Verdicts genuinely change. Free email alert the moment RFAYX's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
Investment Grade Bond Fund · RUSSELL INVESTMENT CO
894 holdings
This fund holds short positions, so exposure is counted gross — long and short both count as exposure rather than netting off, and the weights below therefore sum to 101% of net assets rather than 100%. Shares of the portfolio are shown as shares of that gross exposure.
NON-COMPLIANT At least 48.69% of portfolio weight is in non-compliant holdings — already over the 5% threshold, so the verdict is settled whatever the unmatched 49% turns out to be. Matching more holdings can only raise this share, never lower it.
33.63% of that is conventional interest-bearing debt, identified from the fund's own filing rather than by screening an issuer. Sukuk are deliberately excluded from this test and are never counted here.
894 holdings, 462 matched (52% of weight). Portfolio as of 2026-07-31, filed 2026-09-25. Source: SEC Form N-PORT.
6.01% of this portfolio’s income is non-permissible — weighted across holdings, computed over 13% of portfolio weight (225 of 894 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
Portfolio shares are withheld: coverage is below the floor needed to state one. The holdings themselves are below, because the names are evidence you can check.
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| Russell Investments Trust Company Commingled Employee Benefit Funds Trust-U.S. Cash Management Fund | UNSCREENED | 7.93% | no in-house ratios for this holding |
| Government National Mortgage Association | NON_COMPLIANT | 1.37% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.95% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.80% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.77% | no in-house ratios for this holding |
| BX Trust | UNSCREENED | 0.73% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.69% | no in-house ratios for this holding |
| Apna Park CLO DAC | UNSCREENED | 0.68% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.67% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.67% | no in-house ratios for this holding |
| BX Trust | UNSCREENED | 0.66% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.64% | no in-house ratios for this holding |
| Government National Mortgage Association | NON_COMPLIANT | 0.63% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.62% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.62% | no in-house ratios for this holding |
| RRE Loan Management | UNSCREENED | 0.62% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.62% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.61% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.61% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.61% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.60% | no in-house ratios for this holding |
| Freddie Mac | NON_COMPLIANT | 0.59% | no in-house ratios for this holding |
| Freddie Mac | NON_COMPLIANT | 0.59% | no in-house ratios for this holding |
| Freddie Mac | NON_COMPLIANT | 0.57% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.55% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.54% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.54% | no in-house ratios for this holding |
| Arbor Realty Commercial Real Estate Notes | UNSCREENED | 0.52% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.51% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.51% | no in-house ratios for this holding |
| BRCK Trust | UNSCREENED | 0.50% | no in-house ratios for this holding |
| TORY Commercial Mortgage Trust | UNSCREENED | 0.49% | no in-house ratios for this holding |
| UMBS, TBA | NON_COMPLIANT | 0.47% | no in-house ratios for this holding |
