Verdicts genuinely change. Free email alert the moment IISBX's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
Voya Short Duration Bond Fund · Voya Funds Trust
659 holdings
This fund holds short positions, so exposure is counted gross — long and short both count as exposure rather than netting off, and the weights below therefore sum to 102% of net assets rather than 100%. Shares of the portfolio are shown as shares of that gross exposure.
NON-COMPLIANT At least 35.88% of portfolio weight is in non-compliant holdings — already over the 5% threshold, so the verdict is settled whatever the unmatched 58% turns out to be. Matching more holdings can only raise this share, never lower it.
7.79% of that is conventional interest-bearing debt, identified from the fund's own filing rather than by screening an issuer. Sukuk are deliberately excluded from this test and are never counted here.
659 holdings, 327 matched (43% of weight). Portfolio as of 2026-06-30, filed 2026-08-26. Source: SEC Form N-PORT.
4.95% of this portfolio’s income is non-permissible — weighted across holdings, computed over 19% of portfolio weight (176 of 659 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
Portfolio shares are withheld: coverage is below the floor needed to state one. The holdings themselves are below, because the names are evidence you can check.
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| RY ROYAL BANK OF CANADA | COMPLIANT | 0.05% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| NATIONAL RURAL UTILITIES COOPERATIVE FINANCE CORP | UNSCREENED | 0.05% | no in-house ratios for this holding |
| NEW YORK STATE ELECTRIC & GAS CORP | UNSCREENED | 0.05% | no in-house ratios for this holding |
| TOYOTA MOTOR CREDIT CORP | UNSCREENED | 0.05% | no in-house ratios for this holding |
| BNY BANK OF NEW YORK MELLON (THE) | NON_COMPLIANT | 0.05% | AAOIFI27.2% Usmani5.8% Dow Jones Islamic41.5% S&P Shariah49.3% MSCI Islamic5.8% MSCI Islamic M-Series49.3% FTSE Shariah5.8% |
| SOCIETE GENERALE SA (PARIS BRANCH) | UNSCREENED | 0.05% | no in-house ratios for this holding |
| CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK (NEW YORK BRANCH) | UNSCREENED | 0.05% | no in-house ratios for this holding |
| DZ BANK AG (NEW YORK BRANCH) | UNSCREENED | 0.05% | no in-house ratios for this holding |
| MIZUHO BANK LTD (NEW YORK BRANCH) | UNSCREENED | 0.05% | no in-house ratios for this holding |
| TORONTO-DOMINION BANK/THE (TORONTO BRANCH) | UNSCREENED | 0.05% | no in-house ratios for this holding |
| LANDESBANK HESSEN THUERINGEN GIROZENTRALE(NEW YORK BRANCH) | UNSCREENED | 0.05% | no in-house ratios for this holding |
| ROYAL BANK OF CANADA (TORONTO BRANCH) | UNSCREENED | 0.05% | no in-house ratios for this holding |
| BHP BILLITON FINANCE (USA) LTD | UNSCREENED | 0.05% | no in-house ratios for this holding |
| NUE NUCOR CORP | COMPLIANT | 0.05% | AAOIFI11.2% Usmani17.6% Dow Jones Islamic17.6% S&P Shariah17.3% MSCI Islamic17.6% MSCI Islamic M-Series17.3% FTSE Shariah17.6% |
| H HYATT HOTELS CORP | NON_COMPLIANT | 0.05% | AAOIFI30.0% Usmani32.3% Dow Jones Islamic31.2% S&P Shariah32.4% MSCI Islamic32.3% MSCI Islamic M-Series32.4% FTSE Shariah30.6% |
| R RYDER SYSTEM INC | NON_COMPLIANT | 0.05% | AAOIFI89.3% Usmani52.5% Dow Jones Islamic114.3% S&P Shariah129.2% MSCI Islamic52.5% MSCI Islamic M-Series129.2% FTSE Shariah46.3% |
