Verdicts genuinely change. Free email alert the moment JAGFX's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
Ultra Short Term Bond Trust · John Hancock Variable Insurance Trust
211 holdings
NON-COMPLIANT At least 45.43% of portfolio weight is in non-compliant holdings — already over the 5% threshold, so the verdict is settled whatever the unmatched 48% turns out to be. Matching more holdings can only raise this share, never lower it.
20.37% of that is conventional interest-bearing debt, identified from the fund's own filing rather than by screening an issuer. Sukuk are deliberately excluded from this test and are never counted here.
211 holdings, 73 matched (52% of weight). Portfolio as of 2026-06-30, filed 2026-08-27. Source: SEC Form N-PORT.
11.93% of this portfolio’s income is non-permissible — weighted across holdings, computed over 19% of portfolio weight (30 of 211 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
Portfolio shares are withheld: coverage is below the floor needed to state one. The holdings themselves are below, because the names are evidence you can check.
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| United States Treasury Bills | NON_COMPLIANT | 9.61% | no in-house ratios for this holding |
| United States Treasury Bills | NON_COMPLIANT | 5.96% | no in-house ratios for this holding |
| United States Treasury Bills | NON_COMPLIANT | 2.27% | no in-house ratios for this holding |
| United States Treasury Bills | NON_COMPLIANT | 2.02% | no in-house ratios for this holding |
| Santander Holdings USA Inc. | UNSCREENED | 1.46% | no in-house ratios for this holding |
| JPM JPMorgan Chase and Co. | NON_COMPLIANT | 1.39% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| JH COLLATERAL | UNSCREENED | 1.31% | no in-house ratios for this holding |
| Pfizer Investment Enterprises Pte. Ltd. | UNSCREENED | 1.22% | no in-house ratios for this holding |
| ACA.PA Credit Agricole SA | NON_COMPLIANT | 1.22% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| AEP American Electric Power Company Inc. | NON_COMPLIANT | 0.99% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| General Motors Financial Company Inc. | UNSCREENED | 0.98% | no in-house ratios for this holding |
| AXP American Express Company | NON_COMPLIANT | 0.98% | AAOIFI26.8% Usmani19.2% Dow Jones Islamic27.4% S&P Shariah30.8% MSCI Islamic19.2% MSCI Islamic M-Series30.8% FTSE Shariah19.2% |
| ABBV AbbVie Inc. | COMPLIANT | 0.98% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahfail |
| Hyundai Capital America | UNSCREENED | 0.98% | no in-house ratios for this holding |
| GS The Goldman Sachs Group Inc. | NON_COMPLIANT | 0.98% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| Fifth Third Bank National Association | UNSCREENED | 0.98% | no in-house ratios for this holding |
| NextEra Energy Capital Holdings Inc. | UNSCREENED | 0.98% | no in-house ratios for this holding |
| Mars Incorporated | UNSCREENED | 0.98% | no in-house ratios for this holding |
| USB U.S. Bancorp | NON_COMPLIANT | 0.98% | AAOIFI38.7% Usmani5.1% Dow Jones Islamic49.4% S&P Shariah54.1% MSCI Islamic5.1% MSCI Islamic M-Series54.1% FTSE Shariah5.1% |
| UNH UnitedHealth Group Incorporated | NON_COMPLIANT | 0.97% | AAOIFI20.4% Usmani23.7% Dow Jones Islamic20.4% S&P Shariah18.8% MSCI Islamic23.7% MSCI Islamic M-Series18.8% FTSE Shariah23.7% |
| Truist Bank | UNSCREENED | 0.97% | no in-house ratios for this holding |
