Verdicts genuinely change. Free email alert the moment TOTFX's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
Transamerica Mid Cap Value Opportunities · TRANSAMERICA FUNDS
70 holdings
NON-COMPLIANT 67.75% of portfolio weight is in non-compliant holdings, over the 5% threshold.
70 holdings, 60 matched (87% of weight). Portfolio as of 2026-07-31, filed 2026-09-28. Source: SEC Form N-PORT.
1.07% of this portfolio’s income is non-permissible — weighted across holdings, computed over 80% of portfolio weight (55 of 70 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
11.2% compliant 3.0% questionable 67.8% non-compliant 12.2% unscreened
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| KHC Kraft Heinz Co/The | NON_COMPLIANT | 2.57% | AAOIFI64.5% Usmani26.0% Dow Jones Islamic63.2% S&P Shariah58.9% MSCI Islamic26.0% MSCI Islamic M-Series58.9% FTSE Shariah26.0% |
| CHTR Charter Communications Inc | NON_COMPLIANT | 2.49% | AAOIFI353.0% Usmani60.4% Dow Jones Islamic125.9% S&P Shariah116.4% MSCI Islamic60.4% MSCI Islamic M-Series116.4% FTSE Shariah60.4% |
| CTSH Cognizant Technology Solutions Corp | COMPLIANT | 2.39% | AAOIFI4.0% Usmani5.4% Dow Jones Islamic3.2% S&P Shariah3.2% MSCI Islamic5.3% MSCI Islamic M-Series3.2% FTSE Shariah2.8% |
| OXY Occidental Petroleum Corp | NON_COMPLIANT | 2.34% | AAOIFI24.4% Usmani19.4% Dow Jones Islamic31.4% S&P Shariah30.3% MSCI Islamic18.2% MSCI Islamic M-Series30.3% FTSE Shariah17.1% |
| FISV Fiserv Inc | NON_COMPLIANT | 2.28% | AAOIFI99.4% Usmani34.6% Dow Jones Islamic38.9% S&P Shariah36.9% MSCI Islamic34.6% MSCI Islamic M-Series36.9% FTSE Shariah34.5% |
| CCI Crown Castle Inc | NON_COMPLIANT | 2.28% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| ZBH Zimmer Biomet Holdings Inc | NON_COMPLIANT | 2.17% | AAOIFI40.7% Usmani32.8% Dow Jones Islamic39.1% S&P Shariah36.3% MSCI Islamic32.8% MSCI Islamic M-Series36.3% FTSE Shariah32.8% |
| EXE Expand Energy Corp | COMPLIANT | 2.15% | AAOIFI22.5% Usmani17.3% Dow Jones Islamic22.5% S&P Shariah27.7% MSCI Islamic17.3% MSCI Islamic M-Series27.7% FTSE Shariah17.0% |
| ZTS Zoetis Inc | NON_COMPLIANT | 2.09% | AAOIFI29.0% Usmani61.3% Dow Jones Islamic15.4% S&P Shariah14.0% MSCI Islamic61.3% MSCI Islamic M-Series14.0% FTSE Shariah60.0% |
| EVRG Evergy Inc | NON_COMPLIANT | 2.08% | AAOIFI72.2% Usmani39.7% Dow Jones Islamic84.2% S&P Shariah94.4% MSCI Islamic39.4% MSCI Islamic M-Series94.4% FTSE Shariah39.2% |
| SSNC SS&C Technologies Holdings Inc | NON_COMPLIANT | 2.05% | AAOIFI39.6% Usmani37.7% Dow Jones Islamic41.2% S&P Shariah44.6% MSCI Islamic37.7% MSCI Islamic M-Series44.6% FTSE Shariah36.8% |
| MOS Mosaic Co/The | NON_COMPLIANT | 2.03% | AAOIFI60.0% Usmani20.5% Dow Jones Islamic59.7% S&P Shariah57.0% MSCI Islamic20.5% MSCI Islamic M-Series57.0% FTSE Shariah19.6% |
| U-Haul Holding Co | UNSCREENED | 2.03% | no in-house ratios for this holding |
| CDW Corp/DE | UNSCREENED | 2.01% | no in-house ratios for this holding |
| First Citizens BancShares Inc/NC | UNSCREENED | 1.99% | no in-house ratios for this holding |