| RELX CAPITAL INC | UNSCREENED | 0.05% | no in-house ratios for this holding |
| CENTERPOINT ENERGY HOUSTON ELECTRIC LLC | UNSCREENED | 0.05% | no in-house ratios for this holding |
| MCK MCKESSON CORP | COMPLIANT | 0.05% | AAOIFI12.5% Usmani14.9% Dow Jones Islamic14.5% S&P Shariah15.8% MSCI Islamic14.7% MSCI Islamic M-Series15.8% FTSE Shariah12.5% |
| RIO TINTO FINANCE (USA) PLC | UNSCREENED | 0.05% | no in-house ratios for this holding |
| IBM INTERNATIONAL BUSINESS MACHINES CORP | COMPLIANT | 0.05% | AAOIFI29.5% Usmani42.9% Dow Jones Islamic28.2% S&P Shariah32.2% MSCI Islamic42.9% MSCI Islamic M-Series32.2% FTSE Shariah40.8% |
| MS MORGAN STANLEY | NON_COMPLIANT | 0.05% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| STT STATE STREET CORP | NON_COMPLIANT | 0.04% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| DTE ELECTRIC COMPANY | UNSCREENED | 0.04% | no in-house ratios for this holding |
| GOVERNMENT NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| RY ROYAL BANK OF CANADA | COMPLIANT | 0.04% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| PACIFIC LIFE GLOBAL FUNDING II | UNSCREENED | 0.04% | no in-house ratios for this holding |
| GOVERNMENT NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| SNPS SYNOPSYS INC | COMPLIANT | 0.04% | AAOIFI14.4% Usmani22.7% Dow Jones Islamic13.2% S&P Shariah13.2% MSCI Islamic22.7% MSCI Islamic M-Series13.2% FTSE Shariah21.0% |
| NATIONAL RURAL UTILITIES COOPERATIVE FINANCE CORP | UNSCREENED | 0.04% | no in-house ratios for this holding |
| WFC WELLS FARGO & COMPANY | NON_COMPLIANT | 0.04% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| MS MORGAN STANLEY | NON_COMPLIANT | 0.04% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| PROLOGIS TARGETED U.S. LOGISTICS FUND LP | UNSCREENED | 0.04% | no in-house ratios for this holding |
| OXY OCCIDENTAL PETROLEUM CORP | NON_COMPLIANT | 0.04% | AAOIFI24.4% Usmani19.4% Dow Jones Islamic31.4% S&P Shariah30.3% MSCI Islamic18.2% MSCI Islamic M-Series30.3% FTSE Shariah17.1% |
| JP MORGAN CHASE & COMPANY | UNSCREENED | 0.04% | no in-house ratios for this holding |
| EXC EXELON CORP | NON_COMPLIANT | 0.04% | AAOIFI109.9% Usmani42.1% Dow Jones Islamic115.7% S&P Shariah124.5% MSCI Islamic42.1% MSCI Islamic M-Series124.5% FTSE Shariah42.1% |
| APP APPLOVIN CORP | COMPLIANT | 0.04% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| GOVERNMENT NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| GOVERNMENT NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| JP MORGAN CHASE & COMPANY | UNSCREENED | 0.04% | no in-house ratios for this holding |
| PEP PEPSICO INC | COMPLIANT | 0.04% | AAOIFI23.4% Usmani39.4% Dow Jones Islamic22.7% S&P Shariah22.0% MSCI Islamic39.4% MSCI Islamic M-Series22.0% FTSE Shariah39.4% |
| MS MORGAN STANLEY | NON_COMPLIANT | 0.03% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| GS GOLDMAN SACHS GROUP INC (THE) | NON_COMPLIANT | 0.03% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| NEXTERA ENERGY CAPITAL HOLDINGS INC | UNSCREENED | 0.03% | no in-house ratios for this holding |
| ECL ECOLAB INC | COMPLIANT | 0.03% | AAOIFI17.0% Usmani44.6% Dow Jones Islamic18.1% S&P Shariah19.4% MSCI Islamic44.6% MSCI Islamic M-Series19.4% FTSE Shariah44.0% |
| KMI KINDER MORGAN INC | NON_COMPLIANT | 0.03% | AAOIFI46.1% Usmani43.5% Dow Jones Islamic53.0% S&P Shariah61.2% MSCI Islamic43.5% MSCI Islamic M-Series61.2% FTSE Shariah43.5% |
