Verdicts genuinely change. Free email alert the moment VIGTX's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
VOYA INVESTMENT GRADE CREDIT FUND · Voya Separate Portfolios Trust
516 holdings
NON-COMPLIANT At least 40.93% of portfolio weight is in non-compliant holdings — already over the 5% threshold, so the verdict is settled whatever the unmatched 36% turns out to be. Matching more holdings can only raise this share, never lower it.
2.29% of that is conventional interest-bearing debt, identified from the fund's own filing rather than by screening an issuer. Sukuk are deliberately excluded from this test and are never counted here.
516 holdings, 307 matched (63% of weight). Portfolio as of 2025-12-31, filed 2026-02-26. Source: SEC Form N-PORT.
4.49% of this portfolio’s income is non-permissible — weighted across holdings, computed over 48% of portfolio weight (242 of 516 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
Portfolio shares are withheld: coverage is below the floor needed to state one. The holdings themselves are below, because the names are evidence you can check.
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| JPM JPMORGAN CHASE & CO | NON_COMPLIANT | 1.96% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| BANK OF NY MELLON CORP | UNSCREENED | 1.30% | no in-house ratios for this holding |
| WYNNTON FUNDING TRUST | UNSCREENED | 1.07% | no in-house ratios for this holding |
| WFC WELLS FARGO & COMPANY | NON_COMPLIANT | 0.97% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| CITADEL SECURITIES LLC | UNSCREENED | 0.90% | no in-house ratios for this holding |
| US TREASURY N/B | NON_COMPLIANT | 0.82% | no in-house ratios for this holding |
| EOG EOG RESOURCES INC | COMPLIANT | 0.70% | AAOIFI10.8% Usmani15.1% Dow Jones Islamic12.6% S&P Shariah12.5% MSCI Islamic15.1% MSCI Islamic M-Series12.5% FTSE Shariah14.5% |
| CHUBB INA HOLDINGS LLC | UNSCREENED | 0.68% | no in-house ratios for this holding |
| WDAY WORKDAY INC | COMPLIANT | 0.63% | AAOIFI8.4% Usmani23.8% Dow Jones Islamic8.1% S&P Shariah7.7% MSCI Islamic23.8% MSCI Islamic M-Series7.7% FTSE Shariah18.8% |
| AVGO BROADCOM INC | COMPLIANT | 0.60% | AAOIFI3.8% Usmani32.5% Dow Jones Islamic4.4% S&P Shariah5.5% MSCI Islamic32.5% MSCI Islamic M-Series5.5% FTSE Shariah32.5% |
| WMT WALMART INC | QUESTIONABLE | 0.59% | AAOIFI6.4% Usmani21.5% Dow Jones Islamic6.9% S&P Shariah8.0% MSCI Islamic19.2% MSCI Islamic M-Series8.0% FTSE Shariah13.6% |
| US TREASURY N/B | NON_COMPLIANT | 0.57% | no in-house ratios for this holding |
| NTRS NORTHERN TRUST CORP | NON_COMPLIANT | 0.54% | AAOIFI11.1% Usmani2.1% Dow Jones Islamic15.8% S&P Shariah17.9% MSCI Islamic2.1% MSCI Islamic M-Series17.9% FTSE Shariah2.1% |
| MTB M&T BANK CORPORATION | NON_COMPLIANT | 0.54% | AAOIFI52.5% Usmani8.3% Dow Jones Islamic59.6% S&P Shariah66.0% MSCI Islamic8.3% MSCI Islamic M-Series66.0% FTSE Shariah8.3% |
| PM PHILIP MORRIS INTL INC | NON_COMPLIANT | 0.53% | AAOIFI16.1% Usmani66.9% Dow Jones Islamic18.9% S&P Shariah22.1% MSCI Islamic66.9% MSCI Islamic M-Series22.1% FTSE Shariah66.9% |
| MS MORGAN STANLEY | NON_COMPLIANT | 0.52% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| CITADEL LP | UNSCREENED | 0.48% | no in-house ratios for this holding |
| US TREASURY N/B | NON_COMPLIANT | 0.48% | no in-house ratios for this holding |
| GLP CAPITAL LP / FIN II | UNSCREENED | 0.48% | no in-house ratios for this holding |
| JPM JPMORGAN CHASE & CO | NON_COMPLIANT | 0.47% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| BAC BANK OF AMERICA CORP | NON_COMPLIANT | 0.47% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| ENTERPRISE PRODUCTS OPER | UNSCREENED | 0.46% | no in-house ratios for this holding |
| TMUS T-MOBILE USA INC | NON_COMPLIANT | 0.46% | AAOIFI18.0% Usmani17.5% Dow Jones Islamic14.6% S&P Shariah15.9% MSCI Islamic16.5% MSCI Islamic M-Series15.9% FTSE Shariah2.9% |
| ONEOK INC | UNSCREENED | 0.45% | no in-house ratios for this holding |
| AMZN AMAZON.COM INC | QUESTIONABLE | 0.45% | AAOIFI8.2% Usmani22.1% Dow Jones Islamic9.6% S&P Shariah10.6% MSCI Islamic20.9% MSCI Islamic M-Series10.6% FTSE Shariah12.1% |
| T AT&T INC | NON_COMPLIANT | 0.45% | AAOIFI92.9% Usmani38.0% Dow Jones Islamic94.4% S&P Shariah107.8% MSCI Islamic38.0% MSCI Islamic M-Series107.8% FTSE Shariah33.6% |
| META META PLATFORMS INC | QUESTIONABLE | 0.43% | AAOIFI7.2% Usmani25.0% Dow Jones Islamic7.0% S&P Shariah7.9% MSCI Islamic25.0% MSCI Islamic M-Series7.9% FTSE Shariah18.6% |
