Verdicts genuinely change. Free email alert the moment VUSFX's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
VANGUARD ULTRA-SHORT-TERM BOND FUND · VANGUARD FIXED INCOME SECURITIES FUNDS
1,049 holdings
NON-COMPLIANT At least 37.43% of portfolio weight is in non-compliant holdings — already over the 5% threshold, so the verdict is settled whatever the unmatched 57% turns out to be. Matching more holdings can only raise this share, never lower it.
7.75% of that is conventional interest-bearing debt, identified from the fund's own filing rather than by screening an issuer. Sukuk are deliberately excluded from this test and are never counted here.
1,049 holdings, 299 matched (42% of weight). Portfolio as of 2026-07-31, filed 2026-09-28. Source: SEC Form N-PORT.
8.71% of this portfolio’s income is non-permissible — weighted across holdings, computed over 20% of portfolio weight (191 of 1049 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
Portfolio shares are withheld: coverage is below the floor needed to state one. The holdings themselves are below, because the names are evidence you can check.
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| United States Treasury Bill | NON_COMPLIANT | 5.93% | no in-house ratios for this holding |
| United States Treasury Note/Bond | NON_COMPLIANT | 0.79% | no in-house ratios for this holding |
| US Bank NA/Cincinnati OH | UNSCREENED | 0.78% | no in-house ratios for this holding |
| SCHW Charles Schwab Corp/The | NON_COMPLIANT | 0.67% | AAOIFI14.6% Usmani5.3% Dow Jones Islamic18.7% S&P Shariah22.0% MSCI Islamic5.3% MSCI Islamic M-Series22.0% FTSE Shariah5.3% |
| Vanguard Cmt Funds-Vanguard Market Liquidity Fund | UNSCREENED | 0.55% | no in-house ratios for this holding |
| BMO.TO Bank of Montreal | NON_COMPLIANT | 0.53% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| NTT Finance Corp | UNSCREENED | 0.52% | no in-house ratios for this holding |
| CM.TO Canadian Imperial Bank of Commerce | NON_COMPLIANT | 0.51% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Regions Bank/Birmingham AL | UNSCREENED | 0.51% | no in-house ratios for this holding |
| Cheniere Corpus Christi Holdings LLC | UNSCREENED | 0.51% | no in-house ratios for this holding |
| T AT&T Inc | NON_COMPLIANT | 0.50% | AAOIFI92.9% Usmani38.0% Dow Jones Islamic94.4% S&P Shariah107.8% MSCI Islamic38.0% MSCI Islamic M-Series107.8% FTSE Shariah33.6% |
| BNS.TO Bank of Nova Scotia/The | NON_COMPLIANT | 0.48% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Huntington National Bank/The | UNSCREENED | 0.47% | no in-house ratios for this holding |
| UBSG.SW UBS Group AG | NON_COMPLIANT | 0.46% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Truist Bank | UNSCREENED | 0.45% | no in-house ratios for this holding |
| GS Goldman Sachs Group Inc/The | NON_COMPLIANT | 0.45% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| American Honda Finance Corp | UNSCREENED | 0.44% | no in-house ratios for this holding |
| LLOY.L Lloyds Banking Group PLC | NON_COMPLIANT | 0.44% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Toyota Motor Credit Corp | UNSCREENED | 0.42% | no in-house ratios for this holding |
| HSBA.L HSBC Holdings PLC | NON_COMPLIANT | 0.42% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| WFC Wells Fargo & Co | NON_COMPLIANT | 0.40% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| PNC PNC Financial Services Group Inc/The | NON_COMPLIANT | 0.40% | AAOIFI87.5% Usmani13.9% Dow Jones Islamic110.0% S&P Shariah122.6% MSCI Islamic13.9% MSCI Islamic M-Series122.6% FTSE Shariah13.9% |
| BNY Bank of New York Mellon Corp/The | NON_COMPLIANT | 0.38% | AAOIFI27.2% Usmani5.8% Dow Jones Islamic41.5% S&P Shariah49.3% MSCI Islamic5.8% MSCI Islamic M-Series49.3% FTSE Shariah5.8% |
| AerCap Ireland Capital DAC / AerCap Global Aviation Trust | UNSCREENED | 0.38% | no in-house ratios for this holding |
| NVDA NVIDIA Corp | COMPLIANT | 0.37% | AAOIFI1.1% Usmani12.1% Dow Jones Islamic0.9% S&P Shariah1.1% MSCI Islamic12.1% MSCI Islamic M-Series1.1% FTSE Shariah10.4% |
