Verdicts genuinely change. Free email alert the moment IUESX's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
JPMorgan International Focus Fund · JPMorgan Trust I
72 holdings
NON-COMPLIANT 36.94% of portfolio weight is in non-compliant holdings, over the 5% threshold.
72 holdings, 56 matched (95% of weight). Portfolio as of 2026-07-31, filed 2026-09-28. Source: SEC Form N-PORT.
2.85% of this portfolio’s income is non-permissible — weighted across holdings, computed over 79% of portfolio weight (46 of 72 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
57.9% compliant 0.0% questionable 36.8% non-compliant 5.3% unscreened
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| SHEL Shell plc | NON_COMPLIANT | 4.05% | AAOIFI38.4% Usmani20.4% Dow Jones Islamic17.6% S&P Shariah18.0% MSCI Islamic20.4% MSCI Islamic M-Series18.0% FTSE Shariah20.4% |
| TSM Taiwan Semiconductor Manufacturing Co. Ltd. | COMPLIANT | 3.74% | AAOIFI1.5% Usmani13.8% Dow Jones Islamic0.5% S&P Shariah0.6% MSCI Islamic13.4% MSCI Islamic M-Series0.6% FTSE Shariah13.4% |
| TSM Taiwan Semiconductor Manufacturing Co. Ltd. | COMPLIANT | 3.64% | AAOIFI1.5% Usmani13.8% Dow Jones Islamic0.5% S&P Shariah0.6% MSCI Islamic13.4% MSCI Islamic M-Series0.6% FTSE Shariah13.4% |
| 000660.KS SK hynix, Inc. | COMPLIANT | 3.41% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| 8306.T Mitsubishi UFJ Financial Group, Inc. | NON_COMPLIANT | 3.11% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| ASML ASML Holding NV | COMPLIANT | 2.98% | AAOIFI0.8% Usmani8.7% Dow Jones Islamic1.3% S&P Shariah1.4% MSCI Islamic8.7% MSCI Islamic M-Series1.4% FTSE Shariah8.7% |
| SAFRY Safran SA | COMPLIANT | 2.91% | AAOIFI3.9% Usmani9.9% Dow Jones Islamic19.4% S&P Shariah22.2% MSCI Islamic8.6% MSCI Islamic M-Series22.2% FTSE Shariah8.6% |
| SIEMENS.NS Siemens AG | COMPLIANT | 2.71% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahfail |
| ENGI.PA Engie SA | NON_COMPLIANT | 2.68% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicpass MSCI Islamic M-Seriesfail FTSE Shariahpass |
| RY Royal Bank of Canada | COMPLIANT | 2.61% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| D05.SI DBS Group Holdings Ltd. | NON_COMPLIANT | 2.40% | AAOIFI33.5% Usmani8.4% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic8.4% MSCI Islamic M-Seriesfail FTSE Shariah8.4% |
| 6758.T Sony Group Corp. | COMPLIANT | 2.22% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| Muenchener Rueckversicherungs-Gesellschaft AG | UNSCREENED | 2.09% | no in-house ratios for this holding |
| RIO Rio Tinto plc | COMPLIANT | 2.05% | AAOIFI16.8% Usmani17.1% Dow Jones Islamic24.7% S&P Shariah26.4% MSCI Islamic17.1% MSCI Islamic M-Series26.4% FTSE Shariah17.1% |
| 0700.HK Tencent Holdings Ltd. | COMPLIANT | 1.99% | AAOIFIpass Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| NESN.SW Nestle SA | COMPLIANT | 1.92% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahfail |
| VOLVAS.XC Volvo AB | NON_COMPLIANT | 1.88% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| RO.SW Roche Holding AG | COMPLIANT | 1.82% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| 6861.T Keyence Corp. | COMPLIANT | 1.80% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahfail |
| BABA Alibaba Group Holding Ltd. | COMPLIANT | 1.77% | AAOIFI7.6% Usmani1.1% Dow Jones Islamic0.2% S&P Shariah0.2% MSCI Islamic1.1% MSCI Islamic M-Series0.2% FTSE Shariah0.0% |
| AI.PA Air Liquide SA | COMPLIANT | 1.77% | AAOIFI12.7% Usmani28.6% Dow Jones Islamic— S&P Shariah— MSCI Islamic26.2% MSCI Islamic M-Series— FTSE Shariah26.2% |
| UCG.MI UniCredit SpA | NON_COMPLIANT | 1.75% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| CPG.L Compass Group plc | COMPLIANT | 1.74% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| BATS.L British American Tobacco plc | NON_COMPLIANT | 1.68% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| LR.PA Legrand SA | COMPLIANT | 1.66% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahfail |
| NVS Novartis AG | COMPLIANT | 1.62% | AAOIFI12.5% Usmani25.9% Dow Jones Islamic11.8% S&P Shariah12.6% MSCI Islamic25.9% MSCI Islamic M-Series12.6% FTSE Shariah25.9% |
