SWC1ZETF / FundSchwab VIT Balanced with Growth Portfolio
Verdicts genuinely change. Free email alert the moment SWC1Z's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
Schwab VIT Balanced with Growth Portfolio · SCHWAB ANNUITY PORTFOLIOS
10 holdings
This fund holds short positions, so exposure is counted gross — long and short both count as exposure rather than netting off, and the weights below therefore sum to 104% of net assets rather than 100%. Shares of the portfolio are shown as shares of that gross exposure.
UNVERIFIED None of this fund's 10 holdings matched a company in our screened universe. It does file equity positions — the shortfall is in our matching, not in the fund, and it can close on a later screen. Usually this is foreign listings or naming we have not yet resolved.
Largest holdings: Schwab U.S. Large-Cap ETF, Schwab U.S. Aggregate Bond ETF, Schwab International Equity ETF, Schwab U.S. REIT ETF, Schwab U.S. Small-Cap ETF.
10 holdings, 0 matched (0% of weight). Portfolio as of 2026-06-30, filed 2026-08-25. Source: SEC Form N-PORT.
Portfolio shares are withheld: coverage is below the floor needed to state one. The holdings themselves are below, because the names are evidence you can check.
All holdings (10)
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| Schwab U.S. Large-Cap ETF | UNSCREENED | 35.34% | no in-house ratios for this holding |
| Schwab U.S. Aggregate Bond ETF | UNSCREENED | 27.47% | no in-house ratios for this holding |
| Schwab International Equity ETF | UNSCREENED | 16.81% | no in-house ratios for this holding |
| Schwab U.S. REIT ETF | UNSCREENED | 4.92% | no in-house ratios for this holding |
| Schwab U.S. Small-Cap ETF | UNSCREENED | 4.68% | no in-house ratios for this holding |
| Schwab Short-Term US Treasury ETF | UNSCREENED | 4.09% | no in-house ratios for this holding |
| Schwab Government Money Fund | UNSCREENED | 3.54% | no in-house ratios for this holding |
| Schwab Emerging Markets Equity ETF | UNSCREENED | 3.34% | no in-house ratios for this holding |
| Schwab International Small-Cap Equity ETF | UNSCREENED | 2.96% | no in-house ratios for this holding |
| Schwab U.S. TIPS ETF | UNSCREENED | 1.01% | no in-house ratios for this holding |
Trade setup
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
Screened on its holdings, not its name
HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.
| Holding | Weight | Verdict |
|---|---|---|
| Schwab U.S. Large-Cap ETFnot matched to a ticker | 35.34% | Not screened |
| Schwab U.S. Aggregate Bond ETFnot matched to a ticker | 27.47% | Not screened |
| Schwab International Equity ETFnot matched to a ticker | 16.81% | Not screened |
| Schwab U.S. REIT ETFnot matched to a ticker | 4.92% | Not screened |
| Schwab U.S. Small-Cap ETFnot matched to a ticker | 4.68% | Not screened |
| Schwab Short-Term US Treasury ETFnot matched to a ticker | 4.09% | Not screened |
| Schwab Government Money Fundnot matched to a ticker | 3.54% | Not screened |
| Schwab Emerging Markets Equity ETFnot matched to a ticker | 3.34% | Not screened |
| Schwab International Small-Cap Equity ETFnot matched to a ticker | 2.96% | Not screened |
| Schwab U.S. TIPS ETFnot matched to a ticker | 1.01% | Not screened |
Top 10 of 10 holdings, 104.2% of the fund by weight. Every holding is screened, not only these.
What holds the number back
The positions keeping this fund short of 100% compliant by weight.
- Schwab U.S. Large-Cap ETFnot screened35.34%
- Schwab U.S. Aggregate Bond ETFnot screened27.47%
- Schwab International Equity ETFnot screened16.81%
- Schwab U.S. REIT ETFnot screened4.92%
- Schwab U.S. Small-Cap ETFnot screened4.68%
- Schwab Short-Term US Treasury ETFnot screened4.09%
What changed, and when
Verdict history for SWC1Z. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
- 2026-09-07 No change recorded No verdict change for SWC1Z has been recorded since tracking began. The scan ledger records that the compliance detectors ran, not which symbols each pass covered.
ℹ️ no compliance scan has run for 3 days - this is not a reading of today
SMC — Top Down
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
Before you act on this
The questions worth asking about any verdict on this page, answered plainly.
Is a fund screened on its name?
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
What does unrated weight mean?
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
Does the issuer's board make it compliant?
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
How often is this re-screened?
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Compare with
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
AI Summary
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.