| HPE Hewlett Packard Enterprise Co | NON_COMPLIANT | 0.37% | AAOIFI29.3% Usmani24.2% Dow Jones Islamic61.2% S&P Shariah69.5% MSCI Islamic24.2% MSCI Islamic M-Series69.5% FTSE Shariah24.2% |
| TMUS T-Mobile USA Inc | NON_COMPLIANT | 0.36% | AAOIFI18.0% Usmani17.5% Dow Jones Islamic14.6% S&P Shariah15.9% MSCI Islamic16.5% MSCI Islamic M-Series15.9% FTSE Shariah2.9% |
| JPM JPMorgan Chase & Co | NON_COMPLIANT | 0.35% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| UBS AG/Stamford CT | UNSCREENED | 0.35% | no in-house ratios for this holding |
| NA.TO National Bank of Canada | NON_COMPLIANT | 0.35% | AAOIFI133.1% Usmani18.9% Dow Jones Islamic— S&P Shariah— MSCI Islamic18.8% MSCI Islamic M-Series— FTSE Shariah18.8% |
| RY Royal Bank of Canada | COMPLIANT | 0.35% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| WFC Wells Fargo & Co | NON_COMPLIANT | 0.35% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| ABT Abbott Laboratories | COMPLIANT | 0.34% | AAOIFI19.2% Usmani31.9% Dow Jones Islamic17.6% S&P Shariah18.3% MSCI Islamic31.9% MSCI Islamic M-Series18.3% FTSE Shariah30.8% |
| BNS.TO Bank of Nova Scotia/The | NON_COMPLIANT | 0.34% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| GMF Floorplan Owner Revolving Trust | UNSCREENED | 0.33% | no in-house ratios for this holding |
| CRBG Corebridge Financial Inc | NON_COMPLIANT | 0.33% | AAOIFI8.3% Usmani0.3% Dow Jones Islamic8.0% S&P Shariah8.2% MSCI Islamic0.3% MSCI Islamic M-Series8.2% FTSE Shariah0.3% |
| Citibank NA | UNSCREENED | 0.33% | no in-house ratios for this holding |
| Drive Auto Receivables Trust 2025-1 | UNSCREENED | 0.32% | no in-house ratios for this holding |
| RTX RTX Corp | NON_COMPLIANT | 0.32% | AAOIFI12.5% Usmani19.3% Dow Jones Islamic15.9% S&P Shariah18.5% MSCI Islamic19.3% MSCI Islamic M-Series18.5% FTSE Shariah18.4% |
| GS Goldman Sachs Group Inc/The | NON_COMPLIANT | 0.32% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| JEF Jefferies Financial Group Inc | NON_COMPLIANT | 0.32% | AAOIFI155.4% Usmani25.1% Dow Jones Islamic171.6% S&P Shariah188.8% MSCI Islamic25.1% MSCI Islamic M-Series188.8% FTSE Shariah25.1% |
| PNC PNC Financial Services Group Inc/The | NON_COMPLIANT | 0.32% | AAOIFI87.5% Usmani13.9% Dow Jones Islamic110.0% S&P Shariah122.6% MSCI Islamic13.9% MSCI Islamic M-Series122.6% FTSE Shariah13.9% |
| ITC Holdings Corp | UNSCREENED | 0.32% | no in-house ratios for this holding |
| CM.TO Canadian Imperial Bank of Commerce | NON_COMPLIANT | 0.31% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| WFC Wells Fargo & Co | NON_COMPLIANT | 0.31% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| American Honda Finance Corp | UNSCREENED | 0.30% | no in-house ratios for this holding |
| Province of British Columbia Canada | UNSCREENED | 0.30% | no in-house ratios for this holding |
| General Motors Financial Co Inc | UNSCREENED | 0.30% | no in-house ratios for this holding |
| NTT Finance Corp | UNSCREENED | 0.30% | no in-house ratios for this holding |
| Navistar Financial Dealer Note Master Owner Trust II 2025-1 | UNSCREENED | 0.29% | no in-house ratios for this holding |
| C Citigroup Inc | NON_COMPLIANT | 0.29% | AAOIFI159.2% Usmani13.8% Dow Jones Islamic214.6% S&P Shariah251.0% MSCI Islamic13.8% MSCI Islamic M-Series251.0% FTSE Shariah13.8% |
| Huntington National Bank/The | UNSCREENED | 0.29% | no in-house ratios for this holding |
| HII Huntington Ingalls Industries Inc | NON_COMPLIANT | 0.29% | AAOIFI25.6% Usmani23.1% Dow Jones Islamic27.0% S&P Shariah28.2% MSCI Islamic23.1% MSCI Islamic M-Series28.2% FTSE Shariah21.3% |
| Truist Bank | UNSCREENED | 0.28% | no in-house ratios for this holding |
| Constellation Energy Generation LLC | UNSCREENED | 0.28% | no in-house ratios for this holding |
| Manufacturers & Traders Trust Co | UNSCREENED | 0.28% | no in-house ratios for this holding |
| Morgan Stanley Private Bank NA | UNSCREENED | 0.28% | no in-house ratios for this holding |
| Citizens Bank NA/Providence RI | UNSCREENED | 0.28% | no in-house ratios for this holding |
| BRO Brown & Brown Inc | NON_COMPLIANT | 0.28% | AAOIFI33.8% Usmani27.0% Dow Jones Islamic29.0% S&P Shariah30.8% MSCI Islamic27.0% MSCI Islamic M-Series30.8% FTSE Shariah26.0% |
