Verdicts genuinely change. Free email alert the moment STIIX's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
Victory Pioneer Short Term Income Fund · Victory Portfolios IV
722 holdings
This fund holds short positions, so exposure is counted gross — long and short both count as exposure rather than netting off, and the weights below therefore sum to 104% of net assets rather than 100%. Shares of the portfolio are shown as shares of that gross exposure.
NON-COMPLIANT At least 36.66% of portfolio weight is in non-compliant holdings — already over the 5% threshold, so the verdict is settled whatever the unmatched 65% turns out to be. Matching more holdings can only raise this share, never lower it.
13.50% of that is conventional interest-bearing debt, identified from the fund's own filing rather than by screening an issuer. Sukuk are deliberately excluded from this test and are never counted here.
722 holdings, 239 matched (38% of weight). Portfolio as of 2026-05-31, filed 2026-07-27. Source: SEC Form N-PORT.
4.92% of this portfolio’s income is non-permissible — weighted across holdings, computed over 13% of portfolio weight (46 of 722 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
Portfolio shares are withheld: coverage is below the floor needed to state one. The holdings themselves are below, because the names are evidence you can check.
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| United States of America | NON_COMPLIANT | 2.15% | no in-house ratios for this holding |
| Federal National Mortgage Association | NON_COMPLIANT | 0.75% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.73% | no in-house ratios for this holding |
| Federal National Mortgage Association | NON_COMPLIANT | 0.73% | no in-house ratios for this holding |
| Federal National Mortgage Association | NON_COMPLIANT | 0.69% | no in-house ratios for this holding |
| AREIT LTD. | UNSCREENED | 0.61% | no in-house ratios for this holding |
| Federal National Mortgage Association | NON_COMPLIANT | 0.61% | no in-house ratios for this holding |
| DUK DUKE ENERGY CORPORATION | NON_COMPLIANT | 0.61% | AAOIFI95.1% Usmani45.3% Dow Jones Islamic98.9% S&P Shariah107.5% MSCI Islamic45.0% MSCI Islamic M-Series107.5% FTSE Shariah44.4% |
| TRGP TARGA RESOURCES CORP. | NON_COMPLIANT | 0.61% | AAOIFI31.5% Usmani71.4% Dow Jones Islamic46.4% S&P Shariah55.1% MSCI Islamic68.7% MSCI Islamic M-Series55.1% FTSE Shariah68.7% |
| KMI KINDER MORGAN, INC. | NON_COMPLIANT | 0.61% | AAOIFI46.1% Usmani43.5% Dow Jones Islamic53.0% S&P Shariah61.2% MSCI Islamic43.5% MSCI Islamic M-Series61.2% FTSE Shariah43.5% |
| PM Philip Morris International Inc. | NON_COMPLIANT | 0.59% | AAOIFI16.1% Usmani66.9% Dow Jones Islamic18.9% S&P Shariah22.1% MSCI Islamic66.9% MSCI Islamic M-Series22.1% FTSE Shariah66.9% |
| Federal National Mortgage Association | NON_COMPLIANT | 0.59% | no in-house ratios for this holding |
| C CITIGROUP INC. | NON_COMPLIANT | 0.58% | AAOIFI159.2% Usmani13.8% Dow Jones Islamic214.6% S&P Shariah251.0% MSCI Islamic13.8% MSCI Islamic M-Series251.0% FTSE Shariah13.8% |
| HOME PARTNERS OF AMERICA TRUST | UNSCREENED | 0.55% | no in-house ratios for this holding |
| H HYATT HOTELS CORPORATION | NON_COMPLIANT | 0.53% | AAOIFI30.0% Usmani32.3% Dow Jones Islamic31.2% S&P Shariah32.4% MSCI Islamic32.3% MSCI Islamic M-Series32.4% FTSE Shariah30.6% |
| Citizens Bank, National Association | UNSCREENED | 0.52% | no in-house ratios for this holding |
| RCL ROYAL CARIBBEAN CRUISES LTD. | NON_COMPLIANT | 0.52% | AAOIFI33.1% Usmani52.7% Dow Jones Islamic32.9% S&P Shariah40.4% MSCI Islamic52.7% MSCI Islamic M-Series40.4% FTSE Shariah51.2% |
| NXP B.V. | UNSCREENED | 0.51% | no in-house ratios for this holding |
| WELPP WISCONSIN ELECTRIC POWER COMPANY | NON_COMPLIANT | 0.51% | AAOIFI267.5% Usmani40.4% Dow Jones Islamic272.8% S&P Shariah284.0% MSCI Islamic26.8% MSCI Islamic M-Series284.0% FTSE Shariah26.8% |
