Verdicts genuinely change. Free email alert the moment VPVSTIV's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
PIMCO Short-Term Portfolio · PIMCO VARIABLE INSURANCE TRUST
684 holdings
This fund holds short positions, so exposure is counted gross — long and short both count as exposure rather than netting off, and the weights below therefore sum to 136% of net assets rather than 100%. Shares of the portfolio are shown as shares of that gross exposure.
NON-COMPLIANT At least 64.05% of portfolio weight is in non-compliant holdings — already over the 5% threshold, so the verdict is settled whatever the unmatched 70% turns out to be. Matching more holdings can only raise this share, never lower it.
44.58% of that is conventional interest-bearing debt, identified from the fund's own filing rather than by screening an issuer. Sukuk are deliberately excluded from this test and are never counted here.
684 holdings, 219 matched (49% of weight). Portfolio as of 2026-06-30, filed 2026-08-31. Source: SEC Form N-PORT.
5.59% of this portfolio’s income is non-permissible — weighted across holdings, computed over 8% of portfolio weight (64 of 684 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
Portfolio shares are withheld: coverage is below the floor needed to state one. The holdings themselves are below, because the names are evidence you can check.
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| GS Mortgage-Backed Securities Trust | UNSCREENED | 0.13% | no in-house ratios for this holding |
| SMB Private Education Loan Trust | UNSCREENED | 0.13% | no in-house ratios for this holding |
| SMB Private Education Loan Trust | UNSCREENED | 0.13% | no in-house ratios for this holding |
| Freddie Mac | NON_COMPLIANT | 0.12% | no in-house ratios for this holding |
| Verus Securitization Trust | UNSCREENED | 0.12% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.12% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.12% | no in-house ratios for this holding |
| 8411.T MIZUHO FINANCIAL GROUP | NON_COMPLIANT | 0.12% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| ACA.PA CREDIT AGRICOLE SA | NON_COMPLIANT | 0.12% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| NATWEST MARKETS PLC | UNSCREENED | 0.12% | no in-house ratios for this holding |
| JACKSON NATL LIFE GLOBAL | UNSCREENED | 0.12% | no in-house ratios for this holding |
| FORD MOTOR CREDIT CO LLC | UNSCREENED | 0.12% | no in-house ratios for this holding |
| KDP KEURIG DR PEPPER INC | NON_COMPLIANT | 0.12% | AAOIFI58.6% Usmani30.8% Dow Jones Islamic63.3% S&P Shariah63.1% MSCI Islamic29.6% MSCI Islamic M-Series63.1% FTSE Shariah28.3% |
| SFS Auto Receivables Securitization Trust | UNSCREENED | 0.12% | no in-house ratios for this holding |
| ORCL ORACLE CORP | NON_COMPLIANT | 0.12% | AAOIFI34.1% Usmani64.0% Dow Jones Islamic30.7% S&P Shariah35.2% MSCI Islamic61.0% MSCI Islamic M-Series35.2% FTSE Shariah49.5% |
| JACKSON NATL LIFE GLOBAL | UNSCREENED | 0.12% | no in-house ratios for this holding |
| AMERICAN HONDA FINANCE | UNSCREENED | 0.12% | no in-house ratios for this holding |
| CUBE CUBESMART LP | NON_COMPLIANT | 0.12% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| COREBRIDGE GLOB FUNDING | UNSCREENED | 0.12% | no in-house ratios for this holding |
| SUMISHO AIR LEASE CORP | UNSCREENED | 0.12% | no in-house ratios for this holding |
