Verdicts genuinely change. Free email alert the moment MASAX's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
NYLIM MacKay Strategic Bond Fund · NYLIM FUNDS
725 holdings
This fund holds short positions, so exposure is counted gross — long and short both count as exposure rather than netting off, and the weights below therefore sum to 102% of net assets rather than 100%. Shares of the portfolio are shown as shares of that gross exposure.
NON-COMPLIANT At least 36.76% of portfolio weight is in non-compliant holdings — already over the 5% threshold, so the verdict is settled whatever the unmatched 64% turns out to be. Matching more holdings can only raise this share, never lower it.
25.60% of that is conventional interest-bearing debt, identified from the fund's own filing rather than by screening an issuer. Sukuk are deliberately excluded from this test and are never counted here.
725 holdings, 229 matched (38% of weight). Portfolio as of 2026-07-31, filed 2026-09-23. Source: SEC Form N-PORT.
7.46% of this portfolio’s income is non-permissible — weighted across holdings, computed over 8% of portfolio weight (59 of 725 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
Portfolio shares are withheld: coverage is below the floor needed to state one. The holdings themselves are below, because the names are evidence you can check.
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| United States of America | NON_COMPLIANT | 8.80% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 5.08% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 1.44% | no in-house ratios for this holding |
| NYLIM U.S. Government Liquidity Fund | UNSCREENED | 1.43% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 1.05% | no in-house ratios for this holding |
| INVESCO GOVT AND AGCY LEX | UNSCREENED | 0.99% | no in-house ratios for this holding |
| J.P. Morgan Mortgage Trust | UNSCREENED | 0.48% | no in-house ratios for this holding |
| FHLMC | NON_COMPLIANT | 0.45% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.43% | no in-house ratios for this holding |
| STACR Trust | UNSCREENED | 0.43% | no in-house ratios for this holding |
| FHLMC | NON_COMPLIANT | 0.41% | no in-house ratios for this holding |
| FHLMC MSCR Trust | NON_COMPLIANT | 0.38% | no in-house ratios for this holding |
| W Wayfair LLC | COMPLIANT | 0.38% | AAOIFI29.3% Usmani116.8% Dow Jones Islamic38.9% S&P Shariah41.3% MSCI Islamic116.8% MSCI Islamic M-Series41.3% FTSE Shariah93.9% |
| FHLMC Pool | NON_COMPLIANT | 0.36% | no in-house ratios for this holding |
| Connecticut Avenue Securities Trust | UNSCREENED | 0.36% | no in-house ratios for this holding |
| Bath & Body Works, Inc. | UNSCREENED | 0.34% | no in-house ratios for this holding |
| FHLMC MSCR Trust | NON_COMPLIANT | 0.34% | no in-house ratios for this holding |
| NCL Corp. Ltd. | UNSCREENED | 0.32% | no in-house ratios for this holding |
| Multifamily Connecticut Avenue Securities Trust | UNSCREENED | 0.31% | no in-house ratios for this holding |
| Angel Oak Mortgage Trust | UNSCREENED | 0.31% | no in-house ratios for this holding |
| FHLMC | NON_COMPLIANT | 0.30% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.29% | no in-house ratios for this holding |
| MOG-A Moog, Inc. | COMPLIANT | 0.29% | AAOIFI8.3% Usmani24.0% Dow Jones Islamic12.5% S&P Shariah14.4% MSCI Islamic20.4% MSCI Islamic M-Series14.4% FTSE Shariah19.0% |
| DKL Delek Logistics Partners LP | NON_COMPLIANT | 0.29% | AAOIFI73.9% Usmani83.9% Dow Jones Islamic107.3% S&P Shariah120.8% MSCI Islamic82.8% MSCI Islamic M-Series120.8% FTSE Shariah82.7% |
| Glatfelter Corp. | UNSCREENED | 0.29% | no in-house ratios for this holding |
