Verdicts genuinely change. Free email alert the moment JBAVX's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
Balanced Fund · John Hancock Investment Trust
1,193 holdings
NON-COMPLIANT 36.95% of portfolio weight is in non-compliant holdings, over the 5% threshold.
18.77% of that is conventional interest-bearing debt, identified from the fund's own filing rather than by screening an issuer. Sukuk are deliberately excluded from this test and are never counted here.
1,193 holdings, 649 matched (84% of weight). Portfolio as of 2026-07-31, filed 2026-09-25. Source: SEC Form N-PORT.
1.85% of this portfolio’s income is non-permissible — weighted across holdings, computed over 52% of portfolio weight (223 of 1193 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
30.1% compliant 16.2% questionable 37.0% non-compliant 16.1% unscreened
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| MSFT Microsoft Corporation | QUESTIONABLE | 4.66% | AAOIFI1.5% Usmani7.5% Dow Jones Islamic1.7% S&P Shariah1.8% MSCI Islamic7.5% MSCI Islamic M-Series1.8% FTSE Shariah5.3% |
| GOOG Alphabet Inc. | QUESTIONABLE | 4.16% | AAOIFI2.9% Usmani13.1% Dow Jones Islamic3.9% S&P Shariah4.5% MSCI Islamic12.8% MSCI Islamic M-Series4.5% FTSE Shariah10.9% |
| AMZN Amazon.com Inc. | QUESTIONABLE | 3.70% | AAOIFI8.2% Usmani22.1% Dow Jones Islamic9.6% S&P Shariah10.6% MSCI Islamic20.9% MSCI Islamic M-Series10.6% FTSE Shariah12.1% |
| NVDA NVIDIA Corporation | COMPLIANT | 3.09% | AAOIFI1.1% Usmani12.1% Dow Jones Islamic0.9% S&P Shariah1.1% MSCI Islamic12.1% MSCI Islamic M-Series1.1% FTSE Shariah10.4% |
| AVGO Broadcom Inc. | COMPLIANT | 2.54% | AAOIFI3.8% Usmani32.5% Dow Jones Islamic4.4% S&P Shariah5.5% MSCI Islamic32.5% MSCI Islamic M-Series5.5% FTSE Shariah32.5% |
| JPM JPMorgan Chase and Co. | NON_COMPLIANT | 2.38% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| COST Costco Wholesale Corporation | QUESTIONABLE | 2.08% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| LLY Eli Lilly and Company | COMPLIANT | 1.86% | AAOIFI5.2% Usmani38.6% Dow Jones Islamic6.4% S&P Shariah6.9% MSCI Islamic38.6% MSCI Islamic M-Series6.9% FTSE Shariah38.6% |
| BRK.B Berkshire Hathaway Inc. | NON_COMPLIANT | 1.64% | no in-house ratios for this holding |
| AMD Advanced Micro Devices Inc. | COMPLIANT | 1.45% | AAOIFI0.5% Usmani5.1% Dow Jones Islamic1.2% S&P Shariah1.3% MSCI Islamic5.1% MSCI Islamic M-Series1.3% FTSE Shariah3.8% |
| WMT Walmart Inc. | QUESTIONABLE | 1.32% | AAOIFI6.4% Usmani21.5% Dow Jones Islamic6.9% S&P Shariah8.0% MSCI Islamic19.2% MSCI Islamic M-Series8.0% FTSE Shariah13.6% |
| United States Treasury Note/Bond | NON_COMPLIANT | 1.18% | no in-house ratios for this holding |
| PANW Palo Alto Networks Inc. | COMPLIANT | 1.14% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| BURL Burlington Stores Inc. | COMPLIANT | 1.11% | AAOIFI35.4% Usmani59.0% Dow Jones Islamic33.2% S&P Shariah36.9% MSCI Islamic58.8% MSCI Islamic M-Series36.9% FTSE Shariah19.1% |
| MU Micron Technology Inc. | COMPLIANT | 1.05% | AAOIFI0.6% Usmani6.7% Dow Jones Islamic1.8% S&P Shariah2.4% MSCI Islamic4.8% MSCI Islamic M-Series2.4% FTSE Shariah4.3% |
| EQT EQT Corporation | COMPLIANT | 1.04% | AAOIFI16.4% Usmani13.7% Dow Jones Islamic18.1% S&P Shariah21.8% MSCI Islamic13.7% MSCI Islamic M-Series21.8% FTSE Shariah13.7% |
| VLO Valero Energy Corporation | COMPLIANT | 1.02% | AAOIFI10.3% Usmani14.1% Dow Jones Islamic17.0% S&P Shariah18.0% MSCI Islamic14.1% MSCI Islamic M-Series18.0% FTSE Shariah14.1% |
| FCX Freeport-McMoRan Inc. | COMPLIANT | 0.97% | AAOIFI9.4% Usmani17.3% Dow Jones Islamic14.8% S&P Shariah15.6% MSCI Islamic17.3% MSCI Islamic M-Series15.6% FTSE Shariah15.7% |