| CNQ CANADIAN NATURAL RESOURCES LIMITED | COMPLIANT | 0.51% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| TOWD POINT MORTGAGE TRUST | UNSCREENED | 0.51% | no in-house ratios for this holding |
| FORTITUDE GLOBAL FUNDING | UNSCREENED | 0.50% | no in-house ratios for this holding |
| BAC BANK OF AMERICA CORPORATION | NON_COMPLIANT | 0.50% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| MF1 LTD | UNSCREENED | 0.50% | no in-house ratios for this holding |
| VISTRA OPERATIONS COMPANY LLC | UNSCREENED | 0.50% | no in-house ratios for this holding |
| PROTECTIVE LIFE GLOBAL FUNDING | UNSCREENED | 0.49% | no in-house ratios for this holding |
| O REALTY INCOME CORPORATION | NON_COMPLIANT | 0.49% | AAOIFI3.5% Usmani2.6% Dow Jones Islamic4.0% S&P Shariah4.3% MSCI Islamic2.6% MSCI Islamic M-Series4.3% FTSE Shariah2.6% |
| FISV FISERV, INC. | NON_COMPLIANT | 0.49% | AAOIFI99.4% Usmani34.6% Dow Jones Islamic38.9% S&P Shariah36.9% MSCI Islamic34.6% MSCI Islamic M-Series36.9% FTSE Shariah34.5% |
| Truist Bank | UNSCREENED | 0.47% | no in-house ratios for this holding |
| AVIATION CAPITAL GROUP LLC | UNSCREENED | 0.47% | no in-house ratios for this holding |
| Freddie Mac | NON_COMPLIANT | 0.45% | no in-house ratios for this holding |
| ANGEL OAK MORTGAGE TRUST | UNSCREENED | 0.45% | no in-house ratios for this holding |
| BMO.TO BANK OF MONTREAL | NON_COMPLIANT | 0.45% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| ARBOR REALTY COMMERCIAL REAL ESTATE NOTES LTD | UNSCREENED | 0.45% | no in-house ratios for this holding |
| BWAY MORTGAGE TRUST | UNSCREENED | 0.45% | no in-house ratios for this holding |
| ORCL ORACLE CORPORATION | NON_COMPLIANT | 0.44% | AAOIFI34.1% Usmani64.0% Dow Jones Islamic30.7% S&P Shariah35.2% MSCI Islamic61.0% MSCI Islamic M-Series35.2% FTSE Shariah49.5% |
| FREDDIE MAC SEASONED CREDIT RISK TRANSFER TRUST | NON_COMPLIANT | 0.44% | no in-house ratios for this holding |
| NBN CO LIMITED | UNSCREENED | 0.43% | no in-house ratios for this holding |
| NA.TO NATIONAL BANK OF CANADA | NON_COMPLIANT | 0.42% | AAOIFI133.1% Usmani18.9% Dow Jones Islamic— S&P Shariah— MSCI Islamic18.8% MSCI Islamic M-Series— FTSE Shariah18.8% |
| EXETER AUTOMOBILE RECEIVABLES TRUST | UNSCREENED | 0.41% | no in-house ratios for this holding |
| TD THE TORONTO-DOMINION BANK | NON_COMPLIANT | 0.41% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| HCA INC. | UNSCREENED | 0.41% | no in-house ratios for this holding |
| ONEOK, INC. | UNSCREENED | 0.41% | no in-house ratios for this holding |
| TTWO TAKE-TWO INTERACTIVE SOFTWARE, INC. | QUESTIONABLE | 0.41% | AAOIFI7.4% Usmani32.6% Dow Jones Islamic7.5% S&P Shariah8.5% MSCI Islamic32.6% MSCI Islamic M-Series8.5% FTSE Shariah27.9% |
| VISTA POINT SECURITIZATION TRUST | UNSCREENED | 0.41% | no in-house ratios for this holding |
| SOUND POINT CLO | UNSCREENED | 0.41% | no in-house ratios for this holding |
| FS RIALTO ISSUER, LTD. | UNSCREENED | 0.40% | no in-house ratios for this holding |
| WFC WELLS FARGO & COMPANY | NON_COMPLIANT | 0.40% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| PRKCM TRUST | UNSCREENED | 0.39% | no in-house ratios for this holding |
| BRO BROWN & BROWN, INC. | NON_COMPLIANT | 0.39% | AAOIFI33.8% Usmani27.0% Dow Jones Islamic29.0% S&P Shariah30.8% MSCI Islamic27.0% MSCI Islamic M-Series30.8% FTSE Shariah26.0% |
| Federal National Mortgage Association | NON_COMPLIANT | 0.38% | no in-house ratios for this holding |
| Federal National Mortgage Association | NON_COMPLIANT | 0.38% | no in-house ratios for this holding |
| PNC THE PNC FINANCIAL SERVICES GROUP, INC. | NON_COMPLIANT | 0.38% | AAOIFI87.5% Usmani13.9% Dow Jones Islamic110.0% S&P Shariah122.6% MSCI Islamic13.9% MSCI Islamic M-Series122.6% FTSE Shariah13.9% |
| JPM JPMORGAN CHASE & CO. | NON_COMPLIANT | 0.38% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| OCTANE RECEIVABLES TRUST | UNSCREENED | 0.37% | no in-house ratios for this holding |
| DTE DTE ENERGY COMPANY | NON_COMPLIANT | 0.37% | AAOIFI90.3% Usmani46.4% Dow Jones Islamic93.7% S&P Shariah101.8% MSCI Islamic46.4% MSCI Islamic M-Series101.8% FTSE Shariah45.9% |
