USIPXETF / FundUBS Ultra Short Income Fund
Verdicts genuinely change. Free email alert the moment USIPX's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
UBS Ultra Short Income Fund · UBS SERIES FUNDS
152 holdings
NON-COMPLIANT At least 35.00% of portfolio weight is in non-compliant holdings — already over the 5% threshold, so the verdict is settled whatever the unmatched 50% turns out to be. Matching more holdings can only raise this share, never lower it.
152 holdings, 68 matched (45% of weight). Portfolio as of 2026-07-31, filed 2026-09-25. Source: SEC Form N-PORT.
5.15% of this portfolio’s income is non-permissible — weighted across holdings, computed over 23% of portfolio weight (34 of 152 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
Portfolio shares are withheld: coverage is below the floor needed to state one. The holdings themselves are below, because the names are evidence you can check.
All holdings (152)
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| General Motors Financial Co Inc | UNSCREENED | 3.93% | no in-house ratios for this holding |
| DZ Bank AG Deutsche Zentral-Genossenschaftsbank/New York | UNSCREENED | 3.80% | no in-house ratios for this holding |
| GM General Motors | NON_COMPLIANT | 1.76% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| GM Financial Revolving Receivables Trust | UNSCREENED | 1.31% | no in-house ratios for this holding |
| AMGN AMGEN INC | COMPLIANT | 1.15% | AAOIFI24.9% Usmani59.9% Dow Jones Islamic33.6% S&P Shariah35.1% MSCI Islamic59.9% MSCI Islamic M-Series35.1% FTSE Shariah59.9% |
| Ford Credit Auto Owner Trust/Ford Credit | UNSCREENED | 1.06% | no in-house ratios for this holding |
| GM Financial Consumer Automobile Receivables Trust | UNSCREENED | 1.00% | no in-house ratios for this holding |
| BPCE SA | UNSCREENED | 0.99% | no in-house ratios for this holding |
| NDA-FI.HE NORDEA BANK ABP | NON_COMPLIANT | 0.99% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| NAB.AX NATIONAL AUSTRALIA BANK | NON_COMPLIANT | 0.99% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| WBC.AX WESTPAC BANKING CORP | NON_COMPLIANT | 0.99% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| SANTANDER HOLDINGS USA | UNSCREENED | 0.98% | no in-house ratios for this holding |
| O39.SI Oversea-Chinese Banking Corp Ltd | NON_COMPLIANT | 0.98% | AAOIFI21.2% Usmani4.5% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic4.5% MSCI Islamic M-Seriesfail FTSE Shariah4.5% |
| O39.SI Oversea-Chinese Banking Corp Ltd | NON_COMPLIANT | 0.94% | AAOIFI21.2% Usmani4.5% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic4.5% MSCI Islamic M-Seriesfail FTSE Shariah4.5% |
| MORGAN STANLEY BANK NA | UNSCREENED | 0.90% | no in-house ratios for this holding |
| AJG ARTHUR J GALLAGHER & CO | NON_COMPLIANT | 0.90% | AAOIFI21.0% Usmani17.2% Dow Jones Islamic20.7% S&P Shariah22.4% MSCI Islamic17.2% MSCI Islamic M-Series22.4% FTSE Shariah16.6% |
| NATWEST MARKETS PLC | UNSCREENED | 0.86% | no in-house ratios for this holding |
| MACQUARIE BANK LTD | UNSCREENED | 0.82% | no in-house ratios for this holding |
| D05.SI DBS GROUP HOLDINGS LTD | NON_COMPLIANT | 0.82% | AAOIFI33.5% Usmani8.4% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic8.4% MSCI Islamic M-Seriesfail FTSE Shariah8.4% |