| ANET Arista Networks Inc. | COMPLIANT | 0.90% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| AMAT Applied Materials Inc. | COMPLIANT | 0.89% | AAOIFI1.9% Usmani16.6% Dow Jones Islamic3.4% S&P Shariah3.7% MSCI Islamic16.6% MSCI Islamic M-Series3.7% FTSE Shariah14.8% |
| AME AMETEK Inc. | COMPLIANT | 0.87% | AAOIFI4.2% Usmani13.9% Dow Jones Islamic5.1% S&P Shariah5.4% MSCI Islamic13.9% MSCI Islamic M-Series5.4% FTSE Shariah12.3% |
| SN SharkNinja Inc. | COMPLIANT | 0.83% | AAOIFI3.7% Usmani16.3% Dow Jones Islamic5.8% S&P Shariah6.9% MSCI Islamic16.3% MSCI Islamic M-Series6.9% FTSE Shariah12.8% |
| GH Guardant Health Inc. | COMPLIANT | 0.83% | AAOIFI7.8% Usmani88.7% Dow Jones Islamic17.9% S&P Shariah23.1% MSCI Islamic88.7% MSCI Islamic M-Series23.1% FTSE Shariah78.6% |
| MDT Medtronic Public Limited Company | COMPLIANT | 0.82% | AAOIFI24.4% Usmani31.5% Dow Jones Islamic26.4% S&P Shariah27.4% MSCI Islamic31.4% MSCI Islamic M-Series27.4% FTSE Shariah30.2% |
| LIN Linde Public Limited Company | COMPLIANT | 0.81% | AAOIFI13.0% Usmani31.7% Dow Jones Islamic13.0% S&P Shariah13.4% MSCI Islamic31.7% MSCI Islamic M-Series13.4% FTSE Shariah31.7% |
| SU.PA Schneider Electric SE | COMPLIANT | 0.81% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| MCK McKesson Corporation | COMPLIANT | 0.76% | AAOIFI12.5% Usmani14.9% Dow Jones Islamic14.5% S&P Shariah15.8% MSCI Islamic14.7% MSCI Islamic M-Series15.8% FTSE Shariah12.5% |
| Q Qnity Electronics Inc. | COMPLIANT | 0.73% | AAOIFI17.6% Usmani31.6% Dow Jones Islamicpass S&P Shariahpass MSCI Islamic31.6% MSCI Islamic M-Seriespass FTSE Shariah28.1% |
| SU Suncor Energy Inc. | COMPLIANT | 0.72% | AAOIFI13.4% Usmani21.2% Dow Jones Islamic19.8% S&P Shariah21.8% MSCI Islamic16.1% MSCI Islamic M-Series21.8% FTSE Shariah16.1% |
| AMT American Tower Corporation | NON_COMPLIANT | 0.70% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| AMRZ Amrize Ltd | COMPLIANT | 0.69% | AAOIFI24.3% Usmani25.8% Dow Jones Islamicpass S&P Shariahpass MSCI Islamic24.0% MSCI Islamic M-Seriespass FTSE Shariah21.4% |
| United States Treasury Note/Bond | NON_COMPLIANT | 0.67% | no in-house ratios for this holding |
| COP ConocoPhillips | COMPLIANT | 0.67% | AAOIFI14.4% Usmani18.7% Dow Jones Islamic19.1% S&P Shariah18.8% MSCI Islamic18.7% MSCI Islamic M-Series18.8% FTSE Shariah18.7% |
| DSV.CO DSV A/S | NON_COMPLIANT | 0.66% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| CI The Cigna Group | NON_COMPLIANT | 0.64% | AAOIFI42.7% Usmani20.3% Dow Jones Islamic40.5% S&P Shariah38.8% MSCI Islamic20.3% MSCI Islamic M-Series38.8% FTSE Shariah20.3% |
| PNFP Pinnacle Financial Partners Inc. | NON_COMPLIANT | 0.63% | AAOIFI16.1% Usmani1.9% Dow Jones Islamic27.2% S&P Shariah30.6% MSCI Islamic1.9% MSCI Islamic M-Series30.6% FTSE Shariah1.9% |
| CMI Cummins Inc. | COMPLIANT | 0.60% | AAOIFI9.7% Usmani21.0% Dow Jones Islamic12.1% S&P Shariah14.2% MSCI Islamic21.0% MSCI Islamic M-Series14.2% FTSE Shariah19.3% |
| DLR Digital Realty Trust Inc. | COMPLIANT | 0.59% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| United States Treasury Note/Bond | NON_COMPLIANT | 0.59% | no in-house ratios for this holding |
| Trane Technologies Public Limited Company | UNSCREENED | 0.59% | no in-house ratios for this holding |
| TDG TransDigm Group Incorporated | NON_COMPLIANT | 0.59% | AAOIFI51.2% Usmani123.0% Dow Jones Islamic45.8% S&P Shariah49.7% MSCI Islamic123.0% MSCI Islamic M-Series49.7% FTSE Shariah123.0% |
| FSS Federal Signal Corporation | COMPLIANT | 0.58% | AAOIFI6.7% Usmani19.9% Dow Jones Islamic7.6% S&P Shariah8.3% MSCI Islamic19.9% MSCI Islamic M-Series8.3% FTSE Shariah18.6% |
| LOW Lowe`s Companies Inc. | NON_COMPLIANT | 0.55% | AAOIFI35.6% Usmani71.7% Dow Jones Islamic30.1% S&P Shariah31.0% MSCI Islamic71.7% MSCI Islamic M-Series31.0% FTSE Shariah63.7% |
