Verdicts genuinely change. Free email alert the moment YFFI's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
Indexperts Yield Focused Fixed Income ETF ETF · SPINNAKER ETF SERIES
78 holdings · as of 2026-07-31 (2.4 months ago)
NON-COMPLIANT At least 29.58% of portfolio weight is in non-compliant holdings — already over the 5% threshold, so the verdict is settled whatever the unmatched 55% turns out to be. Matching more holdings can only raise this share, never lower it.
78 holdings, 29 matched (44% of weight). Portfolio as of 2026-07-31, filed 2026-09-29. Source: SEC Form N-PORT.
8.11% of this portfolio’s income is non-permissible — weighted across holdings, computed over 37% of portfolio weight (23 of 78 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
Portfolio shares are withheld: coverage is below the floor needed to state one. The holdings themselves are below, because the names are evidence you can check.
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| PRU PRUDENTIAL FIN | NON_COMPLIANT | 2.31% | AAOIFI49.0% Usmani2.6% Dow Jones Islamic56.4% S&P Shariah57.7% MSCI Islamic2.6% MSCI Islamic M-Series57.7% FTSE Shariah2.6% |
| AXP AMERICAN EXPRESS | NON_COMPLIANT | 2.21% | AAOIFI26.8% Usmani19.2% Dow Jones Islamic27.4% S&P Shariah30.8% MSCI Islamic19.2% MSCI Islamic M-Series30.8% FTSE Shariah19.2% |
| DIS WALT DISNEY CO | NON_COMPLIANT | 2.16% | AAOIFI25.4% Usmani22.5% Dow Jones Islamic24.6% S&P Shariah25.2% MSCI Islamic22.5% MSCI Islamic M-Series25.2% FTSE Shariah22.5% |
| GE GENERAL ELECTRIC | NON_COMPLIANT | 2.16% | AAOIFI6.1% Usmani16.1% Dow Jones Islamic7.4% S&P Shariah8.6% MSCI Islamic16.1% MSCI Islamic M-Series8.6% FTSE Shariah15.3% |
| MS MORGAN STANLEY | NON_COMPLIANT | 2.15% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| COP CONOCOPHILLIPS | COMPLIANT | 2.10% | AAOIFI14.4% Usmani18.7% Dow Jones Islamic19.1% S&P Shariah18.8% MSCI Islamic18.7% MSCI Islamic M-Series18.8% FTSE Shariah18.7% |
| BOSTON SCIENTIFC | UNSCREENED | 2.09% | no in-house ratios for this holding |
| PLAINS ALL AMER | UNSCREENED | 2.07% | no in-house ratios for this holding |
| C CITIGROUP INC | NON_COMPLIANT | 2.02% | AAOIFI159.2% Usmani13.8% Dow Jones Islamic214.6% S&P Shariah251.0% MSCI Islamic13.8% MSCI Islamic M-Series251.0% FTSE Shariah13.8% |
| HAL HALLIBURTON CO | COMPLIANT | 2.02% | AAOIFI27.3% Usmani31.7% Dow Jones Islamic34.0% S&P Shariah31.2% MSCI Islamic31.7% MSCI Islamic M-Series31.2% FTSE Shariah27.7% |
| DOW CHEMICAL CO | UNSCREENED | 2.01% | no in-house ratios for this holding |
| GOLDMAN SACHS GP | UNSCREENED | 2.00% | no in-house ratios for this holding |
| OC OWENS CORNING | NON_COMPLIANT | 2.00% | AAOIFI43.5% Usmani37.4% Dow Jones Islamic40.6% S&P Shariah39.3% MSCI Islamic37.4% MSCI Islamic M-Series39.3% FTSE Shariah33.2% |
| VZ VERIZON COMM INC | NON_COMPLIANT | 1.98% | AAOIFI98.4% Usmani45.9% Dow Jones Islamic109.0% S&P Shariah116.8% MSCI Islamic45.9% MSCI Islamic M-Series116.8% FTSE Shariah40.3% |
| FIFTH THIRD BANK | UNSCREENED | 1.95% | no in-house ratios for this holding |
| LOW LOWES COMPANIES | NON_COMPLIANT | 1.95% | AAOIFI35.6% Usmani71.7% Dow Jones Islamic30.1% S&P Shariah31.0% MSCI Islamic71.7% MSCI Islamic M-Series31.0% FTSE Shariah63.7% |