| STACR Trust | UNSCREENED | 0.29% | no in-house ratios for this holding |
| GNMA | NON_COMPLIANT | 0.28% | no in-house ratios for this holding |
| NWL Newell Brands, Inc. | NON_COMPLIANT | 0.28% | AAOIFI213.0% Usmani50.1% Dow Jones Islamic243.5% S&P Shariah226.3% MSCI Islamic50.1% MSCI Islamic M-Series226.3% FTSE Shariah45.3% |
| LVS Las Vegas Sands Corp. | NON_COMPLIANT | 0.28% | AAOIFI53.8% Usmani76.7% Dow Jones Islamic44.9% S&P Shariah45.0% MSCI Islamic76.7% MSCI Islamic M-Series45.0% FTSE Shariah76.7% |
| Uniti Fiber ABS Issuer LLC | UNSCREENED | 0.28% | no in-house ratios for this holding |
| Zayo Issuer LLC | UNSCREENED | 0.28% | no in-house ratios for this holding |
| American Axle & Manufacturing, Inc. | UNSCREENED | 0.28% | no in-house ratios for this holding |
| Exeter Automobile Receivables Trust | UNSCREENED | 0.27% | no in-house ratios for this holding |
| Vedanta Resources Finance II plc | UNSCREENED | 0.27% | no in-house ratios for this holding |
| Connecticut Avenue Securities Trust | UNSCREENED | 0.27% | no in-house ratios for this holding |
| Avolon Holdings Funding Ltd. | UNSCREENED | 0.27% | no in-house ratios for this holding |
| Stonepeak Motion Holdco Ltd. | UNSCREENED | 0.27% | no in-house ratios for this holding |
| BLP Commercial Mortgage Trust | UNSCREENED | 0.26% | no in-house ratios for this holding |
| BFH Bread Financial Holdings, Inc. | NON_COMPLIANT | 0.26% | AAOIFI101.5% Usmani19.3% Dow Jones Islamic143.0% S&P Shariah165.3% MSCI Islamic19.3% MSCI Islamic M-Series165.3% FTSE Shariah19.3% |
| Mill City Mortgage Loan Trust | UNSCREENED | 0.26% | no in-house ratios for this holding |
| FHLMC | NON_COMPLIANT | 0.26% | no in-house ratios for this holding |
| BWAY Mortgage Trust | UNSCREENED | 0.26% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.26% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.26% | no in-house ratios for this holding |
| NESCO Holdings II, Inc. | UNSCREENED | 0.25% | no in-house ratios for this holding |
| 4755.T Rakuten Group, Inc. | NON_COMPLIANT | 0.25% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicpass MSCI Islamic M-Seriesfail FTSE Shariahpass |
| Connecticut Avenue Securities | UNSCREENED | 0.25% | no in-house ratios for this holding |
| FHLMC, Multifamily Structured Pass-Through Certificates | NON_COMPLIANT | 0.25% | no in-house ratios for this holding |
| BX Commercial Mortgage Trust | UNSCREENED | 0.25% | no in-house ratios for this holding |
| VLY Valley National Bancorp | NON_COMPLIANT | 0.25% | AAOIFI41.6% Usmani5.0% Dow Jones Islamic57.4% S&P Shariah64.9% MSCI Islamic5.0% MSCI Islamic M-Series64.9% FTSE Shariah5.0% |
| TEX Terex Corp. | NON_COMPLIANT | 0.25% | AAOIFI37.4% Usmani26.0% Dow Jones Islamic61.8% S&P Shariah65.1% MSCI Islamic26.0% MSCI Islamic M-Series65.1% FTSE Shariah26.0% |
| VZ Verizon Communications, Inc. | NON_COMPLIANT | 0.25% | AAOIFI98.4% Usmani45.9% Dow Jones Islamic109.0% S&P Shariah116.8% MSCI Islamic45.9% MSCI Islamic M-Series116.8% FTSE Shariah40.3% |
| Shentel Issuer LLC | UNSCREENED | 0.24% | no in-house ratios for this holding |
| Bridgecrest Lending Auto Securitization Trust | UNSCREENED | 0.24% | no in-house ratios for this holding |
| Pegasus Hava Tasimaciligi A/S | UNSCREENED | 0.24% | no in-house ratios for this holding |
| FHLMC | NON_COMPLIANT | 0.24% | no in-house ratios for this holding |
| Park Intermediate Holdings LLC | UNSCREENED | 0.24% | no in-house ratios for this holding |
| Flagship Credit Auto Trust | UNSCREENED | 0.24% | no in-house ratios for this holding |
| CCO Holdings LLC | UNSCREENED | 0.24% | no in-house ratios for this holding |
