Verdicts genuinely change. Free email alert the moment TGAGX's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
International Growth and Income Fund · International Growth & Income Fund
326 holdings
NON-COMPLIANT 45.81% of portfolio weight is in non-compliant holdings, over the 5% threshold.
326 holdings, 279 matched (89% of weight). Portfolio as of 2026-06-30, filed 2026-08-27. Source: SEC Form N-PORT.
2.96% of this portfolio’s income is non-permissible — weighted across holdings, computed over 74% of portfolio weight (235 of 326 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
43.2% compliant 0.0% questionable 45.8% non-compliant 10.8% unscreened
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| 352820.KS HYBE CO LTD | COMPLIANT | 0.07% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahpass |
| TRP TC ENERGY CORP | NON_COMPLIANT | 0.07% | AAOIFI2.3% Usmani1.7% Dow Jones Islamic2.6% S&P Shariah3.0% MSCI Islamic1.7% MSCI Islamic M-Series3.0% FTSE Shariah1.3% |
| 1FRE.MI FRESENIUS SE & CO KGAA | NON_COMPLIANT | 0.07% | AAOIFIfail Usmanipass Dow Jones Islamicfail S&P Shariahfail MSCI Islamicpass MSCI Islamic M-Seriesfail FTSE Shariahpass |
| DG.PA VINCI SA | NON_COMPLIANT | 0.07% | AAOIFIfail Usmanipass Dow Jones Islamicfail S&P Shariahfail MSCI Islamicpass MSCI Islamic M-Seriesfail FTSE Shariahpass |
| GRUPO FINANCIERO INBURSA SAB DE CV | UNSCREENED | 0.07% | no in-house ratios for this holding |
| SUNB SUNBELT RENTALS HOLDINGS INC | NON_COMPLIANT | 0.07% | AAOIFI38.5% Usmani49.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic48.4% MSCI Islamic M-Seriesfail FTSE Shariah36.2% |
| RY ROYAL BANK OF CANADA | COMPLIANT | 0.07% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| 7453.T RYOHIN KEIKAKU CO LTD | COMPLIANT | 0.07% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| ASSA-B.ST ASSA ABLOY AB | COMPLIANT | 0.07% | AAOIFI17.4% Usmani34.5% Dow Jones Islamicpass S&P Shariahpass MSCI Islamic31.4% MSCI Islamic M-Seriespass FTSE Shariah31.4% |
| FSUGY FORTESCUE LTD | COMPLIANT | 0.07% | AAOIFI11.4% Usmani20.8% Dow Jones Islamic8.1% S&P Shariah7.7% MSCI Islamic18.8% MSCI Islamic M-Series7.7% FTSE Shariah18.8% |
| CVE CENOVUS ENERGY INC | COMPLIANT | 0.07% | AAOIFI13.4% Usmani17.3% Dow Jones Islamic23.2% S&P Shariah23.5% MSCI Islamic17.3% MSCI Islamic M-Series23.5% FTSE Shariah17.3% |
| YMM FULL TRUCK ALLIANCE CO LTD | NON_COMPLIANT | 0.07% | AAOIFI0.3% Usmani0.1% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.1% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| MLCMF MILLICOM INTL CELLULAR SA | NON_COMPLIANT | 0.07% | AAOIFI43.3% Usmani39.9% Dow Jones Islamic149.5% S&P Shariah184.8% MSCI Islamic39.9% MSCI Islamic M-Series184.8% FTSE Shariah39.9% |
| CPFE3.SA CPFL ENERGIA SA | NON_COMPLIANT | 0.07% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| 0388.HK HONG KONG EXCHANGES AND CLEARING LTD | NON_COMPLIANT | 0.07% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| BPAC11.SA BANCO BTG PACTUAL SA | NON_COMPLIANT | 0.06% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| HDFCBANK.NS HDFC BANK LTD | NON_COMPLIANT | 0.06% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| 0027.HK GALAXY ENTERTAINMENT GROUP LTD | NON_COMPLIANT | 0.06% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| LDO.MI LEONARDO SPA | NON_COMPLIANT | 0.06% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| JIANGSU HENGRUI PHARMACEUTICAL CO LTD | UNSCREENED | 0.06% | no in-house ratios for this holding |
| EMEMORY TECHNOLOGY INC | UNSCREENED | 0.06% | no in-house ratios for this holding |
| LG CORP | UNSCREENED | 0.06% | no in-house ratios for this holding |
| 6361.T EBARA CORP | COMPLIANT | 0.06% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| CM.TO CANADIAN IMPERIAL BANK OF COMMERCE | NON_COMPLIANT | 0.06% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| 005930.KS SAMSUNG ELECTRONICS CO LTD | COMPLIANT | 0.06% | AAOIFI1.4% Usmani5.3% Dow Jones Islamicpass S&P Shariahpass MSCI Islamic4.5% MSCI Islamic M-Seriespass FTSE Shariah4.5% |
| 2308.TW DELTA ELECTRONICS INC | COMPLIANT | 0.05% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahpass |
| AI.PA AIR LIQUIDE SA | COMPLIANT | 0.05% | AAOIFI12.7% Usmani28.6% Dow Jones Islamic— S&P Shariah— MSCI Islamic26.2% MSCI Islamic M-Series— FTSE Shariah26.2% |
| 7974.T NINTENDO CO LTD | COMPLIANT | 0.05% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahfail |
| IMP.JO IMPALA PLATINUM HOLDINGS LTD | COMPLIANT | 0.05% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| GMG.AX GOODMAN GROUP | NON_COMPLIANT | 0.05% | AAOIFI10.2% Usmani18.4% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic18.2% MSCI Islamic M-Seriesfail FTSE Shariah18.2% |
| METSO CORP | UNSCREENED | 0.05% | no in-house ratios for this holding |
| ALL.AX ARISTOCRAT LEISURE LTD | NON_COMPLIANT | 0.05% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| PKO.WA POWSZECHNA KASA OSZCZEDNOSCI BANK POLSKI SA | NON_COMPLIANT | 0.05% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| SGH.AX SGH LTD | NON_COMPLIANT | 0.05% | AAOIFIfail Usmanifail Dow Jones Islamicpass S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| 4063.T SHIN-ETSU CHEMICAL CO LTD | COMPLIANT | 0.04% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahpass |
| BME.L B&M EUROPEAN VALUE RETAIL PLC | NON_COMPLIANT | 0.04% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| SHRIRAMFIN.BO SHRIRAM FINANCE LTD | NON_COMPLIANT | 0.04% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| VINTED LTD | UNSCREENED | 0.04% | no in-house ratios for this holding |
| 7013.T IHI CORP | COMPLIANT | 0.04% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahfail MSCI Islamicpass MSCI Islamic M-Seriesfail FTSE Shariahpass |
| DREYFUS CASH MANAGEMENT FUNDS - DREYFUS TREASURY AND AGENCY CASH MANAGEMENT | UNSCREENED | 0.04% | no in-house ratios for this holding |
| VOLVAS.XC VOLVO AB | NON_COMPLIANT | 0.04% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| VAL.JO VALTERRA PLATINUM LTD | COMPLIANT | 0.04% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| LT.NS LARSEN & TOUBRO LTD | COMPLIANT | 0.03% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| BLACKROCK FEDFUND | UNSCREENED | 0.03% | no in-house ratios for this holding |
| MORGAN STANLEY INVST MGT INC - MORGAN STANLEY INSTL LIQUIDITY FUND - GOVT PRTFLO | UNSCREENED | 0.03% | no in-house ratios for this holding |
| 0960.HK LONGFOR GROUP HOLDINGS LTD | NON_COMPLIANT | 0.03% | AAOIFIfail Usmanipass Dow Jones Islamicfail S&P Shariahfail MSCI Islamicpass MSCI Islamic M-Seriesfail FTSE Shariahpass |
| RDOR3.SA REDE D'OR SAO LUIZ SA | NON_COMPLIANT | 0.03% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| VINTED LTD | UNSCREENED | 0.03% | no in-house ratios for this holding |
| 6113.T AMADA CO LTD | COMPLIANT | 0.03% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahpass |
| 7936.T ASICS CORP | COMPLIANT | 0.03% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahpass |
| 3690.HK MEITUAN | NON_COMPLIANT | 0.03% | AAOIFIfail Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahfail |
| IVZ INVESCO - SHORT-TERM INVESTMENTS TRUST - GOVERNMENT AND AGENCY PORTFOLIO | NON_COMPLIANT | 0.02% | AAOIFI11.4% Usmani5.9% Dow Jones Islamic17.2% S&P Shariah19.4% MSCI Islamic5.9% MSCI Islamic M-Series19.4% FTSE Shariah5.9% |
| MPL.AX MEDIBANK PRIVATE LTD | NON_COMPLIANT | 0.02% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| AYALA CORP | UNSCREENED | 0.02% | no in-house ratios for this holding |
| CVC.AS CVC CAPITAL PARTNERS PLC | COMPLIANT | 0.02% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahfail |
| BKG.L BERKELEY GROUP HOLDINGS PLC | NON_COMPLIANT | 0.02% | AAOIFIfail Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| BAB.L BABCOCK INTERNATIONAL GROUP PLC | COMPLIANT | 0.02% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| GOLDMAN SACHS FINANCIAL SQUARE GOVERNMENT FUND | UNSCREENED | 0.02% | no in-house ratios for this holding |
| WKL.AS WOLTERS KLUWER NV | NON_COMPLIANT | 0.02% | AAOIFIfail Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahfail |
| STATE STREET INSTITUTIONAL US GOVERNMENT MONEY MARKET FUND | UNSCREENED | 0.02% | no in-house ratios for this holding |