| GLAXOSMITHKLINE | UNSCREENED | 1.90% | no in-house ratios for this holding |
| VLO VALERO ENERGY | COMPLIANT | 1.90% | AAOIFI10.3% Usmani14.1% Dow Jones Islamic17.0% S&P Shariah18.0% MSCI Islamic14.1% MSCI Islamic M-Series18.0% FTSE Shariah14.1% |
| KMB KIMBERLY-CLARK | COMPLIANT | 1.85% | AAOIFI18.7% Usmani35.1% Dow Jones Islamic17.1% S&P Shariah17.0% MSCI Islamic35.1% MSCI Islamic M-Series17.0% FTSE Shariah35.1% |
| CON EDISON CO | UNSCREENED | 1.83% | no in-house ratios for this holding |
| EL PASO NAT GAS | UNSCREENED | 1.83% | no in-house ratios for this holding |
| GPC GENUINE PARTS CO | NON_COMPLIANT | 1.82% | AAOIFI31.0% Usmani28.0% Dow Jones Islamic35.7% S&P Shariah34.4% MSCI Islamic28.0% MSCI Islamic M-Series34.4% FTSE Shariah20.1% |
| KRAFT FOODS GROU | UNSCREENED | 1.82% | no in-house ratios for this holding |
| AZO AUTOZONE INC | COMPLIANT | 1.81% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| DVN DEVON ENERGY | COMPLIANT | 1.80% | AAOIFI22.3% Usmani16.8% Dow Jones Islamic46.9% S&P Shariah45.5% MSCI Islamic16.7% MSCI Islamic M-Series45.5% FTSE Shariah16.1% |
| TRV TRAVELERS COS | NON_COMPLIANT | 1.79% | AAOIFI11.8% Usmani6.3% Dow Jones Islamic14.9% S&P Shariah16.4% MSCI Islamic6.3% MSCI Islamic M-Series16.4% FTSE Shariah6.3% |
| HCA INC | UNSCREENED | 1.78% | no in-house ratios for this holding |
| ROCKWELL AUTO | UNSCREENED | 1.77% | no in-house ratios for this holding |
| VIRGINIA EL&PWR | UNSCREENED | 1.74% | no in-house ratios for this holding |
| ENTERPRISE PRODU | UNSCREENED | 1.73% | no in-house ratios for this holding |
| OHIO EDISON CO | UNSCREENED | 1.67% | no in-house ratios for this holding |
| WMT WALMART INC | QUESTIONABLE | 1.64% | AAOIFI6.4% Usmani21.5% Dow Jones Islamic6.9% S&P Shariah8.0% MSCI Islamic19.2% MSCI Islamic M-Series8.0% FTSE Shariah13.6% |
| SCHERING-PLOUGH | UNSCREENED | 1.60% | no in-house ratios for this holding |
| WMB WILLIAMS COS | NON_COMPLIANT | 1.59% | AAOIFI35.0% Usmani50.0% Dow Jones Islamic41.0% S&P Shariah47.9% MSCI Islamic50.0% MSCI Islamic M-Series47.9% FTSE Shariah50.0% |
| KINDER MORGAN EN | UNSCREENED | 1.49% | no in-house ratios for this holding |
| AMERICAN WATER | UNSCREENED | 1.48% | no in-house ratios for this holding |
| APPALACHIAN PWR | UNSCREENED | 1.40% | no in-house ratios for this holding |
| ET ENERGY TRANSFER | NON_COMPLIANT | 1.37% | AAOIFI94.8% Usmani47.4% Dow Jones Islamic120.8% S&P Shariah134.5% MSCI Islamic47.4% MSCI Islamic M-Series134.5% FTSE Shariah46.2% |
| CONAGRA INC | UNSCREENED | 1.36% | no in-house ratios for this holding |
| FLORIDA PWR CORP | UNSCREENED | 1.33% | no in-house ratios for this holding |
| JPM JPMORGAN CHASE | NON_COMPLIANT | 1.26% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| COLUMBUS SO PWR | UNSCREENED | 1.21% | no in-house ratios for this holding |
| TOLEDO EDISON | UNSCREENED | 1.20% | no in-house ratios for this holding |
| PUBLIC SERV COLO | UNSCREENED | 1.15% | no in-house ratios for this holding |
| HESS CORP | UNSCREENED | 1.14% | no in-house ratios for this holding |
| MET METLIFE INC | NON_COMPLIANT | 1.13% | AAOIFI47.5% Usmani3.9% Dow Jones Islamic56.2% S&P Shariah58.5% MSCI Islamic3.9% MSCI Islamic M-Series58.5% FTSE Shariah3.9% |