| GS Mortgage Securities Trust | UNSCREENED | 0.24% | no in-house ratios for this holding |
| CNX Midstream Partners LP | UNSCREENED | 0.24% | no in-house ratios for this holding |
| Connecticut Avenue Securities Trust | UNSCREENED | 0.23% | no in-house ratios for this holding |
| NCMF Trust | UNSCREENED | 0.23% | no in-house ratios for this holding |
| Clydesdale Acquisition Holdings, Inc. | UNSCREENED | 0.23% | no in-house ratios for this holding |
| GLE.PA Societe Generale SA | NON_COMPLIANT | 0.23% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Omniyat Sukuk 1 Ltd. | UNSCREENED | 0.23% | no in-house ratios for this holding |
| Republic of Honduras | UNSCREENED | 0.23% | no in-house ratios for this holding |
| BX Commercial Mortgage Trust | UNSCREENED | 0.22% | no in-house ratios for this holding |
| Flexential Issuer LLC | UNSCREENED | 0.22% | no in-house ratios for this holding |
| Exeter Automobile Receivables Trust | UNSCREENED | 0.22% | no in-house ratios for this holding |
| Prime Healthcare Services, Inc. | UNSCREENED | 0.22% | no in-house ratios for this holding |
| Iliad Holding SAS | UNSCREENED | 0.22% | no in-house ratios for this holding |
| J.P. Morgan Chase Commercial Mortgage Securities Trust | UNSCREENED | 0.22% | no in-house ratios for this holding |
| MTB M&T Bank Corp. | NON_COMPLIANT | 0.22% | AAOIFI52.5% Usmani8.3% Dow Jones Islamic59.6% S&P Shariah66.0% MSCI Islamic8.3% MSCI Islamic M-Series66.0% FTSE Shariah8.3% |
| Connecticut Avenue Securities Trust | UNSCREENED | 0.22% | no in-house ratios for this holding |
| GLS Auto Receivables Issuer Trust | UNSCREENED | 0.22% | no in-house ratios for this holding |
| WULF Compute LLC | UNSCREENED | 0.22% | no in-house ratios for this holding |
| BARC.L Barclays plc | NON_COMPLIANT | 0.22% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Hertz Vehicle Financing III LLC | UNSCREENED | 0.21% | no in-house ratios for this holding |
| CSMC Trust | UNSCREENED | 0.21% | no in-house ratios for this holding |
| Connecticut Avenue Securities Trust | UNSCREENED | 0.21% | no in-house ratios for this holding |
| OBX Trust | UNSCREENED | 0.21% | no in-house ratios for this holding |
| Commercial Mortgage Trust | UNSCREENED | 0.21% | no in-house ratios for this holding |
| GSMS Trust | UNSCREENED | 0.21% | no in-house ratios for this holding |
| Tullow Holdco 2 Ltd. | UNSCREENED | 0.21% | no in-house ratios for this holding |
| BAMLL Commercial Mortgage Securities Trust | UNSCREENED | 0.21% | no in-house ratios for this holding |
| PetSmart LLC | UNSCREENED | 0.21% | no in-house ratios for this holding |
| Comstock Resources, Inc. | UNSCREENED | 0.21% | no in-house ratios for this holding |
| FHLMC | NON_COMPLIANT | 0.21% | no in-house ratios for this holding |
| Life Mortgage Trust | UNSCREENED | 0.21% | no in-house ratios for this holding |
| American Credit Acceptance Receivables Trust | UNSCREENED | 0.21% | no in-house ratios for this holding |
| GLS Auto Receivables Issuer Trust | UNSCREENED | 0.21% | no in-house ratios for this holding |
| Flagship Credit Auto Trust | UNSCREENED | 0.21% | no in-house ratios for this holding |
| BX Commercial Mortgage Trust | UNSCREENED | 0.21% | no in-house ratios for this holding |
| SO Southern Co. (The) | NON_COMPLIANT | 0.21% | AAOIFI68.7% Usmani45.3% Dow Jones Islamic72.3% S&P Shariah78.7% MSCI Islamic44.8% MSCI Islamic M-Series78.7% FTSE Shariah43.8% |
| GLP Capital LP | UNSCREENED | 0.21% | no in-house ratios for this holding |
| Commercial Mortgage Trust | UNSCREENED | 0.20% | no in-house ratios for this holding |
| Hertz Vehicle Financing III LLC | UNSCREENED | 0.20% | no in-house ratios for this holding |
