Verdicts genuinely change. Free email alert the moment JRBRX's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
JPMorgan SmartRetirement Blend 2030 Fund · JPMorgan Trust I
1,134 holdings
NON-COMPLIANT At least 19.31% of portfolio weight is in non-compliant holdings — already over the 5% threshold, so the verdict is settled whatever the unmatched 80% turns out to be. Matching more holdings can only raise this share, never lower it.
15.42% of that is conventional interest-bearing debt, identified from the fund's own filing rather than by screening an issuer. Sukuk are deliberately excluded from this test and are never counted here.
1,134 holdings, 676 matched (20% of weight). Portfolio as of 2026-06-30, filed 2026-08-28. Source: SEC Form N-PORT.
10.85% of this portfolio’s income is non-permissible — weighted across holdings, computed over 2% of portfolio weight (174 of 1134 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
Portfolio shares are withheld: coverage is below the floor needed to state one. The holdings themselves are below, because the names are evidence you can check.
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| FNMA | NON_COMPLIANT | 0.03% | no in-house ratios for this holding |
| LHOME Mortgage Trust | UNSCREENED | 0.03% | no in-house ratios for this holding |
| GPN Global Payments, Inc. | NON_COMPLIANT | 0.03% | AAOIFI95.7% Usmani36.9% Dow Jones Islamic108.0% S&P Shariah96.7% MSCI Islamic36.9% MSCI Islamic M-Series96.7% FTSE Shariah36.9% |
| United States of America | NON_COMPLIANT | 0.03% | no in-house ratios for this holding |
| BAC Bank of America Corp. | NON_COMPLIANT | 0.03% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| FREMF Mortgage Trust | UNSCREENED | 0.03% | no in-house ratios for this holding |
| FHLMC Pool | NON_COMPLIANT | 0.03% | no in-house ratios for this holding |
| AMSR Trust | UNSCREENED | 0.03% | no in-house ratios for this holding |
| PacifiCorp | UNSCREENED | 0.03% | no in-house ratios for this holding |
| Street Capital Group, Inc. | UNSCREENED | 0.03% | no in-house ratios for this holding |
| FHLMC | NON_COMPLIANT | 0.03% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.03% | no in-house ratios for this holding |
| COR Cencora, Inc. | COMPLIANT | 0.03% | AAOIFI18.9% Usmani14.0% Dow Jones Islamic20.8% S&P Shariah22.7% MSCI Islamic14.0% MSCI Islamic M-Series22.7% FTSE Shariah14.0% |
| Consumers 2023 Securitization Funding LLC | UNSCREENED | 0.03% | no in-house ratios for this holding |
| Commercial Mortgage Trust | UNSCREENED | 0.03% | no in-house ratios for this holding |
| GNMA | NON_COMPLIANT | 0.03% | no in-house ratios for this holding |
| United Mexican States | UNSCREENED | 0.03% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.03% | no in-house ratios for this holding |
| Tricon Residential Trust | UNSCREENED | 0.03% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.03% | no in-house ratios for this holding |
| COF Capital One Financial Corp. | NON_COMPLIANT | 0.03% | AAOIFI38.5% Usmani7.6% Dow Jones Islamic49.3% S&P Shariah60.5% MSCI Islamic7.6% MSCI Islamic M-Series60.5% FTSE Shariah7.6% |
| WFC Wells Fargo & Co. | NON_COMPLIANT | 0.03% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| Bridgecrest Lending Auto Securitization Trust | UNSCREENED | 0.03% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.03% | no in-house ratios for this holding |
| Truist Bank Auto Credit-Linked Notes | UNSCREENED | 0.03% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.03% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.03% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.03% | no in-house ratios for this holding |
| ACA.PA Credit Agricole SA | NON_COMPLIANT | 0.03% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| SLG Office Trust | UNSCREENED | 0.03% | no in-house ratios for this holding |
| FHLMC | NON_COMPLIANT | 0.03% | no in-house ratios for this holding |
| Jackson National Life Global Funding | UNSCREENED | 0.03% | no in-house ratios for this holding |
| ENGI.PA Engie SA | NON_COMPLIANT | 0.03% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicpass MSCI Islamic M-Seriesfail FTSE Shariahpass |
| GNMA | NON_COMPLIANT | 0.03% | no in-house ratios for this holding |
| Aligned Data Centers Issuer LLC | UNSCREENED | 0.03% | no in-house ratios for this holding |
| CNO Global Funding | UNSCREENED | 0.02% | no in-house ratios for this holding |
