MUCRXETF / FundVictory Total Return Bond Fund
Verdicts genuinely change. Free email alert the moment MUCRX's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
Victory Total Return Bond Fund · Victory Portfolios
301 holdings
NON-COMPLIANT 69.53% of portfolio weight is in non-compliant holdings, over the 5% threshold.
56.80% of that is conventional interest-bearing debt, identified from the fund's own filing rather than by screening an issuer. Sukuk are deliberately excluded from this test and are never counted here.
301 holdings, 152 matched (74% of weight). Portfolio as of 2025-09-30, filed 2025-11-25. Source: SEC Form N-PORT.
2.58% of this portfolio’s income is non-permissible — weighted across holdings, computed over 12% of portfolio weight (71 of 301 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
3.3% compliant 0.1% questionable 69.5% non-compliant 25.9% unscreened
All holdings (301) · showing 1–250
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| United States of America | NON_COMPLIANT | 4.57% | no in-house ratios for this holding |
| Federal National Mortgage Association | NON_COMPLIANT | 4.12% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 4.06% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 3.82% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 3.59% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 3.10% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 2.96% | no in-house ratios for this holding |
| Freddie Mac | NON_COMPLIANT | 2.37% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 2.22% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 2.13% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 2.11% | no in-house ratios for this holding |
| Freddie Mac | NON_COMPLIANT | 2.03% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 2.00% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 1.49% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 1.37% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 1.30% | no in-house ratios for this holding |
| JPMCC COMMERCIAL MORTGAGE SECURITIES TRUST | UNSCREENED | 1.10% | no in-house ratios for this holding |
| Freddie Mac | NON_COMPLIANT | 1.08% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 1.02% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.89% | no in-house ratios for this holding |
| BANK | UNSCREENED | 0.76% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.75% | no in-house ratios for this holding |
| CITIGROUP COMMERCIAL MORTGAGE TRUST | UNSCREENED | 0.71% | no in-house ratios for this holding |
| Government National Mortgage Association 2 | NON_COMPLIANT | 0.68% | no in-house ratios for this holding |
| NORTHWESTERN MUTUAL GLOBAL FUNDING | UNSCREENED | 0.64% | no in-house ratios for this holding |
| TMUS T-MOBILE USA, INC. | NON_COMPLIANT | 0.61% | AAOIFI18.0% Usmani17.5% Dow Jones Islamic14.6% S&P Shariah15.9% MSCI Islamic16.5% MSCI Islamic M-Series15.9% FTSE Shariah2.9% |
| United States of America | NON_COMPLIANT | 0.60% | no in-house ratios for this holding |
| HPEFS EQUIPMENT TRUST | UNSCREENED | 0.60% | no in-house ratios for this holding |
| WELLS FARGO COMMERCIAL MORTGAGE TRUST | UNSCREENED | 0.58% | no in-house ratios for this holding |
| PIONEER NATURAL RESOURCES COMPANY | UNSCREENED | 0.57% | no in-house ratios for this holding |
| JPM JPMORGAN CHASE & CO. | NON_COMPLIANT | 0.54% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| Government National Mortgage Association 2 | NON_COMPLIANT | 0.54% | no in-house ratios for this holding |
| Federal National Mortgage Association | NON_COMPLIANT | 0.49% | no in-house ratios for this holding |
| HCA INC. | UNSCREENED | 0.48% | no in-house ratios for this holding |
| CFCRE COMMERCIAL MORTGAGE TRUST | UNSCREENED | 0.48% | no in-house ratios for this holding |
| GS MORTGAGE SECURITIES TRUST | UNSCREENED | 0.48% | no in-house ratios for this holding |
| Government National Mortgage Association 2 | NON_COMPLIANT | 0.47% | no in-house ratios for this holding |
| MURPHY OIL USA, INC. | UNSCREENED | 0.47% | no in-house ratios for this holding |
