Verdicts genuinely change. Free email alert the moment VMSSX's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
Virtus Newfleet Multi-Sector Short Term Bond Fund · Virtus Opportunities Trust
922 holdings
NON-COMPLIANT At least 26.28% of portfolio weight is in non-compliant holdings — already over the 5% threshold, so the verdict is settled whatever the unmatched 70% turns out to be. Matching more holdings can only raise this share, never lower it.
10.07% of that is conventional interest-bearing debt, identified from the fund's own filing rather than by screening an issuer. Sukuk are deliberately excluded from this test and are never counted here.
922 holdings, 179 matched (28% of weight). Portfolio as of 2026-06-30, filed 2026-08-28. Source: SEC Form N-PORT.
7.72% of this portfolio’s income is non-permissible — weighted across holdings, computed over 10% of portfolio weight (101 of 922 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
Portfolio shares are withheld: coverage is below the floor needed to state one. The holdings themselves are below, because the names are evidence you can check.
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 2.24% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 1.55% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 1.46% | no in-house ratios for this holding |
| Virtus ETF Trust II | UNSCREENED | 1.44% | no in-house ratios for this holding |
| FMCC FEDERAL HOME LOAN MORTGAGE CORP | NON_COMPLIANT | 1.22% | AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1% |
| FMCC FEDERAL HOME LOAN MORTGAGE CORP | NON_COMPLIANT | 0.86% | AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1% |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.78% | no in-house ratios for this holding |
| FMCC FEDERAL HOME LOAN MORTGAGE CORP | NON_COMPLIANT | 0.76% | AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1% |
| Fnma Pass-Thru I | NON_COMPLIANT | 0.73% | no in-house ratios for this holding |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.57% | no in-house ratios for this holding |
| FMCC FEDERAL HOME LOAN MORTGAGE CORP | NON_COMPLIANT | 0.46% | AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1% |
| Virtus ETF Trust II | UNSCREENED | 0.46% | no in-house ratios for this holding |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.45% | no in-house ratios for this holding |
| FMCC FEDERAL HOME LOAN MORTGAGE CORP | NON_COMPLIANT | 0.43% | AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1% |
| SOUTH AFRICA, REPUBLIC OF - NATIONAL TREASURY | UNSCREENED | 0.42% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 0.41% | no in-house ratios for this holding |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.39% | no in-house ratios for this holding |
| Federal National Mortgage Association | NON_COMPLIANT | 0.38% | no in-house ratios for this holding |
| UNITED MEXICAN STATES - SECRETARIA DE HACIENDA Y CREDITO PUBLICO | UNSCREENED | 0.38% | no in-house ratios for this holding |
| MALAYSIA, FEDERATION OF | UNSCREENED | 0.37% | no in-house ratios for this holding |
| CZECH, REPUBLIC - MINISTRY OF FINANCE | UNSCREENED | 0.37% | no in-house ratios for this holding |
| ZAXBYS FUNDING LLC | UNSCREENED | 0.30% | no in-house ratios for this holding |
| AMERICAN CREDIT ACCEPTANCE RECEIVABLES TRUST 2014/1 | UNSCREENED | 0.29% | no in-house ratios for this holding |
| ALA TRUST 2025-OANA | UNSCREENED | 0.29% | no in-house ratios for this holding |
| AMERICAN EXPRESS CREDIT ACCOUNT MASTER TRUST | UNSCREENED | 0.28% | no in-house ratios for this holding |
| SO SOUTHERN COMPANY (THE) | NON_COMPLIANT | 0.28% | AAOIFI68.7% Usmani45.3% Dow Jones Islamic72.3% S&P Shariah78.7% MSCI Islamic44.8% MSCI Islamic M-Series78.7% FTSE Shariah43.8% |
| TACO BELL FUNDING LLC | UNSCREENED | 0.27% | no in-house ratios for this holding |
| JP MORGAN CHASE & COMPANY | UNSCREENED | 0.27% | no in-house ratios for this holding |
