Verdicts genuinely change. Free email alert the moment VCFAX's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
VOYA SECURITIZED CREDIT FUND · Voya Separate Portfolios Trust
628 holdings
NON-COMPLIANT At least 6.72% of portfolio weight is in non-compliant holdings — already over the 5% threshold, so the verdict is settled whatever the unmatched 91% turns out to be. Matching more holdings can only raise this share, never lower it.
6.33% of that is conventional interest-bearing debt, identified from the fund's own filing rather than by screening an issuer. Sukuk are deliberately excluded from this test and are never counted here.
628 holdings, 38 matched (9% of weight). Portfolio as of 2026-06-30, filed 2026-08-26. Source: SEC Form N-PORT.
0.13% of this portfolio’s income is non-permissible — weighted across holdings, computed over 2% of portfolio weight (6 of 628 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
Portfolio shares are withheld: coverage is below the floor needed to state one. The holdings themselves are below, because the names are evidence you can check.
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| SYMPHONY CLO 43 LTD | UNSCREENED | 0.78% | no in-house ratios for this holding |
| SUBWAY FUNDING LLC | UNSCREENED | 0.76% | no in-house ratios for this holding |
| FREDDIE MAC STACR REMIC TRUST 2022-DNA1 | NON_COMPLIANT | 0.74% | no in-house ratios for this holding |
| TRAFIGURA SECURITISATION FINANCE PLC | UNSCREENED | 0.71% | no in-house ratios for this holding |
| PRIMA CAPITAL CRE SECURITIZATION 2019-VII LTD | UNSCREENED | 0.70% | no in-house ratios for this holding |
| FREDDIE MAC STACR REMIC TRUST 2022-DNA2 | NON_COMPLIANT | 0.70% | no in-house ratios for this holding |
| CEDAR FUNDING II CLO LTD | UNSCREENED | 0.67% | no in-house ratios for this holding |
| PLANET FITNESS MASTER ISSUER LLC SERIES 2018-1 | UNSCREENED | 0.67% | no in-house ratios for this holding |
| SABAL ISSUER 2025-2 LLC | UNSCREENED | 0.65% | no in-house ratios for this holding |
| TRUPS FINANCIALS NOTE SECURITIZATION 2026-1 | UNSCREENED | 0.63% | no in-house ratios for this holding |
| CONSTELLATION ENERGY GENERATION LLC | UNSCREENED | 0.63% | no in-house ratios for this holding |
| SHW SHERWIN-WILLIAMS COMPANY (THE) | COMPLIANT | 0.62% | AAOIFI18.0% Usmani52.7% Dow Jones Islamic16.6% S&P Shariah17.3% MSCI Islamic52.7% MSCI Islamic M-Series17.3% FTSE Shariah44.8% |
| EFX EQUIFAX INC | COMPLIANT | 0.62% | AAOIFI27.1% Usmani45.6% Dow Jones Islamic19.8% S&P Shariah19.6% MSCI Islamic45.6% MSCI Islamic M-Series19.6% FTSE Shariah45.6% |
| RFM RE-REMIC TRUST 2022-FRR1 | UNSCREENED | 0.57% | no in-house ratios for this holding |
| BMD 2 RE-REMIC TRUST | UNSCREENED | 0.54% | no in-house ratios for this holding |
| CBAM 2019-9 LTD | UNSCREENED | 0.52% | no in-house ratios for this holding |
| WIND RIVER 2017-3 CLO LTD | UNSCREENED | 0.52% | no in-house ratios for this holding |
| MDLZ MONDELEZ INTERNATIONAL INC | COMPLIANT | 0.52% | AAOIFI24.4% Usmani27.5% Dow Jones Islamic24.3% S&P Shariah23.4% MSCI Islamic26.9% MSCI Islamic M-Series23.4% FTSE Shariah25.8% |
| AZO AUTOZONE INC | COMPLIANT | 0.52% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| AMERICAN HONDA FINANCE CORP | UNSCREENED | 0.52% | no in-house ratios for this holding |
| SPLITERO TRUST 2026-1 | UNSCREENED | 0.52% | no in-house ratios for this holding |
| UNLOCK HEA TRUST 2026-1 | UNSCREENED | 0.51% | no in-house ratios for this holding |
| BLUEMOUNTAIN CLO XXXIV LLC | UNSCREENED | 0.51% | no in-house ratios for this holding |
