Verdicts genuinely change. Free email alert the moment PEIJX's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
Equity Income Fund · Principal Funds, Inc
59 holdings
NON-COMPLIANT 36.51% of portfolio weight is in non-compliant holdings, over the 5% threshold.
59 holdings, 55 matched (95% of weight). Portfolio as of 2026-07-31, filed 2026-09-25. Source: SEC Form N-PORT.
2.13% of this portfolio’s income is non-permissible — weighted across holdings, computed over 81% of portfolio weight (48 of 59 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
50.6% compliant 7.9% questionable 36.5% non-compliant 4.9% unscreened
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| AAPL Apple Inc | COMPLIANT | 4.69% | AAOIFI2.1% Usmani21.5% Dow Jones Islamic2.2% S&P Shariah2.4% MSCI Islamic21.5% MSCI Islamic M-Series2.4% FTSE Shariah21.5% |
| MSFT Microsoft Corp | QUESTIONABLE | 3.52% | AAOIFI1.5% Usmani7.5% Dow Jones Islamic1.7% S&P Shariah1.8% MSCI Islamic7.5% MSCI Islamic M-Series1.8% FTSE Shariah5.3% |
| TSM Taiwan Semiconductor Manufacturing Co Ltd | COMPLIANT | 3.28% | AAOIFI1.5% Usmani13.8% Dow Jones Islamic0.5% S&P Shariah0.6% MSCI Islamic13.4% MSCI Islamic M-Series0.6% FTSE Shariah13.4% |
| JPM JPMorgan Chase & Co | NON_COMPLIANT | 3.25% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| MS Morgan Stanley | NON_COMPLIANT | 2.93% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| KO Coca-Cola Co/The | COMPLIANT | 2.89% | AAOIFI11.9% Usmani43.4% Dow Jones Islamic14.9% S&P Shariah15.9% MSCI Islamic43.4% MSCI Islamic M-Series15.9% FTSE Shariah41.8% |
| CB Chubb Ltd | NON_COMPLIANT | 2.87% | AAOIFI13.3% Usmani6.3% Dow Jones Islamic14.8% S&P Shariah15.8% MSCI Islamic6.3% MSCI Islamic M-Series15.8% FTSE Shariah6.3% |
| COST Costco Wholesale Corp | QUESTIONABLE | 2.85% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| PNC PNC Financial Services Group Inc/The | NON_COMPLIANT | 2.69% | AAOIFI87.5% Usmani13.9% Dow Jones Islamic110.0% S&P Shariah122.6% MSCI Islamic13.9% MSCI Islamic M-Series122.6% FTSE Shariah13.9% |
| DR Horton Inc | UNSCREENED | 2.53% | no in-house ratios for this holding |
| BAC Bank of America Corp | NON_COMPLIANT | 2.39% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| HLT Hilton Worldwide Holdings Inc | NON_COMPLIANT | 2.38% | AAOIFI20.0% Usmani82.8% Dow Jones Islamic21.8% S&P Shariah23.8% MSCI Islamic82.8% MSCI Islamic M-Series23.8% FTSE Shariah78.8% |
| AVGO Broadcom Inc | COMPLIANT | 2.31% | AAOIFI3.8% Usmani32.5% Dow Jones Islamic4.4% S&P Shariah5.5% MSCI Islamic32.5% MSCI Islamic M-Series5.5% FTSE Shariah32.5% |
| MRK Merck & Co Inc | COMPLIANT | 2.22% | AAOIFI14.7% Usmani41.5% Dow Jones Islamic21.8% S&P Shariah20.9% MSCI Islamic41.5% MSCI Islamic M-Series20.9% FTSE Shariah41.5% |
| PCAR PACCAR Inc | NON_COMPLIANT | 2.19% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| TT Trane Technologies PLC | COMPLIANT | 2.00% | AAOIFI4.7% Usmani19.3% Dow Jones Islamic5.0% S&P Shariah5.7% MSCI Islamic19.3% MSCI Islamic M-Series5.7% FTSE Shariah19.3% |
| PH Parker-Hannifin Corp | COMPLIANT | 1.99% | AAOIFI7.0% Usmani27.5% Dow Jones Islamic8.5% S&P Shariah9.7% MSCI Islamic27.2% MSCI Islamic M-Series9.7% FTSE Shariah26.5% |
| CMI Cummins Inc | COMPLIANT | 1.98% | AAOIFI9.7% Usmani21.0% Dow Jones Islamic12.1% S&P Shariah14.2% MSCI Islamic21.0% MSCI Islamic M-Series14.2% FTSE Shariah19.3% |
