Verdicts genuinely change. Free email alert the moment SCHD's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
Schwab U.S. Dividend Equity ETF · SCHWAB STRATEGIC TRUST
102 holdings
NON-COMPLIANT 34.66% of portfolio weight is in non-compliant holdings, over the 5% threshold.
102 holdings, 87 matched (96% of weight). Portfolio as of 2026-05-31, filed 2026-07-24. Source: SEC Form N-PORT.
1.05% of this portfolio’s income is non-permissible — weighted across holdings, computed over 83% of portfolio weight (63 of 102 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
59.3% compliant 1.4% questionable 34.7% non-compliant 4.4% unscreened
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| QCOM QUALCOMM Inc | COMPLIANT | 6.74% | AAOIFI8.3% Usmani25.7% Dow Jones Islamic8.6% S&P Shariah8.7% MSCI Islamic25.7% MSCI Islamic M-Series8.7% FTSE Shariah25.7% |
| TXN Texas Instruments Inc | COMPLIANT | 5.90% | AAOIFI5.9% Usmani39.2% Dow Jones Islamic7.6% S&P Shariah8.1% MSCI Islamic39.2% MSCI Islamic M-Series8.1% FTSE Shariah39.2% |
| UNH UnitedHealth Group Inc | NON_COMPLIANT | 5.09% | AAOIFI20.4% Usmani23.7% Dow Jones Islamic20.4% S&P Shariah18.8% MSCI Islamic23.7% MSCI Islamic M-Series18.8% FTSE Shariah23.7% |
| KO Coca-Cola Co/The | COMPLIANT | 3.96% | AAOIFI11.9% Usmani43.4% Dow Jones Islamic14.9% S&P Shariah15.9% MSCI Islamic43.4% MSCI Islamic M-Series15.9% FTSE Shariah41.8% |
| MRK Merck & Co Inc | COMPLIANT | 3.86% | AAOIFI14.7% Usmani41.5% Dow Jones Islamic21.8% S&P Shariah20.9% MSCI Islamic41.5% MSCI Islamic M-Series20.9% FTSE Shariah41.5% |
| CVX Chevron Corp | COMPLIANT | 3.83% | AAOIFI0.1% Usmani0.1% Dow Jones Islamic0.1% S&P Shariah0.1% MSCI Islamic0.1% MSCI Islamic M-Series0.1% FTSE Shariah0.1% |
| VZ Verizon Communications Inc | NON_COMPLIANT | 3.65% | AAOIFI98.4% Usmani45.9% Dow Jones Islamic109.0% S&P Shariah116.8% MSCI Islamic45.9% MSCI Islamic M-Series116.8% FTSE Shariah40.3% |
| PG Procter & Gamble Co/The | COMPLIANT | 3.55% | AAOIFI8.9% Usmani23.9% Dow Jones Islamic8.5% S&P Shariah8.5% MSCI Islamic23.9% MSCI Islamic M-Series8.5% FTSE Shariah23.2% |
| COP ConocoPhillips | COMPLIANT | 3.51% | AAOIFI14.4% Usmani18.7% Dow Jones Islamic19.1% S&P Shariah18.8% MSCI Islamic18.7% MSCI Islamic M-Series18.8% FTSE Shariah18.7% |
| AMGN Amgen Inc | COMPLIANT | 3.47% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| PEP PepsiCo Inc | COMPLIANT | 3.44% | AAOIFI23.4% Usmani39.4% Dow Jones Islamic22.7% S&P Shariah22.0% MSCI Islamic39.4% MSCI Islamic M-Series22.0% FTSE Shariah39.4% |
| HD Home Depot Inc/The | COMPLIANT | 3.36% | AAOIFI18.6% Usmani56.1% Dow Jones Islamic16.3% S&P Shariah17.0% MSCI Islamic53.3% MSCI Islamic M-Series17.0% FTSE Shariah44.5% |
| ABT Abbott Laboratories | COMPLIANT | 2.96% | AAOIFI19.2% Usmani31.9% Dow Jones Islamic17.6% S&P Shariah18.3% MSCI Islamic31.9% MSCI Islamic M-Series18.3% FTSE Shariah30.8% |