| Constellation Energy Generation LLC | UNSCREENED | 0.12% | no in-house ratios for this holding |
| LADDER CAP FIN LLLP/CORP | UNSCREENED | 0.12% | no in-house ratios for this holding |
| QATAR ENERGY | UNSCREENED | 0.12% | no in-house ratios for this holding |
| AVOLON HOLDINGS FNDG LTD | UNSCREENED | 0.12% | no in-house ratios for this holding |
| PACIFIC GAS & ELECTRIC | UNSCREENED | 0.12% | no in-house ratios for this holding |
| ES EVERSOURCE ENERGY | NON_COMPLIANT | 0.12% | AAOIFI108.8% Usmani45.9% Dow Jones Islamic122.9% S&P Shariah132.3% MSCI Islamic45.9% MSCI Islamic M-Series132.3% FTSE Shariah45.9% |
| FRESENIUS MED CARE III | UNSCREENED | 0.12% | no in-house ratios for this holding |
| Ford Auto Securitization Trust | UNSCREENED | 0.11% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.11% | no in-house ratios for this holding |
| GS Mortgage-Backed Securities Trust | UNSCREENED | 0.11% | no in-house ratios for this holding |
| COLT Funding LLC | UNSCREENED | 0.11% | no in-house ratios for this holding |
| REPUBLIC OF PANAMA | UNSCREENED | 0.11% | no in-house ratios for this holding |
| Onslow Bay Financial LLC | UNSCREENED | 0.11% | no in-house ratios for this holding |
| F&G GLOBAL FUNDING | UNSCREENED | 0.10% | no in-house ratios for this holding |
| FIDELITY NATL INFO SERV | UNSCREENED | 0.10% | no in-house ratios for this holding |
| NWG.L NATWEST GROUP PLC | NON_COMPLIANT | 0.10% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| CarMax Auto Owner Trust | UNSCREENED | 0.10% | no in-house ratios for this holding |
| ONEOK INC | UNSCREENED | 0.10% | no in-house ratios for this holding |
| ABN.AS ABN AMRO BANK NV | NON_COMPLIANT | 0.10% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| VAR.OL VAR ENERGI ASA | NON_COMPLIANT | 0.10% | AAOIFI44.6% Usmani24.6% Dow Jones Islamic— S&P Shariah— MSCI Islamic23.7% MSCI Islamic M-Series— FTSE Shariah23.7% |
| DAIMLER TRUCK FINAN NA | UNSCREENED | 0.10% | no in-house ratios for this holding |
| DEUTSCHE BANK NY | UNSCREENED | 0.10% | no in-house ratios for this holding |
| IMPERIAL BRANDS FIN PLC | UNSCREENED | 0.10% | no in-house ratios for this holding |
| SPIRIT AEROSYSTEMS INC | UNSCREENED | 0.10% | no in-house ratios for this holding |
| HCA Inc | UNSCREENED | 0.10% | no in-house ratios for this holding |
| FIDELITY NATL INFO SERV | UNSCREENED | 0.10% | no in-house ratios for this holding |
| OTIS OTIS WORLDWIDE CORP | NON_COMPLIANT | 0.10% | AAOIFI31.9% Usmani77.4% Dow Jones Islamic25.2% S&P Shariah25.0% MSCI Islamic77.4% MSCI Islamic M-Series25.0% FTSE Shariah73.7% |
| Towd Point Mortgage Funding | UNSCREENED | 0.10% | no in-house ratios for this holding |
| VISTRA OPERATIONS CO LLC | UNSCREENED | 0.10% | no in-house ratios for this holding |
| HCA Inc | UNSCREENED | 0.10% | no in-house ratios for this holding |
| BANK OF AMERICA NA AUSTR | UNSCREENED | 0.10% | no in-house ratios for this holding |
| SANTANDER HOLDINGS USA | UNSCREENED | 0.10% | no in-house ratios for this holding |
| 8604.T NOMURA HOLDINGS INC | NON_COMPLIANT | 0.10% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| GA GLOBAL FUNDING TRUST | UNSCREENED | 0.10% | no in-house ratios for this holding |
| Venture CDO Ltd | UNSCREENED | 0.10% | no in-house ratios for this holding |
| Navient Student Loan Trust | UNSCREENED | 0.10% | no in-house ratios for this holding |
| Carval CLO LTD | UNSCREENED | 0.10% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.10% | no in-house ratios for this holding |