| MPC Marathon Petroleum Corp | NON_COMPLIANT | 1.97% | AAOIFI31.4% Usmani36.4% Dow Jones Islamic59.6% S&P Shariah59.2% MSCI Islamic36.4% MSCI Islamic M-Series59.2% FTSE Shariah34.8% |
| MPWR Monolithic Power Systems Inc | COMPLIANT | 1.95% | AAOIFI0.0% Usmani0.4% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.4% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| PLD Prologis Inc | COMPLIANT | 1.85% | AAOIFI25.8% Usmani35.3% Dow Jones Islamic31.2% S&P Shariah32.1% MSCI Islamic35.3% MSCI Islamic M-Series32.1% FTSE Shariah35.3% |
| NVS Novartis AG | COMPLIANT | 1.84% | AAOIFI12.5% Usmani25.9% Dow Jones Islamic11.8% S&P Shariah12.6% MSCI Islamic25.9% MSCI Islamic M-Series12.6% FTSE Shariah25.9% |
| EOG EOG Resources Inc | COMPLIANT | 1.84% | AAOIFI10.8% Usmani15.1% Dow Jones Islamic12.6% S&P Shariah12.5% MSCI Islamic15.1% MSCI Islamic M-Series12.5% FTSE Shariah14.5% |
| PG Procter & Gamble Co/The | COMPLIANT | 1.71% | AAOIFI8.9% Usmani23.9% Dow Jones Islamic8.5% S&P Shariah8.5% MSCI Islamic23.9% MSCI Islamic M-Series8.5% FTSE Shariah23.2% |
| RS Reliance Inc | COMPLIANT | 1.68% | AAOIFI9.9% Usmani18.8% Dow Jones Islamic12.5% S&P Shariah12.6% MSCI Islamic18.8% MSCI Islamic M-Series12.6% FTSE Shariah15.7% |
| WSM Williams-Sonoma Inc | COMPLIANT | 1.67% | AAOIFI5.6% Usmani27.7% Dow Jones Islamic6.9% S&P Shariah7.7% MSCI Islamic27.7% MSCI Islamic M-Series7.7% FTSE Shariah0.0% |
| BLK Blackrock Inc | NON_COMPLIANT | 1.66% | AAOIFI7.0% Usmani7.2% Dow Jones Islamic8.1% S&P Shariah8.9% MSCI Islamic7.2% MSCI Islamic M-Series8.9% FTSE Shariah7.2% |
| CTVA Corteva Inc | COMPLIANT | 1.61% | AAOIFI2.9% Usmani4.0% Dow Jones Islamic3.6% S&P Shariah3.9% MSCI Islamic4.0% MSCI Islamic M-Series3.9% FTSE Shariah4.0% |
| GOOG Alphabet Inc - A Shares | QUESTIONABLE | 1.57% | AAOIFI2.9% Usmani13.1% Dow Jones Islamic3.9% S&P Shariah4.5% MSCI Islamic12.8% MSCI Islamic M-Series4.5% FTSE Shariah10.9% |
| ABT Abbott Laboratories | COMPLIANT | 1.55% | AAOIFI19.2% Usmani31.9% Dow Jones Islamic17.6% S&P Shariah18.3% MSCI Islamic31.9% MSCI Islamic M-Series18.3% FTSE Shariah30.8% |
| ELS Equity LifeStyle Properties Inc | COMPLIANT | 1.54% | AAOIFI27.9% Usmani58.2% Dow Jones Islamic27.8% S&P Shariah28.2% MSCI Islamic58.2% MSCI Islamic M-Series28.2% FTSE Shariah58.2% |
| NEE NextEra Energy Inc | NON_COMPLIANT | 1.45% | AAOIFI55.9% Usmani44.2% Dow Jones Islamic61.0% S&P Shariah66.0% MSCI Islamic44.2% MSCI Islamic M-Series66.0% FTSE Shariah44.2% |
| DKS Dick's Sporting Goods Inc | NON_COMPLIANT | 1.43% | AAOIFI48.9% Usmani33.2% Dow Jones Islamic33.0% S&P Shariah35.5% MSCI Islamic33.2% MSCI Islamic M-Series35.5% FTSE Shariah0.0% |
| HCA HCA Healthcare Inc | NON_COMPLIANT | 1.43% | AAOIFI57.2% Usmani82.9% Dow Jones Islamic53.5% S&P Shariah56.7% MSCI Islamic81.7% MSCI Islamic M-Series56.7% FTSE Shariah78.1% |
| DE Deere & Co | NON_COMPLIANT | 1.41% | AAOIFI9.1% Usmani15.9% Dow Jones Islamic12.7% S&P Shariah13.8% MSCI Islamic15.9% MSCI Islamic M-Series13.8% FTSE Shariah15.9% |
| C Citigroup Inc | NON_COMPLIANT | 1.38% | AAOIFI159.2% Usmani13.8% Dow Jones Islamic214.6% S&P Shariah251.0% MSCI Islamic13.8% MSCI Islamic M-Series251.0% FTSE Shariah13.8% |