| MO Altria Group Inc | NON_COMPLIANT | 2.94% | AAOIFI21.4% Usmani73.6% Dow Jones Islamic25.3% S&P Shariah28.5% MSCI Islamic73.6% MSCI Islamic M-Series28.5% FTSE Shariah73.6% |
| BMY Bristol-Myers Squibb Co | NON_COMPLIANT | 2.93% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| ACN Accenture PLC | COMPLIANT | 2.90% | AAOIFI7.7% Usmani12.2% Dow Jones Islamic5.0% S&P Shariah4.7% MSCI Islamic12.2% MSCI Islamic M-Series4.7% FTSE Shariah7.5% |
| LMT Lockheed Martin Corp | NON_COMPLIANT | 2.70% | AAOIFI16.6% Usmani32.9% Dow Jones Islamic17.6% S&P Shariah18.2% MSCI Islamic32.9% MSCI Islamic M-Series18.2% FTSE Shariah32.9% |
| ADP Automatic Data Processing Inc | COMPLIANT | 2.25% | AAOIFI5.0% Usmani8.5% Dow Jones Islamic5.0% S&P Shariah5.2% MSCI Islamic8.5% MSCI Islamic M-Series5.2% FTSE Shariah7.9% |
| CMCSA Comcast Corp | NON_COMPLIANT | 2.25% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| BX Blackstone Inc | NON_COMPLIANT | 2.20% | AAOIFI7.9% Usmani26.7% Dow Jones Islamic12.7% S&P Shariah13.8% MSCI Islamic26.7% MSCI Islamic M-Series13.8% FTSE Shariah26.7% |
| SLB Ltd | UNSCREENED | 2.05% | no in-house ratios for this holding |
| UPS United Parcel Service Inc | NON_COMPLIANT | 1.98% | AAOIFI32.8% Usmani40.2% Dow Jones Islamic40.1% S&P Shariah37.0% MSCI Islamic40.2% MSCI Islamic M-Series37.0% FTSE Shariah34.4% |
| EOG EOG Resources Inc | COMPLIANT | 1.82% | AAOIFI10.8% Usmani15.1% Dow Jones Islamic12.6% S&P Shariah12.5% MSCI Islamic15.1% MSCI Islamic M-Series12.5% FTSE Shariah14.5% |
| F Ford Motor Co | NON_COMPLIANT | 1.72% | AAOIFI4.1% Usmani1.2% Dow Jones Islamic5.7% S&P Shariah5.9% MSCI Islamic0.8% MSCI Islamic M-Series5.9% FTSE Shariah0.0% |
| TGT Target Corp | QUESTIONABLE | 1.45% | AAOIFI25.0% Usmani30.5% Dow Jones Islamic36.2% S&P Shariah34.4% MSCI Islamic30.5% MSCI Islamic M-Series34.4% FTSE Shariah25.1% |
| ONEOK Inc | UNSCREENED | 1.33% | no in-house ratios for this holding |
| DVN Devon Energy Corp | COMPLIANT | 1.29% | AAOIFI22.3% Usmani16.8% Dow Jones Islamic46.9% S&P Shariah45.5% MSCI Islamic16.7% MSCI Islamic M-Series45.5% FTSE Shariah16.1% |
| FAST Fastenal Co | COMPLIANT | 1.28% | AAOIFI0.8% Usmani8.3% Dow Jones Islamic0.9% S&P Shariah1.0% MSCI Islamic8.3% MSCI Islamic M-Series1.0% FTSE Shariah2.3% |
| FITB Fifth Third Bancorp | NON_COMPLIANT | 1.13% | AAOIFI45.0% Usmani7.4% Dow Jones Islamic67.1% S&P Shariah76.4% MSCI Islamic7.4% MSCI Islamic M-Series76.4% FTSE Shariah7.4% |
| ADM Archer-Daniels-Midland Co | COMPLIANT | 0.96% | AAOIFI21.9% Usmani16.7% Dow Jones Islamic31.3% S&P Shariah30.5% MSCI Islamic16.7% MSCI Islamic M-Series30.5% FTSE Shariah14.2% |
| KMB Kimberly-Clark Corp | COMPLIANT | 0.81% | AAOIFI18.7% Usmani35.1% Dow Jones Islamic17.1% S&P Shariah17.0% MSCI Islamic35.1% MSCI Islamic M-Series17.0% FTSE Shariah35.1% |
| PAYX Paychex Inc | COMPLIANT | 0.79% | AAOIFI13.2% Usmani29.6% Dow Jones Islamic10.7% S&P Shariah11.0% MSCI Islamic29.6% MSCI Islamic M-Series11.0% FTSE Shariah29.1% |