| RKTL 2026-2 | UNSCREENED | 0.27% | no in-house ratios for this holding |
| NA.TO National Bank of Canada | NON_COMPLIANT | 0.27% | AAOIFI133.1% Usmani18.9% Dow Jones Islamic— S&P Shariah— MSCI Islamic18.8% MSCI Islamic M-Series— FTSE Shariah18.8% |
| TSN Tyson Foods Inc | NON_COMPLIANT | 0.27% | AAOIFI45.2% Usmani22.5% Dow Jones Islamic40.2% S&P Shariah41.7% MSCI Islamic22.5% MSCI Islamic M-Series41.7% FTSE Shariah22.5% |
| Mars Inc | UNSCREENED | 0.27% | no in-house ratios for this holding |
| BMO.TO Bank of Montreal | NON_COMPLIANT | 0.26% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| RY Royal Bank of Canada | COMPLIANT | 0.26% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| C Citigroup Inc | NON_COMPLIANT | 0.26% | AAOIFI159.2% Usmani13.8% Dow Jones Islamic214.6% S&P Shariah251.0% MSCI Islamic13.8% MSCI Islamic M-Series251.0% FTSE Shariah13.8% |
| AXP American Express Co | NON_COMPLIANT | 0.26% | AAOIFI26.8% Usmani19.2% Dow Jones Islamic27.4% S&P Shariah30.8% MSCI Islamic19.2% MSCI Islamic M-Series30.8% FTSE Shariah19.2% |
| DLR Digital Realty Trust LP | COMPLIANT | 0.26% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| Westlake Flooring Master Trust | UNSCREENED | 0.26% | no in-house ratios for this holding |
| Volkswagen Group of America Finance LLC | UNSCREENED | 0.26% | no in-house ratios for this holding |
| LLOY.L Lloyds Banking Group PLC | NON_COMPLIANT | 0.25% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Morgan Stanley Private Bank NA | UNSCREENED | 0.25% | no in-house ratios for this holding |
| 8306.T Mitsubishi UFJ Financial Group Inc | NON_COMPLIANT | 0.25% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| SNPS Synopsys Inc | COMPLIANT | 0.25% | AAOIFI14.4% Usmani22.7% Dow Jones Islamic13.2% S&P Shariah13.2% MSCI Islamic22.7% MSCI Islamic M-Series13.2% FTSE Shariah21.0% |
| Banque Federative du Credit Mutuel SA | UNSCREENED | 0.25% | no in-house ratios for this holding |
| CM.TO Canadian Imperial Bank of Commerce | NON_COMPLIANT | 0.25% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Sprint Capital Corp | UNSCREENED | 0.25% | no in-house ratios for this holding |
| United States Treasury Note/Bond | NON_COMPLIANT | 0.25% | no in-house ratios for this holding |
| CNH Industrial Capital LLC | UNSCREENED | 0.25% | no in-house ratios for this holding |
| Hyundai Auto Lease Securitization Trust 2025-C | UNSCREENED | 0.24% | no in-house ratios for this holding |
| United States Treasury Note/Bond | NON_COMPLIANT | 0.24% | no in-house ratios for this holding |
| Bridgecrest Lending Auto Securitization Trust 2025-4 | UNSCREENED | 0.24% | no in-house ratios for this holding |
| ELV Elevance Health Inc | NON_COMPLIANT | 0.24% | AAOIFI35.1% Usmani24.6% Dow Jones Islamic37.4% S&P Shariah33.5% MSCI Islamic24.6% MSCI Islamic M-Series33.5% FTSE Shariah24.6% |
| US Bank NA/Cincinnati OH | UNSCREENED | 0.24% | no in-house ratios for this holding |
| ZBH Zimmer Biomet Holdings Inc | NON_COMPLIANT | 0.24% | AAOIFI40.7% Usmani32.8% Dow Jones Islamic39.1% S&P Shariah36.3% MSCI Islamic32.8% MSCI Islamic M-Series36.3% FTSE Shariah32.8% |
| M&T Bank Auto Receivables Trust 2026-1 | UNSCREENED | 0.24% | no in-house ratios for this holding |
| Goldman Sachs Bank USA/New York NY | UNSCREENED | 0.24% | no in-house ratios for this holding |
| American Honda Finance Corp | UNSCREENED | 0.24% | no in-house ratios for this holding |
| LLOY.L Lloyds Banking Group PLC | NON_COMPLIANT | 0.23% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| HSBA.L HSBC Holdings PLC | NON_COMPLIANT | 0.23% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Mercedes-Benz Finance North America LLC | UNSCREENED | 0.23% | no in-house ratios for this holding |
| DLR Digital Realty Trust LP | COMPLIANT | 0.23% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| M&T Bank Auto Receivables Trust 2026-1 | UNSCREENED | 0.23% | no in-house ratios for this holding |
| BMO.TO Bank of Montreal | NON_COMPLIANT | 0.23% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Stellantis Financial Underwritten Enhanced Lease Trust 2025-B | UNSCREENED | 0.23% | no in-house ratios for this holding |