| GPK Graphic Packaging Holding Co | NON_COMPLIANT | 1.97% | AAOIFI192.9% Usmani48.5% Dow Jones Islamic100.1% S&P Shariah90.7% MSCI Islamic48.4% MSCI Islamic M-Series90.7% FTSE Shariah48.4% |
| LKQ LKQ Corp | NON_COMPLIANT | 1.89% | AAOIFI24.7% Usmani9.2% Dow Jones Islamic17.0% S&P Shariah15.2% MSCI Islamic9.2% MSCI Islamic M-Series15.2% FTSE Shariah0.0% |
| CSGP CoStar Group Inc | QUESTIONABLE | 1.86% | AAOIFI9.1% Usmani11.4% Dow Jones Islamic4.2% S&P Shariah3.9% MSCI Islamic11.3% MSCI Islamic M-Series3.9% FTSE Shariah9.8% |
| GLPI Gaming and Leisure Properties Inc | NON_COMPLIANT | 1.84% | AAOIFI66.7% Usmani57.1% Dow Jones Islamic65.1% S&P Shariah68.3% MSCI Islamic57.1% MSCI Islamic M-Series68.3% FTSE Shariah57.1% |
| MKL Markel Group Inc | NON_COMPLIANT | 1.84% | AAOIFI19.3% Usmani6.1% Dow Jones Islamic18.3% S&P Shariah19.5% MSCI Islamic6.1% MSCI Islamic M-Series19.5% FTSE Shariah6.1% |
| VNT Vontier Corp | NON_COMPLIANT | 1.74% | AAOIFI35.9% Usmani40.3% Dow Jones Islamic30.9% S&P Shariah30.2% MSCI Islamic40.3% MSCI Islamic M-Series30.2% FTSE Shariah39.6% |
| IQV IQVIA Holdings Inc | NON_COMPLIANT | 1.73% | AAOIFI36.7% Usmani55.2% Dow Jones Islamic47.8% S&P Shariah44.8% MSCI Islamic54.4% MSCI Islamic M-Series44.8% FTSE Shariah53.4% |
| TAP Molson Coors Beverage Co | NON_COMPLIANT | 1.70% | AAOIFI103.6% Usmani32.6% Dow Jones Islamic93.0% S&P Shariah89.1% MSCI Islamic32.4% MSCI Islamic M-Series89.1% FTSE Shariah31.5% |
| OMC Omnicom Group Inc | NON_COMPLIANT | 1.59% | AAOIFI50.5% Usmani22.5% Dow Jones Islamic63.9% S&P Shariah66.1% MSCI Islamic22.5% MSCI Islamic M-Series66.1% FTSE Shariah18.7% |
| APTV Aptiv PLC | NON_COMPLIANT | 1.57% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| TSN Tyson Foods Inc | NON_COMPLIANT | 1.56% | AAOIFI45.2% Usmani22.5% Dow Jones Islamic40.2% S&P Shariah41.7% MSCI Islamic22.5% MSCI Islamic M-Series41.7% FTSE Shariah22.5% |
| HAL Halliburton Co | COMPLIANT | 1.56% | AAOIFI27.3% Usmani31.7% Dow Jones Islamic34.0% S&P Shariah31.2% MSCI Islamic31.7% MSCI Islamic M-Series31.2% FTSE Shariah27.7% |
| Amentum Holdings Inc | UNSCREENED | 1.54% | no in-house ratios for this holding |
| BAX Baxter International Inc | NON_COMPLIANT | 1.51% | AAOIFI1.7% Usmani1.1% Dow Jones Islamic1.6% S&P Shariah1.4% MSCI Islamic1.1% MSCI Islamic M-Series1.4% FTSE Shariah0.0% |
| STZ Constellation Brands Inc | NON_COMPLIANT | 1.48% | AAOIFI49.1% Usmani49.0% Dow Jones Islamic38.2% S&P Shariah33.6% MSCI Islamic49.0% MSCI Islamic M-Series33.6% FTSE Shariah46.1% |
| FNF Fidelity National Financial Inc | NON_COMPLIANT | 1.46% | AAOIFI35.7% Usmani3.8% Dow Jones Islamic29.8% S&P Shariah31.6% MSCI Islamic3.8% MSCI Islamic M-Series31.6% FTSE Shariah3.8% |
| Conagra Brands Inc | UNSCREENED | 1.41% | no in-house ratios for this holding |
| LAD Lithia Motors Inc | NON_COMPLIANT | 1.40% | AAOIFI123.1% Usmani39.9% Dow Jones Islamic131.6% S&P Shariah134.2% MSCI Islamic39.9% MSCI Islamic M-Series134.2% FTSE Shariah37.4% |