| CRM Salesforce, Inc. | COMPLIANT | 0.20% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| MTDR Matador Resources Co. | NON_COMPLIANT | 0.20% | AAOIFI57.6% Usmani31.2% Dow Jones Islamic69.1% S&P Shariah66.4% MSCI Islamic31.2% MSCI Islamic M-Series66.4% FTSE Shariah31.2% |
| Directv Financing LLC | UNSCREENED | 0.20% | no in-house ratios for this holding |
| Exeter Automobile Receivables Trust | UNSCREENED | 0.20% | no in-house ratios for this holding |
| Nissan Motor Acceptance Co. LLC | UNSCREENED | 0.20% | no in-house ratios for this holding |
| NYC Commercial Mortgage Trust | UNSCREENED | 0.20% | no in-house ratios for this holding |
| STAN.L Standard Chartered plc | NON_COMPLIANT | 0.20% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| DP World Ltd. | UNSCREENED | 0.20% | no in-house ratios for this holding |
| CFG Citizens Financial Group, Inc. | NON_COMPLIANT | 0.20% | AAOIFI92.6% Usmani11.8% Dow Jones Islamic125.5% S&P Shariah143.3% MSCI Islamic11.8% MSCI Islamic M-Series143.3% FTSE Shariah11.8% |
| Multifamily Connecticut Avenue Securities Trust | UNSCREENED | 0.20% | no in-house ratios for this holding |
| Macy's Retail Holdings LLC | UNSCREENED | 0.20% | no in-house ratios for this holding |
| Kinetic ABS Issuer LLC | UNSCREENED | 0.20% | no in-house ratios for this holding |
| Exeter Automobile Receivables Trust | UNSCREENED | 0.20% | no in-house ratios for this holding |
| Point Broadband Funding LLC | UNSCREENED | 0.20% | no in-house ratios for this holding |
| Zorlu Enerji Elektrik Uretim A/S | UNSCREENED | 0.20% | no in-house ratios for this holding |
| Regatta XXII Funding Ltd. | UNSCREENED | 0.20% | no in-house ratios for this holding |
| IRV Trust | UNSCREENED | 0.19% | no in-house ratios for this holding |
| Multifamily Connecticut Avenue Securities Trust | UNSCREENED | 0.19% | no in-house ratios for this holding |
| Emera US Finance LLC | UNSCREENED | 0.19% | no in-house ratios for this holding |
| Consolidated Communications LLC | UNSCREENED | 0.19% | no in-house ratios for this holding |
| Towd Point Mortgage Trust | UNSCREENED | 0.19% | no in-house ratios for this holding |
| FHLMC Mscr Trust Mn11 | NON_COMPLIANT | 0.19% | no in-house ratios for this holding |
| PTCM Re-REMIC Trust | UNSCREENED | 0.19% | no in-house ratios for this holding |
| DBK.DE Deutsche Bank AG | NON_COMPLIANT | 0.19% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Hertz Vehicle Financing III LLC | UNSCREENED | 0.19% | no in-house ratios for this holding |
| First Citizens Loan Trust | UNSCREENED | 0.19% | no in-house ratios for this holding |
| BX Trust | UNSCREENED | 0.19% | no in-house ratios for this holding |
| CONE Commercial Mortgage Trust | UNSCREENED | 0.19% | no in-house ratios for this holding |
| Morgan Stanley Residential Mortgage Loan Trust | UNSCREENED | 0.19% | no in-house ratios for this holding |
| PRX.AS Prosus NV | NON_COMPLIANT | 0.18% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| CRC California Resources Corp. | COMPLIANT | 0.18% | AAOIFI28.0% Usmani19.0% Dow Jones Islamic31.5% S&P Shariah34.1% MSCI Islamic19.0% MSCI Islamic M-Series34.1% FTSE Shariah18.0% |
| OCP SA | UNSCREENED | 0.18% | no in-house ratios for this holding |
| LOANDEPOT GMSR Master Trust | UNSCREENED | 0.18% | no in-house ratios for this holding |
| Avianca Midco 2 plc | UNSCREENED | 0.18% | no in-house ratios for this holding |
| Santander Drive Auto Receivables Trust | UNSCREENED | 0.18% | no in-house ratios for this holding |
| Metropolis Technologies, Inc. | UNSCREENED | 0.18% | no in-house ratios for this holding |
| Univision Communications, Inc. | UNSCREENED | 0.18% | no in-house ratios for this holding |