| VIK Viking Holdings Ltd | NON_COMPLIANT | 0.54% | AAOIFI14.8% Usmani46.3% Dow Jones Islamic20.6% S&P Shariahpass MSCI Islamic46.3% MSCI Islamic M-Seriespass FTSE Shariah46.3% |
| DG.PA Vinci SA | NON_COMPLIANT | 0.51% | AAOIFIfail Usmanipass Dow Jones Islamicfail S&P Shariahfail MSCI Islamicpass MSCI Islamic M-Seriesfail FTSE Shariahpass |
| TMUS T-Mobile US Inc. | NON_COMPLIANT | 0.49% | AAOIFI18.0% Usmani17.5% Dow Jones Islamic14.6% S&P Shariah15.9% MSCI Islamic16.5% MSCI Islamic M-Series15.9% FTSE Shariah2.9% |
| United States Treasury Note/Bond | NON_COMPLIANT | 0.48% | no in-house ratios for this holding |
| LTH Life Time Group Holdings Inc. | NON_COMPLIANT | 0.47% | AAOIFI44.1% Usmani51.2% Dow Jones Islamic66.9% S&P Shariah80.4% MSCI Islamic51.0% MSCI Islamic M-Series80.4% FTSE Shariah17.9% |
| JH COLLATERAL | UNSCREENED | 0.47% | no in-house ratios for this holding |
| Old National Bancorp | UNSCREENED | 0.45% | no in-house ratios for this holding |
| DE Deere and Company | NON_COMPLIANT | 0.44% | AAOIFI9.1% Usmani15.9% Dow Jones Islamic12.7% S&P Shariah13.8% MSCI Islamic15.9% MSCI Islamic M-Series13.8% FTSE Shariah15.9% |
| MS Morgan Stanley | NON_COMPLIANT | 0.44% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| UGI Corporation | UNSCREENED | 0.43% | no in-house ratios for this holding |
| AZN AstraZeneca PLC | COMPLIANT | 0.41% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| BTSG BrightSpring Health Services Inc. | COMPLIANT | 0.40% | AAOIFI19.9% Usmani39.9% Dow Jones Islamic37.1% S&P Shariah45.1% MSCI Islamic39.6% MSCI Islamic M-Series45.1% FTSE Shariah36.6% |
| Farmer Mac Discount Notes | UNSCREENED | 0.38% | no in-house ratios for this holding |
| United States Treasury Note/Bond | NON_COMPLIANT | 0.28% | no in-house ratios for this holding |
| United States Treasury Note/Bond | NON_COMPLIANT | 0.27% | no in-house ratios for this holding |
| United States Treasury Note/Bond | NON_COMPLIANT | 0.27% | no in-house ratios for this holding |
| United States Treasury Note/Bond | NON_COMPLIANT | 0.24% | no in-house ratios for this holding |
| United States Treasury Note/Bond | NON_COMPLIANT | 0.22% | no in-house ratios for this holding |
| United States Treasury Note/Bond | NON_COMPLIANT | 0.22% | no in-house ratios for this holding |
| United States Treasury Note/Bond | NON_COMPLIANT | 0.21% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.20% | no in-house ratios for this holding |
| United States Treasury Note/Bond | NON_COMPLIANT | 0.20% | no in-house ratios for this holding |
| GALDY Galderma Group AG | COMPLIANT | 0.19% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| CHGCY Chugai Pharmaceutical Co. Ltd. | COMPLIANT | 0.19% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahfail |
| FREDDIE MAC POOL FR 09/52 FIXED 4.5 | NON_COMPLIANT | 0.18% | no in-house ratios for this holding |
| United States Treasury Note/Bond | NON_COMPLIANT | 0.17% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.16% | no in-house ratios for this holding |
| Vusion | UNSCREENED | 0.16% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.16% | no in-house ratios for this holding |
| FREDDIE MAC POOL FR 03/53 FIXED 5 | NON_COMPLIANT | 0.14% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.14% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.14% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.14% | no in-house ratios for this holding |
| AMGN Amgen Inc. | COMPLIANT | 0.14% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| FREDDIE MAC POOL FR 04/51 FIXED 2 | NON_COMPLIANT | 0.13% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.13% | no in-house ratios for this holding |
| FREDDIE MAC POOL FR 02/56 FIXED 5.5 | NON_COMPLIANT | 0.13% | no in-house ratios for this holding |
| United States Treasury Note/Bond | NON_COMPLIANT | 0.13% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.13% | no in-house ratios for this holding |
