Verdicts genuinely change. Free email alert the moment PEQKX's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
Victory Pioneer Equity Income Fund · Victory Portfolios IV
60 holdings
NON-COMPLIANT 49.17% of portfolio weight is in non-compliant holdings, over the 5% threshold.
60 holdings, 58 matched (96% of weight). Portfolio as of 2026-07-31, filed 2026-09-28. Source: SEC Form N-PORT.
4.62% of this portfolio’s income is non-permissible — weighted across holdings, computed over 75% of portfolio weight (47 of 60 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
40.7% compliant 6.0% questionable 49.2% non-compliant 4.0% unscreened
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| JPM JPMORGAN CHASE & CO. | NON_COMPLIANT | 4.05% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| XOM EXXONMOBIL HOLDINGS CORPORATION | COMPLIANT | 3.91% | AAOIFI6.5% Usmani9.1% Dow Jones Islamic8.5% S&P Shariah9.0% MSCI Islamic9.1% MSCI Islamic M-Series9.0% FTSE Shariah9.1% |
| BAC BANK OF AMERICA CORPORATION | NON_COMPLIANT | 3.56% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| UPS UNITED PARCEL SERVICE, INC. | NON_COMPLIANT | 3.20% | AAOIFI32.8% Usmani40.2% Dow Jones Islamic40.1% S&P Shariah37.0% MSCI Islamic40.2% MSCI Islamic M-Series37.0% FTSE Shariah34.4% |
| MMM 3M COMPANY | COMPLIANT | 3.05% | AAOIFI15.2% Usmani37.7% Dow Jones Islamic16.6% S&P Shariah18.5% MSCI Islamic37.7% MSCI Islamic M-Series18.5% FTSE Shariah35.9% |
| COP CONOCOPHILLIPS | COMPLIANT | 2.96% | AAOIFI14.4% Usmani18.7% Dow Jones Islamic19.1% S&P Shariah18.8% MSCI Islamic18.7% MSCI Islamic M-Series18.8% FTSE Shariah18.7% |
| STT STATE STREET CORPORATION | NON_COMPLIANT | 2.95% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| MSFT MICROSOFT CORPORATION | QUESTIONABLE | 2.84% | AAOIFI1.5% Usmani7.5% Dow Jones Islamic1.7% S&P Shariah1.8% MSCI Islamic7.5% MSCI Islamic M-Series1.8% FTSE Shariah5.3% |
| WFC WELLS FARGO & COMPANY | NON_COMPLIANT | 2.82% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| JNJ JOHNSON & JOHNSON | COMPLIANT | 2.72% | AAOIFI7.6% Usmani24.4% Dow Jones Islamic10.9% S&P Shariah11.7% MSCI Islamic24.4% MSCI Islamic M-Series11.7% FTSE Shariah24.4% |
| DIS THE WALT DISNEY COMPANY | NON_COMPLIANT | 2.68% | AAOIFI25.4% Usmani22.5% Dow Jones Islamic24.6% S&P Shariah25.2% MSCI Islamic22.5% MSCI Islamic M-Series25.2% FTSE Shariah22.5% |
| CSCO CISCO SYSTEMS, INC. | COMPLIANT | 2.67% | AAOIFI5.7% Usmani18.9% Dow Jones Islamic8.4% S&P Shariah9.5% MSCI Islamic18.9% MSCI Islamic M-Series9.5% FTSE Shariah17.6% |
| ACCENTURE PUBLIC LIMITED COMPANY | UNSCREENED | 2.51% | no in-house ratios for this holding |