| MCK MCKESSON CORP | COMPLIANT | 0.42% | AAOIFI12.5% Usmani14.9% Dow Jones Islamic14.5% S&P Shariah15.8% MSCI Islamic14.7% MSCI Islamic M-Series15.8% FTSE Shariah12.5% |
| MU MICRON TECHNOLOGY INC | COMPLIANT | 0.41% | AAOIFI0.6% Usmani6.7% Dow Jones Islamic1.8% S&P Shariah2.4% MSCI Islamic4.8% MSCI Islamic M-Series2.4% FTSE Shariah4.3% |
| MFC.TO MANULIFE FINANCIAL CORP | NON_COMPLIANT | 0.41% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| WTRG ESSENTIAL UTILITIES INC | NON_COMPLIANT | 0.41% | AAOIFI74.1% Usmani42.5% Dow Jones Islamic81.4% S&P Shariah84.9% MSCI Islamic42.5% MSCI Islamic M-Series84.9% FTSE Shariah42.4% |
| BAC BANK OF AMERICA CORP | NON_COMPLIANT | 0.41% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| VZ VERIZON COMMUNICATIONS | NON_COMPLIANT | 0.40% | AAOIFI98.4% Usmani45.9% Dow Jones Islamic109.0% S&P Shariah116.8% MSCI Islamic45.9% MSCI Islamic M-Series116.8% FTSE Shariah40.3% |
| MRK MERCK & CO INC | COMPLIANT | 0.40% | AAOIFI14.7% Usmani41.5% Dow Jones Islamic21.8% S&P Shariah20.9% MSCI Islamic41.5% MSCI Islamic M-Series20.9% FTSE Shariah41.5% |
| PNC FINANCIAL SERVICES | UNSCREENED | 0.39% | no in-house ratios for this holding |
| WM WASTE MANAGEMENT INC | COMPLIANT | 0.39% | AAOIFI25.8% Usmani50.3% Dow Jones Islamic26.5% S&P Shariah27.9% MSCI Islamic50.3% MSCI Islamic M-Series27.9% FTSE Shariah50.3% |
| CRBG COREBRIDGE FINANCIAL INC | NON_COMPLIANT | 0.38% | AAOIFI8.3% Usmani0.3% Dow Jones Islamic8.0% S&P Shariah8.2% MSCI Islamic0.3% MSCI Islamic M-Series8.2% FTSE Shariah0.3% |
| ANHEUSER-BUSCH CO/INBEV | UNSCREENED | 0.38% | no in-house ratios for this holding |
| EMBRAER NETHERLANDS FINA | UNSCREENED | 0.38% | no in-house ratios for this holding |
| EOG EOG RESOURCES INC | COMPLIANT | 0.37% | AAOIFI10.8% Usmani15.1% Dow Jones Islamic12.6% S&P Shariah12.5% MSCI Islamic15.1% MSCI Islamic M-Series12.5% FTSE Shariah14.5% |
| SPRINT CAPITAL CORP | UNSCREENED | 0.37% | no in-house ratios for this holding |
| CNC CENTENE CORP | NON_COMPLIANT | 0.37% | AAOIFI50.5% Usmani19.4% Dow Jones Islamic62.6% S&P Shariah53.4% MSCI Islamic19.4% MSCI Islamic M-Series53.4% FTSE Shariah19.4% |
| EQNR EQUINOR ASA | NON_COMPLIANT | 0.37% | AAOIFI2.5% Usmani18.0% Dow Jones Islamic32.5% S&P Shariah32.6% MSCI Islamic18.0% MSCI Islamic M-Series32.6% FTSE Shariah18.0% |
| GS GOLDMAN SACHS GROUP INC | NON_COMPLIANT | 0.37% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| FIRST INDUSTRIAL LP | UNSCREENED | 0.37% | no in-house ratios for this holding |
| TFC TRUIST FINANCIAL CORP | NON_COMPLIANT | 0.37% | AAOIFI110.7% Usmani12.6% Dow Jones Islamic124.2% S&P Shariah135.1% MSCI Islamic12.6% MSCI Islamic M-Series135.1% FTSE Shariah12.6% |
| TPG OPERATING GROUP II | UNSCREENED | 0.37% | no in-house ratios for this holding |
| AMER AIRLINE 16-2 AA PTT | UNSCREENED | 0.36% | no in-house ratios for this holding |
| UNH UNITEDHEALTH GROUP INC | NON_COMPLIANT | 0.35% | AAOIFI20.4% Usmani23.7% Dow Jones Islamic20.4% S&P Shariah18.8% MSCI Islamic23.7% MSCI Islamic M-Series18.8% FTSE Shariah23.7% |
| MSCI MSCI INC | COMPLIANT | 0.35% | AAOIFI15.7% Usmani116.8% Dow Jones Islamic15.3% S&P Shariah15.6% MSCI Islamic116.8% MSCI Islamic M-Series15.6% FTSE Shariah113.9% |
| ANHEUSER-BUSCH CO/INBEV | UNSCREENED | 0.35% | no in-house ratios for this holding |
| BAC BANK OF AMERICA CORP | NON_COMPLIANT | 0.35% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| MS MORGAN STANLEY | NON_COMPLIANT | 0.34% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| RJF RAYMOND JAMES FINANCIAL | NON_COMPLIANT | 0.34% | AAOIFI2.8% Usmani1.0% Dow Jones Islamic3.1% S&P Shariah3.4% MSCI Islamic1.0% MSCI Islamic M-Series3.4% FTSE Shariah1.0% |
| AMERICAN INTERNATIONAL | UNSCREENED | 0.34% | no in-house ratios for this holding |
| LOW LOWE'S COS INC | NON_COMPLIANT | 0.34% | AAOIFI35.6% Usmani71.7% Dow Jones Islamic30.1% S&P Shariah31.0% MSCI Islamic71.7% MSCI Islamic M-Series31.0% FTSE Shariah63.7% |
| GS GOLDMAN SACHS GROUP INC | NON_COMPLIANT | 0.34% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| INVITATION HOMES OP | UNSCREENED | 0.33% | no in-house ratios for this holding |
| NATIONAL RURAL UTIL COOP | UNSCREENED | 0.33% | no in-house ratios for this holding |
| DELL INT LLC / EMC CORP | UNSCREENED | 0.33% | no in-house ratios for this holding |