| BA The Boeing Company | NON_COMPLIANT | 0.12% | AAOIFI30.1% Usmani30.2% Dow Jones Islamic33.6% S&P Shariah36.0% MSCI Islamic30.2% MSCI Islamic M-Series36.0% FTSE Shariah30.2% |
| Fannie Mae Pool | NON_COMPLIANT | 0.12% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.12% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.12% | no in-house ratios for this holding |
| WFC Wells Fargo and Company | NON_COMPLIANT | 0.12% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| FREDDIE MAC POOL FR 01/52 FIXED 3.5 | NON_COMPLIANT | 0.12% | no in-house ratios for this holding |
| FREDDIE MAC POOL FR 10/54 FIXED 5 | NON_COMPLIANT | 0.11% | no in-house ratios for this holding |
| FREDDIE MAC POOL FR 02/53 FIXED 4 | NON_COMPLIANT | 0.11% | no in-house ratios for this holding |
| General Motors Financial Company Inc. | UNSCREENED | 0.11% | no in-house ratios for this holding |
| FREDDIE MAC POOL FR 09/54 FIXED 5 | NON_COMPLIANT | 0.11% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.11% | no in-house ratios for this holding |
| FREDDIE MAC POOL FR 11/52 FIXED 5.5 | NON_COMPLIANT | 0.11% | no in-house ratios for this holding |
| FREDDIE MAC POOL FR 11/54 FIXED 5 | NON_COMPLIANT | 0.11% | no in-house ratios for this holding |
| JPM JPMorgan Chase and Co. | NON_COMPLIANT | 0.11% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| ABT Abbott Laboratories | COMPLIANT | 0.11% | AAOIFI19.2% Usmani31.9% Dow Jones Islamic17.6% S&P Shariah18.3% MSCI Islamic31.9% MSCI Islamic M-Series18.3% FTSE Shariah30.8% |
| BAC Bank of America Corporation | NON_COMPLIANT | 0.11% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| Fannie Mae Pool | NON_COMPLIANT | 0.11% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.11% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.11% | no in-house ratios for this holding |
| General Motors Financial Company Inc. | UNSCREENED | 0.11% | no in-house ratios for this holding |
| AerCap Ireland Capital Designated Activity Co and AerCap Global Aviation Trust | UNSCREENED | 0.11% | no in-house ratios for this holding |
| United States Treasury Note/Bond | NON_COMPLIANT | 0.11% | no in-house ratios for this holding |
| FREDDIE MAC POOL FR 09/52 FIXED 5 | NON_COMPLIANT | 0.11% | no in-house ratios for this holding |
| FREDDIE MAC POOL FR 01/56 FIXED 4.5 | NON_COMPLIANT | 0.10% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.10% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.10% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.10% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.10% | no in-house ratios for this holding |
| FREDDIE MAC POOL FR 07/53 FIXED 5 | NON_COMPLIANT | 0.10% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.10% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.10% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.10% | no in-house ratios for this holding |
| GS The Goldman Sachs Group Inc. | NON_COMPLIANT | 0.10% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| Fannie Mae Pool | NON_COMPLIANT | 0.10% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.10% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.10% | no in-house ratios for this holding |
| United States Treasury Note/Bond | NON_COMPLIANT | 0.10% | no in-house ratios for this holding |
| FREDDIE MAC POOL FR 03/52 FIXED 3 | NON_COMPLIANT | 0.10% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.10% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.09% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.09% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.09% | no in-house ratios for this holding |
| BAC Bank of America Corporation | NON_COMPLIANT | 0.09% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| Fannie Mae Pool | NON_COMPLIANT | 0.09% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.09% | no in-house ratios for this holding |