| TOYOTA MOTOR CREDIT CORP | UNSCREENED | 0.82% | no in-house ratios for this holding |
| RY ROYAL BANK OF CANADA | COMPLIANT | 0.82% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| COMMONWEALTH BANK AUST | UNSCREENED | 0.82% | no in-house ratios for this holding |
| AMERICAN HONDA FINANCE | UNSCREENED | 0.82% | no in-house ratios for this holding |
| DUK DUKE ENERGY CORP | NON_COMPLIANT | 0.82% | AAOIFI95.1% Usmani45.3% Dow Jones Islamic98.9% S&P Shariah107.5% MSCI Islamic45.0% MSCI Islamic M-Series107.5% FTSE Shariah44.4% |
| JPM JPMORGAN CHASE & CO | NON_COMPLIANT | 0.74% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| HSBA.L HSBC HOLDINGS PLC | NON_COMPLIANT | 0.66% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| CANADIAN IMPERIAL BANK | UNSCREENED | 0.66% | no in-house ratios for this holding |
| COMMONWEALTH BANK AUST | UNSCREENED | 0.66% | no in-house ratios for this holding |
| BNS.TO BANK OF NOVA SCOTIA | NON_COMPLIANT | 0.66% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| SKANDINAVISKA ENSKILDA | UNSCREENED | 0.66% | no in-house ratios for this holding |
| CITIBANK NA | UNSCREENED | 0.66% | no in-house ratios for this holding |
| AON NORTH AMERICA INC | UNSCREENED | 0.66% | no in-house ratios for this holding |
| BMO.TO BANK OF MONTREAL | NON_COMPLIANT | 0.66% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| AUST & NZ BANKING GROUP | UNSCREENED | 0.66% | no in-house ratios for this holding |
| CATERPILLAR FINL SERVICE | UNSCREENED | 0.66% | no in-house ratios for this holding |
| MET LIFE GLOB FUNDING I | UNSCREENED | 0.66% | no in-house ratios for this holding |
| BAC BANK OF AMERICA CORP | NON_COMPLIANT | 0.66% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| COOPERAT RABOBANK UA/NY | UNSCREENED | 0.66% | no in-house ratios for this holding |
| SUMITOMO MITSUI FINL GRP | UNSCREENED | 0.66% | no in-house ratios for this holding |
| ABBV ABBVIE INC | COMPLIANT | 0.66% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahfail |
| NATIONAL RURAL UTIL COOP | UNSCREENED | 0.66% | no in-house ratios for this holding |
| TD TORONTO-DOMINION BANK | NON_COMPLIANT | 0.66% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| CHEVRON USA INC | UNSCREENED | 0.66% | no in-house ratios for this holding |
| MERCEDES-BENZ FIN NA | UNSCREENED | 0.66% | no in-house ratios for this holding |
| NA.TO NATIONAL BANK OF CANADA | NON_COMPLIANT | 0.66% | AAOIFI133.1% Usmani18.9% Dow Jones Islamic— S&P Shariah— MSCI Islamic18.8% MSCI Islamic M-Series— FTSE Shariah18.8% |
| BMW US CAPITAL LLC | UNSCREENED | 0.66% | no in-house ratios for this holding |
| NEXTERA ENERGY CAPITAL | UNSCREENED | 0.66% | no in-house ratios for this holding |
| FED CAISSES DESJARDINS | UNSCREENED | 0.66% | no in-house ratios for this holding |
| TD TORONTO-DOMINION BANK | NON_COMPLIANT | 0.66% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| TRUIST BANK | UNSCREENED | 0.66% | no in-house ratios for this holding |
| CITIBANK NA | UNSCREENED | 0.66% | no in-house ratios for this holding |
| STATE STREET BANK & TR | UNSCREENED | 0.66% | no in-house ratios for this holding |