| MRK MERCK & CO INC | COMPLIANT | 0.33% | AAOIFI14.7% Usmani41.5% Dow Jones Islamic21.8% S&P Shariah20.9% MSCI Islamic41.5% MSCI Islamic M-Series20.9% FTSE Shariah41.5% |
| T AT&T INC | NON_COMPLIANT | 0.33% | AAOIFI92.9% Usmani38.0% Dow Jones Islamic94.4% S&P Shariah107.8% MSCI Islamic38.0% MSCI Islamic M-Series107.8% FTSE Shariah33.6% |
| MS MORGAN STANLEY | NON_COMPLIANT | 0.32% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| REXFORD INDUSTRIAL REALT | UNSCREENED | 0.32% | no in-house ratios for this holding |
| BRO BROWN & BROWN INC | NON_COMPLIANT | 0.32% | AAOIFI33.8% Usmani27.0% Dow Jones Islamic29.0% S&P Shariah30.8% MSCI Islamic27.0% MSCI Islamic M-Series30.8% FTSE Shariah26.0% |
| SPRINT CAPITAL CORP | UNSCREENED | 0.32% | no in-house ratios for this holding |
| AVIATION CAPITAL GROUP | UNSCREENED | 0.32% | no in-house ratios for this holding |
| LMT LOCKHEED MARTIN CORP | NON_COMPLIANT | 0.31% | AAOIFI16.6% Usmani32.9% Dow Jones Islamic17.6% S&P Shariah18.2% MSCI Islamic32.9% MSCI Islamic M-Series18.2% FTSE Shariah32.9% |
| AEP AMERICAN ELECTRIC POWER | NON_COMPLIANT | 0.31% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| NATIONAL HEALTH INVESTOR | UNSCREENED | 0.31% | no in-house ratios for this holding |
| KILROY REALTY LP | UNSCREENED | 0.31% | no in-house ratios for this holding |
| LOW LOWE'S COS INC | NON_COMPLIANT | 0.31% | AAOIFI35.6% Usmani71.7% Dow Jones Islamic30.1% S&P Shariah31.0% MSCI Islamic71.7% MSCI Islamic M-Series31.0% FTSE Shariah63.7% |
| MARS INC | UNSCREENED | 0.31% | no in-house ratios for this holding |
| MSCI MSCI INC | COMPLIANT | 0.30% | AAOIFI15.7% Usmani116.8% Dow Jones Islamic15.3% S&P Shariah15.6% MSCI Islamic116.8% MSCI Islamic M-Series15.6% FTSE Shariah113.9% |
| PUBLIC SERVICE ENTERPRIS | UNSCREENED | 0.29% | no in-house ratios for this holding |
| MOLEX ELECTRONICS TECH | UNSCREENED | 0.29% | no in-house ratios for this holding |
| BHP BILLITON FIN USA LTD | UNSCREENED | 0.29% | no in-house ratios for this holding |
| HCA INC | UNSCREENED | 0.29% | no in-house ratios for this holding |
| NATIONAL HEALTH INVESTOR | UNSCREENED | 0.29% | no in-house ratios for this holding |
| MAR MARRIOTT INTERNATIONAL | NON_COMPLIANT | 0.29% | AAOIFI1.6% Usmani4.8% Dow Jones Islamic1.7% S&P Shariah1.8% MSCI Islamic4.8% MSCI Islamic M-Series1.8% FTSE Shariah1.7% |
| MS MORGAN STANLEY | NON_COMPLIANT | 0.29% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| JPM JPMORGAN CHASE & CO | NON_COMPLIANT | 0.29% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| BHP BILLITON FIN USA LTD | UNSCREENED | 0.28% | no in-house ratios for this holding |
| BHP BILLITON FIN USA LTD | UNSCREENED | 0.28% | no in-house ratios for this holding |
| HCA INC | UNSCREENED | 0.28% | no in-house ratios for this holding |
| BA BOEING CO | NON_COMPLIANT | 0.28% | AAOIFI30.1% Usmani30.2% Dow Jones Islamic33.6% S&P Shariah36.0% MSCI Islamic30.2% MSCI Islamic M-Series36.0% FTSE Shariah30.2% |
| BASIN ELECTRIC PWR COOP | UNSCREENED | 0.28% | no in-house ratios for this holding |
| AMER AIRLN 15-2 AA PTT | UNSCREENED | 0.28% | no in-house ratios for this holding |
| TD TORONTO-DOMINION BANK | NON_COMPLIANT | 0.28% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| WFC WELLS FARGO & COMPANY | NON_COMPLIANT | 0.27% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| NTR NUTRIEN LTD | NON_COMPLIANT | 0.27% | AAOIFI20.8% Usmani18.9% Dow Jones Islamic29.2% S&P Shariah31.1% MSCI Islamic18.9% MSCI Islamic M-Series31.1% FTSE Shariah18.9% |
| TRANSCONT GAS PIPE LINE | UNSCREENED | 0.27% | no in-house ratios for this holding |
| MARS INC | UNSCREENED | 0.27% | no in-house ratios for this holding |
| HWM HOWMET AEROSPACE INC | NON_COMPLIANT | 0.27% | AAOIFI5.1% Usmani35.2% Dow Jones Islamic6.2% S&P Shariah7.9% MSCI Islamic35.2% MSCI Islamic M-Series7.9% FTSE Shariah34.0% |
| GOOG ALPHABET INC | QUESTIONABLE | 0.27% | AAOIFI2.9% Usmani13.1% Dow Jones Islamic3.9% S&P Shariah4.5% MSCI Islamic12.8% MSCI Islamic M-Series4.5% FTSE Shariah10.9% |
| NTRS NORTHERN TRUST CORP | NON_COMPLIANT | 0.27% | AAOIFI11.1% Usmani2.1% Dow Jones Islamic15.8% S&P Shariah17.9% MSCI Islamic2.1% MSCI Islamic M-Series17.9% FTSE Shariah2.1% |
| SPGI S&P GLOBAL INC | COMPLIANT | 0.27% | AAOIFI10.6% Usmani22.9% Dow Jones Islamic9.4% S&P Shariah9.8% MSCI Islamic22.9% MSCI Islamic M-Series9.8% FTSE Shariah21.9% |
| CNI CANADIAN NATL RAILWAY | COMPLIANT | 0.26% | AAOIFI22.7% Usmani38.5% Dow Jones Islamic25.4% S&P Shariah24.2% MSCI Islamic38.5% MSCI Islamic M-Series24.2% FTSE Shariah37.8% |