| HPQ HP Inc | NON_COMPLIANT | 1.33% | AAOIFI36.8% Usmani22.6% Dow Jones Islamic42.8% S&P Shariah41.1% MSCI Islamic22.6% MSCI Islamic M-Series41.1% FTSE Shariah20.0% |
| FLR Fluor Corp | NON_COMPLIANT | 1.27% | AAOIFI15.0% Usmani14.2% Dow Jones Islamic14.5% S&P Shariah15.0% MSCI Islamic14.2% MSCI Islamic M-Series15.0% FTSE Shariah14.2% |
| GPN Global Payments Inc | NON_COMPLIANT | 1.23% | AAOIFI95.7% Usmani36.9% Dow Jones Islamic108.0% S&P Shariah96.7% MSCI Islamic36.9% MSCI Islamic M-Series96.7% FTSE Shariah36.9% |
| CPB Campbell's Company/The | NON_COMPLIANT | 1.13% | AAOIFI123.5% Usmani48.1% Dow Jones Islamic84.1% S&P Shariah75.7% MSCI Islamic47.6% MSCI Islamic M-Series75.7% FTSE Shariah45.6% |
| NWS News Corp | QUESTIONABLE | 1.11% | AAOIFI17.0% Usmani18.8% Dow Jones Islamic17.4% S&P Shariah18.5% MSCI Islamic18.8% MSCI Islamic M-Series18.5% FTSE Shariah12.8% |
| CNC Centene Corp | NON_COMPLIANT | 1.11% | AAOIFI50.5% Usmani19.4% Dow Jones Islamic62.6% S&P Shariah53.4% MSCI Islamic19.4% MSCI Islamic M-Series53.4% FTSE Shariah19.4% |
| LBTYA Liberty Global Ltd | NON_COMPLIANT | 1.08% | AAOIFI252.0% Usmani42.6% Dow Jones Islamic238.9% S&P Shariah255.7% MSCI Islamic42.4% MSCI Islamic M-Series255.7% FTSE Shariah38.6% |
| MTCH Match Group Inc | NON_COMPLIANT | 1.07% | AAOIFI37.0% Usmani88.1% Dow Jones Islamic44.3% S&P Shariah42.6% MSCI Islamic88.1% MSCI Islamic M-Series42.6% FTSE Shariah88.1% |
| RYAN Ryan Specialty Holdings Inc | NON_COMPLIANT | 1.02% | AAOIFI36.4% Usmani31.8% Dow Jones Islamic63.0% S&P Shariah65.1% MSCI Islamic31.8% MSCI Islamic M-Series65.1% FTSE Shariah30.4% |
| BIO Bio-Rad Laboratories Inc | COMPLIANT | 1.02% | AAOIFI9.3% Usmani9.5% Dow Jones Islamic11.8% S&P Shariah11.6% MSCI Islamic9.5% MSCI Islamic M-Series11.6% FTSE Shariah7.8% |
| PPG PPG Industries Inc | COMPLIANT | 1.01% | AAOIFI31.6% Usmani34.8% Dow Jones Islamic30.9% S&P Shariah29.1% MSCI Islamic34.7% MSCI Islamic M-Series29.1% FTSE Shariah32.1% |
| HSIC Henry Schein Inc | NON_COMPLIANT | 1.01% | AAOIFI36.7% Usmani32.3% Dow Jones Islamic41.6% S&P Shariah41.0% MSCI Islamic32.3% MSCI Islamic M-Series41.0% FTSE Shariah29.2% |
| BF.B Brown-Forman Corp | NON_COMPLIANT | 0.99% | no in-house ratios for this holding |
| CPAY Corpay Inc | NON_COMPLIANT | 0.99% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| D Dominion Energy Inc | NON_COMPLIANT | 0.98% | AAOIFI86.6% Usmani42.8% Dow Jones Islamic102.1% S&P Shariah112.1% MSCI Islamic42.3% MSCI Islamic M-Series112.1% FTSE Shariah41.7% |
| SIRI Sirius XM Holdings Inc | NON_COMPLIANT | 0.93% | AAOIFI96.8% Usmani34.8% Dow Jones Islamic120.6% S&P Shariah95.9% MSCI Islamic34.8% MSCI Islamic M-Series95.9% FTSE Shariah34.8% |
| BIIB Biogen Inc | COMPLIANT | 0.92% | AAOIFI21.2% Usmani22.5% Dow Jones Islamic27.5% S&P Shariah24.3% MSCI Islamic22.5% MSCI Islamic M-Series24.3% FTSE Shariah21.3% |
| OGE OGE Energy Corp | NON_COMPLIANT | 0.92% | AAOIFI55.4% Usmani37.1% Dow Jones Islamic61.2% S&P Shariah67.4% MSCI Islamic37.1% MSCI Islamic M-Series67.4% FTSE Shariah37.1% |
