Verdicts genuinely change. Free email alert the moment RLDAX's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
Victory Low Duration Bond Fund · Victory Portfolios
259 holdings
This fund holds short positions, so exposure is counted gross — long and short both count as exposure rather than netting off, and the weights below therefore sum to 101% of net assets rather than 100%. Shares of the portfolio are shown as shares of that gross exposure.
NON-COMPLIANT At least 43.20% of portfolio weight is in non-compliant holdings — already over the 5% threshold, so the verdict is settled whatever the unmatched 54% turns out to be. Matching more holdings can only raise this share, never lower it.
19.71% of that is conventional interest-bearing debt, identified from the fund's own filing rather than by screening an issuer. Sukuk are deliberately excluded from this test and are never counted here.
259 holdings, 94 matched (46% of weight). Portfolio as of 2026-06-30, filed 2026-08-26. Source: SEC Form N-PORT.
15.89% of this portfolio’s income is non-permissible — weighted across holdings, computed over 16% of portfolio weight (38 of 259 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
Portfolio shares are withheld: coverage is below the floor needed to state one. The holdings themselves are below, because the names are evidence you can check.
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| United States of America | NON_COMPLIANT | 3.40% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 1.87% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 1.81% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 1.25% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 1.21% | no in-house ratios for this holding |
| AR ANTERO RESOURCES CORPORATION | NON_COMPLIANT | 0.99% | AAOIFI37.8% Usmani30.3% Dow Jones Islamic42.6% S&P Shariah46.0% MSCI Islamic30.3% MSCI Islamic M-Series46.0% FTSE Shariah17.2% |
| Bacardi-Martini B.V. | UNSCREENED | 0.97% | no in-house ratios for this holding |
| ARE ALEXANDRIA REAL ESTATE EQUITIES, INC. | NON_COMPLIANT | 0.97% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| BARC.L BARCLAYS PLC | NON_COMPLIANT | 0.94% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| AVIS BUDGET RENTAL CAR FUNDING | UNSCREENED | 0.94% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.94% | no in-house ratios for this holding |
| SHB-A.ST Svenska Handelsbanken AB | NON_COMPLIANT | 0.93% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| HERTZ VEHICLE FINANCING III LLC | UNSCREENED | 0.91% | no in-house ratios for this holding |
| UHS UNIVERSAL HEALTH SERVICES, INC. | NON_COMPLIANT | 0.83% | AAOIFI52.8% Usmani33.0% Dow Jones Islamic45.9% S&P Shariah48.2% MSCI Islamic33.0% MSCI Islamic M-Series48.2% FTSE Shariah30.4% |
| American Airlines 2015-2 Pass Through Trusts | UNSCREENED | 0.75% | no in-house ratios for this holding |
| Federal National Mortgage Association | NON_COMPLIANT | 0.71% | no in-house ratios for this holding |
| AVIATION CAPITAL GROUP LLC | UNSCREENED | 0.63% | no in-house ratios for this holding |
| ULS UL SOLUTIONS INC. | COMPLIANT | 0.63% | AAOIFI3.2% Usmani15.3% Dow Jones Islamic3.4% S&P Shariahpass MSCI Islamic15.3% MSCI Islamic M-Seriespass FTSE Shariah9.7% |
| VAR.OL VAR ENERGI ASA | NON_COMPLIANT | 0.63% | AAOIFI44.6% Usmani24.6% Dow Jones Islamic— S&P Shariah— MSCI Islamic23.7% MSCI Islamic M-Series— FTSE Shariah23.7% |
| BAC BANK OF AMERICA CORPORATION | NON_COMPLIANT | 0.63% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| EFN.TO Element Fleet Management Corp. | NON_COMPLIANT | 0.63% | AAOIFI129.7% Usmani69.7% Dow Jones Islamic— S&P Shariah— MSCI Islamic69.7% MSCI Islamic M-Series— FTSE Shariah69.7% |
| GLS AUTO SELECT RECEIVABLES TRUST | UNSCREENED | 0.63% | no in-house ratios for this holding |
| ACT ENACT HOLDINGS, INC. | NON_COMPLIANT | 0.62% | AAOIFI11.0% Usmani10.7% Dow Jones Islamic13.6% S&P Shariah14.5% MSCI Islamic10.7% MSCI Islamic M-Series14.5% FTSE Shariah10.7% |