| GS GOLDMAN SACHS GROUP INC | NON_COMPLIANT | 0.66% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| MS MORGAN STANLEY | NON_COMPLIANT | 0.66% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| ANZ NEW ZEALAND INTL/LDN | UNSCREENED | 0.66% | no in-house ratios for this holding |
| MERCEDES-BENZ FIN NA | UNSCREENED | 0.66% | no in-house ratios for this holding |
| D DOMINION ENERGY INC | NON_COMPLIANT | 0.66% | AAOIFI86.6% Usmani42.8% Dow Jones Islamic102.1% S&P Shariah112.1% MSCI Islamic42.3% MSCI Islamic M-Series112.1% FTSE Shariah41.7% |
| C CITIGROUP INC | NON_COMPLIANT | 0.65% | AAOIFI159.2% Usmani13.8% Dow Jones Islamic214.6% S&P Shariah251.0% MSCI Islamic13.8% MSCI Islamic M-Series251.0% FTSE Shariah13.8% |
| GS GOLDMAN SACHS GROUP INC | NON_COMPLIANT | 0.65% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| XEL XCEL ENERGY INC | NON_COMPLIANT | 0.65% | AAOIFI82.6% Usmani47.8% Dow Jones Islamic94.9% S&P Shariah105.9% MSCI Islamic46.3% MSCI Islamic M-Series105.9% FTSE Shariah45.3% |
| NATIONAL RURAL UTIL COOP | UNSCREENED | 0.65% | no in-house ratios for this holding |
| TMUS T-MOBILE USA INC | NON_COMPLIANT | 0.65% | AAOIFI18.0% Usmani17.5% Dow Jones Islamic14.6% S&P Shariah15.9% MSCI Islamic16.5% MSCI Islamic M-Series15.9% FTSE Shariah2.9% |
| MCD MCDONALD'S CORP | NON_COMPLIANT | 0.65% | AAOIFI29.7% Usmani91.1% Dow Jones Islamic26.3% S&P Shariah27.2% MSCI Islamic91.1% MSCI Islamic M-Series27.2% FTSE Shariah66.5% |
| O39.SI Oversea-Chinese Banking Corp Ltd | NON_COMPLIANT | 0.65% | AAOIFI21.2% Usmani4.5% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic4.5% MSCI Islamic M-Seriesfail FTSE Shariah4.5% |
| CANADIAN PACIFIC RAILWAY | UNSCREENED | 0.65% | no in-house ratios for this holding |
| AZN ASTRAZENECA PLC | COMPLIANT | 0.65% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| EXC EXELON CORP | NON_COMPLIANT | 0.65% | AAOIFI109.9% Usmani42.1% Dow Jones Islamic115.7% S&P Shariah124.5% MSCI Islamic42.1% MSCI Islamic M-Series124.5% FTSE Shariah42.1% |
| BP CAPITAL MARKETS PLC | UNSCREENED | 0.65% | no in-house ratios for this holding |
| DUK DUKE ENERGY CORP | NON_COMPLIANT | 0.65% | AAOIFI95.1% Usmani45.3% Dow Jones Islamic98.9% S&P Shariah107.5% MSCI Islamic45.0% MSCI Islamic M-Series107.5% FTSE Shariah44.4% |
| PNC BANK NA | UNSCREENED | 0.65% | no in-house ratios for this holding |
| ING ING GROEP NV | NON_COMPLIANT | 0.64% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| GREAT AMERICA LEASING RECEIVABLES | UNSCREENED | 0.60% | no in-house ratios for this holding |
| IR INGERSOLL RAND INC | COMPLIANT | 0.58% | AAOIFI14.2% Usmani22.7% Dow Jones Islamic12.3% S&P Shariah12.3% MSCI Islamic22.7% MSCI Islamic M-Series12.3% FTSE Shariah22.4% |
| HSBC USA INC | UNSCREENED | 0.58% | no in-house ratios for this holding |
| CANADIAN IMPERIAL BANK | UNSCREENED | 0.57% | no in-house ratios for this holding |
| US BANK NA CINCINNATI | UNSCREENED | 0.57% | no in-house ratios for this holding |
| DTE DTE ENERGY CO | NON_COMPLIANT | 0.57% | AAOIFI90.3% Usmani46.4% Dow Jones Islamic93.7% S&P Shariah101.8% MSCI Islamic46.4% MSCI Islamic M-Series101.8% FTSE Shariah45.9% |
| CARR CARRIER GLOBAL CORP | COMPLIANT | 0.57% | AAOIFI24.6% Usmani32.2% Dow Jones Islamic21.6% S&P Shariah22.4% MSCI Islamic32.2% MSCI Islamic M-Series22.4% FTSE Shariah30.7% |