| PRGO Perrigo Co PLC | NON_COMPLIANT | 0.89% | AAOIFI167.1% Usmani45.6% Dow Jones Islamic136.7% S&P Shariah120.3% MSCI Islamic45.5% MSCI Islamic M-Series120.3% FTSE Shariah43.3% |
| PPLI People Inc | NON_COMPLIANT | 0.84% | AAOIFI48.7% Usmani18.8% Dow Jones Islamic49.3% S&P Shariah48.2% MSCI Islamic18.8% MSCI Islamic M-Series48.2% FTSE Shariah18.8% |
| NE Noble Corp PLC | NON_COMPLIANT | 0.81% | AAOIFI25.8% Usmani26.4% Dow Jones Islamic36.9% S&P Shariah35.9% MSCI Islamic26.1% MSCI Islamic M-Series35.9% FTSE Shariah26.1% |
| State Street Global Advisors | UNSCREENED | 0.81% | no in-house ratios for this holding |
| LDOS Leidos Holdings Inc | NON_COMPLIANT | 0.78% | AAOIFI39.5% Usmani42.1% Dow Jones Islamic32.6% S&P Shariah34.8% MSCI Islamic42.1% MSCI Islamic M-Series34.8% FTSE Shariah38.6% |
| FLUT Flutter Entertainment PLC | NON_COMPLIANT | 0.78% | AAOIFI72.3% Usmani44.5% Dow Jones Islamic34.3% S&P Shariah36.7% MSCI Islamic44.5% MSCI Islamic M-Series36.7% FTSE Shariah42.5% |
| Builders FirstSource Inc | UNSCREENED | 0.75% | no in-house ratios for this holding |
| SNX TD SYNNEX Corp | COMPLIANT | 0.68% | AAOIFI22.5% Usmani12.3% Dow Jones Islamic36.1% S&P Shariah39.8% MSCI Islamic12.3% MSCI Islamic M-Series39.8% FTSE Shariah12.3% |
| DLTR Dollar Tree Inc | NON_COMPLIANT | 0.66% | AAOIFI33.0% Usmani54.7% Dow Jones Islamic38.6% S&P Shariah35.1% MSCI Islamic54.7% MSCI Islamic M-Series35.1% FTSE Shariah20.9% |
| Clarivate PLC | UNSCREENED | 0.63% | no in-house ratios for this holding |
| ROP Roper Technologies Inc | NON_COMPLIANT | 0.62% | AAOIFI28.1% Usmani32.2% Dow Jones Islamic22.5% S&P Shariah21.7% MSCI Islamic32.2% MSCI Islamic M-Series21.7% FTSE Shariah32.2% |
| MOH Molina Healthcare Inc | NON_COMPLIANT | 0.59% | AAOIFI36.0% Usmani24.7% Dow Jones Islamic29.7% S&P Shariah24.7% MSCI Islamic23.6% MSCI Islamic M-Series24.7% FTSE Shariah23.6% |
| NFG National Fuel Gas Co | NON_COMPLIANT | 0.55% | AAOIFI44.7% Usmani34.1% Dow Jones Islamic50.5% S&P Shariah57.4% MSCI Islamic34.1% MSCI Islamic M-Series57.4% FTSE Shariah34.1% |
| LULU Lululemon Athletica Inc | COMPLIANT | 0.51% | AAOIFI17.9% Usmani25.2% Dow Jones Islamic8.2% S&P Shariah6.5% MSCI Islamic25.2% MSCI Islamic M-Series6.5% FTSE Shariah0.0% |
| Booz Allen Hamilton Holding Corp | UNSCREENED | 0.50% | no in-house ratios for this holding |
| DG Dollar General Corp | NON_COMPLIANT | 0.50% | AAOIFI55.9% Usmani49.0% Dow Jones Islamic69.2% S&P Shariah65.1% MSCI Islamic49.0% MSCI Islamic M-Series65.1% FTSE Shariah14.2% |
| DINO HF Sinclair Corp | COMPLIANT | 0.50% | AAOIFI16.9% Usmani17.1% Dow Jones Islamic34.7% S&P Shariah34.5% MSCI Islamic16.6% MSCI Islamic M-Series34.5% FTSE Shariah14.6% |
| TYL Tyler Technologies Inc | COMPLIANT | 0.49% | AAOIFI9.8% Usmani25.0% Dow Jones Islamic7.0% S&P Shariah7.2% MSCI Islamic25.0% MSCI Islamic M-Series7.2% FTSE Shariah24.2% |
| Crown Holdings Inc | UNSCREENED | 0.48% | no in-house ratios for this holding |
The published standards disagree about this fund by 14 points of portfolio weight — 35.2% of it passes FTSE Shariah, 20.9% passes Dow Jones Islamic. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 21.0% ratios fail on 53.7% 19.5% not rated under AAOIFI