| Avis Budget Rental Car Funding AESOP LLC | UNSCREENED | 0.02% | no in-house ratios for this holding |
| UBSG.SW UBS Group AG | NON_COMPLIANT | 0.02% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Stream Innovations Issuer Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| Space Exploration Technologies Corp. | UNSCREENED | 0.02% | no in-house ratios for this holding |
| FHLMC | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| ORA.PA Orange SA | NON_COMPLIANT | 0.02% | AAOIFIfail Usmanipass Dow Jones Islamicfail S&P Shariahfail MSCI Islamicpass MSCI Islamic M-Seriesfail FTSE Shariahpass |
| BARC.L Barclays plc | NON_COMPLIANT | 0.02% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| BARC.L Barclays plc | NON_COMPLIANT | 0.02% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| BBVA.MC Banco Bilbao Vizcaya Argentaria SA | NON_COMPLIANT | 0.02% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| AMGN Amgen, Inc. | COMPLIANT | 0.02% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| Space Exploration Technologies Corp. | UNSCREENED | 0.02% | no in-house ratios for this holding |
| GS Goldman Sachs Group, Inc. (The) | NON_COMPLIANT | 0.02% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| GNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| ETN Eaton Corp. | COMPLIANT | 0.02% | AAOIFI13.4% Usmani38.0% Dow Jones Islamic15.6% S&P Shariah16.9% MSCI Islamic38.0% MSCI Islamic M-Series16.9% FTSE Shariah36.7% |
| American Credit Acceptance Receivables Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| FISV Fiserv, Inc. | NON_COMPLIANT | 0.02% | AAOIFI99.4% Usmani34.6% Dow Jones Islamic38.9% S&P Shariah36.9% MSCI Islamic34.6% MSCI Islamic M-Series36.9% FTSE Shariah34.5% |
| BNP.PA BNP Paribas SA | NON_COMPLIANT | 0.02% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| FHLMC | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| GS Goldman Sachs Group, Inc. (The) | NON_COMPLIANT | 0.02% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| SOLV Solventum Corp. | NON_COMPLIANT | 0.02% | AAOIFI32.5% Usmani37.1% Dow Jones Islamic39.6% S&P Shariah41.1% MSCI Islamic35.7% MSCI Islamic M-Series41.1% FTSE Shariah35.7% |
| HSBA.L HSBC Holdings plc | NON_COMPLIANT | 0.02% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| GNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| Progress Residential Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| Dell International LLC | UNSCREENED | 0.02% | no in-house ratios for this holding |
| Republic Finance Issuance Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| Reach ABS Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| BIRG.IR Bank of Ireland Group plc | NON_COMPLIANT | 0.02% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Bridgecrest Lending Auto Securitization Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| Multi-Family Connecticut Avenue Securities Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| Continental Finance Credit Card ABS Master Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| Progress Residential Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| GNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| GLS Auto Receivables Issuer Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| FHLMC Seasoned Credit Risk Transfer Trust | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| ORCL Oracle Corp. | NON_COMPLIANT | 0.02% | AAOIFI34.1% Usmani64.0% Dow Jones Islamic30.7% S&P Shariah35.2% MSCI Islamic61.0% MSCI Islamic M-Series35.2% FTSE Shariah49.5% |
| ABBV AbbVie, Inc. | COMPLIANT | 0.02% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahfail |
| WFC Wells Fargo & Co. | NON_COMPLIANT | 0.02% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| Connecticut Avenue Securities Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| Hyundai Capital America | UNSCREENED | 0.02% | no in-house ratios for this holding |
| Exeter Automobile Receivables Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| DTE DTE Energy Co. | NON_COMPLIANT | 0.02% | AAOIFI90.3% Usmani46.4% Dow Jones Islamic93.7% S&P Shariah101.8% MSCI Islamic46.4% MSCI Islamic M-Series101.8% FTSE Shariah45.9% |
| United Mexican States | UNSCREENED | 0.02% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| EIX Edison International | NON_COMPLIANT | 0.02% | AAOIFI189.8% Usmani43.9% Dow Jones Islamic173.1% S&P Shariah173.0% MSCI Islamic43.9% MSCI Islamic M-Series173.0% FTSE Shariah42.7% |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| UBSG.SW UBS Group AG | NON_COMPLIANT | 0.02% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Southern Power Co. | UNSCREENED | 0.02% | no in-house ratios for this holding |