| SBNA Auto Lease Trust | UNSCREENED | 0.56% | no in-house ratios for this holding |
| BMW US CAPITAL LLC | UNSCREENED | 0.54% | no in-house ratios for this holding |
| SAN.MC BANCO SANTANDER SA | NON_COMPLIANT | 0.53% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| GM Financial Automobile Leasing Trust | UNSCREENED | 0.53% | no in-house ratios for this holding |
| NEW YORK LIFE GLOBAL FDG | UNSCREENED | 0.50% | no in-house ratios for this holding |
| AERCAP IRELAND CAP/GLOBA | UNSCREENED | 0.50% | no in-house ratios for this holding |
| ABN.AS ABN AMRO BANK NV | NON_COMPLIANT | 0.49% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| SHB-A.ST SVENSKA HANDELSBANKEN AB | NON_COMPLIANT | 0.49% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| NEXTERA ENERGY CAPITAL | UNSCREENED | 0.49% | no in-house ratios for this holding |
| BPCE SA | UNSCREENED | 0.49% | no in-house ratios for this holding |
| AMZN AMAZON.COM INC | QUESTIONABLE | 0.49% | AAOIFI8.2% Usmani22.1% Dow Jones Islamic9.6% S&P Shariah10.6% MSCI Islamic20.9% MSCI Islamic M-Series10.6% FTSE Shariah12.1% |
| RY ROYAL BANK OF CANADA | COMPLIANT | 0.49% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| TD TORONTO-DOMINION BANK | NON_COMPLIANT | 0.49% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| WFC WELLS FARGO & COMPANY | NON_COMPLIANT | 0.49% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| MRSH MARSH & MCLENNAN COS INC | NON_COMPLIANT | 0.49% | AAOIFI24.1% Usmani35.8% Dow Jones Islamic22.1% S&P Shariah22.2% MSCI Islamic35.8% MSCI Islamic M-Series22.2% FTSE Shariah32.7% |
| STT STATE STREET CORP | NON_COMPLIANT | 0.49% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| COF CAPITAL ONE FINANCIAL CO | NON_COMPLIANT | 0.49% | AAOIFI38.5% Usmani7.6% Dow Jones Islamic49.3% S&P Shariah60.5% MSCI Islamic7.6% MSCI Islamic M-Series60.5% FTSE Shariah7.6% |
| ENTERPRISE PRODUCTS OPER | UNSCREENED | 0.49% | no in-house ratios for this holding |
| IBM CORP | UNSCREENED | 0.49% | no in-house ratios for this holding |
| 8306.T MITSUBISHI UFJ FIN GRP | NON_COMPLIANT | 0.49% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| LLOY.L LLOYDS BANKING GROUP PLC | NON_COMPLIANT | 0.49% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| 8411.T MIZUHO FINANCIAL GROUP | NON_COMPLIANT | 0.49% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| CSX CSX CORP | COMPLIANT | 0.49% | AAOIFI21.8% Usmani43.3% Dow Jones Islamic27.6% S&P Shariah28.4% MSCI Islamic43.3% MSCI Islamic M-Series28.4% FTSE Shariah42.2% |
| DEUTSCHE TELEKOM INT FIN | UNSCREENED | 0.49% | no in-house ratios for this holding |
| BARC.L BARCLAYS PLC | NON_COMPLIANT | 0.49% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| LOW LOWE'S COS INC | NON_COMPLIANT | 0.49% | AAOIFI35.6% Usmani71.7% Dow Jones Islamic30.1% S&P Shariah31.0% MSCI Islamic71.7% MSCI Islamic M-Series31.0% FTSE Shariah63.7% |
| NI NISOURCE INC | NON_COMPLIANT | 0.49% | AAOIFI82.1% Usmani43.4% Dow Jones Islamic85.6% S&P Shariah99.5% MSCI Islamic43.4% MSCI Islamic M-Series99.5% FTSE Shariah43.4% |
| KMI KINDER MORGAN INC | NON_COMPLIANT | 0.49% | AAOIFI46.1% Usmani43.5% Dow Jones Islamic53.0% S&P Shariah61.2% MSCI Islamic43.5% MSCI Islamic M-Series61.2% FTSE Shariah43.5% |
