Verdicts genuinely change. Free email alert the moment JBTUX's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
JPMorgan SmartRetirement Blend 2025 Fund · JPMorgan Trust I
969 holdings
NON-COMPLIANT At least 23.08% of portfolio weight is in non-compliant holdings — already over the 5% threshold, so the verdict is settled whatever the unmatched 76% turns out to be. Matching more holdings can only raise this share, never lower it.
18.67% of that is conventional interest-bearing debt, identified from the fund's own filing rather than by screening an issuer. Sukuk are deliberately excluded from this test and are never counted here.
969 holdings, 573 matched (24% of weight). Portfolio as of 2026-06-30, filed 2026-08-28. Source: SEC Form N-PORT.
10.15% of this portfolio’s income is non-permissible — weighted across holdings, computed over 3% of portfolio weight (151 of 969 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
Portfolio shares are withheld: coverage is below the floor needed to state one. The holdings themselves are below, because the names are evidence you can check.
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| JPMorgan Equity Index Fund | UNSCREENED | 21.03% | no in-house ratios for this holding |
| JPMorgan Core Plus Bond Fund | UNSCREENED | 10.97% | no in-house ratios for this holding |
| JPMorgan BetaBuilders International Equity ETF | UNSCREENED | 9.86% | no in-house ratios for this holding |
| JPMorgan High Yield Fund | UNSCREENED | 7.13% | no in-house ratios for this holding |
| JPMorgan Inflation Managed Bond ETF | UNSCREENED | 4.95% | no in-house ratios for this holding |
| JPMorgan BetaBuilders U.S. Mid Cap Equity ETF | UNSCREENED | 2.89% | no in-house ratios for this holding |
| JPMorgan U.S. Government Money Market Fund | UNSCREENED | 2.63% | no in-house ratios for this holding |
| JPMorgan Emerging Markets Research Enhanced Equity Fund | UNSCREENED | 1.86% | no in-house ratios for this holding |
| JPMorgan Emerging Markets Debt Fund | UNSCREENED | 1.83% | no in-house ratios for this holding |
| JPMorgan BetaBuilders Emerging Markets Equity ETF | UNSCREENED | 1.69% | no in-house ratios for this holding |
| JPMorgan BetaBuilders U.S. Small Cap Equity ETF | UNSCREENED | 1.64% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 1.02% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.88% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.85% | no in-house ratios for this holding |
| JPMorgan BetaBuilders MSCI US REIT ETF | UNSCREENED | 0.82% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.72% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.63% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.53% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.44% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.43% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.38% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.37% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.36% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.27% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.24% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.23% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.22% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.22% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.21% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.21% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.20% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.19% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.18% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.17% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.15% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.14% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.13% | no in-house ratios for this holding |
| Progress Residential Trust | UNSCREENED | 0.13% | no in-house ratios for this holding |
| PG&E Recovery Funding LLC | UNSCREENED | 0.13% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.12% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.11% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.11% | no in-house ratios for this holding |
| Progress Residential Trust | UNSCREENED | 0.11% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.11% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.11% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.10% | no in-house ratios for this holding |