| Government National Mortgage Association 2 | NON_COMPLIANT | 0.46% | no in-house ratios for this holding |
| BAC BANK OF AMERICA CORPORATION | NON_COMPLIANT | 0.45% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| United States of America | NON_COMPLIANT | 0.44% | no in-house ratios for this holding |
| CMCSA COMCAST CORPORATION | NON_COMPLIANT | 0.44% | AAOIFI116.3% Usmani35.1% Dow Jones Islamic144.7% S&P Shariah134.9% MSCI Islamic35.1% MSCI Islamic M-Series134.9% FTSE Shariah35.1% |
| BMY BRISTOL-MYERS SQUIBB COMPANY | NON_COMPLIANT | 0.41% | AAOIFI37.3% Usmani51.1% Dow Jones Islamic42.2% S&P Shariah44.8% MSCI Islamic51.1% MSCI Islamic M-Series44.8% FTSE Shariah48.9% |
| MASTER CREDIT CARD TRUST II | UNSCREENED | 0.40% | no in-house ratios for this holding |
| NVR NVR, Inc. | COMPLIANT | 0.40% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| ACA.PA CREDIT AGRICOLE SA | NON_COMPLIANT | 0.40% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Freddie Mac | NON_COMPLIANT | 0.37% | no in-house ratios for this holding |
| MPLX MPLX LP | NON_COMPLIANT | 0.37% | AAOIFI42.8% Usmani60.3% Dow Jones Islamic52.4% S&P Shariah59.3% MSCI Islamic60.3% MSCI Islamic M-Series59.3% FTSE Shariah59.7% |
| VZ VERIZON COMMUNICATIONS INC. | NON_COMPLIANT | 0.37% | AAOIFI98.4% Usmani45.9% Dow Jones Islamic109.0% S&P Shariah116.8% MSCI Islamic45.9% MSCI Islamic M-Series116.8% FTSE Shariah40.3% |
| AMGN AMGEN INC. | COMPLIANT | 0.36% | AAOIFI24.9% Usmani59.9% Dow Jones Islamic33.6% S&P Shariah35.1% MSCI Islamic59.9% MSCI Islamic M-Series35.1% FTSE Shariah59.9% |
| ORCL ORACLE CORPORATION | NON_COMPLIANT | 0.35% | AAOIFI34.1% Usmani64.0% Dow Jones Islamic30.7% S&P Shariah35.2% MSCI Islamic61.0% MSCI Islamic M-Series35.2% FTSE Shariah49.5% |
| CONSOLIDATED EDISON COMPANY OF NEW YORK, INC. | UNSCREENED | 0.35% | no in-house ratios for this holding |
| PUBLIC SERVICE ELECTRIC AND GAS COMPANY | UNSCREENED | 0.34% | no in-house ratios for this holding |
| MS MORGAN STANLEY | NON_COMPLIANT | 0.33% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| HSBA.L HSBC HOLDINGS PLC | NON_COMPLIANT | 0.32% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Federal National Mortgage Association | NON_COMPLIANT | 0.30% | no in-house ratios for this holding |
| CHASE AUTO OWNER TRUST | UNSCREENED | 0.30% | no in-house ratios for this holding |
| DELL EQUIPMENT FINANCE TRUST | UNSCREENED | 0.30% | no in-house ratios for this holding |
| Federal National Mortgage Association | NON_COMPLIANT | 0.30% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.30% | no in-house ratios for this holding |
| Freddie Mac | NON_COMPLIANT | 0.30% | no in-house ratios for this holding |
| CITIBANK CREDIT CARD ISSUANCE TRUST | UNSCREENED | 0.30% | no in-house ratios for this holding |
| TESLA AUTO LEASE TRUST | UNSCREENED | 0.30% | no in-house ratios for this holding |
| JPMBB COMMERCIAL MORTGAGE SECURITIES TRUST | UNSCREENED | 0.29% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.29% | no in-house ratios for this holding |
| Freddie Mac | NON_COMPLIANT | 0.29% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.29% | no in-house ratios for this holding |
| DOC DR, LLC | UNSCREENED | 0.29% | no in-house ratios for this holding |
| TSMC ARIZONA CORPORATION | UNSCREENED | 0.28% | no in-house ratios for this holding |
| WISCONSIN PUBLIC SERVICE CORPORATION | UNSCREENED | 0.28% | no in-house ratios for this holding |
| SJM THE J. M. SMUCKER COMPANY | NON_COMPLIANT | 0.27% | AAOIFI48.0% Usmani41.6% Dow Jones Islamic60.6% S&P Shariah60.2% MSCI Islamic41.6% MSCI Islamic M-Series60.2% FTSE Shariah40.4% |
| BPCE SA | UNSCREENED | 0.27% | no in-house ratios for this holding |
| TFC Truist Financial Corporation | NON_COMPLIANT | 0.27% | AAOIFI110.7% Usmani12.6% Dow Jones Islamic124.2% S&P Shariah135.1% MSCI Islamic12.6% MSCI Islamic M-Series135.1% FTSE Shariah12.6% |
| SO THE SOUTHERN COMPANY | NON_COMPLIANT | 0.27% | AAOIFI68.7% Usmani45.3% Dow Jones Islamic72.3% S&P Shariah78.7% MSCI Islamic44.8% MSCI Islamic M-Series78.7% FTSE Shariah43.8% |
| TESLA AUTO LEASE TRUST | UNSCREENED | 0.26% | no in-house ratios for this holding |