| Freddie Mac | NON_COMPLIANT | 0.10% | no in-house ratios for this holding |
| Towd Point Mortgage Trust | UNSCREENED | 0.09% | no in-house ratios for this holding |
| LCH Ltd. | UNSCREENED | 0.09% | no in-house ratios for this holding |
| Banco Itau Chile/New York | UNSCREENED | 0.09% | no in-house ratios for this holding |
| Banco Itau Chile/New York | UNSCREENED | 0.09% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.09% | no in-house ratios for this holding |
| BENCHMARK Mortgage Trust | UNSCREENED | 0.09% | no in-house ratios for this holding |
| Towd Point Mortgage Trust | UNSCREENED | 0.09% | no in-house ratios for this holding |
| CPB CAMPBELLS COMPANY/THE | NON_COMPLIANT | 0.09% | AAOIFI123.5% Usmani48.1% Dow Jones Islamic84.1% S&P Shariah75.7% MSCI Islamic47.6% MSCI Islamic M-Series75.7% FTSE Shariah45.6% |
| H HYATT HOTELS CORP | NON_COMPLIANT | 0.09% | AAOIFI30.0% Usmani32.3% Dow Jones Islamic31.2% S&P Shariah32.4% MSCI Islamic32.3% MSCI Islamic M-Series32.4% FTSE Shariah30.6% |
| GATX GATX CORP | NON_COMPLIANT | 0.09% | AAOIFI198.2% Usmani69.6% Dow Jones Islamic214.1% S&P Shariah234.3% MSCI Islamic69.6% MSCI Islamic M-Series234.3% FTSE Shariah69.6% |
| SAN.MC BANCO SANTANDER SA | NON_COMPLIANT | 0.09% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| ATHENE GLOBAL FUNDING | UNSCREENED | 0.09% | no in-house ratios for this holding |
| DEUTSCHE BANK NY | UNSCREENED | 0.09% | no in-house ratios for this holding |
| EPR EPR PROPERTIES | NON_COMPLIANT | 0.09% | AAOIFI71.8% Usmani54.4% Dow Jones Islamic86.7% S&P Shariah95.5% MSCI Islamic54.4% MSCI Islamic M-Series95.5% FTSE Shariah54.4% |
| CCG Receivables Trust | UNSCREENED | 0.09% | no in-house ratios for this holding |
| SPECTRA ENERGY PARTNERS | UNSCREENED | 0.09% | no in-house ratios for this holding |
| BAC BANK OF AMERICA CORP | NON_COMPLIANT | 0.09% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| SOUTHWESTERN ELEC POWER | UNSCREENED | 0.09% | no in-house ratios for this holding |
| MID-ATLANTIC INTERSTATE | UNSCREENED | 0.09% | no in-house ratios for this holding |
| BNP.PA BNP PARIBAS | NON_COMPLIANT | 0.09% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| LLOY.L LLOYDS BANKING GROUP PLC | NON_COMPLIANT | 0.09% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Lanebrook Mortgage Transaction | UNSCREENED | 0.09% | no in-house ratios for this holding |
| Nelnet Student Loan Trust | UNSCREENED | 0.09% | no in-house ratios for this holding |
| KEY KEYCORP | NON_COMPLIANT | 0.09% | AAOIFI47.1% Usmani5.7% Dow Jones Islamic56.9% S&P Shariah65.9% MSCI Islamic5.7% MSCI Islamic M-Series65.9% FTSE Shariah5.7% |
| AVOLON HOLDINGS FNDG LTD | UNSCREENED | 0.09% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.09% | no in-house ratios for this holding |
| SMB Private Education Loan Trust | UNSCREENED | 0.09% | no in-house ratios for this holding |
| BNP.PA BNP PARIBAS | NON_COMPLIANT | 0.09% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Sequoia Mortgage Trust | UNSCREENED | 0.08% | no in-house ratios for this holding |
| GS Mortgage-Backed Securities Trust | UNSCREENED | 0.08% | no in-house ratios for this holding |
| SUMITOMO MITSUI SYD | UNSCREENED | 0.08% | no in-house ratios for this holding |
| GCAT | UNSCREENED | 0.08% | no in-house ratios for this holding |
| SMB Private Education Loan Trust | UNSCREENED | 0.08% | no in-house ratios for this holding |