| CMCSA COMCAST CORPORATION | NON_COMPLIANT | 2.40% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| BMY BRISTOL-MYERS SQUIBB COMPANY | NON_COMPLIANT | 2.38% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| MDT MEDTRONIC PUBLIC LIMITED COMPANY | COMPLIANT | 2.31% | AAOIFI24.4% Usmani31.5% Dow Jones Islamic26.4% S&P Shariah27.4% MSCI Islamic31.4% MSCI Islamic M-Series27.4% FTSE Shariah30.2% |
| TFC Truist Financial Corporation | NON_COMPLIANT | 2.20% | AAOIFI110.7% Usmani12.6% Dow Jones Islamic124.2% S&P Shariah135.1% MSCI Islamic12.6% MSCI Islamic M-Series135.1% FTSE Shariah12.6% |
| SNY SANOFI SA | COMPLIANT | 2.14% | AAOIFI20.8% Usmani14.7% Dow Jones Islamic38.1% S&P Shariah38.6% MSCI Islamic14.7% MSCI Islamic M-Series38.6% FTSE Shariah14.7% |
| IBM INTERNATIONAL BUSINESS MACHINES CORPORATION | COMPLIANT | 2.09% | AAOIFI29.5% Usmani42.9% Dow Jones Islamic28.2% S&P Shariah32.2% MSCI Islamic42.9% MSCI Islamic M-Series32.2% FTSE Shariah40.8% |
| NTRS NORTHERN TRUST CORPORATION | NON_COMPLIANT | 2.07% | AAOIFI11.1% Usmani2.1% Dow Jones Islamic15.8% S&P Shariah17.9% MSCI Islamic2.1% MSCI Islamic M-Series17.9% FTSE Shariah2.1% |
| TGT TARGET CORPORATION | QUESTIONABLE | 2.05% | AAOIFI25.0% Usmani30.5% Dow Jones Islamic36.2% S&P Shariah34.4% MSCI Islamic30.5% MSCI Islamic M-Series34.4% FTSE Shariah25.1% |
| PEP Pepsico, Inc. | COMPLIANT | 2.01% | AAOIFI23.4% Usmani39.4% Dow Jones Islamic22.7% S&P Shariah22.0% MSCI Islamic39.4% MSCI Islamic M-Series22.0% FTSE Shariah39.4% |
| LOW LOWE'S COMPANIES, INC. | NON_COMPLIANT | 1.93% | AAOIFI35.6% Usmani71.7% Dow Jones Islamic30.1% S&P Shariah31.0% MSCI Islamic71.7% MSCI Islamic M-Series31.0% FTSE Shariah63.7% |
| DVN DEVON ENERGY CORPORATION | COMPLIANT | 1.92% | AAOIFI22.3% Usmani16.8% Dow Jones Islamic46.9% S&P Shariah45.5% MSCI Islamic16.7% MSCI Islamic M-Series45.5% FTSE Shariah16.1% |
| DUK DUKE ENERGY CORPORATION | NON_COMPLIANT | 1.91% | AAOIFI95.1% Usmani45.3% Dow Jones Islamic98.9% S&P Shariah107.5% MSCI Islamic45.0% MSCI Islamic M-Series107.5% FTSE Shariah44.4% |
| F FORD MOTOR COMPANY | NON_COMPLIANT | 1.84% | AAOIFI4.1% Usmani1.2% Dow Jones Islamic5.7% S&P Shariah5.9% MSCI Islamic0.8% MSCI Islamic M-Series5.9% FTSE Shariah0.0% |
| AIG AMERICAN INTERNATIONAL GROUP, INC. | NON_COMPLIANT | 1.78% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| TJX THE TJX COMPANIES, INC. | COMPLIANT | 1.73% | AAOIFI10.1% Usmani38.6% Dow Jones Islamic9.4% S&P Shariah10.4% MSCI Islamic38.6% MSCI Islamic M-Series10.4% FTSE Shariah7.7% |
| HONEYWELL INTERNATIONAL INCORPORATION | UNSCREENED | 1.45% | no in-house ratios for this holding |
| MS MORGAN STANLEY | NON_COMPLIANT | 1.43% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| UNP UNION PACIFIC CORPORATION | COMPLIANT | 1.40% | AAOIFI18.2% Usmani43.8% Dow Jones Islamic22.0% S&P Shariah22.4% MSCI Islamic43.8% MSCI Islamic M-Series22.4% FTSE Shariah42.6% |