| NEXTERA ENERGY CAPITAL HOLDINGS INC | UNSCREENED | 0.03% | no in-house ratios for this holding |
| TFC TRUIST FINANCIAL CORP | NON_COMPLIANT | 0.03% | AAOIFI110.7% Usmani12.6% Dow Jones Islamic124.2% S&P Shariah135.1% MSCI Islamic12.6% MSCI Islamic M-Series135.1% FTSE Shariah12.6% |
| GOOG ALPHABET INC | QUESTIONABLE | 0.03% | AAOIFI2.9% Usmani13.1% Dow Jones Islamic3.9% S&P Shariah4.5% MSCI Islamic12.8% MSCI Islamic M-Series4.5% FTSE Shariah10.9% |
| BAC BANK OF AMERICA CORP | NON_COMPLIANT | 0.03% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| JP MORGAN CHASE & COMPANY | UNSCREENED | 0.03% | no in-house ratios for this holding |
| BAC BANK OF AMERICA CORP | NON_COMPLIANT | 0.03% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| PWR QUANTA SERVICES INC | COMPLIANT | 0.03% | AAOIFI6.9% Usmani23.3% Dow Jones Islamic10.1% S&P Shariah12.1% MSCI Islamic23.3% MSCI Islamic M-Series12.1% FTSE Shariah21.5% |
| LOW LOWE'S COMPANIES INC | NON_COMPLIANT | 0.03% | AAOIFI35.6% Usmani71.7% Dow Jones Islamic30.1% S&P Shariah31.0% MSCI Islamic71.7% MSCI Islamic M-Series31.0% FTSE Shariah63.7% |
| NATIONAL RURAL UTILITIES COOPERATIVE FINANCE CORP | UNSCREENED | 0.03% | no in-house ratios for this holding |
| STT STATE STREET CORP | NON_COMPLIANT | 0.03% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| COREBRIDGE GLOBAL FUNDING | UNSCREENED | 0.03% | no in-house ratios for this holding |
| NEXTERA ENERGY CAPITAL HOLDINGS INC | UNSCREENED | 0.03% | no in-house ratios for this holding |
| 7267.T HONDA MOTOR CO LTD | NON_COMPLIANT | 0.03% | AAOIFIfail Usmanipass Dow Jones Islamicfail S&P Shariahfail MSCI Islamicpass MSCI Islamic M-Seriesfail FTSE Shariahpass |
| CSCO CISCO SYSTEMS INC | COMPLIANT | 0.03% | AAOIFI5.7% Usmani18.9% Dow Jones Islamic8.4% S&P Shariah9.5% MSCI Islamic18.9% MSCI Islamic M-Series9.5% FTSE Shariah17.6% |
| CARGILL INC | UNSCREENED | 0.03% | no in-house ratios for this holding |
| PENSKE TRUCK LEASING CO LP / PENSKE TRUCK LEASING FINANCE CORP | UNSCREENED | 0.03% | no in-house ratios for this holding |
| CSL FINANCE PLC | UNSCREENED | 0.03% | no in-house ratios for this holding |
| DGX QUEST DIAGNOSTICS INC | COMPLIANT | 0.03% | AAOIFI24.4% Usmani37.7% Dow Jones Islamic32.1% S&P Shariah35.4% MSCI Islamic37.7% MSCI Islamic M-Series35.4% FTSE Shariah33.3% |
| BDX BECTON DICKINSON & COMPANY | NON_COMPLIANT | 0.03% | AAOIFI33.4% Usmani33.1% Dow Jones Islamic30.8% S&P Shariah28.7% MSCI Islamic33.1% MSCI Islamic M-Series28.7% FTSE Shariah33.1% |
| BMW US CAPITAL LLC | UNSCREENED | 0.03% | no in-house ratios for this holding |
| AMGN AMGEN INC | COMPLIANT | 0.03% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| CAH CARDINAL HEALTH INC | COMPLIANT | 0.03% | AAOIFI17.8% Usmani17.7% Dow Jones Islamic24.8% S&P Shariah28.7% MSCI Islamic17.4% MSCI Islamic M-Series28.7% FTSE Shariah15.5% |
| SCHW CHARLES SCHWAB CORP (THE) | NON_COMPLIANT | 0.03% | AAOIFI14.6% Usmani5.3% Dow Jones Islamic18.7% S&P Shariah22.0% MSCI Islamic5.3% MSCI Islamic M-Series22.0% FTSE Shariah5.3% |
| SHW SHERWIN-WILLIAMS COMPANY (THE) | COMPLIANT | 0.03% | AAOIFI18.0% Usmani52.7% Dow Jones Islamic16.6% S&P Shariah17.3% MSCI Islamic52.7% MSCI Islamic M-Series17.3% FTSE Shariah44.8% |