| RTX RTX CORP | NON_COMPLIANT | 0.49% | AAOIFI12.5% Usmani19.3% Dow Jones Islamic15.9% S&P Shariah18.5% MSCI Islamic19.3% MSCI Islamic M-Series18.5% FTSE Shariah18.4% |
| DEUTSCHE BANK NY | UNSCREENED | 0.49% | no in-house ratios for this holding |
| AMGN AMGEN INC | COMPLIANT | 0.49% | AAOIFI24.9% Usmani59.9% Dow Jones Islamic33.6% S&P Shariah35.1% MSCI Islamic59.9% MSCI Islamic M-Series35.1% FTSE Shariah59.9% |
| FITB FIFTH THIRD BANCORP | NON_COMPLIANT | 0.49% | AAOIFI45.0% Usmani7.4% Dow Jones Islamic67.1% S&P Shariah76.4% MSCI Islamic7.4% MSCI Islamic M-Series76.4% FTSE Shariah7.4% |
| 8411.T MIZUHO FINANCIAL GROUP | NON_COMPLIANT | 0.48% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| KEY KEYCORP | NON_COMPLIANT | 0.48% | AAOIFI47.1% Usmani5.7% Dow Jones Islamic56.9% S&P Shariah65.9% MSCI Islamic5.7% MSCI Islamic M-Series65.9% FTSE Shariah5.7% |
| COOPERAT RABOBANK UA/NY | UNSCREENED | 0.46% | no in-house ratios for this holding |
| AXP AMERICAN EXPRESS CO | NON_COMPLIANT | 0.42% | AAOIFI26.8% Usmani19.2% Dow Jones Islamic27.4% S&P Shariah30.8% MSCI Islamic19.2% MSCI Islamic M-Series30.8% FTSE Shariah19.2% |
| Porsche Financial Auto Securitization Trust | UNSCREENED | 0.42% | no in-house ratios for this holding |
| CATERPILLAR FINL SERVICE | UNSCREENED | 0.41% | no in-house ratios for this holding |
| AERCAP IRELAND CAP/GLOBA | UNSCREENED | 0.41% | no in-house ratios for this holding |
| MMAF Equipment Finance LLC | UNSCREENED | 0.36% | no in-house ratios for this holding |
| State Street Global Advisors | UNSCREENED | 0.34% | no in-house ratios for this holding |
| Ford Credit Auto Owner Trust | UNSCREENED | 0.34% | no in-house ratios for this holding |
| JPM JPMORGAN CHASE & CO | NON_COMPLIANT | 0.34% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| MACQUARIE BANK LTD | UNSCREENED | 0.33% | no in-house ratios for this holding |
| NAB.AX NATIONAL AUSTRALIA BANK | NON_COMPLIANT | 0.33% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| DTE DTE ENERGY CO | NON_COMPLIANT | 0.33% | AAOIFI90.3% Usmani46.4% Dow Jones Islamic93.7% S&P Shariah101.8% MSCI Islamic46.4% MSCI Islamic M-Series101.8% FTSE Shariah45.9% |
| AUST & NZ BANKING GROUP | UNSCREENED | 0.33% | no in-house ratios for this holding |
| ACA.PA CREDIT AGRICOLE SA | NON_COMPLIANT | 0.33% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| GM Financial Consumer Automobile Receivables Trust | UNSCREENED | 0.33% | no in-house ratios for this holding |
| US BANK NA CINCINNATI | UNSCREENED | 0.33% | no in-house ratios for this holding |
| WFC WELLS FARGO & COMPANY | NON_COMPLIANT | 0.33% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| BNS.TO BANK OF NOVA SCOTIA | NON_COMPLIANT | 0.33% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| COF CAPITAL ONE FINANCIAL CO | NON_COMPLIANT | 0.33% | AAOIFI38.5% Usmani7.6% Dow Jones Islamic49.3% S&P Shariah60.5% MSCI Islamic7.6% MSCI Islamic M-Series60.5% FTSE Shariah7.6% |
| SUMITOMO MITSUI FINL GRP | UNSCREENED | 0.32% | no in-house ratios for this holding |
| Stellantis Financial Underwritten Enhanced Lease Trust | UNSCREENED | 0.32% | no in-house ratios for this holding |
| DLLAD LLC | UNSCREENED | 0.31% | no in-house ratios for this holding |