| FHLMC Pool | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| Oportun Issuance Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| Northwestern Mutual Global Funding | UNSCREENED | 0.02% | no in-house ratios for this holding |
| FMC GMSR Issuer Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| CarMax Select Receivables Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| Columbia Pipelines Operating Co. LLC | UNSCREENED | 0.02% | no in-house ratios for this holding |
| BPCE SA | UNSCREENED | 0.02% | no in-house ratios for this holding |
| NBS.L Nationwide Building Society | NON_COMPLIANT | 0.02% | AAOIFIfail Usmani15.4% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic15.4% MSCI Islamic M-Seriesfail FTSE Shariah15.4% |
| FHLMC | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| TTWO Take-Two Interactive Software, Inc. | QUESTIONABLE | 0.02% | AAOIFI7.4% Usmani32.6% Dow Jones Islamic7.5% S&P Shariah8.5% MSCI Islamic32.6% MSCI Islamic M-Series8.5% FTSE Shariah27.9% |
| CI Cigna Group (The) | NON_COMPLIANT | 0.02% | AAOIFI42.7% Usmani20.3% Dow Jones Islamic40.5% S&P Shariah38.8% MSCI Islamic20.3% MSCI Islamic M-Series38.8% FTSE Shariah20.3% |
| C Citigroup, Inc. | NON_COMPLIANT | 0.02% | AAOIFI159.2% Usmani13.8% Dow Jones Islamic214.6% S&P Shariah251.0% MSCI Islamic13.8% MSCI Islamic M-Series251.0% FTSE Shariah13.8% |
| GNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| SCF Equipment Leasing LLC | UNSCREENED | 0.02% | no in-house ratios for this holding |
| WFC Wells Fargo & Co. | NON_COMPLIANT | 0.02% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| FHLMC Seasoned Credit Risk Transfer Trust | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| Anglo American Capital plc | UNSCREENED | 0.02% | no in-house ratios for this holding |
| 8316.T Sumitomo Mitsui Financial Group, Inc. | NON_COMPLIANT | 0.02% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| JBS NV | UNSCREENED | 0.02% | no in-house ratios for this holding |
| United Mexican States | UNSCREENED | 0.02% | no in-house ratios for this holding |
| BXP Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| FHLMC Seasoned Credit Risk Transfer Trust | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| FHLMC Pool | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| HSBA.L HSBC Holdings plc | NON_COMPLIANT | 0.02% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Westgate Resorts LLC | UNSCREENED | 0.02% | no in-house ratios for this holding |
| HONA Honeywell Aerospace, Inc. | COMPLIANT | 0.02% | AAOIFI32.8% Usmani83.4% Dow Jones Islamicpass S&P Shariahpass MSCI Islamic83.4% MSCI Islamic M-Seriespass FTSE Shariah81.8% |
| United States of America | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| GNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| Cascade MH Asset Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| GNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| Time Warner Cable LLC | UNSCREENED | 0.02% | no in-house ratios for this holding |
| N/A | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| FHLMC Seasoned Credit Risk Transfer Trust | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| United Airlines Pass-Through Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| TMUS T-Mobile USA, Inc. | NON_COMPLIANT | 0.02% | AAOIFI18.0% Usmani17.5% Dow Jones Islamic14.6% S&P Shariah15.9% MSCI Islamic16.5% MSCI Islamic M-Series15.9% FTSE Shariah2.9% |
| CM.TO Canadian Imperial Bank of Commerce | NON_COMPLIANT | 0.02% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| Evergy Missouri West Storm Funding I LLC | UNSCREENED | 0.02% | no in-house ratios for this holding |
| FHLMC Seasoned Credit Risk Transfer Trust | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| FHLMC | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| Mariner Finance Issuance Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| META Meta Platforms, Inc. | QUESTIONABLE | 0.02% | AAOIFI7.2% Usmani25.0% Dow Jones Islamic7.0% S&P Shariah7.9% MSCI Islamic25.0% MSCI Islamic M-Series7.9% FTSE Shariah18.6% |
| E Eni SpA | NON_COMPLIANT | 0.02% | AAOIFI42.7% Usmani20.8% Dow Jones Islamic28.0% S&P Shariah29.8% MSCI Islamic20.8% MSCI Islamic M-Series29.8% FTSE Shariah20.8% |