| MS MORGAN STANLEY | NON_COMPLIANT | 0.36% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| MF1 LTD | UNSCREENED | 0.35% | no in-house ratios for this holding |
| JPM JPMORGAN CHASE & CO. | NON_COMPLIANT | 0.35% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| 8316.T Sumitomo Mitsui Financial Group, Inc. | NON_COMPLIANT | 0.35% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| CM.TO CANADIAN IMPERIAL BANK OF COMMERCE | NON_COMPLIANT | 0.34% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| 8604.T Nomura Holdings, Inc. | NON_COMPLIANT | 0.34% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| USB U.S. BANCORP | NON_COMPLIANT | 0.34% | AAOIFI38.7% Usmani5.1% Dow Jones Islamic49.4% S&P Shariah54.1% MSCI Islamic5.1% MSCI Islamic M-Series54.1% FTSE Shariah5.1% |
| VERUS SECURITIZATION TRUST | UNSCREENED | 0.34% | no in-house ratios for this holding |
| EFN.TO Element Fleet Management Corp. | NON_COMPLIANT | 0.33% | AAOIFI129.7% Usmani69.7% Dow Jones Islamic— S&P Shariah— MSCI Islamic69.7% MSCI Islamic M-Series— FTSE Shariah69.7% |
| 373220.KS LG ENERGY SOLUTION, LTD. | COMPLIANT | 0.33% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahfail |
| ACR ACRES COMMERCIAL REALTY LTD | NON_COMPLIANT | 0.33% | AAOIFI933.3% Usmani74.5% Dow Jones Islamic1294.1% S&P Shariah1463.1% MSCI Islamic74.5% MSCI Islamic M-Series1463.1% FTSE Shariah74.5% |
| C CITIGROUP INC. | NON_COMPLIANT | 0.33% | AAOIFI159.2% Usmani13.8% Dow Jones Islamic214.6% S&P Shariah251.0% MSCI Islamic13.8% MSCI Islamic M-Series251.0% FTSE Shariah13.8% |
| FS RIALTO ISSUER, LTD. | UNSCREENED | 0.33% | no in-house ratios for this holding |
| GENERAL MOTORS FINANCIAL COMPANY, INC. | UNSCREENED | 0.32% | no in-house ratios for this holding |
| ALLY ALLY FINANCIAL INC. | NON_COMPLIANT | 0.32% | AAOIFI128.2% Usmani8.5% Dow Jones Islamic145.1% S&P Shariah153.2% MSCI Islamic8.5% MSCI Islamic M-Series153.2% FTSE Shariah8.5% |
| ATD.TO ALIMENTATION COUCHE-TARD INC. | NON_COMPLIANT | 0.32% | AAOIFI30.2% Usmani49.6% Dow Jones Islamicpass S&P Shariahpass MSCI Islamic37.8% MSCI Islamic M-Seriespass FTSE Shariah37.8% |
| SHR TRUST | UNSCREENED | 0.32% | no in-house ratios for this holding |
| U.S. Bank National Association | UNSCREENED | 0.32% | no in-house ratios for this holding |
| Government National Mortgage Association 2 | NON_COMPLIANT | 0.32% | no in-house ratios for this holding |
| CNO GLOBAL FUNDING | UNSCREENED | 0.32% | no in-house ratios for this holding |
| AREIT LTD. | UNSCREENED | 0.32% | no in-house ratios for this holding |
| PEAC SOLUTIONS RECEIVABLES | UNSCREENED | 0.32% | no in-house ratios for this holding |
| TPG REAL ESTATE FINANCE ISSUER LTD | UNSCREENED | 0.32% | no in-house ratios for this holding |
| RCKT MORTGAGE TRUST | UNSCREENED | 0.32% | no in-house ratios for this holding |
| B.A.T CAPITAL CORPORATION | UNSCREENED | 0.32% | no in-house ratios for this holding |
| AXP AMERICAN EXPRESS COMPANY | NON_COMPLIANT | 0.32% | AAOIFI26.8% Usmani19.2% Dow Jones Islamic27.4% S&P Shariah30.8% MSCI Islamic19.2% MSCI Islamic M-Series30.8% FTSE Shariah19.2% |
| 000660.KS SK hynix Inc. | COMPLIANT | 0.32% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| GS MORTGAGE-BACKED SECURITIES TRUST | UNSCREENED | 0.31% | no in-house ratios for this holding |
| TOWD POINT MORTGAGE TRUST | UNSCREENED | 0.31% | no in-house ratios for this holding |
| U.S. Bank National Association | UNSCREENED | 0.31% | no in-house ratios for this holding |
| LUMENT COMMERCIAL TRUST | UNSCREENED | 0.31% | no in-house ratios for this holding |
| LUMENT COMMERCIAL TRUST | UNSCREENED | 0.31% | no in-house ratios for this holding |
| AXP AMERICAN EXPRESS COMPANY | NON_COMPLIANT | 0.31% | AAOIFI26.8% Usmani19.2% Dow Jones Islamic27.4% S&P Shariah30.8% MSCI Islamic19.2% MSCI Islamic M-Series30.8% FTSE Shariah19.2% |
| CABK.MC CaixaBank, S.A. | NON_COMPLIANT | 0.31% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| SALUDA GRADE ALTERNATIVE MORTGAGE TRUST | UNSCREENED | 0.31% | no in-house ratios for this holding |