| FISV FISERV, INC. | NON_COMPLIANT | 0.26% | AAOIFI99.4% Usmani34.6% Dow Jones Islamic38.9% S&P Shariah36.9% MSCI Islamic34.6% MSCI Islamic M-Series36.9% FTSE Shariah34.5% |
| RGA GLOBAL FUNDING | UNSCREENED | 0.26% | no in-house ratios for this holding |
| AVGO BROADCOM INC. | COMPLIANT | 0.26% | AAOIFI3.8% Usmani32.5% Dow Jones Islamic4.4% S&P Shariah5.5% MSCI Islamic32.5% MSCI Islamic M-Series5.5% FTSE Shariah32.5% |
| Federal National Mortgage Association | NON_COMPLIANT | 0.26% | no in-house ratios for this holding |
| NEW YORK LIFE GLOBAL FUNDING | UNSCREENED | 0.26% | no in-house ratios for this holding |
| BIMBO BAKERIES USA, INC. | UNSCREENED | 0.26% | no in-house ratios for this holding |
| BA THE BOEING COMPANY | NON_COMPLIANT | 0.25% | AAOIFI30.1% Usmani30.2% Dow Jones Islamic33.6% S&P Shariah36.0% MSCI Islamic30.2% MSCI Islamic M-Series36.0% FTSE Shariah30.2% |
| O'Reilly Automotive, Inc. | UNSCREENED | 0.25% | no in-house ratios for this holding |
| DUK DUKE ENERGY CORPORATION | NON_COMPLIANT | 0.25% | AAOIFI95.1% Usmani45.3% Dow Jones Islamic98.9% S&P Shariah107.5% MSCI Islamic45.0% MSCI Islamic M-Series107.5% FTSE Shariah44.4% |
| United States of America | NON_COMPLIANT | 0.25% | no in-house ratios for this holding |
| ET ENERGY TRANSFER LP | NON_COMPLIANT | 0.24% | AAOIFI94.8% Usmani47.4% Dow Jones Islamic120.8% S&P Shariah134.5% MSCI Islamic47.4% MSCI Islamic M-Series134.5% FTSE Shariah46.2% |
| Government National Mortgage Association 2 | NON_COMPLIANT | 0.24% | no in-house ratios for this holding |
| RF REGIONS FINANCIAL CORPORATION | NON_COMPLIANT | 0.24% | AAOIFI29.4% Usmani4.7% Dow Jones Islamic35.1% S&P Shariah38.7% MSCI Islamic4.7% MSCI Islamic M-Series38.7% FTSE Shariah4.7% |
| T AT&T INC. | NON_COMPLIANT | 0.24% | AAOIFI92.9% Usmani38.0% Dow Jones Islamic94.4% S&P Shariah107.8% MSCI Islamic38.0% MSCI Islamic M-Series107.8% FTSE Shariah33.6% |
| UHS UNIVERSAL HEALTH SERVICES, INC. | NON_COMPLIANT | 0.23% | AAOIFI52.8% Usmani33.0% Dow Jones Islamic45.9% S&P Shariah48.2% MSCI Islamic33.0% MSCI Islamic M-Series48.2% FTSE Shariah30.4% |
| DEUTSCHE BANK AG NEW YORK BRANCH | UNSCREENED | 0.23% | no in-house ratios for this holding |
| XRAY DENTSPLY SIRONA INC. | NON_COMPLIANT | 0.23% | AAOIFI84.0% Usmani44.4% Dow Jones Islamic79.7% S&P Shariah58.9% MSCI Islamic44.4% MSCI Islamic M-Series58.9% FTSE Shariah42.7% |
| FEDERAL FARM CREDIT BANKS FUNDING CORPORATION | NON_COMPLIANT | 0.23% | no in-house ratios for this holding |
| B.A.T CAPITAL CORPORATION | UNSCREENED | 0.23% | no in-house ratios for this holding |
| Freddie Mac | NON_COMPLIANT | 0.23% | no in-house ratios for this holding |
| NSC NORFOLK SOUTHERN CORPORATION | COMPLIANT | 0.23% | AAOIFI22.6% Usmani36.8% Dow Jones Islamic27.1% S&P Shariah29.0% MSCI Islamic36.8% MSCI Islamic M-Series29.0% FTSE Shariah36.8% |
| CHASE ISSUANCE TRUST | UNSCREENED | 0.23% | no in-house ratios for this holding |
| Federal National Mortgage Association | NON_COMPLIANT | 0.22% | no in-house ratios for this holding |
| AMEREN ILLINOIS COMPANY | UNSCREENED | 0.22% | no in-house ratios for this holding |
| Federal National Mortgage Association | NON_COMPLIANT | 0.22% | no in-house ratios for this holding |
| WESTERN MIDSTREAM OPERATING, LP | UNSCREENED | 0.22% | no in-house ratios for this holding |
| LOUISIANA LOC GOVT ENVIRONMENTAL FACS & CMNTY DEV AUTH SYS RESTORATION | UNSCREENED | 0.22% | no in-house ratios for this holding |
| Federal National Mortgage Association | NON_COMPLIANT | 0.21% | no in-house ratios for this holding |
| SWEPCO STORM RECOVERY FUNDING LLC | UNSCREENED | 0.21% | no in-house ratios for this holding |
| EL THE ESTEE LAUDER COMPANIES INC. | NON_COMPLIANT | 0.21% | AAOIFI25.1% Usmani46.9% Dow Jones Islamic30.8% S&P Shariah26.5% MSCI Islamic46.8% MSCI Islamic M-Series26.5% FTSE Shariah37.0% |
| WESTLAKE AUTOMOBILE RECEIVABLES TRUST | UNSCREENED | 0.21% | no in-house ratios for this holding |
| NSC NORFOLK SOUTHERN CORPORATION | COMPLIANT | 0.20% | AAOIFI22.6% Usmani36.8% Dow Jones Islamic27.1% S&P Shariah29.0% MSCI Islamic36.8% MSCI Islamic M-Series29.0% FTSE Shariah36.8% |