| AXP American Express Co | NON_COMPLIANT | 0.23% | AAOIFI26.8% Usmani19.2% Dow Jones Islamic27.4% S&P Shariah30.8% MSCI Islamic19.2% MSCI Islamic M-Series30.8% FTSE Shariah19.2% |
| PFS Financing Corp | UNSCREENED | 0.23% | no in-house ratios for this holding |
| HPS Corporate Lending Fund | UNSCREENED | 0.23% | no in-house ratios for this holding |
| Stellantis Financial Services US Corp | UNSCREENED | 0.23% | no in-house ratios for this holding |
| BNS.TO Bank of Nova Scotia/The | NON_COMPLIANT | 0.22% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Suci Second Investment Co | UNSCREENED | 0.22% | no in-house ratios for this holding |
| Mercedes-Benz Finance North America LLC | UNSCREENED | 0.22% | no in-house ratios for this holding |
| Caisse d'Amortissement de la Dette Sociale | UNSCREENED | 0.22% | no in-house ratios for this holding |
| GM General Motors | NON_COMPLIANT | 0.22% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| MS Morgan Stanley | NON_COMPLIANT | 0.22% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| BA Boeing Co/The | NON_COMPLIANT | 0.22% | AAOIFI30.1% Usmani30.2% Dow Jones Islamic33.6% S&P Shariah36.0% MSCI Islamic30.2% MSCI Islamic M-Series36.0% FTSE Shariah30.2% |
| CCG Receivables Trust 2025-2 | UNSCREENED | 0.22% | no in-house ratios for this holding |
| Volkswagen Auto Lease Trust 2025-B | UNSCREENED | 0.22% | no in-house ratios for this holding |
| Stellantis Financial Underwritten Enhanced Lease Trust 2025-C | UNSCREENED | 0.21% | no in-house ratios for this holding |
| AMT American Tower Corp | NON_COMPLIANT | 0.21% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| SoFi Consumer Loan Program 2026-3 | UNSCREENED | 0.21% | no in-house ratios for this holding |
| Eskom Holdings | UNSCREENED | 0.21% | no in-house ratios for this holding |
| Sumitomo Mitsui Trust Bank Ltd | UNSCREENED | 0.21% | no in-house ratios for this holding |
| Sumisho Air Lease Corp | UNSCREENED | 0.21% | no in-house ratios for this holding |
| Toyota Motor Credit Corp | UNSCREENED | 0.21% | no in-house ratios for this holding |
| Nissan Auto Lease Trust 2025-B | UNSCREENED | 0.21% | no in-house ratios for this holding |
| CRM Salesforce Inc | COMPLIANT | 0.21% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| LAD Auto Receivables Trust 2025-2 | UNSCREENED | 0.21% | no in-house ratios for this holding |
| Kreditanstalt fuer Wiederaufbau | UNSCREENED | 0.20% | no in-house ratios for this holding |
| Glencore Funding LLC | UNSCREENED | 0.20% | no in-house ratios for this holding |
| Kreditanstalt fuer Wiederaufbau | UNSCREENED | 0.20% | no in-house ratios for this holding |
| GM Financial Automobile Leasin | UNSCREENED | 0.20% | no in-house ratios for this holding |
| PNC Bank NA | UNSCREENED | 0.20% | no in-house ratios for this holding |
| Morgan Stanley Bank NA | UNSCREENED | 0.20% | no in-house ratios for this holding |
| Province of Ontario Canada | UNSCREENED | 0.20% | no in-house ratios for this holding |
| Province of Alberta Canada | UNSCREENED | 0.19% | no in-house ratios for this holding |
| CCG Receivables Trust 2026-1 | UNSCREENED | 0.19% | no in-house ratios for this holding |
| Ontario Teachers' Finance Trust | UNSCREENED | 0.19% | no in-house ratios for this holding |
| Sumisho Air Lease Corp | UNSCREENED | 0.19% | no in-house ratios for this holding |
| Fifth Third Bank NA | UNSCREENED | 0.19% | no in-house ratios for this holding |
| Nissan Auto Lease Trust 2025-A | UNSCREENED | 0.19% | no in-house ratios for this holding |
| Schlumberger Holdings Corp | UNSCREENED | 0.19% | no in-house ratios for this holding |
| SAN.MC Banco Santander SA | NON_COMPLIANT | 0.19% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| AmeriCredit Automobile Receivables Trust 2026-1 | UNSCREENED | 0.19% | no in-house ratios for this holding |
| JPM JPMorgan Chase & Co | NON_COMPLIANT | 0.19% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| Toyota Lease Owner Trust | UNSCREENED | 0.19% | no in-house ratios for this holding |