| BDS Ltd | UNSCREENED | 0.47% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.45% | no in-house ratios for this holding |
| Freddie Mac | NON_COMPLIANT | 0.45% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.44% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.43% | no in-house ratios for this holding |
| Vantage Data Centers Jersey Borrower SPV Limited | UNSCREENED | 0.43% | no in-house ratios for this holding |
| BRAVO Residential Funding Trust | UNSCREENED | 0.43% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.43% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.42% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.42% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.41% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.41% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.40% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.40% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.39% | no in-house ratios for this holding |
| AMER AIRLINE 25-1A PTT | UNSCREENED | 0.36% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.36% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.35% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.34% | no in-house ratios for this holding |
| ACREC LLC | UNSCREENED | 0.33% | no in-house ratios for this holding |
| BX Trust | UNSCREENED | 0.33% | no in-house ratios for this holding |
| VANTAGE DATA CENTERS GERMANY BORROWER LUX S.A R.L. | UNSCREENED | 0.33% | no in-house ratios for this holding |
| NYC Commercial Mortgage Trust | UNSCREENED | 0.33% | no in-house ratios for this holding |
| OCP Euro CLO | UNSCREENED | 0.33% | no in-house ratios for this holding |
| NYC Commercial Mortgage Trust | UNSCREENED | 0.33% | no in-house ratios for this holding |
| C CITIGROUP INC | NON_COMPLIANT | 0.33% | AAOIFI159.2% Usmani13.8% Dow Jones Islamic214.6% S&P Shariah251.0% MSCI Islamic13.8% MSCI Islamic M-Series251.0% FTSE Shariah13.8% |
| United States Treasury | NON_COMPLIANT | 0.33% | no in-house ratios for this holding |
| Home Re Ltd | UNSCREENED | 0.32% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.32% | no in-house ratios for this holding |
| RFR Trust | UNSCREENED | 0.31% | no in-house ratios for this holding |
| ACREC LLC | UNSCREENED | 0.30% | no in-house ratios for this holding |
| Freddie Mac | NON_COMPLIANT | 0.30% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.29% | no in-house ratios for this holding |
| Flatiron CLO Ltd | UNSCREENED | 0.29% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.29% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.29% | no in-house ratios for this holding |
| CVS CVS HEALTH CORP | NON_COMPLIANT | 0.29% | AAOIFI61.7% Usmani30.1% Dow Jones Islamic84.9% S&P Shariah88.7% MSCI Islamic30.1% MSCI Islamic M-Series88.7% FTSE Shariah24.2% |
| Government National Mortgage Association | NON_COMPLIANT | 0.29% | no in-house ratios for this holding |
| VDCM Commercial Mortgage Trust | UNSCREENED | 0.28% | no in-house ratios for this holding |
| BX Trust | UNSCREENED | 0.27% | no in-house ratios for this holding |
| BAC BANK OF AMERICA CORP | NON_COMPLIANT | 0.27% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| United States Treasury | NON_COMPLIANT | 0.27% | no in-house ratios for this holding |
| MF1 | UNSCREENED | 0.26% | no in-house ratios for this holding |
| PRP Advisors, LLC | UNSCREENED | 0.26% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.26% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.26% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.26% | no in-house ratios for this holding |
| GS GOLDMAN SACHS GROUP INC | NON_COMPLIANT | 0.26% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| MS MORGAN STANLEY | NON_COMPLIANT | 0.24% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| Fannie Mae | NON_COMPLIANT | 0.24% | no in-house ratios for this holding |