| APH AMPHENOL CORP | NON_COMPLIANT | 0.03% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| AMERICAN HONDA FINANCE CORP | UNSCREENED | 0.03% | no in-house ratios for this holding |
| ADI ANALOG DEVICES INC | COMPLIANT | 0.03% | AAOIFI4.6% Usmani16.8% Dow Jones Islamic6.1% S&P Shariah6.8% MSCI Islamic16.8% MSCI Islamic M-Series6.8% FTSE Shariah16.8% |
| PM PHILIP MORRIS INTERNATIONAL INC | NON_COMPLIANT | 0.03% | AAOIFI16.1% Usmani66.9% Dow Jones Islamic18.9% S&P Shariah22.1% MSCI Islamic66.9% MSCI Islamic M-Series22.1% FTSE Shariah66.9% |
| MOLEX ELECTRONIC TECHNOLOGIES LLC | UNSCREENED | 0.03% | no in-house ratios for this holding |
| WFC WELLS FARGO & COMPANY | NON_COMPLIANT | 0.03% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| CDNS CADENCE DESIGN SYSTEMS INC | COMPLIANT | 0.03% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| FANG DIAMONDBACK ENERGY INC | COMPLIANT | 0.03% | AAOIFI22.6% Usmani18.0% Dow Jones Islamic28.3% S&P Shariah31.9% MSCI Islamic18.0% MSCI Islamic M-Series31.9% FTSE Shariah18.0% |
| TD TORONTO DOMINION BANK (THE) | NON_COMPLIANT | 0.03% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| R RYDER SYSTEM INC | NON_COMPLIANT | 0.03% | AAOIFI89.3% Usmani52.5% Dow Jones Islamic114.3% S&P Shariah129.2% MSCI Islamic52.5% MSCI Islamic M-Series129.2% FTSE Shariah46.3% |
| AEE AMEREN CORP | NON_COMPLIANT | 0.03% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| TOYOTA MOTOR CREDIT CORP | UNSCREENED | 0.03% | no in-house ratios for this holding |
| JP MORGAN CHASE & COMPANY | UNSCREENED | 0.03% | no in-house ratios for this holding |
| AMCOR FLEXIBLES NORTH AMERICA INC | UNSCREENED | 0.03% | no in-house ratios for this holding |
| MMM 3M COMPANY | COMPLIANT | 0.03% | AAOIFI15.2% Usmani37.7% Dow Jones Islamic16.6% S&P Shariah18.5% MSCI Islamic37.7% MSCI Islamic M-Series18.5% FTSE Shariah35.9% |
| GENERAL MOTORS FINANCIAL COMPANY INC | UNSCREENED | 0.03% | no in-house ratios for this holding |
| SWK STANLEY BLACK & DECKER INC | NON_COMPLIANT | 0.03% | AAOIFI32.4% Usmani23.7% Dow Jones Islamic39.9% S&P Shariah39.2% MSCI Islamic23.7% MSCI Islamic M-Series39.2% FTSE Shariah23.7% |
| DRIVE AUTO RECEIVABLES TRUST 2024-2 | UNSCREENED | 0.03% | no in-house ratios for this holding |
| DIRECTV FINANCING LLC / DIRECTV FINANCING CO-OBLIGOR INC | UNSCREENED | 0.03% | no in-house ratios for this holding |
| JP MORGAN CHASE & COMPANY | UNSCREENED | 0.03% | no in-house ratios for this holding |
| GOVERNMENT NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.03% | no in-house ratios for this holding |
| GOVERNMENT NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.03% | no in-house ratios for this holding |
| COF CAPITAL ONE FINANCIAL CORP | NON_COMPLIANT | 0.03% | AAOIFI38.5% Usmani7.6% Dow Jones Islamic49.3% S&P Shariah60.5% MSCI Islamic7.6% MSCI Islamic M-Series60.5% FTSE Shariah7.6% |
| GOVERNMENT NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.03% | no in-house ratios for this holding |
| BX TRUST 2021-LGCY | UNSCREENED | 0.03% | no in-house ratios for this holding |
| R RYDER SYSTEM INC | NON_COMPLIANT | 0.03% | AAOIFI89.3% Usmani52.5% Dow Jones Islamic114.3% S&P Shariah129.2% MSCI Islamic52.5% MSCI Islamic M-Series129.2% FTSE Shariah46.3% |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 0.03% | no in-house ratios for this holding |
| JP MORGAN CHASE & COMPANY | UNSCREENED | 0.03% | no in-house ratios for this holding |