| KDP KEURIG DR PEPPER INC. | NON_COMPLIANT | 0.20% | AAOIFI58.6% Usmani30.8% Dow Jones Islamic63.3% S&P Shariah63.1% MSCI Islamic29.6% MSCI Islamic M-Series63.1% FTSE Shariah28.3% |
| CAPITAL ONE MULTI-ASSET EXECUTION TRUST | UNSCREENED | 0.20% | no in-house ratios for this holding |
| Government National Mortgage Association 2 | NON_COMPLIANT | 0.20% | no in-house ratios for this holding |
| BAX BAXTER INTERNATIONAL INC. | NON_COMPLIANT | 0.20% | AAOIFI1.6% Usmani1.1% Dow Jones Islamic1.6% S&P Shariah1.4% MSCI Islamic1.1% MSCI Islamic M-Series1.4% FTSE Shariah0.0% |
| KR THE KROGER CO. | NON_COMPLIANT | 0.19% | AAOIFI66.2% Usmani45.5% Dow Jones Islamic54.1% S&P Shariah57.6% MSCI Islamic45.5% MSCI Islamic M-Series57.6% FTSE Shariah31.1% |
| ORI OLD REPUBLIC INTERNATIONAL CORPORATION | NON_COMPLIANT | 0.19% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| SW.PA SODEXO, INC. | NON_COMPLIANT | 0.19% | AAOIFI64.9% Usmani40.9% Dow Jones Islamic— S&P Shariah— MSCI Islamic36.5% MSCI Islamic M-Series— FTSE Shariah36.5% |
| ORCL ORACLE CORPORATION | NON_COMPLIANT | 0.18% | AAOIFI34.1% Usmani64.0% Dow Jones Islamic30.7% S&P Shariah35.2% MSCI Islamic61.0% MSCI Islamic M-Series35.2% FTSE Shariah49.5% |
| WESTLAKE AUTOMOBILE RECEIVABLES TRUST | UNSCREENED | 0.18% | no in-house ratios for this holding |
| ASHTEAD CAPITAL, INC. | UNSCREENED | 0.18% | no in-house ratios for this holding |
| CFG CITIZENS FINANCIAL GROUP, INC. | NON_COMPLIANT | 0.17% | AAOIFI92.6% Usmani11.8% Dow Jones Islamic125.5% S&P Shariah143.3% MSCI Islamic11.8% MSCI Islamic M-Series143.3% FTSE Shariah11.8% |
| CNC CENTENE CORPORATION | NON_COMPLIANT | 0.17% | AAOIFI50.5% Usmani19.4% Dow Jones Islamic62.6% S&P Shariah53.4% MSCI Islamic19.4% MSCI Islamic M-Series53.4% FTSE Shariah19.4% |
| CSX CSX Corporation | COMPLIANT | 0.17% | AAOIFI21.8% Usmani43.3% Dow Jones Islamic27.6% S&P Shariah28.4% MSCI Islamic43.3% MSCI Islamic M-Series28.4% FTSE Shariah42.2% |
| SNN SMITH & NEPHEW PLC | COMPLIANT | 0.16% | AAOIFI34.9% Usmani29.8% Dow Jones Islamic11.8% S&P Shariah12.5% MSCI Islamic29.8% MSCI Islamic M-Series12.5% FTSE Shariah29.8% |
| SIMON PROPERTY GROUP, L.P. | UNSCREENED | 0.16% | no in-house ratios for this holding |
| COMPAGNIE DE CHEMIN DE FER CANADIEN PACIFIQUE | UNSCREENED | 0.16% | no in-house ratios for this holding |
| Compagnie des chemins de fer nationaux du Canada | UNSCREENED | 0.15% | no in-house ratios for this holding |
| CHASE AUTO OWNER TRUST | UNSCREENED | 0.15% | no in-house ratios for this holding |
| BARINGS EQUIPMENT FINANCE LLC | UNSCREENED | 0.15% | no in-house ratios for this holding |
| CARMAX AUTO OWNER TRUST | UNSCREENED | 0.15% | no in-house ratios for this holding |
| CCG RECEIVABLES TRUST | UNSCREENED | 0.15% | no in-house ratios for this holding |
| EMERGENT AUTO RECEIVABLES TRUST | UNSCREENED | 0.15% | no in-house ratios for this holding |
| PEAC SOLUTIONS RECEIVABLES | UNSCREENED | 0.15% | no in-house ratios for this holding |
| CHASE AUTO OWNER TRUST | UNSCREENED | 0.15% | no in-house ratios for this holding |
| CHASE AUTO OWNER TRUST | UNSCREENED | 0.15% | no in-house ratios for this holding |
| LAD AUTO RECEIVABLES TRUST | UNSCREENED | 0.15% | no in-house ratios for this holding |
| GM FINANCIAL CONSUMER AUTOMOBILE RECEIVABLES TRUST | UNSCREENED | 0.15% | no in-house ratios for this holding |
| BA CREDIT CARD TRUST | UNSCREENED | 0.15% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.15% | no in-house ratios for this holding |
| SBNA AUTO RECEIVABLES TRUST | UNSCREENED | 0.15% | no in-house ratios for this holding |
| PNC THE PNC FINANCIAL SERVICES GROUP, INC. | NON_COMPLIANT | 0.15% | AAOIFI87.5% Usmani13.9% Dow Jones Islamic110.0% S&P Shariah122.6% MSCI Islamic13.9% MSCI Islamic M-Series122.6% FTSE Shariah13.9% |
| PENFED AUTO RECEIVABLES OWNER TRUST | UNSCREENED | 0.15% | no in-house ratios for this holding |
| TOYOTA AUTO RECEIVABLES OWNER TRUST | UNSCREENED | 0.15% | no in-house ratios for this holding |
| SBNA AUTO RECEIVABLES TRUST | UNSCREENED | 0.15% | no in-house ratios for this holding |