| Athene Global Funding | UNSCREENED | 0.97% | no in-house ratios for this holding |
| Augusta SpinCo Corporation | UNSCREENED | 0.97% | no in-house ratios for this holding |
| Enterprise Products Operating LLC | UNSCREENED | 0.97% | no in-house ratios for this holding |
| CSX CSX Corporation | COMPLIANT | 0.97% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| CVS CVS Health Corporation | NON_COMPLIANT | 0.97% | AAOIFI61.7% Usmani30.1% Dow Jones Islamic84.9% S&P Shariah88.7% MSCI Islamic30.1% MSCI Islamic M-Series88.7% FTSE Shariah24.2% |
| BMO.TO Bank of Montreal | NON_COMPLIANT | 0.97% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| BNP.PA BNP Paribas | NON_COMPLIANT | 0.97% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| BAKER HUGHES HOLDINGS LLC / BA SR UNSECURED 12/27 3.337 | UNSCREENED | 0.96% | no in-house ratios for this holding |
| PNC Bank National Association | UNSCREENED | 0.96% | no in-house ratios for this holding |
| AerCap Ireland Capital Designated Activity Co and AerCap Global Aviation Trust | UNSCREENED | 0.96% | no in-house ratios for this holding |
| INGA.AS ING Groep N.V. | NON_COMPLIANT | 0.88% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| O Realty Income Corporation | NON_COMPLIANT | 0.77% | AAOIFI3.5% Usmani2.6% Dow Jones Islamic4.0% S&P Shariah4.3% MSCI Islamic2.6% MSCI Islamic M-Series4.3% FTSE Shariah2.6% |
| NFLX Netflix Inc. | QUESTIONABLE | 0.75% | AAOIFI5.2% Usmani28.5% Dow Jones Islamic4.1% S&P Shariah4.7% MSCI Islamic28.5% MSCI Islamic M-Series4.7% FTSE Shariah24.5% |
| MPLX MPLX LP | NON_COMPLIANT | 0.75% | AAOIFI42.8% Usmani60.3% Dow Jones Islamic52.4% S&P Shariah59.3% MSCI Islamic60.3% MSCI Islamic M-Series59.3% FTSE Shariah59.7% |
| TD The Toronto-Dominion Bank | NON_COMPLIANT | 0.75% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| Fifth Third Bank National Association | UNSCREENED | 0.74% | no in-house ratios for this holding |
| META Meta Platforms Inc. | QUESTIONABLE | 0.74% | AAOIFI7.2% Usmani25.0% Dow Jones Islamic7.0% S&P Shariah7.9% MSCI Islamic25.0% MSCI Islamic M-Series7.9% FTSE Shariah18.6% |
| Sammons Financial Group Global Funding | UNSCREENED | 0.73% | no in-house ratios for this holding |
| CRM Salesforce Inc. | COMPLIANT | 0.73% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| Glencore Funding LLC | UNSCREENED | 0.73% | no in-house ratios for this holding |
| UBSG.SW UBS Group AG | NON_COMPLIANT | 0.73% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| ATandT Inc. | UNSCREENED | 0.73% | no in-house ratios for this holding |
| KEY KeyCorp | NON_COMPLIANT | 0.72% | AAOIFI47.1% Usmani5.7% Dow Jones Islamic56.9% S&P Shariah65.9% MSCI Islamic5.7% MSCI Islamic M-Series65.9% FTSE Shariah5.7% |
| SRE Sempra | NON_COMPLIANT | 0.72% | AAOIFI65.2% Usmani32.7% Dow Jones Islamic66.4% S&P Shariah71.2% MSCI Islamic31.6% MSCI Islamic M-Series71.2% FTSE Shariah30.4% |
| Mercedes-Benz Finance North America LLC | UNSCREENED | 0.68% | no in-house ratios for this holding |
| SBNA AUTO LEASE TRUST 2024-B SBALT 2024 B A4 144A | UNSCREENED | 0.66% | no in-house ratios for this holding |
| Ares Capital Corporation | UNSCREENED | 0.58% | no in-house ratios for this holding |
| CITIZENS AUTO RECEIVABLES TRUS CITZN 2023 2 A4 144A | UNSCREENED | 0.57% | no in-house ratios for this holding |
| BA The Boeing Company | NON_COMPLIANT | 0.56% | AAOIFI30.1% Usmani30.2% Dow Jones Islamic33.6% S&P Shariah36.0% MSCI Islamic30.2% MSCI Islamic M-Series36.0% FTSE Shariah30.2% |