| HSY Hershey Co/The | COMPLIANT | 0.72% | AAOIFI15.8% Usmani39.9% Dow Jones Islamic13.9% S&P Shariah13.9% MSCI Islamic39.4% MSCI Islamic M-Series13.9% FTSE Shariah37.1% |
| ARES Ares Management Corp | NON_COMPLIANT | 0.67% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| CINF Cincinnati Financial Corp | NON_COMPLIANT | 0.62% | AAOIFI3.0% Usmani1.8% Dow Jones Islamic3.4% S&P Shariah3.7% MSCI Islamic1.8% MSCI Islamic M-Series3.7% FTSE Shariah1.8% |
| RF Regions Financial Corp | NON_COMPLIANT | 0.61% | AAOIFI29.4% Usmani4.7% Dow Jones Islamic35.1% S&P Shariah38.7% MSCI Islamic4.7% MSCI Islamic M-Series38.7% FTSE Shariah4.7% |
| DRI Darden Restaurants Inc | NON_COMPLIANT | 0.59% | AAOIFI25.3% Usmani62.3% Dow Jones Islamic28.6% S&P Shariah30.9% MSCI Islamic48.7% MSCI Islamic M-Series30.9% FTSE Shariah18.1% |
| TROW T Rowe Price Group Inc | NON_COMPLIANT | 0.57% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| PFG Principal Financial Group Inc | NON_COMPLIANT | 0.52% | AAOIFI16.6% Usmani1.2% Dow Jones Islamic21.5% S&P Shariah22.7% MSCI Islamic1.2% MSCI Islamic M-Series22.7% FTSE Shariah1.2% |
| SNA Snap-on Inc | NON_COMPLIANT | 0.48% | AAOIFI6.5% Usmani15.0% Dow Jones Islamic7.3% S&P Shariah7.9% MSCI Islamic14.9% MSCI Islamic M-Series7.9% FTSE Shariah13.7% |
| GIS General Mills Inc | NON_COMPLIANT | 0.45% | AAOIFI81.9% Usmani45.8% Dow Jones Islamic55.0% S&P Shariah49.4% MSCI Islamic45.8% MSCI Islamic M-Series49.4% FTSE Shariah44.5% |
| BR Broadridge Financial Solutions Inc | COMPLIANT | 0.45% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| EWBC East West Bancorp Inc | NON_COMPLIANT | 0.42% | AAOIFI44.9% Usmani9.5% Dow Jones Islamic56.5% S&P Shariah64.1% MSCI Islamic9.5% MSCI Islamic M-Series64.1% FTSE Shariah9.5% |
| BBY Best Buy Co Inc | NON_COMPLIANT | 0.38% | AAOIFI21.7% Usmani25.7% Dow Jones Islamic26.9% S&P Shariah27.3% MSCI Islamic25.7% MSCI Islamic M-Series27.3% FTSE Shariah7.3% |
| APA APA Corp | NON_COMPLIANT | 0.33% | AAOIFI25.9% Usmani21.6% Dow Jones Islamic42.6% S&P Shariah41.4% MSCI Islamic21.6% MSCI Islamic M-Series41.4% FTSE Shariah20.8% |
| WSO Watsco Inc | COMPLIANT | 0.32% | AAOIFI7.1% Usmani17.8% Dow Jones Islamic5.3% S&P Shariah5.4% MSCI Islamic17.6% MSCI Islamic M-Series5.4% FTSE Shariah9.6% |
| FNF Fidelity National Financial Inc | NON_COMPLIANT | 0.30% | AAOIFI35.7% Usmani3.8% Dow Jones Islamic29.8% S&P Shariah31.6% MSCI Islamic3.8% MSCI Islamic M-Series31.6% FTSE Shariah3.8% |
| SWKS Skyworks Solutions Inc | COMPLIANT | 0.29% | AAOIFI6.0% Usmani9.2% Dow Jones Islamic6.4% S&P Shariah5.6% MSCI Islamic9.2% MSCI Islamic M-Series5.6% FTSE Shariah6.7% |
| DINO HF Sinclair Corp | COMPLIANT | 0.28% | AAOIFI16.9% Usmani17.1% Dow Jones Islamic34.7% S&P Shariah34.5% MSCI Islamic16.6% MSCI Islamic M-Series34.5% FTSE Shariah14.6% |
| Booz Allen Hamilton Holding Corp | UNSCREENED | 0.24% | no in-house ratios for this holding |
| American Financial Group Inc/OH | UNSCREENED | 0.23% | no in-house ratios for this holding |