| DANSKE.CO Danske Bank A/S | NON_COMPLIANT | 1.53% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| HDFCBANK.NS HDFC Bank Ltd. | NON_COMPLIANT | 1.44% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| 5802.T Sumitomo Electric Industries Ltd. | COMPLIANT | 1.37% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| STAN.L Standard Chartered plc | NON_COMPLIANT | 1.37% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| RELX RELX plc | COMPLIANT | 1.37% | AAOIFI16.2% Usmani49.2% Dow Jones Islamic12.5% S&P Shariah12.8% MSCI Islamic49.2% MSCI Islamic M-Series12.8% FTSE Shariah49.2% |
| 000270.KS Kia Corp. | NON_COMPLIANT | 1.37% | AAOIFIfail Usmanipass Dow Jones Islamicfail S&P Shariahfail MSCI Islamicpass MSCI Islamic M-Seriesfail FTSE Shariahpass |
| 6098.T Recruit Holdings Co. Ltd. | COMPLIANT | 1.36% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahfail |
| NWG.L NatWest Group plc | NON_COMPLIANT | 1.36% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Itausa SA | UNSCREENED | 1.36% | no in-house ratios for this holding |
| 8766.T Tokio Marine Holdings, Inc. | NON_COMPLIANT | 1.32% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| 1802.T Obayashi Corp. | COMPLIANT | 1.31% | AAOIFIpass Usmanipass Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahpass |
| 8001.T ITOCHU Corp. | NON_COMPLIANT | 1.30% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicpass MSCI Islamic M-Seriesfail FTSE Shariahpass |
| 1299.HK AIA Group Ltd. | NON_COMPLIANT | 1.28% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| IBE.MC Iberdrola SA | NON_COMPLIANT | 1.26% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| DHL.DE Deutsche Post AG | NON_COMPLIANT | 1.21% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| ETE.AT National Bank of Greece SA | NON_COMPLIANT | 1.20% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| BAJFINANCE.NS Bajaj Finance Ltd. | NON_COMPLIANT | 1.18% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| IFX.DE Infineon Technologies AG | COMPLIANT | 1.13% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| 2899.HK Zijin Mining Group Co. Ltd. | COMPLIANT | 1.12% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| 0300.HK Midea Group Co. Ltd. | COMPLIANT | 1.07% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| ATCO-A.ST Atlas Copco AB | COMPLIANT | 1.06% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| 2802.T Ajinomoto Co., Inc. | COMPLIANT | 1.03% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| 012450.KS Hanwha Aerospace Co. Ltd. | NON_COMPLIANT | 1.01% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| TLS.AX Telstra Group Ltd. | NON_COMPLIANT | 1.00% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| JPMorgan Prime Money Market Fund | UNSCREENED | 1.00% | no in-house ratios for this holding |
| 7936.T Asics Corp. | COMPLIANT | 1.00% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahpass |
| 1120.SR Al Rajhi Bank | NON_COMPLIANT | 0.99% | AAOIFI20.1% Usmani7.7% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic7.7% MSCI Islamic M-Seriesfail FTSE Shariah7.7% |
| NSIS-B.CO Novonesis Novozymes B | COMPLIANT | 0.95% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| JPMorgan Securities Lending Money Market Fund | UNSCREENED | 0.88% | no in-house ratios for this holding |
| CNQ Canadian Natural Resources Ltd. | COMPLIANT | 0.86% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| MELI MercadoLibre, Inc. | COMPLIANT | 0.79% | AAOIFI20.1% Usmani38.5% Dow Jones Islamic19.0% S&P Shariah20.6% MSCI Islamic38.3% MSCI Islamic M-Series20.6% FTSE Shariah33.3% |
| 2308.TW Delta Electronics, Inc. | COMPLIANT | 0.75% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahpass |
| 6981.T Murata Manufacturing Co. Ltd. | COMPLIANT | 0.63% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| 000425.SZ XCMG Construction Machinery Co. Ltd. | NON_COMPLIANT | 0.56% | AAOIFIfail Usmanipass Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahpass |
| British Pound | UNSCREENED | 0.01% | no in-house ratios for this holding |