| CHARTER COMM OPT LLC/CAP | UNSCREENED | 0.26% | no in-house ratios for this holding |
| BAC BANK OF AMERICA CORP | NON_COMPLIANT | 0.26% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| 7267.T HONDA MOTOR CO LTD | NON_COMPLIANT | 0.26% | AAOIFIfail Usmanipass Dow Jones Islamicfail S&P Shariahfail MSCI Islamicpass MSCI Islamic M-Seriesfail FTSE Shariahpass |
| TRGP TARGA RESOURCES CORP | NON_COMPLIANT | 0.26% | AAOIFI31.5% Usmani71.4% Dow Jones Islamic46.4% S&P Shariah55.1% MSCI Islamic68.7% MSCI Islamic M-Series55.1% FTSE Shariah68.7% |
| RY ROYAL BANK OF CANADA | COMPLIANT | 0.26% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| BROADSTONE NET LEASE LLC | UNSCREENED | 0.26% | no in-house ratios for this holding |
| META META PLATFORMS INC | QUESTIONABLE | 0.25% | AAOIFI7.2% Usmani25.0% Dow Jones Islamic7.0% S&P Shariah7.9% MSCI Islamic25.0% MSCI Islamic M-Series7.9% FTSE Shariah18.6% |
| KKR KKR & CO INC | NON_COMPLIANT | 0.25% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| BMO.TO BANK OF MONTREAL | NON_COMPLIANT | 0.25% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| AMZN AMAZON.COM INC | QUESTIONABLE | 0.25% | AAOIFI8.2% Usmani22.1% Dow Jones Islamic9.6% S&P Shariah10.6% MSCI Islamic20.9% MSCI Islamic M-Series10.6% FTSE Shariah12.1% |
| DELL INT LLC / EMC CORP | UNSCREENED | 0.25% | no in-house ratios for this holding |
| FIRST CITIZENS BANCSHARE | UNSCREENED | 0.25% | no in-house ratios for this holding |
| RY ROYAL BANK OF CANADA | COMPLIANT | 0.25% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| PUBLIC SERVICE COLORADO | UNSCREENED | 0.25% | no in-house ratios for this holding |
| CVS CVS HEALTH CORP | NON_COMPLIANT | 0.25% | AAOIFI61.7% Usmani30.1% Dow Jones Islamic84.9% S&P Shariah88.7% MSCI Islamic30.1% MSCI Islamic M-Series88.7% FTSE Shariah24.2% |
| HP ENTERPRISE CO | UNSCREENED | 0.24% | no in-house ratios for this holding |
| WELPP WISCONSIN ELECTRIC POWER | NON_COMPLIANT | 0.24% | AAOIFI267.5% Usmani40.4% Dow Jones Islamic272.8% S&P Shariah284.0% MSCI Islamic26.8% MSCI Islamic M-Series284.0% FTSE Shariah26.8% |
| BAC BANK OF AMERICA CORP | NON_COMPLIANT | 0.24% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| MARS INC | UNSCREENED | 0.24% | no in-house ratios for this holding |
| CRBG COREBRIDGE FINANCIAL INC | NON_COMPLIANT | 0.24% | AAOIFI8.3% Usmani0.3% Dow Jones Islamic8.0% S&P Shariah8.2% MSCI Islamic0.3% MSCI Islamic M-Series8.2% FTSE Shariah0.3% |
| RCL ROYAL CARIBBEAN CRUISES | NON_COMPLIANT | 0.24% | AAOIFI33.1% Usmani52.7% Dow Jones Islamic32.9% S&P Shariah40.4% MSCI Islamic52.7% MSCI Islamic M-Series40.4% FTSE Shariah51.2% |
| AEP TEXAS INC | UNSCREENED | 0.24% | no in-house ratios for this holding |
| EFX EQUIFAX INC | COMPLIANT | 0.24% | AAOIFI27.1% Usmani45.6% Dow Jones Islamic19.8% S&P Shariah19.6% MSCI Islamic45.6% MSCI Islamic M-Series19.6% FTSE Shariah45.6% |
| QCOM QUALCOMM INC | COMPLIANT | 0.24% | AAOIFI8.3% Usmani25.7% Dow Jones Islamic8.6% S&P Shariah8.7% MSCI Islamic25.7% MSCI Islamic M-Series8.7% FTSE Shariah25.7% |
| STT STATE STREET CORP | NON_COMPLIANT | 0.24% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| KMI KINDER MORGAN INC | NON_COMPLIANT | 0.24% | AAOIFI46.1% Usmani43.5% Dow Jones Islamic53.0% S&P Shariah61.2% MSCI Islamic43.5% MSCI Islamic M-Series61.2% FTSE Shariah43.5% |
| BAC BANK OF AMERICA CORP | NON_COMPLIANT | 0.24% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| RY ROYAL BANK OF CANADA | COMPLIANT | 0.24% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| VIPER ENERGY PARTNERS LL | UNSCREENED | 0.24% | no in-house ratios for this holding |
| GE GENERAL ELECTRIC CO | NON_COMPLIANT | 0.24% | AAOIFI6.1% Usmani16.1% Dow Jones Islamic7.4% S&P Shariah8.6% MSCI Islamic16.1% MSCI Islamic M-Series8.6% FTSE Shariah15.3% |
| LLY ELI LILLY & CO | COMPLIANT | 0.24% | AAOIFI5.2% Usmani38.6% Dow Jones Islamic6.4% S&P Shariah6.9% MSCI Islamic38.6% MSCI Islamic M-Series6.9% FTSE Shariah38.6% |
| CCO HLDGS LLC/CAP CORP | UNSCREENED | 0.23% | no in-house ratios for this holding |
| JPM JPMORGAN CHASE & CO | NON_COMPLIANT | 0.23% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| CON EDISON CO OF NY INC | UNSCREENED | 0.23% | no in-house ratios for this holding |
| MRK MERCK & CO INC | COMPLIANT | 0.23% | AAOIFI14.7% Usmani41.5% Dow Jones Islamic21.8% S&P Shariah20.9% MSCI Islamic41.5% MSCI Islamic M-Series20.9% FTSE Shariah41.5% |