| DLLAD LLC | UNSCREENED | 0.15% | no in-house ratios for this holding |
| KEY KEYCORP | NON_COMPLIANT | 0.15% | AAOIFI47.1% Usmani5.7% Dow Jones Islamic56.9% S&P Shariah65.9% MSCI Islamic5.7% MSCI Islamic M-Series65.9% FTSE Shariah5.7% |
| LOUISIANA LOC GOVT ENVIRONMENTAL FACS & CMNTY DEV AUTH SYS RESTORATION | UNSCREENED | 0.15% | no in-house ratios for this holding |
| CPB THE CAMPBELL'S COMPANY | NON_COMPLIANT | 0.15% | AAOIFI123.5% Usmani48.1% Dow Jones Islamic84.1% S&P Shariah75.7% MSCI Islamic47.6% MSCI Islamic M-Series75.7% FTSE Shariah45.6% |
| EAI ENTERGY ARKANSAS, LLC | NON_COMPLIANT | 0.15% | AAOIFI3580.9% Usmani41.8% Dow Jones Islamic— S&P Shariah— MSCI Islamic41.8% MSCI Islamic M-Series— FTSE Shariah41.8% |
| BARC.L BARCLAYS PLC | NON_COMPLIANT | 0.14% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Freddie Mac | NON_COMPLIANT | 0.14% | no in-house ratios for this holding |
| AVB AVALONBAY COMMUNITIES, INC. | NON_COMPLIANT | 0.14% | AAOIFIfail Usmanifail Dow Jones Islamic— S&P Shariah— MSCI Islamicfail MSCI Islamic M-Series— FTSE Shariahfail |
| Freddie Mac | NON_COMPLIANT | 0.14% | no in-house ratios for this holding |
| PNC THE PNC FINANCIAL SERVICES GROUP, INC. | NON_COMPLIANT | 0.14% | AAOIFI87.5% Usmani13.9% Dow Jones Islamic110.0% S&P Shariah122.6% MSCI Islamic13.9% MSCI Islamic M-Series122.6% FTSE Shariah13.9% |
| JBS USA Holding Lux S.a r.l. | UNSCREENED | 0.14% | no in-house ratios for this holding |
| Freddie Mac | NON_COMPLIANT | 0.14% | no in-house ratios for this holding |
| Iberdrola International B.V. | UNSCREENED | 0.14% | no in-house ratios for this holding |
| ECL ECOLAB INC. | COMPLIANT | 0.14% | AAOIFI17.0% Usmani44.6% Dow Jones Islamic18.1% S&P Shariah19.4% MSCI Islamic44.6% MSCI Islamic M-Series19.4% FTSE Shariah44.0% |
| BANQUE CANADIENNE IMPERIALE DE COMMERCE | UNSCREENED | 0.14% | no in-house ratios for this holding |
| HONEYWELL INTERNATIONAL INCORPORATION | UNSCREENED | 0.13% | no in-house ratios for this holding |
| SBA TOWER TRUST | UNSCREENED | 0.13% | no in-house ratios for this holding |
| CYRUSONE DATA CENTER ISSUER LLC | UNSCREENED | 0.13% | no in-house ratios for this holding |
| VOLVO FINANCIAL EQUIPMENT LLC | UNSCREENED | 0.13% | no in-house ratios for this holding |
| BLACK HILLS CORPORATION | UNSCREENED | 0.13% | no in-house ratios for this holding |
| Federal National Mortgage Association | NON_COMPLIANT | 0.13% | no in-house ratios for this holding |
| ULS UL SOLUTIONS INC. | COMPLIANT | 0.13% | AAOIFI3.2% Usmani15.3% Dow Jones Islamic3.4% S&P Shariahpass MSCI Islamic15.3% MSCI Islamic M-Seriespass FTSE Shariah9.7% |
| SCF EQUIPMENT LEASING LLC | UNSCREENED | 0.13% | no in-house ratios for this holding |
| ARIZONA PUBLIC SERVICE COMPANY | UNSCREENED | 0.13% | no in-house ratios for this holding |
| COKE COCA-COLA CONSOLIDATED, INC. | COMPLIANT | 0.13% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| ENB.TO Enbridge Inc. | NON_COMPLIANT | 0.13% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| USB U.S. BANCORP | NON_COMPLIANT | 0.13% | AAOIFI38.7% Usmani5.1% Dow Jones Islamic49.4% S&P Shariah54.1% MSCI Islamic5.1% MSCI Islamic M-Series54.1% FTSE Shariah5.1% |
| Freddie Mac | NON_COMPLIANT | 0.13% | no in-house ratios for this holding |
| EVERGY MISSOURI WEST, INC. | UNSCREENED | 0.13% | no in-house ratios for this holding |
| AXP AMERICAN EXPRESS COMPANY | NON_COMPLIANT | 0.13% | AAOIFI26.8% Usmani19.2% Dow Jones Islamic27.4% S&P Shariah30.8% MSCI Islamic19.2% MSCI Islamic M-Series30.8% FTSE Shariah19.2% |
| HEALTH CARE SERVICE CORP MUT LEG RES CO | UNSCREENED | 0.13% | no in-house ratios for this holding |
| ZBH ZIMMER BIOMET HOLDINGS, INC. | NON_COMPLIANT | 0.13% | AAOIFI40.7% Usmani32.8% Dow Jones Islamic39.1% S&P Shariah36.3% MSCI Islamic32.8% MSCI Islamic M-Series36.3% FTSE Shariah32.8% |
| SFS AUTO RECEIVABLES SECURITIZATION TRUST | UNSCREENED | 0.13% | no in-house ratios for this holding |
| CROSSROADS ASSET TRUST | UNSCREENED | 0.13% | no in-house ratios for this holding |
| ENTERGY LOUISIANA, LLC | UNSCREENED | 0.13% | no in-house ratios for this holding |