| Dlic Re-remic Trust 2025-FRR1 | UNSCREENED | 0.50% | no in-house ratios for this holding |
| CHASE HOME LENDING MORTGAGE TRUST 2024-6 | UNSCREENED | 0.48% | no in-house ratios for this holding |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.48% | no in-house ratios for this holding |
| Freddie Mac Stacr Remic Trust | NON_COMPLIANT | 0.48% | no in-house ratios for this holding |
| GAM RE-REMIC TRUST 2021-FRR1 | UNSCREENED | 0.48% | no in-house ratios for this holding |
| CONNECTICUT AVENUE SECURITIES TRUST 2023-R02 | UNSCREENED | 0.45% | no in-house ratios for this holding |
| MORGAN STANLEY INSTITUTIONAL LIQUIDITY FUNDS | UNSCREENED | 0.44% | no in-house ratios for this holding |
| ZAXBYS FUNDING LLC | UNSCREENED | 0.43% | no in-house ratios for this holding |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.43% | no in-house ratios for this holding |
| SABAL ISSUER 2026-1 LLC | UNSCREENED | 0.43% | no in-house ratios for this holding |
| SUNRUN JUPITER ISSUER 2022-1 LLC | UNSCREENED | 0.43% | no in-house ratios for this holding |
| BMD 2 RE-REMIC TRUST | UNSCREENED | 0.42% | no in-house ratios for this holding |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.42% | no in-house ratios for this holding |
| SOUND POINT CLO XXIX LTD | UNSCREENED | 0.42% | no in-house ratios for this holding |
| JP MORGAN MORTGAGE TRUST 2024-4 | UNSCREENED | 0.42% | no in-house ratios for this holding |
| PFP 2026-13 LTD | UNSCREENED | 0.42% | no in-house ratios for this holding |
| MORGAN STANLEY RESIDENTIAL MORTGAGE LOAN TRUST 2024-2 | UNSCREENED | 0.42% | no in-house ratios for this holding |
| SCG COMMERCIAL MORTGAGE TRUST 2025-FLWR | UNSCREENED | 0.42% | no in-house ratios for this holding |
| ACREC 2025-FL3 LLC | UNSCREENED | 0.42% | no in-house ratios for this holding |
| BAIN CAPITAL CREDIT CLO 2024-2 LTD | UNSCREENED | 0.42% | no in-house ratios for this holding |
| SPLITERO TRUST 2025-1 | UNSCREENED | 0.41% | no in-house ratios for this holding |
| SABAL ISSUER 2025-1 LLC | UNSCREENED | 0.41% | no in-house ratios for this holding |
| WINGSTOP FUNDING LLC | UNSCREENED | 0.40% | no in-house ratios for this holding |
| MORGAN STANLEY RESIDENTIAL MORTGAGE LOAN TRUST 2024-2 | UNSCREENED | 0.39% | no in-house ratios for this holding |
| JP MORGAN MORTGAGE TRUST | UNSCREENED | 0.39% | no in-house ratios for this holding |
| WELLS FARGO COMMERCIAL MORTGAGE TRUST 2025-5C7 | UNSCREENED | 0.38% | no in-house ratios for this holding |
| BX TRUST 2018-BILT | UNSCREENED | 0.38% | no in-house ratios for this holding |
| PROVIDENT FUNDING MORTGAGE TRUST 2025-6 | UNSCREENED | 0.38% | no in-house ratios for this holding |
| GS MORTGAGE-BACKED SECURITIES TRUST 2023-PJ5 | UNSCREENED | 0.37% | no in-house ratios for this holding |
| JP MORGAN MORTGAGE TRUST | UNSCREENED | 0.37% | no in-house ratios for this holding |
| FREDDIE MAC STACR REMIC TRUST 2021-HQA4 | NON_COMPLIANT | 0.37% | no in-house ratios for this holding |
| OCP CLO 2020-20 LTD | UNSCREENED | 0.37% | no in-house ratios for this holding |
| CSTL Commercial Mortgage Trust 2026-GATE3 | UNSCREENED | 0.37% | no in-house ratios for this holding |
| DK TRUST 2024-SPBX | UNSCREENED | 0.37% | no in-house ratios for this holding |
| J. P. MORGAN MORTGAGE TRUST 2026-2 | UNSCREENED | 0.37% | no in-house ratios for this holding |
| BENCHMARK 2025-V17 MORTGAGE TRUST | UNSCREENED | 0.36% | no in-house ratios for this holding |
| NXPT COMMERCIAL MORTGAGE TRUST 2024-STOR | UNSCREENED | 0.36% | no in-house ratios for this holding |
| TACO BELL FUNDING LLC | UNSCREENED | 0.36% | no in-house ratios for this holding |
