Verdicts genuinely change. Free email alert the moment RACXX's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
American Funds U.S. Government Money Market Fund
129 holdings
UNVERIFIED This is a money market fund. It files its portfolio on Form N-MFP rather than N-PORT, and holds short-term instruments — commercial paper, certificates of deposit, treasury bills, repurchase agreements — rather than company shares. Its 129 positions are listed below as filed. Our look-through screens equities, so it does not produce a verdict here.
129 positions. Source: SEC Form N-MFP.
0.00% of this portfolio’s income is non-permissible — weighted across holdings, computed over 1% of portfolio weight (1 of 129 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
Portfolio shares are withheld: coverage is below the floor needed to state one. The holdings themselves are below, because the names are evidence you can check.
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.03% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.03% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.02% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.02% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| JP MORGAN SECURITIES LLC | UNSCREENED | 0.02% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| RBC DOMINION SECURITIES INC | UNSCREENED | 0.02% | no in-house ratios for this holding |
| SOCIETE GENERALE (NEW YORK BRANCH) | UNSCREENED | 0.02% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.02% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.02% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.02% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.02% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| CM.TO CANADIAN IMPERIAL BANK OF COMMERCE | NON_COMPLIANT | 0.01% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.01% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.01% | no in-house ratios for this holding |
| BOFA SECURITIES INC | UNSCREENED | 0.01% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.01% | no in-house ratios for this holding |
| BNP.PA BNP PARIBAS SA | NON_COMPLIANT | 0.01% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.01% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| RY ROYAL BANK OF CANADA | COMPLIANT | 0.01% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.01% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.01% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.01% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| MIZUHO SECURITIES USA LLC | UNSCREENED | 0.01% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| WELLS FARGO SECURITIES LLC | UNSCREENED | 0.01% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.01% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.00% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.00% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.00% | no in-house ratios for this holding |
| WELLS FARGO BANK NA | UNSCREENED | 0.00% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.00% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.00% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.00% | no in-house ratios for this holding |
| FEDERAL FARM CREDIT BANKS FUNDING CORP | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL FARM CREDIT BANKS FUNDING CORP | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL FARM CREDIT BANKS FUNDING CORP | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| BMO.TO BANK OF MONTREAL | NON_COMPLIANT | 0.00% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| TD SECURITIES USA LLC | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | UNSCREENED | 0.00% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.00% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.00% | no in-house ratios for this holding |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL FARM CREDIT BANKS FUNDING CORP | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL FARM CREDIT BANKS FUNDING CORP | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.00% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.00% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.00% | no in-house ratios for this holding |
| JP MORGAN SECURITIES LLC | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL FARM CREDIT BANKS FUNDING CORP | UNSCREENED | 0.00% | no in-house ratios for this holding |
| UNITED STATES TREASURY | NON_COMPLIANT | 0.00% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL HOME LOAN BANKS | UNSCREENED | 0.00% | no in-house ratios for this holding |
| FEDERAL FARM CREDIT BANKS FUNDING CORP | UNSCREENED | 0.00% | no in-house ratios for this holding |
All 7 published standards agree about this fund to within 0.0 points of portfolio weight.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 0.0% ratios fail on 0.0% 1.0% not rated under AAOIFI
ratios pass on 0.0% ratios fail on 0.0% 1.0% not rated under Usmani
ratios pass on 0.0% ratios fail on 0.0% 1.0% not rated under Dow Jones Islamic
ratios pass on 0.0% ratios fail on 0.0% 1.0% not rated under S&P Shariah
ratios pass on 0.0% ratios fail on 0.0% 1.0% not rated under MSCI Islamic
ratios pass on 0.0% ratios fail on 0.0% 1.0% not rated under MSCI Islamic M-Series
ratios pass on 0.0% ratios fail on 0.0% 1.0% not rated under FTSE Shariah
4 of 129 listed holdings carry our own per-methodology verdicts (0% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 1 (0% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.
| Holding | Weight | Verdict |
|---|---|---|
| FEDERAL HOME LOAN BANKSnot matched to a ticker | 0.03% | Not screened |
| FEDERAL HOME LOAN BANKSnot matched to a ticker | 0.03% | Not screened |
| UNITED STATES TREASURYnot matched to a ticker | 0.02% | Non-compliant |
| FEDERAL HOME LOAN BANKSnot matched to a ticker | 0.02% | Not screened |
| UNITED STATES TREASURYnot matched to a ticker | 0.02% | Non-compliant |
| UNITED STATES TREASURYnot matched to a ticker | 0.02% | Non-compliant |
| FEDERAL HOME LOAN BANKSnot matched to a ticker | 0.02% | Not screened |
| UNITED STATES TREASURYnot matched to a ticker | 0.02% | Non-compliant |
| JP MORGAN SECURITIES LLCnot matched to a ticker | 0.02% | Not screened |
| UNITED STATES TREASURYnot matched to a ticker | 0.02% | Non-compliant |
Top 10 of 129 holdings, 0.2% of the fund by weight. Every holding is screened, not only these.
The positions keeping this fund short of 100% compliant by weight.
Verdict history for RACXX. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
ℹ️ no compliance scan has run for 3 days - this is not a reading of today
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
This fund prices once a day, so its bars carry no intraday high or low — floor-trader pivots are not defined for it.
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.