| KHC THE KRAFT HEINZ COMPANY | NON_COMPLIANT | 1.34% | AAOIFI64.5% Usmani26.0% Dow Jones Islamic63.2% S&P Shariah58.9% MSCI Islamic26.0% MSCI Islamic M-Series58.9% FTSE Shariah26.0% |
| VZ VERIZON COMMUNICATIONS INC. | NON_COMPLIANT | 1.27% | AAOIFI98.4% Usmani45.9% Dow Jones Islamic109.0% S&P Shariah116.8% MSCI Islamic45.9% MSCI Islamic M-Series116.8% FTSE Shariah40.3% |
| HONA HONEYWELL AEROSPACE INC. | COMPLIANT | 1.23% | AAOIFI32.8% Usmani83.4% Dow Jones Islamicpass S&P Shariahpass MSCI Islamic83.4% MSCI Islamic M-Seriespass FTSE Shariah81.8% |
| CRM SALESFORCE, INC. | COMPLIANT | 1.20% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| HSY THE HERSHEY COMPANY | COMPLIANT | 1.20% | AAOIFI15.8% Usmani39.9% Dow Jones Islamic13.9% S&P Shariah13.9% MSCI Islamic39.4% MSCI Islamic M-Series13.9% FTSE Shariah37.1% |
| AMZN AMAZON.COM, INC. | QUESTIONABLE | 1.10% | AAOIFI8.2% Usmani22.1% Dow Jones Islamic9.6% S&P Shariah10.6% MSCI Islamic20.9% MSCI Islamic M-Series10.6% FTSE Shariah12.1% |
| CMS CMS ENERGY CORPORATION | NON_COMPLIANT | 1.05% | AAOIFI89.2% Usmani47.2% Dow Jones Islamic90.3% S&P Shariah98.1% MSCI Islamic46.5% MSCI Islamic M-Series98.1% FTSE Shariah46.5% |
| QCOM QUALCOMM INCORPORATED | COMPLIANT | 1.03% | AAOIFI8.3% Usmani25.7% Dow Jones Islamic8.6% S&P Shariah8.7% MSCI Islamic25.7% MSCI Islamic M-Series8.7% FTSE Shariah25.7% |
| HD THE HOME DEPOT, INC. | COMPLIANT | 1.00% | AAOIFI18.6% Usmani56.1% Dow Jones Islamic16.3% S&P Shariah17.0% MSCI Islamic53.3% MSCI Islamic M-Series17.0% FTSE Shariah44.5% |
| HPQ HP INC. | NON_COMPLIANT | 0.98% | AAOIFI36.8% Usmani22.6% Dow Jones Islamic42.8% S&P Shariah41.1% MSCI Islamic22.6% MSCI Islamic M-Series41.1% FTSE Shariah20.0% |
| ZBH ZIMMER BIOMET HOLDINGS, INC. | NON_COMPLIANT | 0.98% | AAOIFI40.7% Usmani32.8% Dow Jones Islamic39.1% S&P Shariah36.3% MSCI Islamic32.8% MSCI Islamic M-Series36.3% FTSE Shariah32.8% |
| NKE NIKE, INC. | COMPLIANT | 0.97% | AAOIFI19.4% Usmani28.7% Dow Jones Islamic21.0% S&P Shariah18.2% MSCI Islamic28.7% MSCI Islamic M-Series18.2% FTSE Shariah20.7% |
| TAP MOLSON COORS BEVERAGE COMPANY | NON_COMPLIANT | 0.96% | AAOIFI103.6% Usmani32.6% Dow Jones Islamic93.0% S&P Shariah89.1% MSCI Islamic32.4% MSCI Islamic M-Series89.1% FTSE Shariah31.5% |
| PPG PPG INDUSTRIES, INC. | COMPLIANT | 0.95% | AAOIFI31.6% Usmani34.8% Dow Jones Islamic30.9% S&P Shariah29.1% MSCI Islamic34.7% MSCI Islamic M-Series29.1% FTSE Shariah32.1% |
| DE DEERE & COMPANY | NON_COMPLIANT | 0.91% | AAOIFI9.1% Usmani15.9% Dow Jones Islamic12.7% S&P Shariah13.8% MSCI Islamic15.9% MSCI Islamic M-Series13.8% FTSE Shariah15.9% |
| AVB AVALONBAY COMMUNITIES, INC. | NON_COMPLIANT | 0.78% | AAOIFIfail Usmanifail Dow Jones Islamic— S&P Shariah— MSCI Islamicfail MSCI Islamic M-Series— FTSE Shariahfail |