| TRAFIGURA SECURITISATION FINANCE PLC | UNSCREENED | 0.31% | no in-house ratios for this holding |
| THE BROOKLYN UNION GAS COMPANY | UNSCREENED | 0.31% | no in-house ratios for this holding |
| UPSTART SECURITIZATION TRUST | UNSCREENED | 0.30% | no in-house ratios for this holding |
| TMUS T-MOBILE USA, INC. | NON_COMPLIANT | 0.30% | AAOIFI18.0% Usmani17.5% Dow Jones Islamic14.6% S&P Shariah15.9% MSCI Islamic16.5% MSCI Islamic M-Series15.9% FTSE Shariah2.9% |
| VISTA POINT SECURITIZATION TRUST | UNSCREENED | 0.30% | no in-house ratios for this holding |
| AMERICAN CREDIT ACCEPTANCE RECEIVABLES TRUST | UNSCREENED | 0.30% | no in-house ratios for this holding |
| AerCap Ireland Capital Designated Activity Company | UNSCREENED | 0.30% | no in-house ratios for this holding |
| BARC.L BARCLAYS PLC | NON_COMPLIANT | 0.30% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| ACHM TRUST | UNSCREENED | 0.30% | no in-house ratios for this holding |
| DAL DELTA AIR LINES, INC. | NON_COMPLIANT | 0.30% | AAOIFI35.9% Usmani21.9% Dow Jones Islamic46.8% S&P Shariah52.9% MSCI Islamic21.9% MSCI Islamic M-Series52.9% FTSE Shariah15.0% |
| TOWD POINT MORTGAGE TRUST | UNSCREENED | 0.29% | no in-house ratios for this holding |
| J.P. MORGAN MORTGAGE TRUST | UNSCREENED | 0.29% | no in-house ratios for this holding |
| GENERAL MOTORS FINANCIAL COMPANY, INC. | UNSCREENED | 0.29% | no in-house ratios for this holding |
| 8306.T Mitsubishi UFJ Financial Group, Inc. | NON_COMPLIANT | 0.29% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Morgan Stanley Bank, National Association | UNSCREENED | 0.29% | no in-house ratios for this holding |
| RY ROYAL BANK OF CANADA | COMPLIANT | 0.29% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| TFC Truist Financial Corporation | NON_COMPLIANT | 0.29% | AAOIFI110.7% Usmani12.6% Dow Jones Islamic124.2% S&P Shariah135.1% MSCI Islamic12.6% MSCI Islamic M-Series135.1% FTSE Shariah12.6% |
| Federal National Mortgage Association | NON_COMPLIANT | 0.28% | no in-house ratios for this holding |
| ARBOR REALTY COMMERCIAL REAL ESTATE NOTES LTD | UNSCREENED | 0.28% | no in-house ratios for this holding |
| LSEG US FIN CORP. | UNSCREENED | 0.28% | no in-house ratios for this holding |
| FIS FIDELITY NATIONAL INFORMATION SERVICES, INC. | NON_COMPLIANT | 0.28% | AAOIFI78.8% Usmani38.6% Dow Jones Islamic50.4% S&P Shariah49.4% MSCI Islamic38.6% MSCI Islamic M-Series49.4% FTSE Shariah38.4% |
| ALLY ALLY FINANCIAL INC. | NON_COMPLIANT | 0.28% | AAOIFI128.2% Usmani8.5% Dow Jones Islamic145.1% S&P Shariah153.2% MSCI Islamic8.5% MSCI Islamic M-Series153.2% FTSE Shariah8.5% |
| GLS AUTO RECEIVABLES TRUST | UNSCREENED | 0.27% | no in-house ratios for this holding |
| VEROS AUTO RECEIVABLES TRUST | UNSCREENED | 0.27% | no in-house ratios for this holding |
| NGPL PIPECO LLC | UNSCREENED | 0.27% | no in-house ratios for this holding |
| SALUDA GRADE ALTERNATIVE MORTGAGE TRUST | UNSCREENED | 0.27% | no in-house ratios for this holding |
| CONNECTICUT AVENUE SECURITIES TRUST | UNSCREENED | 0.27% | no in-house ratios for this holding |
| AGCO CORPORATION | UNSCREENED | 0.27% | no in-house ratios for this holding |
| BAYVIEW OPPORTUNITY MASTER FUND TRUST | UNSCREENED | 0.27% | no in-house ratios for this holding |
| SAN.MC Banco Santander, S.A. | NON_COMPLIANT | 0.26% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| PRESTIGE AUTO RECEIVABLES TRUST | UNSCREENED | 0.26% | no in-house ratios for this holding |
| Kingdom of Saudi Arabia | UNSCREENED | 0.26% | no in-house ratios for this holding |
| DWIGHT ISSUER LLC | UNSCREENED | 0.26% | no in-house ratios for this holding |
| GS MORTGAGE-BACKED SECURITIES TRUST | UNSCREENED | 0.26% | no in-house ratios for this holding |
| FNA VII, LLC | UNSCREENED | 0.26% | no in-house ratios for this holding |
| Morgan Stanley Bank, National Association | UNSCREENED | 0.26% | no in-house ratios for this holding |
| WESTERN FUNDING AUTO LOAN TRUST | UNSCREENED | 0.26% | no in-house ratios for this holding |