| Bridgecrest Lending Auto Securitization Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| FHLMC Pool | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| SAN.MC Banco Santander SA | NON_COMPLIANT | 0.02% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| AMSR Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| Fells Point Funding Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| KMI Kinder Morgan, Inc. | NON_COMPLIANT | 0.02% | AAOIFI46.1% Usmani43.5% Dow Jones Islamic53.0% S&P Shariah61.2% MSCI Islamic43.5% MSCI Islamic M-Series61.2% FTSE Shariah43.5% |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| United Mexican States | UNSCREENED | 0.02% | no in-house ratios for this holding |
| Cherry Securitization Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| EFN.TO Element Fleet Management Corp. | NON_COMPLIANT | 0.02% | AAOIFI129.7% Usmani69.7% Dow Jones Islamic— S&P Shariah— MSCI Islamic69.7% MSCI Islamic M-Series— FTSE Shariah69.7% |
| FHLMC | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| Cooperatieve Rabobank UA | UNSCREENED | 0.02% | no in-house ratios for this holding |
| Equinix Europe 2 Financing Corp. LLC | UNSCREENED | 0.02% | no in-house ratios for this holding |
| 8411.T Mizuho Financial Group, Inc. | NON_COMPLIANT | 0.02% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| United States of America | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| Credit Acceptance Auto Loan Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| META Meta Platforms, Inc. | QUESTIONABLE | 0.02% | AAOIFI7.2% Usmani25.0% Dow Jones Islamic7.0% S&P Shariah7.9% MSCI Islamic25.0% MSCI Islamic M-Series7.9% FTSE Shariah18.6% |
| MS Morgan Stanley | NON_COMPLIANT | 0.02% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| JBS NV | UNSCREENED | 0.02% | no in-house ratios for this holding |
| American Airlines Pass-Through Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| Exeter Automobile Receivables Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| ACA.PA Credit Agricole SA | NON_COMPLIANT | 0.02% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Avis Budget Rental Car Funding AESOP LLC | UNSCREENED | 0.02% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| Bridgecrest Lending Auto Securitization Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| BBVA.MC Banco Bilbao Vizcaya Argentaria SA | NON_COMPLIANT | 0.02% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Pacific Gas and Electric Co. | UNSCREENED | 0.02% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| IFF International Flavors & Fragrances, Inc. | NON_COMPLIANT | 0.02% | AAOIFI26.5% Usmani23.0% Dow Jones Islamic29.7% S&P Shariah29.3% MSCI Islamic23.0% MSCI Islamic M-Series29.3% FTSE Shariah22.7% |
| TRGP Targa Resources Corp. | NON_COMPLIANT | 0.02% | AAOIFI31.5% Usmani71.4% Dow Jones Islamic46.4% S&P Shariah55.1% MSCI Islamic68.7% MSCI Islamic M-Series55.1% FTSE Shariah68.7% |
| FHLMC Seasoned Credit Risk Transfer Trust | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| Home Partners of America Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| GNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| 8411.T Mizuho Financial Group, Inc. | NON_COMPLIANT | 0.02% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Toorak Mortgage Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| FHLMC Pool | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| AVGO Broadcom, Inc. | COMPLIANT | 0.02% | AAOIFI3.8% Usmani32.5% Dow Jones Islamic4.4% S&P Shariah5.5% MSCI Islamic32.5% MSCI Islamic M-Series5.5% FTSE Shariah32.5% |
| EFMT | UNSCREENED | 0.02% | no in-house ratios for this holding |
| AMGN Amgen, Inc. | COMPLIANT | 0.02% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| ITC Holdings Corp. | UNSCREENED | 0.02% | no in-house ratios for this holding |
| EIDP, Inc. | UNSCREENED | 0.02% | no in-house ratios for this holding |
| NRG NRG Energy, Inc. | NON_COMPLIANT | 0.02% | AAOIFI85.9% Usmani53.8% Dow Jones Islamic81.4% S&P Shariah98.7% MSCI Islamic53.8% MSCI Islamic M-Series98.7% FTSE Shariah53.3% |
| ORCL Oracle Corp. | NON_COMPLIANT | 0.02% | AAOIFI34.1% Usmani64.0% Dow Jones Islamic30.7% S&P Shariah35.2% MSCI Islamic61.0% MSCI Islamic M-Series35.2% FTSE Shariah49.5% |