| SYMETRA LIFE INSURANCE | UNSCREENED | 0.23% | no in-house ratios for this holding |
| BA BOEING CO/THE | NON_COMPLIANT | 0.23% | AAOIFI30.1% Usmani30.2% Dow Jones Islamic33.6% S&P Shariah36.0% MSCI Islamic30.2% MSCI Islamic M-Series36.0% FTSE Shariah30.2% |
| AMGN AMGEN INC | COMPLIANT | 0.23% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| NSTAR ELECTRIC CO | UNSCREENED | 0.23% | no in-house ratios for this holding |
| LLY ELI LILLY & CO | COMPLIANT | 0.23% | AAOIFI5.2% Usmani38.6% Dow Jones Islamic6.4% S&P Shariah6.9% MSCI Islamic38.6% MSCI Islamic M-Series6.9% FTSE Shariah38.6% |
| BAC BANK OF AMERICA CORP | NON_COMPLIANT | 0.23% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| BRO BROWN & BROWN INC | NON_COMPLIANT | 0.23% | AAOIFI33.8% Usmani27.0% Dow Jones Islamic29.0% S&P Shariah30.8% MSCI Islamic27.0% MSCI Islamic M-Series30.8% FTSE Shariah26.0% |
| LLY ELI LILLY & CO | COMPLIANT | 0.22% | AAOIFI5.2% Usmani38.6% Dow Jones Islamic6.4% S&P Shariah6.9% MSCI Islamic38.6% MSCI Islamic M-Series6.9% FTSE Shariah38.6% |
| MSCI MSCI INC | COMPLIANT | 0.22% | AAOIFI15.7% Usmani116.8% Dow Jones Islamic15.3% S&P Shariah15.6% MSCI Islamic116.8% MSCI Islamic M-Series15.6% FTSE Shariah113.9% |
| AMZN AMAZON.COM INC | QUESTIONABLE | 0.22% | AAOIFI8.2% Usmani22.1% Dow Jones Islamic9.6% S&P Shariah10.6% MSCI Islamic20.9% MSCI Islamic M-Series10.6% FTSE Shariah12.1% |
| HARTFORD INSUR GRP INC/T | UNSCREENED | 0.22% | no in-house ratios for this holding |
| INTERCONTINENTALEXCHANGE | UNSCREENED | 0.22% | no in-house ratios for this holding |
| GS GOLDMAN SACHS GROUP INC | NON_COMPLIANT | 0.22% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| HYUNDAI CAPITAL AMERICA | UNSCREENED | 0.22% | no in-house ratios for this holding |
| BAC BANK OF AMERICA CORP | NON_COMPLIANT | 0.22% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| TRANS-ALLEGHENY INTERSTA | UNSCREENED | 0.22% | no in-house ratios for this holding |
| ONEOK INC | UNSCREENED | 0.22% | no in-house ratios for this holding |
| AMGN AMGEN INC | COMPLIANT | 0.22% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| PFIZER INVESTMENT ENTER | UNSCREENED | 0.22% | no in-house ratios for this holding |
| ORCL ORACLE CORP | NON_COMPLIANT | 0.22% | AAOIFI34.1% Usmani64.0% Dow Jones Islamic30.7% S&P Shariah35.2% MSCI Islamic61.0% MSCI Islamic M-Series35.2% FTSE Shariah49.5% |
| REXFORD INDUSTRIAL REALT | UNSCREENED | 0.22% | no in-house ratios for this holding |
| BEIGNET INVESTOR LLC | UNSCREENED | 0.21% | no in-house ratios for this holding |
| PM PHILIP MORRIS INTL INC | NON_COMPLIANT | 0.21% | AAOIFI16.1% Usmani66.9% Dow Jones Islamic18.9% S&P Shariah22.1% MSCI Islamic66.9% MSCI Islamic M-Series22.1% FTSE Shariah66.9% |
| GOOG ALPHABET INC | QUESTIONABLE | 0.21% | AAOIFI2.9% Usmani13.1% Dow Jones Islamic3.9% S&P Shariah4.5% MSCI Islamic12.8% MSCI Islamic M-Series4.5% FTSE Shariah10.9% |
| ABBV ABBVIE INC | COMPLIANT | 0.21% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahfail |
| AMH AMERICAN HOMES 4 RENT | NON_COMPLIANT | 0.21% | AAOIFI43.9% Usmani39.1% Dow Jones Islamic43.1% S&P Shariah43.1% MSCI Islamic39.1% MSCI Islamic M-Series43.1% FTSE Shariah39.1% |
| AMERICAN WATER CAPITAL C | UNSCREENED | 0.21% | no in-house ratios for this holding |
| INTERCONTINENTALEXCHANGE | UNSCREENED | 0.21% | no in-house ratios for this holding |
| GOOG ALPHABET INC | QUESTIONABLE | 0.21% | AAOIFI2.9% Usmani13.1% Dow Jones Islamic3.9% S&P Shariah4.5% MSCI Islamic12.8% MSCI Islamic M-Series4.5% FTSE Shariah10.9% |
| US TREASURY N/B | NON_COMPLIANT | 0.21% | no in-house ratios for this holding |
| BAT CAPITAL CORP | UNSCREENED | 0.21% | no in-house ratios for this holding |
| HD HOME DEPOT INC | COMPLIANT | 0.21% | AAOIFI18.6% Usmani56.1% Dow Jones Islamic16.3% S&P Shariah17.0% MSCI Islamic53.3% MSCI Islamic M-Series17.0% FTSE Shariah44.5% |
| WOODSIDE FINANCE LTD | UNSCREENED | 0.21% | no in-house ratios for this holding |
| IR INGERSOLL RAND INC | COMPLIANT | 0.21% | AAOIFI14.2% Usmani22.7% Dow Jones Islamic12.3% S&P Shariah12.3% MSCI Islamic22.7% MSCI Islamic M-Series12.3% FTSE Shariah22.4% |
| WOODSIDE FINANCE LTD | UNSCREENED | 0.21% | no in-house ratios for this holding |
| TOYOTA MOTOR CREDIT CORP | UNSCREENED | 0.21% | no in-house ratios for this holding |
| ES EVERSOURCE ENERGY | NON_COMPLIANT | 0.21% | AAOIFI108.8% Usmani45.9% Dow Jones Islamic122.9% S&P Shariah132.3% MSCI Islamic45.9% MSCI Islamic M-Series132.3% FTSE Shariah45.9% |