| Indian Rupee | UNSCREENED | 0.01% | no in-house ratios for this holding |
| EURO | UNSCREENED | 0.00% | no in-house ratios for this holding |
| South African Rand | UNSCREENED | 0.00% | no in-house ratios for this holding |
| South Korea Won | UNSCREENED | 0.00% | no in-house ratios for this holding |
| Swiss Franc | UNSCREENED | 0.00% | no in-house ratios for this holding |
| Brazilian Real | UNSCREENED | 0.00% | no in-house ratios for this holding |
| Canadian Dollar | UNSCREENED | 0.00% | no in-house ratios for this holding |
| Japanese Yen | UNSCREENED | 0.00% | no in-house ratios for this holding |
| Hong Kong Dollar | UNSCREENED | 0.00% | no in-house ratios for this holding |
| New Mexican Pesos | UNSCREENED | 0.00% | no in-house ratios for this holding |
| Swedish Krona | UNSCREENED | 0.00% | no in-house ratios for this holding |
The published standards disagree about this fund by 19 points of portfolio weight — 55.5% of it passes AAOIFI, 36.7% passes MSCI Islamic. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 55.5% ratios fail on 38.7% 6.2% not rated under AAOIFI
ratios pass on 37.5% ratios fail on 49.6% 13.4% not rated under Usmani
ratios pass on 47.4% ratios fail on 39.7% 13.4% not rated under Dow Jones Islamic
ratios pass on 47.4% ratios fail on 37.1% 16.0% not rated under S&P Shariah
ratios pass on 36.7% ratios fail on 48.8% 15.0% not rated under MSCI Islamic
ratios pass on 47.4% ratios fail on 39.7% 13.4% not rated under MSCI Islamic M-Series
ratios pass on 40.3% ratios fail on 45.2% 15.0% not rated under FTSE Shariah
55 of 72 listed holdings carry our own per-methodology verdicts (95% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 13 (33% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
| Non-compliant holding | Weight |
|---|---|
| SHEL Shell plc | 4.05% |
| 8306.T Mitsubishi UFJ Financial Group, Inc. | 3.11% |
| ENGI.PA Engie SA | 2.68% |
| D05.SI DBS Group Holdings Ltd. | 2.40% |
| VOLVAS.XC Volvo AB | 1.88% |
| UCG.MI UniCredit SpA | 1.75% |
| BATS.L British American Tobacco plc | 1.68% |
| DANSKE.CO Danske Bank A/S | 1.53% |
| HDFCBANK.NS HDFC Bank Ltd. | 1.44% |
| STAN.L Standard Chartered plc | 1.37% |
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
JPMorgan International Focus Fund (IUESX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.
| Holding | Weight | Verdict |
|---|---|---|
| SHELShell plc | 4.05% | Non-compliant |
| TSMTaiwan Semiconductor Manufacturing Co. Ltd. | 3.74% | Compliant |
| TSMTaiwan Semiconductor Manufacturing Co. Ltd. | 3.64% | Compliant |
| 000660.KSSK hynix, Inc. | 3.41% | Compliant |
| 8306.TMitsubishi UFJ Financial Group, Inc. | 3.11% | Non-compliant |
| ASMLASML Holding NV | 2.98% | Compliant |
| SAFRYSafran SA | 2.91% | Compliant |
| SIEMENS.NSSiemens AG | 2.71% | Compliant |
| ENGI.PAEngie SA | 2.68% | Non-compliant |
| RYRoyal Bank of Canada | 2.61% | Compliant |
Top 10 of 72 holdings, 31.8% of the fund by weight. Every holding is screened, not only these.
The positions keeping this fund short of 100% compliant by weight.
Verdict history for IUESX. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
ℹ️ no compliance scan has run for 3 days - this is not a reading of today
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
This fund prices once a day, so its bars carry no intraday high or low — floor-trader pivots are not defined for it.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 45.20 | NEUTRAL |
| Stochastic %K (14) | 21.15 | NEUTRAL |
| CCI (20) | -85.41 | NEUTRAL |
| Williams %R (14) | -78.85 | NEUTRAL |
| MACD (12,26,9) | -0.04 | SELL |
| ROC (10) | -1.34 | SELL |
| Momentum (10) | -0.45 | SELL |
| EMA (10) | 33.20 | SELL |
| SMA (10) | 33.22 | SELL |
| EMA (20) | 33.30 | SELL |
| SMA (20) | 33.30 | SELL |
| EMA (30) | 33.35 | SELL |
| SMA (30) | 33.43 | SELL |
| EMA (50) | 33.35 | SELL |
| SMA (50) | 33.53 | SELL |
| EMA (100) | 33.05 | SELL |
| SMA (100) | 33.28 | SELL |
| EMA (200) | 32.11 | BUY |
| SMA (200) | 32.32 | BUY |
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.