| BA Boeing Co/The | NON_COMPLIANT | 0.19% | AAOIFI30.1% Usmani30.2% Dow Jones Islamic33.6% S&P Shariah36.0% MSCI Islamic30.2% MSCI Islamic M-Series36.0% FTSE Shariah30.2% |
| EXR Extra Space Storage LP | NON_COMPLIANT | 0.18% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| Nelnet Student Loan Trust 2026-A | UNSCREENED | 0.18% | no in-house ratios for this holding |
| BAC Bank of America Corp | NON_COMPLIANT | 0.18% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| CCI Crown Castle Inc | NON_COMPLIANT | 0.18% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| IR Ingersoll Rand Inc | COMPLIANT | 0.18% | AAOIFI14.2% Usmani22.7% Dow Jones Islamic12.3% S&P Shariah12.3% MSCI Islamic22.7% MSCI Islamic M-Series12.3% FTSE Shariah22.4% |
| BAT Capital Corp | UNSCREENED | 0.18% | no in-house ratios for this holding |
| TD Toronto-Dominion Bank/The | NON_COMPLIANT | 0.18% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| Mercedes-Benz Finance North America LLC | UNSCREENED | 0.18% | no in-house ratios for this holding |
| Toyota Lease Owner Trust 2025-B | UNSCREENED | 0.18% | no in-house ratios for this holding |
| ORCL Oracle Corp | NON_COMPLIANT | 0.17% | AAOIFI34.1% Usmani64.0% Dow Jones Islamic30.7% S&P Shariah35.2% MSCI Islamic61.0% MSCI Islamic M-Series35.2% FTSE Shariah49.5% |
| Diageo Capital PLC | UNSCREENED | 0.17% | no in-house ratios for this holding |
| DANSKE.CO Danske Bank A/S | NON_COMPLIANT | 0.17% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| LLOY.L Lloyds Banking Group PLC | NON_COMPLIANT | 0.17% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Santander Drive Auto Receivables Trust 2025-1 | UNSCREENED | 0.17% | no in-house ratios for this holding |
| AMZN Amazon.com Inc | QUESTIONABLE | 0.17% | AAOIFI8.2% Usmani22.1% Dow Jones Islamic9.6% S&P Shariah10.6% MSCI Islamic20.9% MSCI Islamic M-Series10.6% FTSE Shariah12.1% |
| HONA Honeywell Aerospace Inc | COMPLIANT | 0.17% | AAOIFI32.8% Usmani83.4% Dow Jones Islamicpass S&P Shariahpass MSCI Islamic83.4% MSCI Islamic M-Seriespass FTSE Shariah81.8% |
| Dell International LLC / EMC Corp | UNSCREENED | 0.17% | no in-house ratios for this holding |
| GM Financial Automobile Leasing Trust 2025-2 | UNSCREENED | 0.17% | no in-house ratios for this holding |
| Rio Tinto Finance USA PLC | UNSCREENED | 0.17% | no in-house ratios for this holding |
| Affirm Master Trust | UNSCREENED | 0.17% | no in-house ratios for this holding |
| TD Toronto-Dominion Bank/The | NON_COMPLIANT | 0.16% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| Oman Government International Bond | UNSCREENED | 0.16% | no in-house ratios for this holding |
| AmeriCredit Automobile Receivables Trust 2025-1 | UNSCREENED | 0.16% | no in-house ratios for this holding |
| HII Huntington Ingalls Industries Inc | NON_COMPLIANT | 0.16% | AAOIFI25.6% Usmani23.1% Dow Jones Islamic27.0% S&P Shariah28.2% MSCI Islamic23.1% MSCI Islamic M-Series28.2% FTSE Shariah21.3% |
| T-Mobile US Trust 2025-2 | UNSCREENED | 0.16% | no in-house ratios for this holding |
| HSBA.L HSBC Holdings PLC | NON_COMPLIANT | 0.16% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| American Honda Finance Corp | UNSCREENED | 0.16% | no in-house ratios for this holding |
| Synchrony Card Funding LLC | UNSCREENED | 0.16% | no in-house ratios for this holding |
| Volkswagen Auto Lease Trust 2025-A | UNSCREENED | 0.16% | no in-house ratios for this holding |
| ING ING Groep NV | NON_COMPLIANT | 0.16% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| Hyundai Auto Lease Securitization Trust 2025-C | UNSCREENED | 0.16% | no in-house ratios for this holding |
| Sumitomo Mitsui Trust Bank Ltd | UNSCREENED | 0.16% | no in-house ratios for this holding |
| 8058.T Mitsubishi Corp | NON_COMPLIANT | 0.16% | AAOIFIfail Usmanipass Dow Jones Islamicfail S&P Shariahfail MSCI Islamicpass MSCI Islamic M-Seriesfail FTSE Shariahpass |
| O Realty Income Corp | NON_COMPLIANT | 0.16% | AAOIFI3.5% Usmani2.6% Dow Jones Islamic4.0% S&P Shariah4.3% MSCI Islamic2.6% MSCI Islamic M-Series4.3% FTSE Shariah2.6% |
| Equitable America Global Funding | UNSCREENED | 0.16% | no in-house ratios for this holding |