| BMO.TO BANK OF MONTREAL | NON_COMPLIANT | 0.62% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| COREBRIDGE GLOBAL FUNDING | UNSCREENED | 0.62% | no in-house ratios for this holding |
| OTEX Open Text Corporation | NON_COMPLIANT | 0.62% | AAOIFI74.5% Usmani45.6% Dow Jones Islamic85.6% S&P Shariah78.8% MSCI Islamic45.6% MSCI Islamic M-Series78.8% FTSE Shariah44.0% |
| FORTITUDE GROUP HOLDINGS, LLC | UNSCREENED | 0.62% | no in-house ratios for this holding |
| FG F&G ANNUITIES & LIFE, INC. | NON_COMPLIANT | 0.62% | AAOIFI68.3% Usmani2.2% Dow Jones Islamic52.6% S&P Shariah51.3% MSCI Islamic2.2% MSCI Islamic M-Series51.3% FTSE Shariah2.2% |
| NMIH NMI HOLDINGS, INC. | NON_COMPLIANT | 0.62% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| ENTERPRISE FLEET FINANCING LLC | UNSCREENED | 0.62% | no in-house ratios for this holding |
| CCG RECEIVABLES TRUST | UNSCREENED | 0.62% | no in-house ratios for this holding |
| METROPOLITAN LIFE GLOBAL FUNDING I | UNSCREENED | 0.62% | no in-house ratios for this holding |
| ANG-PD AMERICAN NATIONAL GROUP INC. | NON_COMPLIANT | 0.62% | AAOIFI159.9% Usmani2.2% Dow Jones Islamic1251693.9% S&P Shariahfail MSCI Islamic2.2% MSCI Islamic M-Seriesfail FTSE Shariah2.2% |
| GS THE GOLDMAN SACHS GROUP, INC. | NON_COMPLIANT | 0.61% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| HEALTH CARE SERVICE CORP MUT LEG RES CO | UNSCREENED | 0.61% | no in-house ratios for this holding |
| NBS.L Nationwide Building Society | NON_COMPLIANT | 0.61% | AAOIFIfail Usmani15.4% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic15.4% MSCI Islamic M-Seriesfail FTSE Shariah15.4% |
| GLE.PA SOCIETE GENERALE SA | NON_COMPLIANT | 0.61% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| NISSAN MOTOR ACCEPTANCE COMPANY LLC | UNSCREENED | 0.61% | no in-house ratios for this holding |
| JPM JPMORGAN CHASE & CO. | NON_COMPLIANT | 0.61% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| CM.TO CANADIAN IMPERIAL BANK OF COMMERCE | NON_COMPLIANT | 0.61% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| SWED-A.ST Swedbank AB | NON_COMPLIANT | 0.61% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| NEW YORK LIFE GLOBAL FUNDING | UNSCREENED | 0.61% | no in-house ratios for this holding |
| DEUTSCHE BANK AG NEW YORK BRANCH | UNSCREENED | 0.61% | no in-house ratios for this holding |
| HPEFS EQUIPMENT TRUST | UNSCREENED | 0.61% | no in-house ratios for this holding |
| SDLF.L STANDARD LIFE PLC | NON_COMPLIANT | 0.61% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| USB U.S. BANCORP | NON_COMPLIANT | 0.61% | AAOIFI38.7% Usmani5.1% Dow Jones Islamic49.4% S&P Shariah54.1% MSCI Islamic5.1% MSCI Islamic M-Series54.1% FTSE Shariah5.1% |
| United States of America | NON_COMPLIANT | 0.61% | no in-house ratios for this holding |
| SBA TOWER TRUST | UNSCREENED | 0.61% | no in-house ratios for this holding |
| VOLKSWAGEN GROUP OF AMERICA FINANCE, LLC | UNSCREENED | 0.61% | no in-house ratios for this holding |
| SAMMONS FINANCIAL GROUP, INC. | UNSCREENED | 0.60% | no in-house ratios for this holding |
| ENSTAR GROUP LIMITED | UNSCREENED | 0.60% | no in-house ratios for this holding |
| UBSG.SW UBS Group AG | NON_COMPLIANT | 0.60% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| FORD MOTOR CREDIT COMPANY LLC | UNSCREENED | 0.60% | no in-house ratios for this holding |
| Government National Mortgage Association | NON_COMPLIANT | 0.60% | no in-house ratios for this holding |
| CARS DB | UNSCREENED | 0.57% | no in-house ratios for this holding |
| OCCU AUTO RECEIVABLES TRUST | UNSCREENED | 0.57% | no in-house ratios for this holding |
| CYRUSONE DATA CENTER ISSUER LLC | UNSCREENED | 0.55% | no in-house ratios for this holding |
| Federal National Mortgage Association | NON_COMPLIANT | 0.53% | no in-house ratios for this holding |
| POST ROAD EQUIPMENT FINANCE LLC | UNSCREENED | 0.52% | no in-house ratios for this holding |