| Enterprise Fleet Financing LLC | UNSCREENED | 0.31% | no in-house ratios for this holding |
| Enterprise Fleet Financing LLC | UNSCREENED | 0.31% | no in-house ratios for this holding |
| CNH Equipment Trust | UNSCREENED | 0.26% | no in-house ratios for this holding |
| Chesapeake Funding II LLC | UNSCREENED | 0.22% | no in-house ratios for this holding |
| CarMax Auto Owner Trust | UNSCREENED | 0.22% | no in-house ratios for this holding |
| Volvo Financial Equipment LLC | UNSCREENED | 0.21% | no in-house ratios for this holding |
| DLLAA LLC | UNSCREENED | 0.20% | no in-house ratios for this holding |
| Toyota Auto Receivables Owner Trust | UNSCREENED | 0.20% | no in-house ratios for this holding |
| Enterprise Fleet Financing LLC | UNSCREENED | 0.20% | no in-house ratios for this holding |
| MERCEDES-BENZ AUTO RECEIVABLES TRUST | UNSCREENED | 0.18% | no in-house ratios for this holding |
| Dell Equipment Finance Trust | UNSCREENED | 0.17% | no in-house ratios for this holding |
| Verizon Master Trust | UNSCREENED | 0.16% | no in-house ratios for this holding |
| State Street Global Advisors | UNSCREENED | 0.14% | no in-house ratios for this holding |
| Mercedes-Benz Auto Lease Trust | UNSCREENED | 0.09% | no in-house ratios for this holding |
| DLLST LLC | UNSCREENED | 0.08% | no in-house ratios for this holding |
| CCG Receivables Trust | UNSCREENED | 0.03% | no in-house ratios for this holding |
| Verizon Master Trust | UNSCREENED | 0.01% | no in-house ratios for this holding |
| BAC BANK OF AMERICA CORP | NON_COMPLIANT | 0.00% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
The published standards disagree about this fund by 5 points of portfolio weight — 8.9% of it passes AAOIFI, 3.7% passes Usmani. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 8.9% ratios fail on 31.8% 51.0% not rated under AAOIFI
ratios pass on 3.7% ratios fail on 29.6% 58.5% not rated under Usmani
ratios pass on 6.5% ratios fail on 33.6% 51.7% not rated under Dow Jones Islamic
ratios pass on 6.5% ratios fail on 30.5% 54.8% not rated under S&P Shariah
ratios pass on 3.7% ratios fail on 29.6% 58.5% not rated under MSCI Islamic
ratios pass on 6.5% ratios fail on 33.6% 51.7% not rated under MSCI Islamic M-Series
ratios pass on 4.2% ratios fail on 29.1% 58.5% not rated under FTSE Shariah
52 of 152 listed holdings carry our own per-methodology verdicts (41% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 36 (30% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
| Non-compliant holding | Weight |
|---|---|
| GM General Motors | 1.76% |
| NDA-FI.HE NORDEA BANK ABP | 0.99% |
| NAB.AX NATIONAL AUSTRALIA BANK | 0.99% |
| WBC.AX WESTPAC BANKING CORP | 0.99% |
| O39.SI Oversea-Chinese Banking Corp Ltd | 0.98% |
| O39.SI Oversea-Chinese Banking Corp Ltd | 0.94% |
| AJG ARTHUR J GALLAGHER & CO | 0.90% |
| D05.SI DBS GROUP HOLDINGS LTD | 0.82% |
| DUK DUKE ENERGY CORP | 0.82% |
| JPM JPMORGAN CHASE & CO | 0.74% |
Trade setup
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
UBS Ultra Short Income Fund (USIPX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
Screened on its holdings, not its name
HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.