| ING ING Groep NV | NON_COMPLIANT | 0.16% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| IBM International Business Machines Corp | COMPLIANT | 0.16% | AAOIFI29.5% Usmani42.9% Dow Jones Islamic28.2% S&P Shariah32.2% MSCI Islamic42.9% MSCI Islamic M-Series32.2% FTSE Shariah40.8% |
| Israel Government International Bond | UNSCREENED | 0.16% | no in-house ratios for this holding |
| GS Goldman Sachs Group Inc/The | NON_COMPLIANT | 0.16% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| Glencore Funding LLC | UNSCREENED | 0.16% | no in-house ratios for this holding |
| Glencore Funding LLC | UNSCREENED | 0.16% | no in-house ratios for this holding |
| LSEG Finance PLC | UNSCREENED | 0.16% | no in-house ratios for this holding |
| BNY Bank of New York Mellon Corp/The | NON_COMPLIANT | 0.16% | AAOIFI27.2% Usmani5.8% Dow Jones Islamic41.5% S&P Shariah49.3% MSCI Islamic5.8% MSCI Islamic M-Series49.3% FTSE Shariah5.8% |
| Athene Global Funding | UNSCREENED | 0.15% | no in-house ratios for this holding |
| Capital Street Master Trust | UNSCREENED | 0.15% | no in-house ratios for this holding |
| BAC Bank of America Corp | NON_COMPLIANT | 0.15% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| HCA Inc | UNSCREENED | 0.15% | no in-house ratios for this holding |
| Hyundai Auto Lease Securitization Trust 2026-C | UNSCREENED | 0.15% | no in-house ratios for this holding |
| Affirm Master Trust | UNSCREENED | 0.15% | no in-house ratios for this holding |
| Westlake Automobile Receivables Trust 2025-3 | UNSCREENED | 0.15% | no in-house ratios for this holding |
| BNY Bank of New York Mellon Corp/The | NON_COMPLIANT | 0.15% | AAOIFI27.2% Usmani5.8% Dow Jones Islamic41.5% S&P Shariah49.3% MSCI Islamic5.8% MSCI Islamic M-Series49.3% FTSE Shariah5.8% |
| NTR Nutrien Ltd | NON_COMPLIANT | 0.15% | AAOIFI18.8% Usmani18.9% Dow Jones Islamic29.7% S&P Shariah31.2% MSCI Islamic18.9% MSCI Islamic M-Series31.2% FTSE Shariah18.9% |
| Hertz Vehicle Financing LLC | UNSCREENED | 0.15% | no in-house ratios for this holding |
| Harley-Davidson Motorcycle Tru | UNSCREENED | 0.15% | no in-house ratios for this holding |
| DLTR Dollar Tree Inc | NON_COMPLIANT | 0.15% | AAOIFI33.0% Usmani54.7% Dow Jones Islamic38.6% S&P Shariah35.1% MSCI Islamic54.7% MSCI Islamic M-Series35.1% FTSE Shariah20.9% |
| BNP.PA BNP Paribas SA | NON_COMPLIANT | 0.15% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| 8604.T Nomura Holdings Inc | NON_COMPLIANT | 0.15% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Capital Street Master Trust | UNSCREENED | 0.15% | no in-house ratios for this holding |
| Ford Credit Floorplan Master Owner Trust A | UNSCREENED | 0.15% | no in-house ratios for this holding |
| BAT International Finance PLC | UNSCREENED | 0.15% | no in-house ratios for this holding |
| Westlake Automobile Receivables Trust 2026-1 | UNSCREENED | 0.15% | no in-house ratios for this holding |
| SFS Auto Receivables Securitization Trust 2025-2 | UNSCREENED | 0.15% | no in-house ratios for this holding |
| UBSG.SW UBS Group AG | NON_COMPLIANT | 0.14% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Exeter Automobile Receivables Trust 2026-3 | UNSCREENED | 0.14% | no in-house ratios for this holding |
| ACA.PA Credit Agricole SA | NON_COMPLIANT | 0.14% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Ford Credit Auto Owner Trust 2022-REV1 | UNSCREENED | 0.14% | no in-house ratios for this holding |
| ARE Alexandria Real Estate Equities Inc | NON_COMPLIANT | 0.14% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| T-Mobile US Trust | UNSCREENED | 0.14% | no in-house ratios for this holding |
| GLE.PA Societe Generale SA | NON_COMPLIANT | 0.14% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Consolidated Edison Co of New York Inc | UNSCREENED | 0.14% | no in-house ratios for this holding |
| BRO Brown & Brown Inc | NON_COMPLIANT | 0.14% | AAOIFI33.8% Usmani27.0% Dow Jones Islamic29.0% S&P Shariah30.8% MSCI Islamic27.0% MSCI Islamic M-Series30.8% FTSE Shariah26.0% |
| Chase Auto Credit Linked Notes Series 2025-1 | UNSCREENED | 0.14% | no in-house ratios for this holding |