| RCL ROYAL CARIBBEAN CRUISES | NON_COMPLIANT | 0.21% | AAOIFI33.1% Usmani52.7% Dow Jones Islamic32.9% S&P Shariah40.4% MSCI Islamic52.7% MSCI Islamic M-Series40.4% FTSE Shariah51.2% |
| ET ENERGY TRANSFER LP | NON_COMPLIANT | 0.20% | AAOIFI94.8% Usmani47.4% Dow Jones Islamic120.8% S&P Shariah134.5% MSCI Islamic47.4% MSCI Islamic M-Series134.5% FTSE Shariah46.2% |
| JERSEY CENTRAL PWR & LT | UNSCREENED | 0.20% | no in-house ratios for this holding |
| PWR QUANTA SERVICES INC | COMPLIANT | 0.20% | AAOIFI6.9% Usmani23.3% Dow Jones Islamic10.1% S&P Shariah12.1% MSCI Islamic23.3% MSCI Islamic M-Series12.1% FTSE Shariah21.5% |
| CNI CANADIAN NATL RAILWAY | COMPLIANT | 0.20% | AAOIFI22.7% Usmani38.5% Dow Jones Islamic25.4% S&P Shariah24.2% MSCI Islamic38.5% MSCI Islamic M-Series24.2% FTSE Shariah37.8% |
| SPGI S&P GLOBAL INC | COMPLIANT | 0.20% | AAOIFI10.6% Usmani22.9% Dow Jones Islamic9.4% S&P Shariah9.8% MSCI Islamic22.9% MSCI Islamic M-Series9.8% FTSE Shariah21.9% |
| HP ENTERPRISE CO | UNSCREENED | 0.20% | no in-house ratios for this holding |
| TMUS T-MOBILE USA INC | NON_COMPLIANT | 0.20% | AAOIFI18.0% Usmani17.5% Dow Jones Islamic14.6% S&P Shariah15.9% MSCI Islamic16.5% MSCI Islamic M-Series15.9% FTSE Shariah2.9% |
| HYUNDAI CAPITAL AMERICA | UNSCREENED | 0.20% | no in-house ratios for this holding |
| EXC EXELON CORP | NON_COMPLIANT | 0.20% | AAOIFI109.9% Usmani42.1% Dow Jones Islamic115.7% S&P Shariah124.5% MSCI Islamic42.1% MSCI Islamic M-Series124.5% FTSE Shariah42.1% |
| ALABAMA POWER CO | UNSCREENED | 0.20% | no in-house ratios for this holding |
| REXFORD INDUSTRIAL REALT | UNSCREENED | 0.20% | no in-house ratios for this holding |
| HON HONEYWELL INTERNATIONAL | NON_COMPLIANT | 0.19% | AAOIFI52.6% Usmani45.3% Dow Jones Islamic26.8% S&P Shariah27.3% MSCI Islamic45.2% MSCI Islamic M-Series27.3% FTSE Shariah43.9% |
| BUNGE LTD FINANCE CORP | UNSCREENED | 0.19% | no in-house ratios for this holding |
| ONCOR ELECTRIC DELIVERY | UNSCREENED | 0.19% | no in-house ratios for this holding |
| ELV ELEVANCE HEALTH INC | NON_COMPLIANT | 0.19% | AAOIFI35.1% Usmani24.6% Dow Jones Islamic37.4% S&P Shariah33.5% MSCI Islamic24.6% MSCI Islamic M-Series33.5% FTSE Shariah24.6% |
| MS MORGAN STANLEY | NON_COMPLIANT | 0.19% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| CRH AMERICA FINANCE INC | UNSCREENED | 0.19% | no in-house ratios for this holding |
| GENERAL MOTORS FINL CO | UNSCREENED | 0.19% | no in-house ratios for this holding |
| ORCL ORACLE CORP | NON_COMPLIANT | 0.19% | AAOIFI34.1% Usmani64.0% Dow Jones Islamic30.7% S&P Shariah35.2% MSCI Islamic61.0% MSCI Islamic M-Series35.2% FTSE Shariah49.5% |
| UNITED AIR 2018-1 AA PTT | UNSCREENED | 0.19% | no in-house ratios for this holding |
| MARS INC | UNSCREENED | 0.19% | no in-house ratios for this holding |
| LPL HOLDINGS INC | UNSCREENED | 0.19% | no in-house ratios for this holding |
| T AT&T INC | NON_COMPLIANT | 0.18% | AAOIFI92.9% Usmani38.0% Dow Jones Islamic94.4% S&P Shariah107.8% MSCI Islamic38.0% MSCI Islamic M-Series107.8% FTSE Shariah33.6% |
| MRVL MARVELL TECHNOLOGY INC | COMPLIANT | 0.18% | AAOIFI2.7% Usmani19.2% Dow Jones Islamic5.6% S&P Shariah6.5% MSCI Islamic19.2% MSCI Islamic M-Series6.5% FTSE Shariah18.0% |
| PNC FINANCIAL SERVICES | UNSCREENED | 0.18% | no in-house ratios for this holding |
| CHARTER COMM OPT LLC/CAP | UNSCREENED | 0.18% | no in-house ratios for this holding |
| ORCL ORACLE CORP | NON_COMPLIANT | 0.18% | AAOIFI34.1% Usmani64.0% Dow Jones Islamic30.7% S&P Shariah35.2% MSCI Islamic61.0% MSCI Islamic M-Series35.2% FTSE Shariah49.5% |
| STT STATE STREET CORP | NON_COMPLIANT | 0.18% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| CVE CENOVUS ENERGY INC | COMPLIANT | 0.18% | AAOIFI13.4% Usmani17.3% Dow Jones Islamic23.2% S&P Shariah23.5% MSCI Islamic17.3% MSCI Islamic M-Series23.5% FTSE Shariah17.3% |
| GENERAL MOTORS FINL CO | UNSCREENED | 0.18% | no in-house ratios for this holding |
| AMERICAN INTERNATIONAL | UNSCREENED | 0.18% | no in-house ratios for this holding |
| T AT&T INC | NON_COMPLIANT | 0.18% | AAOIFI92.9% Usmani38.0% Dow Jones Islamic94.4% S&P Shariah107.8% MSCI Islamic38.0% MSCI Islamic M-Series107.8% FTSE Shariah33.6% |