| ENB.TO Enbridge Inc. | NON_COMPLIANT | 0.56% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| SOLV Solventum Corporation | NON_COMPLIANT | 0.56% | AAOIFI32.5% Usmani37.1% Dow Jones Islamic39.6% S&P Shariah41.1% MSCI Islamic35.7% MSCI Islamic M-Series41.1% FTSE Shariah35.7% |
| RPRX Royalty Pharma plc | NON_COMPLIANT | 0.56% | AAOIFI24.4% Usmani45.2% Dow Jones Islamic60.3% S&P Shariah67.3% MSCI Islamic45.2% MSCI Islamic M-Series67.3% FTSE Shariah45.2% |
| VICI Properties LP / VICI Note Co Inc | UNSCREENED | 0.55% | no in-house ratios for this holding |
| PSX Phillips 66 Company | NON_COMPLIANT | 0.55% | AAOIFI20.2% Usmani25.1% Dow Jones Islamic36.5% S&P Shariah37.1% MSCI Islamic25.1% MSCI Islamic M-Series37.1% FTSE Shariah25.1% |
| ET Energy Transfer LP | NON_COMPLIANT | 0.54% | AAOIFI94.8% Usmani47.4% Dow Jones Islamic120.8% S&P Shariah134.5% MSCI Islamic47.4% MSCI Islamic M-Series134.5% FTSE Shariah46.2% |
| Blackstone Secured Lending Fund | UNSCREENED | 0.53% | no in-house ratios for this holding |
| Blackstone Private Credit Fund | UNSCREENED | 0.53% | no in-house ratios for this holding |
| Carmax Auto Owner Trust 2023-2 | UNSCREENED | 0.52% | no in-house ratios for this holding |
| AMGN Amgen Inc. | COMPLIANT | 0.51% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| RCL Royal Caribbean Cruises Ltd. | NON_COMPLIANT | 0.51% | AAOIFI33.1% Usmani52.7% Dow Jones Islamic32.9% S&P Shariah40.4% MSCI Islamic52.7% MSCI Islamic M-Series40.4% FTSE Shariah51.2% |
| AVGO Broadcom Inc. | COMPLIANT | 0.49% | AAOIFI3.8% Usmani32.5% Dow Jones Islamic4.4% S&P Shariah5.5% MSCI Islamic32.5% MSCI Islamic M-Series5.5% FTSE Shariah32.5% |
| GLE.PA Societe Generale | NON_COMPLIANT | 0.49% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| WFC Wells Fargo and Company | NON_COMPLIANT | 0.49% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| National Securities Clearing Corporation | UNSCREENED | 0.49% | no in-house ratios for this holding |
| ORCL Oracle Corporation | NON_COMPLIANT | 0.49% | AAOIFI34.1% Usmani64.0% Dow Jones Islamic30.7% S&P Shariah35.2% MSCI Islamic61.0% MSCI Islamic M-Series35.2% FTSE Shariah49.5% |
| ENEL Finance International N.V. | UNSCREENED | 0.48% | no in-house ratios for this holding |
| Kraft Heinz Foods Company | UNSCREENED | 0.48% | no in-house ratios for this holding |
| Pacific Gas and Electric Co | UNSCREENED | 0.47% | no in-house ratios for this holding |
| SO The Southern Company | NON_COMPLIANT | 0.47% | AAOIFI68.7% Usmani45.3% Dow Jones Islamic72.3% S&P Shariah78.7% MSCI Islamic44.8% MSCI Islamic M-Series78.7% FTSE Shariah43.8% |
| NFLX Netflix Inc. | QUESTIONABLE | 0.45% | AAOIFI5.2% Usmani28.5% Dow Jones Islamic4.1% S&P Shariah4.7% MSCI Islamic28.5% MSCI Islamic M-Series4.7% FTSE Shariah24.5% |
| WFC Wells Fargo and Company | NON_COMPLIANT | 0.45% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| MS Morgan Stanley | NON_COMPLIANT | 0.45% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| AMT American Tower Corporation | NON_COMPLIANT | 0.44% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| DUK Duke Energy Corporation | NON_COMPLIANT | 0.44% | AAOIFI95.1% Usmani45.3% Dow Jones Islamic98.9% S&P Shariah107.5% MSCI Islamic45.0% MSCI Islamic M-Series107.5% FTSE Shariah44.4% |
| AVGO Broadcom Inc. | COMPLIANT | 0.44% | AAOIFI3.8% Usmani32.5% Dow Jones Islamic4.4% S&P Shariah5.5% MSCI Islamic32.5% MSCI Islamic M-Series5.5% FTSE Shariah32.5% |