| MFA 2025-NQM1 TRUST | UNSCREENED | 0.27% | no in-house ratios for this holding |
| ARGENTINA, REPUBLIC OF - SUBSECRETARIA DE FINANCIAMIENTO | UNSCREENED | 0.27% | no in-house ratios for this holding |
| WESTLAKE AUTOMOBILE RECEIVABLES TRUST 2025-2 | UNSCREENED | 0.27% | no in-house ratios for this holding |
| HARDEE'S FUNDING LLC | UNSCREENED | 0.27% | no in-house ratios for this holding |
| DREYFUS GOVERNMENT CASH MANAGE | UNSCREENED | 0.26% | no in-house ratios for this holding |
| MIRA TRUST 2023-MILE | UNSCREENED | 0.26% | no in-house ratios for this holding |
| WESTLAKE AUTOMOBILE RECEIVABLES TRUST 2025-2 | UNSCREENED | 0.25% | no in-house ratios for this holding |
| JP MORGAN MORTGAGE TRUST 2026-ACES1 | UNSCREENED | 0.25% | no in-house ratios for this holding |
| TOWD POINT MORTGAGE TRUST 2018-2 | UNSCREENED | 0.25% | no in-house ratios for this holding |
| XRAY DENTSPLY SIRONA INC | NON_COMPLIANT | 0.25% | AAOIFI84.0% Usmani44.4% Dow Jones Islamic79.7% S&P Shariah58.9% MSCI Islamic44.4% MSCI Islamic M-Series58.9% FTSE Shariah42.7% |
| BRIDGECREST LENDING AUTO SECURITIZATION TRUST 2026-1 | UNSCREENED | 0.25% | no in-house ratios for this holding |
| NMR TRUST 2026-CGCTR | UNSCREENED | 0.25% | no in-house ratios for this holding |
| TOWD POINT MORTGAGE TRUST 2020-MH1 | UNSCREENED | 0.24% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 0.24% | no in-house ratios for this holding |
| CHERRY SECURITIZATION TRUST 2026-1 | UNSCREENED | 0.24% | no in-house ratios for this holding |
| NMEF FUNDING 2026-A LLC | UNSCREENED | 0.24% | no in-house ratios for this holding |
| WESTLAKE AUTOMOBILE RECEIVABLES TRUST 2024-2 | UNSCREENED | 0.24% | no in-house ratios for this holding |
| MARINER FINANCE ISSUANCE TRUST 2025-A | UNSCREENED | 0.24% | no in-house ratios for this holding |
| METRONET INFRASTRUCTURE ISSUER LLC | UNSCREENED | 0.24% | no in-house ratios for this holding |
| WINGSTOP FUNDING LLC | UNSCREENED | 0.24% | no in-house ratios for this holding |
| DEXT ABS 2025-1 LLC | UNSCREENED | 0.23% | no in-house ratios for this holding |
| HUDSON YARDS 2026-10HY MORTGAGE TRUST | UNSCREENED | 0.23% | no in-house ratios for this holding |
| MISSION LANE CREDIT CARD MASTER TRUST | UNSCREENED | 0.23% | no in-house ratios for this holding |
| TOWD POINT MORTGAGE TRUST 2021-1 | UNSCREENED | 0.23% | no in-house ratios for this holding |
| MILL CITY MORTGAGE LOAN TRUST 2019-1 | UNSCREENED | 0.23% | no in-house ratios for this holding |
| FIVE GUYS FUNDING LLC | UNSCREENED | 0.23% | no in-house ratios for this holding |
| MS MORGAN STANLEY | NON_COMPLIANT | 0.22% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| TOWD POINT MORTGAGE TRUST 2017-6 | UNSCREENED | 0.22% | no in-house ratios for this holding |
| Tharaldson Hotel Portfolio Trust | UNSCREENED | 0.22% | no in-house ratios for this holding |
| APPLEBEE'S FUNDING LLC | UNSCREENED | 0.22% | no in-house ratios for this holding |
| TOWD POINT MORTGAGE TRUST 2024-1 | UNSCREENED | 0.22% | no in-house ratios for this holding |
| BAYPORT POLYMERS LLC | UNSCREENED | 0.22% | no in-house ratios for this holding |
| NYC COMMERCIAL MORTGAGE TRUST 2025-300P | UNSCREENED | 0.22% | no in-house ratios for this holding |
| WESTLAKE AUTOMOBILE RECEIVABLES TRUST 2026-1 | UNSCREENED | 0.21% | no in-house ratios for this holding |
| SCALELOGIX ABS US ISSUER LLC | UNSCREENED | 0.21% | no in-house ratios for this holding |
| SUBWAY FUNDING LLC | UNSCREENED | 0.21% | no in-house ratios for this holding |
| NEXTERA ENERGY CAPITAL HOLDINGS INC | UNSCREENED | 0.21% | no in-house ratios for this holding |
| FS TRUST 2026-ORL | UNSCREENED | 0.21% | no in-house ratios for this holding |
| LV TRUST 2024-SHOW | UNSCREENED | 0.21% | no in-house ratios for this holding |
| JERSEY MIKE'S FUNDING LLC | UNSCREENED | 0.21% | no in-house ratios for this holding |
| UHS UNIVERSAL HEALTH SERVICES INC | NON_COMPLIANT | 0.21% | AAOIFI52.8% Usmani33.0% Dow Jones Islamic45.9% S&P Shariah48.2% MSCI Islamic33.0% MSCI Islamic M-Series48.2% FTSE Shariah30.4% |