| JBS NV | UNSCREENED | 0.18% | no in-house ratios for this holding |
| Columbus McKinnon Corp. | UNSCREENED | 0.18% | no in-house ratios for this holding |
| VFH Parent LLC | UNSCREENED | 0.18% | no in-house ratios for this holding |
| FHLMC | NON_COMPLIANT | 0.18% | no in-house ratios for this holding |
| EMRLD Borrower LP | UNSCREENED | 0.18% | no in-house ratios for this holding |
| FHLMC | NON_COMPLIANT | 0.18% | no in-house ratios for this holding |
| Chariot Buyer LLC | UNSCREENED | 0.18% | no in-house ratios for this holding |
| Ensemble RCM LLC | UNSCREENED | 0.18% | no in-house ratios for this holding |
| American Auto Auction Group LLC | UNSCREENED | 0.18% | no in-house ratios for this holding |
| ISP.MI Intesa Sanpaolo SpA | NON_COMPLIANT | 0.18% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| BBSG Mortgage Trust | UNSCREENED | 0.18% | no in-house ratios for this holding |
| MAF Global Securities Ltd. | UNSCREENED | 0.18% | no in-house ratios for this holding |
| Gryphon Debt Merger Sub, Inc. | UNSCREENED | 0.18% | no in-house ratios for this holding |
| PENN Penn Entertainment, Inc. | NON_COMPLIANT | 0.18% | AAOIFI294.9% Usmani62.1% Dow Jones Islamic263.4% S&P Shariah245.6% MSCI Islamic47.5% MSCI Islamic M-Series245.6% FTSE Shariah19.7% |
| White Cap Supply Holdings LLC | UNSCREENED | 0.18% | no in-house ratios for this holding |
| SYF Synchrony Financial | NON_COMPLIANT | 0.18% | AAOIFI85.9% Usmani18.3% Dow Jones Islamic91.8% S&P Shariah104.8% MSCI Islamic18.3% MSCI Islamic M-Series104.8% FTSE Shariah18.3% |
| Kinetic ABS Issuer LLC | UNSCREENED | 0.18% | no in-house ratios for this holding |
| LONG Trust | UNSCREENED | 0.18% | no in-house ratios for this holding |
| LSF12 Helix Parent LLC | UNSCREENED | 0.18% | no in-house ratios for this holding |
| Retained Vantage Data Centers Issuer LLC | UNSCREENED | 0.18% | no in-house ratios for this holding |
| Bridgecrest Lending Auto Securitization Trust | UNSCREENED | 0.18% | no in-house ratios for this holding |
| Mineral Resources Ltd. | UNSCREENED | 0.18% | no in-house ratios for this holding |
| Exeter Automobile Receivables Trust | UNSCREENED | 0.18% | no in-house ratios for this holding |
| Romania | UNSCREENED | 0.18% | no in-house ratios for this holding |
| Connecticut Avenue Securities Trust | UNSCREENED | 0.17% | no in-house ratios for this holding |
| CCL Carnival Corp. Ltd. | NON_COMPLIANT | 0.17% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| Bayfront Labs VII Pte. Ltd. | UNSCREENED | 0.17% | no in-house ratios for this holding |
| XPLR Infrastructure Operating Partners LP | UNSCREENED | 0.17% | no in-house ratios for this holding |
| LNC Lincoln National Corp. | NON_COMPLIANT | 0.17% | AAOIFI74.3% Usmani1.5% Dow Jones Islamic100.2% S&P Shariah113.6% MSCI Islamic1.5% MSCI Islamic M-Series113.6% FTSE Shariah1.5% |
| SV RNO Property Owner 1 LLC | UNSCREENED | 0.17% | no in-house ratios for this holding |
| Extended Stay America Trust | UNSCREENED | 0.17% | no in-house ratios for this holding |
| Alpha Generation LLC | UNSCREENED | 0.17% | no in-house ratios for this holding |
| MIWD Holdco II LLC | UNSCREENED | 0.17% | no in-house ratios for this holding |
| FHLMC | NON_COMPLIANT | 0.17% | no in-house ratios for this holding |
| BX Trust | UNSCREENED | 0.17% | no in-house ratios for this holding |
| Alen Mortgage Trust | UNSCREENED | 0.17% | no in-house ratios for this holding |
| MOH Molina Healthcare, Inc. | NON_COMPLIANT | 0.17% | AAOIFI36.0% Usmani24.7% Dow Jones Islamic29.7% S&P Shariah24.7% MSCI Islamic23.6% MSCI Islamic M-Series24.7% FTSE Shariah23.6% |