| GMF Floorplan Owner Revolving Trust | UNSCREENED | 0.43% | no in-house ratios for this holding |
| CHASE AUTO OWNER TRUST 2024-2 CHAOT 2024 2A A4 144A | UNSCREENED | 0.40% | no in-house ratios for this holding |
| Dllad 2024-1 LLC | UNSCREENED | 0.39% | no in-house ratios for this holding |
| Carmax Auto Owner Trust 2025-1 | UNSCREENED | 0.39% | no in-house ratios for this holding |
| DELL INTERNATIONAL LLC / EMC C SR UNSECURED 07/27 6.1 | UNSCREENED | 0.38% | no in-house ratios for this holding |
| BA The Boeing Company | NON_COMPLIANT | 0.38% | AAOIFI30.1% Usmani30.2% Dow Jones Islamic33.6% S&P Shariah36.0% MSCI Islamic30.2% MSCI Islamic M-Series36.0% FTSE Shariah30.2% |
| GM FINANCIAL AUTOMOBILE LEASIN GMALT 2026 2 A2A | UNSCREENED | 0.38% | no in-house ratios for this holding |
| ENTERPRISE FLEET FINANCING 202 EFF 2026 2 A2 144A | UNSCREENED | 0.37% | no in-house ratios for this holding |
| Wheels Fleet Lease Funding 1 LLC | UNSCREENED | 0.36% | no in-house ratios for this holding |
| Harley-Davidson Motorcycle Trust 2023-A | UNSCREENED | 0.34% | no in-house ratios for this holding |
| HONDA AUTO RECEIVABLES 2025-1 HAROT 2025 1 A3 | UNSCREENED | 0.34% | no in-house ratios for this holding |
| American Honda Finance Corporation | UNSCREENED | 0.34% | no in-house ratios for this holding |
| BARINGS EQUIPMENT FINANCE LLC MMAF 2026 A A2 144A | UNSCREENED | 0.34% | no in-house ratios for this holding |
| ALLY BANK AUTO CREDIT-LINKED N ABCLN 2024 A A2 144A | UNSCREENED | 0.34% | no in-house ratios for this holding |
| SO The Southern Company | NON_COMPLIANT | 0.33% | AAOIFI68.7% Usmani45.3% Dow Jones Islamic72.3% S&P Shariah78.7% MSCI Islamic44.8% MSCI Islamic M-Series78.7% FTSE Shariah43.8% |
| STELLANTIS FINANCIAL UNDERWRIT SFUEL 2025 AA A4 144A | UNSCREENED | 0.33% | no in-house ratios for this holding |
| Spectra Energy Partners LP | UNSCREENED | 0.33% | no in-house ratios for this holding |
| AerCap Ireland Capital Designated Activity Co and AerCap Global Aviation Trust | UNSCREENED | 0.32% | no in-house ratios for this holding |
| CARVANA AUTO RECEIVABLES TRUST CRVNA 2023 P2 A4 144A | UNSCREENED | 0.32% | no in-house ratios for this holding |
| CITIZENS AUTO RECEIVABLES TRUS CITZN 2024 1 A3 144A | UNSCREENED | 0.32% | no in-house ratios for this holding |
| Nissan Auto Lease Trust 2025-A | UNSCREENED | 0.32% | no in-house ratios for this holding |
| HYUNDAI AUTO LEASE SECURITIZAT HALST 2025 B A3 144A | UNSCREENED | 0.32% | no in-house ratios for this holding |
| STELLANTIS FINANCIAL UNDERWRIT SFUEL 2025 AA A3 144A | UNSCREENED | 0.32% | no in-house ratios for this holding |
| Hyundai Auto Receivables Trust 2025-A | UNSCREENED | 0.30% | no in-house ratios for this holding |
| DELL EQUIPMENT FINANCE TRUST 2 DEFT 2025 1 A3 144A | UNSCREENED | 0.30% | no in-house ratios for this holding |
| CITIZENS AUTO RECEIVABLES TRUS CITZN 2024 1 A4 144A | UNSCREENED | 0.30% | no in-house ratios for this holding |
| VOLKSWAGEN AUTO LEASE TRUST 20 VWALT 2025 B A3 | UNSCREENED | 0.30% | no in-house ratios for this holding |
| ARI FLEET LEASE TRUST 2024-B ARIFL 2024 B A3 144A | UNSCREENED | 0.30% | no in-house ratios for this holding |
| PORSCHE INNOVATIVE LEASE OWNER PILOT 2025 1A A3 144A | UNSCREENED | 0.30% | no in-house ratios for this holding |