| COLB Columbia Banking System Inc | NON_COMPLIANT | 0.22% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| ALV Autoliv Inc | COMPLIANT | 0.22% | AAOIFI23.9% Usmani25.8% Dow Jones Islamic26.7% S&P Shariah26.6% MSCI Islamic25.8% MSCI Islamic M-Series26.6% FTSE Shariah24.0% |
| ORI Old Republic International Corp | NON_COMPLIANT | 0.21% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| Macy's Inc | UNSCREENED | 0.15% | no in-house ratios for this holding |
| ERIE Erie Indemnity Co | NON_COMPLIANT | 0.14% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| NXST Nexstar Media Group Inc | NON_COMPLIANT | 0.13% | AAOIFI221.8% Usmani68.2% Dow Jones Islamic222.7% S&P Shariah230.8% MSCI Islamic68.2% MSCI Islamic M-Series230.8% FTSE Shariah66.3% |
| OZK Bank OZK | NON_COMPLIANT | 0.13% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| MSM MSC Industrial Direct Co Inc | COMPLIANT | 0.13% | AAOIFI8.2% Usmani22.3% Dow Jones Islamic11.4% S&P Shariah11.5% MSCI Islamic22.3% MSCI Islamic M-Series11.5% FTSE Shariah20.3% |
| MC Moelis & Co | NON_COMPLIANT | 0.13% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| MUR Murphy Oil Corp | NON_COMPLIANT | 0.12% | AAOIFI43.3% Usmani22.0% Dow Jones Islamic53.3% S&P Shariah47.5% MSCI Islamic22.0% MSCI Islamic M-Series47.5% FTSE Shariah15.1% |
| Vail Resorts Inc | UNSCREENED | 0.12% | no in-house ratios for this holding |
| FHI Federated Hermes Inc | NON_COMPLIANT | 0.10% | AAOIFI10.7% Usmani19.4% Dow Jones Islamic12.4% S&P Shariah14.0% MSCI Islamic19.4% MSCI Islamic M-Series14.0% FTSE Shariah15.0% |
| Korn Ferry | UNSCREENED | 0.09% | no in-house ratios for this holding |
| PAG Penske Automotive Group Inc | NON_COMPLIANT | 0.08% | AAOIFI35.2% Usmani27.1% Dow Jones Islamic46.5% S&P Shariah48.2% MSCI Islamic27.1% MSCI Islamic M-Series48.2% FTSE Shariah13.5% |
| RHI Robert Half Inc | COMPLIANT | 0.07% | AAOIFI6.0% Usmani8.4% Dow Jones Islamic6.0% S&P Shariah4.9% MSCI Islamic8.4% MSCI Islamic M-Series4.9% FTSE Shariah0.0% |
| APAM Artisan Partners Asset Management Inc | NON_COMPLIANT | 0.07% | AAOIFI6.7% Usmani13.0% Dow Jones Islamic6.1% S&P Shariah6.4% MSCI Islamic13.0% MSCI Islamic M-Series6.4% FTSE Shariah13.0% |
| CVBF CVB Financial Corp | NON_COMPLIANT | 0.07% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| WU Western Union Co/The | NON_COMPLIANT | 0.07% | AAOIFI104.5% Usmani31.5% Dow Jones Islamic91.2% S&P Shariah83.5% MSCI Islamic31.5% MSCI Islamic M-Series83.5% FTSE Shariah31.5% |
| MZTI Marzetti Company/The | COMPLIANT | 0.06% | AAOIFI8.5% Usmani15.8% Dow Jones Islamic5.6% S&P Shariah5.4% MSCI Islamic15.2% MSCI Islamic M-Series5.4% FTSE Shariah12.4% |
| BANR Banner Corp | NON_COMPLIANT | 0.06% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| OFG OFG Bancorp | NON_COMPLIANT | 0.05% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| Cohen & Steers Inc | UNSCREENED | 0.05% | no in-house ratios for this holding |