| CHICAGO MERCANTILE EXCHANGE INC. | UNSCREENED | 0.02% | no in-house ratios for this holding |
| BOARD OF TRADE OF THE CITY OF CHICAGO, INC. | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| BOARD OF TRADE OF THE CITY OF CHICAGO, INC. | UNSCREENED | 0.02% | no in-house ratios for this holding |
| AVOLON HOLDINGS FUNDING LTD | UNSCREENED | 0.02% | no in-house ratios for this holding |
| GOVERNMENT NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| C CITIGROUP INC | NON_COMPLIANT | 0.02% | AAOIFI159.2% Usmani13.8% Dow Jones Islamic214.6% S&P Shariah251.0% MSCI Islamic13.8% MSCI Islamic M-Series251.0% FTSE Shariah13.8% |
| FMCC FEDERAL HOME LOAN MORTGAGE CORP | NON_COMPLIANT | 0.02% | AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1% |
| JP MORGAN CHASE & COMPANY | UNSCREENED | 0.02% | no in-house ratios for this holding |
| FMCC FEDERAL HOME LOAN MORTGAGE CORP | NON_COMPLIANT | 0.02% | AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1% |
| WEC WEC ENERGY GROUP INC | NON_COMPLIANT | 0.02% | AAOIFI57.5% Usmani39.9% Dow Jones Islamic61.9% S&P Shariah68.5% MSCI Islamic39.1% MSCI Islamic M-Series68.5% FTSE Shariah39.1% |
| NAVIENT PRIVATE EDUCATION REFI LOAN TRUST 2019-F | UNSCREENED | 0.02% | no in-house ratios for this holding |
| BMW US CAPITAL LLC | UNSCREENED | 0.02% | no in-house ratios for this holding |
| NTR NUTRIEN LTD | NON_COMPLIANT | 0.02% | AAOIFI20.8% Usmani18.9% Dow Jones Islamic29.2% S&P Shariah31.1% MSCI Islamic18.9% MSCI Islamic M-Series31.1% FTSE Shariah18.9% |
| JOHN DEERE CAPITAL CORP | UNSCREENED | 0.02% | no in-house ratios for this holding |
| LMT LOCKHEED MARTIN CORP | NON_COMPLIANT | 0.02% | AAOIFI16.6% Usmani32.9% Dow Jones Islamic17.6% S&P Shariah18.2% MSCI Islamic32.9% MSCI Islamic M-Series18.2% FTSE Shariah32.9% |
| ERAC USA FINANCE LLC | UNSCREENED | 0.02% | no in-house ratios for this holding |
| ZTS ZOETIS INC | NON_COMPLIANT | 0.02% | AAOIFI29.0% Usmani61.3% Dow Jones Islamic15.4% S&P Shariah14.0% MSCI Islamic61.3% MSCI Islamic M-Series14.0% FTSE Shariah60.0% |
| CONNECTICUT LIGHT & POWER COMPANY (THE) | UNSCREENED | 0.02% | no in-house ratios for this holding |
| CAH CARDINAL HEALTH INC | COMPLIANT | 0.02% | AAOIFI17.8% Usmani17.7% Dow Jones Islamic24.8% S&P Shariah28.7% MSCI Islamic17.4% MSCI Islamic M-Series28.7% FTSE Shariah15.5% |
| AMT AMERICAN TOWER CORP | NON_COMPLIANT | 0.02% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| HEI HEICO CORP | COMPLIANT | 0.02% | AAOIFI5.8% Usmani25.6% Dow Jones Islamic31.9% S&P Shariah36.0% MSCI Islamic25.6% MSCI Islamic M-Series36.0% FTSE Shariah25.6% |
| CONSUMERS ENERGY COMPANY | UNSCREENED | 0.02% | no in-house ratios for this holding |
| JP MORGAN CHASE & COMPANY | UNSCREENED | 0.02% | no in-house ratios for this holding |
| BAC BANK OF AMERICA CORP | NON_COMPLIANT | 0.02% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| CM.TO CANADIAN IMPERIAL BANK OF COMMERCE | NON_COMPLIANT | 0.02% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| AMCOR FLEXIBLES NORTH AMERICA INC | UNSCREENED | 0.02% | no in-house ratios for this holding |