| MS Morgan Stanley | NON_COMPLIANT | 0.30% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| Ford Credit Floorplan Master Owner Trust A | UNSCREENED | 0.29% | no in-house ratios for this holding |
| BMW Vehicle Owner Trust 2023-A | UNSCREENED | 0.29% | no in-house ratios for this holding |
| SFS AUTO RECEIVABLES SECURITIZ SFAST 2024 1A A4 144A | UNSCREENED | 0.29% | no in-house ratios for this holding |
| GMF Floorplan Owner Revolving Trust | UNSCREENED | 0.29% | no in-house ratios for this holding |
| WORLD OMNI AUTOMOBILE LEASE SECURITIZATION TRUST 2024-A | UNSCREENED | 0.29% | no in-house ratios for this holding |
| HYUNDAI AUTO LEASE SECURITIZAT HALST 2025 A A3 144A | UNSCREENED | 0.29% | no in-house ratios for this holding |
| Gm Financial Automobile Leasing Trust 2025-2 | UNSCREENED | 0.29% | no in-house ratios for this holding |
| ENTERPRISE FLEET FINANCING 202 EFF 2024 4 A3 144A | UNSCREENED | 0.29% | no in-house ratios for this holding |
| Carmax Auto Owner Trust 2025-2 | UNSCREENED | 0.29% | no in-house ratios for this holding |
| WORLD OMNI AUTO RECEIVABLES TR WOART 2026 A A2A | UNSCREENED | 0.29% | no in-house ratios for this holding |
| CORPORATE ONE AUTO RECEIVABLES COART 2026 1A A3 144A | UNSCREENED | 0.29% | no in-house ratios for this holding |
| CARMAX AUTO OWNER TRUST 2026-1 CARMX 2026 1 A3 | UNSCREENED | 0.29% | no in-house ratios for this holding |
| GM Financial Automobile Leasing Trust 2025-3 | UNSCREENED | 0.28% | no in-house ratios for this holding |
| TSLX Sixth Street Specialty Lending Inc. | NON_COMPLIANT | 0.28% | AAOIFI109.8% Usmani54.3% Dow Jones Islamic106.8% S&P Shariah113.3% MSCI Islamic54.3% MSCI Islamic M-Series113.3% FTSE Shariah54.3% |
| Hyundai Auto Receivables Trust 2025-D | UNSCREENED | 0.28% | no in-house ratios for this holding |
| Toyota Auto Receivables 2022-D Owner Trust | UNSCREENED | 0.28% | no in-house ratios for this holding |
| ARI FLEET LEASE TRUST 2025-B ARIFL 2025 B A2 144A | UNSCREENED | 0.28% | no in-house ratios for this holding |
| Ford Credit Auto Lease Trust 2024-B | UNSCREENED | 0.27% | no in-house ratios for this holding |
| Hyundai Auto Receivables Trust 2025-B | UNSCREENED | 0.27% | no in-house ratios for this holding |
| Honda Auto Receivables 2025-4 Owner Trust | UNSCREENED | 0.26% | no in-house ratios for this holding |
| KUBOTA CREDIT OWNER TRUST 2024 KCOT 2024 1A A3 144A | UNSCREENED | 0.26% | no in-house ratios for this holding |
| AMT American Tower Corporation | NON_COMPLIANT | 0.25% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| CARVANA AUTO RECEIVABLES TRUST CRVNA 2026 P1 A2 | UNSCREENED | 0.25% | no in-house ratios for this holding |
| GMF Floorplan Owner Revolving Trust | UNSCREENED | 0.25% | no in-house ratios for this holding |
| PORSCHE INNOVATIVE LEASE OWNER PILOT 2024 2A A4 144A | UNSCREENED | 0.25% | no in-house ratios for this holding |
| ENTERPRISE FLEET FINANCING 202 EFF 2025 4 A2 144A | UNSCREENED | 0.25% | no in-house ratios for this holding |
| DELL INTERNATIONAL LLC / EMC C COMPANY GUAR 02/28 5.25 | UNSCREENED | 0.25% | no in-house ratios for this holding |
| AUTONATION FINANCE TRUST 2025- DRVPNK 2025 1A A3 144A | UNSCREENED | 0.25% | no in-house ratios for this holding |
| Wheels Fleet Lease Funding 1 LLC | UNSCREENED | 0.25% | no in-house ratios for this holding |
| American Honda Finance Corporation | UNSCREENED | 0.24% | no in-house ratios for this holding |
| NVDA NVIDIA Corporation | COMPLIANT | 0.24% | AAOIFI1.1% Usmani12.1% Dow Jones Islamic0.9% S&P Shariah1.1% MSCI Islamic12.1% MSCI Islamic M-Series1.1% FTSE Shariah10.4% |