| INGA.AS ING Groep N.V. | NON_COMPLIANT | 0.26% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| AMERICAN HONDA FINANCE CORPORATION | UNSCREENED | 0.25% | no in-house ratios for this holding |
| ARIVO ACCEPTANCE AUTO LOAN RECEIVABLES TRUST | UNSCREENED | 0.25% | no in-house ratios for this holding |
| REACH ABS TRUST | UNSCREENED | 0.25% | no in-house ratios for this holding |
| PRESTIGE AUTO RECEIVABLES TRUST | UNSCREENED | 0.25% | no in-house ratios for this holding |
| DAIMLER TRUCK FINANCE NORTH AMERICA LLC | UNSCREENED | 0.25% | no in-house ratios for this holding |
| MCHP MICROCHIP TECHNOLOGY INCORPORATED | COMPLIANT | 0.25% | AAOIFI13.8% Usmani38.2% Dow Jones Islamic15.3% S&P Shariah14.3% MSCI Islamic38.2% MSCI Islamic M-Series14.3% FTSE Shariah37.2% |
| BANQUE FEDERATIVE DU CREDIT MUTUEL SA | UNSCREENED | 0.25% | no in-house ratios for this holding |
| GREYSTONE COMMERCIAL REAL ESTATE NOTES LTD | UNSCREENED | 0.25% | no in-house ratios for this holding |
| PRINCIPAL LIFE GLOBAL FUNDING II | UNSCREENED | 0.25% | no in-house ratios for this holding |
| NEXTERA ENERGY CAPITAL HOLDINGS, INC. | UNSCREENED | 0.25% | no in-house ratios for this holding |
| BHG SECURITIZATION TRUST | UNSCREENED | 0.25% | no in-house ratios for this holding |
| FREDDIE MAC SEASONED CREDIT RISK TRANSFER TRUST | NON_COMPLIANT | 0.24% | no in-house ratios for this holding |
| CARMAX SELECT RECEIVABLES TRUST | UNSCREENED | 0.24% | no in-house ratios for this holding |
| FCCU AUTO RECEIVABLES TRUST | UNSCREENED | 0.24% | no in-house ratios for this holding |
| TPG REAL ESTATE FINANCE ISSUER LTD | UNSCREENED | 0.24% | no in-house ratios for this holding |
| GLS AUTO RECEIVABLES TRUST | UNSCREENED | 0.24% | no in-house ratios for this holding |
| VEROS AUTO RECEIVABLES TRUST | UNSCREENED | 0.24% | no in-house ratios for this holding |
| FREDDIE MAC STACR REMIC TRUST | NON_COMPLIANT | 0.24% | no in-house ratios for this holding |
| AerCap Ireland Capital Designated Activity Company | UNSCREENED | 0.24% | no in-house ratios for this holding |
| HSBA.L HSBC HOLDINGS PLC | NON_COMPLIANT | 0.24% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| PAGAYA AI DEBT GRANTOR TRUST | UNSCREENED | 0.24% | no in-house ratios for this holding |
| NMEF FUNDING LLC | UNSCREENED | 0.24% | no in-house ratios for this holding |
| Citizens Bank, National Association | UNSCREENED | 0.23% | no in-house ratios for this holding |
| GREENSKY HOME IMPROVEMENT ISSUER TRUST | UNSCREENED | 0.23% | no in-house ratios for this holding |
| Government National Mortgage Association 2 | NON_COMPLIANT | 0.23% | no in-house ratios for this holding |
| BHG SECURITIZATION TRUST | UNSCREENED | 0.23% | no in-house ratios for this holding |
| FS RIALTO ISSUER, LTD. | UNSCREENED | 0.23% | no in-house ratios for this holding |
| AMUR EQUIPMENT FINANCE RECEIVABLES LLC | UNSCREENED | 0.22% | no in-house ratios for this holding |
| DEEPHAVEN RESIDENTIAL MORTGAGE TRUST | UNSCREENED | 0.22% | no in-house ratios for this holding |
| C CITIGROUP INC. | NON_COMPLIANT | 0.22% | AAOIFI159.2% Usmani13.8% Dow Jones Islamic214.6% S&P Shariah251.0% MSCI Islamic13.8% MSCI Islamic M-Series251.0% FTSE Shariah13.8% |
| FHF TRUST | UNSCREENED | 0.22% | no in-house ratios for this holding |
| ACREC LTD | UNSCREENED | 0.22% | no in-house ratios for this holding |
| ALLY ALLY FINANCIAL INC. | NON_COMPLIANT | 0.22% | AAOIFI128.2% Usmani8.5% Dow Jones Islamic145.1% S&P Shariah153.2% MSCI Islamic8.5% MSCI Islamic M-Series153.2% FTSE Shariah8.5% |
| FREDDIE MAC STACR REMIC TRUST | NON_COMPLIANT | 0.22% | no in-house ratios for this holding |
| HUNTINGTON BANK AUTO CREDIT-LINKED NOTES | UNSCREENED | 0.22% | no in-house ratios for this holding |
| CARVANA AUTO RECEIVABLES TRUST | UNSCREENED | 0.22% | no in-house ratios for this holding |
| GOLDMAN SACHS BANK USA | UNSCREENED | 0.22% | no in-house ratios for this holding |
| VELOCITY COMMERCIAL CAPITAL LOAN TRUST | UNSCREENED | 0.22% | no in-house ratios for this holding |