| AMT AMERICAN TOWER CORP | NON_COMPLIANT | 0.02% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| JBHT J.B. HUNT TRANSPORT SERVICES INC | COMPLIANT | 0.02% | AAOIFI4.4% Usmani14.4% Dow Jones Islamic6.3% S&P Shariah6.3% MSCI Islamic14.4% MSCI Islamic M-Series6.3% FTSE Shariah14.4% |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| BOARD OF TRADE OF THE CITY OF CHICAGO, INC. | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| GOVERNMENT NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| APP APPLOVIN CORP | COMPLIANT | 0.01% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| CPT CAMDEN PROPERTY TRUST | NON_COMPLIANT | 0.01% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| NAVIENT PRIVATE EDUCATION REFI LOAN TRUST 2021-A | UNSCREENED | 0.01% | no in-house ratios for this holding |
| JP MORGAN CHASE & COMPANY | UNSCREENED | 0.01% | no in-house ratios for this holding |
| MS MORGAN STANLEY | NON_COMPLIANT | 0.01% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| GOVERNMENT NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| FMCC FEDERAL HOME LOAN MORTGAGE CORP | NON_COMPLIANT | 0.01% | AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1% |
| BOARD OF TRADE OF THE CITY OF CHICAGO, INC. | UNSCREENED | 0.01% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| NAVIENT STUDENT LOAN TRUST 2014-4 | UNSCREENED | 0.01% | no in-house ratios for this holding |
| BOARD OF TRADE OF THE CITY OF CHICAGO, INC. | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| GOVERNMENT NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| UNITED AIRLINES PASS THROUGH TRUST SERIES 2020-1A | UNSCREENED | 0.01% | no in-house ratios for this holding |
| WM WASTE MANAGEMENT INC | COMPLIANT | 0.00% | AAOIFI25.8% Usmani50.3% Dow Jones Islamic26.5% S&P Shariah27.9% MSCI Islamic50.3% MSCI Islamic M-Series27.9% FTSE Shariah50.3% |
| GOVERNMENT NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.00% | no in-house ratios for this holding |
| MS MORGAN STANLEY | NON_COMPLIANT | 0.00% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| FMCC FEDERAL HOME LOAN MORTGAGE CORP | NON_COMPLIANT | 0.00% | AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1% |
| GOVERNMENT NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.00% | no in-house ratios for this holding |
| C CITIGROUP INC | NON_COMPLIANT | 0.00% | AAOIFI159.2% Usmani13.8% Dow Jones Islamic214.6% S&P Shariah251.0% MSCI Islamic13.8% MSCI Islamic M-Series251.0% FTSE Shariah13.8% |
| AMERICAN AIRLINES PASS THROUGH TRUST 2016-1 | UNSCREENED | 0.00% | no in-house ratios for this holding |
| GOVERNMENT NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.00% | no in-house ratios for this holding |
| FMCC FEDERAL HOME LOAN MORTGAGE CORP | NON_COMPLIANT | 0.00% | AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1% |
| MORGAN STANLEY INSTITUTIONAL LIQUIDITY FUNDS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| MS MORGAN STANLEY | NON_COMPLIANT | 0.00% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| MS MORGAN STANLEY | NON_COMPLIANT | 0.00% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| FMCC FEDERAL HOME LOAN MORTGAGE CORP | NON_COMPLIANT | 0.00% | AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1% |
| GS GOLDMAN SACHS GROUP INC (THE) | NON_COMPLIANT | 0.00% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| JP MORGAN CHASE & COMPANY | UNSCREENED | 0.00% | no in-house ratios for this holding |
The published standards disagree about this fund by 3 points of portfolio weight — 9.6% of it passes AAOIFI, 6.7% passes MSCI Islamic. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 9.6% ratios fail on 25.1% 67.0% not rated under AAOIFI