| NBHC National Bank Holdings Corp | NON_COMPLIANT | 0.05% | AAOIFI10.8% Usmani1.6% Dow Jones Islamic12.9% S&P Shariah13.9% MSCI Islamic1.6% MSCI Islamic M-Series13.9% FTSE Shariah1.6% |
| CHCO City Holding Co | NON_COMPLIANT | 0.05% | AAOIFI7.3% Usmani2.2% Dow Jones Islamic8.6% S&P Shariah9.2% MSCI Islamic2.2% MSCI Islamic M-Series9.2% FTSE Shariah2.2% |
| State Street Institutional US Government Money Market Fund | UNSCREENED | 0.04% | no in-house ratios for this holding |
| IPAR Interparfums Inc | COMPLIANT | 0.04% | AAOIFI4.3% Usmani10.9% Dow Jones Islamic4.6% S&P Shariah4.5% MSCI Islamic10.9% MSCI Islamic M-Series4.5% FTSE Shariah9.6% |
| STBA S&T Bancorp Inc | NON_COMPLIANT | 0.04% | AAOIFI9.4% Usmani1.7% Dow Jones Islamic11.1% S&P Shariah12.1% MSCI Islamic1.7% MSCI Islamic M-Series12.1% FTSE Shariah1.7% |
| AGM Federal Agricultural Mortgage Corp | NON_COMPLIANT | 0.04% | AAOIFI1461.1% Usmani88.5% Dow Jones Islamic1784.4% S&P Shariah1834.1% MSCI Islamic88.5% MSCI Islamic M-Series1834.1% FTSE Shariah88.5% |
| GABC German American Bancorp Inc | NON_COMPLIANT | 0.04% | AAOIFI2.5% Usmani0.6% Dow Jones Islamic3.3% S&P Shariah3.7% MSCI Islamic0.6% MSCI Islamic M-Series3.7% FTSE Shariah0.6% |
| FLO Flowers Foods Inc | NON_COMPLIANT | 0.04% | AAOIFI150.7% Usmani47.9% Dow Jones Islamic71.4% S&P Shariah61.7% MSCI Islamic47.9% MSCI Islamic M-Series61.7% FTSE Shariah40.3% |
| LKFN Lakeland Financial Corp | NON_COMPLIANT | 0.04% | AAOIFI383.7% Usmani79.8% Dow Jones Islamic377.5% S&P Shariah387.7% MSCI Islamic79.8% MSCI Islamic M-Series387.7% FTSE Shariah79.8% |
| CWEN Clearway Energy Inc | NON_COMPLIANT | 0.04% | AAOIFI151.8% Usmani59.0% Dow Jones Islamic159.3% S&P Shariah176.9% MSCI Islamic59.0% MSCI Islamic M-Series176.9% FTSE Shariah54.0% |
| BKE Buckle Inc/The | COMPLIANT | 0.03% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| SRCE 1st Source Corp | NON_COMPLIANT | 0.03% | AAOIFI14.0% Usmani3.2% Dow Jones Islamic18.6% S&P Shariah20.4% MSCI Islamic3.2% MSCI Islamic M-Series20.4% FTSE Shariah3.2% |
| NSP Insperity Inc | NON_COMPLIANT | 0.03% | AAOIFI24.1% Usmani21.4% Dow Jones Islamic24.2% S&P Shariah19.5% MSCI Islamic21.4% MSCI Islamic M-Series19.5% FTSE Shariah18.8% |
| WEN Wendy's Co/The | NON_COMPLIANT | 0.03% | AAOIFI242.3% Usmani83.4% Dow Jones Islamic166.0% S&P Shariah138.3% MSCI Islamic69.6% MSCI Islamic M-Series138.3% FTSE Shariah56.3% |
| Preferred Bank/Los Angeles CA | UNSCREENED | 0.03% | no in-house ratios for this holding |
| Virtus Investment Partners Inc | UNSCREENED | 0.02% | no in-house ratios for this holding |
| CNA CNA Financial Corp | NON_COMPLIANT | 0.02% | AAOIFI22.7% Usmani4.3% Dow Jones Islamic25.0% S&P Shariah26.6% MSCI Islamic4.3% MSCI Islamic M-Series26.6% FTSE Shariah4.3% |
| CPF Central Pacific Financial Corp | NON_COMPLIANT | 0.02% | AAOIFI341.3% Usmani44.7% Dow Jones Islamic423.6% S&P Shariah486.6% MSCI Islamic44.7% MSCI Islamic M-Series486.6% FTSE Shariah44.7% |