| PARALLEL 2023-1 LTD | UNSCREENED | 0.35% | no in-house ratios for this holding |
| HELIOS ISSUER LLC | UNSCREENED | 0.35% | no in-house ratios for this holding |
| BLUEMOUNTAIN CLO XXXIII LTD | UNSCREENED | 0.34% | no in-house ratios for this holding |
| Cstl Commercial Mortgage Trust 2025-GATE2 | UNSCREENED | 0.33% | no in-house ratios for this holding |
| WELLS FARGO COMMERCIAL MORTGAGE TRUST 2016-LC25 | UNSCREENED | 0.33% | no in-house ratios for this holding |
| SMRT COMMERCIAL MORTGAGE TRUST 2022-MINI | UNSCREENED | 0.33% | no in-house ratios for this holding |
| PTCM RE-REMIC TRUST 2026-FRR2 | UNSCREENED | 0.33% | no in-house ratios for this holding |
| OAKTREE CLO 2019-4 LTD | UNSCREENED | 0.33% | no in-house ratios for this holding |
| SEQUOIA MORTGAGE TRUST 2025-7 | UNSCREENED | 0.33% | no in-house ratios for this holding |
| ARBOR MULTIFAMILY MORTGAGE SECURITIES TRUST 2021-MF3 | UNSCREENED | 0.32% | no in-house ratios for this holding |
| DB MASTER FINANCE LLC | UNSCREENED | 0.31% | no in-house ratios for this holding |
| MHP COMMERCIAL MORTGAGE TRUST 2025-MHIL2 | UNSCREENED | 0.31% | no in-house ratios for this holding |
| D2 MULTIFAMILY CREDIT 2026-FL1 ISSUER LTD | UNSCREENED | 0.31% | no in-house ratios for this holding |
| BSPDF 2026-FL4 ISSUER LLC | UNSCREENED | 0.31% | no in-house ratios for this holding |
| MF1 2026-FL21 LLC | UNSCREENED | 0.31% | no in-house ratios for this holding |
| ELMWOOD CLO 18 LTD | UNSCREENED | 0.31% | no in-house ratios for this holding |
| BX TRUST 2026-ORBT | UNSCREENED | 0.31% | no in-house ratios for this holding |
| BLUEMOUNTAIN CLO XXX LTD | UNSCREENED | 0.31% | no in-house ratios for this holding |
| CBAMR 2017-3 LTD | UNSCREENED | 0.31% | no in-house ratios for this holding |
| BX TRUST 2018-BILT | UNSCREENED | 0.31% | no in-house ratios for this holding |
| PTCM RE-REMIC TRUST 2026-FRR1 | UNSCREENED | 0.31% | no in-house ratios for this holding |
| JP MORGAN MORTGAGE TRUST 2024-1 | UNSCREENED | 0.31% | no in-house ratios for this holding |
| BX TRUST 2018-BILT | UNSCREENED | 0.31% | no in-house ratios for this holding |
| BOFAS RE-REMIC TRUST 2026-FRR8 | UNSCREENED | 0.31% | no in-house ratios for this holding |
| Benchmark 2026-V20 Mortgage Trust | UNSCREENED | 0.31% | no in-house ratios for this holding |
| BBCMS MORTGAGE TRUST 2026-5C40 | UNSCREENED | 0.31% | no in-house ratios for this holding |
| SOFI PROFESSIONAL LOAN PROGRAM 2020-B TRUST | UNSCREENED | 0.31% | no in-house ratios for this holding |
| REDWOOD FUNDING TRUST 2026-2 | UNSCREENED | 0.31% | no in-house ratios for this holding |
| BALBOA BAY LOAN FUNDING 2022-1 LTD | UNSCREENED | 0.30% | no in-house ratios for this holding |
| ZAXBY'S FUNDING LLC | UNSCREENED | 0.30% | no in-house ratios for this holding |
| AMERICAN HONDA FINANCE CORP | UNSCREENED | 0.29% | no in-house ratios for this holding |
| COMM 2024-CBM MORTGAGE TRUST | UNSCREENED | 0.29% | no in-house ratios for this holding |
| ORL 2024-GLKS MORTGAGE TRUST | UNSCREENED | 0.29% | no in-house ratios for this holding |
| J. P. MORGAN CHASE COMMERCIAL MORTGAGE SECURITIES TRUST 2026-FUN | UNSCREENED | 0.29% | no in-house ratios for this holding |
| PTCM RE-REMIC TRUST 2026-FRR2 | UNSCREENED | 0.29% | no in-house ratios for this holding |
| FS TRUST 2026-ORL | UNSCREENED | 0.29% | no in-house ratios for this holding |
| BX TRUST 2018-BILT | UNSCREENED | 0.29% | no in-house ratios for this holding |
| AREIT 2025-CRE10 LTD | UNSCREENED | 0.29% | no in-house ratios for this holding |