| Freddie Mac | NON_COMPLIANT | 0.24% | no in-house ratios for this holding |
| Freddie Mac | NON_COMPLIANT | 0.24% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.24% | no in-house ratios for this holding |
| Arbor Realty Commercial Real Estate Notes | UNSCREENED | 0.24% | no in-house ratios for this holding |
| RFR Trust | UNSCREENED | 0.24% | no in-house ratios for this holding |
| Chase Mortgage Finance Corporation | UNSCREENED | 0.24% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.23% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.23% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.23% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.23% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.23% | no in-house ratios for this holding |
| Woodward Capital Management | UNSCREENED | 0.23% | no in-house ratios for this holding |
| Woodward Capital Management | UNSCREENED | 0.23% | no in-house ratios for this holding |
| TIME WARNER CABLE LLC | UNSCREENED | 0.23% | no in-house ratios for this holding |
| DK Trust | UNSCREENED | 0.23% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.23% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.22% | no in-house ratios for this holding |
| JP Morgan Mortgage Trust | UNSCREENED | 0.22% | no in-house ratios for this holding |
| PRP Advisors, LLC | UNSCREENED | 0.22% | no in-house ratios for this holding |
| Saluda Grade Alternative Mortgage Trust | UNSCREENED | 0.22% | no in-house ratios for this holding |
| CAMB Commercial Mortgage Trust | UNSCREENED | 0.21% | no in-house ratios for this holding |
| Arbor Realty Commercial Real Estate Notes | UNSCREENED | 0.21% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.21% | no in-house ratios for this holding |
| Saluda Grade Alternative Mortgage Trust | UNSCREENED | 0.21% | no in-house ratios for this holding |
| JP Morgan Mortgage Trust | UNSCREENED | 0.21% | no in-house ratios for this holding |
| PRP Advisors, LLC | UNSCREENED | 0.20% | no in-house ratios for this holding |
| JP Morgan Mortgage Trust | UNSCREENED | 0.20% | no in-house ratios for this holding |
| JP Morgan Mortgage Trust | UNSCREENED | 0.20% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.20% | no in-house ratios for this holding |
| EQT Trust 2024-EXTR | UNSCREENED | 0.20% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.20% | no in-house ratios for this holding |
| AVOLON HOLDINGS FNDG LTD | UNSCREENED | 0.20% | no in-house ratios for this holding |
| CNC CENTENE CORP | NON_COMPLIANT | 0.19% | AAOIFI50.5% Usmani19.4% Dow Jones Islamic62.6% S&P Shariah53.4% MSCI Islamic19.4% MSCI Islamic M-Series53.4% FTSE Shariah19.4% |
| BAC BANK OF AMERICA CORP | NON_COMPLIANT | 0.19% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| FOUNDRY JV HOLDCO LLC | UNSCREENED | 0.19% | no in-house ratios for this holding |
| SPRINT CAPITAL CORP | UNSCREENED | 0.19% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.19% | no in-house ratios for this holding |
| UNITED AIRLINES INC | UNSCREENED | 0.19% | no in-house ratios for this holding |
| Wellesley Park CLO LTD | UNSCREENED | 0.19% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.18% | no in-house ratios for this holding |
| NTT FINANCE CORP | UNSCREENED | 0.18% | no in-house ratios for this holding |
| Bain Capital Credit CLO, Limited | UNSCREENED | 0.18% | no in-house ratios for this holding |
| Freddie Mac | NON_COMPLIANT | 0.18% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.18% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.18% | no in-house ratios for this holding |
| CI FINANCIAL CORP | UNSCREENED | 0.18% | no in-house ratios for this holding |