| OC OWENS CORNING | NON_COMPLIANT | 0.73% | AAOIFI43.5% Usmani37.4% Dow Jones Islamic40.6% S&P Shariah39.3% MSCI Islamic37.4% MSCI Islamic M-Series39.3% FTSE Shariah33.2% |
| UNH UNITEDHEALTH GROUP INCORPORATED | NON_COMPLIANT | 0.73% | AAOIFI20.4% Usmani23.7% Dow Jones Islamic20.4% S&P Shariah18.8% MSCI Islamic23.7% MSCI Islamic M-Series18.8% FTSE Shariah23.7% |
| ES Eversource Energy | NON_COMPLIANT | 0.71% | AAOIFI108.8% Usmani45.9% Dow Jones Islamic122.9% S&P Shariah132.3% MSCI Islamic45.9% MSCI Islamic M-Series132.3% FTSE Shariah45.9% |
| MDLZ Mondelez International, Inc. | COMPLIANT | 0.68% | AAOIFI24.4% Usmani27.5% Dow Jones Islamic24.3% S&P Shariah23.4% MSCI Islamic26.9% MSCI Islamic M-Series23.4% FTSE Shariah25.8% |
| DRI DARDEN RESTAURANTS, INC. | NON_COMPLIANT | 0.67% | AAOIFI25.3% Usmani62.3% Dow Jones Islamic28.6% S&P Shariah30.9% MSCI Islamic48.7% MSCI Islamic M-Series30.9% FTSE Shariah18.1% |
| EXE EXPAND ENERGY CORPORATION | COMPLIANT | 0.65% | AAOIFI22.5% Usmani17.3% Dow Jones Islamic22.5% S&P Shariah27.7% MSCI Islamic17.3% MSCI Islamic M-Series27.7% FTSE Shariah17.0% |
| ROK ROCKWELL AUTOMATION, INC. | COMPLIANT | 0.64% | AAOIFI6.1% Usmani26.4% Dow Jones Islamic7.6% S&P Shariah8.1% MSCI Islamic26.4% MSCI Islamic M-Series8.1% FTSE Shariah23.2% |
| TXN TEXAS INSTRUMENTS INCORPORATED | COMPLIANT | 0.63% | AAOIFI5.9% Usmani39.2% Dow Jones Islamic7.6% S&P Shariah8.1% MSCI Islamic39.2% MSCI Islamic M-Series8.1% FTSE Shariah39.2% |
| ABBV ABBVIE INC. | COMPLIANT | 0.58% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahfail |
| CVX CHEVRON CORPORATION | COMPLIANT | 0.54% | AAOIFI0.1% Usmani0.1% Dow Jones Islamic0.1% S&P Shariah0.1% MSCI Islamic0.1% MSCI Islamic M-Series0.1% FTSE Shariah0.1% |
| MCD MCDONALD'S CORPORATION | NON_COMPLIANT | 0.51% | AAOIFI29.7% Usmani91.1% Dow Jones Islamic26.3% S&P Shariah27.2% MSCI Islamic91.1% MSCI Islamic M-Series27.2% FTSE Shariah66.5% |
| CARR CARRIER GLOBAL CORPORATION | COMPLIANT | 0.47% | AAOIFI24.6% Usmani32.2% Dow Jones Islamic21.6% S&P Shariah22.4% MSCI Islamic32.2% MSCI Islamic M-Series22.4% FTSE Shariah30.7% |
| LYB LyondellBasell Industries N.V. | NON_COMPLIANT | 0.36% | AAOIFI62.2% Usmani37.0% Dow Jones Islamic65.8% S&P Shariah58.8% MSCI Islamic37.0% MSCI Islamic M-Series58.8% FTSE Shariah33.2% |
The published standards disagree about this fund by 14 points of portfolio weight — 47.9% of it passes AAOIFI, 34.3% passes MSCI Islamic. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 47.9% ratios fail on 38.1% 13.8% not rated under AAOIFI
ratios pass on 36.3% ratios fail on 40.1% 23.4% not rated under Usmani
ratios pass on 44.8% ratios fail on 39.4% 15.6% not rated under Dow Jones Islamic
ratios pass on 44.8% ratios fail on 39.4% 15.6% not rated under S&P Shariah