| EXPD Expeditors International of Washington Inc | COMPLIANT | 1.36% | AAOIFI2.3% Usmani11.0% Dow Jones Islamic3.2% S&P Shariah3.2% MSCI Islamic11.0% MSCI Islamic M-Series3.2% FTSE Shariah0.0% |
| SBUX Starbucks Corp | COMPLIANT | 1.36% | AAOIFI19.3% Usmani79.3% Dow Jones Islamic21.4% S&P Shariah22.1% MSCI Islamic79.3% MSCI Islamic M-Series22.1% FTSE Shariah46.9% |
| Enterprise Products Partners LP | UNSCREENED | 1.31% | no in-house ratios for this holding |
| KKR KKR & Co Inc | NON_COMPLIANT | 1.30% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| SAP SAP SE | COMPLIANT | 1.19% | AAOIFI3.5% Usmani13.0% Dow Jones Islamic3.1% S&P Shariah3.4% MSCI Islamic10.6% MSCI Islamic M-Series3.4% FTSE Shariah10.6% |
| TMUS T-Mobile US Inc | NON_COMPLIANT | 1.18% | AAOIFI18.0% Usmani17.5% Dow Jones Islamic14.6% S&P Shariah15.9% MSCI Islamic16.5% MSCI Islamic M-Series15.9% FTSE Shariah2.9% |
| STE STERIS PLC | COMPLIANT | 1.16% | AAOIFI9.4% Usmani19.1% Dow Jones Islamic9.1% S&P Shariah9.3% MSCI Islamic19.1% MSCI Islamic M-Series9.3% FTSE Shariah17.6% |
| MSI Motorola Solutions Inc | COMPLIANT | 1.11% | AAOIFI12.4% Usmani50.0% Dow Jones Islamic13.4% S&P Shariah14.5% MSCI Islamic50.0% MSCI Islamic M-Series14.5% FTSE Shariah46.9% |
| CVX Chevron Corp | COMPLIANT | 1.08% | AAOIFI0.1% Usmani0.1% Dow Jones Islamic0.1% S&P Shariah0.1% MSCI Islamic0.1% MSCI Islamic M-Series0.1% FTSE Shariah0.1% |
| PUB.PA Publicis Groupe SA | COMPLIANT | 1.04% | AAOIFIpass Usmanipass Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| LLY Eli Lilly & Co | COMPLIANT | 1.04% | AAOIFI5.2% Usmani38.6% Dow Jones Islamic6.4% S&P Shariah6.9% MSCI Islamic38.6% MSCI Islamic M-Series6.9% FTSE Shariah38.6% |
| AZN AstraZeneca PLC | COMPLIANT | 1.02% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| UNH UnitedHealth Group Inc | NON_COMPLIANT | 1.02% | AAOIFI20.4% Usmani23.7% Dow Jones Islamic20.4% S&P Shariah18.8% MSCI Islamic23.7% MSCI Islamic M-Series18.8% FTSE Shariah23.7% |
| Principal Funds, Inc - Government Money Market Fund - Class R-6 | UNSCREENED | 1.00% | no in-house ratios for this holding |
| XEL Xcel Energy Inc | NON_COMPLIANT | 0.89% | AAOIFI82.6% Usmani47.8% Dow Jones Islamic94.9% S&P Shariah105.9% MSCI Islamic46.3% MSCI Islamic M-Series105.9% FTSE Shariah45.3% |
| WEC WEC Energy Group Inc | NON_COMPLIANT | 0.88% | AAOIFI57.5% Usmani39.9% Dow Jones Islamic61.9% S&P Shariah68.5% MSCI Islamic39.1% MSCI Islamic M-Series68.5% FTSE Shariah39.1% |
| CRM Salesforce Inc | COMPLIANT | 0.70% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| SRE Sempra | NON_COMPLIANT | 0.65% | AAOIFI65.2% Usmani32.7% Dow Jones Islamic66.4% S&P Shariah71.2% MSCI Islamic31.6% MSCI Islamic M-Series71.2% FTSE Shariah30.4% |
| NDAQ Nasdaq Inc | NON_COMPLIANT | 0.60% | AAOIFI17.2% Usmani34.1% Dow Jones Islamic19.3% S&P Shariah21.8% MSCI Islamic34.1% MSCI Islamic M-Series21.8% FTSE Shariah32.0% |
| FNF Fidelity National Financial Inc | NON_COMPLIANT | 0.55% | AAOIFI35.7% Usmani3.8% Dow Jones Islamic29.8% S&P Shariah31.6% MSCI Islamic3.8% MSCI Islamic M-Series31.6% FTSE Shariah3.8% |
| APD Air Products and Chemicals Inc | COMPLIANT | 0.49% | AAOIFI0.9% Usmani1.5% Dow Jones Islamic1.0% S&P Shariah1.0% MSCI Islamic1.5% MSCI Islamic M-Series1.0% FTSE Shariah0.3% |