| BONOS TESORERIA PESOS | UNSCREENED | 0.08% | no in-house ratios for this holding |
| Credit Suisse Mortgage Trust | UNSCREENED | 0.08% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.08% | no in-house ratios for this holding |
| VICI PROPERTIES / NOTE | UNSCREENED | 0.08% | no in-house ratios for this holding |
| SAN.MC BANCO SANTANDER SA | NON_COMPLIANT | 0.08% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Sound Point CLO LTD | UNSCREENED | 0.08% | no in-house ratios for this holding |
| Nomura Global Financial Products, Inc. | UNSCREENED | 0.07% | no in-house ratios for this holding |
| STAN.L STANDARD CHARTERED PLC | NON_COMPLIANT | 0.07% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| SMB Private Education Loan Trust | UNSCREENED | 0.07% | no in-house ratios for this holding |
| BRIGHTHSE FIN GLBL FUND | UNSCREENED | 0.07% | no in-house ratios for this holding |
| RY ROYAL BANK OF CANADA | COMPLIANT | 0.07% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| VXX BARCLAYS BANK PLC | NON_COMPLIANT | 0.07% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| HYUNDAI CAPITAL AMERICA | UNSCREENED | 0.07% | no in-house ratios for this holding |
| STELLANTIS FIN US INC | UNSCREENED | 0.07% | no in-house ratios for this holding |
| New Residential Mortgage Loan Trust | UNSCREENED | 0.07% | no in-house ratios for this holding |
| JPM JPMORGAN CHASE & CO | NON_COMPLIANT | 0.07% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| CREDIT AGRICOLE LONDON | UNSCREENED | 0.07% | no in-house ratios for this holding |
| SFD SMITHFIELD FOODS INC | COMPLIANT | 0.07% | AAOIFI27.7% Usmani19.9% Dow Jones Islamic29.3% S&P Shariahpass MSCI Islamic19.9% MSCI Islamic M-Seriespass FTSE Shariah16.7% |
| NY STATE ELECTRIC & GAS | UNSCREENED | 0.07% | no in-house ratios for this holding |
| LUV SOUTHWEST AIRLINES CO | COMPLIANT | 0.07% | AAOIFI36.4% Usmani22.9% Dow Jones Islamic36.4% S&P Shariah38.5% MSCI Islamic22.9% MSCI Islamic M-Series38.5% FTSE Shariah19.7% |
| TXT TEXTRON INC | NON_COMPLIANT | 0.07% | AAOIFI3.0% Usmani2.2% Dow Jones Islamic2.7% S&P Shariah2.6% MSCI Islamic2.2% MSCI Islamic M-Series2.6% FTSE Shariah0.0% |
| WFC WELLS FARGO & COMPANY | NON_COMPLIANT | 0.07% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| ENEL FINANCE INTL NV | UNSCREENED | 0.07% | no in-house ratios for this holding |
| Towd Point Mortgage Trust | UNSCREENED | 0.07% | no in-house ratios for this holding |
| SGSP AUSTRALIA ASSETS | UNSCREENED | 0.07% | no in-house ratios for this holding |
| SMB Private Education Loan Trust | UNSCREENED | 0.07% | no in-house ratios for this holding |
| Onslow Bay Financial LLC | UNSCREENED | 0.07% | no in-house ratios for this holding |
| Onslow Bay Financial LLC | UNSCREENED | 0.07% | no in-house ratios for this holding |
| VTRS VIATRIS INC | NON_COMPLIANT | 0.07% | AAOIFI65.8% Usmani38.9% Dow Jones Islamic100.2% S&P Shariah105.1% MSCI Islamic38.9% MSCI Islamic M-Series105.1% FTSE Shariah38.1% |
| Freddie Mac | NON_COMPLIANT | 0.07% | no in-house ratios for this holding |
| Enterprise Fleet Financing LLC | UNSCREENED | 0.07% | no in-house ratios for this holding |
| SBA TOWER TRUST | UNSCREENED | 0.07% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.07% | no in-house ratios for this holding |
| Verus Securitization Trust | UNSCREENED | 0.07% | no in-house ratios for this holding |