| NMEF FUNDING LLC 2023-A | UNSCREENED | 0.21% | no in-house ratios for this holding |
| FMCC FEDERAL HOME LOAN MORTGAGE CORP | NON_COMPLIANT | 0.21% | AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1% |
| PERUSAHAAN LISTRIK NEGARA (PERSERO) PT | UNSCREENED | 0.21% | no in-house ratios for this holding |
| OBX 2026-NQM5 TRUST | UNSCREENED | 0.21% | no in-house ratios for this holding |
| A&D MORTGAGE TRUST 2024-NQM6 | UNSCREENED | 0.21% | no in-house ratios for this holding |
| JH NORTH AMERICA HOLDINGS INC | UNSCREENED | 0.21% | no in-house ratios for this holding |
| PLANET FITNESS MASTER ISSUER LLC SERIES 2018-1 | UNSCREENED | 0.21% | no in-house ratios for this holding |
| BAC BANK OF AMERICA CORP | NON_COMPLIANT | 0.20% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| BRAZIL, FEDERATIVE REPUBLIC OF - SECRETARIA DO TESOURO NACIONAL | UNSCREENED | 0.20% | no in-house ratios for this holding |
| AJAX MORTGAGE LOAN TRUST 2022-B | UNSCREENED | 0.20% | no in-house ratios for this holding |
| TSC Spv Funding LLC | UNSCREENED | 0.20% | no in-house ratios for this holding |
| CENT TRUST 2025-CITY | UNSCREENED | 0.20% | no in-house ratios for this holding |
| LENDBUZZ SECURITIZATION TRUST 2025-1 | UNSCREENED | 0.20% | no in-house ratios for this holding |
| SWITCH ABS ISSUER LLC | UNSCREENED | 0.20% | no in-house ratios for this holding |
| MTH MERITAGE HOMES CORP | NON_COMPLIANT | 0.20% | AAOIFI13.3% Usmani7.6% Dow Jones Islamic11.3% S&P Shariah11.0% MSCI Islamic7.6% MSCI Islamic M-Series11.0% FTSE Shariah7.6% |
| RCKT MORTGAGE TRUST 2024-CES3 | UNSCREENED | 0.20% | no in-house ratios for this holding |
| EFMT 2025-CES4 | UNSCREENED | 0.20% | no in-house ratios for this holding |
| MAPS 2026-1 TRUST | UNSCREENED | 0.20% | no in-house ratios for this holding |
| EAGLE FUNDING LUXCO SARL | UNSCREENED | 0.20% | no in-house ratios for this holding |
| JACK JACK IN THE BOX INC | NON_COMPLIANT | 0.20% | AAOIFI822.1% Usmani133.9% Dow Jones Islamic547.1% S&P Shariah353.5% MSCI Islamic133.9% MSCI Islamic M-Series353.5% FTSE Shariah80.8% |
| CHPE LLC | UNSCREENED | 0.20% | no in-house ratios for this holding |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.20% | no in-house ratios for this holding |
| ENB.TO ENBRIDGE INC | NON_COMPLIANT | 0.20% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| BRIDGECREST LENDING AUTO SECURITIZATION TRUST 2025-1 | UNSCREENED | 0.20% | no in-house ratios for this holding |
| BP CAPITAL MARKETS PLC | UNSCREENED | 0.20% | no in-house ratios for this holding |
| VSP OPTICAL GROUP INC | UNSCREENED | 0.20% | no in-house ratios for this holding |
| GLE.PA SOCIETE GENERALE SA | NON_COMPLIANT | 0.20% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| PRET 2026-NPL3 LLC | UNSCREENED | 0.20% | no in-house ratios for this holding |
| BPCE SA | UNSCREENED | 0.20% | no in-house ratios for this holding |
| ANGEL OAK MORTGAGE TRUST 2024-10 | UNSCREENED | 0.20% | no in-house ratios for this holding |
| GOVERNMENT NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.20% | no in-house ratios for this holding |
| PRKCM 2025-AFC1 TRUST | UNSCREENED | 0.20% | no in-house ratios for this holding |
| TOWD POINT MORTGAGE TRUST 2025-CES4 | UNSCREENED | 0.20% | no in-house ratios for this holding |
| COF CAPITAL ONE FINANCIAL CORP | NON_COMPLIANT | 0.20% | AAOIFI38.5% Usmani7.6% Dow Jones Islamic49.3% S&P Shariah60.5% MSCI Islamic7.6% MSCI Islamic M-Series60.5% FTSE Shariah7.6% |
| FLUTTER TREASURY DAC | UNSCREENED | 0.20% | no in-house ratios for this holding |
| AJAX MORTGAGE LOAN TRUST 2019-D | UNSCREENED | 0.20% | no in-house ratios for this holding |
| EFMT 2025-NQM3 | UNSCREENED | 0.20% | no in-house ratios for this holding |
| BNY BANK OF NEW YORK MELLON CORP (THE) | NON_COMPLIANT | 0.20% | AAOIFI27.2% Usmani5.8% Dow Jones Islamic41.5% S&P Shariah49.3% MSCI Islamic5.8% MSCI Islamic M-Series49.3% FTSE Shariah5.8% |