| HAFC Hanmi Financial Corp | NON_COMPLIANT | 0.02% | AAOIFI338.7% Usmani40.2% Dow Jones Islamic433.4% S&P Shariah498.5% MSCI Islamic40.2% MSCI Islamic M-Series498.5% FTSE Shariah40.2% |
| First Financial Corp | UNSCREENED | 0.02% | no in-house ratios for this holding |
| ORRF Orrstown Financial Services Inc | NON_COMPLIANT | 0.02% | AAOIFI366.4% Usmani54.5% Dow Jones Islamic455.7% S&P Shariah565.6% MSCI Islamic54.5% MSCI Islamic M-Series565.6% FTSE Shariah54.5% |
| Independent Bank Corp/MI | UNSCREENED | 0.02% | no in-house ratios for this holding |
| OXM Oxford Industries Inc | NON_COMPLIANT | 0.02% | AAOIFI114.2% Usmani40.3% Dow Jones Islamic71.9% S&P Shariah55.9% MSCI Islamic40.3% MSCI Islamic M-Series55.9% FTSE Shariah5.6% |
| CCBG Capital City Bank Group Inc | NON_COMPLIANT | 0.02% | AAOIFI56.5% Usmani11.3% Dow Jones Islamic72.8% S&P Shariah81.8% MSCI Islamic11.3% MSCI Islamic M-Series81.8% FTSE Shariah11.3% |
| AMSF AMERISAFE Inc | NON_COMPLIANT | 0.01% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| EBF Ennis Inc | COMPLIANT | 0.01% | AAOIFI1.5% Usmani2.2% Dow Jones Islamic1.7% S&P Shariah1.7% MSCI Islamic2.2% MSCI Islamic M-Series1.7% FTSE Shariah0.0% |
| ETD Ethan Allen Interiors Inc | COMPLIANT | 0.01% | AAOIFI22.0% Usmani16.8% Dow Jones Islamic22.5% S&P Shariah22.2% MSCI Islamic16.7% MSCI Islamic M-Series22.2% FTSE Shariah0.0% |
| Chicago Board of Trade | UNSCREENED | 0.01% | no in-house ratios for this holding |
| Chicago Mercantile Exchange | UNSCREENED | 0.00% | no in-house ratios for this holding |
The published standards disagree about this fund by 35 points of portfolio weight — 72.4% of it passes AAOIFI, 37.1% passes MSCI Islamic. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 72.4% ratios fail on 13.2% 14.2% not rated under AAOIFI
ratios pass on 44.2% ratios fail on 35.8% 19.9% not rated under Usmani
ratios pass on 62.1% ratios fail on 16.6% 21.2% not rated under Dow Jones Islamic
ratios pass on 62.1% ratios fail on 16.5% 21.2% not rated under S&P Shariah
ratios pass on 37.1% ratios fail on 38.7% 24.0% not rated under MSCI Islamic
ratios pass on 62.1% ratios fail on 16.6% 21.2% not rated under MSCI Islamic M-Series
ratios pass on 40.7% ratios fail on 35.1% 24.0% not rated under FTSE Shariah
87 of 102 listed holdings carry our own per-methodology verdicts (95% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 77 (86% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
| Non-compliant holding | Weight |
|---|---|
| UNH UnitedHealth Group Inc | 5.09% |
| VZ Verizon Communications Inc | 3.65% |
| MO Altria Group Inc | 2.94% |
| BMY Bristol-Myers Squibb Co | 2.93% |
| LMT Lockheed Martin Corp | 2.70% |
| CMCSA Comcast Corp | 2.25% |
| BX Blackstone Inc | 2.20% |
| UPS United Parcel Service Inc | 1.98% |
| F Ford Motor Co | 1.72% |
| FITB Fifth Third Bancorp | 1.13% |
Methodology breakdown computing — it will appear here on its own.