| ABN.AS ABN AMRO Bank N.V. | NON_COMPLIANT | 0.51% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| GXO GXO LOGISTICS, INC. | NON_COMPLIANT | 0.50% | AAOIFI110.4% Usmani53.3% Dow Jones Islamic105.4% S&P Shariah102.0% MSCI Islamic49.5% MSCI Islamic M-Series102.0% FTSE Shariah25.9% |
| RGA GLOBAL FUNDING | UNSCREENED | 0.50% | no in-house ratios for this holding |
| PROTECTIVE LIFE GLOBAL FUNDING | UNSCREENED | 0.49% | no in-house ratios for this holding |
| PENSKE TRUCK LEASING CO., L.P. | UNSCREENED | 0.49% | no in-house ratios for this holding |
| Government National Mortgage Association | NON_COMPLIANT | 0.49% | no in-house ratios for this holding |
| GA GLOBAL FUNDING TRUST | UNSCREENED | 0.49% | no in-house ratios for this holding |
| LAD AUTO RECEIVABLES TRUST | UNSCREENED | 0.49% | no in-house ratios for this holding |
| RHODE IS ST STUDENT LN AUTH ED LN REV | UNSCREENED | 0.49% | no in-house ratios for this holding |
| PENFED AUTO RECEIVABLES OWNER TRUST | UNSCREENED | 0.49% | no in-house ratios for this holding |
| Federal National Mortgage Association | NON_COMPLIANT | 0.47% | no in-house ratios for this holding |
| CHESAPEAKE FUNDING LLC | UNSCREENED | 0.46% | no in-house ratios for this holding |
| Air Canada 2015-2 Pass Through Trusts | UNSCREENED | 0.45% | no in-house ratios for this holding |
| Government National Mortgage Association | NON_COMPLIANT | 0.44% | no in-house ratios for this holding |
| AMP AMERIPRISE FINANCIAL, INC. | NON_COMPLIANT | 0.44% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| Santander Holdings USA, Inc. | UNSCREENED | 0.43% | no in-house ratios for this holding |
| MARS, INCORPORATED | UNSCREENED | 0.43% | no in-house ratios for this holding |
| NMEF FUNDING LLC | UNSCREENED | 0.43% | no in-house ratios for this holding |
| FORD CREDIT FLOORPLAN MASTER OWNER TRUST A | UNSCREENED | 0.43% | no in-house ratios for this holding |
| OSCAR US FUNDING TRUST | UNSCREENED | 0.42% | no in-house ratios for this holding |
| HP HELMERICH & PAYNE, INC. | NON_COMPLIANT | 0.42% | AAOIFI42.0% Usmani29.6% Dow Jones Islamic66.3% S&P Shariah61.7% MSCI Islamic29.6% MSCI Islamic M-Series61.7% FTSE Shariah29.6% |
| CHEVRON PHILLIPS CHEMICAL COMPANY LLC | UNSCREENED | 0.42% | no in-house ratios for this holding |
| Federal National Mortgage Association | NON_COMPLIANT | 0.42% | no in-house ratios for this holding |
| RELIANCE STANDARD LIFE GLOBAL FUNDING II | UNSCREENED | 0.42% | no in-house ratios for this holding |
| CROSSROADS ASSET TRUST | UNSCREENED | 0.41% | no in-house ratios for this holding |
| ENTERPRISE FLEET FINANCING LLC | UNSCREENED | 0.40% | no in-house ratios for this holding |
| CNO GLOBAL FUNDING | UNSCREENED | 0.40% | no in-house ratios for this holding |
| BAM BROOKFIELD ASSET MANAGEMENT LTD. | NON_COMPLIANT | 0.39% | AAOIFI5.6% Usmani20.3% Dow Jones Islamic4.9% S&P Shariah5.5% MSCI Islamic20.3% MSCI Islamic M-Series5.5% FTSE Shariah20.3% |
| CITIGROUP COMMERCIAL MORTGAGE TRUST | UNSCREENED | 0.39% | no in-house ratios for this holding |
| PEAC SOLUTIONS RECEIVABLES | UNSCREENED | 0.38% | no in-house ratios for this holding |
| Government National Mortgage Association | NON_COMPLIANT | 0.38% | no in-house ratios for this holding |
| Freddie Mac | NON_COMPLIANT | 0.38% | no in-house ratios for this holding |
| COMM MORTGAGE TRUST | UNSCREENED | 0.38% | no in-house ratios for this holding |
| CBRE SERVICES, INC. | UNSCREENED | 0.36% | no in-house ratios for this holding |
| LIFESPAN OF MASSACHUSETTS - FALL RIVER, INC. | UNSCREENED | 0.36% | no in-house ratios for this holding |
| LAS VARAS PUB FAC CORP TEX MULTIFAMILY HSG REV | UNSCREENED | 0.36% | no in-house ratios for this holding |
| 2222.SR Saudi Arabian Oil Company | COMPLIANT | 0.35% | AAOIFI5.8% Usmani16.9% Dow Jones Islamicpass S&P Shariahpass MSCI Islamic14.2% MSCI Islamic M-Seriespass FTSE Shariah14.2% |