| EPR EPR PROPERTIES | NON_COMPLIANT | 0.19% | AAOIFI71.8% Usmani54.4% Dow Jones Islamic86.7% S&P Shariah95.5% MSCI Islamic54.4% MSCI Islamic M-Series95.5% FTSE Shariah54.4% |
| PPC PILGRIM'S PRIDE CORP | NON_COMPLIANT | 0.19% | AAOIFI43.6% Usmani31.0% Dow Jones Islamic33.3% S&P Shariah37.2% MSCI Islamic31.0% MSCI Islamic M-Series37.2% FTSE Shariah28.5% |
| CASTLELAKE AIRCRAFT STRUCTURED TRUST 2021-1 | UNSCREENED | 0.19% | no in-house ratios for this holding |
| SNN SMITH & NEPHEW PLC | COMPLIANT | 0.19% | AAOIFI34.9% Usmani29.8% Dow Jones Islamic11.8% S&P Shariah12.5% MSCI Islamic29.8% MSCI Islamic M-Series12.5% FTSE Shariah29.8% |
| IT GARTNER INC | NON_COMPLIANT | 0.19% | AAOIFI28.3% Usmani46.3% Dow Jones Islamic13.9% S&P Shariah12.2% MSCI Islamic46.3% MSCI Islamic M-Series12.2% FTSE Shariah41.4% |
| LSEG US FIN CORP | UNSCREENED | 0.19% | no in-house ratios for this holding |
| HCA INC | UNSCREENED | 0.19% | no in-house ratios for this holding |
| BOJANGLES INC | UNSCREENED | 0.19% | no in-house ratios for this holding |
| BAX BAXTER INTERNATIONAL INC | NON_COMPLIANT | 0.19% | AAOIFI1.7% Usmani1.1% Dow Jones Islamic1.6% S&P Shariah1.4% MSCI Islamic1.1% MSCI Islamic M-Series1.4% FTSE Shariah0.0% |
| NWL NEWELL BRANDS INC | NON_COMPLIANT | 0.19% | AAOIFI213.0% Usmani50.1% Dow Jones Islamic243.5% S&P Shariah226.3% MSCI Islamic50.1% MSCI Islamic M-Series226.3% FTSE Shariah45.3% |
| EXETER AUTOMOBILE RECEIVABLES TRUST 2025-3 | UNSCREENED | 0.19% | no in-house ratios for this holding |
| VERIDIAN AUTO RECEIVABLES TRUST 2023-1 | UNSCREENED | 0.19% | no in-house ratios for this holding |
| COLT 2022-3 MORTGAGE LOAN TRUST | UNSCREENED | 0.19% | no in-house ratios for this holding |
| LIBERTY MUTUAL GROUP INC | UNSCREENED | 0.19% | no in-house ratios for this holding |
| Aspire Mortgage Trust 2026-1 | UNSCREENED | 0.19% | no in-house ratios for this holding |
| GPN GLOBAL PAYMENTS INC | NON_COMPLIANT | 0.19% | AAOIFI95.7% Usmani36.9% Dow Jones Islamic108.0% S&P Shariah96.7% MSCI Islamic36.9% MSCI Islamic M-Series96.7% FTSE Shariah36.9% |
| 180 MEDICAL INC | UNSCREENED | 0.19% | no in-house ratios for this holding |
| EFMT 2026-NQM1 | UNSCREENED | 0.19% | no in-house ratios for this holding |
| BUSINESS JET SECURITIES LLC | UNSCREENED | 0.19% | no in-house ratios for this holding |
| ALLY ALLY FINANCIAL INC | NON_COMPLIANT | 0.19% | AAOIFI128.2% Usmani8.5% Dow Jones Islamic145.1% S&P Shariah153.2% MSCI Islamic8.5% MSCI Islamic M-Series153.2% FTSE Shariah8.5% |
| ETR ENTERGY CORP | NON_COMPLIANT | 0.19% | AAOIFI65.8% Usmani43.6% Dow Jones Islamic83.2% S&P Shariah99.2% MSCI Islamic43.5% MSCI Islamic M-Series99.2% FTSE Shariah43.1% |
| CRBG COREBRIDGE FINANCIAL INC | NON_COMPLIANT | 0.19% | AAOIFI8.3% Usmani0.3% Dow Jones Islamic8.0% S&P Shariah8.2% MSCI Islamic0.3% MSCI Islamic M-Series8.2% FTSE Shariah0.3% |
| VZ VERIZON COMMUNICATIONS INC | NON_COMPLIANT | 0.19% | AAOIFI98.4% Usmani45.9% Dow Jones Islamic109.0% S&P Shariah116.8% MSCI Islamic45.9% MSCI Islamic M-Series116.8% FTSE Shariah40.3% |
| CSGP COSTAR GROUP INC | QUESTIONABLE | 0.19% | AAOIFI9.1% Usmani11.4% Dow Jones Islamic4.2% S&P Shariah3.9% MSCI Islamic11.3% MSCI Islamic M-Series3.9% FTSE Shariah9.8% |
| KEY KEYCORP | NON_COMPLIANT | 0.18% | AAOIFI47.1% Usmani5.7% Dow Jones Islamic56.9% S&P Shariah65.9% MSCI Islamic5.7% MSCI Islamic M-Series65.9% FTSE Shariah5.7% |
| TOWD POINT MORTGAGE TRUST 2015-6 | UNSCREENED | 0.18% | no in-house ratios for this holding |
| BRAZIL, FEDERATIVE REPUBLIC OF - SECRETARIA DO TESOURO NACIONAL | UNSCREENED | 0.18% | no in-house ratios for this holding |
| ONEMAIN DIRECT AUTO RECEIVABLES TRUST 2017-1 | UNSCREENED | 0.18% | no in-house ratios for this holding |
| OMAN, GOVERNMENT OF THE SULTANATE OF | UNSCREENED | 0.18% | no in-house ratios for this holding |
| PRETIUM MORTGAGE CREDIT PARTNERS I LOAN ACQUISITION LP | UNSCREENED | 0.18% | no in-house ratios for this holding |