| PRM TRUST 2025-PRM6 | UNSCREENED | 0.29% | no in-house ratios for this holding |
| BX TRUST 2025-VLT6 | UNSCREENED | 0.29% | no in-house ratios for this holding |
| EFMT 2024-RM3 | UNSCREENED | 0.29% | no in-house ratios for this holding |
| GWT COMMERCIAL MORTGAGE TRUST 2024-WLF2 | UNSCREENED | 0.28% | no in-house ratios for this holding |
| PRM5 TRUST 2025-PRM5 | UNSCREENED | 0.28% | no in-house ratios for this holding |
| BBCMS MORTGAGE TRUST 2024-5C27 | UNSCREENED | 0.28% | no in-house ratios for this holding |
| MORGAN STANLEY CAPITAL I TRUST 2016-BNK2 | UNSCREENED | 0.28% | no in-house ratios for this holding |
| CHASE HOME LENDING MORTGAGE TRUST 2026-AGY1 | UNSCREENED | 0.28% | no in-house ratios for this holding |
| FONTAINEBLEAU MIAMI BEACH TRUST 2024-FBLU | UNSCREENED | 0.28% | no in-house ratios for this holding |
| OAKTOWN RE VII LTD | UNSCREENED | 0.28% | no in-house ratios for this holding |
| GCAT 2025-INV5 TRUST | UNSCREENED | 0.28% | no in-house ratios for this holding |
| MORGAN STANLEY CAPITAL I TRUST 2022-L8 | UNSCREENED | 0.27% | no in-house ratios for this holding |
| RFM RE-REMIC TRUST 2022-FRR1 | UNSCREENED | 0.27% | no in-house ratios for this holding |
| FREDDIE MAC STACR REMIC TRUST 2023-HQA3 | NON_COMPLIANT | 0.27% | no in-house ratios for this holding |
| HOME RE 2026-1 LTD | UNSCREENED | 0.27% | no in-house ratios for this holding |
| GS MORTGAGE-BACKED SECURITIES TRUST 2024-PJ9 | UNSCREENED | 0.27% | no in-house ratios for this holding |
| BENCHMARK 2025-V16 MORTGAGE TRUST | UNSCREENED | 0.27% | no in-house ratios for this holding |
| GAM RE-REMIC TRUST 2022-FRR3 | UNSCREENED | 0.27% | no in-house ratios for this holding |
| SEQUOIA MORTGAGE TRUST 2023-4 | UNSCREENED | 0.27% | no in-house ratios for this holding |
| GS MORTGAGE-BACKED SECURITIES TRUST 2026-CES3 | UNSCREENED | 0.27% | no in-house ratios for this holding |
| PTCM RE-REMIC TRUST 2026-FRR1 | UNSCREENED | 0.26% | no in-house ratios for this holding |
| CHASE HOME LENDING MORTGAGE TRUST 2025-12 | UNSCREENED | 0.26% | no in-house ratios for this holding |
| BX COMMERCIAL MORTGAGE TRUST 2018-BIOA | UNSCREENED | 0.26% | no in-house ratios for this holding |
| BX TRUST 2018-BILT | UNSCREENED | 0.26% | no in-house ratios for this holding |
| BBCMS MORTGAGE TRUST 2025-5C37 | UNSCREENED | 0.26% | no in-house ratios for this holding |
| PMT LOAN TRUST 2026-INV6 | UNSCREENED | 0.26% | no in-house ratios for this holding |
| Rate Mortgage Trust 2026-J1 | UNSCREENED | 0.26% | no in-house ratios for this holding |
| GSMS TRUST 2024-FAIR | UNSCREENED | 0.26% | no in-house ratios for this holding |
| SOFI PROFESSIONAL LOAN PROGRAM 2020-C TRUST | UNSCREENED | 0.26% | no in-house ratios for this holding |
| BENCHMARK 2025-V19 MORTGAGE TRUST | UNSCREENED | 0.26% | no in-house ratios for this holding |
| GCAT 2024-INV2 TRUST | UNSCREENED | 0.26% | no in-house ratios for this holding |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.26% | no in-house ratios for this holding |
| FREDDIE MAC STACR REMIC TRUST | NON_COMPLIANT | 0.25% | no in-house ratios for this holding |
| CITIGROUP COMMERCIAL MORTGAGE TRUST 2017-P8 | UNSCREENED | 0.25% | no in-house ratios for this holding |
| PRET 2025-RPL2 TRUST | UNSCREENED | 0.25% | no in-house ratios for this holding |
| BX COMMERCIAL MORTGAGE TRUST 2018-BIOA | UNSCREENED | 0.25% | no in-house ratios for this holding |
| CHERRY SECURITIZATION TRUST 2025-1 | UNSCREENED | 0.24% | no in-house ratios for this holding |
| POINT SECURITIZATION TRUST 2025-1 | UNSCREENED | 0.24% | no in-house ratios for this holding |