| PRP Advisors, LLC | UNSCREENED | 0.18% | no in-house ratios for this holding |
| TFC TRUIST FINANCIAL CORP | NON_COMPLIANT | 0.18% | AAOIFI110.7% Usmani12.6% Dow Jones Islamic124.2% S&P Shariah135.1% MSCI Islamic12.6% MSCI Islamic M-Series135.1% FTSE Shariah12.6% |
| BARC.L BARCLAYS PLC | NON_COMPLIANT | 0.18% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| CITIBANK NA | UNSCREENED | 0.18% | no in-house ratios for this holding |
| Textainer Marine Containers Limited | UNSCREENED | 0.18% | no in-house ratios for this holding |
| GBX Leasing 2022-1 LLC. | UNSCREENED | 0.17% | no in-house ratios for this holding |
| JPM JPMORGAN CHASE & CO | NON_COMPLIANT | 0.17% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| Fannie Mae | NON_COMPLIANT | 0.17% | no in-house ratios for this holding |
| MS MORGAN STANLEY | NON_COMPLIANT | 0.17% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| MF1 | UNSCREENED | 0.17% | no in-house ratios for this holding |
| FIGRE Trust | UNSCREENED | 0.17% | no in-house ratios for this holding |
| C CITIGROUP INC | NON_COMPLIANT | 0.17% | AAOIFI159.2% Usmani13.8% Dow Jones Islamic214.6% S&P Shariah251.0% MSCI Islamic13.8% MSCI Islamic M-Series251.0% FTSE Shariah13.8% |
| Hudson Yards | UNSCREENED | 0.17% | no in-house ratios for this holding |
| SABRA HEALTH CARE LP | UNSCREENED | 0.17% | no in-house ratios for this holding |
| COMMONSPIRIT HEALTH | UNSCREENED | 0.16% | no in-house ratios for this holding |
| DBGS Mortgage Trust | UNSCREENED | 0.16% | no in-house ratios for this holding |
| BARC.L BARCLAYS PLC | NON_COMPLIANT | 0.16% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| JP Morgan Mortgage Trust | UNSCREENED | 0.16% | no in-house ratios for this holding |
| HSBC BANK USA NA | UNSCREENED | 0.16% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.16% | no in-house ratios for this holding |
| UNITED AIR 2023-1 A PTT | UNSCREENED | 0.16% | no in-house ratios for this holding |
| BX Trust | UNSCREENED | 0.16% | no in-house ratios for this holding |
| JP Morgan Mortgage Trust | UNSCREENED | 0.16% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.16% | no in-house ratios for this holding |
| ET ENERGY TRANSFER LP | NON_COMPLIANT | 0.15% | AAOIFI94.8% Usmani47.4% Dow Jones Islamic120.8% S&P Shariah134.5% MSCI Islamic47.4% MSCI Islamic M-Series134.5% FTSE Shariah46.2% |
| United States Treasury | NON_COMPLIANT | 0.15% | no in-house ratios for this holding |
| HESS CORP | UNSCREENED | 0.15% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.15% | no in-house ratios for this holding |
| PRP Advisors, LLC | UNSCREENED | 0.15% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.15% | no in-house ratios for this holding |
| Magnetite CLO Ltd | UNSCREENED | 0.15% | no in-house ratios for this holding |
| BRIGHTHSE FIN GLBL FUND | UNSCREENED | 0.15% | no in-house ratios for this holding |
| JP Morgan Mortgage Trust | UNSCREENED | 0.15% | no in-house ratios for this holding |
| JP Morgan Mortgage Trust | UNSCREENED | 0.15% | no in-house ratios for this holding |
| VDCM Commercial Mortgage Trust | UNSCREENED | 0.14% | no in-house ratios for this holding |
| AEP AMERICAN ELECTRIC POWER | NON_COMPLIANT | 0.14% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| EQT Trust 2024-EXTR | UNSCREENED | 0.14% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.14% | no in-house ratios for this holding |
| AVOLON HOLDINGS FNDG LTD | UNSCREENED | 0.14% | no in-house ratios for this holding |
| Babson CLO Ltd | UNSCREENED | 0.14% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.14% | no in-house ratios for this holding |
| AMER AIRLINE 17-1 AA PTT | UNSCREENED | 0.14% | no in-house ratios for this holding |