| Santander Holdings USA, Inc. | UNSCREENED | 0.13% | no in-house ratios for this holding |
| CNQ CANADIAN NATURAL RESOURCES LIMITED | COMPLIANT | 0.13% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| NIAGARA MOHAWK POWER CORPORATION | UNSCREENED | 0.13% | no in-house ratios for this holding |
| 200 PARK FUNDING TRUST | UNSCREENED | 0.13% | no in-house ratios for this holding |
| WHEELS FLEET LEASE FUNDING LLC | UNSCREENED | 0.12% | no in-house ratios for this holding |
| COMM MORTGAGE TRUST | UNSCREENED | 0.12% | no in-house ratios for this holding |
| TFC Truist Financial Corporation | NON_COMPLIANT | 0.12% | AAOIFI110.7% Usmani12.6% Dow Jones Islamic124.2% S&P Shariah135.1% MSCI Islamic12.6% MSCI Islamic M-Series135.1% FTSE Shariah12.6% |
| LABORATORY CORPORATION OF AMERICA HOLDINGS | UNSCREENED | 0.12% | no in-house ratios for this holding |
| UNITED AIRLINES, INC. | UNSCREENED | 0.12% | no in-house ratios for this holding |
| Mercedes-Benz Auto Receivables Trust | UNSCREENED | 0.12% | no in-house ratios for this holding |
| IRV TRUST | UNSCREENED | 0.12% | no in-house ratios for this holding |
| ANG-PD AMERICAN NATIONAL GROUP INC. | NON_COMPLIANT | 0.12% | AAOIFI159.9% Usmani2.2% Dow Jones Islamic1251693.9% S&P Shariahfail MSCI Islamic2.2% MSCI Islamic M-Seriesfail FTSE Shariah2.2% |
| M&T EQUIPTMENT LLC | UNSCREENED | 0.12% | no in-house ratios for this holding |
| SCCU AUTO RECEIVABLES TRUST | UNSCREENED | 0.12% | no in-house ratios for this holding |
| GLS AUTO SELECT RECEIVABLES TRUST | UNSCREENED | 0.12% | no in-house ratios for this holding |
| DTE DTE ENERGY COMPANY | NON_COMPLIANT | 0.12% | AAOIFI90.3% Usmani46.4% Dow Jones Islamic93.7% S&P Shariah101.8% MSCI Islamic46.4% MSCI Islamic M-Series101.8% FTSE Shariah45.9% |
| U S BANK NATIONAL ASSOCIATION | UNSCREENED | 0.12% | no in-house ratios for this holding |
| COMMONWEALTH EDISON COMPANY | UNSCREENED | 0.12% | no in-house ratios for this holding |
| AEP TEXAS INC. | UNSCREENED | 0.12% | no in-house ratios for this holding |
| ONCOR ELECTRIC DELIVERY COMPANY LLC | UNSCREENED | 0.12% | no in-house ratios for this holding |
| Federal National Mortgage Association | NON_COMPLIANT | 0.12% | no in-house ratios for this holding |
| Northern States Power Company (Wisconsin) | UNSCREENED | 0.12% | no in-house ratios for this holding |
| MARS, INCORPORATED | UNSCREENED | 0.11% | no in-house ratios for this holding |
| OKE ONEOK, INC. | NON_COMPLIANT | 0.11% | AAOIFI52.4% Usmani46.0% Dow Jones Islamic62.1% S&P Shariah68.1% MSCI Islamic46.0% MSCI Islamic M-Series68.1% FTSE Shariah46.0% |
| M&T BANK AUTO RECEIVABLES TRUST | UNSCREENED | 0.11% | no in-house ratios for this holding |
| MASSMUTUAL GLOBAL FUNDING II | UNSCREENED | 0.11% | no in-house ratios for this holding |
| GPC GENUINE PARTS COMPANY | NON_COMPLIANT | 0.11% | AAOIFI31.0% Usmani28.0% Dow Jones Islamic35.7% S&P Shariah34.4% MSCI Islamic28.0% MSCI Islamic M-Series34.4% FTSE Shariah20.1% |
| CBRE SERVICES, INC. | UNSCREENED | 0.11% | no in-house ratios for this holding |
| PNW PINNACLE WEST CAPITAL CORPORATION | NON_COMPLIANT | 0.11% | AAOIFI132.7% Usmani48.2% Dow Jones Islamic147.1% S&P Shariah162.0% MSCI Islamic48.2% MSCI Islamic M-Series162.0% FTSE Shariah32.4% |
| EOG EOG RESOURCES, INC. | COMPLIANT | 0.11% | AAOIFI10.8% Usmani15.1% Dow Jones Islamic12.6% S&P Shariah12.5% MSCI Islamic15.1% MSCI Islamic M-Series12.5% FTSE Shariah14.5% |
| DLLMT LLC | UNSCREENED | 0.11% | no in-house ratios for this holding |
| PLAINS ALL AMERICAN PIPELINE, L.P. | UNSCREENED | 0.10% | no in-house ratios for this holding |
| GREATAMERICA LEASING RECEIVABLES FUNDING, L.L.C. | UNSCREENED | 0.10% | no in-house ratios for this holding |
| Bacardi-Martini B.V. | UNSCREENED | 0.10% | no in-house ratios for this holding |
| PROTECTIVE LIFE GLOBAL FUNDING | UNSCREENED | 0.10% | no in-house ratios for this holding |
| ARI FLEET LEASE TRUST | UNSCREENED | 0.10% | no in-house ratios for this holding |
| NLG GLOBAL FUNDING | UNSCREENED | 0.10% | no in-house ratios for this holding |