| New Residential Mortgage Loan Trust | UNSCREENED | 0.10% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.10% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.10% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.10% | no in-house ratios for this holding |
| HSBA.L HSBC Holdings plc | NON_COMPLIANT | 0.10% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| FNMA | NON_COMPLIANT | 0.09% | no in-house ratios for this holding |
| Seasoned Loans Structured Transaction Trust | UNSCREENED | 0.09% | no in-house ratios for this holding |
| BA Boeing Co. (The) | NON_COMPLIANT | 0.09% | AAOIFI30.1% Usmani30.2% Dow Jones Islamic33.6% S&P Shariah36.0% MSCI Islamic30.2% MSCI Islamic M-Series36.0% FTSE Shariah30.2% |
| GNMA | NON_COMPLIANT | 0.09% | no in-house ratios for this holding |
| WFC Wells Fargo & Co. | NON_COMPLIANT | 0.09% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| Exeter Automobile Receivables Trust | UNSCREENED | 0.09% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.09% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.09% | no in-house ratios for this holding |
| GNMA | NON_COMPLIANT | 0.09% | no in-house ratios for this holding |
| Credit Acceptance Auto Loan Trust | UNSCREENED | 0.09% | no in-house ratios for this holding |
| FHLMC Pool | NON_COMPLIANT | 0.08% | no in-house ratios for this holding |
| FHLMC | NON_COMPLIANT | 0.08% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.08% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.08% | no in-house ratios for this holding |
| Credit Acceptance Auto Loan Trust | UNSCREENED | 0.08% | no in-house ratios for this holding |
| Exeter Automobile Receivables Trust | UNSCREENED | 0.08% | no in-house ratios for this holding |
| Towd Point Mortgage Trust | UNSCREENED | 0.08% | no in-house ratios for this holding |
| GNMA | NON_COMPLIANT | 0.08% | no in-house ratios for this holding |
| Seasoned Loans Structured Transaction Trust | UNSCREENED | 0.08% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.08% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.08% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.08% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.08% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.07% | no in-house ratios for this holding |
| BAC Bank of America Corp. | NON_COMPLIANT | 0.07% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| Bridgecrest Lending Auto Securitization Trust | UNSCREENED | 0.07% | no in-house ratios for this holding |
| Bridgecrest Lending Auto Securitization Trust | UNSCREENED | 0.07% | no in-house ratios for this holding |
| Onity Loan Investment Trust | UNSCREENED | 0.07% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.07% | no in-house ratios for this holding |
| FHLMC Pool | NON_COMPLIANT | 0.07% | no in-house ratios for this holding |
| GS Mortgage-Backed Securities Trust | UNSCREENED | 0.07% | no in-house ratios for this holding |
| GNMA | NON_COMPLIANT | 0.07% | no in-house ratios for this holding |
| Bridgecrest Lending Auto Securitization Trust | UNSCREENED | 0.07% | no in-house ratios for this holding |
| Octane Receivables Trust | UNSCREENED | 0.07% | no in-house ratios for this holding |
| Drive Auto Receivables Trust | UNSCREENED | 0.07% | no in-house ratios for this holding |
| GLS Auto Receivables Issuer Trust | UNSCREENED | 0.07% | no in-house ratios for this holding |
| GNMA | NON_COMPLIANT | 0.07% | no in-house ratios for this holding |
| FHLMC Pool | NON_COMPLIANT | 0.07% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.07% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.07% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| FHLMC Pool | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| Bridgecrest Lending Auto Securitization Trust | UNSCREENED | 0.06% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| FirstKey Homes Trust | UNSCREENED | 0.06% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| GNMA | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| GLS Auto Receivables Issuer Trust | UNSCREENED | 0.06% | no in-house ratios for this holding |
| GNMA | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| FHLMC Pool | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| Bridge Trust | UNSCREENED | 0.06% | no in-house ratios for this holding |
| SFS Auto Receivables Securitization Trust | UNSCREENED | 0.06% | no in-house ratios for this holding |