| Lendmark Funding Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| BNS.TO Bank of Nova Scotia (The) | NON_COMPLIANT | 0.02% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Progress Residential Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| Octane Receivables Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| 8316.T Sumitomo Mitsui Financial Group, Inc. | NON_COMPLIANT | 0.02% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| T AT&T, Inc. | NON_COMPLIANT | 0.02% | AAOIFI92.9% Usmani38.0% Dow Jones Islamic94.4% S&P Shariah107.8% MSCI Islamic38.0% MSCI Islamic M-Series107.8% FTSE Shariah33.6% |
| LLY Eli Lilly & Co. | COMPLIANT | 0.02% | AAOIFI5.2% Usmani38.6% Dow Jones Islamic6.4% S&P Shariah6.9% MSCI Islamic38.6% MSCI Islamic M-Series6.9% FTSE Shariah38.6% |
| ONEOK, Inc. | UNSCREENED | 0.02% | no in-house ratios for this holding |
| FREMF Mortgage Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| CI Cigna Group (The) | NON_COMPLIANT | 0.02% | AAOIFI42.7% Usmani20.3% Dow Jones Islamic40.5% S&P Shariah38.8% MSCI Islamic20.3% MSCI Islamic M-Series38.8% FTSE Shariah20.3% |
| FHLMC | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| PNC PNC Financial Services Group, Inc. (The) | NON_COMPLIANT | 0.02% | AAOIFI87.5% Usmani13.9% Dow Jones Islamic110.0% S&P Shariah122.6% MSCI Islamic13.9% MSCI Islamic M-Series122.6% FTSE Shariah13.9% |
| FHLMC Seasoned Credit Risk Transfer Trust | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| LAD Auto Receivables Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| GNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| WFC Wells Fargo & Co. | NON_COMPLIANT | 0.02% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| DBK.DE Deutsche Bank AG | NON_COMPLIANT | 0.02% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| VOD.L Vodafone Group plc | NON_COMPLIANT | 0.02% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| BBVA Mexico SA Institucion De Banca Multiple Grupo Financiero BBVA Mexico | UNSCREENED | 0.02% | no in-house ratios for this holding |
| ORCL Oracle Corp. | NON_COMPLIANT | 0.02% | AAOIFI34.1% Usmani64.0% Dow Jones Islamic30.7% S&P Shariah35.2% MSCI Islamic61.0% MSCI Islamic M-Series35.2% FTSE Shariah49.5% |
| Cascade MH Asset Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| 8604.T Nomura Holdings, Inc. | NON_COMPLIANT | 0.02% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Progress Residential Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| MTB M&T Bank Corp. | NON_COMPLIANT | 0.02% | AAOIFI52.5% Usmani8.3% Dow Jones Islamic59.6% S&P Shariah66.0% MSCI Islamic8.3% MSCI Islamic M-Series66.0% FTSE Shariah8.3% |
| COR Cencora, Inc. | COMPLIANT | 0.02% | AAOIFI18.9% Usmani14.0% Dow Jones Islamic20.8% S&P Shariah22.7% MSCI Islamic14.0% MSCI Islamic M-Series22.7% FTSE Shariah14.0% |
| Mars, Inc. | UNSCREENED | 0.02% | no in-house ratios for this holding |
| GNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| Foundry JV Holdco LLC | UNSCREENED | 0.02% | no in-house ratios for this holding |
| GNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| ABBV AbbVie, Inc. | COMPLIANT | 0.02% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahfail |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| Bunge Ltd. Finance Corp. | UNSCREENED | 0.02% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| OneMain Direct Auto Receivables Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| FHLMC Pool | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| 8411.T Mizuho Financial Group, Inc. | NON_COMPLIANT | 0.02% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| 8411.T Mizuho Financial Group, Inc. | NON_COMPLIANT | 0.02% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| TFC Truist Financial Corp. | NON_COMPLIANT | 0.02% | AAOIFI110.7% Usmani12.6% Dow Jones Islamic124.2% S&P Shariah135.1% MSCI Islamic12.6% MSCI Islamic M-Series135.1% FTSE Shariah12.6% |
| Roc Mortgage Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| C Citigroup, Inc. | NON_COMPLIANT | 0.02% | AAOIFI159.2% Usmani13.8% Dow Jones Islamic214.6% S&P Shariah251.0% MSCI Islamic13.8% MSCI Islamic M-Series251.0% FTSE Shariah13.8% |
| WHARF Commercial Mortgage Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| Invitation Homes Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| XOM Exxon Mobil Corp. | COMPLIANT | 0.02% | AAOIFI6.5% Usmani9.1% Dow Jones Islamic8.5% S&P Shariah9.0% MSCI Islamic9.1% MSCI Islamic M-Series9.0% FTSE Shariah9.1% |