| SANTANDER UK GROUP HLDGS | UNSCREENED | 0.14% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.14% | no in-house ratios for this holding |
| OCP CLO Ltd | UNSCREENED | 0.14% | no in-house ratios for this holding |
| HSBA.L HSBC HOLDINGS PLC | NON_COMPLIANT | 0.14% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| INTC INTEL CORP | COMPLIANT | 0.14% | AAOIFI9.2% Usmani25.0% Dow Jones Islamic23.9% S&P Shariah26.3% MSCI Islamic25.0% MSCI Islamic M-Series26.3% FTSE Shariah25.0% |
| United States Treasury | NON_COMPLIANT | 0.14% | no in-house ratios for this holding |
| AEP TEXAS INC | UNSCREENED | 0.13% | no in-house ratios for this holding |
| AMZN AMAZON.COM INC | QUESTIONABLE | 0.13% | AAOIFI8.2% Usmani22.1% Dow Jones Islamic9.6% S&P Shariah10.6% MSCI Islamic20.9% MSCI Islamic M-Series10.6% FTSE Shariah12.1% |
| Freddie Mac | NON_COMPLIANT | 0.13% | no in-house ratios for this holding |
| AETNA INC | UNSCREENED | 0.13% | no in-house ratios for this holding |
| PRP Advisors, LLC | UNSCREENED | 0.13% | no in-house ratios for this holding |
| CLI Funding LLC | UNSCREENED | 0.13% | no in-house ratios for this holding |
| NMIH NMI HOLDINGS | NON_COMPLIANT | 0.13% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| VISTRA OPERATIONS CO LLC | UNSCREENED | 0.13% | no in-house ratios for this holding |
| Arbor Realty Commercial Real Estate Notes | UNSCREENED | 0.13% | no in-house ratios for this holding |
| PACIFIC GAS & ELECTRIC | UNSCREENED | 0.13% | no in-house ratios for this holding |
| ENEL FINANCE INTL NV | UNSCREENED | 0.13% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.13% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.13% | no in-house ratios for this holding |
| GS GOLDMAN SACHS GROUP INC | NON_COMPLIANT | 0.13% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| United States Treasury | NON_COMPLIANT | 0.13% | no in-house ratios for this holding |
| Woodward Capital Management | UNSCREENED | 0.12% | no in-house ratios for this holding |
| JP Morgan Mortgage Trust | UNSCREENED | 0.12% | no in-house ratios for this holding |
| DAYTON POWER & LIGHT CO/ | UNSCREENED | 0.12% | no in-house ratios for this holding |
| GOLDMAN SACHS CAPITAL I | UNSCREENED | 0.12% | no in-house ratios for this holding |
| GEHC GE HEALTHCARE TECH INC | NON_COMPLIANT | 0.12% | AAOIFI34.9% Usmani28.5% Dow Jones Islamic30.2% S&P Shariah30.1% MSCI Islamic28.4% MSCI Islamic M-Series30.1% FTSE Shariah27.3% |
| AERCAP IRELAND CAP/GLOBA | UNSCREENED | 0.12% | no in-house ratios for this holding |
| UNITED MEXICAN STATES | UNSCREENED | 0.12% | no in-house ratios for this holding |
| SPACE EXPLORATION TECH | UNSCREENED | 0.12% | no in-house ratios for this holding |
| SAN.MC BANCO SANTANDER SA | NON_COMPLIANT | 0.12% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Flatiron CLO Ltd | UNSCREENED | 0.12% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 0.12% | no in-house ratios for this holding |
| Arbor Realty Collateralized Loan Obligation Ltd | UNSCREENED | 0.12% | no in-house ratios for this holding |
| NVDA NVIDIA CORP | COMPLIANT | 0.12% | AAOIFI1.1% Usmani12.1% Dow Jones Islamic0.9% S&P Shariah1.1% MSCI Islamic12.1% MSCI Islamic M-Series1.1% FTSE Shariah10.4% |
| United States Treasury | NON_COMPLIANT | 0.12% | no in-house ratios for this holding |
| PRP Advisors, LLC | UNSCREENED | 0.12% | no in-house ratios for this holding |
| SPACE EXPLORATION TECH | UNSCREENED | 0.12% | no in-house ratios for this holding |
| AVOLON HOLDINGS FNDG LTD | UNSCREENED | 0.12% | no in-house ratios for this holding |
| Ellington Financial Mortgage Trust | UNSCREENED | 0.12% | no in-house ratios for this holding |
| JPM JPMORGAN CHASE & CO | NON_COMPLIANT | 0.12% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| United States Treasury | NON_COMPLIANT | 0.12% | no in-house ratios for this holding |