| CAS.TO Cascades, Inc. | NON_COMPLIANT | 0.17% | AAOIFI114.2% Usmani47.2% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic41.6% MSCI Islamic M-Seriesfail FTSE Shariah41.6% |
| Avis Budget Rental Car Funding AESOP LLC | UNSCREENED | 0.17% | no in-house ratios for this holding |
| United Mexican States | UNSCREENED | 0.17% | no in-house ratios for this holding |
| Benchmark Mortgage Trust | UNSCREENED | 0.17% | no in-house ratios for this holding |
| BFLD Commercial Mortgage Trust | UNSCREENED | 0.17% | no in-house ratios for this holding |
| BX Trust | UNSCREENED | 0.17% | no in-house ratios for this holding |
| RIN V LLC | UNSCREENED | 0.17% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.17% | no in-house ratios for this holding |
| Vantage Data Centers Issuer LLC | UNSCREENED | 0.17% | no in-house ratios for this holding |
| VSXY Victoria's Secret & Co. | NON_COMPLIANT | 0.17% | AAOIFI41.5% Usmani56.2% Dow Jones Islamic88.0% S&P Shariah105.9% MSCI Islamic56.2% MSCI Islamic M-Series105.9% FTSE Shariah18.9% |
| FNMA | NON_COMPLIANT | 0.17% | no in-house ratios for this holding |
| Compass Minerals International, Inc. | UNSCREENED | 0.17% | no in-house ratios for this holding |
| KSA Sukuk Ltd. | UNSCREENED | 0.17% | no in-house ratios for this holding |
| SFAVE Commercial Mortgage Securities Trust | UNSCREENED | 0.17% | no in-house ratios for this holding |
| Subway Funding LLC | UNSCREENED | 0.17% | no in-house ratios for this holding |
| EIX Edison International | NON_COMPLIANT | 0.16% | AAOIFI189.8% Usmani43.9% Dow Jones Islamic173.1% S&P Shariah173.0% MSCI Islamic43.9% MSCI Islamic M-Series173.0% FTSE Shariah42.7% |
| Hertz Vehicle Financing III LLC | UNSCREENED | 0.16% | no in-house ratios for this holding |
| OneMain Finance Corp. | UNSCREENED | 0.16% | no in-house ratios for this holding |
| VVV Valvoline, Inc. | NON_COMPLIANT | 0.16% | AAOIFI49.7% Usmani58.5% Dow Jones Islamic44.0% S&P Shariah42.7% MSCI Islamic58.5% MSCI Islamic M-Series42.7% FTSE Shariah47.6% |
| Clearway Energy Operating LLC | UNSCREENED | 0.16% | no in-house ratios for this holding |
| XPLR Infrastructure Operating Partners LP | UNSCREENED | 0.16% | no in-house ratios for this holding |
| BAMLL Commercial Mortgage Securities Trust | UNSCREENED | 0.16% | no in-house ratios for this holding |
| Freeport Indonesia PT | UNSCREENED | 0.16% | no in-house ratios for this holding |
| Towd Point Mortgage Trust | UNSCREENED | 0.16% | no in-house ratios for this holding |
| Verus Securitization Trust | UNSCREENED | 0.16% | no in-house ratios for this holding |
| Huntsman International LLC | UNSCREENED | 0.16% | no in-house ratios for this holding |
| Connecticut Avenue Securities Trust | UNSCREENED | 0.16% | no in-house ratios for this holding |
| PRU Prudential Financial, Inc. | NON_COMPLIANT | 0.16% | AAOIFI49.0% Usmani2.6% Dow Jones Islamic56.4% S&P Shariah57.7% MSCI Islamic2.6% MSCI Islamic M-Series57.7% FTSE Shariah2.6% |
| Durst Commercial Mortgage Trust | UNSCREENED | 0.16% | no in-house ratios for this holding |
| Garrett Motion Holdings, Inc. | UNSCREENED | 0.16% | no in-house ratios for this holding |
| Fibra SOMA Trust | UNSCREENED | 0.16% | no in-house ratios for this holding |
| Exeter Automobile Receivables Trust | UNSCREENED | 0.16% | no in-house ratios for this holding |
| MS Morgan Stanley | NON_COMPLIANT | 0.16% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| CarMax Select Receivables Trust | UNSCREENED | 0.16% | no in-house ratios for this holding |
| Windstream Services LLC | UNSCREENED | 0.16% | no in-house ratios for this holding |
| DCP Midstream Operating LP | UNSCREENED | 0.16% | no in-house ratios for this holding |