| Ford Motor Credit Company LLC | UNSCREENED | 0.09% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.09% | no in-house ratios for this holding |
| FREDDIE MAC POOL FR 04/52 FIXED 3 | NON_COMPLIANT | 0.09% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.09% | no in-house ratios for this holding |
| TMUS T-Mobile USA Inc. | NON_COMPLIANT | 0.09% | AAOIFI18.0% Usmani17.5% Dow Jones Islamic14.6% S&P Shariah15.9% MSCI Islamic16.5% MSCI Islamic M-Series15.9% FTSE Shariah2.9% |
| FREDDIE MAC POOL FR 02/55 FIXED 4.5 | NON_COMPLIANT | 0.09% | no in-house ratios for this holding |
| AVGO Broadcom Inc. | COMPLIANT | 0.09% | AAOIFI3.8% Usmani32.5% Dow Jones Islamic4.4% S&P Shariah5.5% MSCI Islamic32.5% MSCI Islamic M-Series5.5% FTSE Shariah32.5% |
| TFC Truist Financial Corporation | NON_COMPLIANT | 0.09% | AAOIFI110.7% Usmani12.6% Dow Jones Islamic124.2% S&P Shariah135.1% MSCI Islamic12.6% MSCI Islamic M-Series135.1% FTSE Shariah12.6% |
| VAR.OL Var Energi ASA | NON_COMPLIANT | 0.09% | AAOIFI44.6% Usmani24.6% Dow Jones Islamic— S&P Shariah— MSCI Islamic23.7% MSCI Islamic M-Series— FTSE Shariah23.7% |
| FREDDIE MAC POOL FR 08/52 FIXED 4 | NON_COMPLIANT | 0.08% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.08% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.08% | no in-house ratios for this holding |
| Ford Motor Credit Company LLC | UNSCREENED | 0.08% | no in-house ratios for this holding |
| CCL Carnival Corporation Ltd. | NON_COMPLIANT | 0.08% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| Fannie Mae Pool | NON_COMPLIANT | 0.08% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.08% | no in-house ratios for this holding |
| ABBV AbbVie Inc. | COMPLIANT | 0.08% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahfail |
| RF Regions Financial Corporation | NON_COMPLIANT | 0.08% | AAOIFI29.4% Usmani4.7% Dow Jones Islamic35.1% S&P Shariah38.7% MSCI Islamic4.7% MSCI Islamic M-Series38.7% FTSE Shariah4.7% |
| FREDDIE MAC POOL FR 08/52 FIXED 3 | NON_COMPLIANT | 0.08% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.08% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.08% | no in-house ratios for this holding |
| QTS FAYETTEVILLE I DC1-2 LLC / SR SECURED 144A 04/36 5.7 | UNSCREENED | 0.08% | no in-house ratios for this holding |
| FREDDIE MAC POOL FR 04/52 FIXED 3.5 | NON_COMPLIANT | 0.07% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.07% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.07% | no in-house ratios for this holding |
| ET Energy Transfer LP | NON_COMPLIANT | 0.07% | AAOIFI94.8% Usmani47.4% Dow Jones Islamic120.8% S&P Shariah134.5% MSCI Islamic47.4% MSCI Islamic M-Series134.5% FTSE Shariah46.2% |
| Fannie Mae Pool | NON_COMPLIANT | 0.07% | no in-house ratios for this holding |
| FREDDIE MAC POOL FR 06/52 FIXED 4 | NON_COMPLIANT | 0.07% | no in-house ratios for this holding |
| DTM DT Midstream Inc. | COMPLIANT | 0.07% | AAOIFI25.5% Usmani33.0% Dow Jones Islamic30.1% S&P Shariah36.3% MSCI Islamic33.0% MSCI Islamic M-Series36.3% FTSE Shariah32.6% |
| CFG Citizens Financial Group Inc. | NON_COMPLIANT | 0.07% | AAOIFI92.6% Usmani11.8% Dow Jones Islamic125.5% S&P Shariah143.3% MSCI Islamic11.8% MSCI Islamic M-Series143.3% FTSE Shariah11.8% |
| Fannie Mae Pool | NON_COMPLIANT | 0.07% | no in-house ratios for this holding |
| FREDDIE MAC POOL FR 01/54 FIXED 4 | NON_COMPLIANT | 0.07% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.07% | no in-house ratios for this holding |
| FREDDIE MAC POOL FR 04/52 FIXED 4 | NON_COMPLIANT | 0.07% | no in-house ratios for this holding |
| FREDDIE MAC POOL FR 02/56 FIXED 5 | NON_COMPLIANT | 0.07% | no in-house ratios for this holding |