| PMT LOAN TRUST 2025-INV12 | UNSCREENED | 0.24% | no in-house ratios for this holding |
| JP MORGAN MORTGAGE TRUST 2025-3 | UNSCREENED | 0.23% | no in-house ratios for this holding |
| INTOWN 2025-STAY MORTGAGE TRUST | UNSCREENED | 0.23% | no in-house ratios for this holding |
| MAD COMMERCIAL MORTGAGE TRUST 2025-11MD | UNSCREENED | 0.23% | no in-house ratios for this holding |
| GS MORTGAGE-BACKED SECURITIES TRUST 2024-PJ1 | UNSCREENED | 0.23% | no in-house ratios for this holding |
| BBCMS MORTGAGE TRUST 2024-5C31 | UNSCREENED | 0.23% | no in-house ratios for this holding |
| NAVESINK CLO 2 LTD | UNSCREENED | 0.23% | no in-house ratios for this holding |
| FREDDIE MAC STACR REMIC TRUST 2022-DNA4 | NON_COMPLIANT | 0.23% | no in-house ratios for this holding |
| SG COML MTG SECS TR 2020-COVE | UNSCREENED | 0.22% | no in-house ratios for this holding |
| REDWOOD FUNDING TRUST 2025-3 | UNSCREENED | 0.22% | no in-house ratios for this holding |
| JP MORGAN MORTGAGE TRUST 2022-6 | UNSCREENED | 0.22% | no in-house ratios for this holding |
| FREDDIE MAC STACR REMIC TRUST 2021-DNA7 | NON_COMPLIANT | 0.22% | no in-house ratios for this holding |
| BX TRUST 2025-LUNR | UNSCREENED | 0.22% | no in-house ratios for this holding |
| BANK 2020-BNK26 | UNSCREENED | 0.22% | no in-house ratios for this holding |
| GS MORTGAGE-BACKED SECURITIES TRUST 2025-PJ1 | UNSCREENED | 0.22% | no in-house ratios for this holding |
| RADNOR RE 2021-2 LTD | UNSCREENED | 0.22% | no in-house ratios for this holding |
| CONNECTICUT AVENUE SECURITIES TRUST 2020-SBT1 | UNSCREENED | 0.21% | no in-house ratios for this holding |
| BX 2024-PALM MORTGAGE TRUST | UNSCREENED | 0.21% | no in-house ratios for this holding |
| ARZ TRUST 2024-BILT | UNSCREENED | 0.21% | no in-house ratios for this holding |
| SUNNOVA SOL II ISSUER LLC | UNSCREENED | 0.21% | no in-house ratios for this holding |
| CONNECTICUT AVENUE SECURITIES TRUST 2024-R04 | UNSCREENED | 0.21% | no in-house ratios for this holding |
| CITIGROUP COMMERCIAL MORTGAGE TRUST 2023-PRM3 | UNSCREENED | 0.21% | no in-house ratios for this holding |
| JP MORGAN MORTGAGE TRUST 2024-4 | UNSCREENED | 0.21% | no in-house ratios for this holding |
| BANK5 2024-5YR12 | UNSCREENED | 0.21% | no in-house ratios for this holding |
| GREAT WOLF TRUST 2015-WOLF | UNSCREENED | 0.21% | no in-house ratios for this holding |
| CONNECTICUT AVENUE SECURITIES TRUST 2021-R01 | UNSCREENED | 0.21% | no in-house ratios for this holding |
| JW COMMERCIAL MORTGAGE TRUST 2024-MRCO | UNSCREENED | 0.21% | no in-house ratios for this holding |
| FREDDIE MAC STACR REMIC TRUST 2025-HQA1 | NON_COMPLIANT | 0.21% | no in-house ratios for this holding |
| NATL COMMERCIAL MORTAGAGE TRUST 2026-IND | UNSCREENED | 0.21% | no in-house ratios for this holding |
| BX TRUST 2025-DELC | UNSCREENED | 0.21% | no in-house ratios for this holding |
| ARBOR REALTY COMMERCIAL REAL ESTATE NOTES 2016-FL1 LTD | UNSCREENED | 0.21% | no in-house ratios for this holding |
| CONNECTICUT AVENUE SECURITIES TRUST 2025-R03 | UNSCREENED | 0.21% | no in-house ratios for this holding |
| CSTL Commercial Mortgage Trust 2026-GATE3 | UNSCREENED | 0.21% | no in-house ratios for this holding |
| BXMT 2025-FL5 LTD | UNSCREENED | 0.21% | no in-house ratios for this holding |
| PLYM COMMERCIAL MORTGAGE TRUST 2026-IND | UNSCREENED | 0.21% | no in-house ratios for this holding |
| STWD 2025-FL4 LLC | UNSCREENED | 0.21% | no in-house ratios for this holding |
| ACREC 2026-FL4 LLC | UNSCREENED | 0.21% | no in-house ratios for this holding |