| VISTRA OPERATIONS CO LLC | UNSCREENED | 0.12% | no in-house ratios for this holding |
| FORD MOTOR CREDIT CO LLC | UNSCREENED | 0.12% | no in-house ratios for this holding |
| CANADIAN IMPERIAL BANK | UNSCREENED | 0.11% | no in-house ratios for this holding |
| FIGRE Trust | UNSCREENED | 0.11% | no in-house ratios for this holding |
| DEUTSCHE BANK NY | UNSCREENED | 0.11% | no in-house ratios for this holding |
| D DOMINION ENERGY INC | NON_COMPLIANT | 0.11% | AAOIFI86.6% Usmani42.8% Dow Jones Islamic102.1% S&P Shariah112.1% MSCI Islamic42.3% MSCI Islamic M-Series112.1% FTSE Shariah41.7% |
| US BANCORP | UNSCREENED | 0.11% | no in-house ratios for this holding |
| MS MORGAN STANLEY | NON_COMPLIANT | 0.11% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| IBM CORP | UNSCREENED | 0.11% | no in-house ratios for this holding |
| VISTRA OPERATIONS CO LLC | UNSCREENED | 0.11% | no in-house ratios for this holding |
| Taubman Centers Commercial Mortgage Trust | UNSCREENED | 0.11% | no in-house ratios for this holding |
| ETN EATON CORP | COMPLIANT | 0.11% | AAOIFI13.4% Usmani38.0% Dow Jones Islamic15.6% S&P Shariah16.9% MSCI Islamic38.0% MSCI Islamic M-Series16.9% FTSE Shariah36.7% |
| EXPN.L EXPERIAN | COMPLIANT | 0.11% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahfail |
| FORD MOTOR CREDIT CO LLC | UNSCREENED | 0.11% | no in-house ratios for this holding |
| CRM SALESFORCE INC | COMPLIANT | 0.11% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| PSEG POWER LLC | UNSCREENED | 0.11% | no in-house ratios for this holding |
| MF1 | UNSCREENED | 0.11% | no in-house ratios for this holding |
| IMPERIAL BRANDS FIN PLC | UNSCREENED | 0.11% | no in-house ratios for this holding |
| GEV GE VERNOVA INC | COMPLIANT | 0.11% | AAOIFI1.1% Usmani3.5% Dow Jones Islamic1.7% S&P Shariah2.0% MSCI Islamic3.5% MSCI Islamic M-Series2.0% FTSE Shariah3.5% |
| CLX CLOROX COMPANY | NON_COMPLIANT | 0.11% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| LLOY.L LLOYDS BANKING GROUP PLC | NON_COMPLIANT | 0.11% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| DAL DELTA AIR LINES INC | NON_COMPLIANT | 0.11% | AAOIFI35.9% Usmani21.9% Dow Jones Islamic46.8% S&P Shariah52.9% MSCI Islamic21.9% MSCI Islamic M-Series52.9% FTSE Shariah15.0% |
| PEACEHEALTH OBLIGATED GR | UNSCREENED | 0.11% | no in-house ratios for this holding |
| NEXTERA ENERGY CAPITAL | UNSCREENED | 0.11% | no in-house ratios for this holding |
| ROMANIA | UNSCREENED | 0.11% | no in-house ratios for this holding |
| ORCL ORACLE CORP | NON_COMPLIANT | 0.11% | AAOIFI34.1% Usmani64.0% Dow Jones Islamic30.7% S&P Shariah35.2% MSCI Islamic61.0% MSCI Islamic M-Series35.2% FTSE Shariah49.5% |
| NEXTERA ENERGY CAPITAL | UNSCREENED | 0.11% | no in-house ratios for this holding |
| DUK DUKE ENERGY CORP | NON_COMPLIANT | 0.11% | AAOIFI95.1% Usmani45.3% Dow Jones Islamic98.9% S&P Shariah107.5% MSCI Islamic45.0% MSCI Islamic M-Series107.5% FTSE Shariah44.4% |
| ORCL ORACLE CORP | NON_COMPLIANT | 0.11% | AAOIFI34.1% Usmani64.0% Dow Jones Islamic30.7% S&P Shariah35.2% MSCI Islamic61.0% MSCI Islamic M-Series35.2% FTSE Shariah49.5% |
| Chicago Board of Trade | UNSCREENED | 0.10% | no in-house ratios for this holding |
| LEIDOS INC | UNSCREENED | 0.10% | no in-house ratios for this holding |
| JPM JPMORGAN CHASE & CO | NON_COMPLIANT | 0.10% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| SMBC AVIATION CAPITAL FI | UNSCREENED | 0.10% | no in-house ratios for this holding |
| WFC WELLS FARGO & COMPANY | NON_COMPLIANT | 0.10% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| WFC WELLS FARGO & COMPANY | NON_COMPLIANT | 0.10% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| ONESKY CLASS A LOAN TRU | UNSCREENED | 0.10% | no in-house ratios for this holding |