| Freddie Mac | NON_COMPLIANT | 0.07% | no in-house ratios for this holding |
| GCAT | UNSCREENED | 0.07% | no in-house ratios for this holding |
| Government National Mortgage Association | NON_COMPLIANT | 0.07% | no in-house ratios for this holding |
| Woodward Capital Management | UNSCREENED | 0.07% | no in-house ratios for this holding |
| Barclays Mortgage Loan Trust | UNSCREENED | 0.07% | no in-house ratios for this holding |
| Nelnet Student Loan Trust | UNSCREENED | 0.07% | no in-house ratios for this holding |
| QATARENERGY LNG S3 | UNSCREENED | 0.07% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.07% | no in-house ratios for this holding |
| SMB Private Education Loan Trust | UNSCREENED | 0.07% | no in-house ratios for this holding |
| Government National Mortgage Association | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| Nelnet Student Loan Trust | UNSCREENED | 0.06% | no in-house ratios for this holding |
| Oceanview Mortgage Trust | UNSCREENED | 0.06% | no in-house ratios for this holding |
| Navient Student Loan Trust | UNSCREENED | 0.06% | no in-house ratios for this holding |
| MIZUHO BANK LTD/SYDNEY | UNSCREENED | 0.06% | no in-house ratios for this holding |
| Verus Securitization Trust | UNSCREENED | 0.06% | no in-house ratios for this holding |
| Morgan Stanley Residential Mortgage Loan Trust | UNSCREENED | 0.06% | no in-house ratios for this holding |
| STELLANTIS FIN US INC | UNSCREENED | 0.06% | no in-house ratios for this holding |
| STAN.L STANDARD CHARTERED PLC | NON_COMPLIANT | 0.06% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| 000660.KS SK HYNIX INC | COMPLIANT | 0.06% | AAOIFIpass Usmanipass Dow Jones Islamicpass S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| LLOY.L LLOYDS BANKING GROUP PLC | NON_COMPLIANT | 0.06% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| GLE.PA SOCIETE GENERALE | NON_COMPLIANT | 0.06% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| BNS.TO BANK OF NOVA SCOTIA | NON_COMPLIANT | 0.06% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| BANK LEUMI LE-ISRAEL | UNSCREENED | 0.06% | no in-house ratios for this holding |
| HYUNDAI CAPITAL AMERICA | UNSCREENED | 0.06% | no in-house ratios for this holding |
| VICI PROPERTIES / NOTE | UNSCREENED | 0.06% | no in-house ratios for this holding |
| BMO.TO BANK OF MONTREAL | NON_COMPLIANT | 0.06% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| HSBA.L HSBC HOLDINGS PLC | NON_COMPLIANT | 0.06% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| FORD MOTOR CREDIT CO LLC | UNSCREENED | 0.06% | no in-house ratios for this holding |
| Atlas Senior Loan Fund LTD | UNSCREENED | 0.06% | no in-house ratios for this holding |
| FirstMac Mortgage Funding Trust | UNSCREENED | 0.06% | no in-house ratios for this holding |
| Westlake Automobile Receivables Trust | UNSCREENED | 0.06% | no in-house ratios for this holding |
| VISTRA OPERATIONS CO LLC | UNSCREENED | 0.06% | no in-house ratios for this holding |
| RGA GLOBAL FUNDING | UNSCREENED | 0.06% | no in-house ratios for this holding |
| BNP.PA BNP PARIBAS | NON_COMPLIANT | 0.06% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Panama Government International Bonds | UNSCREENED | 0.06% | no in-house ratios for this holding |
| Navient Education Loan Trust | UNSCREENED | 0.06% | no in-house ratios for this holding |