| Aercap Funding DAC | UNSCREENED | 0.02% | no in-house ratios for this holding |
| FHLMC Pool | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| GLE.PA Societe Generale SA | NON_COMPLIANT | 0.02% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Vistra Operations Co. LLC | UNSCREENED | 0.02% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| Mariner Finance Issuance Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| BAC Bank of America Corp. | NON_COMPLIANT | 0.02% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| HSBA.L HSBC Holdings plc | NON_COMPLIANT | 0.02% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| HSBA.L HSBC Holdings plc | NON_COMPLIANT | 0.02% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| DRI Darden Restaurants, Inc. | NON_COMPLIANT | 0.02% | AAOIFI25.3% Usmani62.3% Dow Jones Islamic28.6% S&P Shariah30.9% MSCI Islamic48.7% MSCI Islamic M-Series30.9% FTSE Shariah18.1% |
All 7 published standards agree about this fund to within 0.2 points of portfolio weight.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 0.9% ratios fail on 3.6% 95.6% not rated under AAOIFI
ratios pass on 0.8% ratios fail on 2.8% 96.4% not rated under Usmani
ratios pass on 0.9% ratios fail on 3.5% 95.6% not rated under Dow Jones Islamic
ratios pass on 0.8% ratios fail on 3.6% 95.6% not rated under S&P Shariah
ratios pass on 0.8% ratios fail on 2.8% 96.5% not rated under MSCI Islamic
ratios pass on 0.8% ratios fail on 3.6% 95.6% not rated under MSCI Islamic M-Series
ratios pass on 0.9% ratios fail on 2.7% 96.4% not rated under FTSE Shariah
142 of 1,134 listed holdings carry our own per-methodology verdicts (5% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 98 (3% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
| Non-compliant holding | Weight |
|---|---|
| United States of America | 0.73% |
| United States of America | 0.60% |
| United States of America | 0.54% |
| United States of America | 0.49% |
| United States of America | 0.45% |
| United States of America | 0.44% |
| United States of America | 0.42% |
| United States of America | 0.41% |
| United States of America | 0.41% |
| United States of America | 0.31% |
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
JPMorgan SmartRetirement Blend 2030 Fund (JRBRX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.
| Holding | Weight | Verdict |
|---|---|---|
| JPMorgan Equity Index Fundnot matched to a ticker | 28.88% | Not screened |
| JPMorgan BetaBuilders International Equity ETFnot matched to a ticker | 13.59% | Not screened |
| JPMorgan Core Plus Bond Fundnot matched to a ticker | 9.08% | Not screened |
| JPMorgan High Yield Fundnot matched to a ticker | 5.46% | Not screened |
| JPMorgan BetaBuilders U.S. Mid Cap Equity ETFnot matched to a ticker | 3.19% | Not screened |
| JPMorgan Emerging Markets Research Enhanced Equity Fundnot matched to a ticker | 2.55% | Not screened |
| JPMorgan BetaBuilders Emerging Markets Equity ETFnot matched to a ticker | 2.38% | Not screened |
| JPMorgan Inflation Managed Bond ETFnot matched to a ticker | 2.11% | Not screened |
| JPMorgan U.S. Government Money Market Fundnot matched to a ticker | 1.88% | Not screened |
| JPMorgan BetaBuilders U.S. Small Cap Equity ETFnot matched to a ticker | 1.45% | Not screened |
Top 10 of 1134 holdings, 70.6% of the fund by weight. Every holding is screened, not only these.
The positions keeping this fund short of 100% compliant by weight.
Verdict history for JRBRX. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
ℹ️ no compliance scan has run for 4 days - this is not a reading of today
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
This fund prices once a day, so its bars carry no intraday high or low — floor-trader pivots are not defined for it.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 47.30 | NEUTRAL |
| Stochastic %K (14) | 63.33 | NEUTRAL |
| CCI (20) | -17.40 | NEUTRAL |
| Williams %R (14) | -36.67 | NEUTRAL |
| MACD (12,26,9) | 0.01 | BUY |
| ROC (10) | 0.59 | BUY |
| Momentum (10) | 0.18 | BUY |
| EMA (10) | 30.76 | BUY |
| SMA (10) | 30.77 | BUY |
| EMA (20) | 30.81 | SELL |
| SMA (20) | 30.80 | SELL |
| EMA (30) | 30.86 | SELL |
| SMA (30) | 30.88 | SELL |
| EMA (50) | 30.90 | SELL |
| SMA (50) | 31.06 | SELL |
| EMA (100) | 30.79 | SELL |
| SMA (100) | 30.98 | SELL |
| EMA (200) | 30.25 | BUY |
| SMA (200) | 30.32 | BUY |
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.