| ECOPETROL.CL Ecopetrol SA | NON_COMPLIANT | 0.16% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| SCMS Mortgage Trust | UNSCREENED | 0.16% | no in-house ratios for this holding |
| ENR Energizer Holdings, Inc. | NON_COMPLIANT | 0.16% | AAOIFI233.9% Usmani76.2% Dow Jones Islamic205.2% S&P Shariah194.6% MSCI Islamic76.1% MSCI Islamic M-Series194.6% FTSE Shariah74.0% |
| Bridgecrest Lending Auto Securitization Trust | UNSCREENED | 0.16% | no in-house ratios for this holding |
| LVS Las Vegas Sands Corp. | NON_COMPLIANT | 0.15% | AAOIFI53.8% Usmani76.7% Dow Jones Islamic44.9% S&P Shariah45.0% MSCI Islamic76.7% MSCI Islamic M-Series45.0% FTSE Shariah76.7% |
| Verus Securitization Trust | UNSCREENED | 0.15% | no in-house ratios for this holding |
| J.P. Morgan Chase Commercial Mortgage Securities Trust | UNSCREENED | 0.15% | no in-house ratios for this holding |
| PMT Loan Trust | UNSCREENED | 0.15% | no in-house ratios for this holding |
| GACI First Investment Co. | UNSCREENED | 0.15% | no in-house ratios for this holding |
| ADNOC Murban RSC Ltd. | UNSCREENED | 0.15% | no in-house ratios for this holding |
| Progress Residential Trust | UNSCREENED | 0.15% | no in-house ratios for this holding |
| FHLMC STACR Trust | NON_COMPLIANT | 0.15% | no in-house ratios for this holding |
| Azul Secured Finance LLP | UNSCREENED | 0.15% | no in-house ratios for this holding |
| FHLMC | NON_COMPLIANT | 0.15% | no in-house ratios for this holding |
| Kohlberg Credit CLO LLC | UNSCREENED | 0.15% | no in-house ratios for this holding |
| Fortune Star BVI Ltd. | UNSCREENED | 0.15% | no in-house ratios for this holding |
| Aspire Mortgage Trust | UNSCREENED | 0.15% | no in-house ratios for this holding |
| Freeport Indonesia PT | UNSCREENED | 0.15% | no in-house ratios for this holding |
| Ping Identity Holding Corp. | UNSCREENED | 0.15% | no in-house ratios for this holding |
| YPF YPF SA | NON_COMPLIANT | 0.15% | AAOIFI50.8% Usmani35.9% Dow Jones Islamic72.8% S&P Shariah88.1% MSCI Islamic35.9% MSCI Islamic M-Series88.1% FTSE Shariah35.9% |
| BF Mortgage Trust | UNSCREENED | 0.15% | no in-house ratios for this holding |
| Citigroup Commercial Mortgage Trust | UNSCREENED | 0.15% | no in-house ratios for this holding |
| Virgin Media Bristol LLC | UNSCREENED | 0.15% | no in-house ratios for this holding |
| Citigroup Mortgage Loan Trust | UNSCREENED | 0.15% | no in-house ratios for this holding |
| GACI First Investment Co. | UNSCREENED | 0.14% | no in-house ratios for this holding |
| FHLMC | NON_COMPLIANT | 0.14% | no in-house ratios for this holding |
| Digicel International Finance Ltd. | UNSCREENED | 0.14% | no in-house ratios for this holding |
| VAL Valaris Ltd. | COMPLIANT | 0.14% | AAOIFI18.9% Usmani21.4% Dow Jones Islamic27.9% S&P Shariah26.0% MSCI Islamic21.4% MSCI Islamic M-Series26.0% FTSE Shariah20.0% |
| Exeter Automobile Receivables Trust | UNSCREENED | 0.14% | no in-house ratios for this holding |
| Kaspi.KZ JSC | UNSCREENED | 0.14% | no in-house ratios for this holding |
| FHLMC Pool | NON_COMPLIANT | 0.14% | no in-house ratios for this holding |
| AGL CLO 17 Ltd. | UNSCREENED | 0.14% | no in-house ratios for this holding |
| Global Medical Response, Inc. | UNSCREENED | 0.14% | no in-house ratios for this holding |
| FirstKey Homes Trust | UNSCREENED | 0.14% | no in-house ratios for this holding |
| QTS Thunder Managing Issuer LLC | UNSCREENED | 0.14% | no in-house ratios for this holding |
| CSMC OA LLC | UNSCREENED | 0.14% | no in-house ratios for this holding |
| ET Energy Transfer LP | NON_COMPLIANT | 0.14% | AAOIFI94.8% Usmani47.4% Dow Jones Islamic120.8% S&P Shariah134.5% MSCI Islamic47.4% MSCI Islamic M-Series134.5% FTSE Shariah46.2% |