| GOLUB CAPITAL PARTNERS SHORT DURATION | UNSCREENED | 0.22% | no in-house ratios for this holding |
| ET ENERGY TRANSFER LP | NON_COMPLIANT | 0.22% | AAOIFI94.8% Usmani47.4% Dow Jones Islamic120.8% S&P Shariah134.5% MSCI Islamic47.4% MSCI Islamic M-Series134.5% FTSE Shariah46.2% |
| JEF JEFFERIES FINANCIAL GROUP INC. | NON_COMPLIANT | 0.21% | AAOIFI155.4% Usmani25.1% Dow Jones Islamic171.6% S&P Shariah188.8% MSCI Islamic25.1% MSCI Islamic M-Series188.8% FTSE Shariah25.1% |
| TD THE TORONTO-DOMINION BANK | NON_COMPLIANT | 0.21% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| CROSSROADS ASSET TRUST | UNSCREENED | 0.21% | no in-house ratios for this holding |
| CERBERUS LOAN FUNDING L.P. | UNSCREENED | 0.21% | no in-house ratios for this holding |
| FIGRE TRUST | UNSCREENED | 0.21% | no in-house ratios for this holding |
| PEAC SOLUTIONS RECEIVABLES | UNSCREENED | 0.21% | no in-house ratios for this holding |
| BAC BANK OF AMERICA CORPORATION | NON_COMPLIANT | 0.21% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| LLOY.L LLOYDS BANKING GROUP PLC | NON_COMPLIANT | 0.21% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| AMERICAN CREDIT ACCEPTANCE RECEIVABLES TRUST | UNSCREENED | 0.21% | no in-house ratios for this holding |
| UPSTART SECURITIZATION TRUST | UNSCREENED | 0.21% | no in-house ratios for this holding |
| METROPOLITAN LIFE GLOBAL FUNDING I | UNSCREENED | 0.21% | no in-house ratios for this holding |
| LLOY.L LLOYDS BANKING GROUP PLC | NON_COMPLIANT | 0.21% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| TOWD POINT MORTGAGE TRUST | UNSCREENED | 0.21% | no in-house ratios for this holding |
| SALUDA GRADE ALTERNATIVE MORTGAGE TRUST | UNSCREENED | 0.20% | no in-house ratios for this holding |
| COMM MORTGAGE TRUST | UNSCREENED | 0.20% | no in-house ratios for this holding |
| REPSOL E&P CAPITAL MARKETS US LLC | UNSCREENED | 0.20% | no in-house ratios for this holding |
| REACH ABS TRUST | UNSCREENED | 0.20% | no in-house ratios for this holding |
| CM.TO CANADIAN IMPERIAL BANK OF COMMERCE | NON_COMPLIANT | 0.20% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| CERBERUS LOAN FUNDING L.P. | UNSCREENED | 0.20% | no in-house ratios for this holding |
| ARIVO ACCEPTANCE AUTO LOAN RECEIVABLES TRUST | UNSCREENED | 0.20% | no in-house ratios for this holding |
| AMERICAN CREDIT ACCEPTANCE RECEIVABLES TRUST | UNSCREENED | 0.20% | no in-house ratios for this holding |
| SANTANDER DRIVE AUTO RECEIVABLES TRUST | UNSCREENED | 0.20% | no in-house ratios for this holding |
| GS MORTGAGE-BACKED SECURITIES TRUST | UNSCREENED | 0.20% | no in-house ratios for this holding |
| PRESTIGE AUTO RECEIVABLES TRUST | UNSCREENED | 0.20% | no in-house ratios for this holding |
| VELOCITY COMMERCIAL CAPITAL LOAN TRUST | UNSCREENED | 0.20% | no in-house ratios for this holding |
| FIFTH THIRD BANK, NATIONAL ASSOCIATION | UNSCREENED | 0.20% | no in-house ratios for this holding |
| OCWEN LOAN INVESTMENT TRUST | UNSCREENED | 0.20% | no in-house ratios for this holding |
| WOODMONT TRUST | UNSCREENED | 0.20% | no in-house ratios for this holding |
| BARC.L BARCLAYS PLC | NON_COMPLIANT | 0.20% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| ACR ACRES COMMERCIAL REALTY LTD | NON_COMPLIANT | 0.19% | AAOIFI933.3% Usmani74.5% Dow Jones Islamic1294.1% S&P Shariah1463.1% MSCI Islamic74.5% MSCI Islamic M-Series1463.1% FTSE Shariah74.5% |
| DEERPATH CAPITAL CLO LTD | UNSCREENED | 0.19% | no in-house ratios for this holding |
| MET TOWER GLOBAL FUNDING | UNSCREENED | 0.19% | no in-house ratios for this holding |
| MISSION LANE CREDIT CARD MASTER TRUST | UNSCREENED | 0.19% | no in-house ratios for this holding |
| ALLY BANK AUTO CREDIT-LINKED NOTES | UNSCREENED | 0.19% | no in-house ratios for this holding |
| BX COMMERCIAL MORTGAGE TRUST | UNSCREENED | 0.19% | no in-house ratios for this holding |
| Federal National Mortgage Association | NON_COMPLIANT | 0.19% | no in-house ratios for this holding |