| Chase Mortgage Finance Corporation | UNSCREENED | 0.06% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| Government National Mortgage Association | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| Ellington Financial Mortgage Trust | UNSCREENED | 0.06% | no in-house ratios for this holding |
| Government National Mortgage Association | NON_COMPLIANT | 0.06% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| Chesapeake Funding II LLC | UNSCREENED | 0.05% | no in-house ratios for this holding |
| Navient Student Loan Trust | UNSCREENED | 0.05% | no in-house ratios for this holding |
| BANQUE FED CRED MUTUEL | UNSCREENED | 0.05% | no in-house ratios for this holding |
| Citigroup Mortgage Loan Trust Inc | UNSCREENED | 0.05% | no in-house ratios for this holding |
| Navient Student Loan Trust | UNSCREENED | 0.05% | no in-house ratios for this holding |
| JP Morgan Mortgage Trust | UNSCREENED | 0.05% | no in-house ratios for this holding |
| Capital One Prime Auto Receivables Trust | UNSCREENED | 0.05% | no in-house ratios for this holding |
| ELFI Graduate Loan Program 2021-A LLC | UNSCREENED | 0.05% | no in-house ratios for this holding |
| Freddie Mac | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| Towd Point Mortgage Trust | UNSCREENED | 0.05% | no in-house ratios for this holding |
| Onslow Bay Financial LLC | UNSCREENED | 0.05% | no in-house ratios for this holding |
| SLM Student Loan Trust | UNSCREENED | 0.05% | no in-house ratios for this holding |
| SOFI CONSUMER LOAN PROGRAM TRUST | UNSCREENED | 0.05% | no in-house ratios for this holding |
| Nelnet Student Loan Trust | UNSCREENED | 0.05% | no in-house ratios for this holding |
| PRP Advisors, LLC | UNSCREENED | 0.05% | no in-house ratios for this holding |
| LCH Ltd. | UNSCREENED | 0.04% | no in-house ratios for this holding |
| FORD MOTOR CREDIT CO LLC | UNSCREENED | 0.04% | no in-house ratios for this holding |
| ACA.PA CREDIT AGRICOLE SA | NON_COMPLIANT | 0.04% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| GLE.PA SOCIETE GENERALE | NON_COMPLIANT | 0.04% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| STAN.L STANDARD CHARTERED PLC | NON_COMPLIANT | 0.04% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| HYUNDAI CAPITAL AMERICA | UNSCREENED | 0.04% | no in-house ratios for this holding |
| MERCEDES-BENZ FIN NA | UNSCREENED | 0.04% | no in-house ratios for this holding |
| NATIONWIDE BLDG SOCIETY | UNSCREENED | 0.04% | no in-house ratios for this holding |
| BPCE SA | UNSCREENED | 0.04% | no in-house ratios for this holding |
| SNN SMITH & NEPHEW PLC | COMPLIANT | 0.04% | AAOIFI34.9% Usmani29.8% Dow Jones Islamic11.8% S&P Shariah12.5% MSCI Islamic29.8% MSCI Islamic M-Series12.5% FTSE Shariah29.8% |
| WFC WELLS FARGO & COMPANY | NON_COMPLIANT | 0.04% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| F FORD MOTOR COMPANY | NON_COMPLIANT | 0.04% | AAOIFI4.1% Usmani1.2% Dow Jones Islamic5.7% S&P Shariah5.9% MSCI Islamic0.8% MSCI Islamic M-Series5.9% FTSE Shariah0.0% |
| LLOY.L LLOYDS BANKING GROUP PLC | NON_COMPLIANT | 0.04% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| FIFTH THIRD BANK INC | UNSCREENED | 0.04% | no in-house ratios for this holding |
| Galaxy CLO Ltd | UNSCREENED | 0.04% | no in-house ratios for this holding |
| SANTANDER HOLDINGS USA | UNSCREENED | 0.04% | no in-house ratios for this holding |
| TENGIZCHEVROIL FIN CO IN | UNSCREENED | 0.04% | no in-house ratios for this holding |