| Beacon Point DC LLC | UNSCREENED | 0.07% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.07% | no in-house ratios for this holding |
| Enterprise Products Operating LLC | UNSCREENED | 0.07% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.07% | no in-house ratios for this holding |
| NEIGHBORLY ISSUER LLC NBLY 2021 1A A2 144A | UNSCREENED | 0.07% | no in-house ratios for this holding |
| ALBERTSONS COS INC / SAFEWAY I COMPANY GUAR 144A 03/34 5.75 | UNSCREENED | 0.07% | no in-house ratios for this holding |
| WFC Wells Fargo and Company | NON_COMPLIANT | 0.07% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| SAUDI GOVERNMENT INTERNATIONAL SR UNSECURED 144A 01/56 5.875 | UNSCREENED | 0.07% | no in-house ratios for this holding |
| DELL INTERNATIONAL LLC / EMC C COMPANY GUAR 04/34 5.4 | UNSCREENED | 0.07% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.07% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| ANTERO MIDSTREAM PARTNERS LP / COMPANY GUAR 144A 07/34 5.75 | UNSCREENED | 0.06% | no in-house ratios for this holding |
| BAC Bank of America Corporation | NON_COMPLIANT | 0.06% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| PROGRESS RESIDENTIAL 2025-SFR6 PROG 2025 SFR6 A 144A | UNSCREENED | 0.06% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| Foundry JV Holdco LLC | UNSCREENED | 0.06% | no in-house ratios for this holding |
| Space Exploration Technologies Corp. | UNSCREENED | 0.06% | no in-house ratios for this holding |
| JPM JPMorgan Chase and Co. | NON_COMPLIANT | 0.06% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| Fannie Mae Pool | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| FREDDIE MAC POOL FR 07/52 FIXED 4.5 | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| ET Energy Transfer LP | NON_COMPLIANT | 0.06% | AAOIFI94.8% Usmani47.4% Dow Jones Islamic120.8% S&P Shariah134.5% MSCI Islamic47.4% MSCI Islamic M-Series134.5% FTSE Shariah46.2% |
| Fannie Mae Pool | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| FREDDIE MAC POOL FR 06/52 FIXED 3 | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| ACA.PA Credit Agricole SA | NON_COMPLIANT | 0.06% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Government National Mortgage Association | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| FREDDIE MAC POOL FR 02/53 FIXED 5 | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| UNITED AIRLINES 2023-1 CLASS A PASS THRU CE 07/37 5.8 | UNSCREENED | 0.06% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| First Citizens BancShares Inc. | UNSCREENED | 0.06% | no in-house ratios for this holding |
| Cheniere Energy Partners L.P. | UNSCREENED | 0.06% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| BANK5 2026-5YR21 BANK5 2026 5YR21 A3 | UNSCREENED | 0.06% | no in-house ratios for this holding |
| SOLV Solventum Corporation | NON_COMPLIANT | 0.06% | AAOIFI32.5% Usmani37.1% Dow Jones Islamic39.6% S&P Shariah41.1% MSCI Islamic35.7% MSCI Islamic M-Series41.1% FTSE Shariah35.7% |
| Fannie Mae Pool | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| FREDDIE MAC POOL FR 08/49 FIXED 4 | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| NRG NRG Energy Inc. | NON_COMPLIANT | 0.06% | AAOIFI85.9% Usmani53.8% Dow Jones Islamic81.4% S&P Shariah98.7% MSCI Islamic53.8% MSCI Islamic M-Series98.7% FTSE Shariah53.3% |
| FREDDIE MAC POOL FR 04/53 FIXED 4.5 | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| Edged Compute LLC | UNSCREENED | 0.06% | no in-house ratios for this holding |
| BAC Bank of America Corporation | NON_COMPLIANT | 0.06% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| Apollo Debt Solutions BDC | UNSCREENED | 0.06% | no in-house ratios for this holding |