| Mercedes-Benz Auto Lease Trust 2025-B | UNSCREENED | 0.24% | no in-house ratios for this holding |
| GREATAMERICA LEASING RECEIVABL GALC 2024 1 A3 144A | UNSCREENED | 0.24% | no in-house ratios for this holding |
| Wheels Fleet Lease Funding 1 LLC | UNSCREENED | 0.24% | no in-house ratios for this holding |
| MS Morgan Stanley | NON_COMPLIANT | 0.24% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| Capital One Prime Auto Receivables Trust 2024-1 | UNSCREENED | 0.23% | no in-house ratios for this holding |
| Harley-Davidson Motorcycle Trust 2023-B | UNSCREENED | 0.22% | no in-house ratios for this holding |
| Amur Equipment Finance Receivables XIII LLC | UNSCREENED | 0.22% | no in-house ratios for this holding |
| VERDANT RECEIVABLES 2025-1 LLC VERD 2025 1A A2 144A | UNSCREENED | 0.22% | no in-house ratios for this holding |
| FORD CREDIT AUTO OWNER TRUST 2 FORDR 2022 1 A 144A | UNSCREENED | 0.21% | no in-house ratios for this holding |
| Nissan Master Owner Trust Receivables | UNSCREENED | 0.21% | no in-house ratios for this holding |
| Nextgear Floorplan Master Owner Trust | UNSCREENED | 0.21% | no in-house ratios for this holding |
| CARMAX AUTO OWNER TRUST 2024-4 CARMX 2024 4 A3 | UNSCREENED | 0.21% | no in-house ratios for this holding |
| Wheels Fleet Lease Funding 1 LLC | UNSCREENED | 0.21% | no in-house ratios for this holding |
| MERCEDES-BENZ AUTO RECEIVABLES MBART 2023 1 A4 | UNSCREENED | 0.20% | no in-house ratios for this holding |
| Gm Financial Automobile Leasing Trust 2025-2 | UNSCREENED | 0.20% | no in-house ratios for this holding |
| Wheels Fleet Lease Funding 1 LLC | UNSCREENED | 0.17% | no in-house ratios for this holding |
| VICI Properties L.P. | UNSCREENED | 0.17% | no in-house ratios for this holding |
| ENTERPRISE FLEET FINANCING 202 EFF 2024 1 A2 144A | UNSCREENED | 0.17% | no in-house ratios for this holding |
| ARI FLEET LEASE TRUST 2024-A ARIFL 2024 A A3 144A | UNSCREENED | 0.16% | no in-house ratios for this holding |
| Carmax Auto Owner Trust 2025-4 | UNSCREENED | 0.16% | no in-house ratios for this holding |
| ENTERPRISE FLEET FINANCING 202 EFF 2024 2 A3 144A | UNSCREENED | 0.16% | no in-house ratios for this holding |
| SANTANDER BANK AUTO CREDIT-LIN SBCLN 2022 C A2 144A | UNSCREENED | 0.16% | no in-house ratios for this holding |
| DLLAA 2023-1 LLC DLLAA 2023 1A A3 144A | UNSCREENED | 0.16% | no in-house ratios for this holding |
| CHASE AUTO OWNER TRUST 2022-A CHAOT 2022 AA A4 144A | UNSCREENED | 0.16% | no in-house ratios for this holding |
| BMW Vehicle Lease Trust 2025-1 | UNSCREENED | 0.15% | no in-house ratios for this holding |
| FANNIE MAE REMICS FNR 2013 10 FT | NON_COMPLIANT | 0.13% | no in-house ratios for this holding |
| USB AUTO OWNER TRUST 2025-1 USCAR 2025 1A A2 144A | UNSCREENED | 0.12% | no in-house ratios for this holding |
| HARLEY-DAVIDSON MOTORCYCLE TRU HDMOT 2025 A A2A | UNSCREENED | 0.12% | no in-house ratios for this holding |
| ARI FLEET LEASE TRUST 2024-A ARIFL 2024 A A2 144A | UNSCREENED | 0.10% | no in-house ratios for this holding |
| DLLAD 2023-1 LLC DLLAD 2023 1A A3 144A | UNSCREENED | 0.10% | no in-house ratios for this holding |
| Chesapeake Funding II LLC | UNSCREENED | 0.09% | no in-house ratios for this holding |
| GREATAMERICA LEASING RECEIVABL GALC 2022 1 A4 144A | UNSCREENED | 0.09% | no in-house ratios for this holding |