| BXMT 2026-FL6 LTD | UNSCREENED | 0.21% | no in-house ratios for this holding |
| BX TRUST 2022-LBA6 | UNSCREENED | 0.21% | no in-house ratios for this holding |
| GSAT TRUST 2025-BMF | UNSCREENED | 0.21% | no in-house ratios for this holding |
| MHP COMMERCIAL MORTGAGE TRUST 2022-MHIL | UNSCREENED | 0.21% | no in-house ratios for this holding |
| INVESCO CLO 2022-2. LTD. | UNSCREENED | 0.21% | no in-house ratios for this holding |
| PFP 2026-14 LTD | UNSCREENED | 0.21% | no in-house ratios for this holding |
| MHP COMMERCIAL MORTGAGE TRUST 2021-STOR | UNSCREENED | 0.21% | no in-house ratios for this holding |
| OCTAGON LTD | UNSCREENED | 0.21% | no in-house ratios for this holding |
| SUNRUN IRIS ISSUER 2023-1 LLC | UNSCREENED | 0.21% | no in-house ratios for this holding |
| OCEANVIEW MORTGAGE TRUST 2021-5 | UNSCREENED | 0.21% | no in-house ratios for this holding |
| MFA 2021-INV2 TRUST | UNSCREENED | 0.21% | no in-house ratios for this holding |
| CHASE HOME LENDING MORTGAGE TRUST 2024-11 | UNSCREENED | 0.21% | no in-house ratios for this holding |
| SCHW CHARLES SCHWAB CORP (THE) | NON_COMPLIANT | 0.21% | AAOIFI14.6% Usmani5.3% Dow Jones Islamic18.7% S&P Shariah22.0% MSCI Islamic5.3% MSCI Islamic M-Series22.0% FTSE Shariah5.3% |
| CITIGROUP MORTGAGE LOAN TRUST 2024-1 | UNSCREENED | 0.21% | no in-house ratios for this holding |
| SWCH COMMERCIAL MORTGAGE TRUST 2025-DATA | UNSCREENED | 0.21% | no in-house ratios for this holding |
| AJAX MORTGAGE LOAN TRUST 2019-D | UNSCREENED | 0.21% | no in-house ratios for this holding |
| Benchmark 2026-V21 Mortgage Trust | UNSCREENED | 0.21% | no in-house ratios for this holding |
| SEQUOIA MORTGAGE TRUST 2026-6 | UNSCREENED | 0.21% | no in-house ratios for this holding |
| VTR COMMERCIAL MORTGAGE TRUST 2025-STEM | UNSCREENED | 0.21% | no in-house ratios for this holding |
| SEQUOIA MORTGAGE TRUST 2025-8 | UNSCREENED | 0.20% | no in-house ratios for this holding |
| EXTENDED STAY AMERICA INC | UNSCREENED | 0.20% | no in-house ratios for this holding |
| BX TRUST 2018-BILT | UNSCREENED | 0.20% | no in-house ratios for this holding |
| GS MORTGAGE-BACKED SECURITIES TRUST 2019-PJ3 | UNSCREENED | 0.20% | no in-house ratios for this holding |
| CHASE HOME LENDING MORTGAGE TRUST 2024-4 | UNSCREENED | 0.20% | no in-house ratios for this holding |
| STARWOOD MORTGAGE RESIDENTIAL TRUST 2020-1 | UNSCREENED | 0.20% | no in-house ratios for this holding |
| EFMT 2025-RM1 | UNSCREENED | 0.20% | no in-house ratios for this holding |
| UNLOCK HEA TRUST 2025-2 | UNSCREENED | 0.20% | no in-house ratios for this holding |
| BANK 2022-BNK43 | UNSCREENED | 0.20% | no in-house ratios for this holding |
| JP MORGAN MORTGAGE TRUST 2019-INV3 | UNSCREENED | 0.20% | no in-house ratios for this holding |
| BANK 2017-BNK7 | UNSCREENED | 0.20% | no in-house ratios for this holding |
| GS MORTGAGE-BACKED SECURITIES TRUST 2024-PJ2 | UNSCREENED | 0.19% | no in-house ratios for this holding |
| GS MORTGAGE-BACKED SECURITIES TRUST 2024-PJ4 | UNSCREENED | 0.19% | no in-house ratios for this holding |
| CFK TRUST 2020-MF2 | UNSCREENED | 0.19% | no in-house ratios for this holding |
| HELIOS ISSUER LLC | UNSCREENED | 0.19% | no in-house ratios for this holding |
| WELLS FARGO COMMERCIAL MORTGAGE TRUST 2021-C61 | UNSCREENED | 0.19% | no in-house ratios for this holding |
| NEUBERGER BERMAN LOAN ADVISERS CLO 27 LTD | UNSCREENED | 0.19% | no in-house ratios for this holding |
| SEQUOIA MORTGAGE TRUST 2026-3 | UNSCREENED | 0.19% | no in-house ratios for this holding |
| FREDDIE MAC STACR REMIC TRUST 2021-DNA6 | NON_COMPLIANT | 0.19% | no in-house ratios for this holding |