| BALT GAS & ELEC | UNSCREENED | 1.08% | no in-house ratios for this holding |
| TEXAS EAST TRANS | UNSCREENED | 0.98% | no in-house ratios for this holding |
| AEP TEXAS CENTRA | UNSCREENED | 0.97% | no in-house ratios for this holding |
| POTOMAC ELEC PWR | UNSCREENED | 0.96% | no in-house ratios for this holding |
| CONSTELLATION | UNSCREENED | 0.95% | no in-house ratios for this holding |
| UNION ELECTRIC | UNSCREENED | 0.83% | no in-house ratios for this holding |
| DUKE ENERGY FIEL | UNSCREENED | 0.76% | no in-house ratios for this holding |
| PROGRESS ENERGY | UNSCREENED | 0.76% | no in-house ratios for this holding |
| DOMINION RESOURC | UNSCREENED | 0.74% | no in-house ratios for this holding |
| TENNESSEE GAS PL | UNSCREENED | 0.73% | no in-house ratios for this holding |
| ENTERPRISE PRODU | UNSCREENED | 0.72% | no in-house ratios for this holding |
| SOUTHWESTN EL PR | UNSCREENED | 0.65% | no in-house ratios for this holding |
| Goldman Sachs Financ | UNSCREENED | 0.63% | no in-house ratios for this holding |
| HSBA.L HSBC HLDGS PLC | NON_COMPLIANT | 0.58% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| ROGERS COMMUNIC | UNSCREENED | 0.58% | no in-house ratios for this holding |
| ENBRIDGE ENERGY | UNSCREENED | 0.57% | no in-house ratios for this holding |
| CENTERPOINT ENER | UNSCREENED | 0.56% | no in-house ratios for this holding |
| KR KROGER CO | NON_COMPLIANT | 0.55% | AAOIFI66.2% Usmani45.5% Dow Jones Islamic54.1% S&P Shariah57.6% MSCI Islamic45.5% MSCI Islamic M-Series57.6% FTSE Shariah31.1% |
| PACIFICORP | UNSCREENED | 0.50% | no in-house ratios for this holding |
| ARIZONA PUB SERV | UNSCREENED | 0.38% | no in-house ratios for this holding |
| BURLINGTN NORTH SANT | UNSCREENED | 0.37% | no in-house ratios for this holding |
| EIX EDISON INTL | NON_COMPLIANT | 0.37% | AAOIFI189.8% Usmani43.9% Dow Jones Islamic173.1% S&P Shariah173.0% MSCI Islamic43.9% MSCI Islamic M-Series173.0% FTSE Shariah42.7% |
| DETROIT EDISON | UNSCREENED | 0.33% | no in-house ratios for this holding |
| MAS MASCO CORP | COMPLIANT | 0.30% | AAOIFI23.0% Usmani61.8% Dow Jones Islamic22.1% S&P Shariah22.3% MSCI Islamic61.5% MSCI Islamic M-Series22.3% FTSE Shariah56.3% |
| BARRICK NA FIN | UNSCREENED | 0.21% | no in-house ratios for this holding |
| AMGN AMGEN INC | COMPLIANT | 0.20% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| UNITED TECH CORP | UNSCREENED | 0.19% | no in-house ratios for this holding |
| CREDIT SUIS USA | UNSCREENED | 0.18% | no in-house ratios for this holding |
| PUBLIC SERVICE | UNSCREENED | 0.18% | no in-house ratios for this holding |
| VOD.L VODAFONE GROUP | NON_COMPLIANT | 0.18% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| WESTROCK MWV LLC | UNSCREENED | 0.18% | no in-house ratios for this holding |
| CAT CATERPILLAR INC | COMPLIANT | 0.17% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
The published standards disagree about this fund by 4 points of portfolio weight — 16.0% of it passes FTSE Shariah, 11.5% passes MSCI Islamic. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 13.8% ratios fail on 25.3% 58.9% not rated under AAOIFI
ratios pass on 13.4% ratios fail on 21.4% 63.1% not rated under Usmani