| CARDS II TRUST | UNSCREENED | 0.18% | no in-house ratios for this holding |
| VCAT 2026-NPL2 | UNSCREENED | 0.18% | no in-house ratios for this holding |
| SEQUOIA MORTGAGE TRUST 2023-5 | UNSCREENED | 0.18% | no in-house ratios for this holding |
| SOFI CONSUMER LOAN PROGRAM TRUST 2026-1 | UNSCREENED | 0.18% | no in-house ratios for this holding |
| SOUTH BOW USA INFRASTRUCTURE HOLDINGS LLC | UNSCREENED | 0.18% | no in-house ratios for this holding |
| A&D MORTGAGE TRUST 2023-NQM3 | UNSCREENED | 0.18% | no in-house ratios for this holding |
| LENDMARK FUNDING TRUST 2021-1 | UNSCREENED | 0.18% | no in-house ratios for this holding |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.18% | no in-house ratios for this holding |
| TMUS T-MOBILE USA INC | NON_COMPLIANT | 0.17% | AAOIFI18.0% Usmani17.5% Dow Jones Islamic14.6% S&P Shariah15.9% MSCI Islamic16.5% MSCI Islamic M-Series15.9% FTSE Shariah2.9% |
| FLS FLOWSERVE CORP | COMPLIANT | 0.17% | AAOIFI23.8% Usmani36.7% Dow Jones Islamic28.9% S&P Shariah32.3% MSCI Islamic36.7% MSCI Islamic M-Series32.3% FTSE Shariah33.8% |
| EXETER SELECT AUTOMOBILE RECEIVABLES TRUST 2025-2 | UNSCREENED | 0.17% | no in-house ratios for this holding |
| AMERICAN CREDIT ACCEPTANCE RECEIVABLES TRUST 2014/1 | UNSCREENED | 0.17% | no in-house ratios for this holding |
| NEW RESIDENTIAL MORTGAGE LOAN TRUST 2026-NQM3 | UNSCREENED | 0.17% | no in-house ratios for this holding |
| GLS AUTO RECEIVABLES ISSUER TRUST 2025-1 | UNSCREENED | 0.17% | no in-house ratios for this holding |
| VNT VONTIER CORP | NON_COMPLIANT | 0.17% | AAOIFI35.9% Usmani40.3% Dow Jones Islamic30.9% S&P Shariah30.2% MSCI Islamic40.3% MSCI Islamic M-Series30.2% FTSE Shariah39.6% |
| ALASKA AIR'S 2020-1 PASS-THROUGH TRUST | UNSCREENED | 0.17% | no in-house ratios for this holding |
| BRIDGECREST LENDING AUTO SECURITIZATION TRUST 2025-2 | UNSCREENED | 0.17% | no in-house ratios for this holding |
| AQUA FINANCE TRUST 2024-A | UNSCREENED | 0.17% | no in-house ratios for this holding |
| TOWD POINT MORTGAGE TRUST 2017-1 | UNSCREENED | 0.17% | no in-house ratios for this holding |
| TD TORONTO DOMINION BANK (THE) | NON_COMPLIANT | 0.17% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| C CITIGROUP INC | NON_COMPLIANT | 0.17% | AAOIFI159.2% Usmani13.8% Dow Jones Islamic214.6% S&P Shariah251.0% MSCI Islamic13.8% MSCI Islamic M-Series251.0% FTSE Shariah13.8% |
| UPSTART SECURITIZATION TRUST 2018-2 | UNSCREENED | 0.17% | no in-house ratios for this holding |
| AVIS BUDGET RENTAL CAR FUNDING (AESOP) LLC | UNSCREENED | 0.17% | no in-house ratios for this holding |
| AVGO BROADCOM INC | COMPLIANT | 0.17% | AAOIFI3.8% Usmani32.5% Dow Jones Islamic4.4% S&P Shariah5.5% MSCI Islamic32.5% MSCI Islamic M-Series5.5% FTSE Shariah32.5% |
| TRITON CONTAINER FINANCE IX LLC | UNSCREENED | 0.17% | no in-house ratios for this holding |
| FIRSTKEY HOMES 2021-SFR1 TRUST | UNSCREENED | 0.17% | no in-house ratios for this holding |
| SMURFIT KAPPA TREASURY UNLTD CO | UNSCREENED | 0.17% | no in-house ratios for this holding |
| RCO X MORTGAGE LLC 2025-1 | UNSCREENED | 0.17% | no in-house ratios for this holding |
| ALLO ISSUER LLC | UNSCREENED | 0.17% | no in-house ratios for this holding |
| BERRY GLOBAL INC | UNSCREENED | 0.17% | no in-house ratios for this holding |
| VERUS SECURITIZATION TRUST 2025-11 | UNSCREENED | 0.16% | no in-house ratios for this holding |
| ECUADOR, REPUBLICA DEL - MINISTERIO DE FINANZAS Y CREDITO PUBLICO | UNSCREENED | 0.16% | no in-house ratios for this holding |
| SOUTH AFRICA, REPUBLIC OF - NATIONAL TREASURY | UNSCREENED | 0.16% | no in-house ratios for this holding |
| BRAZIL, FEDERATIVE REPUBLIC OF - SECRETARIA DO TESOURO NACIONAL | UNSCREENED | 0.16% | no in-house ratios for this holding |
| TOWD POINT MORTGAGE TRUST 2016-4 | UNSCREENED | 0.16% | no in-house ratios for this holding |