| ARBYS FUNDING LLC | UNSCREENED | 0.19% | no in-house ratios for this holding |
| PLANET FITNESS MASTER ISSUER LLC SERIES 2018-1 | UNSCREENED | 0.19% | no in-house ratios for this holding |
| BXSC COMMERCIAL MORTGAGE TRUST 2022 | UNSCREENED | 0.19% | no in-house ratios for this holding |
| HLTN COMMERCIAL MORTGAGE TRUST 2024-DPLO | UNSCREENED | 0.19% | no in-house ratios for this holding |
| JP MORGAN MORTGAGE TRUST | UNSCREENED | 0.19% | no in-house ratios for this holding |
| DK TRUST 2025-LXP | UNSCREENED | 0.19% | no in-house ratios for this holding |
| AMERICAN HONDA FINANCE CORP | UNSCREENED | 0.19% | no in-house ratios for this holding |
| SEQUOIA MORTGAGE TRUST 2025-13 | UNSCREENED | 0.19% | no in-house ratios for this holding |
| DBJPM 2016-C3 MORTGAGE TRUST | UNSCREENED | 0.19% | no in-house ratios for this holding |
| BMO 2024-5C6 MORTGAGE TRUST | UNSCREENED | 0.19% | no in-house ratios for this holding |
| BBCMS MORTGAGE TRUST 2024-5C29 | UNSCREENED | 0.18% | no in-house ratios for this holding |
| BX TRUST 2026-PNDA | UNSCREENED | 0.18% | no in-house ratios for this holding |
| HTAP ISSUER TRUST 2025-1 | UNSCREENED | 0.18% | no in-house ratios for this holding |
| GCAT 2024-INV4 TRUST | UNSCREENED | 0.18% | no in-house ratios for this holding |
| UNLOCK HEA TRUST 2024-2 | UNSCREENED | 0.18% | no in-house ratios for this holding |
| CBAM 2017-1 LTD | UNSCREENED | 0.18% | no in-house ratios for this holding |
| GAM RE-REMIC TRUST 2022-FRR3 | UNSCREENED | 0.18% | no in-house ratios for this holding |
| BIRCH GROVE CLO 12 LTD | UNSCREENED | 0.17% | no in-house ratios for this holding |
| BX TRUST 2019-IMC | UNSCREENED | 0.17% | no in-house ratios for this holding |
| SEQUOIA MORTGAGE TRUST 2019-CH3 | UNSCREENED | 0.17% | no in-house ratios for this holding |
| SMB PRIVATE EDUCATION LOAN TRUST 2025-A | UNSCREENED | 0.17% | no in-house ratios for this holding |
| AB BSL CLO 5 LTD | UNSCREENED | 0.17% | no in-house ratios for this holding |
| LMNT CRE 2025-FL3 | UNSCREENED | 0.17% | no in-house ratios for this holding |
| ELEVATION CLO 2021-14 LTD | UNSCREENED | 0.17% | no in-house ratios for this holding |
| JP MORGAN MORTGAGE TRUST 2023-2 | UNSCREENED | 0.17% | no in-house ratios for this holding |
| SMB PRIVATE EDUCATION LOAN TRUST 2014-A | UNSCREENED | 0.17% | no in-house ratios for this holding |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.17% | no in-house ratios for this holding |
| GS MORTGAGE-BACKED SECURITIES TRUST 2019-PJ3 | UNSCREENED | 0.17% | no in-house ratios for this holding |
| BENCHMARK 2019-B11 MORTGAGE TRUST | UNSCREENED | 0.17% | no in-house ratios for this holding |
| MORGAN STANLEY CAPITAL I TRUST 2019-H7 | UNSCREENED | 0.17% | no in-house ratios for this holding |
| BX TRUST 2025-ROIC | UNSCREENED | 0.17% | no in-house ratios for this holding |
| JP MORGAN MORTGAGE TRUST | UNSCREENED | 0.17% | no in-house ratios for this holding |
| JP MORGAN MORTGAGE TRUST 2025-CCM1 | UNSCREENED | 0.17% | no in-house ratios for this holding |
| JP MORGAN MORTGAGE TRUST 2021-10 | UNSCREENED | 0.17% | no in-house ratios for this holding |
| WISE CLO 2026-1 | UNSCREENED | 0.17% | no in-house ratios for this holding |
| PALMER SQUARE LOAN FUNDING 2025-1 LTD | UNSCREENED | 0.17% | no in-house ratios for this holding |
| JERSEY MIKE'S FUNDING LLC | UNSCREENED | 0.17% | no in-house ratios for this holding |
| CONNECTICUT AVENUE SECURITIES TRUST 2023-R05 | UNSCREENED | 0.17% | no in-house ratios for this holding |