ratios pass on 11.9% ratios fail on 25.1% 60.9% not rated under Dow Jones Islamic
ratios pass on 13.9% ratios fail on 25.1% 58.9% not rated under S&P Shariah
ratios pass on 11.5% ratios fail on 23.3% 63.1% not rated under MSCI Islamic
ratios pass on 13.9% ratios fail on 25.1% 58.9% not rated under MSCI Islamic M-Series
ratios pass on 16.0% ratios fail on 18.9% 63.1% not rated under FTSE Shariah
29 of 78 listed holdings carry our own per-methodology verdicts (43% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 24 (40% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
Methodology breakdown computing — it will appear here on its own.
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
The factors behind the read, each shown with the figure it rests on, including the ones pointing the other way.
Indexperts Yield Focused Fixed Income ETF (YFFI) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
Computing the full ratio and business-activity breakdown for YFFI — this runs off the critical path so the page paints first. It will appear here on its own.
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
Classic floor-trader pivots from the last completed daily bar. Highlighted pills are the levels bracketing the current price.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 41.30 | NEUTRAL |
| Stochastic %K (14) | 61.90 | NEUTRAL |
| CCI (20) | -32.45 | NEUTRAL |
| Williams %R (14) | -38.10 | NEUTRAL |
| MACD (12,26,9) | 0.01 | BUY |
| ROC (10) | 0.42 | BUY |
| Momentum (10) | 0.04 | BUY |
| EMA (10) | 9.52 | BUY |
| SMA (10) | 9.50 | BUY |
| EMA (20) | 9.56 | SELL |
| SMA (20) | 9.56 | SELL |
| EMA (30) | 9.60 | SELL |
| SMA (30) | 9.61 | SELL |
| EMA (50) | 9.65 | SELL |
| SMA (50) | 9.69 | SELL |
| EMA (100) | 9.72 | SELL |
| SMA (100) | 9.76 | SELL |
| EMA (200) | 9.76 | SELL |
| SMA (200) | 9.80 | SELL |
Under normal market conditions, the fund will invest at least 80% of its net assets (plus the amount of borrowings for investment purposes) in fixed-income securities. These fixed-income securities will include corporate bonds, Treasury notes, bills and bonds, asset backed securities and preferred stocks.
Background via Yahoo Finance — informational, not part of the verdict.
Weak — low conviction, small size or skip
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
| Timeframe | Bias | Bars |
|---|---|---|
| 📅 Daily | BEARISH | 41 |
| ⏲ 5-Min | NEUTRAL | 24 |
Rate of change and relative volume against this symbol's own recent history. Momentum describes what price has done; it is not a claim about what it will do.
How the rest of the sector moved over the same window. Context for a price move, never a cause of one.
Peer movement computing — it will appear here on its own.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Insider transactions reported in the last ninety days. Insiders sell for reasons that have nothing to do with a view, so a sale on its own is not a signal.
NO DATA 0 buys · 0 sells
The weekly CFTC Commitments of Traders report for the broad market it tracks, not for this symbol. Positioning context for the tape — it says nothing about this company.
NEUTRAL report date 2026-10-06 · Asset managers net 906615 (+2612)
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.