ratios pass on 34.1% ratios fail on 40.5% 19.5% not rated under Usmani
ratios pass on 20.9% ratios fail on 52.1% 21.0% not rated under Dow Jones Islamic
ratios pass on 23.0% ratios fail on 51.6% 19.5% not rated under S&P Shariah
ratios pass on 30.7% ratios fail on 43.9% 19.5% not rated under MSCI Islamic
ratios pass on 21.7% ratios fail on 52.9% 19.5% not rated under MSCI Islamic M-Series
ratios pass on 35.2% ratios fail on 39.5% 19.5% not rated under FTSE Shariah
59 of 70 listed holdings carry our own per-methodology verdicts (81% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 56 (76% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
| Non-compliant holding | Weight |
|---|---|
| KHC Kraft Heinz Co/The | 2.57% |
| CHTR Charter Communications Inc | 2.49% |
| OXY Occidental Petroleum Corp | 2.34% |
| FISV Fiserv Inc | 2.28% |
| CCI Crown Castle Inc | 2.28% |
| ZBH Zimmer Biomet Holdings Inc | 2.17% |
| ZTS Zoetis Inc | 2.09% |
| EVRG Evergy Inc | 2.08% |
| SSNC SS&C Technologies Holdings Inc | 2.05% |
| MOS Mosaic Co/The | 2.03% |
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
Transamerica Mid Cap Value Opportunities (TOTFX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.
| Holding | Weight | Verdict |
|---|---|---|
| KHCKraft Heinz Co/The | 2.57% | Non-compliant |
| CHTRCharter Communications Inc | 2.49% | Non-compliant |
| CTSHCognizant Technology Solutions Corp | 2.39% | Compliant |
| OXYOccidental Petroleum Corp | 2.34% | Non-compliant |
| FISVFiserv Inc | 2.28% | Non-compliant |
| CCICrown Castle Inc | 2.28% | Non-compliant |
| ZBHZimmer Biomet Holdings Inc | 2.17% | Non-compliant |
| EXEExpand Energy Corp | 2.15% | Compliant |
| ZTSZoetis Inc | 2.09% | Non-compliant |
| EVRGEvergy Inc | 2.08% | Non-compliant |
Top 10 of 70 holdings, 22.8% of the fund by weight. Every holding is screened, not only these.
The positions keeping this fund short of 100% compliant by weight.
Verdict history for TOTFX. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
ℹ️ no compliance scan has run for 2 days - this is not a reading of today
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
This fund prices once a day, so its bars carry no intraday high or low — floor-trader pivots are not defined for it.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 48.90 | NEUTRAL |
| Stochastic %K (14) | 100.00 | SELL |
| CCI (20) | 39.83 | NEUTRAL |
| Williams %R (14) | 0.00 | SELL |
| MACD (12,26,9) | 0.04 | BUY |
| ROC (10) | 2.70 | BUY |
| Momentum (10) | 0.28 | BUY |
| EMA (10) | 10.51 | BUY |
| SMA (10) | 10.43 | BUY |
| EMA (20) | 10.59 | BUY |
| SMA (20) | 10.55 | BUY |
| EMA (30) | 10.68 | SELL |
| SMA (30) | 10.76 | SELL |
| EMA (50) | 10.77 | SELL |
| SMA (50) | 10.97 | SELL |
| EMA (100) | 10.74 | SELL |
| SMA (100) | 10.80 | SELL |
| EMA (200) | 10.56 | BUY |
| SMA (200) | 10.59 | BUY |
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.