| LEIDOS, INC. | UNSCREENED | 0.10% | no in-house ratios for this holding |
| ENTERPRISE FLEET FINANCING LLC | UNSCREENED | 0.10% | no in-house ratios for this holding |
| Minera Mexico, S.A. de C.V. | UNSCREENED | 0.10% | no in-house ratios for this holding |
| FEDERAL FARM CREDIT BANKS FUNDING CORPORATION | NON_COMPLIANT | 0.10% | no in-house ratios for this holding |
| ENTERGY LOUISIANA, LLC | UNSCREENED | 0.10% | no in-house ratios for this holding |
| NORTHWESTERN MUTUAL GLOBAL FUNDING | UNSCREENED | 0.10% | no in-house ratios for this holding |
| Federal National Mortgage Association | NON_COMPLIANT | 0.10% | no in-house ratios for this holding |
| TPR TAPESTRY, INC. | COMPLIANT | 0.10% | AAOIFI16.9% Usmani59.3% Dow Jones Islamic18.9% S&P Shariah23.7% MSCI Islamic59.3% MSCI Islamic M-Series23.7% FTSE Shariah35.8% |
| 373220.KS LG ENERGY SOLUTION, LTD. | COMPLIANT | 0.10% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahfail |
| Freddie Mac | NON_COMPLIANT | 0.10% | no in-house ratios for this holding |
| CREDIT SUISSE FIRST BOSTON CORPORATION | UNSCREENED | 0.10% | no in-house ratios for this holding |
| VB-S1 ISSUER, LLC | UNSCREENED | 0.10% | no in-house ratios for this holding |
| OGLETHORPE POWER CORP | UNSCREENED | 0.10% | no in-house ratios for this holding |
| HOUSTON GALLERIA MALL TRUST | UNSCREENED | 0.10% | no in-house ratios for this holding |
| MATTEL, INC. | UNSCREENED | 0.10% | no in-house ratios for this holding |
| WM WASTE MANAGEMENT, INC. | COMPLIANT | 0.10% | AAOIFI25.8% Usmani50.3% Dow Jones Islamic26.5% S&P Shariah27.9% MSCI Islamic50.3% MSCI Islamic M-Series27.9% FTSE Shariah50.3% |
| JOHN DEERE OWNER TRUST | UNSCREENED | 0.10% | no in-house ratios for this holding |
| COF CAPITAL ONE FINANCIAL CORPORATION | NON_COMPLIANT | 0.10% | AAOIFI38.5% Usmani7.6% Dow Jones Islamic49.3% S&P Shariah60.5% MSCI Islamic7.6% MSCI Islamic M-Series60.5% FTSE Shariah7.6% |
| OTIS OTIS WORLDWIDE CORPORATION | NON_COMPLIANT | 0.10% | AAOIFI31.9% Usmani77.4% Dow Jones Islamic25.2% S&P Shariah25.0% MSCI Islamic77.4% MSCI Islamic M-Series25.0% FTSE Shariah73.7% |
| The Northwestern Mutual Life Insurance Co | UNSCREENED | 0.10% | no in-house ratios for this holding |
| ONE BRYANT PARK TRUST | UNSCREENED | 0.10% | no in-house ratios for this holding |
| Federal National Mortgage Association | NON_COMPLIANT | 0.09% | no in-house ratios for this holding |
| FEDERAL FARM CREDIT BANKS FUNDING CORPORATION | NON_COMPLIANT | 0.09% | no in-house ratios for this holding |
| OXY OCCIDENTAL PETROLEUM CORPORATION | NON_COMPLIANT | 0.09% | AAOIFI24.4% Usmani19.4% Dow Jones Islamic31.4% S&P Shariah30.3% MSCI Islamic18.2% MSCI Islamic M-Series30.3% FTSE Shariah17.1% |
| 8306.T Mitsubishi UFJ Financial Group, Inc. | NON_COMPLIANT | 0.09% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| HUNTSMAN INTERNATIONAL LLC | UNSCREENED | 0.09% | no in-house ratios for this holding |
| SYY SYSCO CORPORATION | NON_COMPLIANT | 0.09% | AAOIFI38.2% Usmani54.1% Dow Jones Islamic41.2% S&P Shariah41.9% MSCI Islamic52.7% MSCI Islamic M-Series41.9% FTSE Shariah47.6% |
| SMURFIT WESTROCK FINANCING DESIGNATED ACTIVITY COMPANY | UNSCREENED | 0.09% | no in-house ratios for this holding |
| ARE ALEXANDRIA REAL ESTATE EQUITIES, INC. | NON_COMPLIANT | 0.09% | AAOIFI183.2% Usmani37.0% Dow Jones Islamic113.6% S&P Shariah95.2% MSCI Islamic37.0% MSCI Islamic M-Series95.2% FTSE Shariah37.0% |
| LPL HOLDINGS, INC. | UNSCREENED | 0.09% | no in-house ratios for this holding |
| TRGP TARGA RESOURCES CORP. | NON_COMPLIANT | 0.09% | AAOIFI31.5% Usmani71.4% Dow Jones Islamic46.4% S&P Shariah55.1% MSCI Islamic68.7% MSCI Islamic M-Series55.1% FTSE Shariah68.7% |
| HUM HUMANA INC. | NON_COMPLIANT | 0.09% | AAOIFI30.1% Usmani26.3% Dow Jones Islamic44.9% S&P Shariah38.8% MSCI Islamic26.3% MSCI Islamic M-Series38.8% FTSE Shariah25.3% |
| EVERGY KANSAS CENTRAL, INC. | UNSCREENED | 0.09% | no in-house ratios for this holding |
| CHEVRON PHILLIPS CHEMICAL COMPANY LLC | UNSCREENED | 0.09% | no in-house ratios for this holding |
| TAMPA ELECTRIC COMPANY | UNSCREENED | 0.09% | no in-house ratios for this holding |
