shariah5.5% MSCI Islamic32.5% MSCI Islamic M-Series5.5% FTSE Shariah32.5% |
| C CITIGROUP INC | NON_COMPLIANT | 0.11% | AAOIFI159.2% Usmani13.8% Dow Jones Islamic214.6% S&P Shariah251.0% MSCI Islamic13.8% MSCI Islamic M-Series251.0% FTSE Shariah13.8% |
| Neighborly Issuer LLC | UNSCREENED | 0.11% | no in-house ratios for this holding |
| Fannie Mae - CAS | NON_COMPLIANT | 0.11% | no in-house ratios for this holding |
| Mission Lane Credit Card Master Trust | UNSCREENED | 0.11% | no in-house ratios for this holding |
| ALLY ALLY FINANCIAL INC | NON_COMPLIANT | 0.11% | AAOIFI128.2% Usmani8.5% Dow Jones Islamic145.1% S&P Shariah153.2% MSCI Islamic8.5% MSCI Islamic M-Series153.2% FTSE Shariah8.5% |
| GENERAL MOTORS FINL CO | UNSCREENED | 0.11% | no in-house ratios for this holding |
| EAGLE FUNDING LUXCO SARL | UNSCREENED | 0.11% | no in-house ratios for this holding |
| Fannie Mae - CAS | NON_COMPLIANT | 0.11% | no in-house ratios for this holding |
| Morgan Stanley Residential Mortgage Loan Trust | UNSCREENED | 0.11% | no in-house ratios for this holding |
| OCHSNER LSU HEALTH SYST | UNSCREENED | 0.11% | no in-house ratios for this holding |
| DVN DEVON ENERGY CORPORATION | COMPLIANT | 0.11% | AAOIFI22.3% Usmani16.8% Dow Jones Islamic46.9% S&P Shariah45.5% MSCI Islamic16.7% MSCI Islamic M-Series45.5% FTSE Shariah16.1% |
| GPS BLUE FINANCING DAC | UNSCREENED | 0.11% | no in-house ratios for this holding |
| NA.TO NATIONAL BANK OF CANADA | NON_COMPLIANT | 0.11% | AAOIFI133.1% Usmani18.9% Dow Jones Islamic— S&P Shariah— MSCI Islamic18.8% MSCI Islamic M-Series— FTSE Shariah18.8% |
| Avis Budget Rental Car Funding AESOP LLC | UNSCREENED | 0.11% | no in-house ratios for this holding |
| Lendbuzz Securitization Trust | UNSCREENED | 0.11% | no in-house ratios for this holding |
| BA BOEING CO | NON_COMPLIANT | 0.11% | AAOIFI30.1% Usmani30.2% Dow Jones Islamic33.6% S&P Shariah36.0% MSCI Islamic30.2% MSCI Islamic M-Series36.0% FTSE Shariah30.2% |
| VTRS VIATRIS INC | NON_COMPLIANT | 0.10% | AAOIFI65.8% Usmani38.9% Dow Jones Islamic100.2% S&P Shariah105.1% MSCI Islamic38.9% MSCI Islamic M-Series105.1% FTSE Shariah38.1% |
The published standards disagree about this fund by 1 points of portfolio weight — 3.5% of it passes Dow Jones Islamic, 3.0% passes MSCI Islamic. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 3.4% ratios fail on 9.1% 96.3% not rated under AAOIFI
ratios pass on 3.2% ratios fail on 8.6% 97.0% not rated under Usmani
ratios pass on 3.5% ratios fail on 8.6% 96.7% not rated under Dow Jones Islamic
ratios pass on 3.3% ratios fail on 8.9% 96.7% not rated under S&P Shariah
ratios pass on 3.0% ratios fail on 8.6% 97.3% not rated under MSCI Islamic
ratios pass on 3.3% ratios fail on 8.9% 96.7% not rated under MSCI Islamic M-Series
ratios pass on 3.3% ratios fail on 8.5% 97.0% not rated under FTSE Shariah
84 of 736 listed holdings carry our own per-methodology verdicts (13% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 55 (8% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
| Non-compliant holding | Weight |
|---|---|
| United States Treasury | 2.67% |
| United States Treasury | 2.53% |
| United States Treasury | 2.52% |
| United States Treasury | 2.44% |
| United States Treasury | 2.34% |
| United States Treasury | 2.29% |
| United States Treasury | 2.17% |
| UMBS, TBA | 2.10% |
| United States Treasury | 2.04% |
| United States Treasury | 2.02% |
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
AB Core Bond Portfolio (IDPYX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.
| Holding | Weight | Verdict |
|---|---|---|
| United States Treasurynot matched to a ticker | 2.67% | Non-compliant |
| United States Treasurynot matched to a ticker | 2.53% | Non-compliant |
| United States Treasurynot matched to a ticker | 2.52% | Non-compliant |
| United States Treasurynot matched to a ticker | 2.44% | Non-compliant |
| United States Treasurynot matched to a ticker | 2.34% | Non-compliant |
| United States Treasurynot matched to a ticker | 2.29% | Non-compliant |
| United States Treasurynot matched to a ticker | 2.17% | Non-compliant |
| UMBS, TBAnot matched to a ticker | 2.10% | Non-compliant |
| United States Treasurynot matched to a ticker | 2.04% | Non-compliant |
| United States Treasurynot matched to a ticker | 2.02% | Non-compliant |
Top 10 of 736 holdings, 23.1% of the fund by weight. Every holding is screened, not only these.
The positions keeping this fund short of 100% compliant by weight.
Verdict history for IDPYX. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
ℹ️ no compliance scan has run for 3 days - this is not a reading of today
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.