| ENTERPRISE FLEET FINANCING 202 EFF 2023 3 A2 144A | UNSCREENED | 0.08% | no in-house ratios for this holding |
| Gm Financial Consumer Automobile Receivables Trust 2023-4 | UNSCREENED | 0.08% | no in-house ratios for this holding |
| Toyota Auto Receivables 2022-B Owner Trust | UNSCREENED | 0.08% | no in-house ratios for this holding |
| Nissan Auto Lease Trust 2024-B | UNSCREENED | 0.06% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| SBNA AUTO LEASE TRUST 2024-B SBALT 2024 B A3 144A | UNSCREENED | 0.05% | no in-house ratios for this holding |
| ALLY BANK AUTO CREDIT-LINKED N ABCLN 2024 B A2 144A | UNSCREENED | 0.05% | no in-house ratios for this holding |
| Harley-Davidson Motorcycle Trust 2024-B | UNSCREENED | 0.05% | no in-house ratios for this holding |
| FCCU AUTO RECEIVABLES TRUST 20 FCCU 2025 1A A2 144A | UNSCREENED | 0.04% | no in-house ratios for this holding |
| LAD AUTO RECEIVABLES TRUST 202 LADAR 2023 4A A4 144A | UNSCREENED | 0.04% | no in-house ratios for this holding |
| SANTANDER BANK AUTO CREDIT-LIN SBCLN 2023 B B 144A | UNSCREENED | 0.04% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| SBNA AUTO LEASE TRUST 2025-A SBALT 2025 A A3 144A | UNSCREENED | 0.04% | no in-house ratios for this holding |
| Carvana Auto Receivables Trust 2021-P4 | UNSCREENED | 0.04% | no in-house ratios for this holding |
| CHASE AUTO OWNER TRUST 2024-1 CHAOT 2024 1A A3 144A | UNSCREENED | 0.04% | no in-house ratios for this holding |
| Hyundai Auto Receivables Trust 2023-C | UNSCREENED | 0.03% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.03% | no in-house ratios for this holding |
| ENTERPRISE FLEET FINANCING 202 EFF 2022 3 A3 144A | UNSCREENED | 0.03% | no in-house ratios for this holding |
| MMAF EQUIPMENT FINANCE LLC 202 MMAF 2024 A A2 144A | UNSCREENED | 0.03% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.03% | no in-house ratios for this holding |
| DLLST 2024-1 LLC DLLST 2024 1A A3 144A | UNSCREENED | 0.03% | no in-house ratios for this holding |
| ENTERPRISE FLEET FINANCING 202 EFF 2024 4 A2 144A | UNSCREENED | 0.02% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| FREDDIE MAC NON GOLD POOL FH 05/34 FLOATING VAR | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| FREDDIE MAC NON GOLD POOL FH 12/35 FLOATING VAR | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| Nissan Auto Receivables 2023-A Owner Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| FREDDIE MAC NON GOLD POOL FH 08/35 FLOATING VAR | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| FREDDIE MAC NON GOLD POOL FH 05/37 FLOATING VAR | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| TOWD POINT MORTGAGE TRUST 2016 TPMT 2016 4 M1 144A | UNSCREENED | 0.01% | no in-house ratios for this holding |
| CarMax Auto Owner Trust 2023-1 | UNSCREENED | 0.01% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| FREDDIE MAC NON GOLD POOL FH 02/36 FLOATING VAR | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| FREDDIE MAC NON GOLD POOL FH 11/36 FLOATING VAR | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| FREDDIE MAC NON GOLD POOL FH 12/36 FLOATING VAR | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| CNH EQUIPMENT TRUST 2022-B CNH 2022 B A3 | UNSCREENED | 0.01% | no in-house ratios for this holding |
| FREDDIE MAC NON GOLD POOL FH 06/36 FLOATING VAR | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| FREDDIE MAC NON GOLD POOL FH 12/35 FLOATING VAR | NON_COMPLIANT | 0.00% | no in-house ratios for this holding |