| Volvo Financial Equipment LLC Series 2025-2 | UNSCREENED | 0.14% | no in-house ratios for this holding |
| Athene Global Funding | UNSCREENED | 0.14% | no in-house ratios for this holding |
| INTC Intel Corp | COMPLIANT | 0.14% | AAOIFI9.2% Usmani25.0% Dow Jones Islamic23.9% S&P Shariah26.3% MSCI Islamic25.0% MSCI Islamic M-Series26.3% FTSE Shariah25.0% |
| Caisse d'Amortissement de la Dette Sociale | UNSCREENED | 0.14% | no in-house ratios for this holding |
| HONA Honeywell Aerospace Inc | COMPLIANT | 0.14% | AAOIFI32.8% Usmani83.4% Dow Jones Islamicpass S&P Shariahpass MSCI Islamic83.4% MSCI Islamic M-Seriespass FTSE Shariah81.8% |
| HSBA.L HSBC Holdings PLC | NON_COMPLIANT | 0.14% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Stellantis Financial Underwritten Enhanced Lease Trust 2026-A | UNSCREENED | 0.14% | no in-house ratios for this holding |
| Republic of South Africa Government International Bond | UNSCREENED | 0.14% | no in-house ratios for this holding |
| Santander Drive Auto Receivabl | UNSCREENED | 0.14% | no in-house ratios for this holding |
| T-Mobile US Trust 2024-2 | UNSCREENED | 0.13% | no in-house ratios for this holding |
| ORCL Oracle Corp | NON_COMPLIANT | 0.13% | AAOIFI34.1% Usmani64.0% Dow Jones Islamic30.7% S&P Shariah35.2% MSCI Islamic61.0% MSCI Islamic M-Series35.2% FTSE Shariah49.5% |
| Drive Auto Receivables Trust 2025-1 | UNSCREENED | 0.13% | no in-house ratios for this holding |
| United States Treasury Note/Bond | NON_COMPLIANT | 0.13% | no in-house ratios for this holding |
| Westlake Automobile Receivables Trust 2026-P2 | UNSCREENED | 0.13% | no in-house ratios for this holding |
| INTC Intel Corp | COMPLIANT | 0.13% | AAOIFI9.2% Usmani25.0% Dow Jones Islamic23.9% S&P Shariah26.3% MSCI Islamic25.0% MSCI Islamic M-Series26.3% FTSE Shariah25.0% |
| 8316.T Sumitomo Mitsui Financial Group Inc | NON_COMPLIANT | 0.13% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Broadcom Corp / Broadcom Cayman Finance Ltd | UNSCREENED | 0.13% | no in-house ratios for this holding |
| Corp Nacional del Cobre de Chile | UNSCREENED | 0.13% | no in-house ratios for this holding |
| SoFi Consumer Loan Program Trust 2026-1 | UNSCREENED | 0.13% | no in-house ratios for this holding |
| Stellantis Financial Underwrit | UNSCREENED | 0.13% | no in-house ratios for this holding |
| FIS Fidelity National Information Services Inc | NON_COMPLIANT | 0.13% | AAOIFI78.8% Usmani38.6% Dow Jones Islamic50.4% S&P Shariah49.4% MSCI Islamic38.6% MSCI Islamic M-Series49.4% FTSE Shariah38.4% |
| John Deere Capital Corp | UNSCREENED | 0.12% | no in-house ratios for this holding |
| Affirm Asset Securitization Trust 2026-X1 | UNSCREENED | 0.12% | no in-house ratios for this holding |
| Verizon Master Trust | UNSCREENED | 0.12% | no in-house ratios for this holding |
| Santander Drive Auto Receivables Trust 2025-3 | UNSCREENED | 0.12% | no in-house ratios for this holding |
| Nissan Auto Receivables 2024-B Owner Trust | UNSCREENED | 0.12% | no in-house ratios for this holding |
| GA Global Funding Trust | UNSCREENED | 0.12% | no in-house ratios for this holding |
| First Investors Auto Owner Trust 2026-1 | UNSCREENED | 0.12% | no in-house ratios for this holding |
| HPEFS Equipment Trust 2025-1 | UNSCREENED | 0.12% | no in-house ratios for this holding |
| CM.TO Canadian Imperial Bank of Commerce | NON_COMPLIANT | 0.12% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| HPEFS Equipment Trust 2025-2 | UNSCREENED | 0.12% | no in-house ratios for this holding |
| PNW Pinnacle West Capital Corp | NON_COMPLIANT | 0.12% | AAOIFI132.7% Usmani48.2% Dow Jones Islamic147.1% S&P Shariah162.0% MSCI Islamic48.2% MSCI Islamic M-Series162.0% FTSE Shariah32.4% |
| LUV Southwest Airlines Co | COMPLIANT | 0.12% | AAOIFI36.4% Usmani22.9% Dow Jones Islamic36.4% S&P Shariah38.5% MSCI Islamic22.9% MSCI Islamic M-Series38.5% FTSE Shariah19.7% |
| RY Royal Bank of Canada | COMPLIANT | 0.12% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| Cargill Inc | UNSCREENED | 0.12% | no in-house ratios for this holding |