| ASHTEAD CAPITAL INC | UNSCREENED | 0.16% | no in-house ratios for this holding |
| LADDER CAPITAL FINANCE HOLDINGS LLLP / LADDER CAPITAL FINANCE CORP | UNSCREENED | 0.16% | no in-house ratios for this holding |
| ROCK TRUST 2024-CNTR | UNSCREENED | 0.16% | no in-house ratios for this holding |
| SOFI CONSUMER LOAN PROGRAM | UNSCREENED | 0.16% | no in-house ratios for this holding |
| PRKCM 2026-AFC3 TRUST | UNSCREENED | 0.16% | no in-house ratios for this holding |
| GLS AUTO RECEIVABLES ISSUER TRUST 2024-3 | UNSCREENED | 0.16% | no in-house ratios for this holding |
| UPSTART SECURITIZATION TRUST 2026-1 | UNSCREENED | 0.16% | no in-house ratios for this holding |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.16% | no in-house ratios for this holding |
| ONEMAIN DIRECT AUTO RECEIVABLES TRUST | UNSCREENED | 0.15% | no in-house ratios for this holding |
| FG F&G ANNUITIES & LIFE INC | NON_COMPLIANT | 0.15% | AAOIFI68.3% Usmani2.2% Dow Jones Islamic52.6% S&P Shariah51.3% MSCI Islamic2.2% MSCI Islamic M-Series51.3% FTSE Shariah2.2% |
| J.P. MORGAN MORTGAGE TRUST 2025-CES2 | UNSCREENED | 0.15% | no in-house ratios for this holding |
| SCHW CHARLES SCHWAB CORP (THE) | NON_COMPLIANT | 0.15% | AAOIFI14.6% Usmani5.3% Dow Jones Islamic18.7% S&P Shariah22.0% MSCI Islamic5.3% MSCI Islamic M-Series22.0% FTSE Shariah5.3% |
| ROMANIA, REPUBLIC OF - MINISTRY OF FINANCE | UNSCREENED | 0.15% | no in-house ratios for this holding |
| GENESIS ENERGY LP / GENESIS ENERGY FINANCE CORP | UNSCREENED | 0.15% | no in-house ratios for this holding |
| GCAT 2023-NQM2 TRUST | UNSCREENED | 0.15% | no in-house ratios for this holding |
| CARVANA AUTO RECEIVABLES TRUST 2021-P3 | UNSCREENED | 0.15% | no in-house ratios for this holding |
| REGIONAL MANAGEMENT ISSUANCE TRUST 2024-2 | UNSCREENED | 0.15% | no in-house ratios for this holding |
| VISTRA OPERATIONS COMPANY LLC | UNSCREENED | 0.15% | no in-house ratios for this holding |
| NWG.L NATWEST GROUP PLC | NON_COMPLIANT | 0.15% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| ELECTRICITE DE FRANCE SA | UNSCREENED | 0.15% | no in-house ratios for this holding |
| GS MORTGAGE-BACKED SECURITIES TRUST 2023-PJ4 | UNSCREENED | 0.15% | no in-house ratios for this holding |
| PUGET ENERGY INC | UNSCREENED | 0.15% | no in-house ratios for this holding |
| BLACKSTONE PRIVATE CREDIT FUND | UNSCREENED | 0.15% | no in-house ratios for this holding |
| IMPERIAL FUND MORTGAGE TRUST 2022-NQM3 | UNSCREENED | 0.15% | no in-house ratios for this holding |
| DRAWBRIDGE SPECIAL OPPORTUNITIES FUND LP / DRAWBRIDGE SPECIAL OPPORTUNITIES FINANCE CORP | UNSCREENED | 0.15% | no in-house ratios for this holding |
| NTRS NORTHERN TRUST CORP | NON_COMPLIANT | 0.15% | AAOIFI11.1% Usmani2.1% Dow Jones Islamic15.8% S&P Shariah17.9% MSCI Islamic2.1% MSCI Islamic M-Series17.9% FTSE Shariah2.1% |
| METLIFE SECURITIZATION TRUST 2017-1 | UNSCREENED | 0.15% | no in-house ratios for this holding |
| OBX 2026-HYB1 TRUST | UNSCREENED | 0.15% | no in-house ratios for this holding |
| REACH ABS TRUST 2024-2 | UNSCREENED | 0.15% | no in-house ratios for this holding |
| BRITISH AIRWAYS PLC | UNSCREENED | 0.15% | no in-house ratios for this holding |
| STAR 2025-SFR5 | UNSCREENED | 0.14% | no in-house ratios for this holding |
| ATLAS WAREHOUSE LENDING COMPANY LP | UNSCREENED | 0.14% | no in-house ratios for this holding |
| GS GOLDMAN SACHS GROUP INC (THE) | NON_COMPLIANT | 0.14% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| TRAFIGURA SECURITISATION FINANCE PLC | UNSCREENED | 0.14% | no in-house ratios for this holding |
| EFMT 2025-NQM2 | UNSCREENED | 0.14% | no in-house ratios for this holding |
| RGA GLOBAL FUNDING | UNSCREENED | 0.14% | no in-house ratios for this holding |
| AQUA FINANCE TRUST 2019-A | UNSCREENED | 0.14% | no in-house ratios for this holding |
| MIDCAP FINANCIAL ISSUER TRUST | UNSCREENED | 0.14% | no in-house ratios for this holding |
| TRUIST BANK | UNSCREENED | 0.14% | no in-house ratios for this holding |