| RO.SW Roche Holding AG | COMPLIANT | 0.43% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| BlackRock Liquidity FedFund - Institutional Class | UNSCREENED | 0.01% | no in-house ratios for this holding |
The published standards disagree about this fund by 26 points of portfolio weight — 58.3% of it passes AAOIFI, 32.8% passes MSCI Islamic. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 58.3% ratios fail on 27.5% 14.1% not rated under AAOIFI
ratios pass on 38.6% ratios fail on 36.1% 25.2% not rated under Usmani
ratios pass on 55.4% ratios fail on 28.5% 16.0% not rated under Dow Jones Islamic
ratios pass on 55.4% ratios fail on 28.5% 16.0% not rated under S&P Shariah
ratios pass on 32.8% ratios fail on 40.2% 26.9% not rated under MSCI Islamic
ratios pass on 55.4% ratios fail on 28.5% 16.0% not rated under MSCI Islamic M-Series
ratios pass on 38.5% ratios fail on 36.1% 25.3% not rated under FTSE Shariah
55 of 59 listed holdings carry our own per-methodology verdicts (95% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 50 (89% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
| Non-compliant holding | Weight |
|---|---|
| JPM JPMorgan Chase & Co | 3.25% |
| MS Morgan Stanley | 2.93% |
| CB Chubb Ltd | 2.87% |
| PNC PNC Financial Services Group Inc/The | 2.69% |
| BAC Bank of America Corp | 2.39% |
| HLT Hilton Worldwide Holdings Inc | 2.38% |
| PCAR PACCAR Inc | 2.19% |
| MPC Marathon Petroleum Corp | 1.97% |
| BLK Blackrock Inc | 1.66% |
| NEE NextEra Energy Inc | 1.45% |
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
Equity Income Fund (PEIJX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.
| Holding | Weight | Verdict |
|---|---|---|
| AAPLApple Inc | 4.69% | Compliant |
| MSFTMicrosoft Corp | 3.52% | Questionable |
| TSMTaiwan Semiconductor Manufacturing Co Ltd | 3.28% | Compliant |
| JPMJPMorgan Chase & Co | 3.25% | Non-compliant |
| MSMorgan Stanley | 2.93% | Non-compliant |
| KOCoca-Cola Co/The | 2.89% | Compliant |
| CBChubb Ltd | 2.87% | Non-compliant |
| COSTCostco Wholesale Corp | 2.85% | Questionable |
| PNCPNC Financial Services Group Inc/The | 2.69% | Non-compliant |
| DR Horton Incnot matched to a ticker | 2.53% | Not screened |
Top 10 of 59 holdings, 31.5% of the fund by weight. Every holding is screened, not only these.
The positions keeping this fund short of 100% compliant by weight.
Verdict history for PEIJX. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
ℹ️ no compliance scan has run for 3 days - this is not a reading of today
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
This fund prices once a day, so its bars carry no intraday high or low — floor-trader pivots are not defined for it.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 51.30 | NEUTRAL |
| Stochastic %K (14) | 98.90 | SELL |
| CCI (20) | 87.08 | NEUTRAL |
| Williams %R (14) | -1.10 | SELL |
| MACD (12,26,9) | 0.08 | BUY |
| ROC (10) | 0.29 | BUY |
| Momentum (10) | 0.13 | BUY |
| EMA (10) | 45.05 | BUY |
| SMA (10) | 44.91 | BUY |
| EMA (20) | 45.12 | BUY |
| SMA (20) | 44.99 | BUY |
| EMA (30) | 45.23 | BUY |
| SMA (30) | 45.27 | SELL |
| EMA (50) | 45.29 | SELL |
| SMA (50) | 45.70 | SELL |
| EMA (100) | 44.90 | BUY |
| SMA (100) | 45.14 | BUY |
| EMA (200) | 43.58 | BUY |
| SMA (200) | 43.77 | BUY |
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.