| TRICON RESIDENTIAL TRUST | UNSCREENED | 0.35% | no in-house ratios for this holding |
| DLLMT LLC | UNSCREENED | 0.34% | no in-house ratios for this holding |
| WELLS FARGO COMMERCIAL MORTGAGE TRUST | UNSCREENED | 0.33% | no in-house ratios for this holding |
| FEDERATION DES CAISSES DESJARDINS DU QUEBEC | UNSCREENED | 0.33% | no in-house ratios for this holding |
| Federal National Mortgage Association | NON_COMPLIANT | 0.33% | no in-house ratios for this holding |
| Freddie Mac | NON_COMPLIANT | 0.33% | no in-house ratios for this holding |
| UNITED AIRLINES 2015-1 PASS THROUGH TRUST | UNSCREENED | 0.32% | no in-house ratios for this holding |
| Freddie Mac | NON_COMPLIANT | 0.32% | no in-house ratios for this holding |
| LADDER CAPITAL FINANCE HOLDINGS LLLP | UNSCREENED | 0.31% | no in-house ratios for this holding |
| ESNT Essent Group Ltd. | NON_COMPLIANT | 0.31% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| Freddie Mac | NON_COMPLIANT | 0.31% | no in-house ratios for this holding |
| SCF EQUIPMENT LEASING LLC | UNSCREENED | 0.31% | no in-house ratios for this holding |
| KEYS KEYSIGHT TECHNOLOGIES, INC. | COMPLIANT | 0.31% | AAOIFI4.8% Usmani23.0% Dow Jones Islamic7.5% S&P Shariah8.4% MSCI Islamic23.0% MSCI Islamic M-Series8.4% FTSE Shariah21.1% |
| SCCU AUTO RECEIVABLES TRUST | UNSCREENED | 0.31% | no in-house ratios for this holding |
| EMERGENT AUTO RECEIVABLES TRUST | UNSCREENED | 0.31% | no in-house ratios for this holding |
| DAIMLER TRUCK FINANCE NORTH AMERICA LLC | UNSCREENED | 0.31% | no in-house ratios for this holding |
| FHN FIRST HORIZON CORPORATION | NON_COMPLIANT | 0.31% | AAOIFI187.6% Usmani26.2% Dow Jones Islamic208.5% S&P Shariah233.7% MSCI Islamic26.2% MSCI Islamic M-Series233.7% FTSE Shariah26.2% |
| YMCA of Greater New York | UNSCREENED | 0.31% | no in-house ratios for this holding |
| VB-S1 ISSUER, LLC | UNSCREENED | 0.31% | no in-house ratios for this holding |
| VERIZON MASTER TRUST | UNSCREENED | 0.31% | no in-house ratios for this holding |
| MERCHANTS FLEET FUNDING LLC | UNSCREENED | 0.31% | no in-house ratios for this holding |
| MMAF EQUIPMENT FINANCE LLC | UNSCREENED | 0.31% | no in-house ratios for this holding |
| MARYLAND ST ECONOMIC DEV CORP REV | UNSCREENED | 0.31% | no in-house ratios for this holding |
| SW.PA SODEXO, INC. | NON_COMPLIANT | 0.31% | AAOIFI64.9% Usmani40.9% Dow Jones Islamic— S&P Shariah— MSCI Islamic36.5% MSCI Islamic M-Series— FTSE Shariah36.5% |
| ATHENE GLOBAL FUNDING | UNSCREENED | 0.31% | no in-house ratios for this holding |
| GENERAL MOTORS FINANCIAL COMPANY, INC. | UNSCREENED | 0.31% | no in-house ratios for this holding |
| VERDANT RECEIVABLES LLC | UNSCREENED | 0.30% | no in-house ratios for this holding |
| CARMAX AUTO OWNER TRUST | UNSCREENED | 0.30% | no in-house ratios for this holding |
| HYT COMMERCIAL MORTGAGE TRUST | UNSCREENED | 0.30% | no in-house ratios for this holding |
| MATTEL, INC. | UNSCREENED | 0.30% | no in-house ratios for this holding |
| CRM SALESFORCE, INC. | COMPLIANT | 0.30% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| T.TO TELUS CORPORATION | NON_COMPLIANT | 0.30% | AAOIFI160.4% Usmani52.8% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic52.8% MSCI Islamic M-Seriesfail FTSE Shariah52.8% |
| BX TRUST | UNSCREENED | 0.30% | no in-house ratios for this holding |
| Truist Bank | UNSCREENED | 0.30% | no in-house ratios for this holding |
| SLG OFFICE TRUST | UNSCREENED | 0.30% | no in-house ratios for this holding |
| EPR EPR PROPERTIES | NON_COMPLIANT | 0.30% | AAOIFI71.8% Usmani54.4% Dow Jones Islamic86.7% S&P Shariah95.5% MSCI Islamic54.4% MSCI Islamic M-Series95.5% FTSE Shariah54.4% |
| CFR CULLEN/FROST BANKERS, INC. | NON_COMPLIANT | 0.30% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| JBL JABIL INC. | COMPLIANT | 0.30% | AAOIFI11.7% Usmani16.3% Dow Jones Islamic16.6% S&P Shariah18.9% MSCI Islamic16.3% MSCI Islamic M-Series18.9% FTSE Shariah14.2% |