| CSMC 2020-RPL4 TRUST | UNSCREENED | 0.14% | no in-house ratios for this holding |
| UBS AG LONDON BRANCH | UNSCREENED | 0.14% | no in-house ratios for this holding |
| RCKT MORTGAGE TRUST 2023-CES3 | UNSCREENED | 0.14% | no in-house ratios for this holding |
| CPS AUTO RECEIVABLES TRUST 2024-C | UNSCREENED | 0.14% | no in-house ratios for this holding |
| KD KYNDRYL HOLDINGS INC | NON_COMPLIANT | 0.14% | AAOIFI228.4% Usmani56.0% Dow Jones Islamic108.6% S&P Shariah116.1% MSCI Islamic54.4% MSCI Islamic M-Series116.1% FTSE Shariah47.2% |
| SW.PA SODEXO INC | NON_COMPLIANT | 0.14% | AAOIFI64.9% Usmani40.9% Dow Jones Islamic— S&P Shariah— MSCI Islamic36.5% MSCI Islamic M-Series— FTSE Shariah36.5% |
| IMPERIAL BRANDS FINANCE PLC | UNSCREENED | 0.14% | no in-house ratios for this holding |
| APOLLO DEBT SOLUTIONS BDC | UNSCREENED | 0.14% | no in-house ratios for this holding |
| STELLANTIS FINANCE US INC | UNSCREENED | 0.14% | no in-house ratios for this holding |
| OBX 2024-HYB2 TRUST | UNSCREENED | 0.14% | no in-house ratios for this holding |
| COLOMBIA, REPUBLIC OF - MINISTERO DE HACIENDA Y CREDITO PUBLICO | UNSCREENED | 0.14% | no in-house ratios for this holding |
| SOTHEBY'S | UNSCREENED | 0.14% | no in-house ratios for this holding |
| DEUTSCHE BANK AG NEW YORK BRANCH | UNSCREENED | 0.14% | no in-house ratios for this holding |
| UPG HI ISSUER TRUST 2025-2 | UNSCREENED | 0.14% | no in-house ratios for this holding |
| HILTON GRAND VACATIONS TRUST 2022-1D | UNSCREENED | 0.14% | no in-house ratios for this holding |
| CLOUD SOFTWARE GROUP INC | UNSCREENED | 0.14% | no in-house ratios for this holding |
| FMCC FEDERAL HOME LOAN MORTGAGE CORP | NON_COMPLIANT | 0.14% | AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1% |
| DINO HF SINCLAIR CORP | COMPLIANT | 0.14% | AAOIFI16.9% Usmani17.1% Dow Jones Islamic34.7% S&P Shariah34.5% MSCI Islamic16.6% MSCI Islamic M-Series34.5% FTSE Shariah14.6% |
| NRG NRG ENERGY INC | NON_COMPLIANT | 0.14% | AAOIFI85.9% Usmani53.8% Dow Jones Islamic81.4% S&P Shariah98.7% MSCI Islamic53.8% MSCI Islamic M-Series98.7% FTSE Shariah53.3% |
| COLT 2024-5 MORTGAGE LOAN TRUST | UNSCREENED | 0.14% | no in-house ratios for this holding |
| NIGERIA, FEDERAL REPUBLIC OF - DEBT MANAGEMENT OFFICE (THE) | UNSCREENED | 0.14% | no in-house ratios for this holding |
| J.P. MORGAN MORTGAGE TRUST 2025-NQM2 | UNSCREENED | 0.14% | no in-house ratios for this holding |
| BX TRUST 2018-BILT | UNSCREENED | 0.14% | no in-house ratios for this holding |
| HUNGARY, REPUBLIC OF - MINISTRY OF FINANCE | UNSCREENED | 0.14% | no in-house ratios for this holding |
| AVILEASE CAPITAL LTD | UNSCREENED | 0.14% | no in-house ratios for this holding |
| SAFCO AUTO RECEIVABLES TRUST 2025-1 | UNSCREENED | 0.14% | no in-house ratios for this holding |
| WFC WELLS FARGO & COMPANY | NON_COMPLIANT | 0.14% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| A&D MORTGAGE TRUST 2025-NQM2 | UNSCREENED | 0.14% | no in-house ratios for this holding |
| AMSR 2021-SFR3 TRUST | UNSCREENED | 0.14% | no in-house ratios for this holding |
| US BANCORP | UNSCREENED | 0.14% | no in-house ratios for this holding |
| ORCL ORACLE CORP | NON_COMPLIANT | 0.13% | AAOIFI34.1% Usmani64.0% Dow Jones Islamic30.7% S&P Shariah35.2% MSCI Islamic61.0% MSCI Islamic M-Series35.2% FTSE Shariah49.5% |
| CF HIPPOLYTA ISSUER LLC | UNSCREENED | 0.13% | no in-house ratios for this holding |
| OBX 2025-NQM4 TRUST | UNSCREENED | 0.13% | no in-house ratios for this holding |
| TRAFIGURA SECURITISATION FINANCE PLC | UNSCREENED | 0.13% | no in-house ratios for this holding |
| EXETER AUTOMOBILE RECEIVABLES TRUST 2013-2 | UNSCREENED | 0.13% | no in-house ratios for this holding |
| ALBERTSONS COMPANIES INC / SAFEWAY INC / NEW ALBERTSONS LP / ALBERTSONS LLC | UNSCREENED | 0.13% | no in-house ratios for this holding |
| BANCO MERCANTIL DEL NORTE SA CAYMAN ISLANDS BRANCH | UNSCREENED | 0.13% | no in-house ratios for this holding |