| MS MORGAN STANLEY | NON_COMPLIANT | 0.18% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| VZ VERIZON COMMUNICATIONS | NON_COMPLIANT | 0.18% | AAOIFI98.4% Usmani45.9% Dow Jones Islamic109.0% S&P Shariah116.8% MSCI Islamic45.9% MSCI Islamic M-Series116.8% FTSE Shariah40.3% |
| TMUS T-MOBILE USA INC | NON_COMPLIANT | 0.18% | AAOIFI18.0% Usmani17.5% Dow Jones Islamic14.6% S&P Shariah15.9% MSCI Islamic16.5% MSCI Islamic M-Series15.9% FTSE Shariah2.9% |
| AVGO BROADCOM INC | COMPLIANT | 0.18% | AAOIFI3.8% Usmani32.5% Dow Jones Islamic4.4% S&P Shariah5.5% MSCI Islamic32.5% MSCI Islamic M-Series5.5% FTSE Shariah32.5% |
| VIRGINIA ELEC & POWER CO | UNSCREENED | 0.18% | no in-house ratios for this holding |
| MPC MARATHON PETROLEUM CORP | NON_COMPLIANT | 0.17% | AAOIFI31.4% Usmani36.4% Dow Jones Islamic59.6% S&P Shariah59.2% MSCI Islamic36.4% MSCI Islamic M-Series59.2% FTSE Shariah34.8% |
| LLY ELI LILLY & CO | COMPLIANT | 0.17% | AAOIFI5.2% Usmani38.6% Dow Jones Islamic6.4% S&P Shariah6.9% MSCI Islamic38.6% MSCI Islamic M-Series6.9% FTSE Shariah38.6% |
| WMB WILLIAMS COMPANIES INC | NON_COMPLIANT | 0.17% | AAOIFI35.0% Usmani50.0% Dow Jones Islamic41.0% S&P Shariah47.9% MSCI Islamic50.0% MSCI Islamic M-Series47.9% FTSE Shariah50.0% |
| GE GENERAL ELECTRIC CO | NON_COMPLIANT | 0.17% | AAOIFI6.1% Usmani16.1% Dow Jones Islamic7.4% S&P Shariah8.6% MSCI Islamic16.1% MSCI Islamic M-Series8.6% FTSE Shariah15.3% |
| MAR MARRIOTT INTERNATIONAL | NON_COMPLIANT | 0.17% | AAOIFI1.6% Usmani4.8% Dow Jones Islamic1.7% S&P Shariah1.8% MSCI Islamic4.8% MSCI Islamic M-Series1.8% FTSE Shariah1.7% |
| MPLX MPLX LP | NON_COMPLIANT | 0.17% | AAOIFI42.8% Usmani60.3% Dow Jones Islamic52.4% S&P Shariah59.3% MSCI Islamic60.3% MSCI Islamic M-Series59.3% FTSE Shariah59.7% |
| ORCL ORACLE CORP | NON_COMPLIANT | 0.17% | AAOIFI34.1% Usmani64.0% Dow Jones Islamic30.7% S&P Shariah35.2% MSCI Islamic61.0% MSCI Islamic M-Series35.2% FTSE Shariah49.5% |
| MPLX MPLX LP | NON_COMPLIANT | 0.17% | AAOIFI42.8% Usmani60.3% Dow Jones Islamic52.4% S&P Shariah59.3% MSCI Islamic60.3% MSCI Islamic M-Series59.3% FTSE Shariah59.7% |
| TFC TRUIST FINANCIAL CORP | NON_COMPLIANT | 0.17% | AAOIFI110.7% Usmani12.6% Dow Jones Islamic124.2% S&P Shariah135.1% MSCI Islamic12.6% MSCI Islamic M-Series135.1% FTSE Shariah12.6% |
| UBER UBER TECHNOLOGIES INC | COMPLIANT | 0.17% | AAOIFI9.5% Usmani22.4% Dow Jones Islamic8.9% S&P Shariah9.6% MSCI Islamic22.4% MSCI Islamic M-Series9.6% FTSE Shariah19.3% |
| PACIFIC GAS & ELECTRIC | UNSCREENED | 0.17% | no in-house ratios for this holding |
| WFC WELLS FARGO & COMPANY | NON_COMPLIANT | 0.17% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| CMCSA COMCAST CORP | NON_COMPLIANT | 0.17% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| AVGO BROADCOM INC | COMPLIANT | 0.17% | AAOIFI3.8% Usmani32.5% Dow Jones Islamic4.4% S&P Shariah5.5% MSCI Islamic32.5% MSCI Islamic M-Series5.5% FTSE Shariah32.5% |
| BAT CAPITAL CORP | UNSCREENED | 0.17% | no in-house ratios for this holding |
| BURLINGTN NORTH SANTA FE | UNSCREENED | 0.17% | no in-house ratios for this holding |
| HCA INC | UNSCREENED | 0.17% | no in-house ratios for this holding |
| TMUS T-MOBILE USA INC | NON_COMPLIANT | 0.17% | AAOIFI18.0% Usmani17.5% Dow Jones Islamic14.6% S&P Shariah15.9% MSCI Islamic16.5% MSCI Islamic M-Series15.9% FTSE Shariah2.9% |
| BAC BANK OF AMERICA CORP | NON_COMPLIANT | 0.17% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| PSEG POWER LLC | UNSCREENED | 0.17% | no in-house ratios for this holding |
| ET ENERGY TRANSFER LP | NON_COMPLIANT | 0.16% | AAOIFI94.8% Usmani47.4% Dow Jones Islamic120.8% S&P Shariah134.5% MSCI Islamic47.4% MSCI Islamic M-Series134.5% FTSE Shariah46.2% |
| CHARTER COMM OPT LLC/CAP | UNSCREENED | 0.16% | no in-house ratios for this holding |
| JOHN DEERE CAPITAL CORP | UNSCREENED | 0.16% | no in-house ratios for this holding |
| HCA INC | UNSCREENED | 0.16% | no in-house ratios for this holding |
| CAH CARDINAL HEALTH INC | COMPLIANT | 0.16% | AAOIFI17.8% Usmani17.7% Dow Jones Islamic24.8% S&P Shariah28.7% MSCI Islamic17.4% MSCI Islamic M-Series28.7% FTSE Shariah15.5% |
| GILD GILEAD SCIENCES INC | COMPLIANT | 0.16% | AAOIFI14.4% Usmani53.2% Dow Jones Islamic18.6% S&P Shariah21.4% MSCI Islamic53.2% MSCI Islamic M-Series21.4% FTSE Shariah53.2% |
| CI CIGNA GROUP/THE | NON_COMPLIANT | 0.16% | AAOIFI42.7% Usmani20.3% Dow Jones Islamic40.5% S&P Shariah38.8% MSCI Islamic20.3% MSCI Islamic M-Series38.8% FTSE Shariah20.3% |
| ENTERPRISE PRODUCTS OPER | UNSCREENED | 0.16% | no in-house ratios for this holding |