| ELECTRICITE DE FRANCE SA | UNSCREENED | 0.10% | no in-house ratios for this holding |
| NI NISOURCE INC | NON_COMPLIANT | 0.10% | AAOIFI82.1% Usmani43.4% Dow Jones Islamic85.6% S&P Shariah99.5% MSCI Islamic43.4% MSCI Islamic M-Series99.5% FTSE Shariah43.4% |
The published standards disagree about this fund by 1 points of portfolio weight — 5.1% of it passes Dow Jones Islamic, 4.2% passes MSCI Islamic. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 4.6% ratios fail on 13.7% 83.1% not rated under AAOIFI
ratios pass on 4.5% ratios fail on 10.7% 86.2% not rated under Usmani
ratios pass on 5.1% ratios fail on 13.1% 83.2% not rated under Dow Jones Islamic
ratios pass on 4.5% ratios fail on 13.6% 83.4% not rated under S&P Shariah
ratios pass on 4.2% ratios fail on 11.1% 86.1% not rated under MSCI Islamic
ratios pass on 4.5% ratios fail on 13.7% 83.2% not rated under MSCI Islamic M-Series
ratios pass on 4.7% ratios fail on 10.7% 86.0% not rated under FTSE Shariah
175 of 894 listed holdings carry our own per-methodology verdicts (19% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 137 (15% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
| Non-compliant holding | Weight |
|---|---|
| Government National Mortgage Association | 1.37% |
| United States Treasury | 0.95% |
| United States Treasury | 0.80% |
| United States Treasury | 0.77% |
| United States Treasury | 0.69% |
| United States Treasury | 0.67% |
| United States Treasury | 0.67% |
| United States Treasury | 0.64% |
| Government National Mortgage Association | 0.63% |
| United States Treasury | 0.62% |
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
Investment Grade Bond Fund (RFAYX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.
| Holding | Weight | Verdict |
|---|---|---|
| Russell Investments Trust Company Commingled Employee Benefit Funds Trust-U.S. Cash Management Fundnot matched to a ticker | 7.93% | Not screened |
| Government National Mortgage Associationnot matched to a ticker | 1.37% | Non-compliant |
| United States Treasurynot matched to a ticker | 0.95% | Non-compliant |
| United States Treasurynot matched to a ticker | 0.80% | Non-compliant |
| United States Treasurynot matched to a ticker | 0.77% | Non-compliant |
| BX Trustnot matched to a ticker | 0.73% | Not screened |
| United States Treasurynot matched to a ticker | 0.69% | Non-compliant |
| Apna Park CLO DACnot matched to a ticker | 0.68% | Not screened |
| United States Treasurynot matched to a ticker | 0.67% | Non-compliant |
| United States Treasurynot matched to a ticker | 0.67% | Non-compliant |
Top 10 of 894 holdings, 15.3% of the fund by weight. Every holding is screened, not only these.
The positions keeping this fund short of 100% compliant by weight.
Verdict history for RFAYX. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
ℹ️ no compliance scan has run for 3 days - this is not a reading of today
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
This fund prices once a day, so its bars carry no intraday high or low — floor-trader pivots are not defined for it.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 35.00 | NEUTRAL |
| Stochastic %K (14) | 20.51 | NEUTRAL |
| CCI (20) | -59.09 | NEUTRAL |
| Williams %R (14) | -79.49 | NEUTRAL |
| MACD (12,26,9) | -0.00 | SELL |
| ROC (10) | -0.63 | SELL |
| Momentum (10) | -0.11 | SELL |
| EMA (10) | 17.31 | SELL |
| SMA (10) | 17.28 | BUY |
| EMA (20) | 17.39 | SELL |
| SMA (20) | 17.40 | SELL |
| EMA (30) | 17.46 | SELL |
| SMA (30) | 17.50 | SELL |
| EMA (50) | 17.55 | SELL |
| SMA (50) | 17.62 | SELL |
| EMA (100) | 17.66 | SELL |
| SMA (100) | 17.73 | SELL |
| EMA (200) | 17.74 | SELL |
| SMA (200) | 17.79 | SELL |
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.