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
The factors behind the read, each shown with the figure it rests on, including the ones pointing the other way.
Schwab U.S. Dividend Equity ETF (SCHD) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
Computing the full ratio and business-activity breakdown for SCHD — this runs off the critical path so the page paints first. It will appear here on its own.
| Investor | Firm | Position | Weight | As of |
|---|---|---|---|---|
| Ken Fisher | Fisher Asset Management | $2M | 0.0% | 2026-06-30 |
From the most recent 13F on file. A 13F reports long US equity positions quarterly and in arrears — it is what a manager held on the report date, not what they hold today.
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
Classic floor-trader pivots from the last completed daily bar. Highlighted pills are the levels bracketing the current price.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 44.80 | NEUTRAL |
| Stochastic %K (14) | 55.64 | NEUTRAL |
| CCI (20) | -26.86 | NEUTRAL |
| Williams %R (14) | -44.36 | NEUTRAL |
| MACD (12,26,9) | 0.01 | BUY |
| ROC (10) | -0.51 | SELL |
| Momentum (10) | -0.17 | SELL |
| EMA (10) | 32.95 | BUY |
| SMA (10) | 32.82 | BUY |
| EMA (20) | 33.17 | SELL |
| SMA (20) | 33.17 | SELL |
| EMA (30) | 33.31 | SELL |
| SMA (30) | 33.56 | SELL |
| EMA (50) | 33.33 | SELL |
| SMA (50) | 33.78 | SELL |
| EMA (100) | 32.77 | BUY |
| SMA (100) | 32.94 | BUY |
| EMA (200) | 31.17 | BUY |
| SMA (200) | 31.39 | BUY |
To pursue its goal, the fund generally invests in stocks that are included in the index. The index is designed to measure the performance of high dividend yielding stocks issued by U.S. companies that have a record of consistently paying dividends, selected for fundamental strength relative to their peers, based on financial ratios. The fund will invest at least 90% of its net assets in these stocks.
Background via Yahoo Finance — informational, not part of the verdict.
Average — needs more confirmation before sizing up
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
| Timeframe | Bias | Bars |
|---|---|---|
| 📅 Daily | BEARISH | 42 |
| ⏰ 4H | BULLISH | 85 |
| 🕐 1H | BEARISH | 98 |
| ⏱ 15-Min | RANGING | 130 |
| ⏲ 5-Min | BULLISH | 234 |
Rate of change and relative volume against this symbol's own recent history. Momentum describes what price has done; it is not a claim about what it will do.
How the rest of the sector moved over the same window. Context for a price move, never a cause of one.
Peer movement computing — it will appear here on its own.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Insider transactions reported in the last ninety days. Insiders sell for reasons that have nothing to do with a view, so a sale on its own is not a signal.
NO DATA 0 buys · 0 sells
The weekly CFTC Commitments of Traders report for the broad market it tracks, not for this symbol. Positioning context for the tape — it says nothing about this company.
NEUTRAL report date 2026-10-06 · Asset managers net 906615 (+2612)
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.