| BXC BLUELINX HOLDINGS INC | NON_COMPLIANT | 0.13% | AAOIFI55.3% Usmani41.9% Dow Jones Islamic56.6% S&P Shariah49.8% MSCI Islamic22.2% MSCI Islamic M-Series49.8% FTSE Shariah18.5% |
| Finbe USA Trust 2025-1 | UNSCREENED | 0.13% | no in-house ratios for this holding |
The published standards disagree about this fund by 1 points of portfolio weight — 2.6% of it passes FTSE Shariah, 1.9% passes Usmani. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 1.9% ratios fail on 15.0% 80.9% not rated under AAOIFI
ratios pass on 1.9% ratios fail on 13.0% 82.9% not rated under Usmani
ratios pass on 2.2% ratios fail on 14.6% 81.0% not rated under Dow Jones Islamic
ratios pass on 2.0% ratios fail on 14.8% 81.0% not rated under S&P Shariah
ratios pass on 2.3% ratios fail on 12.8% 82.7% not rated under MSCI Islamic
ratios pass on 2.0% ratios fail on 14.8% 81.0% not rated under MSCI Islamic M-Series
ratios pass on 2.6% ratios fail on 12.5% 82.7% not rated under FTSE Shariah
109 of 922 listed holdings carry our own per-methodology verdicts (18% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 92 (16% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
| Non-compliant holding | Weight |
|---|---|
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | 2.24% |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | 1.55% |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | 1.46% |
| FMCC FEDERAL HOME LOAN MORTGAGE CORP | 1.22% |
| FMCC FEDERAL HOME LOAN MORTGAGE CORP | 0.86% |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | 0.78% |
| FMCC FEDERAL HOME LOAN MORTGAGE CORP | 0.76% |
| Fnma Pass-Thru I | 0.73% |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | 0.57% |
| FMCC FEDERAL HOME LOAN MORTGAGE CORP | 0.46% |
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
Virtus Newfleet Multi-Sector Short Term Bond Fund (VMSSX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.
| Holding | Weight | Verdict |
|---|---|---|
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBTnot matched to a ticker | 2.24% | Non-compliant |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBTnot matched to a ticker | 1.55% | Non-compliant |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBTnot matched to a ticker | 1.46% | Non-compliant |
| Virtus ETF Trust IInot matched to a ticker | 1.44% | Not screened |
| FMCCFEDERAL HOME LOAN MORTGAGE CORP | 1.22% | Non-compliant |
| FMCCFEDERAL HOME LOAN MORTGAGE CORP | 0.86% | Non-compliant |
| FEDERAL NATIONAL MORTGAGE ASSOCIATIONnot matched to a ticker | 0.78% | Non-compliant |
| FMCCFEDERAL HOME LOAN MORTGAGE CORP | 0.76% | Non-compliant |
| Fnma Pass-Thru Inot matched to a ticker | 0.73% | Non-compliant |
| FEDERAL NATIONAL MORTGAGE ASSOCIATIONnot matched to a ticker | 0.57% | Non-compliant |
Top 10 of 922 holdings, 11.6% of the fund by weight. Every holding is screened, not only these.
The positions keeping this fund short of 100% compliant by weight.
Verdict history for VMSSX. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
ℹ️ no compliance scan has run for 3 days - this is not a reading of today
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
This fund prices once a day, so its bars carry no intraday high or low — floor-trader pivots are not defined for it.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 44.40 | NEUTRAL |
| Stochastic %K (14) | 47.70 | NEUTRAL |
| CCI (20) | -13.37 | NEUTRAL |
| Williams %R (14) | -52.30 | NEUTRAL |
| MACD (12,26,9) | 0.00 | BUY |
| ROC (10) | 0.20 | BUY |
| Momentum (10) | 0.01 | BUY |
| EMA (10) | 4.49 | BUY |
| SMA (10) | 4.48 | BUY |
| EMA (20) | 4.49 | SELL |
| SMA (20) | 4.49 | SELL |
| EMA (30) | 4.50 | SELL |
| SMA (30) | 4.50 | SELL |
| EMA (50) | 4.50 | SELL |
| SMA (50) | 4.51 | SELL |
| EMA (100) | 4.50 | SELL |
| SMA (100) | 4.51 | SELL |
| EMA (200) | 4.48 | BUY |
| SMA (200) | 4.49 | BUY |
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.