| REGIONAL MANAGEMENT ISSUANCE TRUST | UNSCREENED | 0.19% | no in-house ratios for this holding |
| FREDDIE MAC STACR REMIC TRUST | NON_COMPLIANT | 0.19% | no in-house ratios for this holding |
| FREDDIE MAC STACR REMIC TRUST | NON_COMPLIANT | 0.19% | no in-house ratios for this holding |
| DRIVE AUTO RECEIVABLES TRUST | UNSCREENED | 0.19% | no in-house ratios for this holding |
| VISIO TRUST | UNSCREENED | 0.19% | no in-house ratios for this holding |
| VOLKSWAGEN GROUP OF AMERICA FINANCE, LLC | UNSCREENED | 0.19% | no in-house ratios for this holding |
| NA.TO NATIONAL BANK OF CANADA | NON_COMPLIANT | 0.18% | AAOIFI133.1% Usmani18.9% Dow Jones Islamic— S&P Shariah— MSCI Islamic18.8% MSCI Islamic M-Series— FTSE Shariah18.8% |
| O'Reilly Automotive, Inc. | UNSCREENED | 0.18% | no in-house ratios for this holding |
| Regions Bank | UNSCREENED | 0.18% | no in-house ratios for this holding |
| SWED-A.ST Swedbank AB | NON_COMPLIANT | 0.18% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| COF CAPITAL ONE FINANCIAL CORPORATION | NON_COMPLIANT | 0.18% | AAOIFI38.5% Usmani7.6% Dow Jones Islamic49.3% S&P Shariah60.5% MSCI Islamic7.6% MSCI Islamic M-Series60.5% FTSE Shariah7.6% |
| VELOCITY COMMERCIAL CAPITAL LOAN TRUST | UNSCREENED | 0.18% | no in-house ratios for this holding |
| AVIS BUDGET RENTAL CAR FUNDING | UNSCREENED | 0.18% | no in-house ratios for this holding |
| LIBRA SOLUTIONS LLC | UNSCREENED | 0.18% | no in-house ratios for this holding |
| PRM5 TRUST | UNSCREENED | 0.18% | no in-house ratios for this holding |
| MPLX MPLX LP | NON_COMPLIANT | 0.18% | AAOIFI42.8% Usmani60.3% Dow Jones Islamic52.4% S&P Shariah59.3% MSCI Islamic60.3% MSCI Islamic M-Series59.3% FTSE Shariah59.7% |
| OC OWENS CORNING | NON_COMPLIANT | 0.18% | AAOIFI43.5% Usmani37.4% Dow Jones Islamic40.6% S&P Shariah39.3% MSCI Islamic37.4% MSCI Islamic M-Series39.3% FTSE Shariah33.2% |
| J.P. MORGAN MORTGAGE TRUST | UNSCREENED | 0.18% | no in-house ratios for this holding |
| CONNECTICUT AVENUE SECURITIES TRUST | UNSCREENED | 0.18% | no in-house ratios for this holding |
| BX COMMERCIAL MORTGAGE TRUST | UNSCREENED | 0.18% | no in-house ratios for this holding |
| AEE AMEREN CORPORATION | NON_COMPLIANT | 0.18% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| BARCLAYS MORTGAGE LOAN TRUST | UNSCREENED | 0.18% | no in-house ratios for this holding |
| Freddie Mac | NON_COMPLIANT | 0.18% | no in-house ratios for this holding |
| GOLUB CAPITAL PARTNERS SHORT DURATION | UNSCREENED | 0.18% | no in-house ratios for this holding |
| PRPM LLC | UNSCREENED | 0.18% | no in-house ratios for this holding |
| CDW CDW LLC | NON_COMPLIANT | 0.18% | AAOIFI31.3% Usmani34.6% Dow Jones Islamic29.1% S&P Shariah25.6% MSCI Islamic34.6% MSCI Islamic M-Series25.6% FTSE Shariah33.7% |
| OBX TRUST | UNSCREENED | 0.18% | no in-house ratios for this holding |
| Federal National Mortgage Association | NON_COMPLIANT | 0.17% | no in-house ratios for this holding |
| FIRST HELP FINANCIAL | UNSCREENED | 0.17% | no in-house ratios for this holding |
| BR BROADRIDGE FINANCIAL SOLUTIONS, INC. | COMPLIANT | 0.17% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| DELL INC. | UNSCREENED | 0.17% | no in-house ratios for this holding |
| HOME RE LIMITED | UNSCREENED | 0.17% | no in-house ratios for this holding |
| BSPDF ISSUER LTD | UNSCREENED | 0.17% | no in-house ratios for this holding |
| PRESTIGE AUTO RECEIVABLES TRUST | UNSCREENED | 0.17% | no in-house ratios for this holding |
| DAIMLER TRUCK FINANCE NORTH AMERICA LLC | UNSCREENED | 0.17% | no in-house ratios for this holding |
| GS MORTGAGE-BACKED SECURITIES TRUST | UNSCREENED | 0.17% | no in-house ratios for this holding |
| TOWD POINT MORTGAGE TRUST | UNSCREENED | 0.17% | no in-house ratios for this holding |
| BSPRT ISSUER, LTD. | UNSCREENED | 0.17% | no in-house ratios for this holding |
| OCTANE RECEIVABLES TRUST | UNSCREENED | 0.17% | no in-house ratios for this holding |
| ANGEL OAK MORTGAGE TRUST | UNSCREENED | 0.17% | no in-house ratios for this holding |