The published standards disagree about this fund by 1 points of portfolio weight — 1.9% of it passes AAOIFI, 0.5% passes Usmani. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 1.9% ratios fail on 0.4% 97.7% not rated under AAOIFI
ratios pass on 0.5% ratios fail on 1.5% 97.9% not rated under Usmani
ratios pass on 1.9% ratios fail on 0.4% 97.7% not rated under Dow Jones Islamic
ratios pass on 1.9% ratios fail on 0.4% 97.7% not rated under S&P Shariah
ratios pass on 0.5% ratios fail on 1.5% 97.9% not rated under MSCI Islamic
ratios pass on 1.9% ratios fail on 0.4% 97.7% not rated under MSCI Islamic M-Series
ratios pass on 0.5% ratios fail on 1.5% 97.9% not rated under FTSE Shariah
7 of 628 listed holdings carry our own per-methodology verdicts (3% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 6 (2% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
| Non-compliant holding | Weight |
|---|---|
| FREDDIE MAC STACR REMIC TRUST 2022-DNA1 | 0.74% |
| FREDDIE MAC STACR REMIC TRUST 2022-DNA2 | 0.70% |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | 0.48% |
| Freddie Mac Stacr Remic Trust | 0.48% |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | 0.43% |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | 0.42% |
| FREDDIE MAC STACR REMIC TRUST 2021-HQA4 | 0.37% |
| FREDDIE MAC STACR REMIC TRUST 2023-HQA3 | 0.27% |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | 0.26% |
| FREDDIE MAC STACR REMIC TRUST | 0.25% |
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
VOYA SECURITIZED CREDIT FUND (VCFAX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.
| Holding | Weight | Verdict |
|---|---|---|
| SYMPHONY CLO 43 LTDnot matched to a ticker | 0.78% | Not screened |
| SUBWAY FUNDING LLCnot matched to a ticker | 0.76% | Not screened |
| FREDDIE MAC STACR REMIC TRUST 2022-DNA1not matched to a ticker | 0.74% | Non-compliant |
| TRAFIGURA SECURITISATION FINANCE PLCnot matched to a ticker | 0.71% | Not screened |
| PRIMA CAPITAL CRE SECURITIZATION 2019-VII LTDnot matched to a ticker | 0.70% | Not screened |
| FREDDIE MAC STACR REMIC TRUST 2022-DNA2not matched to a ticker | 0.70% | Non-compliant |
| CEDAR FUNDING II CLO LTDnot matched to a ticker | 0.67% | Not screened |
| PLANET FITNESS MASTER ISSUER LLC SERIES 2018-1not matched to a ticker | 0.67% | Not screened |
| SABAL ISSUER 2025-2 LLCnot matched to a ticker | 0.65% | Not screened |
| TRUPS FINANCIALS NOTE SECURITIZATION 2026-1not matched to a ticker | 0.63% | Not screened |
Top 10 of 628 holdings, 7.0% of the fund by weight. Every holding is screened, not only these.
The positions keeping this fund short of 100% compliant by weight.
Verdict history for VCFAX. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
ℹ️ no compliance scan has run for 5 days - this is not a reading of today
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
This fund prices once a day, so its bars carry no intraday high or low — floor-trader pivots are not defined for it.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 55.70 | NEUTRAL |
| Stochastic %K (14) | 100.00 | SELL |
| CCI (20) | 147.93 | SELL |
| Williams %R (14) | 0.00 | SELL |
| MACD (12,26,9) | 0.01 | BUY |
| ROC (10) | 0.54 | BUY |
| Momentum (10) | 0.05 | BUY |
| EMA (10) | 9.37 | BUY |
| SMA (10) | 9.37 | BUY |
| EMA (20) | 9.38 | BUY |
| SMA (20) | 9.36 | BUY |
| EMA (30) | 9.39 | BUY |
| SMA (30) | 9.38 | BUY |
| EMA (50) | 9.40 | SELL |
| SMA (50) | 9.42 | SELL |
| EMA (100) | 9.41 | SELL |
| SMA (100) | 9.43 | SELL |
| EMA (200) | 9.39 | BUY |
| SMA (200) | 9.41 | SELL |
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.