| FHLMC Pool | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| GS Goldman Sachs Group, Inc. (The) | NON_COMPLIANT | 0.06% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| FNMA | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| GNMA | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| Beacon Point DC LLC | UNSCREENED | 0.06% | no in-house ratios for this holding |
| GNMA | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| Business Jet Securities LLC | UNSCREENED | 0.06% | no in-house ratios for this holding |
| United Mexican States | UNSCREENED | 0.06% | no in-house ratios for this holding |
| Progress Residential Trust | UNSCREENED | 0.06% | no in-house ratios for this holding |
| Home Partners of America Trust | UNSCREENED | 0.06% | no in-house ratios for this holding |
| Consumer Portfolio Services Auto Trust | UNSCREENED | 0.06% | no in-house ratios for this holding |
| AMSR Trust | UNSCREENED | 0.06% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| GNMA | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| GNMA | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| Research-Driven Pagaya Motor Asset Trust | UNSCREENED | 0.06% | no in-house ratios for this holding |
| FHLMC Pool | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| AMT American Tower Corp. | NON_COMPLIANT | 0.06% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| MRVL Marvell Technology, Inc. | COMPLIANT | 0.06% | AAOIFI2.7% Usmani19.2% Dow Jones Islamic5.6% S&P Shariah6.5% MSCI Islamic19.2% MSCI Islamic M-Series6.5% FTSE Shariah18.0% |
| NMABS Issuer I LLC | UNSCREENED | 0.05% | no in-house ratios for this holding |
| FHLMC Pool | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| Bridge Trust | UNSCREENED | 0.05% | no in-house ratios for this holding |
| FHLMC Pool | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| Dell International LLC | UNSCREENED | 0.05% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| Mariner Finance Issuance Trust | UNSCREENED | 0.05% | no in-house ratios for this holding |
| KEY KeyCorp | NON_COMPLIANT | 0.05% | AAOIFI47.1% Usmani5.7% Dow Jones Islamic56.9% S&P Shariah65.9% MSCI Islamic5.7% MSCI Islamic M-Series65.9% FTSE Shariah5.7% |
| FNMA | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| GS Mortgage Backed Securities Trust 2025 | UNSCREENED | 0.05% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| C Citigroup, Inc. | NON_COMPLIANT | 0.05% | AAOIFI159.2% Usmani13.8% Dow Jones Islamic214.6% S&P Shariah251.0% MSCI Islamic13.8% MSCI Islamic M-Series251.0% FTSE Shariah13.8% |
| FNMA | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| GNMA | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| MFA Trust | UNSCREENED | 0.05% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| Towd Point Mortgage Trust | UNSCREENED | 0.05% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| FHLMC Pool | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| DD DuPont de Nemours, Inc. | COMPLIANT | 0.05% | AAOIFI17.6% Usmani14.8% Dow Jones Islamic12.1% S&P Shariah11.4% MSCI Islamic14.8% MSCI Islamic M-Series11.4% FTSE Shariah14.8% |
| GNMA | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| GNMA | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| Homeward Opportunities Fund Trust | UNSCREENED | 0.05% | no in-house ratios for this holding |
| GNMA | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| FHLMC Pool | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| GNMA | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| GS Mortgage-Backed Securities Trust | UNSCREENED | 0.05% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| Aligned Data Centers Issuer LLC | UNSCREENED | 0.05% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| FREMF Mortgage Trust | UNSCREENED | 0.05% | no in-house ratios for this holding |
| Pagaya AI Technology in Housing Trust | UNSCREENED | 0.05% | no in-house ratios for this holding |
| UPG HI Issuer Trust | UNSCREENED | 0.05% | no in-house ratios for this holding |
| Duke Energy Progress SC Storm Funding LLC | UNSCREENED | 0.04% | no in-house ratios for this holding |
| Street Capital Group, Inc. | UNSCREENED | 0.04% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| Truist Bank Auto Credit-Linked Notes | UNSCREENED | 0.04% | no in-house ratios for this holding |