| KEY KEYCORP | NON_COMPLIANT | 0.30% | AAOIFI47.1% Usmani5.7% Dow Jones Islamic56.9% S&P Shariah65.9% MSCI Islamic5.7% MSCI Islamic M-Series65.9% FTSE Shariah5.7% |
| SANTANDER BANK, N.A. | UNSCREENED | 0.30% | no in-house ratios for this holding |
| GFH MORTGAGE TRUST | UNSCREENED | 0.30% | no in-house ratios for this holding |
| CLOUD CAPITAL DATA CENTERS | UNSCREENED | 0.30% | no in-house ratios for this holding |
| CREDIT ACCEPTANCE AUTO LOAN TRUST | UNSCREENED | 0.30% | no in-house ratios for this holding |
| GREATAMERICA LEASING RECEIVABLES FUNDING, L.L.C. | UNSCREENED | 0.30% | no in-house ratios for this holding |
| GIB CGI INC. | COMPLIANT | 0.30% | AAOIFI13.9% Usmani16.1% Dow Jones Islamic10.4% S&P Shariah10.0% MSCI Islamic16.1% MSCI Islamic M-Series10.0% FTSE Shariah16.1% |
| AXP AMERICAN EXPRESS COMPANY | NON_COMPLIANT | 0.30% | AAOIFI26.8% Usmani19.2% Dow Jones Islamic27.4% S&P Shariah30.8% MSCI Islamic19.2% MSCI Islamic M-Series30.8% FTSE Shariah19.2% |
| UNITED AUTO CREDIT SECURITIZATION TRUST | UNSCREENED | 0.30% | no in-house ratios for this holding |
| CI THE CIGNA GROUP | NON_COMPLIANT | 0.30% | AAOIFI42.7% Usmani20.3% Dow Jones Islamic40.5% S&P Shariah38.8% MSCI Islamic20.3% MSCI Islamic M-Series38.8% FTSE Shariah20.3% |
| SWCH COMMERCIAL MORTGAGE TRUST | UNSCREENED | 0.30% | no in-house ratios for this holding |
| WHEELS FLEET LEASE FUNDING LLC | UNSCREENED | 0.30% | no in-house ratios for this holding |
| TYCO ELECTRONICS GROUP S.A. | UNSCREENED | 0.30% | no in-house ratios for this holding |
| HYUNDAI CAPITAL AMERICA | UNSCREENED | 0.30% | no in-house ratios for this holding |
| CFG CITIZENS FINANCIAL GROUP, INC. | NON_COMPLIANT | 0.30% | AAOIFI92.6% Usmani11.8% Dow Jones Islamic125.5% S&P Shariah143.3% MSCI Islamic11.8% MSCI Islamic M-Series143.3% FTSE Shariah11.8% |
| CAPTERIS EQUIPMENT FINANCE LLC | UNSCREENED | 0.30% | no in-house ratios for this holding |
| TEXAS CAPITAL BANCSHARES, INC. | UNSCREENED | 0.30% | no in-house ratios for this holding |
| HORACE MANN EDUCATORS CORPORATION | UNSCREENED | 0.30% | no in-house ratios for this holding |
| ANSLEY PARK CAPITAL LLC | UNSCREENED | 0.30% | no in-house ratios for this holding |
| GENPACT UK FINCO PLC | UNSCREENED | 0.30% | no in-house ratios for this holding |
| JERSEY CENTRAL POWER & LIGHT COMPANY | UNSCREENED | 0.30% | no in-house ratios for this holding |
| GPN GLOBAL PAYMENTS INC. | NON_COMPLIANT | 0.30% | AAOIFI95.7% Usmani36.9% Dow Jones Islamic108.0% S&P Shariah96.7% MSCI Islamic36.9% MSCI Islamic M-Series96.7% FTSE Shariah36.9% |
| CommonSpirit Health | UNSCREENED | 0.30% | no in-house ratios for this holding |
| IT GARTNER, INC. | NON_COMPLIANT | 0.30% | AAOIFI28.3% Usmani46.3% Dow Jones Islamic13.9% S&P Shariah12.2% MSCI Islamic46.3% MSCI Islamic M-Series12.2% FTSE Shariah41.4% |
| Freddie Mac | NON_COMPLIANT | 0.30% | no in-house ratios for this holding |
| ONE MANHATTAN WEST | UNSCREENED | 0.29% | no in-house ratios for this holding |
| Government National Mortgage Association | NON_COMPLIANT | 0.29% | no in-house ratios for this holding |
| GOLDMAN SACHS FINANCIAL SQUARE GOVERNMENT FUND | UNSCREENED | 0.29% | no in-house ratios for this holding |
| MSILF Government Portfolio | UNSCREENED | 0.29% | no in-house ratios for this holding |
| HSBC US GOVERNMENT MONEY MARKET FUND | UNSCREENED | 0.29% | no in-house ratios for this holding |
| INVESCO GOVERNMENT & AGENCY PORTFOLIO | UNSCREENED | 0.29% | no in-house ratios for this holding |
| DEXT ABS LLC | UNSCREENED | 0.28% | no in-house ratios for this holding |
| GM FINANCIAL AUTOMOBILE LEASING TRUST | UNSCREENED | 0.28% | no in-house ratios for this holding |
| SCCU AUTO RECEIVABLES TRUST | UNSCREENED | 0.28% | no in-house ratios for this holding |
| RKT ROCKET COMPANIES, INC. | NON_COMPLIANT | 0.27% | AAOIFI27.1% Usmani17.7% Dow Jones Islamic24.8% S&P Shariah26.9% MSCI Islamic17.7% MSCI Islamic M-Series26.9% FTSE Shariah17.7% |