| BA Boeing Co/The | NON_COMPLIANT | 0.12% | AAOIFI30.1% Usmani30.2% Dow Jones Islamic33.6% S&P Shariah36.0% MSCI Islamic30.2% MSCI Islamic M-Series36.0% FTSE Shariah30.2% |
| Nissan Auto Lease Trust 2025-B | UNSCREENED | 0.12% | no in-house ratios for this holding |
| GATX GATX Corp | NON_COMPLIANT | 0.12% | AAOIFI198.2% Usmani69.6% Dow Jones Islamic214.1% S&P Shariah234.3% MSCI Islamic69.6% MSCI Islamic M-Series234.3% FTSE Shariah69.6% |
| DLR Digital Realty Trust LP | COMPLIANT | 0.12% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| Santander Drive Auto Receivables Trust 2025-1 | UNSCREENED | 0.12% | no in-house ratios for this holding |
| NBN Co Ltd | UNSCREENED | 0.12% | no in-house ratios for this holding |
The published standards disagree about this fund by 2 points of portfolio weight — 8.2% of it passes FTSE Shariah, 5.9% passes MSCI Islamic M-Series. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 6.3% ratios fail on 25.8% 67.6% not rated under AAOIFI
ratios pass on 7.5% ratios fail on 18.5% 73.7% not rated under Usmani
ratios pass on 6.6% ratios fail on 24.9% 68.2% not rated under Dow Jones Islamic
ratios pass on 6.0% ratios fail on 24.3% 69.3% not rated under S&P Shariah
ratios pass on 7.4% ratios fail on 18.6% 73.6% not rated under MSCI Islamic
ratios pass on 5.9% ratios fail on 25.5% 68.2% not rated under MSCI Islamic M-Series
ratios pass on 8.2% ratios fail on 17.8% 73.6% not rated under FTSE Shariah
139 of 1,049 listed holdings carry our own per-methodology verdicts (35% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 106 (24% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
| Non-compliant holding | Weight |
|---|---|
| United States Treasury Bill | 5.93% |
| United States Treasury Note/Bond | 0.79% |
| SCHW Charles Schwab Corp/The | 0.67% |
| BMO.TO Bank of Montreal | 0.53% |
| CM.TO Canadian Imperial Bank of Commerce | 0.51% |
| T AT&T Inc | 0.50% |
| BNS.TO Bank of Nova Scotia/The | 0.48% |
| UBSG.SW UBS Group AG | 0.46% |
| GS Goldman Sachs Group Inc/The | 0.45% |
| LLOY.L Lloyds Banking Group PLC | 0.44% |
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
VANGUARD ULTRA-SHORT-TERM BOND FUND (VUSFX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.
| Holding | Weight | Verdict |
|---|---|---|
| United States Treasury Billnot matched to a ticker | 5.93% | Non-compliant |
| United States Treasury Note/Bondnot matched to a ticker | 0.79% | Non-compliant |
| US Bank NA/Cincinnati OHnot matched to a ticker | 0.78% | Not screened |
| SCHWCharles Schwab Corp/The | 0.67% | Non-compliant |
| Vanguard Cmt Funds-Vanguard Market Liquidity Fundnot matched to a ticker | 0.55% | Not screened |
| BMO.TOBank of Montreal | 0.53% | Non-compliant |
| NTT Finance Corpnot matched to a ticker | 0.52% | Not screened |
| CM.TOCanadian Imperial Bank of Commerce | 0.51% | Non-compliant |
| Regions Bank/Birmingham ALnot matched to a ticker | 0.51% | Not screened |
| Cheniere Corpus Christi Holdings LLCnot matched to a ticker | 0.51% | Not screened |
Top 10 of 1049 holdings, 11.3% of the fund by weight. Every holding is screened, not only these.
The positions keeping this fund short of 100% compliant by weight.
Verdict history for VUSFX. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
Tracked since 2026-09-07.
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
This fund prices once a day, so its bars carry no intraday high or low — floor-trader pivots are not defined for it.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 45.50 | NEUTRAL |
| Stochastic %K (14) | 42.86 | NEUTRAL |
| CCI (20) | -46.30 | NEUTRAL |
| Williams %R (14) | -57.14 | NEUTRAL |
| MACD (12,26,9) | -0.00 | SELL |
| ROC (10) | -0.10 | SELL |
| Momentum (10) | -0.02 | SELL |
| EMA (10) | 19.92 | SELL |
| SMA (10) | 19.92 | BUY |
| EMA (20) | 19.93 | SELL |
| SMA (20) | 19.93 | SELL |
| EMA (30) | 19.93 | SELL |
| SMA (30) | 19.94 | SELL |
| EMA (50) | 19.92 | SELL |
| SMA (50) | 19.94 | SELL |
| EMA (100) | 19.87 | BUY |
| SMA (100) | 19.88 | BUY |
| EMA (200) | 19.75 | BUY |
| SMA (200) | 19.75 | BUY |
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.