| FREDDIE MAC POOL FR 04/52 FIXED 4 | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| Columbia Pipelines Holding Company LLC | UNSCREENED | 0.06% | no in-house ratios for this holding |
| Sabine Pass Liquefaction LLC | UNSCREENED | 0.06% | no in-house ratios for this holding |
| FREDDIE MAC POOL FR 11/50 FIXED 2.5 | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| OBX 2026-NQM2 Trust | UNSCREENED | 0.06% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| Fannie Mae Pool | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| FICO Fair Isaac Corporation | COMPLIANT | 0.06% | AAOIFI27.8% Usmani274.8% Dow Jones Islamic14.4% S&P Shariah15.5% MSCI Islamic274.8% MSCI Islamic M-Series15.5% FTSE Shariah274.0% |
| Fannie Mae Pool | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| FREDDIE MAC GOLD POOL FG 10/46 FIXED 3 | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| SAN.MC Banco Santander SA | NON_COMPLIANT | 0.06% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Fresenius Medical Care US Finance III Inc. | UNSCREENED | 0.06% | no in-house ratios for this holding |
| Sopaipilla Investor LLC | UNSCREENED | 0.06% | no in-house ratios for this holding |
| AVGO Broadcom Inc. | COMPLIANT | 0.06% | AAOIFI3.8% Usmani32.5% Dow Jones Islamic4.4% S&P Shariah5.5% MSCI Islamic32.5% MSCI Islamic M-Series5.5% FTSE Shariah32.5% |
| MS Morgan Stanley | NON_COMPLIANT | 0.06% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| FREDDIE MAC POOL FR 07/52 FIXED 5 | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| PGandE Corporation | UNSCREENED | 0.06% | no in-house ratios for this holding |
| Repsol EandP Capital Markets US LLC | UNSCREENED | 0.06% | no in-house ratios for this holding |
| RBLX Roblox Corporation | COMPLIANT | 0.05% | AAOIFI5.7% Usmani18.8% Dow Jones Islamic3.5% S&P Shariah4.2% MSCI Islamic18.8% MSCI Islamic M-Series4.2% FTSE Shariah10.4% |
| FREDDIE MAC POOL FR 11/54 FIXED 5.5 | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| MS Morgan Stanley | NON_COMPLIANT | 0.05% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| FREDDIE MAC POOL FR 04/53 FIXED 5 | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| VAR.OL Var Energi ASA | NON_COMPLIANT | 0.05% | AAOIFI44.6% Usmani24.6% Dow Jones Islamic— S&P Shariah— MSCI Islamic23.7% MSCI Islamic M-Series— FTSE Shariah23.7% |
| GLOBAL AUTO HOLDINGS LTD/AAG F SR UNSECURED 144A 01/32 8.75 | UNSCREENED | 0.05% | no in-house ratios for this holding |
| FREDDIE MAC POOL FR 08/53 FIXED 4.5 | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| NYC TRUST 2026-9W57 NYC 2026 9W57 A 144A | UNSCREENED | 0.05% | no in-house ratios for this holding |
| FREDDIE MAC POOL FR 01/52 FIXED 3 | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| C Citigroup Inc. | NON_COMPLIANT | 0.05% | AAOIFI159.2% Usmani13.8% Dow Jones Islamic214.6% S&P Shariah251.0% MSCI Islamic13.8% MSCI Islamic M-Series251.0% FTSE Shariah13.8% |
| AandD MORTGAGE TRUST 2026-NQM2 ADMT 2026 NQM2 A1 144A | UNSCREENED | 0.05% | no in-house ratios for this holding |
| ALLY Ally Financial Inc. | NON_COMPLIANT | 0.05% | AAOIFI128.2% Usmani8.5% Dow Jones Islamic145.1% S&P Shariah153.2% MSCI Islamic8.5% MSCI Islamic M-Series153.2% FTSE Shariah8.5% |
| CEMEXCPO.MX CEMEX S.A.B de C.V | NON_COMPLIANT | 0.05% | AAOIFIfail Usmanipass Dow Jones Islamicfail S&P Shariahfail MSCI Islamicpass MSCI Islamic M-Seriesfail FTSE Shariahpass |
| Electricite de France | UNSCREENED | 0.05% | no in-house ratios for this holding |
| Ford Motor Credit Company LLC | UNSCREENED | 0.05% | no in-house ratios for this holding |
| Level 3 Financing Inc. | UNSCREENED | 0.05% | no in-house ratios for this holding |
| RY Royal Bank of Canada | COMPLIANT | 0.05% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| FREDDIE MAC POOL FR 02/55 FIXED 5.5 | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| FREDDIE MAC POOL FR 02/38 FIXED 4.5 | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| Ashtead Capital Inc. | UNSCREENED | 0.05% | no in-house ratios for this holding |