| Federal National Mortgage Association | NON_COMPLIANT | 0.27% | no in-house ratios for this holding |
| LOBEL AUTOMOBILE RECEIVABLES TRUST | UNSCREENED | 0.27% | no in-house ratios for this holding |
| CBA.AX COMMONWEALTH BANK OF AUSTRALIA | NON_COMPLIANT | 0.27% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| United States of America | NON_COMPLIANT | 0.27% | no in-house ratios for this holding |
| TPG OPERATING GROUP II, L.P. | UNSCREENED | 0.27% | no in-house ratios for this holding |
| DINO HF SINCLAIR CORPORATION | COMPLIANT | 0.26% | AAOIFI16.9% Usmani17.1% Dow Jones Islamic34.7% S&P Shariah34.5% MSCI Islamic16.6% MSCI Islamic M-Series34.5% FTSE Shariah14.6% |
| SHR TRUST | UNSCREENED | 0.26% | no in-house ratios for this holding |
| VISTRA OPERATIONS COMPANY LLC | UNSCREENED | 0.25% | no in-house ratios for this holding |
| VALLOUREC SA | UNSCREENED | 0.25% | no in-house ratios for this holding |
| AUXILIOR TERM FUNDING LLC | UNSCREENED | 0.25% | no in-house ratios for this holding |
| Federal National Mortgage Association | NON_COMPLIANT | 0.25% | no in-house ratios for this holding |
| BNS.TO THE BANK OF NOVA SCOTIA | NON_COMPLIANT | 0.25% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| INTU INTUIT INC. | COMPLIANT | 0.25% | AAOIFI9.9% Usmani22.9% Dow Jones Islamic5.4% S&P Shariah5.3% MSCI Islamic22.9% MSCI Islamic M-Series5.3% FTSE Shariah20.8% |
| CARS DB | UNSCREENED | 0.25% | no in-house ratios for this holding |
| FCCU AUTO RECEIVABLES TRUST | UNSCREENED | 0.25% | no in-house ratios for this holding |
| MASSACHUSETTS EDL FING AUTH ED LN REV | UNSCREENED | 0.25% | no in-house ratios for this holding |
| CAPITAL IMPACT PARTNERS | UNSCREENED | 0.25% | no in-house ratios for this holding |
| CREDIT ACCEPTANCE AUTO LOAN TRUST | UNSCREENED | 0.24% | no in-house ratios for this holding |
| BLUE OWL CREDIT INCOME CORP. | UNSCREENED | 0.24% | no in-house ratios for this holding |
| COLUMBUS OHIO MET HSG AUTH GEN REV | UNSCREENED | 0.24% | no in-house ratios for this holding |
| QTS ISSUER ABS II LLC | UNSCREENED | 0.24% | no in-house ratios for this holding |
| TESLA ELECTRIC VEHICLE TRUST | UNSCREENED | 0.24% | no in-house ratios for this holding |
| AMERICAN CREDIT ACCEPTANCE RECEIVABLES TRUST | UNSCREENED | 0.24% | no in-house ratios for this holding |
| TD THE TORONTO-DOMINION BANK | NON_COMPLIANT | 0.24% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| ARES STRATEGIC INCOME FUND | UNSCREENED | 0.24% | no in-house ratios for this holding |
| STELLANTIS FINANCIAL SERVICES US CORP. | UNSCREENED | 0.24% | no in-house ratios for this holding |
| COF CAPITAL ONE FINANCIAL CORPORATION | NON_COMPLIANT | 0.24% | AAOIFI38.5% Usmani7.6% Dow Jones Islamic49.3% S&P Shariah60.5% MSCI Islamic7.6% MSCI Islamic M-Series60.5% FTSE Shariah7.6% |
| BLACKSTONE PRIVATE CREDIT FUND | UNSCREENED | 0.24% | no in-house ratios for this holding |
| TRILLIUM CREDIT CARD TRUST II | UNSCREENED | 0.24% | no in-house ratios for this holding |
| MEDLINE BORROWER, LP | UNSCREENED | 0.24% | no in-house ratios for this holding |
| WEIR.L WEIR GROUP INC. | COMPLIANT | 0.24% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahfail |
| FIRST INVESTORS AUTO OWNER TRUST | UNSCREENED | 0.24% | no in-house ratios for this holding |
| WESTLAKE AUTOMOBILE RECEIVABLES TRUST | UNSCREENED | 0.24% | no in-house ratios for this holding |
| MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION | UNSCREENED | 0.24% | no in-house ratios for this holding |
| ATLAS WAREHOUSE LENDING COMPANY, L.P. | UNSCREENED | 0.24% | no in-house ratios for this holding |
| BX COMMERCIAL MORTGAGE TRUST | UNSCREENED | 0.24% | no in-house ratios for this holding |
| M.S.D. INVESTMENT CORP. | UNSCREENED | 0.24% | no in-house ratios for this holding |
| RETAINED VANTAGE DATA CENTERS ISSUER LLC | UNSCREENED | 0.24% | no in-house ratios for this holding |