The published standards disagree about this fund by 2 points of portfolio weight — 7.3% of it passes Usmani, 5.1% passes S&P Shariah. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 6.2% ratios fail on 21.5% 72.2% not rated under AAOIFI
ratios pass on 7.3% ratios fail on 16.8% 75.9% not rated under Usmani
ratios pass on 6.1% ratios fail on 21.6% 72.2% not rated under Dow Jones Islamic
ratios pass on 5.1% ratios fail on 22.6% 72.2% not rated under S&P Shariah
ratios pass on 7.3% ratios fail on 16.8% 75.9% not rated under MSCI Islamic
ratios pass on 5.1% ratios fail on 22.6% 72.2% not rated under MSCI Islamic M-Series
ratios pass on 7.3% ratios fail on 16.8% 75.9% not rated under FTSE Shariah
40 of 211 listed holdings carry our own per-methodology verdicts (31% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 27 (21% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
| Non-compliant holding | Weight |
|---|---|
| United States Treasury Bills | 9.61% |
| United States Treasury Bills | 5.96% |
| United States Treasury Bills | 2.27% |
| United States Treasury Bills | 2.02% |
| JPM JPMorgan Chase and Co. | 1.39% |
| ACA.PA Credit Agricole SA | 1.22% |
| AEP American Electric Power Company Inc. | 0.99% |
| AXP American Express Company | 0.98% |
| GS The Goldman Sachs Group Inc. | 0.98% |
| USB U.S. Bancorp | 0.98% |
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
Ultra Short Term Bond Trust (JAGFX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.
| Holding | Weight | Verdict |
|---|---|---|
| United States Treasury Billsnot matched to a ticker | 9.61% | Non-compliant |
| United States Treasury Billsnot matched to a ticker | 5.96% | Non-compliant |
| United States Treasury Billsnot matched to a ticker | 2.27% | Non-compliant |
| United States Treasury Billsnot matched to a ticker | 2.02% | Non-compliant |
| Santander Holdings USA Inc.not matched to a ticker | 1.46% | Not screened |
| JPMJPMorgan Chase and Co. | 1.39% | Non-compliant |
| JH COLLATERALnot matched to a ticker | 1.31% | Not screened |
| Pfizer Investment Enterprises Pte. Ltd.not matched to a ticker | 1.22% | Not screened |
| ACA.PACredit Agricole SA | 1.22% | Non-compliant |
| AEPAmerican Electric Power Company Inc. | 0.99% | Non-compliant |
Top 10 of 211 holdings, 27.5% of the fund by weight. Every holding is screened, not only these.
The positions keeping this fund short of 100% compliant by weight.
Verdict history for JAGFX. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
ℹ️ no compliance scan has run for 3 days - this is not a reading of today
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
This fund prices once a day, so its bars carry no intraday high or low — floor-trader pivots are not defined for it.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 62.70 | NEUTRAL |
| Stochastic %K (14) | 100.00 | SELL |
| CCI (20) | 96.18 | NEUTRAL |
| Williams %R (14) | 0.00 | SELL |
| MACD (12,26,9) | 0.00 | BUY |
| ROC (10) | 0.17 | BUY |
| Momentum (10) | 0.02 | BUY |
| EMA (10) | 11.64 | BUY |
| SMA (10) | 11.64 | BUY |
| EMA (20) | 11.64 | BUY |
| SMA (20) | 11.64 | BUY |
| EMA (30) | 11.63 | BUY |
| SMA (30) | 11.63 | BUY |
| EMA (50) | 11.62 | BUY |
| SMA (50) | 11.63 | BUY |
| EMA (100) | 11.60 | BUY |
| SMA (100) | 11.60 | BUY |
| EMA (200) | 11.53 | BUY |
| SMA (200) | 11.53 | BUY |
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.