| DTE DTE ENERGY CO | NON_COMPLIANT | 0.04% | AAOIFI90.3% Usmani46.4% Dow Jones Islamic93.7% S&P Shariah101.8% MSCI Islamic46.4% MSCI Islamic M-Series101.8% FTSE Shariah45.9% |
| HYUNDAI CAPITAL AMERICA | UNSCREENED | 0.04% | no in-house ratios for this holding |
| Chicago Board of Trade | UNSCREENED | 0.04% | no in-house ratios for this holding |
| ISP.MI INTESA SANPAOLO SPA | NON_COMPLIANT | 0.04% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| GLE.PA SOCIETE GENERALE | NON_COMPLIANT | 0.04% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Mortgage House Capital Mortgage Trust | UNSCREENED | 0.04% | no in-house ratios for this holding |
| BNP.PA BNP PARIBAS | NON_COMPLIANT | 0.04% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| SOUTHERN CAL EDISON | UNSCREENED | 0.04% | no in-house ratios for this holding |
| DBK.DE Deutsche Bank AG | NON_COMPLIANT | 0.04% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Freddie Mac | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| BAT CAPITAL CORP | UNSCREENED | 0.04% | no in-house ratios for this holding |
| GMF Canada Leasing Trust | UNSCREENED | 0.04% | no in-house ratios for this holding |
| Wells Fargo Bank NA | UNSCREENED | 0.04% | no in-house ratios for this holding |
| Government National Mortgage Association | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| Morgan Stanley Residential Mortgage Loan Trust | UNSCREENED | 0.04% | no in-house ratios for this holding |
| BAX BAXTER INTERNATIONAL INC | NON_COMPLIANT | 0.04% | AAOIFI1.7% Usmani1.1% Dow Jones Islamic1.6% S&P Shariah1.4% MSCI Islamic1.1% MSCI Islamic M-Series1.4% FTSE Shariah0.0% |
| ISRAEL ELECTRIC CORP LTD | UNSCREENED | 0.04% | no in-house ratios for this holding |
| BPCE SA | UNSCREENED | 0.04% | no in-house ratios for this holding |
| Woodward Capital Management | UNSCREENED | 0.04% | no in-house ratios for this holding |
| Freddie Mac | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| SBNA Auto Lease Trust | UNSCREENED | 0.04% | no in-house ratios for this holding |
| Credit Suisse Mortgage Trust | UNSCREENED | 0.04% | no in-house ratios for this holding |
| Angel Oak Mortgage Trust | UNSCREENED | 0.04% | no in-house ratios for this holding |
| Gallatin Loan Management, LLC | UNSCREENED | 0.04% | no in-house ratios for this holding |
| ECMC Group Student Loan Trust | UNSCREENED | 0.03% | no in-house ratios for this holding |
| SMB Private Education Loan Trust | UNSCREENED | 0.03% | no in-house ratios for this holding |
| Mill City Mortgage Trust | UNSCREENED | 0.03% | no in-house ratios for this holding |
| Triton Trust | UNSCREENED | 0.03% | no in-house ratios for this holding |
| Castlelake Aircraft Securitization Trust | UNSCREENED | 0.03% | no in-house ratios for this holding |
| Towd Point Mortgage Trust | UNSCREENED | 0.03% | no in-house ratios for this holding |
| ALASKA AIRLINES 2020 TR | UNSCREENED | 0.03% | no in-house ratios for this holding |
| Navient Student Loan Trust | UNSCREENED | 0.03% | no in-house ratios for this holding |
| Legacy Mortgage Asset Trust | UNSCREENED | 0.03% | no in-house ratios for this holding |
| PFP III | UNSCREENED | 0.03% | no in-house ratios for this holding |
| Morgan Stanley Capital Inc | UNSCREENED | 0.03% | no in-house ratios for this holding |
| Deutsche Bank Securities, Inc. | UNSCREENED | 0.03% | no in-house ratios for this holding |
| SMB Private Education Loan Trust | UNSCREENED | 0.03% | no in-house ratios for this holding |