| MSI Motorola Solutions Inc. | COMPLIANT | 0.05% | AAOIFI12.4% Usmani50.0% Dow Jones Islamic13.4% S&P Shariah14.5% MSCI Islamic50.0% MSCI Islamic M-Series14.5% FTSE Shariah46.9% |
| NTT Finance Corporation | UNSCREENED | 0.05% | no in-house ratios for this holding |
| FREDDIE MAC POOL FR 09/53 FIXED 5.5 | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| Sitios Latinoamerica S.A.B. de C.V. | UNSCREENED | 0.05% | no in-house ratios for this holding |
The published standards disagree about this fund by 11 points of portfolio weight — 41.0% of it passes AAOIFI, 29.6% passes MSCI Islamic. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 41.0% ratios fail on 15.3% 43.1% not rated under AAOIFI
ratios pass on 38.3% ratios fail on 15.1% 46.1% not rated under Usmani
ratios pass on 40.3% ratios fail on 15.7% 43.3% not rated under Dow Jones Islamic
ratios pass on 40.9% ratios fail on 15.1% 43.4% not rated under S&P Shariah
ratios pass on 29.6% ratios fail on 19.6% 50.2% not rated under MSCI Islamic
ratios pass on 40.9% ratios fail on 15.2% 43.3% not rated under MSCI Islamic M-Series
ratios pass on 39.0% ratios fail on 14.4% 46.0% not rated under FTSE Shariah
182 of 1,193 listed holdings carry our own per-methodology verdicts (63% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 143 (53% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
| Non-compliant holding | Weight |
|---|---|
| JPM JPMorgan Chase and Co. | 2.38% |
| BRK.B Berkshire Hathaway Inc. | 1.64% |
| United States Treasury Note/Bond | 1.18% |
| AMT American Tower Corporation | 0.70% |
| United States Treasury Note/Bond | 0.67% |
| DSV.CO DSV A/S | 0.66% |
| CI The Cigna Group | 0.64% |
| PNFP Pinnacle Financial Partners Inc. | 0.63% |
| United States Treasury Note/Bond | 0.59% |
| TDG TransDigm Group Incorporated | 0.59% |
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
Balanced Fund (JBAVX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.
| Holding | Weight | Verdict |
|---|---|---|
| MSFTMicrosoft Corporation | 4.66% | Questionable |
| GOOGAlphabet Inc. | 4.16% | Questionable |
| AMZNAmazon.com Inc. | 3.70% | Questionable |
| NVDANVIDIA Corporation | 3.09% | Compliant |
| AVGOBroadcom Inc. | 2.54% | Compliant |
| JPMJPMorgan Chase and Co. | 2.38% | Non-compliant |
| COSTCostco Wholesale Corporation | 2.08% | Questionable |
| LLYEli Lilly and Company | 1.86% | Compliant |
| BRK.BBerkshire Hathaway Inc. | 1.64% | Non-compliant |
| AMDAdvanced Micro Devices Inc. | 1.45% | Compliant |
Top 10 of 1193 holdings, 27.6% of the fund by weight. Every holding is screened, not only these.
The positions keeping this fund short of 100% compliant by weight.
Verdict history for JBAVX. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
ℹ️ no compliance scan has run for 2 days - this is not a reading of today
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
This fund prices once a day, so its bars carry no intraday high or low — floor-trader pivots are not defined for it.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 55.70 | NEUTRAL |
| Stochastic %K (14) | 91.23 | SELL |
| CCI (20) | 88.20 | NEUTRAL |
| Williams %R (14) | -8.77 | SELL |
| MACD (12,26,9) | 0.05 | BUY |
| ROC (10) | 1.38 | BUY |
| Momentum (10) | 0.44 | BUY |
| EMA (10) | 32.27 | BUY |
| SMA (10) | 32.23 | BUY |
| EMA (20) | 32.21 | BUY |
| SMA (20) | 32.14 | BUY |
| EMA (30) | 32.20 | BUY |
| SMA (30) | 32.13 | BUY |
| EMA (50) | 32.17 | BUY |
| SMA (50) | 32.34 | BUY |
| EMA (100) | 31.88 | BUY |
| SMA (100) | 32.12 | BUY |
| EMA (200) | 30.97 | BUY |
| SMA (200) | 31.00 | BUY |
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.