| Progress Residential Trust | UNSCREENED | 0.04% | no in-house ratios for this holding |
| FHLMC Pool | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| BPCE SA | UNSCREENED | 0.04% | no in-house ratios for this holding |
| American Credit Acceptance Receivables Trust | UNSCREENED | 0.04% | no in-house ratios for this holding |
| WFC Wells Fargo & Co. | NON_COMPLIANT | 0.04% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| Hyundai Capital America | UNSCREENED | 0.04% | no in-house ratios for this holding |
| GNMA | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| FHLMC | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| GNMA | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| FHLMC Seasoned Credit Risk Transfer Trust | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| AMGN Amgen, Inc. | COMPLIANT | 0.04% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| Consumers 2023 Securitization Funding LLC | UNSCREENED | 0.04% | no in-house ratios for this holding |
| FHLMC | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| SLG Office Trust | UNSCREENED | 0.04% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| DNB.OL DNB Bank ASA | NON_COMPLIANT | 0.04% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| MS Morgan Stanley | NON_COMPLIANT | 0.04% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| FNMA | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| Pacific Gas and Electric Co. | UNSCREENED | 0.04% | no in-house ratios for this holding |
| COR Cencora, Inc. | COMPLIANT | 0.04% | AAOIFI18.9% Usmani14.0% Dow Jones Islamic20.8% S&P Shariah22.7% MSCI Islamic14.0% MSCI Islamic M-Series22.7% FTSE Shariah14.0% |
| FNMA | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| LHOME Mortgage Trust | UNSCREENED | 0.04% | no in-house ratios for this holding |
| Aqua Finance Issuer Trust | UNSCREENED | 0.04% | no in-house ratios for this holding |
| GNMA | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| KBC.BR KBC Group NV | NON_COMPLIANT | 0.04% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| AMSR Trust | UNSCREENED | 0.04% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| Verizon Master Trust | UNSCREENED | 0.04% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| FHLMC Pool | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| FREMF Mortgage Trust | UNSCREENED | 0.04% | no in-house ratios for this holding |
| American Credit Acceptance Receivables Trust | UNSCREENED | 0.04% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| ENGI.PA Engie SA | NON_COMPLIANT | 0.04% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicpass MSCI Islamic M-Seriesfail FTSE Shariahpass |
| FMC GMSR Issuer Trust | UNSCREENED | 0.04% | no in-house ratios for this holding |
| FHLMC | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| Avis Budget Rental Car Funding AESOP LLC | UNSCREENED | 0.04% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| FHLMC Pool | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| FHLMC | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| BPCE SA | UNSCREENED | 0.04% | no in-house ratios for this holding |
| Multi-Family Connecticut Avenue Securities Trust | UNSCREENED | 0.04% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| Mariner Finance Issuance Trust | UNSCREENED | 0.04% | no in-house ratios for this holding |
| BNP.PA BNP Paribas SA | NON_COMPLIANT | 0.04% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| FISV Fiserv, Inc. | NON_COMPLIANT | 0.04% | AAOIFI99.4% Usmani34.6% Dow Jones Islamic38.9% S&P Shariah36.9% MSCI Islamic34.6% MSCI Islamic M-Series36.9% FTSE Shariah34.5% |
| GS Goldman Sachs Group, Inc. (The) | NON_COMPLIANT | 0.04% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| A5G.IR AIB Group plc | NON_COMPLIANT | 0.04% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| FHLMC Seasoned Credit Risk Transfer Trust | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| Connecticut Avenue Securities Trust | UNSCREENED | 0.04% | no in-house ratios for this holding |
| Commercial Mortgage Trust | UNSCREENED | 0.04% | no in-house ratios for this holding |
| FHLMC Seasoned Credit Risk Transfer Trust | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| GPN Global Payments, Inc. | NON_COMPLIANT | 0.04% | AAOIFI95.7% Usmani36.9% Dow Jones Islamic108.0% S&P Shariah96.7% MSCI Islamic36.9% MSCI Islamic M-Series96.7% FTSE Shariah36.9% |