| Holding | Weight | Verdict |
|---|---|---|
| General Motors Financial Co Incnot matched to a ticker | 3.93% | Not screened |
| DZ Bank AG Deutsche Zentral-Genossenschaftsbank/New Yorknot matched to a ticker | 3.80% | Not screened |
| GMGeneral Motors | 1.76% | Non-compliant |
| GM Financial Revolving Receivables Trustnot matched to a ticker | 1.31% | Not screened |
| AMGNAMGEN INC | 1.15% | Compliant |
| Ford Credit Auto Owner Trust/Ford Creditnot matched to a ticker | 1.06% | Not screened |
| GM Financial Consumer Automobile Receivables Trustnot matched to a ticker | 1.00% | Not screened |
| BPCE SAnot matched to a ticker | 0.99% | Not screened |
| NDA-FI.HENORDEA BANK ABP | 0.99% | Non-compliant |
| NAB.AXNATIONAL AUSTRALIA BANK | 0.99% | Non-compliant |
Top 10 of 152 holdings, 17.0% of the fund by weight. Every holding is screened, not only these.
What holds the number back
The positions keeping this fund short of 100% compliant by weight.
- General Motors Financial Co Incnot screened3.93%
- DZ Bank AG Deutsche Zentral-Genossenschaftsbank/New Yorknot screened3.80%
- GMnon-compliant1.76%
- GM Financial Revolving Receivables Trustnot screened1.31%
- Ford Credit Auto Owner Trust/Ford Creditnot screened1.06%
- GM Financial Consumer Automobile Receivables Trustnot screened1.00%
What changed, and when
Verdict history for USIPX. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
- 2026-09-07 No change recorded No verdict change for USIPX has been recorded since tracking began. The scan ledger records that the compliance detectors ran, not which symbols each pass covered.
ℹ️ no compliance scan has run for 6 days - this is not a reading of today
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
This fund prices once a day, so its bars carry no intraday high or low — floor-trader pivots are not defined for it.
Price Forecast
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Technical Summary
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
Every indicator, and what it reads
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 88.60 | SELL |
| Stochastic %K (14) | 100.00 | SELL |
| CCI (20) | 666.67 | SELL |
| Williams %R (14) | 0.00 | SELL |
| MACD (12,26,9) | -0.00 | SELL |
| ROC (10) | 0.10 | BUY |
| Momentum (10) | 0.01 | BUY |
| EMA (10) | 9.82 | BUY |
| SMA (10) | 9.82 | BUY |
| EMA (20) | 9.82 | BUY |
| SMA (20) | 9.82 | BUY |
| EMA (30) | 9.81 | BUY |
| SMA (30) | 9.81 | BUY |
| EMA (50) | 9.80 | BUY |
| SMA (50) | 9.80 | BUY |
| EMA (100) | 9.77 | BUY |
| SMA (100) | 9.77 | BUY |
| EMA (200) | 9.70 | BUY |
| SMA (200) | 9.70 | BUY |
SMC — Top Down
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
Before you act on this
The questions worth asking about any verdict on this page, answered plainly.
Is a fund screened on its name?
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
What does unrated weight mean?
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
Does the issuer's board make it compliant?
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
How often is this re-screened?
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Compare with
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
AI Summary
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.