| PSNH FUNDING LLC | UNSCREENED | 0.24% | no in-house ratios for this holding |
| STELLANTIS FINANCIAL UNDERWRITTEN ENHANCED LEASE TRUST | UNSCREENED | 0.24% | no in-house ratios for this holding |
| Freddie Mac | NON_COMPLIANT | 0.23% | no in-house ratios for this holding |
| Government National Mortgage Association | NON_COMPLIANT | 0.23% | no in-house ratios for this holding |
| ARBOR MULTIFAMILY MORTGAGE SECURITIES TRUST | UNSCREENED | 0.23% | no in-house ratios for this holding |
| ONE BRYANT PARK TRUST | UNSCREENED | 0.22% | no in-house ratios for this holding |
| Banco Santander Mexico, S.A., Institucion de Banca Multiple, Grupo Financiero Santander Mexico | UNSCREENED | 0.22% | no in-house ratios for this holding |
| ALLY BANK AUTO CREDIT-LINKED NOTES | UNSCREENED | 0.22% | no in-house ratios for this holding |
| CLARUS CAPITAL FUNDING LLC | UNSCREENED | 0.21% | no in-house ratios for this holding |
| NMEF FUNDING LLC | UNSCREENED | 0.21% | no in-house ratios for this holding |
| Freddie Mac | NON_COMPLIANT | 0.20% | no in-house ratios for this holding |
| SECURITIZED TERM AUTO RECEIVABLES TRUST | UNSCREENED | 0.20% | no in-house ratios for this holding |
| TRUIST BANK AUTO CREDIT-LINKED NOTES | UNSCREENED | 0.19% | no in-house ratios for this holding |
| AHL-PE ASPEN INSURANCE HOLDINGS LIMITED | NON_COMPLIANT | 0.19% | AAOIFI17.4% Usmani1.8% Dow Jones Islamic22.5% S&P Shariah24.6% MSCI Islamic1.8% MSCI Islamic M-Series24.6% FTSE Shariah1.8% |
| 285A.T Kioxia Holdings Corporation | COMPLIANT | 0.19% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahfail |
| ALA TRUST | UNSCREENED | 0.18% | no in-house ratios for this holding |
| LADDER CAPITAL FINANCE HOLDINGS LLLP | UNSCREENED | 0.18% | no in-house ratios for this holding |
| DELL EQUIPMENT FINANCE TRUST | UNSCREENED | 0.18% | no in-house ratios for this holding |
| APO APOLLO GLOBAL MANAGEMENT, INC. | NON_COMPLIANT | 0.18% | AAOIFI17.4% Usmani2.8% Dow Jones Islamic17.8% S&P Shariah19.6% MSCI Islamic2.8% MSCI Islamic M-Series19.6% FTSE Shariah2.8% |
| AVILEASE CAPITAL LIMITED | UNSCREENED | 0.18% | no in-house ratios for this holding |
| GREATAMERICA LEASING RECEIVABLES FUNDING, L.L.C. | UNSCREENED | 0.18% | no in-house ratios for this holding |
| FCCU AUTO RECEIVABLES TRUST | UNSCREENED | 0.18% | no in-house ratios for this holding |
| Air Canada 2015-2 Pass Through Trusts | UNSCREENED | 0.18% | no in-house ratios for this holding |
| WINGSPIRE EQUIPMENT FINANCE LLC | UNSCREENED | 0.18% | no in-house ratios for this holding |
| Federal National Mortgage Association | NON_COMPLIANT | 0.17% | no in-house ratios for this holding |
| AMUR EQUIPMENT FINANCE RECEIVABLES LLC | UNSCREENED | 0.16% | no in-house ratios for this holding |
| AMERICAN HERITAGE AUTO RECEIVABLES TRUST | UNSCREENED | 0.16% | no in-house ratios for this holding |
| Freddie Mac | NON_COMPLIANT | 0.15% | no in-house ratios for this holding |
| Government National Mortgage Association | NON_COMPLIANT | 0.15% | no in-house ratios for this holding |
| AUXILIOR TERM FUNDING LLC | UNSCREENED | 0.15% | no in-house ratios for this holding |
| ENTERPRISE FLEET FINANCING LLC | UNSCREENED | 0.15% | no in-house ratios for this holding |
| NMEF FUNDING LLC | UNSCREENED | 0.15% | no in-house ratios for this holding |
| Government National Mortgage Association | NON_COMPLIANT | 0.15% | no in-house ratios for this holding |
| MMP CAPITAL LLC | UNSCREENED | 0.13% | no in-house ratios for this holding |
| Federal National Mortgage Association | NON_COMPLIANT | 0.12% | no in-house ratios for this holding |
| WINGSPIRE EQUIPMENT FINANCE LLC | UNSCREENED | 0.12% | no in-house ratios for this holding |
| FIS FIDELITY NATIONAL INFORMATION SERVICES, INC. | NON_COMPLIANT | 0.11% | AAOIFI78.8% Usmani38.6% Dow Jones Islamic50.4% S&P Shariah49.4% MSCI Islamic38.6% MSCI Islamic M-Series49.4% FTSE Shariah38.4% |
| Federal National Mortgage Association | NON_COMPLIANT | 0.11% | no in-house ratios for this holding |