| CABK.MC CaixaBank SA | NON_COMPLIANT | 0.03% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Bridgecrest Lending Auto Securitization Trust | UNSCREENED | 0.03% | no in-house ratios for this holding |
| GNMA | NON_COMPLIANT | 0.03% | no in-house ratios for this holding |
| BXP Trust | UNSCREENED | 0.03% | no in-house ratios for this holding |
| Reach ABS Trust | UNSCREENED | 0.03% | no in-house ratios for this holding |
| GLE.PA Societe Generale SA | NON_COMPLIANT | 0.03% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| GNMA | NON_COMPLIANT | 0.03% | no in-house ratios for this holding |
| ORCL Oracle Corp. | NON_COMPLIANT | 0.03% | AAOIFI34.1% Usmani64.0% Dow Jones Islamic30.7% S&P Shariah35.2% MSCI Islamic61.0% MSCI Islamic M-Series35.2% FTSE Shariah49.5% |
| GNMA | NON_COMPLIANT | 0.03% | no in-house ratios for this holding |
| SCF Equipment Leasing LLC | UNSCREENED | 0.03% | no in-house ratios for this holding |
All 7 published standards agree about this fund to within 0.2 points of portfolio weight.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 1.1% ratios fail on 4.0% 94.8% not rated under AAOIFI
ratios pass on 1.0% ratios fail on 3.1% 95.7% not rated under Usmani
ratios pass on 1.1% ratios fail on 3.9% 94.9% not rated under Dow Jones Islamic
ratios pass on 1.0% ratios fail on 4.0% 94.9% not rated under S&P Shariah
ratios pass on 1.0% ratios fail on 3.1% 95.7% not rated under MSCI Islamic
ratios pass on 1.0% ratios fail on 4.0% 94.9% not rated under MSCI Islamic M-Series
ratios pass on 1.2% ratios fail on 3.0% 95.7% not rated under FTSE Shariah
128 of 969 listed holdings carry our own per-methodology verdicts (5% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 87 (3% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
| Non-compliant holding | Weight |
|---|---|
| United States of America | 1.02% |
| United States of America | 0.88% |
| United States of America | 0.85% |
| United States of America | 0.72% |
| United States of America | 0.63% |
| United States of America | 0.53% |
| United States of America | 0.44% |
| United States of America | 0.43% |
| United States of America | 0.38% |
| United States of America | 0.37% |
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
JPMorgan SmartRetirement Blend 2025 Fund (JBTUX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.
| Holding | Weight | Verdict |
|---|---|---|
| JPMorgan Equity Index Fundnot matched to a ticker | 21.03% | Not screened |
| JPMorgan Core Plus Bond Fundnot matched to a ticker | 10.97% | Not screened |
| JPMorgan BetaBuilders International Equity ETFnot matched to a ticker | 9.86% | Not screened |
| JPMorgan High Yield Fundnot matched to a ticker | 7.13% | Not screened |
| JPMorgan Inflation Managed Bond ETFnot matched to a ticker | 4.95% | Not screened |
| JPMorgan BetaBuilders U.S. Mid Cap Equity ETFnot matched to a ticker | 2.89% | Not screened |
| JPMorgan U.S. Government Money Market Fundnot matched to a ticker | 2.63% | Not screened |
| JPMorgan Emerging Markets Research Enhanced Equity Fundnot matched to a ticker | 1.86% | Not screened |
| JPMorgan Emerging Markets Debt Fundnot matched to a ticker | 1.83% | Not screened |
| JPMorgan BetaBuilders Emerging Markets Equity ETFnot matched to a ticker | 1.69% | Not screened |
Top 10 of 969 holdings, 64.8% of the fund by weight. Every holding is screened, not only these.
The positions keeping this fund short of 100% compliant by weight.
Verdict history for JBTUX. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
ℹ️ no compliance scan has run for 3 days - this is not a reading of today
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
This fund prices once a day, so its bars carry no intraday high or low — floor-trader pivots are not defined for it.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 40.50 | NEUTRAL |
| Stochastic %K (14) | 17.48 | BUY |
| CCI (20) | -56.01 | NEUTRAL |
| Williams %R (14) | -82.52 | BUY |
| MACD (12,26,9) | 0.00 | BUY |
| ROC (10) | -0.60 | SELL |
| Momentum (10) | -0.15 | SELL |
| EMA (10) | 25.16 | SELL |
| SMA (10) | 25.12 | BUY |
| EMA (20) | 25.24 | SELL |
| SMA (20) | 25.23 | SELL |
| EMA (30) | 25.29 | SELL |
| SMA (30) | 25.34 | SELL |
| EMA (50) | 25.35 | SELL |
| SMA (50) | 25.47 | SELL |
| EMA (100) | 25.29 | SELL |
| SMA (100) | 25.42 | SELL |
| EMA (200) | 24.94 | BUY |
| SMA (200) | 25.00 | BUY |
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.