| TRAFIGURA SECURITISATION FINANCE PLC | UNSCREENED | 0.17% | no in-house ratios for this holding |
| WESTGATE RESORTS LLC | UNSCREENED | 0.17% | no in-house ratios for this holding |
| J.P. MORGAN MORTGAGE TRUST | UNSCREENED | 0.17% | no in-house ratios for this holding |
| WINGSPIRE EQUIPMENT FINANCE LLC | UNSCREENED | 0.17% | no in-house ratios for this holding |
| ACR ACRES COMMERCIAL REALTY LTD | NON_COMPLIANT | 0.16% | AAOIFI933.3% Usmani74.5% Dow Jones Islamic1294.1% S&P Shariah1463.1% MSCI Islamic74.5% MSCI Islamic M-Series1463.1% FTSE Shariah74.5% |
The published standards disagree about this fund by 2 points of portfolio weight — 4.7% of it passes Dow Jones Islamic, 2.7% passes Usmani. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 3.3% ratios fail on 21.3% 79.3% not rated under AAOIFI
ratios pass on 2.7% ratios fail on 17.3% 83.9% not rated under Usmani
ratios pass on 4.7% ratios fail on 18.9% 80.3% not rated under Dow Jones Islamic
ratios pass on 4.1% ratios fail on 19.3% 80.6% not rated under S&P Shariah
ratios pass on 3.1% ratios fail on 16.9% 83.9% not rated under MSCI Islamic
ratios pass on 4.0% ratios fail on 19.6% 80.3% not rated under MSCI Islamic M-Series
ratios pass on 3.3% ratios fail on 16.7% 83.9% not rated under FTSE Shariah
68 of 722 listed holdings carry our own per-methodology verdicts (26% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 47 (19% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
| Non-compliant holding | Weight |
|---|---|
| United States of America | 2.15% |
| Federal National Mortgage Association | 0.75% |
| United States of America | 0.73% |
| Federal National Mortgage Association | 0.73% |
| Federal National Mortgage Association | 0.69% |
| Federal National Mortgage Association | 0.61% |
| DUK DUKE ENERGY CORPORATION | 0.61% |
| TRGP TARGA RESOURCES CORP. | 0.61% |
| KMI KINDER MORGAN, INC. | 0.61% |
| PM Philip Morris International Inc. | 0.59% |
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
Victory Pioneer Short Term Income Fund (STIIX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.
| Holding | Weight | Verdict |
|---|---|---|
| United States of Americanot matched to a ticker | 2.15% | Non-compliant |
| Federal National Mortgage Associationnot matched to a ticker · short | 0.75% | Non-compliant |
| United States of Americanot matched to a ticker | 0.73% | Non-compliant |
| Federal National Mortgage Associationnot matched to a ticker · short | 0.73% | Non-compliant |
| Federal National Mortgage Associationnot matched to a ticker · short | 0.69% | Non-compliant |
| AREIT LTD.not matched to a ticker | 0.61% | Not screened |
| Federal National Mortgage Associationnot matched to a ticker | 0.61% | Non-compliant |
| DUKDUKE ENERGY CORPORATION | 0.61% | Non-compliant |
| TRGPTARGA RESOURCES CORP. | 0.61% | Non-compliant |
| KMIKINDER MORGAN, INC. | 0.61% | Non-compliant |
Top 10 of 722 holdings, 8.1% of the fund by weight. Every holding is screened, not only these.
The positions keeping this fund short of 100% compliant by weight.
Verdict history for STIIX. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
ℹ️ no compliance scan has run for 3 days - this is not a reading of today
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
This fund prices once a day, so its bars carry no intraday high or low — floor-trader pivots are not defined for it.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 53.50 | NEUTRAL |
| Stochastic %K (14) | 100.00 | SELL |
| CCI (20) | 82.18 | NEUTRAL |
| Williams %R (14) | 0.00 | SELL |
| MACD (12,26,9) | 0.00 | BUY |
| ROC (10) | 0.48 | BUY |
| Momentum (10) | 0.04 | BUY |
| EMA (10) | 8.60 | BUY |
| SMA (10) | 8.59 | BUY |
| EMA (20) | 8.60 | BUY |
| SMA (20) | 8.59 | BUY |
| EMA (30) | 8.61 | BUY |
| SMA (30) | 8.61 | BUY |
| EMA (50) | 8.61 | SELL |
| SMA (50) | 8.62 | SELL |
| EMA (100) | 8.61 | BUY |
| SMA (100) | 8.62 | SELL |
| EMA (200) | 8.59 | BUY |
| SMA (200) | 8.60 | BUY |
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.