ratios pass on 34.3% ratios fail on 41.0% 24.5% not rated under MSCI Islamic
ratios pass on 44.8% ratios fail on 39.4% 15.6% not rated under MSCI Islamic M-Series
ratios pass on 39.7% ratios fail on 35.6% 24.5% not rated under FTSE Shariah
58 of 60 listed holdings carry our own per-methodology verdicts (96% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 52 (87% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
| Non-compliant holding | Weight |
|---|---|
| JPM JPMORGAN CHASE & CO. | 4.05% |
| BAC BANK OF AMERICA CORPORATION | 3.56% |
| UPS UNITED PARCEL SERVICE, INC. | 3.20% |
| STT STATE STREET CORPORATION | 2.95% |
| WFC WELLS FARGO & COMPANY | 2.82% |
| DIS THE WALT DISNEY COMPANY | 2.68% |
| CMCSA COMCAST CORPORATION | 2.40% |
| BMY BRISTOL-MYERS SQUIBB COMPANY | 2.38% |
| TFC Truist Financial Corporation | 2.20% |
| NTRS NORTHERN TRUST CORPORATION | 2.07% |
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
Victory Pioneer Equity Income Fund (PEQKX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.
| Holding | Weight | Verdict |
|---|---|---|
| JPMJPMORGAN CHASE & CO. | 4.05% | Non-compliant |
| XOMEXXONMOBIL HOLDINGS CORPORATION | 3.91% | Compliant |
| BACBANK OF AMERICA CORPORATION | 3.56% | Non-compliant |
| UPSUNITED PARCEL SERVICE, INC. | 3.20% | Non-compliant |
| MMM3M COMPANY | 3.05% | Compliant |
| COPCONOCOPHILLIPS | 2.96% | Compliant |
| STTSTATE STREET CORPORATION | 2.95% | Non-compliant |
| MSFTMICROSOFT CORPORATION | 2.84% | Questionable |
| WFCWELLS FARGO & COMPANY | 2.82% | Non-compliant |
| JNJJOHNSON & JOHNSON | 2.72% | Compliant |
Top 10 of 60 holdings, 32.0% of the fund by weight. Every holding is screened, not only these.
The positions keeping this fund short of 100% compliant by weight.
Verdict history for PEQKX. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
ℹ️ no compliance scan has run for 3 days - this is not a reading of today
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
This fund prices once a day, so its bars carry no intraday high or low — floor-trader pivots are not defined for it.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 43.00 | NEUTRAL |
| Stochastic %K (14) | 69.36 | NEUTRAL |
| CCI (20) | -20.20 | NEUTRAL |
| Williams %R (14) | -30.64 | NEUTRAL |
| MACD (12,26,9) | 0.02 | BUY |
| ROC (10) | -0.11 | SELL |
| Momentum (10) | -0.03 | SELL |
| EMA (10) | 27.02 | BUY |
| SMA (10) | 26.90 | BUY |
| EMA (20) | 27.23 | SELL |
| SMA (20) | 27.23 | SELL |
| EMA (30) | 27.38 | SELL |
| SMA (30) | 27.60 | SELL |
| EMA (50) | 27.47 | SELL |
| SMA (50) | 27.87 | SELL |
| EMA (100) | 27.18 | SELL |
| SMA (100) | 27.34 | SELL |
| EMA (200) | 26.26 | BUY |
| SMA (200) | 26.34 | BUY |
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.