ratios pass on 7.5% ratios fail on 23.0% 71.3% not rated under Usmani
ratios pass on 9.6% ratios fail on 25.0% 67.3% not rated under Dow Jones Islamic
ratios pass on 9.4% ratios fail on 24.1% 68.3% not rated under S&P Shariah
ratios pass on 6.7% ratios fail on 23.2% 71.9% not rated under MSCI Islamic
ratios pass on 9.2% ratios fail on 25.3% 67.3% not rated under MSCI Islamic M-Series
ratios pass on 8.1% ratios fail on 22.5% 71.3% not rated under FTSE Shariah
159 of 659 listed holdings carry our own per-methodology verdicts (36% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 125 (30% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
| Non-compliant holding | Weight |
|---|---|
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | 1.98% |
| FMCC FEDERAL HOME LOAN MORTGAGE CORP | 0.93% |
| FMCC FEDERAL HOME LOAN MORTGAGE CORP | 0.81% |
| FMCC FEDERAL HOME LOAN MORTGAGE CORP | 0.79% |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | 0.73% |
| FMCC FEDERAL HOME LOAN MORTGAGE CORP | 0.68% |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | 0.68% |
| FMCC FEDERAL HOME LOAN MORTGAGE CORP | 0.66% |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | 0.66% |
| FMCC FEDERAL HOME LOAN MORTGAGE CORP | 0.64% |
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
Voya Short Duration Bond Fund (IISBX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.
| Holding | Weight | Verdict |
|---|---|---|
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBTnot matched to a ticker | 1.98% | Non-compliant |
| FMCCFEDERAL HOME LOAN MORTGAGE CORP | 0.93% | Non-compliant |
| FMCCFEDERAL HOME LOAN MORTGAGE CORP | 0.81% | Non-compliant |
| FMCCFEDERAL HOME LOAN MORTGAGE CORP | 0.79% | Non-compliant |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBTnot matched to a ticker | 0.73% | Non-compliant |
| FMCCFEDERAL HOME LOAN MORTGAGE CORP | 0.68% | Non-compliant |
| FEDERAL NATIONAL MORTGAGE ASSOCIATIONnot matched to a ticker | 0.68% | Non-compliant |
| FMCCFEDERAL HOME LOAN MORTGAGE CORP | 0.66% | Non-compliant |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBTnot matched to a ticker | 0.66% | Non-compliant |
| BLUEMOUNTAIN CLO 2014-4 LTDnot matched to a ticker | 0.65% | Not screened |
Top 10 of 659 holdings, 8.6% of the fund by weight. Every holding is screened, not only these.
The positions keeping this fund short of 100% compliant by weight.
Verdict history for IISBX. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
ℹ️ no compliance scan has run for 6 days - this is not a reading of today
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
This fund prices once a day, so its bars carry no intraday high or low — floor-trader pivots are not defined for it.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 53.60 | NEUTRAL |
| Stochastic %K (14) | 100.00 | SELL |
| CCI (20) | 93.57 | NEUTRAL |
| Williams %R (14) | 0.00 | SELL |
| MACD (12,26,9) | 0.00 | BUY |
| ROC (10) | 0.22 | BUY |
| Momentum (10) | 0.02 | BUY |
| EMA (10) | 9.16 | BUY |
| SMA (10) | 9.16 | BUY |
| EMA (20) | 9.16 | BUY |
| SMA (20) | 9.15 | BUY |
| EMA (30) | 9.16 | BUY |
| SMA (30) | 9.16 | BUY |
| EMA (50) | 9.17 | BUY |
| SMA (50) | 9.18 | SELL |
| EMA (100) | 9.17 | BUY |
| SMA (100) | 9.18 | SELL |
| EMA (200) | 9.14 | BUY |
| SMA (200) | 9.15 | BUY |
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.