| GXO GXO LOGISTICS, INC. | NON_COMPLIANT | 0.09% | AAOIFI110.4% Usmani53.3% Dow Jones Islamic105.4% S&P Shariah102.0% MSCI Islamic49.5% MSCI Islamic M-Series102.0% FTSE Shariah25.9% |
| RIO TINTO FINANCE (USA) LIMITED | UNSCREENED | 0.09% | no in-house ratios for this holding |
The published standards disagree about this fund by 1 points of portfolio weight — 4.1% of it passes Dow Jones Islamic, 2.9% passes Usmani. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 3.6% ratios fail on 11.6% 83.6% not rated under AAOIFI
ratios pass on 2.9% ratios fail on 10.7% 85.2% not rated under Usmani
ratios pass on 4.1% ratios fail on 10.7% 84.1% not rated under Dow Jones Islamic
ratios pass on 3.5% ratios fail on 11.2% 84.1% not rated under S&P Shariah
ratios pass on 3.0% ratios fail on 10.7% 85.2% not rated under MSCI Islamic
ratios pass on 3.5% ratios fail on 11.2% 84.1% not rated under MSCI Islamic M-Series
ratios pass on 3.4% ratios fail on 10.3% 85.2% not rated under FTSE Shariah
87 of 301 listed holdings carry our own per-methodology verdicts (16% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 76 (14% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
| Non-compliant holding | Weight |
|---|---|
| United States of America | 4.57% |
| Federal National Mortgage Association | 4.12% |
| United States of America | 4.06% |
| United States of America | 3.82% |
| United States of America | 3.59% |
| United States of America | 3.10% |
| United States of America | 2.96% |
| Freddie Mac | 2.37% |
| United States of America | 2.22% |
| United States of America | 2.13% |
Trade setup
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
Victory Total Return Bond Fund (MUCRX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
Screened on its holdings, not its name
HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.
| Holding | Weight | Verdict |
|---|---|---|
| United States of Americanot matched to a ticker | 4.57% | Non-compliant |
| Federal National Mortgage Associationnot matched to a ticker | 4.12% | Non-compliant |
| United States of Americanot matched to a ticker | 4.06% | Non-compliant |
| United States of Americanot matched to a ticker | 3.82% | Non-compliant |
| United States of Americanot matched to a ticker | 3.59% | Non-compliant |
| United States of Americanot matched to a ticker | 3.10% | Non-compliant |
| United States of Americanot matched to a ticker | 2.96% | Non-compliant |
| Freddie Macnot matched to a ticker | 2.37% | Non-compliant |
| United States of Americanot matched to a ticker | 2.22% | Non-compliant |
| United States of Americanot matched to a ticker | 2.13% | Non-compliant |
Top 10 of 301 holdings, 32.9% of the fund by weight. Every holding is screened, not only these.
What holds the number back
The positions keeping this fund short of 100% compliant by weight.
- United States of Americanon-compliant4.57%
- Federal National Mortgage Associationnon-compliant4.12%
- United States of Americanon-compliant4.06%
- United States of Americanon-compliant3.82%
- United States of Americanon-compliant3.59%
- United States of Americanon-compliant3.10%
What changed, and when
Verdict history for MUCRX. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
- 2026-09-07 No change recorded No verdict change for MUCRX has been recorded since tracking began. The scan ledger records that the compliance detectors ran, not which symbols each pass covered.
Tracked since 2026-09-07.
SMC — Top Down
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
Before you act on this
The questions worth asking about any verdict on this page, answered plainly.
Is a fund screened on its name?
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
What does unrated weight mean?
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
Does the issuer's board make it compliant?
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
How often is this re-screened?
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Compare with
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
AI Summary
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.