| DIE.BR D'IETEREN GROUP | COMPLIANT | 0.02% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| CEMEXCPO.MX CEMEX SAB DE CV | NON_COMPLIANT | 0.02% | AAOIFIfail Usmanipass Dow Jones Islamicfail S&P Shariahfail MSCI Islamicpass MSCI Islamic M-Seriesfail FTSE Shariahpass |
| SOBO.TO SOUTH BOW CORP | NON_COMPLIANT | 0.02% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| VINTED LTD | UNSCREENED | 0.02% | no in-house ratios for this holding |
| FIDELITY INSTITUTIONAL MONEY MARKET FUNDS - GOVERNMENT PORTFOLIO | UNSCREENED | 0.02% | no in-house ratios for this holding |
| 5802.T SUMITOMO ELECTRIC INDUSTRIES LTD | COMPLIANT | 0.02% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| VINTED LTD | UNSCREENED | 0.01% | no in-house ratios for this holding |
| CIA DE SANEAMENTO DE MINAS GERAIS COPASA MG | UNSCREENED | 0.01% | no in-house ratios for this holding |
| US GOVERNMENT MONEY MARKET FUND | UNSCREENED | 0.00% | no in-house ratios for this holding |
| VINTED LTD | UNSCREENED | 0.00% | no in-house ratios for this holding |
| VINTED LTD | UNSCREENED | 0.00% | no in-house ratios for this holding |
| HTHT H WORLD GROUP LTD | NON_COMPLIANT | 0.00% | AAOIFI31.7% Usmani55.7% Dow Jones Islamic3.9% S&P Shariah4.2% MSCI Islamic50.8% MSCI Islamic M-Series4.2% FTSE Shariah9.0% |
| EAPI.PA EUROAPI SA | NON_COMPLIANT | 0.00% | AAOIFIfail Usmanipass Dow Jones Islamicfail S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriesfail FTSE Shariahpass |
| SBERBANK OF RUSSIA PJSC | UNSCREENED | 0.00% | no in-house ratios for this holding |
| SOVCOMFLOT PAO | UNSCREENED | 0.00% | no in-house ratios for this holding |
| ALROSA PJSC | UNSCREENED | 0.00% | no in-house ratios for this holding |
The published standards disagree about this fund by 8 points of portfolio weight — 41.0% of it passes AAOIFI, 33.0% passes Usmani. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 41.0% ratios fail on 43.9% 15.0% not rated under AAOIFI
ratios pass on 33.0% ratios fail on 51.0% 15.8% not rated under Usmani
ratios pass on 38.5% ratios fail on 44.6% 16.8% not rated under Dow Jones Islamic
ratios pass on 38.3% ratios fail on 44.7% 16.9% not rated under S&P Shariah
ratios pass on 33.6% ratios fail on 49.5% 16.8% not rated under MSCI Islamic
ratios pass on 37.8% ratios fail on 45.3% 16.8% not rated under MSCI Islamic M-Series
ratios pass on 39.7% ratios fail on 43.3% 16.8% not rated under FTSE Shariah
265 of 326 listed holdings carry our own per-methodology verdicts (89% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 58 (25% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
| Non-compliant holding | Weight |
|---|---|
| TTE.PA TOTALENERGIES SE | 1.68% |
| BA.L BAE SYSTEMS PLC | 1.44% |
| UCG.MI UNICREDIT SPA | 1.30% |
| BATS.L BRITISH AMERICAN TOBACCO PLC | 1.12% |
| AIR.PA AIRBUS SE | 1.06% |
| D05.SI DBS GROUP HOLDINGS LTD | 0.93% |
| GLEN.L GLENCORE PLC | 0.89% |
| PM PHILIP MORRIS INTERNATIONAL INC | 0.88% |
| IBE.MC IBERDROLA SA | 0.88% |
| CABK.MC CAIXABANK SA | 0.86% |
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
TGAGX is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.
| Holding | Weight | Verdict |
|---|---|---|
| TSMTAIWAN SEMICONDUCTOR MANUFACTURING CO LTD | 5.84% | Compliant |
| CAPITAL GROUP CENTRAL CASH FUNDnot matched to a ticker | 4.74% | Not screened |
| ASMLASML HOLDING NV | 3.29% | Compliant |
| 000660.KSSK HYNIX INC | 2.51% | Compliant |
| 2454.TWMEDIATEK INC | 2.46% | Compliant |
| 005930.KSSAMSUNG ELECTRONICS CO LTD | 2.40% | Compliant |
| AZNASTRAZENECA PLC | 1.79% | Compliant |
| TTE.PATOTALENERGIES SE | 1.68% | Non-compliant |
| BA.LBAE SYSTEMS PLC | 1.44% | Non-compliant |
| UCG.MIUNICREDIT SPA | 1.30% | Non-compliant |
Top 10 of 326 holdings, 27.5% of the fund by weight. Every holding is screened, not only these.
The positions keeping this fund short of 100% compliant by weight.
Verdict history for TGAGX. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
ℹ️ no compliance scan has run for 3 days - this is not a reading of today
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.