| Monroe Capital Mml CLO XVIII Ltd. | UNSCREENED | 0.14% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.14% | no in-house ratios for this holding |
| RIN XIII LLC | UNSCREENED | 0.14% | no in-house ratios for this holding |
| Alpha Star Holding VIII Ltd. | UNSCREENED | 0.14% | no in-house ratios for this holding |
| Abu Dhabi Government Bond | UNSCREENED | 0.14% | no in-house ratios for this holding |
The published standards disagree about this fund by 2 points of portfolio weight — 2.4% of it passes Usmani, 0.6% passes S&P Shariah. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 1.6% ratios fail on 10.6% 89.5% not rated under AAOIFI
ratios pass on 2.4% ratios fail on 9.1% 90.2% not rated under Usmani
ratios pass on 0.9% ratios fail on 10.9% 90.0% not rated under Dow Jones Islamic
ratios pass on 0.6% ratios fail on 11.3% 89.8% not rated under S&P Shariah
ratios pass on 2.2% ratios fail on 8.9% 90.6% not rated under MSCI Islamic
ratios pass on 0.6% ratios fail on 11.3% 89.8% not rated under MSCI Islamic M-Series
ratios pass on 2.4% ratios fail on 8.7% 90.6% not rated under FTSE Shariah
69 of 725 listed holdings carry our own per-methodology verdicts (13% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 51 (9% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
| Non-compliant holding | Weight |
|---|---|
| United States of America | 8.80% |
| United States of America | 5.08% |
| United States of America | 1.44% |
| United States of America | 1.05% |
| FHLMC | 0.45% |
| FNMA | 0.43% |
| FHLMC | 0.41% |
| FHLMC MSCR Trust | 0.38% |
| FHLMC Pool | 0.36% |
| FHLMC MSCR Trust | 0.34% |
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
NYLIM MacKay Strategic Bond Fund (MASAX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.
| Holding | Weight | Verdict |
|---|---|---|
| United States of Americanot matched to a ticker | 8.80% | Non-compliant |
| United States of Americanot matched to a ticker | 5.08% | Non-compliant |
| United States of Americanot matched to a ticker | 1.44% | Non-compliant |
| NYLIM U.S. Government Liquidity Fundnot matched to a ticker | 1.43% | Not screened |
| United States of Americanot matched to a ticker | 1.05% | Non-compliant |
| INVESCO GOVT AND AGCY LEXnot matched to a ticker | 0.99% | Not screened |
| J.P. Morgan Mortgage Trustnot matched to a ticker | 0.48% | Not screened |
| FHLMCnot matched to a ticker | 0.45% | Non-compliant |
| FNMAnot matched to a ticker | 0.43% | Non-compliant |
| STACR Trustnot matched to a ticker | 0.43% | Not screened |
Top 10 of 725 holdings, 20.6% of the fund by weight. Every holding is screened, not only these.
The positions keeping this fund short of 100% compliant by weight.
Verdict history for MASAX. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
ℹ️ no compliance scan has run for 5 days - this is not a reading of today
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
This fund prices once a day, so its bars carry no intraday high or low — floor-trader pivots are not defined for it.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 42.60 | NEUTRAL |
| Stochastic %K (14) | 83.33 | SELL |
| CCI (20) | 12.38 | NEUTRAL |
| Williams %R (14) | -16.67 | SELL |
| MACD (12,26,9) | 0.01 | BUY |
| ROC (10) | 0.60 | BUY |
| Momentum (10) | 0.05 | BUY |
| EMA (10) | 8.40 | BUY |
| SMA (10) | 8.39 | BUY |
| EMA (20) | 8.42 | SELL |
| SMA (20) | 8.40 | BUY |
| EMA (30) | 8.44 | SELL |
| SMA (30) | 8.45 | SELL |
| EMA (50) | 8.48 | SELL |
| SMA (50) | 8.51 | SELL |
| EMA (100) | 8.51 | SELL |
| SMA (100) | 8.55 | SELL |
| EMA (200) | 8.51 | SELL |
| SMA (200) | 8.54 | SELL |
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.