| UPX HIL 2025-1 Issuer Trust | UNSCREENED | 0.03% | no in-house ratios for this holding |
| ECMC Group Student Loan Trust | UNSCREENED | 0.03% | no in-house ratios for this holding |
| RCL ROYAL CARIBBEAN CRUISES | NON_COMPLIANT | 0.03% | AAOIFI33.1% Usmani52.7% Dow Jones Islamic32.9% S&P Shariah40.4% MSCI Islamic52.7% MSCI Islamic M-Series40.4% FTSE Shariah51.2% |
| Woodward Capital Management | UNSCREENED | 0.03% | no in-house ratios for this holding |
| ROLLS-ROYCE PLC | UNSCREENED | 0.03% | no in-house ratios for this holding |
| STAN.L STANDARD CHARTERED PLC | NON_COMPLIANT | 0.03% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| BANQUE FED CRED MUTUEL | UNSCREENED | 0.03% | no in-house ratios for this holding |
| GS GOLDMAN SACHS GROUP INC | NON_COMPLIANT | 0.03% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| ET ENERGY TRANSFER LP | NON_COMPLIANT | 0.03% | AAOIFI94.8% Usmani47.4% Dow Jones Islamic120.8% S&P Shariah134.5% MSCI Islamic47.4% MSCI Islamic M-Series134.5% FTSE Shariah46.2% |
| BMW US CAPITAL LLC | UNSCREENED | 0.03% | no in-house ratios for this holding |
| GLE.PA SOCIETE GENERALE | NON_COMPLIANT | 0.03% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| NISSAN MOTOR ACCEPTANCE | UNSCREENED | 0.03% | no in-house ratios for this holding |
The published standards disagree about this fund by 1 points of portfolio weight — 2.9% of it passes Dow Jones Islamic, 1.8% passes S&P Shariah. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 2.3% ratios fail on 17.9% 115.6% not rated under AAOIFI
ratios pass on 2.1% ratios fail on 14.7% 119.0% not rated under Usmani
ratios pass on 2.9% ratios fail on 17.2% 115.7% not rated under Dow Jones Islamic
ratios pass on 1.8% ratios fail on 17.5% 116.5% not rated under S&P Shariah
ratios pass on 2.4% ratios fail on 14.5% 118.9% not rated under MSCI Islamic
ratios pass on 1.8% ratios fail on 18.3% 115.7% not rated under MSCI Islamic M-Series
ratios pass on 2.6% ratios fail on 14.3% 118.9% not rated under FTSE Shariah
73 of 684 listed holdings carry our own per-methodology verdicts (21% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 49 (13% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
PIMCO Short-Term Portfolio (VPVSTIV) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.
| Holding | Weight | Verdict |
|---|---|---|
| United States Treasurynot matched to a ticker | 17.54% | Non-compliant |
| United States Treasurynot matched to a ticker | 8.69% | Non-compliant |
| PIMCO SHORT ASSET PORTFOLIOnot matched to a ticker | 8.17% | Not screened |
| UMBS, TBAnot matched to a ticker | 4.99% | Non-compliant |
| Citigroup Global Markets, Inc.not matched to a ticker · short | 1.45% | Not screened |
| Evergy Missouri West Incnot matched to a ticker | 1.41% | Not screened |
| HCA INCnot matched to a ticker | 1.10% | Not screened |
| CCITIGROUP INC | 0.84% | Non-compliant |
| Freddie Macnot matched to a ticker | 0.81% | Non-compliant |
| GENERAL MOTORS FINL COnot matched to a ticker | 0.81% | Not screened |
Top 10 of 684 holdings, 45.8% of the fund by weight. Every holding is screened, not only these.
The positions keeping this fund short of 100% compliant by weight.
Verdict history for VPVSTIV. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
ℹ️ no compliance scan has run for 3 days - this is not a reading of today
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.