| ORCL ORACLE CORP | NON_COMPLIANT | 0.16% | AAOIFI34.1% Usmani64.0% Dow Jones Islamic30.7% S&P Shariah35.2% MSCI Islamic61.0% MSCI Islamic M-Series35.2% FTSE Shariah49.5% |
| WFC WELLS FARGO & COMPANY | NON_COMPLIANT | 0.16% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| CVS CVS HEALTH CORP | NON_COMPLIANT | 0.16% | AAOIFI61.7% Usmani30.1% Dow Jones Islamic84.9% S&P Shariah88.7% MSCI Islamic30.1% MSCI Islamic M-Series88.7% FTSE Shariah24.2% |
| NATIONAL RURAL UTIL COOP | UNSCREENED | 0.16% | no in-house ratios for this holding |
| JPM JPMORGAN CHASE & CO | NON_COMPLIANT | 0.16% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| ES EVERSOURCE ENERGY | NON_COMPLIANT | 0.16% | AAOIFI108.8% Usmani45.9% Dow Jones Islamic122.9% S&P Shariah132.3% MSCI Islamic45.9% MSCI Islamic M-Series132.3% FTSE Shariah45.9% |
| GILD GILEAD SCIENCES INC | COMPLIANT | 0.16% | AAOIFI14.4% Usmani53.2% Dow Jones Islamic18.6% S&P Shariah21.4% MSCI Islamic53.2% MSCI Islamic M-Series21.4% FTSE Shariah53.2% |
| INTC INTEL CORP | COMPLIANT | 0.16% | AAOIFI9.2% Usmani25.0% Dow Jones Islamic23.9% S&P Shariah26.3% MSCI Islamic25.0% MSCI Islamic M-Series26.3% FTSE Shariah25.0% |
| PM PHILIP MORRIS INTL INC | NON_COMPLIANT | 0.16% | AAOIFI16.1% Usmani66.9% Dow Jones Islamic18.9% S&P Shariah22.1% MSCI Islamic66.9% MSCI Islamic M-Series22.1% FTSE Shariah66.9% |
| PARA PARAMOUNT GLOBAL | NON_COMPLIANT | 0.16% | AAOIFI1.7% Usmani0.1% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.1% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| CSCO CISCO SYSTEMS INC | COMPLIANT | 0.15% | AAOIFI5.7% Usmani18.9% Dow Jones Islamic8.4% S&P Shariah9.5% MSCI Islamic18.9% MSCI Islamic M-Series9.5% FTSE Shariah17.6% |
| SAN DIEGO G & E | UNSCREENED | 0.15% | no in-house ratios for this holding |
| ABBV ABBVIE INC | COMPLIANT | 0.15% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahfail |
| GENERAL MOTORS FINL CO | UNSCREENED | 0.15% | no in-house ratios for this holding |
The published standards disagree about this fund by 10 points of portfolio weight — 24.8% of it passes Dow Jones Islamic, 15.2% passes MSCI Islamic. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 23.8% ratios fail on 30.6% 41.1% not rated under AAOIFI
ratios pass on 18.0% ratios fail on 28.2% 49.2% not rated under Usmani
ratios pass on 24.8% ratios fail on 28.9% 41.7% not rated under Dow Jones Islamic
ratios pass on 24.1% ratios fail on 28.9% 42.5% not rated under S&P Shariah
ratios pass on 15.2% ratios fail on 30.0% 50.3% not rated under MSCI Islamic
ratios pass on 23.6% ratios fail on 30.2% 41.7% not rated under MSCI Islamic M-Series
ratios pass on 17.5% ratios fail on 28.5% 49.5% not rated under FTSE Shariah
89 of 516 listed holdings carry our own per-methodology verdicts (57% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 81 (54% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
| Non-compliant holding | Weight |
|---|---|
| JPM JPMORGAN CHASE & CO | 1.96% |
| WFC WELLS FARGO & COMPANY | 0.97% |
| US TREASURY N/B | 0.82% |
| US TREASURY N/B | 0.57% |
| NTRS NORTHERN TRUST CORP | 0.54% |
| MTB M&T BANK CORPORATION | 0.54% |
| PM PHILIP MORRIS INTL INC | 0.53% |
| MS MORGAN STANLEY | 0.52% |
| US TREASURY N/B | 0.48% |
| JPM JPMORGAN CHASE & CO | 0.47% |
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
VOYA INVESTMENT GRADE CREDIT FUND (VIGTX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.
| Holding | Weight | Verdict |
|---|---|---|
| JPMJPMORGAN CHASE & CO | 1.96% | Non-compliant |
| BANK OF NY MELLON CORPnot matched to a ticker | 1.30% | Not screened |
| WYNNTON FUNDING TRUSTnot matched to a ticker | 1.07% | Not screened |
| WFCWELLS FARGO & COMPANY | 0.97% | Non-compliant |
| CITADEL SECURITIES LLCnot matched to a ticker | 0.90% | Not screened |
| US TREASURY N/Bnot matched to a ticker | 0.82% | Non-compliant |
| EOGEOG RESOURCES INC | 0.70% | Compliant |
| CHUBB INA HOLDINGS LLCnot matched to a ticker | 0.68% | Not screened |
| WDAYWORKDAY INC | 0.63% | Compliant |
| AVGOBROADCOM INC | 0.60% | Compliant |
Top 10 of 516 holdings, 9.6% of the fund by weight. Every holding is screened, not only these.
The positions keeping this fund short of 100% compliant by weight.
Verdict history for VIGTX. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
ℹ️ no compliance scan has run for 5 days - this is not a reading of today
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.