| PRESTIGE AUTO RECEIVABLES TRUST | UNSCREENED | 0.11% | no in-house ratios for this holding |
| BAX BAXTER INTERNATIONAL INC. | NON_COMPLIANT | 0.10% | AAOIFI1.7% Usmani1.1% Dow Jones Islamic1.6% S&P Shariah1.4% MSCI Islamic1.1% MSCI Islamic M-Series1.4% FTSE Shariah0.0% |
| HUNTINGTON BANK AUTO CREDIT-LINKED NOTES | UNSCREENED | 0.10% | no in-house ratios for this holding |
| UNITED AIRLINES PASS THROUGH TRUST 2020-1 | UNSCREENED | 0.10% | no in-house ratios for this holding |
| MERCHANTS FLEET FUNDING LLC | UNSCREENED | 0.09% | no in-house ratios for this holding |
The published standards disagree about this fund by 3 points of portfolio weight — 5.5% of it passes FTSE Shariah, 2.3% passes Dow Jones Islamic. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 3.2% ratios fail on 21.3% 76.2% not rated under AAOIFI
ratios pass on 4.4% ratios fail on 17.8% 78.5% not rated under Usmani
ratios pass on 2.3% ratios fail on 20.0% 78.5% not rated under Dow Jones Islamic
ratios pass on 2.3% ratios fail on 20.0% 78.5% not rated under S&P Shariah
ratios pass on 5.0% ratios fail on 17.0% 78.8% not rated under MSCI Islamic
ratios pass on 2.3% ratios fail on 20.0% 78.5% not rated under MSCI Islamic M-Series
ratios pass on 5.5% ratios fail on 16.5% 78.8% not rated under FTSE Shariah
59 of 259 listed holdings carry our own per-methodology verdicts (27% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 43 (18% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
| Non-compliant holding | Weight |
|---|---|
| United States of America | 3.40% |
| United States of America | 1.87% |
| United States of America | 1.81% |
| United States of America | 1.25% |
| United States of America | 1.21% |
| AR ANTERO RESOURCES CORPORATION | 0.99% |
| ARE ALEXANDRIA REAL ESTATE EQUITIES, INC. | 0.97% |
| BARC.L BARCLAYS PLC | 0.94% |
| United States of America | 0.94% |
| SHB-A.ST Svenska Handelsbanken AB | 0.93% |
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
Victory Low Duration Bond Fund (RLDAX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.
| Holding | Weight | Verdict |
|---|---|---|
| United States of Americanot matched to a ticker | 3.40% | Non-compliant |
| United States of Americanot matched to a ticker | 1.87% | Non-compliant |
| United States of Americanot matched to a ticker | 1.81% | Non-compliant |
| United States of Americanot matched to a ticker | 1.25% | Non-compliant |
| United States of Americanot matched to a ticker | 1.21% | Non-compliant |
| ARANTERO RESOURCES CORPORATION | 0.99% | Non-compliant |
| Bacardi-Martini B.V.not matched to a ticker | 0.97% | Not screened |
| AREALEXANDRIA REAL ESTATE EQUITIES, INC. | 0.97% | Non-compliant |
| BARC.LBARCLAYS PLC | 0.94% | Non-compliant |
| AVIS BUDGET RENTAL CAR FUNDINGnot matched to a ticker | 0.94% | Not screened |
Top 10 of 259 holdings, 14.3% of the fund by weight. Every holding is screened, not only these.
The positions keeping this fund short of 100% compliant by weight.
Verdict history for RLDAX. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
Tracked since 2026-09-07.
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
This fund prices once a day, so its bars carry no intraday high or low — floor-trader pivots are not defined for it.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 50.90 | NEUTRAL |
| Stochastic %K (14) | 100.00 | SELL |
| CCI (20) | 62.41 | NEUTRAL |
| Williams %R (14) | 0.00 | SELL |
| MACD (12,26,9) | 0.00 | BUY |
| ROC (10) | 0.57 | BUY |
| Momentum (10) | 0.05 | BUY |
| EMA (10) | 9.72 | BUY |
| SMA (10) | 9.72 | BUY |
| EMA (20) | 9.72 | BUY |
| SMA (20) | 9.72 | BUY |
| EMA (30) | 9.73 | BUY |
| SMA (30) | 9.73 | SELL |
| EMA (50) | 9.73 | SELL |
| SMA (50) | 9.75 | SELL |
| EMA (100) | 9.73 | BUY |
| SMA (100) | 9.74 | SELL |
| EMA (200) | 9.70 | BUY |
| SMA (200) | 9.71 | BUY |
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.